OTS-3419.2


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WAC 296-17B-970   Hazard Group 7 tables.  

Premium-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 7

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .8868 .8733 .8613 .8503 .8401 .8306 .8216 .8130 .8049 .7971 .7896 .7824 .7754 .7687
2 .8823 .8680 .8551 .8434 .8325 .8224 .8128 .8037 .7950 .7867 .7787 .7710 .7636 .7565
3 .8779 .8627 .8490 .8366 .8250 .8142 .8040 .7943 .7851 .7763 .7678 .7597 .7519 .7443
4 .8735 .8573 .8429 .8296 .8174 .8059 .7951 .7849 .7751 .7658 .7569 .7482 .7399 .7319
5 .8691 .8520 .8367 .8227 .8098 .7977 .7862 .7754 .7651 .7553 .7459 .7368 .7280 .7196
6 .8648 .8467 .8305 .8158 .8021 .7894 .7774 .7660 .7551 .7448 .7349 .7253 .7161 .7072
7 .8604 .8414 .8244 .8089 .7945 .7811 .7685 .7565 .7451 .7343 .7239 .7139 .7042 .6949
8 .8561 .8361 .8182 .8020 .7869 .7728 .7596 .7471 .7351 .7238 .7129 .7024 .6923 .6826
9 .8517 .8308 .8121 .7950 .7793 .7645 .7507 .7376 .7251 .7132 .7018 .6909 .6804 .6703
10 .8474 .8255 .8060 .7881 .7716 .7563 .7418 .7281 .7151 .7027 .6908 .6794 .6685 .6579
11 .8431 .8203 .7998 .7812 .7640 .7480 .7329 .7186 .7051 .6922 .6798 .6680 .6566 .6456
12 .8388 .8150 .7937 .7743 .7564 .7397 .7239 .7091 .6950 .6816 .6688 .6565 .6447 .6333
13 .8345 .8097 .7876 .7674 .7487 .7313 .7150 .6996 .6850 .6710 .6577 .6450 .6328 .6210
14 .8303 .8045 .7814 .7604 .7410 .7230 .7060 .6900 .6749 .6604 .6467 .6335 .6209 .6087
15 .8260 .7992 .7752 .7534 .7333 .7146 .6970 .6804 .6647 .6498 .6356 .6220 .6089 .5964
16 .8217 .7939 .7691 .7465 .7256 .7062 .6880 .6709 .6546 .6392 .6245 .6105 .5970 .5841
17 .8174 .7886 .7629 .7395 .7179 .6978 .6790 .6612 .6445 .6286 .6134 .5989 .5851 .5718
18 .8132 .7833 .7567 .7324 .7101 .6893 .6699 .6516 .6343 .6179 .6023 .5874 .5732 .5595
19 .8089 .7780 .7505 .7254 .7023 .6808 .6608 .6419 .6241 .6072 .5911 .5758 .5612 .5472
20 .8047 .7727 .7442 .7183 .6945 .6723 .6517 .6322 .6139 .5965 .5800 .5643 .5493 .5349
21 .8004 .7674 .7380 .7112 .6866 .6638 .6425 .6225 .6036 .5857 .5688 .5526 .5373 .5226
22 .7962 .7621 .7317 .7041 .6787 .6552 .6333 .6127 .5933 .5749 .5575 .5410 .5253 .5102
23 .7919 .7568 .7254 .6969 .6708 .6466 .6240 .6028 .5829 .5641 .5463 .5294 .5132 .4978
24 .7876 .7514 .7191 .6897 .6628 .6379 .6147 .5930 .5725 .5532 .5350 .5176 .5012 .4854
25 .7834 .7460 .7127 .6825 .6548 .6292 .6054 .5830 .5621 .5423 .5236 .5059 .4890 .4730
26 .7791 .7406 .7063 .6752 .6467 .6204 .5959 .5731 .5516 .5314 .5122 .4941 .4769 .4605
27 .7748 .7352 .6999 .6679 .6386 .6116 .5865 .5631 .5411 .5204 .5008 .4823 .4647 .4480
28 .7705 .7298 .6934 .6606 .6305 .6027 .5770 .5530 .5305 .5093 .4893 .4704 .4524 .4354
29 .7663 .7243 .6870 .6532 .6223 .5938 .5675 .5428 .5198 .4982 .4778 .4584 .4401 .4227
30 .7620 .7189 .6805 .6458 .6141 .5849 .5578 .5326 .5091 .4870 .4661 .4464 .4277 .4100
31 .7577 .7134 .6739 .6383 .6058 .5759 .5482 .5224 .4983 .4757 .4544 .4343 .4153 .3972
32 .7534 .7079 .6674 .6308 .5974 .5668 .5384 .5121 .4874 .4644 .4426 .4221 .4027 .3843
33 .7492 .7024 .6608 .6233 .5891 .5576 .5286 .5017 .4765 .4530 .4308 .4099 .3901 .3714
34 .7449 .6968 .6541 .6156 .5806 .5484 .5187 .4912 .4655 .4414 .4188 .3975 .3773 .3583
35 .7406 .6913 .6475 .6080 .5721 .5391 .5088 .4806 .4543 .4298 .4067 .3850 .3645 .3451
36 .7363 .6857 .6408 .6003 .5634 .5297 .4987 .4699 .4430 .4180 .3945 .3723 .3515 .3318
37 .7320 .6801 .6340 .5925 .5548 .5203 .4885 .4591 .4317 .4061 .3821 .3596 .3384 .3185
38 .7278 .6745 .6272 .5847 .5461 .5107 .4782 .4481 .4202 .3941 .3696 .3467 .3253 .3053
39 .7235 .6689 .6204 .5768 .5373 .5011 .4679 .4371 .4086 .3820 .3571 .3339 .3123 .2921
40 .7193 .6634 .6137 .5690 .5285 .4915 .4575 .4261 .3970 .3698 .3446 .3212 .2994 .2791
41 .7152 .6578 .6069 .5611 .5197 .4818 .4471 .4150 .3853 .3577 .3322 .3085 .2866 .2662
42 .7111 .6524 .6002 .5533 .5109 .4722 .4366 .4039 .3736 .3457 .3199 .2960 .2739 .2534
43 .7071 .6469 .5935 .5455 .5021 .4625 .4262 .3928 .3620 .3337 .3076 .2836 .2614 .2409
44 .7031 .6416 .5869 .5377 .4933 .4528 .4157 .3817 .3505 .3219 .2955 .2713 .2490 .2285
45 .6992 .6363 .5802 .5300 .4845 .4431 .4052 .3707 .3390 .3101 .2835 .2592 .2369 .2164
46 .6954 .6310 .5737 .5222 .4757 .4334 .3948 .3597 .3276 .2984 .2716 .2472 .2249 .2046
47 .6917 .6258 .5671 .5145 .4669 .4237 .3844 .3487 .3163 .2867 .2599 .2354 .2132 .1930
48 .6880 .6206 .5606 .5067 .4581 .4140 .3740 .3378 .3050 .2752 .2482 .2238 .2017 .1817
49 .6844 .6155 .5541 .4990 .4492 .4043 .3637 .3270 .2938 .2638 .2368 .2124 .1904 .1706
50 .6808 .6105 .5477 .4913 .4404 .3946 .3534 .3162 .2827 .2525 .2254 .2011 .1793 .1597
51 .6774 .6055 .5412 .4835 .4317 .3850 .3431 .3054 .2716 .2414 .2143 .1901 .1685 .1492
52 .6740 .6006 .5348 .4758 .4229 .3754 .3328 .2947 .2607 .2303 .2033 .1792 .1579 .1390
53 .6707 .5957 .5285 .4682 .4141 .3658 .3226 .2841 .2498 .2194 .1924 .1686 .1476 .1290
54 .6675 .5909 .5222 .4606 .4054 .3562 .3124 .2735 .2391 .2086 .1818 .1582 .1375 .1193
55 .6644 .5862 .5159 .4530 .3968 .3467 .3023 .2631 .2284 .1980 .1713 .1480 .1277 .1100
56 .6614 .5815 .5097 .4454 .3881 .3372 .2923 .2526 .2179 .1875 .1611 .1381 .1182 .1010
57 .6585 .5770 .5036 .4380 .3795 .3278 .2823 .2423 .2075 .1772 .1510 .1284 .1089 .0923
58 .6556 .5725 .4976 .4306 .3710 .3184 .2723 .2321 .1972 .1671 .1411 .1189 .1000 .0839
59 .6530 .5682 .4917 .4233 .3626 .3091 .2625 .2220 .1871 .1571 .1315 .1098 .0914 .0759
60 .6504 .5640 .4859 .4160 .3542 .2999 .2527 .2120 .1771 .1473 .1221 .1009 .0831 .0682
61 .6480 .5600 .4802 .4089 .3459 .2908 .2430 .2021 .1672 .1377 .1129 .0923 .0751 .0610
62 .6457 .5561 .4747 .4019 .3377 .2817 .2335 .1923 .1575 .1283 .1040 .0840 .0675 .0541
63 .6436 .5524 .4694 .3951 .3296 .2727 .2240 .1826 .1479 .1191 .0954 .0760 .0603 .0476
64 .6416 .5488 .4642 .3883 .3216 .2639 .2146 .1731 .1386 .1102 .0870 .0683 .0534 .0415
65 .6398 .5455 .4592 .3818 .3138 .2551 .2053 .1637 .1294 .1014 .0790 .0611 .0469 .0359
66 .6382 .5424 .4544 .3754 .3060 .2464 .1961 .1544 .1204 .0930 .0712 .0542 .0409 .0307
67 .6367 .5395 .4498 .3691 .2984 .2379 .1871 .1453 .1116 .0848 .0638 .0476 .0353 .0260
68 .6354 .5368 .4454 .3631 .2910 .2294 .1781 .1364 .1030 .0769 .0568 .0415 .0301 .0217
69 .6343 .5344 .4413 .3572 .2836 .2210 .1693 .1275 .0946 .0693 .0501 .0358 .0253 .0178
70 .6334 .5322 .4374 .3516 .2764 .2128 .1605 .1189 .0865 .0620 .0438 .0305 .0210 .0144
71 .6326 .5302 .4337 .3460 .2692 .2044 .1517 .1102 .0784 .0548 .0377 .0255 .0171 .0113
72 .6320 .5285 .4304 .3408 .2624 .1965 .1433 .1020 .0709 .0483 .0323 .0212 .0137 .0087
73 .6316 .5271 .4275 .3361 .2560 .1889 .1353 .0942 .0639 .0423 .0274 .0174 .0108 .0066
74 .6314 .5264 .4257 .3331 .2518 .1840 .1301 .0893 .0595 .0386 .0245 .0152 .0092 .0055

Premium-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 7

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0376 .0777 .1202 .1645 .2558 .3493 .4443 .5403
2 .0000 .0361 .0754 .1173 .1610 .2513 .3440 .4381 .5334
3 .0000 .0347 .0731 .1145 .1577 .2469 .3387 .4320 .5266
4 .0000 .0333 .0709 .1117 .1543 .2425 .3333 .4259 .5196
5 .0000 .0319 .0688 .1090 .1510 .2381 .3280 .4197 .5127
6 .0000 .0306 .0668 .1063 .1477 .2338 .3227 .4135 .5058
7 .0000 .0293 .0648 .1036 .1444 .2294 .3174 .4074 .4989
8 .0000 .0281 .0628 .1010 .1411 .2251 .3121 .4012 .4920
9 .0000 .0269 .0609 .0984 .1379 .2207 .3068 .3951 .4850
10 .0000 .0258 .0590 .0958 .1347 .2164 .3015 .3890 .4781
11 .0000 .0247 .0571 .0932 .1315 .2121 .2963 .3828 .4712
12 .0000 .0236 .0553 .0907 .1284 .2078 .2910 .3767 .4643
13 .0000 .0226 .0535 .0882 .1252 .2035 .2857 .3706 .4574
14 .0000 .0216 .0517 .0857 .1221 .1993 .2805 .3644 .4504
15 .0000 .0206 .0499 .0832 .1189 .1950 .2752 .3582 .4434
16 .0000 .0197 .0482 .0808 .1158 .1907 .2699 .3521 .4365
17 .0000 .0187 .0465 .0783 .1127 .1864 .2646 .3459 .4295
18 .0000 .0178 .0448 .0759 .1096 .1822 .2593 .3397 .4224
19 .0000 .0170 .0431 .0735 .1066 .1779 .2540 .3335 .4154
20 .0000 .0161 .0415 .0711 .1035 .1737 .2487 .3272 .4083
21 .0000 .0153 .0398 .0687 .1005 .1694 .2434 .3210 .4012
22 .0000 .0145 .0382 .0664 .0974 .1652 .2381 .3147 .3941
23 .0000 .0137 .0366 .0641 .0944 .1609 .2328 .3084 .3869
24 .0000 .0130 .0351 .0617 .0914 .1566 .2274 .3021 .3797
25 .0000 .0122 .0335 .0594 .0884 .1524 .2220 .2957 .3725
26 .0000 .0115 .0320 .0572 .0854 .1481 .2166 .2893 .3652
27 .0000 .0108 .0305 .0549 .0824 .1438 .2112 .2829 .3579
28 .0000 .0101 .0290 .0527 .0794 .1395 .2058 .2764 .3506
29 .0000 .0095 .0276 .0504 .0765 .1353 .2003 .2700 .3432
30 .0000 .0088 .0262 .0482 .0736 .1310 .1949 .2635 .3358
31 .0000 .0082 .0248 .0461 .0706 .1267 .1894 .2569 .3283
32 .0000 .0076 .0234 .0439 .0677 .1224 .1839 .2504 .3208
33 .0000 .0071 .0221 .0418 .0649 .1182 .1784 .2438 .3133
34 .0000 .0065 .0207 .0397 .0620 .1139 .1728 .2371 .3056
35 .0000 .0060 .0195 .0376 .0592 .1096 .1673 .2305 .2980
36 .0000 .0055 .0182 .0356 .0563 .1053 .1617 .2238 .2903
37 .0000 .0050 .0170 .0336 .0535 .1010 .1561 .2170 .2825
38 .0000 .0046 .0158 .0316 .0508 .0968 .1505 .2102 .2747
39 .0000 .0041 .0146 .0296 .0480 .0925 .1449 .2034 .2668
40 .0000 .0037 .0135 .0277 .0453 .0883 .1394 .1967 .2590
41 .0000 .0034 .0125 .0259 .0427 .0842 .1338 .1899 .2511
42 .0000 .0030 .0115 .0241 .0402 .0801 .1284 .1832 .2433
43 .0000 .0027 .0105 .0224 .0377 .0761 .1229 .1765 .2355
44 .0000 .0024 .0096 .0208 .0352 .0721 .1176 .1699 .2277
45 .0000 .0021 .0087 .0192 .0329 .0682 .1123 .1632 .2200
46 .0000 .0019 .0079 .0176 .0306 .0644 .1070 .1567 .2122
47 .0000 .0016 .0071 .0162 .0284 .0607 .1018 .1501 .2045
48 .0000 .0014 .0064 .0148 .0262 .0570 .0966 .1436 .1967
49 .0000 .0012 .0057 .0134 .0241 .0534 .0915 .1371 .1890
50 .0000 .0010 .0051 .0122 .0221 .0498 .0865 .1307 .1813
51 .0000 .0009 .0045 .0109 .0202 .0464 .0815 .1242 .1735
52 .0000 .0007 .0039 .0098 .0184 .0430 .0766 .1178 .1658
53 .0000 .0006 .0034 .0087 .0166 .0397 .0717 .1115 .1582
54 .0000 .0005 .0029 .0077 .0149 .0365 .0669 .1052 .1506
55 .0000 .0004 .0025 .0068 .0133 .0334 .0622 .0989 .1430
56 .0000 .0003 .0021 .0059 .0118 .0304 .0575 .0927 .1354
57 .0000 .0003 .0018 .0051 .0104 .0275 .0530 .0866 .1280
58 .0000 .0002 .0015 .0043 .0091 .0246 .0485 .0806 .1206
59 .0000 .0002 .0012 .0036 .0078 .0220 .0442 .0747 .1133
60 .0000 .0001 .0010 .0030 .0067 .0194 .0400 .0689 .1060
61 .0000 .0001 .0008 .0025 .0056 .0170 .0360 .0632 .0989
62 .0000 .0001 .0006 .0020 .0047 .0147 .0321 .0577 .0919
63 .0000 .0000 .0004 .0016 .0038 .0126 .0284 .0524 .0851
64 .0000 .0000 .0003 .0012 .0030 .0106 .0248 .0472 .0783
65 .0000 .0000 .0002 .0009 .0024 .0088 .0215 .0422 .0718
66 .0000 .0000 .0002 .0007 .0018 .0072 .0184 .0374 .0654
67 .0000 .0000 .0001 .0005 .0013 .0057 .0155 .0328 .0591
68 .0000 .0000 .0001 .0003 .0010 .0044 .0128 .0284 .0531
69 .0000 .0000 .0000 .0002 .0006 .0033 .0104 .0243 .0472
70 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0204 .0416
71 .0000 .0000 .0000 .0001 .0002 .0016 .0062 .0167 .0360
72 .0000 .0000 .0000 .0000 .0001 .0010 .0045 .0134 .0308
73 .0000 .0000 .0000 .0000 .0001 .0006 .0031 .0105 .0261
74 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0087 .0231


