H-0454.2          _______________________________________________

                                  HOUSE BILL 1575

                  _______________________________________________

State of Washington              52nd Legislature             1991 Regular Session

By Representatives Dorn, Dellwo, Inslee, R. Meyers, Anderson and Zellinsky.

Read first time February 1, 1991.  Referred to Committee on Financial Institutions & Insurance.

Requiring an insurer to provide preferred risk coverage to qualified applicants.

     AN ACT Relating to the provision of preferred risk coverage to qualified applicants; adding a new section to chapter 46.30 RCW; and prescribing penalties.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION. Sec. 1.  A new section is added to chapter 46.30 RCW to read as follows:

     (1) It shall be an unfair practice for any insurer or its agent to fail to disclose the availability of a preferred risk plan to any applicant for automobile liability insurance who, on the basis of information provided, appears to qualify for coverage in such plan.

     (2) It shall be an unfair practice for an insurer to refuse to insure in its preferred market, if it has one, an applicant for automobile liability insurance who has provided information to an agent appointed by the insurer which indicates that such applicant would qualify for coverage under the preferred plan.