CERTIFICATION OF ENROLLMENT

ENGROSSED HOUSE BILL 1561

Chapter 441, Laws of 2005

59th Legislature
2005 Regular Session



LIFE INSURANCE--TRAVEL



EFFECTIVE DATE: 7/24/05

Passed by the House April 18, 2005
  Yeas 94   Nays 1

FRANK CHOPP
________________________________________    
Speaker of the House of Representatives


Passed by the Senate April 7, 2005
  Yeas 49   Nays 0


BRAD OWEN
________________________________________    
President of the Senate
 
CERTIFICATE

I, Richard Nafziger, Chief Clerk of the House of Representatives of the State of Washington, do hereby certify that the attached is ENGROSSED HOUSE BILL 1561 as passed by the House of Representatives and the Senate on the dates hereon set forth.


RICHARD NAFZIGER
________________________________________    
Chief Clerk
Approved May 13, 2005.








CHRISTINE GREGOIRE
________________________________________    
Governor of the State of Washington
 
FILED
May 13, 2005 - 2:34 p.m.







Secretary of State
State of Washington


_____________________________________________ 

ENGROSSED HOUSE BILL 1561
_____________________________________________

AS AMENDED BY THE SENATE

Passed Legislature - 2005 Regular Session
State of Washington59th Legislature2005 Regular Session

By Representatives Appleton, Roach, Santos, Kirby, Schual-Berke, Condotta, Williams and Chase

Read first time 01/28/2005.   Referred to Committee on Financial Institutions & Insurance.



     AN ACT Relating to prohibiting discrimination in life insurance based on lawful travel destinations; and adding a new section to chapter 48.18 RCW.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION.  Sec. 1   A new section is added to chapter 48.18 RCW to read as follows:
     (1) No life insurer may deny or refuse to accept an application for insurance, or refuse to insure, refuse to renew, cancel, restrict, or otherwise terminate a policy of insurance, or charge a different rate for the same coverage, based upon the applicant's or insured person's past or future lawful travel destinations.
     (2) Nothing in this section prohibits a life insurer from excluding or limiting coverage of specific lawful travel, or charging a differential rate for such coverage, when bona fide statistical differences in risk or exposure have been substantiated.


         Passed by the House April 18, 2005.
         Passed by the Senate April 7, 2005.
         Approved by the Governor May 13, 2005.
         Filed in Office of Secretary of State May 13, 2005.