Premium-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 7

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss

Limit*

30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7189 .6627 .6128 .5679 .5272 .4924 .4649 .4427 .4243 .4090 .3961 .3851 .3760 .3688
41 $120 .7147 .6572 .6060 .5601 .5188 .4855 .4588 .4370 .4189 .4038 .3911 .3806 .3723 .3657
42 $120 .7107 .6517 .5993 .5522 .5115 .4791 .4529 .4314 .4136 .3987 .3864 .3766 .3689 .3628
43 $120 .7066 .6463 .5926 .5446 .5048 .4731 .4472 .4260 .4084 .3938 .3821 .3731 .3659 .3602
44 $120 .7027 .6409 .5860 .5377 .4987 .4673 .4417 .4206 .4032 .3892 .3784 .3698 .3631 .3578
45 $120 .6988 .6356 .5794 .5314 .4929 .4617 .4363 .4153 .3984 .3852 .3749 .3668 .3605 .3556
46 $120 .6950 .6303 .5731 .5255 .4873 .4562 .4309 .4102 .3940 .3814 .3716 .3640 .3581 .3536
47 $120 .6912 .6251 .5672 .5200 .4818 .4508 .4255 .4055 .3899 .3779 .3685 .3614 .3559 .3518
48 $120 .6876 .6200 .5618 .5147 .4765 .4454 .4205 .4010 .3861 .3745 .3656 .3590 .3540 .3503
49 $120 .6840 .6150 .5567 .5095 .4712 .4401 .4157 .3969 .3824 .3713 .3630 .3568 .3522 .3489
50 $120 .6804 .6103 .5519 .5044 .4658 .4351 .4112 .3929 .3789 .3684 .3606 .3548 .3506 .3476
$250 .6807 .6103 .5474 .4908 .4399 .3946 .3559 .3233 .2958 .2726 .2529 .2362 .2221 .2104
51 $120 .6770 .6060 .5472 .4993 .4606 .4303 .4069 .3890 .3756 .3656 .3583 .3530 .3492 .3465
$250 .6773 .6053 .5409 .4831 .4312 .3860 .3478 .3156 .2884 .2655 .2462 .2299 .2164 .2053
52 $120 .6736 .6018 .5426 .4943 .4556 .4256 .4027 .3853 .3725 .3631 .3563 .3514 .3479 .3455
$250 .6739 .6004 .5345 .4754 .4229 .3780 .3400 .3081 .2812 .2586 .2396 .2239 .2111 .2007
53 $120 .6704 .5979 .5380 .4893 .4508 .4212 .3986 .3819 .3696 .3607 .3544 .3499 .3468 .3447
$250 .6706 .5955 .5282 .4678 .4151 .3702 .3325 .3007 .2740 .2517 .2333 .2183 .2061 .1963
54 $120 .6674 .5941 .5336 .4845 .4462 .4168 .3948 .3786 .3669 .3585 .3527 .3486 .3458 .3439
$250 .6674 .5907 .5219 .4605 .4076 .3628 .3251 .2935 .2670 .2452 .2274 .2131 .2015 .1922
55 $120 .6646 .5905 .5291 .4799 .4417 .4126 .3911 .3755 .3643 .3565 .3511 .3474 .3449 .3433
$250 .6643 .5860 .5156 .4536 .4004 .3555 .3178 .2863 .2602 .2390 .2219 .2081 .1971 .1884
56 $120 .6619 .5869 .5248 .4754 .4372 .4086 .3876 .3725 .3619 .3546 .3497 .3464 .3442 .3427
$250 .6613 .5813 .5096 .4469 .3934 .3483 .3106 .2792 .2537 .2331 .2165 .2034 .1930 .1849
57 $120 .6594 .5834 .5206 .4710 .4329 .4047 .3842 .3697 .3597 .3529 .3484 .3454 .3435 .3423
$250 .6583 .5768 .5038 .4405 .3866 .3413 .3034 .2725 .2474 .2274 .2115 .1989 .1892 .1817
58 $120 .6571 .5799 .5166 .4667 .4287 .4009 .3810 .3671 .3577 .3514 .3473 .3446 .3429 .3419
$250 .6555 .5724 .4983 .4343 .3799 .3342 .2965 .2659 .2414 .2219 .2066 .1948 .1857 .1787
$500 .6556 .5725 .4975 .4304 .3708 .3182 .2725 .2332 .1997 .1712 .1473 .1273 .1106 .0968
59 $120 .6548 .5766 .5126 .4624 .4247 .3972 .3779 .3646 .3558 .3500 .3462 .3439 .3424 .3415
$250 .6529 .5682 .4931 .4283 .3732 .3273 .2898 .2596 .2355 .2167 .2021 .1909 .1824 .1760
$500 .6529 .5681 .4916 .4231 .3623 .3091 .2632 .2239 .1906 .1626 .1391 .1197 .1037 .0905
60 $120 .6527 .5734 .5087 .4583 .4207 .3937 .3750 .3623 .3540 .3487 .3453 .3433 .3420 .3413
$250 .6503 .5642 .4880 .4223 .3667 .3207 .2833 .2534 .2299 .2117 .1978 .1873 .1794 .1736
$500 .6504 .5640 .4858 .4159 .3541 .3003 .2541 .2148 .1817 .1541 .1312 .1124 .0971 .0847
61 $120 .6506 .5704 .5049 .4543 .4169 .3904 .3722 .3602 .3524 .3475 .3445 .3427 .3417 .3410
$250 .6479 .5605 .4832 .4165 .3603 .3141 .2769 .2474 .2245 .2070 .1938 .1839 .1767 .1714
$500 .6479 .5599 .4801 .4088 .3460 .2916 .2451 .2059 .1730 .1459 .1236 .1055 .0909 .0792
62 $120 .6487 .5674 .5013 .4504 .4132 .3871 .3696 .3582 .3510 .3465 .3438 .3423 .3414 .3409
$250 .6457 .5570 .4784 .4107 .3541 .3077 .2707 .2417 .2194 .2025 .1900 .1808 .1742 .1694
$500 .6456 .5560 .4746 .4019 .3381 .2831 .2364 .1971 .1646 .1379 .1163 .0989 .0851 .0741
63 $120 .6469 .5645 .4977 .4466 .4096 .3841 .3671 .3563 .3496 .3456 .3432 .3419 .3411 .3407
$250 .6436 .5536 .4738 .4052 .3479 .3014 .2646 .2361 .2144 .1983 .1865 .1780 .1720 .1677
$500 .6435 .5523 .4693 .3952 .3304 .2748 .2277 .1885 .1563 .1302 .1093 .0926 .0796 .0694
64 $120 .6452 .5618 .4942 .4429 .4062 .3811 .3648 .3546 .3484 .3448 .3427 .3416 .3409 .3406
$250 .6418 .5505 .4694 .3998 .3420 .2953 .2587 .2307 .2097 .1944 .1833 .1754 .1699 .1662
$500 .6416 .5488 .4642 .3887 .3229 .2666 .2193 .1802 .1483 .1228 .1026 .0867 .0745 .0651
$1,000 .6416 .5488 .4642 .3883 .3216 .2638 .2145 .1731 .1386 .1103 .0873 .0688 .0540 .0423
65 $120 .6437 .5592 .4909 .4393 .4028 .3783 .3626 .3530 .3474 .3441 .3423 .3413 .3408 .3405
$250 .6401 .5475 .4651 .3945 .3361 .2894 .2530 .2256 .2053 .1906 .1803 .1731 .1682 .1648
$500 .6398 .5455 .4593 .3825 .3155 .2585 .2110 .1720 .1405 .1156 .0962 .0812 .0697 .0611
$1,000 .6398 .5455 .4592 .3817 .3137 .2551 .2053 .1637 .1295 .1017 .0794 .0616 .0477 .0368
66 $120 .6422 .5567 .4876 .4359 .3996 .3757 .3606 .3516 .3464 .3435 .3419 .3411 .3406 .3404
$250 .6386 .5447 .4610 .3894 .3304 .2836 .2475 .2206 .2011 .1872 .1775 .1710 .1666 .1637
$500 .6381 .5424 .4546 .3764 .3083 .2506 .2028 .1640 .1330 .1088 .0901 .0760 .0654 .0576
$1,000 .6382 .5424 .4544 .3754 .3060 .2464 .1962 .1545 .1206 .0934 .0718 .0549 .0418 .0318
67 $120 .6409 .5543 .4845 .4325 .3965 .3731 .3587 .3503 .3455 .3429 .3416 .3409 .3405 .3404
$250 .6372 .5421 .4571 .3844 .3249 .2779 .2422 .2159 .1971 .1840 .1750 .1691 .1652 .1627
$500 .6367 .5395 .4502 .3705 .3013 .2429 .1948 .1561 .1257 .1022 .0844 .0712 .0614 .0543
$1,000 .6367 .5395 .4498 .3691 .2984 .2379 .1872 .1455 .1119 .0853 .0645 .0486 .0364 .0273
68 $120 .6396 .5520 .4814 .4292 .3936 .3707 .3570 .3491 .3448 .3425 .3413 .3407 .3405 .3403
$250 .6361 .5397 .4534 .3796 .3194 .2724 .2370 .2114 .1933 .1810 .1728 .1674 .1640 .1619
$500 .6354 .5369 .4461 .3648 .2944 .2353 .1870 .1486 .1187 .0960 .0791 .0667 .0578 .0515
$1,000 .6354 .5368 .4454 .3631 .2910 .2295 .1783 .1367 .1035 .0776 .0577 .0426 .0314 .0232
69 $120 .6385 .5498 .4785 .4261 .3907 .3685 .3554 .3480 .3441 .3421 .3411 .3406 .3404 .3403
$250 .6350 .5374 .4498 .3749 .3142 .2670 .2321 .2071 .1898 .1783 .1708 .1660 .1630 .1612
$500 .6343 .5346 .4421 .3593 .2877 .2278 .1793 .1411 .1119 .0901 .0741 .0626 .0546 .0490
$1,000 .6343 .5344 .4413 .3572 .2837 .2212 .1695 .1280 .0953 .0701 .0512 .0371 .0269 .0195
70 $120 .6375 .5477 .4756 .4231 .3880 .3664 .3539 .3471 .3435 .3418 .3409 .3405 .3404 .3403
$250 .6341 .5354 .4464 .3704 .3090 .2619 .2273 .2030 .1866 .1758 .1689 .1647 .1622 .1607
$500 .6334 .5325 .4384 .3540 .2811 .2205 .1718 .1340 .1054 .0845 .0694 .0589 .0517 .0468
$1,000 .6334 .5322 .4374 .3516 .2765 .2130 .1609 .1195 .0873 .0631 .0451 .0321 .0228 .0163
71 $120 .6365 .5457 .4728 .4201 .3854 .3644 .3525 .3462 .3430 .3415 .3408 .3405 .3403 .3403
$250 .6333 .5335 .4431 .3660 .3039 .2567 .2226 .1990 .1835 .1735 .1673 .1636 .1614 .1602
$500 .6327 .5305 .4349 .3488 .2745 .2131 .1643 .1268 .0990 .0791 .0651 .0555 .0491 .0449
$1,000 .6326 .5302 .4337 .3461 .2694 .2048 .1522 .1110 .0795 .0562 .0393 .0274 .0191 .0135
72 $120 .6357 .5439 .4703 .4174 .3830 .3626 .3513 .3455 .3426 .3413 .3407 .3404 .3403 .3403
$250 .6327 .5318 .4402 .3619 .2992 .2519 .2183 .1955 .1807 .1715 .1659 .1627 .1609 .1598
$500 .6321 .5289 .4318 .3441 .2684 .2062 .1572 .1202 .0932 .0742 .0612 .0526 .0470 .0434
$1,000 .6320 .5285 .4305 .3410 .2626 .1970 .1440 .1030 .0722 .0499 .0342 .0233 .0160 .0112
73 $120 .6350 .5423 .4679 .4148 .3808 .3610 .3502 .3448 .3423 .3411 .3406 .3404 .3403 .3402
$250 .6322 .5304 .4375 .3580 .2947 .2475 .2144 .1923 .1783 .1698 .1648 .1620 .1604 .1596
$500 .6317 .5276 .4290 .3397 .2627 .1997 .1506 .1141 .0879 .0699 .0579 .0501 .0452 .0422
$1,000 .6316 .5272 .4276 .3363 .2563 .1896 .1363 .0955 .0656 .0443 .0296 .0198 .0135 .0094
74 $120 .6346 .5413 .4665 .4133 .3795 .3600 .3496 .3445 .3421 .3410 .3405 .3403 .3403 .3402
$250 .6320 .5296 .4358 .3556 .2919 .2447 .2119 .1903 .1769 .1688 .1641 .1615 .1601 .1594
$500 .6315 .5269 .4274 .3370 .2591 .1956 .1464 .1102 .0846 .0673 .0559 .0487 .0442 .0415
$1,000 .6314 .5264 .4258 .3333 .2523 .1848 .1313 .0908 .0614 .0408 .0269 .0178 .0120 .0084

*Single Loss Limit values are expressed in thousands of dollars.



Premium-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 7

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss

Limit*

0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0037 .0134 .0276 .0451 .0879 .1387 .1958 .2579
41 $120 .0000 .0033 .0124 .0257 .0425 .0837 .1332 .1890 .2501
42 $120 .0000 .0030 .0114 .0240 .0399 .0797 .1277 .1823 .2422
43 $120 .0000 .0026 .0104 .0223 .0374 .0756 .1223 .1756 .2346
44 $120 .0000 .0023 .0095 .0206 .0350 .0717 .1169 .1690 .2277
45 $120 .0000 .0021 .0086 .0190 .0326 .0678 .1116 .1624 .2214
46 $120 .0000 .0018 .0078 .0175 .0304 .0640 .1063 .1561 .2155
47 $120 .0000 .0016 .0070 .0160 .0281 .0602 .1011 .1502 .2100
48 $120 .0000 .0014 .0063 .0146 .0260 .0566 .0960 .1448 .2047
49 $120 .0000 .0012 .0056 .0133 .0239 .0530 .0910 .1397 .1995
50 $120 .0000 .0010 .0050 .0120 .0219 .0494 .0863 .1349 .1944
$250 .0000 .0010 .0050 .0121 .0221 .0497 .0863 .1304 .1808
51 $120 .0000 .0009 .0044 .0108 .0200 .0460 .0820 .1302 .1893
$250 .0000 .0009 .0044 .0109 .0201 .0463 .0813 .1239 .1731
52 $120 .0000 .0007 .0039 .0097 .0182 .0426 .0778 .1256 .1843
$250 .0000 .0007 .0039 .0098 .0183 .0429 .0764 .1175 .1654
53 $120 .0000 .0006 .0034 .0086 .0164 .0394 .0739 .1210 .1793
$250 .0000 .0006 .0034 .0087 .0165 .0396 .0715 .1112 .1578
54 $120 .0000 .0005 .0029 .0076 .0148 .0364 .0701 .1166 .1745
$250 .0000 .0005 .0029 .0077 .0149 .0364 .0667 .1049 .1505
55 $120 .0000 .0004 .0025 .0067 .0132 .0336 .0665 .1121 .1699
$250 .0000 .0004 .0025 .0067 .0133 .0333 .0620 .0986 .1436
56 $120 .0000 .0003 .0021 .0058 .0117 .0309 .0629 .1078 .1654
$250 .0000 .0003 .0021 .0058 .0118 .0303 .0573 .0926 .1369
57 $120 .0000 .0003 .0017 .0050 .0103 .0284 .0594 .1036 .1610
$250 .0000 .0003 .0018 .0050 .0103 .0273 .0528 .0868 .1305
58 $120 .0000 .0002 .0014 .0043 .0090 .0261 .0559 .0996 .1567
$250 .0000 .0002 .0015 .0043 .0090 .0245 .0484 .0813 .1243
$500 .0000 .0002 .0015 .0043 .0090 .0246 .0485 .0805 .1204
59 $120 .0000 .0002 .0012 .0036 .0078 .0238 .0526 .0956 .1524
$250 .0000 .0002 .0012 .0036 .0078 .0219 .0442 .0761 .1183
$500 .0000 .0002 .0012 .0036 .0078 .0219 .0441 .0746 .1131
60 $120 .0000 .0001 .0009 .0030 .0067 .0217 .0494 .0917 .1483
$250 .0000 .0001 .0010 .0030 .0066 .0193 .0402 .0710 .1123
$500 .0000 .0001 .0010 .0030 .0067 .0194 .0400 .0688 .1059
61 $120 .0000 .0001 .0007 .0024 .0057 .0196 .0464 .0879 .1443
$250 .0000 .0001 .0008 .0025 .0056 .0169 .0365 .0662 .1065
$500 .0000 .0001 .0008 .0025 .0056 .0169 .0359 .0631 .0988
62 $120 .0000 .0001 .0006 .0020 .0049 .0177 .0434 .0843 .1404
$250 .0000 .0001 .0006 .0020 .0046 .0147 .0330 .0614 .1007
$500 .0000 .0001 .0006 .0020 .0047 .0146 .0320 .0576 .0919
63 $120 .0000 .0000 .0004 .0016 .0041 .0159 .0405 .0807 .1366
$250 .0000 .0000 .0004 .0016 .0038 .0126 .0296 .0568 .0952
$500 .0000 .0000 .0004 .0016 .0038 .0125 .0283 .0523 .0852
64 $120 .0000 .0000 .0003 .0013 .0034 .0142 .0378 .0772 .1329
$250 .0000 .0000 .0003 .0012 .0030 .0108 .0265 .0524 .0898
$500 .0000 .0000 .0003 .0012 .0030 .0106 .0248 .0472 .0787
$1,000 .0000 .0000 .0003 .0012 .0030 .0106 .0248 .0472 .0783
65 $120 .0000 .0000 .0002 .0010 .0028 .0127 .0352 .0739 .1293
$250 .0000 .0000 .0002 .0009 .0024 .0091 .0235 .0481 .0845
$500 .0000 .0000 .0002 .0009 .0024 .0088 .0215 .0423 .0725
$1,000 .0000 .0000 .0002 .0009 .0024 .0088 .0215 .0422 .0717
66 $120 .0000 .0000 .0002 .0008 .0023 .0112 .0327 .0706 .1259
$250 .0000 .0000 .0002 .0007 .0018 .0076 .0207 .0440 .0794
$500 .0000 .0000 .0002 .0007 .0018 .0071 .0184 .0376 .0664
$1,000 .0000 .0000 .0002 .0007 .0018 .0072 .0184 .0374 .0654
67 $120 .0000 .0000 .0001 .0006 .0019 .0099 .0303 .0675 .1225
$250 .0000 .0000 .0001 .0005 .0014 .0062 .0181 .0401 .0744
$500 .0000 .0000 .0001 .0005 .0013 .0057 .0155 .0332 .0605
$1,000 .0000 .0000 .0001 .0005 .0013 .0057 .0155 .0328 .0591
68 $120 .0000 .0000 .0001 .0004 .0015 .0086 .0280 .0644 .1192
$250 .0000 .0000 .0001 .0003 .0010 .0051 .0157 .0364 .0696
$500 .0000 .0000 .0001 .0003 .0009 .0044 .0129 .0291 .0548
$1,000 .0000 .0000 .0001 .0003 .0010 .0044 .0128 .0284 .0531
69 $120 .0000 .0000 .0000 .0003 .0011 .0075 .0258 .0615 .1161
$250 .0000 .0000 .0000 .0002 .0007 .0040 .0134 .0328 .0649
$500 .0000 .0000 .0000 .0002 .0006 .0033 .0106 .0251 .0493
$1,000 .0000 .0000 .0000 .0002 .0006 .0033 .0104 .0243 .0472
70 $120 .0000 .0000 .0000 .0002 .0009 .0065 .0237 .0586 .1131
$250 .0000 .0000 .0000 .0001 .0005 .0031 .0114 .0294 .0604
$500 .0000 .0000 .0000 .0001 .0004 .0024 .0085 .0214 .0440
$1,000 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0204 .0416
71 $120 .0000 .0000 .0000 .0001 .0007 .0055 .0217 .0558 .1101
$250 .0000 .0000 .0000 .0001 .0003 .0023 .0095 .0261 .0560
$500 .0000 .0000 .0000 .0001 .0002 .0017 .0065 .0179 .0388
$1,000 .0000 .0000 .0000 .0001 .0002 .0016 .0062 .0167 .0361
72 $120 .0000 .0000 .0000 .0001 .0005 .0047 .0199 .0533 .1074
$250 .0000 .0000 .0000 .0000 .0002 .0017 .0078 .0232 .0519
$500 .0000 .0000 .0000 .0000 .0001 .0011 .0049 .0148 .0341
$1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0045 .0135 .0310
73 $120 .0000 .0000 .0000 .0001 .0003 .0040 .0183 .0509 .1048
$250 .0000 .0000 .0000 .0000 .0001 .0012 .0064 .0205 .0480
$500 .0000 .0000 .0000 .0000 .0001 .0007 .0036 .0120 .0297
$1,000 .0000 .0000 .0000 .0000 .0001 .0006 .0032 .0106 .0263
74 $120 .0000 .0000 .0000 .0000 .0003 .0036 .0173 .0495 .1033
$250 .0000 .0000 .0000 .0000 .0001 .0010 .0056 .0188 .0456
$500 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0104 .0270
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0088 .0233

