HOUSE BILL REPORT

HB 1099

BYRepresentative Locke

Prohibiting unfair insurance discrimination.

House Committe on Financial Institutions & Insurance

Majority Report:  Do pass.  (14)

      Signed by Representatives Lux, Chair; Zellinsky, Vice Chair; Betrozoff, Chandler, Crane, Day, Dellwo, Ferguson, Grimm, P. King, Meyers, Niemi, Nutley and Winsley.

House Staff:John Conniff (786-7119)

AS PASSED HOUSE MARCH 18, 1987

BACKGROUND:

The insurance code prohibits insurers from unfairly discriminating against applicants for insurance and against policyholders.  While insurers may not discriminate on the basis of race, color, creed, or national origin, insurers may discriminate on the basis of age and sex if the insurer can prove that differences in age and sex results in differences in expected losses under a policy.  However, the insurance code provisions prohibiting unfair discrimination are inconsistent.

SUMMARY:

Insurance code provisions governing unfair discrimination by insurers are amended so that every section of the code prohibits the same type of unfair discrimination.  No substantive changes are made.

Fiscal Note:      Not Requested.

House Committee ‑ Testified For:    None Presented.

House Committee - Testified Against:      None Presented.

House Committee - Testimony For:    None Presented.

House Committee - Testimony Against:      None Presented.