Under the long-term care (LTC) partnership program, people who purchase qualified long-term care partnership insurance policies can apply for long-term care medicaid under special rules for determining financial eligibility. These special rules generally allow the person to protect assets up to the insurance benefits received from a partnership policy so that such assets will not be taken into account in determining financial eligibility for long-term care medicaid and will not subsequently be subject to estate recovery for medicaid and long-term care services paid. The Washington long-term care partnership program is effective on December 1, 2011.
The following rules govern long-term care eligibility under the long-term care partnership program:
(3) WAC 182-513-1415
Assets that can't be protected under the LTC partnership provisions.
(4) WAC 182-513-1420
Eligibility for asset protection under a partnership policy.
(5) WAC 182-513-1425
Not qualifying for LTC medicaid if an LTC partnership policy is in pay status.
(6) WAC 182-513-1430
Change of circumstances that must be reported when there is an LTC partnership policy paying a portion of care.
(7) WAC 182-513-1435
When Washington recognizes an LTC partnership policy purchased in another state.
(8) WAC 182-513-1440
Determining how many assets can be protected.
(9) WAC 182-513-1445
Designating a protected asset and required proof.
(10) WAC 182-513-1450
How the transfer of assets affects LTC partnership and medicaid eligibility.
(11) WAC 182-513-1455
Protected assets under an LTC partnership policy after death.
[Statutory Authority: RCW 41.05.021
, P.L. 111-148, 42 C.F.R. §§ 431, 435, and 457, and 45 C.F.R. § 155. WSR 17-03-116, § 182-513-1400, filed 1/17/17, effective 2/17/17. WSR 13-01-017, recodified as WAC 182-513-1400, filed 12/7/12, effective 1/1/13. Statutory Authority: RCW 74.04.050
, section 6014 of the Deficit Reduction Act of 2005, WAC 284-83-140, 284-83-400, 284-83-405, 284-83-410, 284-83-415, 284-83-420, and chapter 48.83
RCW. WSR 11-23-106, § 388-513-1400, filed 11/18/11, effective 12/19/11.]