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 7

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .9315 .9173 .9047 .8932 .8825 .8724 .8630 .8540 .8455 .8373 .8294 .8218 .8145 .8074
2 .9268 .9117 .8983 .8859 .8745 .8638 .8537 .8442 .8351 .8263 .8180 .8099 .8021 .7946
3 .9222 .9062 .8918 .8787 .8666 .8552 .8445 .8344 .8247 .8154 .8066 .7980 .7898 .7818
4 .9176 .9006 .8854 .8715 .8586 .8466 .8352 .8245 .8142 .8044 .7950 .7860 .7773 .7688
5 .9130 .8950 .8789 .8642 .8506 .8379 .8259 .8145 .8037 .7934 .7835 .7739 .7648 .7559
6 .9084 .8894 .8724 .8569 .8426 .8292 .8166 .8046 .7932 .7823 .7719 .7619 .7522 .7429
7 .9038 .8838 .8660 .8497 .8346 .8205 .8072 .7947 .7827 .7713 .7604 .7498 .7397 .7299
8 .8992 .8783 .8595 .8424 .8266 .8118 .7979 .7847 .7722 .7603 .7488 .7378 .7272 .7170
9 .8947 .8727 .8531 .8351 .8186 .8031 .7885 .7748 .7617 .7492 .7372 .7258 .7147 .7041
10 .8901 .8672 .8466 .8279 .8106 .7944 .7792 .7648 .7512 .7381 .7257 .7137 .7022 .6911
11 .8856 .8616 .8402 .8206 .8025 .7857 .7698 .7548 .7406 .7271 .7141 .7017 .6897 .6782
12 .8811 .8561 .8337 .8133 .7945 .7769 .7604 .7449 .7301 .7160 .7025 .6896 .6772 .6653
13 .8766 .8505 .8273 .8060 .7865 .7682 .7510 .7349 .7195 .7049 .6909 .6775 .6647 .6523
14 .8721 .8450 .8208 .7987 .7784 .7594 .7416 .7248 .7089 .6937 .6793 .6654 .6522 .6394
15 .8676 .8395 .8143 .7914 .7703 .7506 .7322 .7147 .6983 .6826 .6676 .6533 .6396 .6265
16 .8631 .8339 .8078 .7841 .7622 .7418 .7227 .7047 .6876 .6714 .6560 .6412 .6271 .6136
17 .8587 .8284 .8014 .7767 .7541 .7330 .7132 .6946 .6770 .6603 .6443 .6291 .6146 .6007
18 .8542 .8228 .7948 .7694 .7459 .7241 .7037 .6844 .6663 .6490 .6326 .6170 .6021 .5877
19 .8497 .8173 .7883 .7620 .7377 .7152 .6941 .6743 .6556 .6378 .6210 .6049 .5895 .5748
20 .8453 .8117 .7818 .7545 .7295 .7062 .6845 .6641 .6448 .6266 .6092 .5927 .5770 .5619
21 .8408 .8061 .7752 .7471 .7212 .6973 .6749 .6538 .6340 .6153 .5975 .5805 .5644 .5489
22 .8363 .8005 .7686 .7396 .7129 .6882 .6652 .6436 .6232 .6039 .5857 .5683 .5517 .5359
23 .8318 .7949 .7620 .7321 .7046 .6792 .6555 .6332 .6123 .5926 .5738 .5560 .5391 .5229
24 .8273 .7893 .7553 .7245 .6962 .6701 .6457 .6229 .6014 .5811 .5620 .5437 .5264 .5099
25 .8229 .7836 .7486 .7169 .6878 .6609 .6359 .6124 .5904 .5697 .5500 .5314 .5137 .4968
26 .8184 .7780 .7419 .7093 .6794 .6517 .6260 .6020 .5794 .5582 .5381 .5190 .5009 .4837
27 .8139 .7723 .7352 .7016 .6709 .6425 .6161 .5914 .5683 .5466 .5261 .5066 .4881 .4706
28 .8094 .7666 .7284 .6939 .6623 .6331 .6061 .5808 .5572 .5350 .5140 .4941 .4752 .4573
29 .8049 .7609 .7216 .6861 .6537 .6238 .5961 .5702 .5460 .5233 .5018 .4816 .4623 .4440
30 .8004 .7551 .7148 .6783 .6450 .6144 .5859 .5595 .5347 .5115 .4896 .4689 .4493 .4307
31 .7959 .7494 .7079 .6705 .6363 .6049 .5758 .5487 .5234 .4997 .4774 .4562 .4362 .4173
32 .7914 .7436 .7010 .6626 .6276 .5953 .5656 .5379 .5120 .4878 .4650 .4434 .4230 .4037
33 .7869 .7378 .6941 .6547 .6188 .5858 .5553 .5270 .5005 .4758 .4525 .4306 .4098 .3901
34 .7824 .7320 .6871 .6467 .6099 .5761 .5449 .5159 .4889 .4637 .4399 .4175 .3964 .3763
35 .7779 .7262 .6801 .6386 .6009 .5663 .5344 .5048 .4772 .4514 .4272 .4044 .3829 .3625
36 .7734 .7203 .6731 .6305 .5919 .5564 .5238 .4936 .4654 .4391 .4144 .3911 .3692 .3485
37 .7689 .7144 .6660 .6224 .5828 .5465 .5131 .4822 .4534 .4266 .4014 .3777 .3555 .3346
38 .7645 .7085 .6589 .6142 .5736 .5365 .5023 .4707 .4414 .4139 .3883 .3642 .3417 .3207
39 .7600 .7027 .6517 .6059 .5644 .5264 .4915 .4592 .4292 .4012 .3751 .3508 .3281 .3069
40 .7556 .6968 .6446 .5977 .5551 .5163 .4806 .4476 .4170 .3885 .3620 .3374 .3145 .2932
41 .7513 .6910 .6375 .5894 .5459 .5061 .4696 .4359 .4047 .3758 .3490 .3241 .3010 .2796
42 .7470 .6853 .6304 .5812 .5366 .4960 .4587 .4242 .3925 .3631 .3360 .3109 .2877 .2662
43 .7427 .6796 .6234 .5730 .5274 .4858 .4477 .4126 .3803 .3506 .3232 .2979 .2745 .2530
44 .7386 .6739 .6164 .5648 .5182 .4756 .4367 .4009 .3682 .3381 .3104 .2850 .2616 .2401
45 .7345 .6683 .6095 .5567 .5089 .4654 .4257 .3894 .3561 .3257 .2978 .2722 .2488 .2274
46 .7305 .6628 .6026 .5486 .4997 .4552 .4147 .3778 .3442 .3134 .2853 .2597 .2363 .2149
47 .7265 .6573 .5957 .5404 .4904 .4450 .4038 .3663 .3322 .3012 .2730 .2473 .2239 .2027
48 .7227 .6519 .5889 .5323 .4811 .4349 .3929 .3549 .3204 .2891 .2608 .2351 .2118 .1908
49 .7189 .6466 .5821 .5242 .4719 .4247 .3820 .3435 .3086 .2771 .2487 .2231 .2000 .1792
50 .7152 .6413 .5753 .5160 .4626 .4145 .3712 .3321 .2969 .2653 .2368 .2113 .1883 .1678
51 .7115 .6360 .5685 .5079 .4534 .4044 .3604 .3208 .2853 .2535 .2251 .1997 .1770 .1567
52 .7080 .6308 .5618 .4998 .4442 .3943 .3496 .3096 .2738 .2419 .2135 .1883 .1659 .1460
53 .7045 .6257 .5551 .4918 .4350 .3842 .3389 .2984 .2624 .2305 .2022 .1771 .1550 .1355
54 .7012 .6207 .5485 .4838 .4259 .3742 .3282 .2873 .2511 .2192 .1910 .1662 .1444 .1254
55 .6979 .6157 .5419 .4758 .4168 .3642 .3176 .2763 .2400 .2080 .1800 .1555 .1341 .1155
56 .6947 .6108 .5354 .4679 .4077 .3542 .3070 .2654 .2289 .1970 .1692 .1450 .1241 .1060
57 .6917 .6061 .5290 .4601 .3987 .3443 .2965 .2546 .2180 .1862 .1586 .1349 .1144 .0969
58 .6887 .6014 .5227 .4523 .3897 .3345 .2861 .2438 .2072 .1755 .1483 .1249 .1050 .0881
59 .6859 .5969 .5165 .4446 .3808 .3247 .2757 .2332 .1965 .1650 .1381 .1153 .0960 .0797
60 .6832 .5925 .5104 .4370 .3720 .3150 .2655 .2227 .1860 .1547 .1282 .1060 .0873 .0717
61 .6806 .5882 .5044 .4295 .3633 .3054 .2553 .2123 .1756 .1446 .1186 .0969 .0789 .0640
62 .6782 .5841 .4987 .4222 .3547 .2959 .2452 .2020 .1654 .1348 .1093 .0882 .0709 .0568
63 .6760 .5802 .4930 .4150 .3462 .2865 .2353 .1918 .1554 .1251 .1002 .0798 .0633 .0500
64 .6739 .5765 .4876 .4079 .3378 .2772 .2254 .1818 .1455 .1157 .0914 .0718 .0561 .0436
65 .6720 .5730 .4823 .4010 .3296 .2679 .2156 .1719 .1359 .1066 .0829 .0641 .0493 .0377
66 .6703 .5697 .4773 .3943 .3215 .2588 .2060 .1622 .1264 .0977 .0748 .0569 .0430 .0323
67 .6688 .5667 .4725 .3878 .3135 .2498 .1965 .1526 .1172 .0891 .0670 .0500 .0371 .0273
68 .6675 .5639 .4679 .3814 .3056 .2410 .1871 .1432 .1082 .0808 .0596 .0436 .0316 .0228
69 .6663 .5613 .4635 .3752 .2979 .2322 .1778 .1340 .0994 .0728 .0526 .0376 .0266 .0187
70 .6653 .5590 .4595 .3693 .2904 .2235 .1686 .1249 .0909 .0651 .0460 .0320 .0221 .0151
71 .6645 .5569 .4556 .3634 .2828 .2147 .1593 .1157 .0824 .0576 .0396 .0268 .0179 .0118
72 .6639 .5552 .4521 .3580 .2756 .2064 .1506 .1071 .0745 .0507 .0339 .0222 .0144 .0092
73 .6634 .5537 .4490 .3530 .2689 .1984 .1421 .0990 .0671 .0445 .0288 .0183 .0114 .0070
74 .6632 .5529 .4472 .3499 .2645 .1933 .1367 .0938 .0625 .0406 .0257 .0159 .0097 .0058


Loss-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 7

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0395 .0816 .1263 .1728 .2687 .3669 .4667 .5675
2 .0000 .0379 .0792 .1233 .1692 .2640 .3613 .4602 .5603
3 .0000 .0365 .0768 .1203 .1656 .2594 .3558 .4538 .5531
4 .0000 .0350 .0745 .1174 .1621 .2548 .3502 .4473 .5458
5 .0000 .0336 .0723 .1145 .1586 .2501 .3446 .4409 .5386
6 .0000 .0322 .0701 .1116 .1551 .2456 .3390 .4344 .5313
7 .0000 .0308 .0680 .1088 .1517 .2410 .3334 .4279 .5240
8 .0000 .0295 .0660 .1061 .1483 .2364 .3278 .4215 .5168
9 .0000 .0283 .0639 .1033 .1449 .2319 .3223 .4150 .5095
10 .0000 .0271 .0619 .1006 .1415 .2273 .3167 .4086 .5022
11 .0000 .0259 .0600 .0979 .1382 .2228 .3112 .4021 .4950
12 .0000 .0248 .0580 .0953 .1348 .2183 .3057 .3957 .4877
13 .0000 .0237 .0561 .0926 .1315 .2138 .3001 .3892 .4804
14 .0000 .0227 .0543 .0900 .1282 .2093 .2946 .3828 .4731
15 .0000 .0216 .0524 .0874 .1249 .2048 .2890 .3763 .4658
16 .0000 .0207 .0506 .0848 .1217 .2003 .2835 .3698 .4585
17 .0000 .0197 .0488 .0823 .1184 .1958 .2780 .3633 .4511
18 .0000 .0187 .0470 .0797 .1152 .1914 .2724 .3568 .4437
19 .0000 .0178 .0453 .0772 .1119 .1869 .2669 .3503 .4363
20 .0000 .0169 .0435 .0747 .1087 .1824 .2613 .3437 .4289
21 .0000 .0161 .0418 .0722 .1055 .1780 .2557 .3372 .4215
22 .0000 .0152 .0401 .0697 .1023 .1735 .2501 .3306 .4140
23 .0000 .0144 .0385 .0673 .0992 .1690 .2445 .3239 .4064
24 .0000 .0136 .0368 .0649 .0960 .1645 .2389 .3173 .3989
25 .0000 .0128 .0352 .0624 .0928 .1600 .2332 .3106 .3913
26 .0000 .0121 .0336 .0600 .0897 .1556 .2275 .3039 .3836
27 .0000 .0113 .0320 .0577 .0866 .1511 .2219 .2972 .3760
28 .0000 .0106 .0305 .0553 .0835 .1466 .2161 .2904 .3682
29 .0000 .0099 .0290 .0530 .0804 .1421 .2104 .2836 .3605
30 .0000 .0093 .0275 .0507 .0773 .1376 .2047 .2767 .3527
31 .0000 .0086 .0260 .0484 .0742 .1331 .1989 .2699 .3449
32 .0000 .0080 .0246 .0461 .0712 .1286 .1932 .2630 .3370
33 .0000 .0074 .0232 .0439 .0681 .1241 .1874 .2561 .3290
34 .0000 .0068 .0218 .0417 .0651 .1196 .1816 .2491 .3211
35 .0000 .0063 .0204 .0395 .0621 .1151 .1757 .2421 .3130
36 .0000 .0058 .0191 .0374 .0592 .1106 .1699 .2350 .3049
37 .0000 .0053 .0178 .0352 .0562 .1061 .1640 .2279 .2967
38 .0000 .0048 .0166 .0332 .0533 .1016 .1581 .2208 .2885
39 .0000 .0043 .0154 .0311 .0504 .0972 .1523 .2137 .2803
40 .0000 .0039 .0142 .0291 .0476 .0928 .1464 .2066 .2720
41 .0000 .0035 .0131 .0272 .0449 .0884 .1406 .1995 .2638
42 .0000 .0032 .0120 .0253 .0422 .0841 .1348 .1924 .2556
43 .0000 .0028 .0110 .0235 .0396 .0799 .1291 .1854 .2474
44 .0000 .0025 .0101 .0218 .0370 .0758 .1235 .1784 .2392
45 .0000 .0022 .0091 .0201 .0345 .0717 .1179 .1715 .2311
46 .0000 .0019 .0083 .0185 .0321 .0677 .1124 .1646 .2229
47 .0000 .0017 .0075 .0170 .0298 .0637 .1069 .1577 .2148
48 .0000 .0015 .0067 .0155 .0275 .0599 .1015 .1509 .2067
49 .0000 .0013 .0060 .0141 .0254 .0561 .0961 .1440 .1985
50 .0000 .0011 .0053 .0128 .0233 .0524 .0908 .1373 .1904
51 .0000 .0009 .0047 .0115 .0212 .0487 .0856 .1305 .1823
52 .0000 .0008 .0041 .0103 .0193 .0452 .0804 .1238 .1742
53 .0000 .0007 .0036 .0092 .0174 .0417 .0753 .1171 .1662
54 .0000 .0005 .0031 .0081 .0157 .0383 .0703 .1105 .1582
55 .0000 .0004 .0026 .0071 .0140 .0351 .0653 .1039 .1502
56 .0000 .0004 .0022 .0062 .0124 .0319 .0604 .0974 .1423
57 .0000 .0003 .0019 .0053 .0109 .0288 .0556 .0910 .1344
58 .0000 .0002 .0015 .0045 .0095 .0259 .0510 .0847 .1267
59 .0000 .0002 .0013 .0038 .0082 .0231 .0464 .0785 .1190
60 .0000 .0001 .0010 .0032 .0070 .0204 .0420 .0724 .1114
61 .0000 .0001 .0008 .0026 .0059 .0178 .0378 .0664 .1039
62 .0000 .0001 .0006 .0021 .0049 .0154 .0337 .0606 .0966
63 .0000 .0001 .0005 .0017 .0040 .0132 .0298 .0550 .0894
64 .0000 .0000 .0003 .0013 .0032 .0111 .0261 .0495 .0823
65 .0000 .0000 .0002 .0010 .0025 .0092 .0226 .0443 .0754
66 .0000 .0000 .0002 .0007 .0019 .0075 .0193 .0392 .0687
67 .0000 .0000 .0001 .0005 .0014 .0060 .0163 .0344 .0621
68 .0000 .0000 .0001 .0003 .0010 .0046 .0135 .0299 .0558
69 .0000 .0000 .0000 .0002 .0007 .0035 .0109 .0255 .0496
70 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0214 .0437
71 .0000 .0000 .0000 .0001 .0002 .0017 .0065 .0175 .0378
72 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0141 .0324
73 .0000 .0000 .0000 .0000 .0001 .0006 .0033 .0110 .0274
74 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0092 .0243


Loss-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 7

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7551 .6961 .6437 .5966 .5538 .5172 .4884 .4650 .4457 .4296 .4161 .4046 .3950 .3874
41 $120 .7508 .6903 .6366 .5883 .5450 .5099 .4819 .4590 .4401 .4242 .4109 .3998 .3910 .3841
42 $120 .7465 .6846 .6295 .5801 .5373 .5032 .4757 .4532 .4345 .4188 .4058 .3956 .3875 .3811
43 $120 .7423 .6789 .6225 .5720 .5303 .4969 .4698 .4475 .4290 .4136 .4014 .3919 .3844 .3784
44 $120 .7381 .6732 .6155 .5648 .5238 .4909 .4640 .4419 .4235 .4089 .3974 .3885 .3814 .3758
45 $120 .7340 .6676 .6086 .5582 .5177 .4850 .4583 .4363 .4185 .4046 .3938 .3853 .3787 .3735
46 $120 .7300 .6621 .6019 .5520 .5118 .4793 .4526 .4309 .4139 .4006 .3904 .3823 .3761 .3714
47 $120 .7261 .6567 .5958 .5462 .5061 .4736 .4470 .4259 .4096 .3969 .3871 .3796 .3739 .3696
48 $120 .7222 .6512 .5902 .5406 .5005 .4679 .4417 .4213 .4055 .3934 .3841 .3771 .3718 .3679
49 $120 .7185 .6460 .5848 .5352 .4949 .4623 .4367 .4169 .4017 .3900 .3813 .3748 .3700 .3664
50 $120 .7148 .6411 .5797 .5298 .4893 .4570 .4319 .4127 .3980 .3869 .3788 .3727 .3683 .3651
$250 .7150 .6410 .5750 .5156 .4621 .4145 .3739 .3396 .3107 .2863 .2657 .2481 .2333 .2210
51 $120 .7111 .6365 .5748 .5245 .4839 .4519 .4274 .4086 .3945 .3841 .3764 .3708 .3668 .3640
$250 .7114 .6358 .5682 .5075 .4530 .4055 .3653 .3315 .3030 .2789 .2586 .2415 .2273 .2157
52 $120 .7076 .6322 .5699 .5192 .4786 .4471 .4230 .4048 .3913 .3814 .3742 .3691 .3655 .3629
$250 .7079 .6306 .5615 .4994 .4442 .3970 .3572 .3236 .2954 .2716 .2516 .2352 .2217 .2108
53 $120 .7042 .6280 .5652 .5140 .4736 .4424 .4187 .4011 .3882 .3789 .3723 .3676 .3643 .3620
$250 .7044 .6255 .5548 .4914 .4360 .3889 .3492 .3159 .2879 .2644 .2451 .2293 .2165 .2062
54 $120 .7010 .6241 .5605 .5090 .4687 .4379 .4147 .3977 .3854 .3766 .3704 .3662 .3632 .3613
$250 .7010 .6205 .5482 .4837 .4282 .3811 .3415 .3082 .2805 .2575 .2389 .2238 .2117 .2019
55 $120 .6981 .6202 .5558 .5041 .4639 .4334 .4108 .3944 .3827 .3745 .3688 .3649 .3623 .3606
$250 .6978 .6155 .5416 .4764 .4206 .3734 .3338 .3007 .2733 .2510 .2330 .2186 .2071 .1979
56 $120 .6953 .6165 .5513 .4994 .4593 .4292 .4071 .3913 .3802 .3725 .3673 .3638 .3615 .3600
$250 .6946 .6106 .5353 .4694 .4133 .3659 .3262 .2933 .2665 .2448 .2274 .2136 .2028 .1942
57 $120 .6927 .6128 .5469 .4947 .4548 .4251 .4036 .3884 .3779 .3707 .3660 .3628 .3608 .3595
$250 .6915 .6059 .5292 .4627 .4061 .3585 .3187 .2862 .2599 .2388 .2221 .2090 .1988 .1909
58 $120 .6902 .6092 .5426 .4902 .4504 .4211 .4002 .3856 .3757 .3691 .3648 .3620 .3602 .3591
$250 .6886 .6012 .5235 .4562 .3991 .3511 .3115 .2793 .2536 .2331 .2171 .2046 .1950 .1877
$500 .6887 .6013 .5226 .4521 .3895 .3343 .2862 .2449 .2097 .1799 .1548 .1337 .1162 .1016
59 $120 .6878 .6057 .5384 .4857 .4461 .4173 .3970 .3830 .3737 .3676 .3637 .3612 .3597 .3588
$250 .6858 .5968 .5180 .4498 .3921 .3438 .3044 .2727 .2474 .2276 .2123 .2005 .1916 .1849
$500 .6858 .5968 .5164 .4444 .3806 .3247 .2764 .2352 .2002 .1707 .1461 .1257 .1089 .0951
60 $120 .6856 .6023 .5344 .4814 .4419 .4136 .3939 .3806 .3719 .3663 .3627 .3606 .3593 .3585
$250 .6831 .5927 .5127 .4436 .3852 .3368 .2976 .2662 .2415 .2224 .2078 .1967 .1885 .1824
$500 .6831 .5924 .5103 .4368 .3719 .3154 .2669 .2256 .1909 .1619 .1378 .1181 .1020 .0890
61 $120 .6834 .5991 .5304 .4772 .4379 .4101 .3910 .3783 .3702 .3651 .3619 .3600 .3589 .3582
$250 .6806 .5887 .5075 .4374 .3785 .3299 .2908 .2599 .2359 .2174 .2036 .1932 .1856 .1800
$500 .6806 .5881 .5043 .4294 .3634 .3063 .2575 .2163 .1818 .1532 .1298 .1108 .0955 .0832
62 $120 .6814 .5960 .5265 .4731 .4340 .4067 .3882 .3762 .3687 .3640 .3612 .3595 .3586 .3580
$250 .6782 .5850 .5025 .4315 .3719 .3232 .2843 .2538 .2304 .2128 .1996 .1900 .1830 .1780
$500 .6782 .5841 .4985 .4222 .3552 .2974 .2483 .2071 .1729 .1449 .1221 .1039 .0893 .0779
63 $120 .6795 .5930 .5228 .4691 .4303 .4034 .3856 .3743 .3673 .3630 .3605 .3591 .3583 .3579
$250 .6761 .5815 .4977 .4256 .3655 .3166 .2780 .2480 .2253 .2083 .1959 .1870 .1806 .1762
$500 .6760 .5802 .4929 .4151 .3471 .2887 .2392 .1980 .1642 .1368 .1148 .0973 .0836 .0729
64 $120 .6778 .5901 .5192 .4652 .4266 .4003 .3832 .3725 .3660 .3622 .3600 .3588 .3581 .3578
$250 .6741 .5782 .4930 .4199 .3592 .3102 .2718 .2424 .2203 .2042 .1925 .1843 .1785 .1746
$500 .6739 .5765 .4876 .4083 .3392 .2800 .2303 .1892 .1558 .1290 .1077 .0911 .0782 .0684
$1,000 .6739 .5765 .4876 .4079 .3378 .2771 .2254 .1818 .1456 .1159 .0917 .0722 .0567 .0444
65 $120 .6761 .5874 .5156 .4615 .4231 .3974 .3809 .3708 .3649 .3614 .3595 .3585 .3580 .3577
$250 .6724 .5751 .4886 .4144 .3531 .3039 .2658 .2369 .2156 .2003 .1894 .1818 .1766 .1732
$500 .6720 .5730 .4824 .4017 .3314 .2716 .2216 .1806 .1476 .1215 .1010 .0853 .0733 .0642
$1,000 .6720 .5730 .4823 .4010 .3295 .2679 .2156 .1720 .1360 .1068 .0834 .0647 .0501 .0387
66 $120 .6746 .5847 .5122 .4578 .4198 .3946 .3788 .3693 .3639 .3608 .3591 .3583 .3578 .3576
$250 .6708 .5722 .4843 .4090 .3471 .2978 .2600 .2317 .2112 .1966 .1865 .1796 .1750 .1720
$500 .6703 .5697 .4776 .3953 .3239 .2633 .2130 .1722 .1397 .1143 .0947 .0798 .0687 .0605
$1,000 .6703 .5697 .4773 .3943 .3214 .2588 .2061 .1623 .1267 .0981 .0754 .0577 .0439 .0334
67 $120 .6732 .5822 .5089 .4543 .4165 .3919 .3768 .3680 .3630 .3602 .3588 .3581 .3577 .3575
$250 .6694 .5694 .4802 .4038 .3412 .2919 .2544 .2268 .2070 .1932 .1839 .1776 .1735 .1709
$500 .6688 .5668 .4729 .3892 .3165 .2551 .2046 .1640 .1321 .1074 .0887 .0748 .0645 .0571
$1,000 .6688 .5667 .4724 .3877 .3135 .2499 .1966 .1529 .1176 .0896 .0678 .0510 .0382 .0287
68 $120 .6719 .5798 .5057 .4509 .4134 .3894 .3750 .3667 .3622 .3598 .3585 .3579 .3576 .3575
$250 .6681 .5669 .4762 .3988 .3356 .2861 .2490 .2220 .2031 .1901 .1815 .1759 .1723 .1701
$500 .6675 .5640 .4685 .3832 .3093 .2471 .1964 .1560 .1247 .1009 .0831 .0701 .0607 .0541
$1,000 .6675 .5639 .4679 .3814 .3057 .2411 .1873 .1436 .1087 .0815 .0606 .0448 .0330 .0244
69 $120 .6707 .5775 .5026 .4476 .4104 .3871 .3733 .3656 .3615 .3594 .3583 .3578 .3576 .3575
$250 .6670 .5645 .4725 .3938 .3300 .2805 .2438 .2175 .1994 .1873 .1794 .1744 .1712 .1693
$500 .6663 .5615 .4644 .3774 .3022 .2393 .1883 .1483 .1176 .0946 .0778 .0658 .0573 .0515
$1,000 .6663 .5613 .4635 .3753 .2980 .2323 .1781 .1344 .1001 .0737 .0538 .0390 .0282 .0205
70 $120 .6696 .5753 .4996 .4444 .4076 .3849 .3717 .3646 .3609 .3590 .3581 .3577 .3575 .3574
$250 .6661 .5624 .4689 .3891 .3246 .2751 .2387 .2132 .1960 .1847 .1775 .1730 .1703 .1688
$500 .6654 .5593 .4605 .3719 .2953 .2316 .1805 .1407 .1107 .0887 .0729 .0619 .0543 .0492
$1,000 .6653 .5590 .4595 .3693 .2905 .2238 .1691 .1255 .0918 .0662 .0474 .0337 .0240 .0172
71 $120 .6686 .5732 .4967 .4413 .4048 .3827 .3703 .3637 .3603 .3587 .3580 .3576 .3575 .3574
$250 .6653 .5604 .4655 .3844 .3192 .2696 .2338 .2091 .1927 .1822 .1758 .1719 .1696 .1683
$500 .6646 .5573 .4568 .3664 .2884 .2239 .1726 .1332 .1040 .0830 .0683 .0583 .0516 .0472
$1,000 .6645 .5569 .4556 .3635 .2829 .2151 .1599 .1166 .0835 .0590 .0413 .0287 .0201 .0142
72 $120 .6678 .5714 .4940 .4384 .4023 .3808 .3690 .3629 .3599 .3585 .3578 .3576 .3575 .3574
$250 .6646 .5586 .4624 .3801 .3143 .2646 .2293 .2054 .1898 .1801 .1743 .1709 .1690 .1679
$500 .6640 .5556 .4535 .3614 .2820 .2166 .1652 .1263 .0979 .0780 .0643 .0552 .0493 .0456
$1,000 .6639 .5552 .4522 .3582 .2759 .2069 .1513 .1082 .0759 .0524 .0359 .0245 .0168 .0118
73 $120 .6670 .5696 .4915 .4358 .4000 .3792 .3679 .3622 .3595 .3583 .3577 .3575 .3574 .3574
$250 .6641 .5572 .4595 .3761 .3096 .2600 .2252 .2020 .1873 .1783 .1731 .1701 .1685 .1676
$500 .6635 .5542 .4506 .3568 .2760 .2098 .1582 .1198 .0924 .0734 .0608 .0526 .0475 .0443
$1,000 .6634 .5537 .4491 .3532 .2692 .1991 .1432 .1004 .0689 .0465 .0311 .0208 .0141 .0099
74 $120 .6666 .5686 .4900 .4341 .3986 .3781 .3672 .3618 .3593 .3582 .3577 .3575 .3574 .3574
$250 .6638 .5563 .4578 .3736 .3067 .2571 .2226 .1999 .1858 .1773 .1724 .1697 .1682 .1674
$500 .6633 .5534 .4489 .3539 .2721 .2054 .1538 .1158 .0889 .0707 .0587 .0511 .0464 .0436
$1,000 .6632 .5529 .4473 .3501 .2650 .1941 .1379 .0954 .0645 .0429 .0283 .0187 .0126 .0088

