H-3746.2  _______________________________________________

 

                          HOUSE BILL 2853

          _______________________________________________

 

State of Washington      53rd Legislature     1994 Regular Session

 

By Representatives Hansen, Dyer, Brough and Chandler

 

Read first time 01/26/94.  Referred to Committee on Commerce & Labor.

 

Permitting the provision of industrial insurance through private carriers.



    AN ACT Relating to providing industrial insurance through private insurance carriers; amending RCW 51.14.010, 51.14.010, and 51.14.010; creating new sections; and providing effective dates.

 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

 

    NEW SECTION.  Sec. 1.  The legislature recognizes that new costs and responsibilities for employee health care will be placed on many businesses beginning in 1995.  Further, the legislature finds that the options for purchasing health care benefits should include options that permit coordination of health care services when the care is for work-related injury or illness.  The purpose of this act is to permit employers to coordinate health care benefits by allowing the purchase of industrial insurance coverage from private insurance carriers as of the date that certified health plan coverage is required for their employees.

 

    Sec. 2.  RCW 51.14.010 and 1971 ex.s. c 289 s 26 are each amended to read as follows:

    (1) Except as otherwise provided in subsection (2) of this section, every employer under this title shall secure the payment of compensation under this title by:

    (((1))) (a) Insuring and keeping insured the payment of such benefits with the state fund; or

    (((2))) (b) Qualifying as a self-insurer under this title.

    (2) For an employer subject to RCW 43.72.220(2), the employer may satisfy the requirements of subsection (1) of this section by insuring and keeping insured the payment of benefits under this title with an insurer holding a certificate of authority under Title 48 RCW and certified by the department to provide industrial insurance.

 

    Sec. 3.  RCW 51.14.010 and 1994 c ... s 2 (section 2 of this act) are each amended to read as follows:

    (1) Except as otherwise provided in subsection (2) of this section, every employer under this title shall secure the payment of compensation under this title by:

    (a) Insuring and keeping insured the payment of such benefits with the state fund; or

    (b) Qualifying as a self-insurer under this title.

    (2) For an employer subject to RCW 43.72.220(2) or (3), the employer may satisfy the requirements of subsection (1) of this section by insuring and keeping insured the payment of benefits under this title with an insurer holding a certificate of authority under Title 48 RCW and certified by the department to provide industrial insurance.

 

    Sec. 4.  RCW 51.14.010 and 1994 c ... s 3 (section 3 of this act) are each amended to read as follows:

    (((1) Except as otherwise provided in subsection (2) of this section,)) Every employer under this title shall secure the payment of compensation under this title by:

    (((a))) (1) Insuring and keeping insured the payment of such benefits with the state fund or with an insurer holding a certificate of authority pursuant to Title 48 RCW and certified by the department of labor and industries to provide industrial insurance; or

    (((b))) (2) Qualifying as a self-insurer under this title.

    (((2) For an employer subject to RCW 43.72.220(2) or (3), the employer may satisfy the requirements of subsection (1) of this section by insuring and keeping insured the payment of benefits under this title with an insurer holding a certificate of authority under Title 48 RCW and certified by the department to provide industrial insurance.))

 

    NEW SECTION.  Sec. 5.  The department of labor and industries and the insurance commissioner shall jointly prepare recommendations for legislation necessary to implement sections 2 through 4 of this act.  The recommended legislation shall be reported to the legislature by December 1, 1994.

 

    NEW SECTION.  Sec. 6.  (1) Section 2 of this act shall take effect July 1, 1995.

    (2) Section 3 of this act shall take effect July 1, 1996.

    (3) Section 4 of this act shall take effect July 1, 1997.

 


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