H-0208.2                  _______________________________________________

                                                      HOUSE BILL 1413

                              _______________________________________________

State of Washington                              53rd Legislature                             1993 Regular Session

By Representatives Zellinsky and R. Meyers

Read first time 01/27/93.  Referred to Committee on Financial Institutions & Insurance.

Requiring sellers of liquor to obtain liquor liability insurance.

          AN ACT Relating to liquor liability insurance; adding a new section to chapter 66.28 RCW; adding a new section to chapter 48.30 RCW; and prescribing penalties.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION. Sec. 1.  A new section is added to chapter 66.28 RCW to read as follows:

          (1) No person may engage in the retail sale of liquor by the drink in this state unless the person is insured under a liquor liability policy issued by an insurance company authorized to do business in this state with liability limits of at least one hundred thousand dollars per person per occurrence and one million dollars aggregate per occurrence.

          (2) Every person licensed to sell liquor in this state shall furnish written proof of adequate insurance as required by subsection (1) of this section to the board.  Upon proof of adequate insurance, the board shall issue a certificate, which shall be posted in a conspicuous place on the premises.

          (3) The liquor liability policy shall at a minimum cover any legal liability arising out of the service or sale of liquor.

          (4) Any person who:

          (a) Fails to obtain and keep current the insurance coverage required by this section;

          (b) Fails to post a current certificate as required by this section; or

          (c) Knowingly provides false evidence of insurance coverage to a law enforcement officer or to a court, including an expired or canceled insurance policy;

is guilty of a misdemeanor.

          (5) Failure to comply with the provisions of this section shall result in license revocation by the board.

NEW SECTION. Sec. 2.  A new section is added to chapter 48.30 RCW to read as follows:

          No insurer may issue a liability insurance policy to any retail seller of liquor by the drink, unless the policy at a minimum provides coverage for any legal liability arising out of the service or sale of liquor with liability limits of at least one hundred thousand dollars per person per occurrence and one million dollars aggregate per occurrence.

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