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 7

Effective November 19, 2010


Minimum Loss Ratio
Size Single Loss

Limit*

0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0039 .0141 .0290 .0474 .0923 .1457 .2057 .2709
41 $120 .0000 .0035 .0130 .0270 .0446 .0880 .1399 .1986 .2627
42 $120 .0000 .0031 .0119 .0252 .0419 .0837 .1342 .1915 .2544
43 $120 .0000 .0028 .0109 .0234 .0393 .0795 .1285 .1845 .2464
44 $120 .0000 .0025 .0100 .0217 .0367 .0753 .1228 .1775 .2391
45 $120 .0000 .0022 .0091 .0200 .0343 .0712 .1172 .1705 .2325
46 $120 .0000 .0019 .0082 .0184 .0319 .0672 .1117 .1639 .2264
47 $120 .0000 .0017 .0074 .0169 .0296 .0633 .1062 .1578 .2206
48 $120 .0000 .0015 .0066 .0154 .0273 .0594 .1008 .1521 .2150
49 $120 .0000 .0013 .0059 .0140 .0251 .0556 .0956 .1468 .2095
50 $120 .0000 .0011 .0053 .0126 .0230 .0519 .0907 .1417 .2042
$250 .0000 .0011 .0053 .0127 .0232 .0522 .0906 .1369 .1900
51 $120 .0000 .0009 .0046 .0114 .0210 .0483 .0861 .1367 .1989
$250 .0000 .0009 .0047 .0115 .0212 .0486 .0854 .1302 .1819
52 $120 .0000 .0008 .0041 .0102 .0191 .0448 .0818 .1319 .1936
$250 .0000 .0008 .0041 .0103 .0192 .0450 .0802 .1235 .1738
53 $120 .0000 .0006 .0035 .0091 .0173 .0414 .0776 .1271 .1884
$250 .0000 .0007 .0036 .0091 .0174 .0416 .0751 .1168 .1658
54 $120 .0000 .0005 .0030 .0080 .0155 .0382 .0737 .1224 .1833
$250 .0000 .0005 .0031 .0081 .0156 .0382 .0701 .1102 .1581
55 $120 .0000 .0004 .0026 .0070 .0138 .0353 .0698 .1178 .1785
$250 .0000 .0004 .0026 .0071 .0139 .0349 .0651 .1036 .1508
56 $120 .0000 .0004 .0022 .0061 .0123 .0325 .0660 .1133 .1737
$250 .0000 .0004 .0022 .0061 .0123 .0318 .0602 .0973 .1438
57 $120 .0000 .0003 .0018 .0052 .0108 .0299 .0623 .1089 .1691
$250 .0000 .0003 .0019 .0053 .0109 .0287 .0555 .0912 .1371
58 $120 .0000 .0002 .0015 .0045 .0094 .0274 .0587 .1046 .1645
$250 .0000 .0002 .0015 .0045 .0095 .0258 .0508 .0855 .1306
$500 .0000 .0002 .0015 .0045 .0095 .0258 .0509 .0846 .1265
59 $120 .0000 .0002 .0012 .0038 .0082 .0250 .0553 .1004 .1601
$250 .0000 .0002 .0013 .0038 .0082 .0230 .0464 .0799 .1242
$500 .0000 .0002 .0013 .0038 .0082 .0230 .0464 .0783 .1188
60 $120 .0000 .0001 .0010 .0031 .0070 .0228 .0519 .0963 .1558
$250 .0000 .0001 .0010 .0032 .0070 .0203 .0422 .0746 .1180
$500 .0000 .0001 .0010 .0032 .0070 .0203 .0420 .0723 .1112
61 $120 .0000 .0001 .0008 .0026 .0060 .0206 .0487 .0924 .1516
$250 .0000 .0001 .0008 .0026 .0059 .0177 .0383 .0695 .1118
$500 .0000 .0001 .0008 .0026 .0059 .0178 .0377 .0663 .1038
62 $120 .0000 .0001 .0006 .0021 .0051 .0186 .0456 .0885 .1475
$250 .0000 .0001 .0006 .0021 .0049 .0154 .0346 .0645 .1058
$500 .0000 .0001 .0006 .0021 .0049 .0154 .0336 .0605 .0965
63 $120 .0000 .0000 .0005 .0017 .0043 .0167 .0426 .0848 .1435
$250 .0000 .0000 .0005 .0017 .0040 .0133 .0311 .0597 .1000
$500 .0000 .0000 .0005 .0017 .0040 .0132 .0297 .0549 .0895
64 $120 .0000 .0000 .0003 .0013 .0036 .0150 .0397 .0811 .1396
$250 .0000 .0000 .0003 .0013 .0032 .0113 .0278 .0550 .0943
$500 .0000 .0000 .0003 .0013 .0032 .0111 .0260 .0495 .0827
$1,000 .0000 .0000 .0003 .0013 .0032 .0111 .0261 .0495 .0823
65 $120 .0000 .0000 .0002 .0010 .0030 .0133 .0369 .0776 .1359
$250 .0000 .0000 .0002 .0010 .0025 .0096 .0247 .0505 .0888
$500 .0000 .0000 .0002 .0010 .0025 .0092 .0226 .0444 .0761
$1,000 .0000 .0000 .0002 .0010 .0025 .0092 .0226 .0443 .0754
66 $120 .0000 .0000 .0002 .0008 .0024 .0118 .0343 .0742 .1322
$250 .0000 .0000 .0002 .0007 .0019 .0080 .0217 .0462 .0834
$500 .0000 .0000 .0002 .0007 .0019 .0075 .0193 .0395 .0697
$1,000 .0000 .0000 .0002 .0007 .0019 .0075 .0193 .0392 .0686
67 $120 .0000 .0000 .0001 .0006 .0020 .0104 .0318 .0709 .1287
$250 .0000 .0000 .0001 .0005 .0014 .0066 .0190 .0421 .0782
$500 .0000 .0000 .0001 .0005 .0014 .0060 .0163 .0349 .0635
$1,000 .0000 .0000 .0001 .0005 .0014 .0060 .0163 .0344 .0621
68 $120 .0000 .0000 .0001 .0004 .0015 .0091 .0294 .0677 .1253
$250 .0000 .0000 .0001 .0003 .0010 .0053 .0165 .0382 .0731
$500 .0000 .0000 .0001 .0003 .0010 .0046 .0136 .0305 .0576
$1,000 .0000 .0000 .0001 .0003 .0010 .0046 .0135 .0298 .0558
69 $120 .0000 .0000 .0000 .0003 .0012 .0079 .0271 .0646 .1220
$250 .0000 .0000 .0000 .0002 .0007 .0042 .0141 .0344 .0682
$500 .0000 .0000 .0000 .0002 .0007 .0035 .0111 .0264 .0518
$1,000 .0000 .0000 .0000 .0002 .0007 .0035 .0109 .0255 .0496
70 $120 .0000 .0000 .0000 .0002 .0009 .0068 .0249 .0616 .1188
$250 .0000 .0000 .0000 .0001 .0005 .0033 .0120 .0309 .0635
$500 .0000 .0000 .0000 .0001 .0004 .0026 .0089 .0225 .0462
$1,000 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0214 .0437
71 $120 .0000 .0000 .0000 .0001 .0007 .0058 .0228 .0587 .1156
$250 .0000 .0000 .0000 .0001 .0003 .0025 .0100 .0274 .0588
$500 .0000 .0000 .0000 .0001 .0002 .0018 .0069 .0188 .0408
$1,000 .0000 .0000 .0000 .0001 .0002 .0017 .0065 .0176 .0379
72 $120 .0000 .0000 .0000 .0001 .0005 .0049 .0209 .0560 .1128
$250 .0000 .0000 .0000 .0000 .0002 .0018 .0082 .0243 .0545
$500 .0000 .0000 .0000 .0000 .0001 .0012 .0052 .0155 .0358
$1,000 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0141 .0325
73 $120 .0000 .0000 .0000 .0001 .0004 .0042 .0192 .0535 .1101
$250 .0000 .0000 .0000 .0000 .0001 .0013 .0067 .0215 .0505
$500 .0000 .0000 .0000 .0000 .0001 .0007 .0038 .0126 .0312
$1,000 .0000 .0000 .0000 .0000 .0001 .0006 .0033 .0111 .0276
74 $120 .0000 .0000 .0000 .0000 .0003 .0038 .0182 .0519 .1085
$250 .0000 .0000 .0000 .0000 .0001 .0010 .0059 .0198 .0480
$500 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0109 .0283
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0093 .0245

*Single Loss Limit values are expressed in thousands of dollars.

[]

OTS-3420.2


NEW SECTION
WAC 296-17B-980   Hazard Group 8 tables.  

Premium-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 8

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .8984 .8871 .8769 .8676 .8588 .8506 .8428 .8354 .8283 .8215 .8149 .8086 .8024 .7965
2 .8946 .8825 .8715 .8615 .8521 .8433 .8350 .8271 .8195 .8122 .8052 .7984 .7918 .7854
3 .8907 .8778 .8661 .8554 .8455 .8361 .8272 .8187 .8106 .8028 .7953 .7881 .7811 .7743
4 .8868 .8731 .8607 .8493 .8387 .8287 .8192 .8102 .8016 .7933 .7854 .7777 .7702 .7630
5 .8829 .8683 .8552 .8431 .8318 .8212 .8112 .8017 .7925 .7838 .7753 .7672 .7593 .7517
6 .8790 .8636 .8497 .8369 .8249 .8137 .8031 .7931 .7834 .7741 .7652 .7566 .7483 .7402
7 .8751 .8588 .8441 .8306 .8180 .8062 .7950 .7844 .7742 .7645 .7551 .7460 .7373 .7288
8 .8712 .8540 .8386 .8243 .8111 .7987 .7869 .7757 .7650 .7547 .7449 .7353 .7261 .7172
9 .8673 .8492 .8330 .8180 .8041 .7911 .7787 .7669 .7557 .7450 .7346 .7246 .7150 .7057
10 .8633 .8444 .8274 .8117 .7971 .7834 .7705 .7581 .7464 .7351 .7243 .7138 .7038 .6940
11 .8594 .8396 .8217 .8053 .7901 .7757 .7622 .7493 .7370 .7252 .7139 .7030 .6925 .6823
12 .8554 .8347 .8161 .7989 .7830 .7680 .7538 .7404 .7276 .7153 .7035 .6921 .6812 .6706
13 .8515 .8299 .8104 .7925 .7758 .7602 .7454 .7314 .7180 .7053 .6930 .6812 .6698 .6588
14 .8475 .8250 .8046 .7860 .7686 .7523 .7370 .7224 .7085 .6952 .6824 .6702 .6584 .6470
15 .8435 .8200 .7989 .7794 .7614 .7444 .7284 .7133 .6988 .6850 .6718 .6591 .6468 .6351
16 .8395 .8151 .7931 .7729 .7541 .7365 .7199 .7041 .6891 .6748 .6611 .6480 .6353 .6231
17 .8355 .8101 .7872 .7662 .7467 .7285 .7112 .6949 .6794 .6646 .6504 .6368 .6237 .6111
18 .8314 .8051 .7813 .7596 .7393 .7204 .7025 .6856 .6696 .6542 .6396 .6255 .6120 .5991
19 .8274 .8001 .7754 .7528 .7319 .7122 .6938 .6763 .6597 .6439 .6287 .6142 .6003 .5870
20 .8233 .7950 .7695 .7461 .7244 .7041 .6849 .6669 .6497 .6334 .6178 .6029 .5886 .5748
21 .8192 .7899 .7635 .7392 .7168 .6958 .6760 .6574 .6397 .6229 .6068 .5914 .5767 .5626
22 .8151 .7847 .7574 .7323 .7091 .6874 .6671 .6478 .6296 .6122 .5957 .5799 .5648 .5503
23 .8109 .7796 .7513 .7254 .7014 .6790 .6580 .6382 .6194 .6016 .5846 .5683 .5528 .5379
24 .8068 .7743 .7451 .7184 .6936 .6705 .6489 .6284 .6091 .5908 .5733 .5567 .5408 .5255
25 .8026 .7691 .7389 .7113 .6858 .6620 .6397 .6186 .5988 .5799 .5620 .5449 .5286 .5130
26 .7984 .7638 .7326 .7041 .6778 .6533 .6304 .6087 .5883 .5690 .5506 .5331 .5164 .5004
27 .7941 .7584 .7263 .6969 .6698 .6446 .6210 .5988 .5778 .5580 .5392 .5212 .5041 .4878
28 .7898 .7530 .7199 .6896 .6617 .6358 .6115 .5887 .5672 .5469 .5276 .5092 .4917 .4750
29 .7856 .7476 .7135 .6823 .6536 .6269 .6020 .5786 .5565 .5357 .5159 .4972 .4793 .4622
30 .7812 .7421 .7070 .6749 .6453 .6179 .5923 .5683 .5457 .5244 .5041 .4850 .4667 .4492
31 .7769 .7366 .7004 .6674 .6370 .6089 .5826 .5580 .5348 .5130 .4923 .4727 .4540 .4362
32 .7725 .7311 .6938 .6599 .6286 .5997 .5727 .5475 .5238 .5015 .4803 .4603 .4412 .4231
33 .7682 .7255 .6871 .6522 .6202 .5905 .5628 .5370 .5127 .4899 .4683 .4478 .4284 .4098
34 .7637 .7198 .6804 .6445 .6116 .5811 .5528 .5263 .5015 .4781 .4560 .4351 .4153 .3964
35 .7593 .7141 .6736 .6367 .6029 .5717 .5426 .5155 .4901 .4662 .4437 .4224 .4021 .3829
36 .7548 .7084 .6667 .6288 .5941 .5621 .5323 .5046 .4786 .4542 .4312 .4094 .3887 .3691
37 .7503 .7026 .6598 .6209 .5853 .5524 .5219 .4935 .4670 .4420 .4185 .3963 .3752 .3554
38 .7458 .6968 .6528 .6128 .5763 .5426 .5114 .4823 .4552 .4297 .4056 .3830 .3617 .3417
39 .7413 .6909 .6457 .6048 .5673 .5328 .5008 .4711 .4433 .4172 .3927 .3698 .3482 .3280
40 .7369 .6851 .6387 .5966 .5582 .5228 .4901 .4597 .4313 .4047 .3798 .3566 .3348 .3143
41 .7324 .6792 .6316 .5885 .5491 .5129 .4794 .4483 .4192 .3922 .3669 .3434 .3213 .3007
42 .7280 .6734 .6246 .5803 .5400 .5029 .4686 .4368 .4072 .3797 .3541 .3303 .3080 .2873
43 .7236 .6676 .6175 .5722 .5308 .4928 .4578 .4253 .3952 .3673 .3413 .3172 .2948 .2740
44 .7193 .6619 .6105 .5640 .5217 .4828 .4469 .4138 .3832 .3549 .3286 .3043 .2818 .2609
45 .7150 .6562 .6035 .5559 .5125 .4727 .4360 .4023 .3712 .3425 .3160 .2915 .2689 .2480
46 .7107 .6505 .5965 .5477 .5033 .4625 .4252 .3909 .3593 .3302 .3035 .2789 .2562 .2353
47 .7065 .6448 .5895 .5395 .4940 .4524 .4143 .3794 .3474 .3180 .2911 .2663 .2437 .2229
48 .7024 .6392 .5825 .5313 .4847 .4422 .4034 .3680 .3355 .3059 .2787 .2540 .2313 .2106
49 .6983 .6336 .5756 .5231 .4754 .4321 .3926 .3566 .3237 .2938 .2666 .2417 .2191 .1986
50 .6943 .6280 .5686 .5149 .4661 .4219 .3817 .3452 .3120 .2818 .2545 .2297 .2072 .1868
51 .6903 .6225 .5616 .5066 .4568 .4117 .3708 .3338 .3003 .2700 .2426 .2178 .1955 .1754
52 .6864 .6170 .5547 .4984 .4475 .4016 .3600 .3225 .2887 .2582 .2308 .2061 .1840 .1641
53 .6825 .6116 .5477 .4902 .4382 .3914 .3492 .3112 .2771 .2465 .2191 .1946 .1727 .1532
54 .6787 .6062 .5408 .4820 .4289 .3812 .3384 .3000 .2657 .2350 .2077 .1834 .1617 .1426
55 .6750 .6008 .5340 .4738 .4196 .3711 .3277 .2889 .2543 .2236 .1964 .1723 .1510 .1322
56 .6714 .5955 .5271 .4656 .4104 .3610 .3170 .2778 .2431 .2124 .1853 .1615 .1405 .1222
57 .6679 .5903 .5204 .4575 .4012 .3510 .3063 .2668 .2320 .2013 .1744 .1509 .1303 .1125
58 .6645 .5852 .5137 .4494 .3920 .3409 .2958 .2559 .2210 .1904 .1637 .1405 .1204 .1031
59 .6611 .5802 .5070 .4414 .3829 .3310 .2852 .2451 .2101 .1796 .1532 .1304 .1108 .0940
60 .6580 .5753 .5005 .4335 .3738 .3211 .2748 .2344 .1993 .1690 .1429 .1206 .1016 .0854
61 .6549 .5705 .4941 .4257 .3649 .3113 .2645 .2238 .1887 .1586 .1329 .1111 .0926 .0771
62 .6520 .5659 .4879 .4180 .3560 .3016 .2543 .2134 .1783 .1484 .1232 .1019 .0841 .0692
63 .6492 .5614 .4817 .4104 .3472 .2920 .2441 .2030 .1680 .1385 .1137 .0930 .0758 .0617
64 .6466 .5572 .4758 .4029 .3386 .2824 .2341 .1928 .1579 .1287 .1045 .0844 .0680 .0546
65 .6442 .5531 .4700 .3956 .3300 .2730 .2242 .1827 .1480 .1192 .0955 .0762 .0606 .0480
66 .6420 .5492 .4645 .3885 .3216 .2637 .2144 .1728 .1383 .1100 .0870 .0684 .0536 .0418
67 .6400 .5456 .4591 .3815 .3133 .2545 .2047 .1631 .1288 .1010 .0787 .0609 .0470 .0360
68 .6382 .5422 .4540 .3747 .3052 .2454 .1951 .1535 .1196 .0923 .0708 .0539 .0408 .0307
69 .6366 .5391 .4490 .3681 .2971 .2365 .1857 .1440 .1105 .0839 .0631 .0472 .0350 .0259
70 .6352 .5362 .4444 .3617 .2893 .2276 .1763 .1347 .1016 .0758 .0559 .0409 .0297 .0214
71 .6339 .5335 .4399 .3553 .2813 .2186 .1669 .1253 .0928 .0677 .0489 .0349 .0247 .0173
72 .6330 .5312 .4358 .3494 .2738 .2100 .1579 .1165 .0845 .0603 .0424 .0295 .0203 .0138
73 .6322 .5293 .4321 .3438 .2667 .2018 .1493 .1080 .0766 .0534 .0366 .0247 .0164 .0108
74 .6319 .5281 .4299 .3403 .2620 .1965 .1436 .1025 .0716 .0491 .0330 .0218 .0142 .0091


Premium-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 8

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0404 .0830 .1275 .1734 .2674 .3631 .4599 .5576
2 .0000 .0392 .0810 .1250 .1705 .2636 .3585 .4545 .5515
3 .0000 .0379 .0791 .1226 .1675 .2597 .3538 .4491 .5454
4 .0000 .0367 .0772 .1202 .1646 .2558 .3491 .4437 .5393
5 .0000 .0355 .0753 .1178 .1617 .2519 .3443 .4382 .5331
6 .0000 .0343 .0735 .1154 .1587 .2480 .3396 .4327 .5269
7 .0000 .0332 .0717 .1130 .1558 .2441 .3348 .4271 .5206
8 .0000 .0321 .0699 .1106 .1528 .2402 .3300 .4216 .5143
9 .0000 .0310 .0681 .1082 .1499 .2363 .3252 .4160 .5080
10 .0000 .0299 .0664 .1059 .1470 .2323 .3204 .4104 .5017
11 .0000 .0289 .0647 .1035 .1441 .2284 .3156 .4047 .4953
12 .0000 .0279 .0630 .1012 .1411 .2244 .3107 .3991 .4889
13 .0000 .0269 .0613 .0988 .1382 .2205 .3059 .3934 .4825
14 .0000 .0259 .0596 .0965 .1353 .2165 .3010 .3876 .4760
15 .0000 .0250 .0579 .0941 .1323 .2125 .2960 .3819 .4694
16 .0000 .0240 .0562 .0918 .1294 .2085 .2911 .3761 .4629
17 .0000 .0231 .0546 .0895 .1265 .2045 .2861 .3702 .4562
18 .0000 .0222 .0529 .0871 .1235 .2004 .2811 .3643 .4496
19 .0000 .0214 .0513 .0848 .1206 .1964 .2761 .3584 .4428
20 .0000 .0205 .0496 .0825 .1176 .1923 .2710 .3525 .4361
21 .0000 .0196 .0480 .0802 .1147 .1882 .2659 .3465 .4292
22 .0000 .0188 .0464 .0778 .1117 .1841 .2607 .3404 .4223
23 .0000 .0180 .0448 .0755 .1087 .1799 .2556 .3343 .4154
24 .0000 .0171 .0432 .0732 .1057 .1758 .2503 .3281 .4084
25 .0000 .0163 .0416 .0709 .1028 .1716 .2451 .3219 .4013
26 .0000 .0155 .0400 .0686 .0998 .1674 .2398 .3156 .3941
27 .0000 .0148 .0384 .0663 .0968 .1631 .2344 .3093 .3869
28 .0000 .0140 .0369 .0640 .0938 .1588 .2290 .3029 .3796
29 .0000 .0133 .0353 .0617 .0908 .1546 .2236 .2965 .3723
30 .0000 .0125 .0338 .0594 .0878 .1502 .2181 .2900 .3649
31 .0000 .0118 .0323 .0571 .0847 .1459 .2126 .2834 .3574
32 .0000 .0111 .0308 .0548 .0817 .1415 .2071 .2768 .3499
33 .0000 .0104 .0293 .0525 .0787 .1372 .2015 .2701 .3422
34 .0000 .0098 .0278 .0503 .0757 .1327 .1958 .2634 .3345
35 .0000 .0091 .0264 .0480 .0727 .1283 .1901 .2566 .3267
36 .0000 .0085 .0249 .0458 .0696 .1238 .1844 .2497 .3188
37 .0000 .0079 .0235 .0435 .0666 .1193 .1786 .2428 .3109
38 .0000 .0073 .0221 .0413 .0636 .1148 .1728 .2358 .3028
39 .0000 .0067 .0207 .0391 .0606 .1103 .1669 .2287 .2948
40 .0000 .0062 .0194 .0370 .0576 .1059 .1611 .2217 .2866
41 .0000 .0056 .0181 .0348 .0547 .1014 .1552 .2146 .2785
42 .0000 .0052 .0169 .0328 .0518 .0970 .1494 .2076 .2703
43 .0000 .0047 .0156 .0307 .0490 .0926 .1436 .2005 .2622
44 .0000 .0042 .0145 .0288 .0462 .0883 .1379 .1935 .2540
45 .0000 .0038 .0133 .0269 .0435 .0840 .1322 .1865 .2459
46 .0000 .0034 .0123 .0250 .0408 .0797 .1265 .1795 .2377
47 .0000 .0031 .0112 .0232 .0382 .0755 .1208 .1725 .2295
48 .0000 .0027 .0102 .0214 .0356 .0714 .1152 .1655 .2213
49 .0000 .0024 .0093 .0197 .0331 .0673 .1096 .1586 .2131
50 .0000 .0021 .0084 .0181 .0307 .0633 .1040 .1516 .2049
51 .0000 .0019 .0075 .0165 .0283 .0593 .0985 .1446 .1966
52 .0000 .0016 .0067 .0150 .0260 .0554 .0930 .1377 .1884
53 .0000 .0014 .0060 .0135 .0238 .0515 .0876 .1307 .1802
54 .0000 .0012 .0053 .0121 .0217 .0477 .0822 .1238 .1720
55 .0000 .0010 .0046 .0108 .0196 .0440 .0768 .1170 .1638
56 .0000 .0008 .0040 .0096 .0176 .0404 .0715 .1101 .1556
57 .0000 .0007 .0034 .0084 .0157 .0369 .0663 .1034 .1475
58 .0000 .0006 .0029 .0073 .0139 .0335 .0612 .0967 .1394
59 .0000 .0005 .0024 .0063 .0122 .0301 .0562 .0900 .1314
60 .0000 .0004 .0020 .0054 .0106 .0270 .0513 .0835 .1235
61 .0000 .0003 .0016 .0045 .0091 .0239 .0465 .0771 .1157
62 .0000 .0002 .0013 .0037 .0077 .0210 .0419 .0709 .1080
63 .0000 .0002 .0010 .0030 .0064 .0182 .0374 .0647 .1004
64 .0000 .0001 .0008 .0024 .0053 .0156 .0332 .0588 .0929
65 .0000 .0001 .0006 .0019 .0043 .0132 .0291 .0530 .0856
66 .0000 .0001 .0004 .0014 .0033 .0110 .0252 .0475 .0785
67 .0000 .0000 .0003 .0010 .0026 .0090 .0216 .0421 .0715
68 .0000 .0000 .0002 .0007 .0019 .0072 .0182 .0370 .0647
69 .0000 .0000 .0001 .0005 .0013 .0056 .0151 .0320 .0581
70 .0000 .0000 .0001 .0003 .0009 .0042 .0122 .0274 .0517
71 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0229 .0453
72 .0000 .0000 .0000 .0001 .0003 .0020 .0072 .0188 .0394
73 .0000 .0000 .0000 .0000 .0001 .0012 .0053 .0151 .0338
74 .0000 .0000 .0000 .0000 .0001 .0009 .0041 .0129 .0303


Premium-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 8

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7364 .6844 .6378 .5956 .5570 .5249 .5003 .4803 .4637 .4497 .4378 .4276 .4192 .3859
41 $120 .7319 .6786 .6308 .5874 .5486 .5184 .4945 .4749 .4585 .4447 .4329 .4232 .4157 .3859
42 $120 .7275 .6728 .6237 .5792 .5416 .5125 .4890 .4697 .4534 .4397 .4283 .4195 .4126 .3859
43 $120 .7231 .6670 .6166 .5714 .5354 .5069 .4837 .4644 .4483 .4349 .4244 .4162 .4098 .3859
44 $120 .7188 .6612 .6096 .5647 .5296 .5014 .4784 .4592 .4433 .4307 .4209 .4132 .4072 .3859
45 $120 .7145 .6555 .6026 .5586 .5241 .4961 .4731 .4540 .4387 .4269 .4177 .4104 .4047 .3859
46 $120 .7103 .6498 .5961 .5531 .5187 .4908 .4679 .4491 .4347 .4234 .4147 .4077 .4024 .3859
47 $120 .7061 .6441 .5904 .5477 .5135 .4856 .4626 .4447 .4309 .4201 .4117 .4053 .4004 .3859
48 $120 .7019 .6385 .5850 .5426 .5083 .4802 .4578 .4406 .4273 .4170 .4090 .4031 .3986 .3859
49 $120 .6979 .6332 .5800 .5375 .5031 .4751 .4534 .4367 .4239 .4140 .4066 .4011 .3970 .3859
50 $120 .6938 .6283 .5752 .5325 .4978 .4703 .4492 .4330 .4206 .4113 .4044 .3993 .3955 .3859
$250 .6941 .6278 .5683 .5144 .4656 .4223 .3860 .3554 .3295 .3075 .2887 .2726 .2590 .2476
51 $120 .6899 .6238 .5705 .5275 .4927 .4658 .4452 .4294 .4175 .4088 .4023 .3976 .3942 .3859
$250 .6901 .6223 .5613 .5062 .4565 .4139 .3780 .3478 .3223 .3005 .2820 .2663 .2533 .2426
52 $120 .6860 .6196 .5659 .5224 .4879 .4614 .4412 .4260 .4147 .4064 .4004 .3961 .3930 .3859
$250 .6862 .6168 .5543 .4979 .4480 .4059 .3704 .3405 .3151 .2935 .2754 .2604 .2481 .2380
53 $120 .6823 .6155 .5613 .5175 .4833 .4572 .4374 .4228 .4120 .4042 .3987 .3947 .3920 .3859
$250 .6824 .6113 .5474 .4898 .4402 .3983 .3630 .3332 .3079 .2867 .2692 .2549 .2432 .2337
54 $120 .6789 .6116 .5567 .5128 .4789 .4531 .4338 .4197 .4095 .4022 .3971 .3935 .3910 .3859
$250 .6786 .6059 .5405 .4823 .4327 .3909 .3557 .3259 .3009 .2803 .2634 .2498 .2386 .2297
55 $120 .6757 .6077 .5521 .5083 .4746 .4491 .4304 .4169 .4072 .4004 .3957 .3924 .3902 .3859
$250 .6749 .6006 .5337 .4752 .4255 .3837 .3484 .3187 .2942 .2742 .2580 .2449 .2343 .2259
56 $120 .6728 .6039 .5477 .5038 .4703 .4454 .4272 .4142 .4050 .3987 .3944 .3915 .3895 .3859
$250 .6713 .5953 .5272 .4684 .4185 .3765 .3411 .3118 .2878 .2684 .2527 .2402 .2302 .2224
57 $120 .6700 .6000 .5435 .4995 .4662 .4417 .4241 .4116 .4030 .3972 .3932 .3906 .3889 .3859
$250 .6678 .5901 .5211 .4618 .4116 .3693 .3340 .3051 .2817 .2628 .2478 .2358 .2265 .2192
58 $120 .6672 .5963 .5394 .4953 .4623 .4382 .4211 .4093 .4012 .3958 .3922 .3899 .3884 .3859
$250 .6643 .5851 .5153 .4555 .4048 .3622 .3272 .2987 .2758 .2575 .2430 .2318 .2230 .2162
$500 .6644 .5851 .5135 .4492 .3917 .3408 .2963 .2580 .2251 .1969 .1730 .1527 .1356 .1212
59 $120 .6646 .5928 .5353 .4912 .4584 .4348 .4183 .4071 .3995 .3945 .3913 .3892 .3880 .3859
$250 .6610 .5803 .5097 .4492 .3980 .3554 .3206 .2925 .2701 .2524 .2386 .2279 .2198 .2136
$500 .6611 .5801 .5069 .4412 .3826 .3312 .2867 .2484 .2157 .1879 .1644 .1447 .1282 .1146
60 $120 .6621 .5893 .5314 .4872 .4547 .4316 .4157 .4050 .3979 .3934 .3905 .3887 .3876 .3859
$250 .6578 .5759 .5043 .4430 .3913 .3487 .3141 .2864 .2646 .2476 .2344 .2244 .2168 .2111
$500 .6579 .5752 .5004 .4333 .3738 .3220 .2773 .2391 .2066 .1792 .1562 .1371 .1213 .1084
61 $120 .6596 .5860 .5275 .4833 .4511 .4285 .4132 .4031 .3965 .3924 .3898 .3882 .3873 .3859
$250 .6548 .5717 .4990 .4368 .3848 .3422 .3078 .2806 .2593 .2430 .2305 .2211 .2141 .2089
$500 .6548 .5704 .4940 .4255 .3653 .3130 .2681 .2299 .1976 .1706 .1482 .1298 .1147 .1025
62 $120 .6573 .5827 .5238 .4795 .4476 .4256 .4109 .4013 .3952 .3914 .3892 .3878 .3870 .3859
$250 .6520 .5677 .4939 .4309 .3785 .3358 .3017 .2750 .2543 .2386 .2268 .2181 .2116 .2070
$500 .6519 .5658 .4877 .4181 .3570 .3042 .2591 .2209 .1889 .1624 .1406 .1229 .1086 .0970
63 $120 .6551 .5796 .5201 .4758 .4443 .4228 .4087 .3997 .3940 .3906 .3886 .3874 .3868 .3859
$250 .6495 .5638 .4889 .4251 .3723 .3296 .2958 .2696 .2496 .2345 .2234 .2153 .2094 .2052
$500 .6492 .5614 .4817 .4108 .3489 .2955 .2501 .2120 .1804 .1545 .1333 .1163 .1027 .0919
64 $120 .6530 .5765 .5166 .4722 .4411 .4202 .4066 .3982 .3930 .3899 .3882 .3871 .3866 .3859
$250 .6471 .5602 .4840 .4195 .3663 .3236 .2901 .2644 .2450 .2307 .2202 .2127 .2074 .2037
$500 .6466 .5571 .4759 .4038 .3410 .2870 .2414 .2034 .1722 .1468 .1264 .1101 .0973 .0872
$1,000 .6466 .5572 .4758 .4029 .3385 .2824 .2340 .1928 .1581 .1291 .1050 .0853 .0691 .0561
65 $120 .6510 .5736 .5131 .4688 .4380 .4177 .4047 .3968 .3921 .3893 .3878 .3869 .3864 .3859
$250 .6450 .5567 .4793 .4139 .3604 .3177 .2845 .2594 .2407 .2271 .2173 .2104 .2056 .2023
$500 .6442 .5531 .4704 .3970 .3332 .2786 .2328 .1950 .1642 .1394 .1197 .1042 .0922 .0829
$1,000 .6442 .5531 .4700 .3956 .3300 .2730 .2242 .1829 .1484 .1198 .0964 .0773 .0620 .0498
66 $120 .6492 .5708 .5098 .4655 .4351 .4153 .4030 .3955 .3912 .3888 .3874 .3867 .3863 .3859
$250 .6430 .5533 .4748 .4086 .3546 .3120 .2792 .2547 .2367 .2238 .2147 .2084 .2040 .2011
$500 .6420 .5493 .4651 .3904 .3255 .2704 .2245 .1868 .1565 .1323 .1134 .0987 .0875 .0790
$1,000 .6420 .5492 .4644 .3884 .3216 .2637 .2145 .1731 .1389 .1108 .0881 .0698 .0553 .0439
67 $120 .6474 .5681 .5066 .4622 .4323 .4131 .4013 .3944 .3905 .3883 .3872 .3865 .3862 .3859
$250 .6412 .5502 .4705 .4034 .3490 .3064 .2740 .2501 .2329 .2207 .2122 .2065 .2027 .2001
$500 .6400 .5458 .4601 .3839 .3181 .2624 .2163 .1789 .1490 .1256 .1074 .0936 .0832 .0754
$1,000 .6400 .5456 .4591 .3815 .3133 .2546 .2049 .1636 .1296 .1021 .0801 .0627 .0491 .0386
68 $120 .6458 .5655 .5034 .4591 .4296 .4110 .3998 .3934 .3898 .3879 .3869 .3864 .3861 .3859
$250 .6395 .5473 .4663 .3983 .3435 .3010 .2691 .2458 .2293 .2178 .2101 .2049 .2015 .1993
$500 .6382 .5426 .4552 .3777 .3108 .2545 .2083 .1711 .1418 .1191 .1018 .0889 .0792 .0722
$1,000 .6382 .5422 .4539 .3747 .3053 .2457 .1955 .1542 .1206 .0937 .0725 .0560 .0433 .0337
69 $120 .6443 .5630 .5004 .4562 .4270 .4090 .3984 .3925 .3893 .3876 .3867 .3863 .3861 .3859
$250 .6380 .5445 .4623 .3934 .3382 .2958 .2643 .2417 .2260 .2152 .2081 .2034 .2004 .1986
$500 .6366 .5396 .4506 .3717 .3037 .2468 .2004 .1636 .1349 .1130 .0966 .0845 .0757 .0694
$1,000 .6365 .5391 .4490 .3681 .2973 .2368 .1863 .1449 .1118 .0856 .0653 .0497 .0380 .0292
70 $120 .6428 .5606 .4975 .4533 .4246 .4072 .3972 .3917 .3888 .3873 .3866 .3862 .3860 .3859
$250 .6367 .5419 .4584 .3887 .3331 .2908 .2598 .2379 .2229 .2128 .2063 .2021 .1996 .1980
$500 .6353 .5368 .4463 .3658 .2967 .2392 .1928 .1563 .1282 .1072 .0917 .0804 .0725 .0669
$1,000 .6352 .5362 .4444 .3618 .2895 .2281 .1772 .1359 .1033 .0779 .0585 .0439 .0332 .0253
71 $120 .6415 .5583 .4947 .4505 .4223 .4054 .3960 .3909 .3883 .3870 .3864 .3861 .3860 .3859
$250 .6355 .5395 .4547 .3839 .3280 .2858 .2553 .2342 .2199 .2106 .2047 .2010 .1988 .1974
$500 .6341 .5343 .4421 .3601 .2898 .2317 .1852 .1490 .1217 .1016 .0870 .0767 .0695 .0646
$1,000 .6339 .5335 .4399 .3555 .2817 .2193 .1680 .1269 .0948 .0703 .0520 .0385 .0287 .0217
72 $120 .6403 .5561 .4920 .4479 .4202 .4039 .3950 .3903 .3880 .3869 .3863 .3861 .3860 .3859
$250 .6346 .5373 .4513 .3796 .3232 .2812 .2513 .2308 .2173 .2087 .2034 .2001 .1982 .1971
$500 .6332 .5321 .4384 .3548 .2833 .2246 .1780 .1424 .1158 .0965 .0829 .0735 .0671 .0628
$1,000 .6330 .5313 .4359 .3497 .2744 .2110 .1594 .1185 .0871 .0635 .0461 .0337 .0249 .0188
73 $120 .6393 .5542 .4896 .4456 .4182 .4025 .3941 .3898 .3877 .3867 .3862 .3861 .3860 .3859
$250 .6337 .5354 .4481 .3755 .3188 .2770 .2476 .2278 .2151 .2071 .2022 .1993 .1977 .1967
$500 .6325 .5303 .4350 .3499 .2773 .2179 .1714 .1362 .1104 .0920 .0793 .0707 .0650 .0613
$1,000 .6323 .5293 .4323 .3443 .2675 .2032 .1512 .1106 .0799 .0572 .0410 .0295 .0216 .0163
74 $120 .6386 .5530 .4881 .4441 .4171 .4017 .3936 .3895 .3875 .3866 .3862 .3860 .3860 .3859
$250 .6333 .5342 .4462 .3730 .3161 .2743 .2453 .2260 .2137 .2061 .2016 .1989 .1974 .1966
$500 .6321 .5292 .4329 .3468 .2734 .2137 .1672 .1323 .1070 .0893 .0772 .0691 .0638 .0605
$1,000 .6319 .5282 .4301 .3409 .2631 .1982 .1460 .1056 .0754 .0534 .0378 .0271 .0198 .0149

*Single Loss Limit values are expressed in thousands of dollars.


Premium-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 8

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0061 .0193 .0368 .0573 .1054 .1604 .2208 .2856
41 $120 .0000 .0056 .0180 .0347 .0544 .1009 .1546 .2138 .2774
42 $120 .0000 .0051 .0167 .0326 .0515 .0965 .1488 .2067 .2692
43 $120 .0000 .0046 .0155 .0306 .0487 .0921 .1430 .1996 .2614
44 $120 .0000 .0042 .0144 .0286 .0459 .0878 .1372 .1926 .2547
45 $120 .0000 .0038 .0132 .0267 .0432 .0835 .1315 .1856 .2486
46 $120 .0000 .0034 .0122 .0248 .0405 .0793 .1258 .1791 .2431
47 $120 .0000 .0030 .0111 .0230 .0379 .0751 .1201 .1734 .2377
48 $120 .0000 .0027 .0102 .0213 .0354 .0709 .1145 .1680 .2326
49 $120 .0000 .0024 .0092 .0196 .0329 .0669 .1092 .1630 .2275
50 $120 .0000 .0021 .0083 .0179 .0305 .0628 .1043 .1582 .2225
$250 .0000 .0021 .0084 .0180 .0306 .0631 .1038 .1513 .2044
51 $120 .0000 .0018 .0075 .0164 .0281 .0589 .0998 .1535 .2175
$250 .0000 .0018 .0075 .0165 .0282 .0591 .0983 .1443 .1962
52 $120 .0000 .0016 .0067 .0149 .0258 .0550 .0956 .1489 .2124
$250 .0000 .0016 .0067 .0149 .0259 .0552 .0928 .1373 .1879
53 $120 .0000 .0014 .0059 .0134 .0236 .0513 .0915 .1443 .2075
$250 .0000 .0014 .0059 .0135 .0237 .0514 .0873 .1304 .1798
54 $120 .0000 .0012 .0052 .0120 .0215 .0479 .0876 .1397 .2028
$250 .0000 .0012 .0052 .0121 .0216 .0476 .0819 .1235 .1723
55 $120 .0000 .0010 .0045 .0107 .0194 .0447 .0837 .1351 .1983
$250 .0000 .0010 .0046 .0108 .0195 .0439 .0766 .1167 .1652
56 $120 .0000 .0008 .0039 .0095 .0174 .0418 .0799 .1307 .1938
$250 .0000 .0008 .0040 .0096 .0175 .0403 .0713 .1102 .1584
57 $120 .0000 .0007 .0034 .0083 .0155 .0390 .0760 .1265 .1895
$250 .0000 .0007 .0034 .0084 .0156 .0368 .0661 .1041 .1518
58 $120 .0000 .0006 .0029 .0072 .0138 .0362 .0723 .1224 .1853
$250 .0000 .0006 .0029 .0073 .0138 .0333 .0611 .0983 .1455
$500 .0000 .0006 .0029 .0073 .0139 .0334 .0611 .0965 .1392
59 $120 .0000 .0004 .0024 .0062 .0122 .0336 .0688 .1183 .1812
$250 .0000 .0004 .0024 .0063 .0121 .0300 .0563 .0927 .1392
$500 .0000 .0004 .0024 .0063 .0122 .0301 .0561 .0899 .1312
60 $120 .0000 .0004 .0020 .0053 .0108 .0311 .0653 .1144 .1772
$250 .0000 .0004 .0020 .0053 .0106 .0268 .0519 .0873 .1330
$500 .0000 .0004 .0020 .0054 .0106 .0269 .0512 .0834 .1233
61 $120 .0000 .0003 .0016 .0045 .0095 .0286 .0620 .1105 .1733
$250 .0000 .0003 .0016 .0045 .0091 .0238 .0477 .0820 .1268
$500 .0000 .0003 .0016 .0045 .0091 .0238 .0464 .0770 .1155
62 $120 .0000 .0002 .0013 .0037 .0083 .0263 .0587 .1068 .1695
$250 .0000 .0002 .0013 .0037 .0077 .0210 .0437 .0769 .1209
$500 .0000 .0002 .0013 .0037 .0077 .0209 .0418 .0707 .1081
63 $120 .0000 .0002 .0010 .0031 .0072 .0241 .0556 .1031 .1658
$250 .0000 .0002 .0010 .0030 .0064 .0185 .0398 .0719 .1151
$500 .0000 .0002 .0010 .0030 .0064 .0182 .0374 .0647 .1008
64 $120 .0000 .0001 .0008 .0026 .0062 .0220 .0525 .0996 .1622
$250 .0000 .0001 .0008 .0024 .0053 .0161 .0362 .0670 .1095
$500 .0000 .0001 .0008 .0024 .0053 .0156 .0331 .0589 .0938
$1,000 .0000 .0001 .0008 .0024 .0053 .0156 .0332 .0588 .0929
65 $120 .0000 .0001 .0006 .0021 .0053 .0200 .0496 .0961 .1588
$250 .0000 .0001 .0006 .0019 .0043 .0140 .0327 .0623 .1039
$500 .0000 .0001 .0006 .0019 .0042 .0132 .0291 .0534 .0870
$1,000 .0000 .0001 .0006 .0019 .0043 .0132 .0291 .0530 .0856
66 $120 .0000 .0001 .0004 .0017 .0045 .0182 .0468 .0928 .1555
$250 .0000 .0001 .0004 .0014 .0034 .0120 .0293 .0578 .0986
$500 .0000 .0001 .0004 .0014 .0033 .0110 .0253 .0481 .0804
$1,000 .0000 .0001 .0004 .0014 .0033 .0110 .0252 .0474 .0784
67 $120 .0000 .0000 .0003 .0013 .0038 .0164 .0441 .0896 .1522
$250 .0000 .0000 .0003 .0010 .0026 .0102 .0262 .0535 .0934
$500 .0000 .0000 .0003 .0010 .0025 .0090 .0218 .0431 .0739
$1,000 .0000 .0000 .0003 .0010 .0026 .0090 .0216 .0421 .0715
68 $120 .0000 .0000 .0002 .0010 .0031 .0148 .0415 .0864 .1491
$250 .0000 .0000 .0002 .0007 .0020 .0085 .0233 .0493 .0883
$500 .0000 .0000 .0002 .0007 .0019 .0072 .0186 .0382 .0677
$1,000 .0000 .0000 .0002 .0007 .0019 .0072 .0182 .0369 .0647
69 $120 .0000 .0000 .0001 .0008 .0026 .0133 .0390 .0834 .1462
$250 .0000 .0000 .0001 .0005 .0015 .0070 .0205 .0453 .0834
$500 .0000 .0000 .0001 .0005 .0013 .0056 .0156 .0336 .0617
$1,000 .0000 .0000 .0001 .0005 .0013 .0055 .0151 .0320 .0581
70 $120 .0000 .0000 .0001 .0006 .0021 .0118 .0366 .0805 .1433
$250 .0000 .0000 .0001 .0003 .0011 .0057 .0179 .0414 .0787
$500 .0000 .0000 .0001 .0003 .0009 .0043 .0128 .0293 .0558
$1,000 .0000 .0000 .0001 .0003 .0009 .0042 .0122 .0274 .0518
71 $120 .0000 .0000 .0001 .0004 .0017 .0105 .0343 .0777 .1405
$250 .0000 .0000 .0000 .0002 .0007 .0045 .0155 .0377 .0739
$500 .0000 .0000 .0000 .0002 .0006 .0031 .0103 .0251 .0501
$1,000 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0229 .0455
72 $120 .0000 .0000 .0000 .0003 .0013 .0093 .0321 .0750 .1379
$250 .0000 .0000 .0000 .0001 .0005 .0036 .0133 .0343 .0696
$500 .0000 .0000 .0000 .0001 .0003 .0022 .0081 .0214 .0448
$1,000 .0000 .0000 .0000 .0001 .0003 .0020 .0073 .0189 .0397
73 $120 .0000 .0000 .0000 .0002 .0010 .0083 .0302 .0726 .1356
$250 .0000 .0000 .0000 .0001 .0003 .0027 .0114 .0311 .0655
$500 .0000 .0000 .0000 .0000 .0002 .0015 .0063 .0180 .0399
$1,000 .0000 .0000 .0000 .0000 .0001 .0013 .0053 .0153 .0343
74 $120 .0000 .0000 .0000 .0002 .0009 .0076 .0290 .0711 .1341
$250 .0000 .0000 .0000 .0000 .0002 .0023 .0102 .0292 .0630
$500 .0000 .0000 .0000 .0000 .0001 .0011 .0052 .0159 .0368
$1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0131 .0309

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 8

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .9437 .9319 .9212 .9113 .9021 .8935 .8853 .8775 .8701 .8629 .8560 .8493 .8429 .8366
2 .9397 .9269 .9155 .9049 .8951 .8859 .8771 .8688 .8608 .8531 .8457 .8386 .8317 .8250
3 .9356 .9221 .9098 .8986 .8881 .8782 .8689 .8600 .8515 .8433 .8355 .8278 .8205 .8133
4 .9315 .9171 .9041 .8921 .8809 .8705 .8605 .8511 .8420 .8333 .8250 .8169 .8091 .8015
5 .9274 .9121 .8983 .8856 .8738 .8626 .8521 .8421 .8325 .8233 .8144 .8059 .7976 .7896
6 .9233 .9071 .8925 .8791 .8665 .8548 .8436 .8330 .8229 .8132 .8038 .7948 .7860 .7776
7 .9192 .9021 .8867 .8725 .8593 .8469 .8351 .8240 .8133 .8030 .7931 .7836 .7744 .7655
8 .9151 .8971 .8808 .8659 .8520 .8389 .8266 .8148 .8036 .7928 .7824 .7724 .7628 .7534
9 .9110 .8920 .8750 .8593 .8447 .8309 .8180 .8056 .7938 .7825 .7716 .7612 .7510 .7412
10 .9069 .8870 .8691 .8526 .8373 .8229 .8093 .7964 .7840 .7722 .7608 .7498 .7392 .7290
11 .9027 .8819 .8632 .8459 .8299 .8148 .8006 .7871 .7742 .7618 .7499 .7385 .7274 .7167
12 .8986 .8768 .8572 .8392 .8224 .8067 .7918 .7777 .7642 .7513 .7389 .7270 .7155 .7044
13 .8944 .8717 .8512 .8324 .8149 .7985 .7830 .7683 .7542 .7408 .7279 .7155 .7036 .6920
14 .8902 .8665 .8452 .8256 .8074 .7903 .7741 .7588 .7442 .7302 .7168 .7040 .6915 .6796
15 .8860 .8614 .8391 .8187 .7998 .7820 .7652 .7492 .7341 .7196 .7057 .6923 .6795 .6671
16 .8818 .8562 .8331 .8118 .7921 .7736 .7562 .7396 .7239 .7089 .6945 .6806 .6673 .6545
17 .8776 .8509 .8269 .8049 .7844 .7652 .7471 .7300 .7136 .6981 .6832 .6689 .6552 .6419
18 .8734 .8457 .8207 .7979 .7766 .7567 .7380 .7202 .7033 .6872 .6718 .6571 .6429 .6293
19 .8691 .8404 .8145 .7908 .7688 .7482 .7288 .7104 .6929 .6763 .6604 .6452 .6306 .6165
20 .8648 .8351 .8083 .7837 .7609 .7396 .7195 .7005 .6825 .6653 .6490 .6333 .6182 .6038
21 .8605 .8297 .8019 .7765 .7529 .7309 .7101 .6905 .6719 .6543 .6374 .6212 .6058 .5909
22 .8562 .8243 .7956 .7693 .7449 .7221 .7007 .6805 .6613 .6431 .6257 .6092 .5933 .5780
23 .8518 .8189 .7892 .7620 .7368 .7133 .6912 .6704 .6506 .6319 .6140 .5970 .5807 .5651
24 .8474 .8134 .7827 .7546 .7286 .7043 .6816 .6601 .6398 .6206 .6022 .5847 .5680 .5520
25 .8430 .8079 .7762 .7472 .7203 .6953 .6719 .6498 .6290 .6092 .5904 .5724 .5553 .5389
26 .8386 .8023 .7696 .7396 .7120 .6862 .6621 .6394 .6180 .5977 .5784 .5600 .5424 .5257
27 .8342 .7967 .7629 .7321 .7036 .6771 .6523 .6290 .6070 .5861 .5663 .5475 .5295 .5124
28 .8297 .7910 .7562 .7244 .6951 .6678 .6423 .6184 .5958 .5744 .5542 .5349 .5165 .4990
29 .8252 .7853 .7494 .7167 .6865 .6585 .6323 .6077 .5846 .5627 .5419 .5222 .5034 .4855
30 .8206 .7795 .7426 .7089 .6779 .6491 .6222 .5969 .5732 .5508 .5296 .5094 .4902 .4719
31 .8161 .7738 .7357 .7011 .6692 .6396 .6120 .5861 .5618 .5389 .5171 .4965 .4769 .4582
32 .8115 .7679 .7288 .6931 .6603 .6299 .6016 .5751 .5502 .5267 .5045 .4835 .4635 .4444
33 .8069 .7621 .7218 .6851 .6514 .6202 .5912 .5641 .5386 .5146 .4919 .4704 .4500 .4305
34 .8022 .7561 .7147 .6770 .6424 .6104 .5807 .5528 .5268 .5022 .4790 .4571 .4362 .4164
35 .7976 .7501 .7076 .6688 .6333 .6005 .5700 .5415 .5148 .4897 .4661 .4437 .4224 .4022
36 .7929 .7441 .7003 .6605 .6241 .5904 .5592 .5300 .5027 .4771 .4529 .4300 .4083 .3877
37 .7882 .7380 .6930 .6522 .6148 .5803 .5483 .5184 .4905 .4643 .4396 .4162 .3942 .3734
38 .7835 .7319 .6857 .6437 .6054 .5700 .5372 .5067 .4781 .4513 .4261 .4023 .3800 .3589
39 .7787 .7258 .6783 .6352 .5959 .5596 .5260 .4948 .4656 .4382 .4125 .3884 .3658 .3445
40 .7740 .7196 .6709 .6267 .5863 .5492 .5148 .4829 .4530 .4251 .3990 .3745 .3516 .3302
41 .7693 .7135 .6635 .6182 .5768 .5387 .5035 .4709 .4404 .4119 .3854 .3607 .3375 .3159
42 .7647 .7074 .6561 .6096 .5672 .5282 .4922 .4588 .4277 .3988 .3720 .3469 .3236 .3018
43 .7601 .7013 .6487 .6010 .5576 .5177 .4808 .4467 .4151 .3858 .3585 .3332 .3097 .2878
44 .7555 .6953 .6413 .5925 .5480 .5071 .4694 .4346 .4025 .3727 .3452 .3197 .2960 .2741
45 .7510 .6893 .6339 .5839 .5383 .4965 .4580 .4226 .3899 .3598 .3319 .3062 .2825 .2605
46 .7466 .6833 .6266 .5753 .5286 .4858 .4466 .4106 .3774 .3469 .3188 .2929 .2691 .2472
47 .7422 .6773 .6192 .5667 .5189 .4752 .4352 .3985 .3649 .3341 .3057 .2798 .2559 .2341
48 .7378 .6714 .6119 .5581 .5092 .4645 .4238 .3865 .3525 .3213 .2928 .2668 .2430 .2212
49 .7335 .6655 .6046 .5495 .4994 .4539 .4124 .3745 .3401 .3086 .2800 .2539 .2302 .2086
50 .7293 .6597 .5973 .5408 .4896 .4432 .4009 .3626 .3277 .2960 .2673 .2413 .2176 .1963
51 .7251 .6539 .5900 .5322 .4799 .4325 .3895 .3506 .3154 .2836 .2548 .2288 .2053 .1842
52 .7210 .6481 .5826 .5235 .4701 .4218 .3782 .3388 .3032 .2712 .2424 .2165 .1933 .1724
53 .7169 .6424 .5753 .5149 .4603 .4111 .3668 .3269 .2911 .2590 .2302 .2044 .1814 .1609
54 .7130 .6367 .5681 .5063 .4506 .4005 .3555 .3152 .2791 .2469 .2182 .1926 .1699 .1497
55 .7091 .6311 .5609 .4976 .4408 .3898 .3442 .3035 .2672 .2349 .2063 .1810 .1586 .1389
56 .7053 .6256 .5537 .4891 .4311 .3792 .3329 .2918 .2553 .2231 .1946 .1696 .1476 .1283
57 .7016 .6201 .5466 .4805 .4214 .3687 .3218 .2803 .2437 .2114 .1832 .1585 .1369 .1181
58 .6980 .6147 .5396 .4721 .4118 .3581 .3107 .2688 .2321 .2000 .1719 .1476 .1265 .1083
59 .6945 .6094 .5326 .4637 .4022 .3477 .2996 .2575 .2207 .1886 .1609 .1370 .1164 .0988
60 .6911 .6043 .5258 .4554 .3927 .3373 .2887 .2462 .2094 .1775 .1502 .1267 .1067 .0897
61 .6879 .5993 .5190 .4471 .3833 .3270 .2778 .2351 .1983 .1666 .1396 .1167 .0973 .0810
62 .6848 .5944 .5125 .4390 .3740 .3168 .2671 .2241 .1873 .1559 .1294 .1070 .0883 .0727
63 .6819 .5897 .5060 .4311 .3647 .3067 .2564 .2133 .1765 .1455 .1194 .0977 .0797 .0648
64 .6792 .5853 .4998 .4232 .3556 .2967 .2459 .2025 .1659 .1352 .1097 .0887 .0714 .0574
65 .6767 .5810 .4937 .4156 .3467 .2868 .2355 .1920 .1555 .1252 .1004 .0801 .0636 .0504
66 .6744 .5769 .4879 .4081 .3378 .2770 .2252 .1816 .1453 .1155 .0913 .0718 .0563 .0439
67 .6722 .5731 .4822 .4007 .3291 .2674 .2150 .1713 .1353 .1061 .0827 .0640 .0493 .0379
68 .6703 .5696 .4768 .3936 .3206 .2578 .2050 .1612 .1256 .0970 .0743 .0566 .0428 .0323
69 .6687 .5662 .4717 .3866 .3121 .2484 .1950 .1513 .1160 .0881 .0663 .0495 .0368 .0272
70 .6672 .5632 .4668 .3799 .3039 .2391 .1852 .1415 .1067 .0796 .0587 .0430 .0312 .0225
71 .6659 .5604 .4620 .3732 .2955 .2296 .1753 .1317 .0974 .0711 .0513 .0366 .0259 .0182
72 .6649 .5580 .4578 .3670 .2876 .2206 .1658 .1224 .0887 .0633 .0446 .0310 .0213 .0145
73 .6641 .5560 .4539 .3612 .2801 .2120 .1568 .1135 .0805 .0561 .0384 .0259 .0172 .0113
74 .6637 .5548 .4515 .3575 .2753 .2064 .1508 .1077 .0753 .0515 .0346 .0229 .0149 .0096


Loss-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 8

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0425 .0872 .1340 .1822 .2809 .3814 .4831 .5857
2 .0000 .0412 .0851 .1314 .1791 .2769 .3765 .4775 .5793
3 .0000 .0399 .0831 .1288 .1760 .2728 .3716 .4718 .5729
4 .0000 .0386 .0810 .1262 .1729 .2687 .3667 .4660 .5665
5 .0000 .0373 .0791 .1237 .1698 .2646 .3617 .4603 .5600
6 .0000 .0361 .0772 .1212 .1667 .2605 .3567 .4545 .5534
7 .0000 .0349 .0753 .1187 .1636 .2564 .3517 .4486 .5469
8 .0000 .0337 .0734 .1162 .1605 .2523 .3467 .4428 .5403
9 .0000 .0325 .0716 .1137 .1575 .2482 .3416 .4369 .5336
10 .0000 .0314 .0697 .1112 .1544 .2440 .3366 .4310 .5270
11 .0000 .0303 .0679 .1087 .1513 .2399 .3315 .4251 .5203
12 .0000 .0293 .0661 .1063 .1482 .2357 .3264 .4192 .5136
13 .0000 .0282 .0644 .1038 .1452 .2316 .3213 .4132 .5068
14 .0000 .0272 .0626 .1013 .1421 .2274 .3161 .4072 .5000
15 .0000 .0262 .0608 .0989 .1390 .2232 .3109 .4011 .4931
16 .0000 .0253 .0591 .0964 .1359 .2190 .3058 .3950 .4862
17 .0000 .0243 .0573 .0940 .1328 .2148 .3005 .3889 .4792
18 .0000 .0234 .0556 .0915 .1297 .2105 .2953 .3827 .4722
19 .0000 .0224 .0539 .0891 .1266 .2063 .2900 .3765 .4652
20 .0000 .0215 .0521 .0867 .1236 .2020 .2847 .3702 .4581
21 .0000 .0206 .0504 .0842 .1204 .1977 .2793 .3639 .4509
22 .0000 .0197 .0487 .0818 .1173 .1934 .2739 .3576 .4436
23 .0000 .0189 .0470 .0793 .1142 .1890 .2684 .3511 .4363
24 .0000 .0180 .0454 .0769 .1111 .1846 .2630 .3447 .4290
25 .0000 .0172 .0437 .0745 .1079 .1802 .2574 .3381 .4215
26 .0000 .0163 .0420 .0720 .1048 .1758 .2519 .3315 .4140
27 .0000 .0155 .0404 .0696 .1017 .1713 .2462 .3249 .4064
28 .0000 .0147 .0387 .0672 .0985 .1669 .2406 .3182 .3988
29 .0000 .0139 .0371 .0648 .0953 .1624 .2349 .3114 .3911
30 .0000 .0132 .0355 .0624 .0922 .1578 .2291 .3046 .3833
31 .0000 .0124 .0339 .0600 .0890 .1533 .2234 .2977 .3754
32 .0000 .0117 .0323 .0576 .0858 .1487 .2175 .2908 .3675
33 .0000 .0110 .0308 .0552 .0827 .1441 .2116 .2838 .3595
34 .0000 .0103 .0292 .0528 .0795 .1394 .2057 .2767 .3514
35 .0000 .0096 .0277 .0504 .0763 .1348 .1997 .2695 .3432
36 .0000 .0089 .0262 .0481 .0731 .1301 .1937 .2623 .3349
37 .0000 .0083 .0247 .0457 .0700 .1254 .1876 .2550 .3266
38 .0000 .0076 .0232 .0434 .0668 .1206 .1815 .2477 .3181
39 .0000 .0070 .0218 .0411 .0636 .1159 .1753 .2403 .3096
40 .0000 .0065 .0204 .0388 .0605 .1112 .1692 .2329 .3011
41 .0000 .0059 .0190 .0366 .0575 .1065 .1631 .2254 .2925
42 .0000 .0054 .0177 .0344 .0544 .1019 .1570 .2180 .2840
43 .0000 .0049 .0164 .0323 .0515 .0973 .1509 .2106 .2754
44 .0000 .0045 .0152 .0302 .0485 .0927 .1448 .2033 .2668
45 .0000 .0040 .0140 .0282 .0457 .0882 .1388 .1959 .2583
46 .0000 .0036 .0129 .0263 .0429 .0837 .1329 .1886 .2497
47 .0000 .0032 .0118 .0243 .0401 .0793 .1269 .1812 .2411
48 .0000 .0029 .0108 .0225 .0374 .0750 .1210 .1739 .2325
49 .0000 .0025 .0098 .0207 .0348 .0707 .1151 .1666 .2239
50 .0000 .0022 .0088 .0190 .0322 .0664 .1093 .1592 .2152
51 .0000 .0020 .0079 .0173 .0298 .0623 .1035 .1519 .2065
52 .0000 .0017 .0071 .0157 .0273 .0582 .0977 .1446 .1979
53 .0000 .0015 .0063 .0142 .0250 .0541 .0920 .1373 .1892
54 .0000 .0012 .0055 .0128 .0227 .0502 .0863 .1301 .1806
55 .0000 .0011 .0048 .0114 .0206 .0463 .0807 .1228 .1720
56 .0000 .0009 .0042 .0101 .0185 .0425 .0751 .1157 .1634
57 .0000 .0007 .0036 .0088 .0165 .0388 .0697 .1086 .1549
58 .0000 .0006 .0030 .0077 .0146 .0352 .0643 .1015 .1464
59 .0000 .0005 .0026 .0066 .0128 .0317 .0590 .0946 .1380
60 .0000 .0004 .0021 .0056 .0111 .0283 .0539 .0877 .1297
61 .0000 .0003 .0017 .0047 .0096 .0251 .0488 .0810 .1215
62 .0000 .0002 .0014 .0039 .0081 .0220 .0440 .0744 .1134
63 .0000 .0002 .0011 .0032 .0068 .0191 .0393 .0680 .1054
64 .0000 .0001 .0008 .0025 .0056 .0164 .0348 .0618 .0976
65 .0000 .0001 .0006 .0020 .0045 .0139 .0306 .0557 .0899
66 .0000 .0001 .0004 .0015 .0035 .0116 .0265 .0499 .0824
67 .0000 .0000 .0003 .0011 .0027 .0094 .0227 .0442 .0751
68 .0000 .0000 .0002 .0008 .0020 .0075 .0191 .0388 .0680
69 .0000 .0000 .0001 .0005 .0014 .0058 .0158 .0337 .0610
70 .0000 .0000 .0001 .0003 .0009 .0044 .0128 .0288 .0543
71 .0000 .0000 .0000 .0002 .0006 .0031 .0100 .0240 .0476
72 .0000 .0000 .0000 .0001 .0003 .0021 .0076 .0197 .0414
73 .0000 .0000 .0000 .0000 .0002 .0013 .0055 .0159 .0356
74 .0000 .0000 .0000 .0000 .0001 .0009 .0043 .0135 .0318


Loss-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 8

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7735 .7189 .6700 .6256 .5850 .5514 .5255 .5045 .4871 .4724 .4599 .4492 .4403 .4054
41 $120 .7688 .7128 .6626 .6170 .5763 .5446 .5195 .4989 .4817 .4671 .4548 .4445 .4366 .4054
42 $120 .7642 .7067 .6551 .6085 .5689 .5384 .5137 .4933 .4763 .4619 .4499 .4407 .4334 .4054
43 $120 .7596 .7006 .6477 .6002 .5624 .5324 .5081 .4879 .4709 .4568 .4458 .4372 .4304 .4054
44 $120 .7550 .6946 .6404 .5931 .5563 .5267 .5025 .4824 .4656 .4524 .4421 .4341 .4277 .4054
45 $120 .7505 .6885 .6330 .5868 .5505 .5211 .4970 .4769 .4608 .4484 .4388 .4311 .4251 .4054
46 $120 .7461 .6826 .6262 .5809 .5449 .5156 .4915 .4718 .4566 .4448 .4356 .4283 .4227 .4054
47 $120 .7417 .6766 .6201 .5754 .5394 .5100 .4860 .4671 .4526 .4413 .4325 .4257 .4206 .4054
48 $120 .7373 .6707 .6145 .5699 .5339 .5045 .4809 .4628 .4489 .4380 .4297 .4234 .4187 .4054
49 $120 .7330 .6651 .6093 .5646 .5284 .4990 .4763 .4587 .4452 .4349 .4271 .4213 .4170 .4054
50 $120 .7288 .6600 .6042 .5593 .5229 .4940 .4718 .4548 .4418 .4320 .4248 .4194 .4154 .4054
$250 .7291 .6594 .5969 .5404 .4891 .4436 .4054 .3733 .3461 .3230 .3033 .2864 .2720 .2601
51 $120 .7246 .6553 .5993 .5541 .5176 .4893 .4676 .4510 .4386 .4294 .4226 .4176 .4141 .4054
$250 .7249 .6536 .5896 .5317 .4795 .4347 .3971 .3654 .3385 .3157 .2962 .2797 .2661 .2549
52 $120 .7205 .6508 .5945 .5488 .5125 .4847 .4635 .4474 .4356 .4269 .4206 .4161 .4128 .4054
$250 .7208 .6479 .5823 .5231 .4706 .4264 .3891 .3576 .3310 .3083 .2892 .2735 .2606 .2500
53 $120 .7167 .6466 .5896 .5436 .5077 .4803 .4595 .4441 .4328 .4246 .4188 .4146 .4117 .4054
$250 .7168 .6422 .5750 .5145 .4624 .4184 .3813 .3500 .3235 .3012 .2828 .2677 .2555 .2455
54 $120 .7131 .6424 .5848 .5386 .5031 .4759 .4557 .4409 .4302 .4225 .4171 .4134 .4108 .4054
$250 .7128 .6365 .5677 .5066 .4545 .4106 .3736 .3423 .3161 .2944 .2767 .2623 .2507 .2412
55 $120 .7098 .6383 .5800 .5339 .4985 .4718 .4521 .4379 .4277 .4206 .4156 .4122 .4099 .4054
$250 .7089 .6309 .5606 .4991 .4470 .4030 .3659 .3348 .3090 .2880 .2710 .2572 .2461 .2373
56 $120 .7067 .6343 .5754 .5293 .4940 .4678 .4487 .4351 .4255 .4188 .4143 .4112 .4092 .4054
$250 .7051 .6253 .5537 .4920 .4396 .3954 .3583 .3275 .3023 .2819 .2655 .2523 .2418 .2336
57 $120 .7037 .6303 .5709 .5247 .4897 .4640 .4455 .4324 .4234 .4172 .4131 .4103 .4085 .4054
$250 .7014 .6199 .5473 .4851 .4324 .3879 .3509 .3205 .2959 .2761 .2602 .2477 .2379 .2302
58 $120 .7009 .6264 .5666 .5202 .4856 .4603 .4424 .4299 .4214 .4157 .4120 .4096 .4080 .4054
$250 .6978 .6146 .5412 .4784 .4252 .3805 .3437 .3138 .2897 .2705 .2553 .2434 .2342 .2271
$500 .6979 .6146 .5394 .4718 .4115 .3579 .3113 .2710 .2364 .2068 .1817 .1604 .1424 .1273
59 $120 .6981 .6227 .5623 .5159 .4815 .4568 .4394 .4276 .4196 .4144 .4110 .4089 .4075 .4054
$250 .6944 .6096 .5354 .4718 .4180 .3733 .3367 .3072 .2837 .2651 .2506 .2394 .2308 .2243
$500 .6944 .6093 .5324 .4634 .4019 .3479 .3012 .2609 .2266 .1974 .1727 .1520 .1347 .1204
60 $120 .6954 .6190 .5582 .5117 .4776 .4534 .4367 .4254 .4180 .4132 .4102 .4083 .4071 .4054
$250 .6910 .6049 .5297 .4653 .4110 .3663 .3300 .3009 .2779 .2600 .2462 .2357 .2277 .2218
$500 .6911 .6042 .5256 .4551 .3927 .3383 .2913 .2511 .2170 .1882 .1641 .1440 .1274 .1138
61 $120 .6929 .6155 .5541 .5076 .4738 .4502 .4340 .4234 .4165 .4121 .4094 .4078 .4068 .4054
$250 .6878 .6005 .5242 .4589 .4042 .3594 .3234 .2948 .2724 .2552 .2421 .2322 .2249 .2195
$500 .6879 .5992 .5189 .4470 .3837 .3288 .2816 .2415 .2076 .1792 .1557 .1364 .1205 .1077
62 $120 .6904 .6121 .5502 .5037 .4702 .4471 .4316 .4215 .4151 .4112 .4088 .4073 .4065 .4054
$250 .6849 .5963 .5188 .4526 .3976 .3528 .3169 .2889 .2672 .2507 .2383 .2291 .2223 .2174
$500 .6848 .5943 .5123 .4392 .3750 .3195 .2721 .2320 .1984 .1706 .1477 .1291 .1140 .1019
63 $120 .6881 .6088 .5463 .4998 .4667 .4441 .4293 .4198 .4139 .4103 .4082 .4070 .4063 .4054
$250 .6822 .5923 .5135 .4465 .3911 .3462 .3107 .2832 .2622 .2464 .2347 .2261 .2200 .2155
$500 .6819 .5897 .5060 .4316 .3665 .3104 .2628 .2227 .1895 .1622 .1401 .1222 .1079 .0966
64 $120 .6859 .6056 .5426 .4960 .4633 .4414 .4271 .4182 .4128 .4096 .4077 .4067 .4061 .4054
$250 .6798 .5884 .5084 .4406 .3847 .3399 .3047 .2777 .2574 .2423 .2314 .2235 .2179 .2139
$500 .6792 .5852 .4999 .4242 .3581 .3015 .2536 .2137 .1809 .1542 .1327 .1157 .1022 .0916
$1,000 .6792 .5853 .4998 .4232 .3556 .2966 .2458 .2026 .1661 .1356 .1103 .0896 .0726 .0589
65 $120 .6839 .6025 .5390 .4924 .4601 .4387 .4251 .4168 .4118 .4089 .4073 .4064 .4059 .4054
$250 .6775 .5847 .5035 .4348 .3785 .3337 .2989 .2725 .2529 .2386 .2283 .2210 .2160 .2125
$500 .6767 .5810 .4941 .4170 .3500 .2927 .2446 .2048 .1725 .1464 .1257 .1095 .0968 .0871
$1,000 .6767 .5810 .4937 .4155 .3466 .2868 .2355 .1921 .1558 .1258 .1012 .0812 .0651 .0523
66 $120 .6819 .5996 .5355 .4889 .4570 .4362 .4233 .4155 .4109 .4084 .4070 .4062 .4058 .4054
$250 .6754 .5812 .4988 .4292 .3725 .3277 .2933 .2675 .2486 .2351 .2255 .2189 .2143 .2113
$500 .6743 .5770 .4886 .4101 .3419 .2841 .2358 .1962 .1644 .1390 .1191 .1037 .0919 .0830
$1,000 .6744 .5769 .4879 .4080 .3378 .2770 .2253 .1819 .1459 .1164 .0925 .0733 .0581 .0461
67 $120 .6801 .5967 .5321 .4855 .4541 .4339 .4215 .4143 .4102 .4079 .4067 .4060 .4057 .4054
$250 .6735 .5780 .4942 .4237 .3666 .3219 .2879 .2627 .2446 .2318 .2230 .2169 .2129 .2102
$500 .6722 .5733 .4832 .4033 .3341 .2756 .2272 .1879 .1565 .1319 .1129 .0983 .0874 .0792
$1,000 .6722 .5731 .4822 .4007 .3291 .2675 .2153 .1718 .1361 .1072 .0841 .0659 .0516 .0405
68 $120 .6783 .5940 .5288 .4823 .4512 .4317 .4200 .4132 .4095 .4075 .4064 .4059 .4056 .4054
$250 .6718 .5749 .4898 .4184 .3609 .3162 .2827 .2582 .2409 .2288 .2206 .2152 .2116 .2093
$500 .6704 .5699 .4782 .3968 .3265 .2674 .2188 .1797 .1490 .1251 .1070 .0933 .0832 .0759
$1,000 .6703 .5696 .4768 .3936 .3206 .2581 .2054 .1619 .1267 .0984 .0762 .0588 .0455 .0354
69 $120 .6767 .5914 .5257 .4792 .4486 .4296 .4185 .4123 .4089 .4071 .4062 .4058 .4056 .4054
$250 .6702 .5719 .4856 .4132 .3553 .3107 .2777 .2539 .2373 .2261 .2186 .2137 .2105 .2086
$500 .6687 .5668 .4734 .3904 .3190 .2592 .2105 .1718 .1417 .1187 .1014 .0887 .0795 .0729
$1,000 .6686 .5662 .4717 .3867 .3123 .2487 .1957 .1522 .1174 .0899 .0686 .0523 .0399 .0307
70 $120 .6752 .5889 .5226 .4762 .4460 .4277 .4172 .4114 .4084 .4068 .4061 .4057 .4055 .4054
$250 .6688 .5692 .4816 .4083 .3499 .3054 .2729 .2499 .2341 .2236 .2167 .2123 .2096 .2079
$500 .6673 .5639 .4688 .3843 .3117 .2513 .2025 .1641 .1347 .1126 .0963 .0845 .0761 .0702
$1,000 .6672 .5632 .4668 .3800 .3041 .2396 .1861 .1428 .1085 .0818 .0614 .0462 .0348 .0266
71 $120 .6738 .5864 .5196 .4732 .4436 .4259 .4160 .4106 .4079 .4066 .4059 .4056 .4055 .4054
$250 .6676 .5667 .4776 .4033 .3445 .3002 .2682 .2460 .2310 .2212 .2150 .2112 .2088 .2074
$500 .6661 .5612 .4644 .3782 .3044 .2434 .1945 .1565 .1279 .1067 .0914 .0806 .0731 .0679
$1,000 .6659 .5604 .4621 .3734 .2959 .2304 .1765 .1333 .0996 .0739 .0546 .0404 .0301 .0228
72 $120 .6726 .5842 .5168 .4705 .4413 .4243 .4149 .4100 .4075 .4064 .4058 .4056 .4054 .4054
$250 .6665 .5644 .4740 .3987 .3395 .2954 .2639 .2425 .2283 .2192 .2136 .2102 .2082 .2070
$500 .6651 .5590 .4605 .3727 .2976 .2359 .1870 .1495 .1216 .1014 .0871 .0772 .0705 .0660
$1,000 .6649 .5580 .4579 .3673 .2882 .2217 .1674 .1245 .0915 .0667 .0485 .0354 .0261 .0197
73 $120 .6715 .5821 .5143 .4680 .4393 .4228 .4140 .4094 .4072 .4062 .4057 .4055 .4054 .4054
$250 .6657 .5624 .4707 .3945 .3349 .2909 .2601 .2393 .2259 .2175 .2124 .2094 .2077 .2067
$500 .6644 .5570 .4569 .3675 .2913 .2289 .1800 .1430 .1159 .0967 .0833 .0743 .0683 .0644
$1,000 .6641 .5560 .4541 .3616 .2810 .2134 .1588 .1162 .0839 .0601 .0430 .0310 .0227 .0171
74 $120 .6708 .5809 .5127 .4665 .4381 .4220 .4134 .4091 .4070 .4061 .4057 .4055 .4054 .4054
$250 .6652 .5612 .4687 .3918 .3320 .2881 .2576 .2374 .2245 .2165 .2117 .2089 .2074 .2065
$500 .6640 .5559 .4547 .3643 .2872 .2245 .1756 .1390 .1124 .0938 .0811 .0726 .0671 .0635
$1,000 .6637 .5549 .4518 .3581 .2764 .2081 .1534 .1109 .0792 .0561 .0397 .0284 .0208 .0157

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 8

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0064 .0203 .0386 .0602 .1107 .1685 .2320 .3000
41 $120 .0000 .0059 .0189 .0364 .0572 .1060 .1624 .2245 .2914
42 $120 .0000 .0054 .0176 .0342 .0541 .1014 .1563 .2171 .2828
43 $120 .0000 .0049 .0163 .0321 .0512 .0968 .1502 .2097 .2746
44 $120 .0000 .0044 .0151 .0300 .0482 .0922 .1441 .2023 .2675
45 $120 .0000 .0040 .0139 .0280 .0454 .0877 .1381 .1950 .2612
46 $120 .0000 .0036 .0128 .0261 .0426 .0833 .1322 .1882 .2553
47 $120 .0000 .0032 .0117 .0242 .0398 .0789 .1262 .1821 .2497
48 $120 .0000 .0028 .0107 .0223 .0372 .0745 .1203 .1765 .2443
49 $120 .0000 .0025 .0097 .0206 .0345 .0702 .1147 .1713 .2390
50 $120 .0000 .0022 .0087 .0188 .0320 .0660 .1096 .1662 .2337
$250 .0000 .0022 .0088 .0189 .0321 .0663 .1090 .1589 .2147
51 $120 .0000 .0019 .0078 .0172 .0295 .0618 .1049 .1613 .2284
$250 .0000 .0019 .0079 .0173 .0297 .0621 .1032 .1516 .2061
52 $120 .0000 .0017 .0070 .0156 .0271 .0577 .1004 .1564 .2231
$250 .0000 .0017 .0070 .0157 .0273 .0580 .0975 .1443 .1974
53 $120 .0000 .0014 .0062 .0141 .0248 .0539 .0961 .1516 .2179
$250 .0000 .0014 .0062 .0142 .0249 .0540 .0917 .1370 .1889
54 $120 .0000 .0012 .0055 .0126 .0225 .0503 .0920 .1467 .2130
$250 .0000 .0012 .0055 .0127 .0227 .0500 .0861 .1297 .1810
55 $120 .0000 .0010 .0048 .0113 .0204 .0470 .0879 .1419 .2083
$250 .0000 .0010 .0048 .0113 .0205 .0461 .0804 .1225 .1735
56 $120 .0000 .0009 .0041 .0100 .0183 .0439 .0839 .1373 .2036
$250 .0000 .0009 .0042 .0100 .0184 .0423 .0749 .1157 .1664
57 $120 .0000 .0007 .0035 .0087 .0163 .0409 .0799 .1329 .1991
$250 .0000 .0007 .0036 .0088 .0164 .0386 .0694 .1093 .1595
58 $120 .0000 .0006 .0030 .0076 .0145 .0381 .0760 .1285 .1946
$250 .0000 .0006 .0030 .0077 .0145 .0350 .0641 .1032 .1528
$500 .0000 .0006 .0030 .0077 .0146 .0351 .0642 .1014 .1462
59 $120 .0000 .0005 .0025 .0065 .0129 .0353 .0722 .1243 .1903
$250 .0000 .0005 .0025 .0066 .0128 .0315 .0592 .0974 .1462
$500 .0000 .0005 .0025 .0066 .0128 .0316 .0589 .0944 .1378
60 $120 .0000 .0004 .0021 .0056 .0114 .0326 .0686 .1201 .1861
$250 .0000 .0004 .0021 .0056 .0111 .0282 .0545 .0917 .1397
$500 .0000 .0004 .0021 .0056 .0111 .0283 .0538 .0876 .1295
61 $120 .0000 .0003 .0017 .0047 .0100 .0300 .0651 .1161 .1820
$250 .0000 .0003 .0017 .0047 .0095 .0250 .0501 .0862 .1332
$500 .0000 .0003 .0017 .0047 .0095 .0250 .0488 .0809 .1214
62 $120 .0000 .0002 .0014 .0039 .0088 .0276 .0617 .1122 .1780
$250 .0000 .0002 .0014 .0039 .0081 .0221 .0459 .0808 .1270
$500 .0000 .0002 .0014 .0039 .0081 .0220 .0439 .0743 .1135
63 $120 .0000 .0002 .0011 .0033 .0076 .0253 .0584 .1083 .1742
$250 .0000 .0002 .0011 .0032 .0067 .0194 .0419 .0755 .1209
$500 .0000 .0002 .0011 .0032 .0068 .0191 .0392 .0680 .1059
64 $120 .0000 .0001 .0008 .0027 .0065 .0231 .0552 .1046 .1704
$250 .0000 .0001 .0008 .0025 .0055 .0169 .0380 .0704 .1150
$500 .0000 .0001 .0008 .0025 .0055 .0164 .0348 .0619 .0986
$1,000 .0000 .0001 .0008 .0025 .0056 .0164 .0348 .0617 .0976
65 $120 .0000 .0001 .0006 .0022 .0056 .0210 .0521 .1010 .1668
$250 .0000 .0001 .0006 .0020 .0045 .0147 .0343 .0655 .1092
$500 .0000 .0001 .0006 .0020 .0045 .0138 .0305 .0561 .0914
$1,000 .0000 .0001 .0006 .0020 .0045 .0139 .0306 .0557 .0899
66 $120 .0000 .0001 .0005 .0018 .0047 .0191 .0492 .0975 .1633
$250 .0000 .0001 .0004 .0015 .0036 .0126 .0308 .0607 .1036
$500 .0000 .0001 .0004 .0015 .0035 .0115 .0266 .0505 .0844
$1,000 .0000 .0001 .0004 .0015 .0035 .0115 .0265 .0498 .0824
67 $120 .0000 .0000 .0003 .0014 .0040 .0172 .0463 .0941 .1599
$250 .0000 .0000 .0003 .0011 .0028 .0107 .0275 .0562 .0981
$500 .0000 .0000 .0003 .0011 .0027 .0094 .0229 .0452 .0777
$1,000 .0000 .0000 .0003 .0011 .0027 .0094 .0227 .0442 .0751
68 $120 .0000 .0000 .0002 .0011 .0033 .0155 .0436 .0908 .1567
$250 .0000 .0000 .0002 .0008 .0021 .0089 .0244 .0518 .0928
$500 .0000 .0000 .0002 .0008 .0020 .0076 .0195 .0402 .0711
$1,000 .0000 .0000 .0002 .0008 .0020 .0075 .0191 .0388 .0680
69 $120 .0000 .0000 .0002 .0008 .0027 .0139 .0409 .0876 .1535
$250 .0000 .0000 .0001 .0005 .0016 .0074 .0215 .0476 .0876
$500 .0000 .0000 .0001 .0005 .0014 .0059 .0164 .0353 .0648
$1,000 .0000 .0000 .0001 .0005 .0014 .0058 .0158 .0337 .0611
70 $120 .0000 .0000 .0001 .0006 .0022 .0124 .0384 .0846 .1505
$250 .0000 .0000 .0001 .0004 .0011 .0060 .0188 .0435 .0826
$500 .0000 .0000 .0001 .0003 .0009 .0045 .0135 .0308 .0587
$1,000 .0000 .0000 .0001 .0003 .0009 .0044 .0128 .0288 .0544
71 $120 .0000 .0000 .0001 .0004 .0017 .0110 .0360 .0816 .1476
$250 .0000 .0000 .0000 .0002 .0008 .0048 .0162 .0396 .0777
$500 .0000 .0000 .0000 .0002 .0006 .0033 .0108 .0264 .0526
$1,000 .0000 .0000 .0000 .0002 .0006 .0031 .0100 .0241 .0478
72 $120 .0000 .0000 .0000 .0003 .0014 .0098 .0338 .0788 .1449
$250 .0000 .0000 .0000 .0001 .0005 .0037 .0140 .0360 .0731
$500 .0000 .0000 .0000 .0001 .0003 .0023 .0085 .0224 .0471
$1,000 .0000 .0000 .0000 .0001 .0003 .0021 .0076 .0199 .0417
73 $120 .0000 .0000 .0000 .0002 .0011 .0087 .0317 .0763 .1424
$250 .0000 .0000 .0000 .0001 .0003 .0029 .0120 .0327 .0688
$500 .0000 .0000 .0000 .0000 .0002 .0015 .0066 .0189 .0419
$1,000 .0000 .0000 .0000 .0000 .0002 .0013 .0056 .0161 .0360
74 $120 .0000 .0000 .0000 .0002 .0009 .0080 .0305 .0747 .1409
$250 .0000 .0000 .0000 .0000 .0002 .0024 .0107 .0306 .0662
$500 .0000 .0000 .0000 .0000 .0001 .0011 .0055 .0167 .0387
$1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0044 .0138 .0324

*Single Loss Limit values are expressed in thousands of dollars.

[]

OTS-3421.2


NEW SECTION
WAC 296-17B-990   Hazard Group 9 tables.  

Premium-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 9

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .9093 .9002 .8920 .8843 .8771 .8703 .8638 .8575 .8515 .8457 .8402 .8347 .8295 .8244
2 .9061 .8963 .8874 .8792 .8714 .8640 .8570 .8503 .8439 .8377 .8317 .8259 .8202 .8147
3 .9029 .8924 .8828 .8740 .8656 .8577 .8502 .8430 .8362 .8295 .8231 .8169 .8108 .8050
4 .8996 .8884 .8781 .8686 .8597 .8513 .8433 .8356 .8283 .8212 .8143 .8077 .8013 .7950
5 .8963 .8843 .8734 .8633 .8538 .8448 .8363 .8281 .8203 .8128 .8055 .7984 .7916 .7849
6 .8929 .8802 .8686 .8578 .8478 .8382 .8292 .8205 .8122 .8042 .7965 .7890 .7818 .7747
7 .8896 .8761 .8637 .8524 .8417 .8316 .8220 .8129 .8041 .7956 .7874 .7795 .7719 .7644
8 .8862 .8719 .8589 .8468 .8356 .8249 .8148 .8051 .7959 .7869 .7783 .7700 .7619 .7540
9 .8827 .8676 .8539 .8412 .8294 .8181 .8075 .7973 .7875 .7781 .7691 .7603 .7518 .7435
10 .8792 .8634 .8489 .8356 .8231 .8113 .8001 .7894 .7791 .7693 .7597 .7505 .7416 .7329
11 .8757 .8591 .8439 .8299 .8168 .8044 .7927 .7814 .7707 .7603 .7503 .7407 .7313 .7222
12 .8722 .8547 .8389 .8242 .8104 .7974 .7851 .7734 .7621 .7512 .7408 .7307 .7209 .7114
13 .8687 .8504 .8337 .8184 .8040 .7904 .7775 .7652 .7534 .7421 .7312 .7206 .7104 .7005
14 .8651 .8459 .8285 .8125 .7974 .7833 .7698 .7569 .7446 .7328 .7214 .7105 .6998 .6895
15 .8614 .8415 .8233 .8065 .7908 .7760 .7620 .7486 .7358 .7234 .7116 .7002 .6891 .6784
16 .8578 .8370 .8180 .8005 .7842 .7687 .7541 .7401 .7268 .7140 .7017 .6898 .6783 .6672
17 .8541 .8324 .8127 .7945 .7774 .7614 .7461 .7316 .7177 .7044 .6916 .6793 .6674 .6559
18 .8504 .8278 .8073 .7883 .7706 .7539 .7380 .7230 .7086 .6948 .6815 .6687 .6564 .6444
19 .8466 .8232 .8018 .7821 .7637 .7463 .7299 .7142 .6993 .6850 .6712 .6580 .6452 .6329
20 .8429 .8185 .7963 .7758 .7567 .7387 .7216 .7054 .6899 .6751 .6609 .6472 .6340 .6212
21 .8390 .8137 .7907 .7694 .7496 .7309 .7132 .6964 .6804 .6651 .6504 .6362 .6226 .6094
22 .8351 .8089 .7850 .7630 .7424 .7231 .7048 .6874 .6708 .6550 .6398 .6251 .6111 .5975
23 .8312 .8040 .7793 .7564 .7351 .7151 .6962 .6782 .6611 .6447 .6290 .6139 .5994 .5855
24 .8273 .7991 .7734 .7498 .7277 .7070 .6875 .6689 .6512 .6343 .6181 .6026 .5877 .5733
25 .8233 .7941 .7675 .7431 .7203 .6988 .6786 .6595 .6412 .6238 .6071 .5911 .5758 .5610
26 .8192 .7890 .7615 .7362 .7127 .6906 .6697 .6499 .6311 .6131 .5960 .5795 .5637 .5485
27 .8152 .7839 .7555 .7293 .7050 .6821 .6606 .6402 .6208 .6024 .5847 .5678 .5515 .5359
28 .8110 .7787 .7493 .7223 .6972 .6736 .6514 .6304 .6104 .5914 .5732 .5558 .5391 .5231
29 .8068 .7734 .7431 .7152 .6893 .6650 .6421 .6204 .5999 .5803 .5617 .5438 .5267 .5102
30 .8026 .7681 .7368 .7080 .6812 .6562 .6326 .6103 .5892 .5691 .5499 .5316 .5140 .4971
31 .7983 .7627 .7304 .7007 .6731 .6473 .6230 .6001 .5784 .5577 .5380 .5192 .5012 .4838
32 .7940 .7572 .7239 .6933 .6648 .6382 .6133 .5897 .5674 .5461 .5259 .5066 .4881 .4704
33 .7896 .7517 .7173 .6857 .6564 .6291 .6034 .5792 .5562 .5344 .5137 .4939 .4749 .4568
34 .7852 .7461 .7106 .6781 .6479 .6197 .5933 .5684 .5449 .5225 .5012 .4809 .4615 .4429
35 .7807 .7404 .7038 .6703 .6392 .6103 .5831 .5575 .5333 .5104 .4886 .4678 .4479 .4288
36 .7762 .7346 .6969 .6624 .6304 .6006 .5727 .5464 .5216 .4980 .4757 .4543 .4340 .4146
37 .7716 .7287 .6899 .6544 .6215 .5908 .5621 .5351 .5096 .4855 .4626 .4407 .4200 .4003
38 .7670 .7228 .6828 .6462 .6124 .5808 .5514 .5236 .4975 .4727 .4492 .4269 .4059 .3859
39 .7623 .7168 .6757 .6380 .6031 .5708 .5405 .5120 .4852 .4598 .4358 .4132 .3918 .3715
40 .7576 .7108 .6684 .6296 .5938 .5606 .5294 .5003 .4727 .4467 .4223 .3993 .3776 .3571
41 .7529 .7047 .6611 .6212 .5844 .5502 .5183 .4883 .4601 .4337 .4089 .3855 .3635 .3428
42 .7483 .6987 .6538 .6128 .5750 .5399 .5071 .4764 .4476 .4206 .3954 .3717 .3494 .3285
43 .7436 .6926 .6465 .6043 .5655 .5294 .4958 .4643 .4350 .4076 .3819 .3579 .3354 .3143
44 .7389 .6865 .6391 .5958 .5559 .5188 .4843 .4523 .4224 .3945 .3685 .3442 .3215 .3003
45 .7343 .6804 .6317 .5872 .5462 .5082 .4729 .4402 .4098 .3815 .3552 .3306 .3078 .2865
46 .7296 .6743 .6243 .5786 .5365 .4975 .4615 .4282 .3972 .3685 .3419 .3171 .2941 .2728
47 .7250 .6682 .6168 .5699 .5266 .4868 .4500 .4160 .3846 .3555 .3286 .3037 .2806 .2593
48 .7204 .6621 .6093 .5611 .5168 .4760 .4385 .4039 .3720 .3426 .3154 .2904 .2673 .2460
49 .7158 .6559 .6017 .5523 .5069 .4652 .4270 .3918 .3595 .3297 .3024 .2772 .2541 .2329
50 .7113 .6498 .5942 .5434 .4969 .4544 .4154 .3797 .3469 .3169 .2894 .2642 .2411 .2201
51 .7067 .6437 .5865 .5345 .4869 .4435 .4038 .3676 .3344 .3041 .2765 .2513 .2284 .2075
52 .7022 .6375 .5789 .5255 .4769 .4326 .3922 .3554 .3219 .2915 .2638 .2386 .2158 .1951
53 .6977 .6314 .5712 .5166 .4669 .4217 .3806 .3434 .3095 .2789 .2512 .2261 .2034 .1830
54 .6933 .6252 .5636 .5076 .4568 .4108 .3691 .3313 .2972 .2665 .2387 .2138 .1913 .1712
55 .6889 .6191 .5559 .4986 .4468 .3999 .3575 .3193 .2850 .2541 .2264 .2017 .1795 .1597
56 .6846 .6130 .5483 .4897 .4367 .3890 .3460 .3074 .2728 .2419 .2143 .1897 .1679 .1484
57 .6803 .6070 .5407 .4807 .4267 .3781 .3345 .2956 .2608 .2299 .2024 .1781 .1565 .1375
58 .6761 .6011 .5331 .4718 .4167 .3672 .3231 .2838 .2489 .2180 .1907 .1666 .1455 .1269
59 .6720 .5952 .5256 .4629 .4067 .3564 .3117 .2721 .2371 .2062 .1791 .1554 .1347 .1167
60 .6680 .5894 .5182 .4541 .3968 .3457 .3004 .2605 .2254 .1947 .1679 .1445 .1243 .1069
61 .6642 .5837 .5109 .4454 .3869 .3350 .2892 .2490 .2139 .1833 .1568 .1339 .1142 .0974
62 .6604 .5782 .5037 .4368 .3772 .3245 .2781 .2377 .2025 .1721 .1460 .1236 .1045 .0883
63 .6569 .5728 .4967 .4283 .3675 .3140 .2671 .2264 .1913 .1612 .1355 .1136 .0952 .0796
64 .6535 .5677 .4898 .4199 .3580 .3036 .2562 .2153 .1803 .1504 .1252 .1040 .0862 .0713
65 .6503 .5627 .4830 .4117 .3485 .2933 .2454 .2044 .1694 .1400 .1152 .0946 .0776 .0635
66 .6473 .5579 .4765 .4036 .3392 .2831 .2348 .1936 .1588 .1297 .1056 .0857 .0694 .0561
67 .6445 .5534 .4702 .3957 .3300 .2730 .2242 .1829 .1484 .1197 .0962 .0771 .0616 .0491
68 .6420 .5491 .4641 .3880 .3210 .2631 .2138 .1725 .1381 .1100 .0872 .0688 .0542 .0425
69 .6397 .5451 .4582 .3804 .3120 .2532 .2035 .1621 .1281 .1005 .0784 .0609 .0471 .0364
70 .6377 .5413 .4526 .3730 .3032 .2435 .1933 .1518 .1182 .0913 .0700 .0534 .0405 .0307
71 .6359 .5378 .4471 .3656 .2943 .2335 .1828 .1414 .1082 .0820 .0616 .0460 .0341 .0252
72 .6344 .5347 .4421 .3587 .2859 .2240 .1729 .1315 .0988 .0733 .0539 .0392 .0283 .0203
73 .6332 .5320 .4375 .3522 .2777 .2148 .1632 .1219 .0897 .0651 .0466 .0330 .0231 .0160
74 .6326 .5304 .4346 .3479 .2723 .2086 .1567 .1156 .0838 .0598 .0421 .0293 .0201 .0136


Premium-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 9

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0430 .0878 .1342 .1817 .2783 .3762 .4750 .5743
2 .0000 .0420 .0862 .1321 .1792 .2751 .3723 .4704 .5692
3 .0000 .0409 .0845 .1301 .1768 .2719 .3684 .4658 .5640
4 .0000 .0399 .0829 .1281 .1743 .2686 .3644 .4611 .5586
5 .0000 .0389 .0813 .1260 .1718 .2653 .3603 .4564 .5533
6 .0000 .0379 .0798 .1240 .1693 .2619 .3562 .4516 .5478
7 .0000 .0369 .0782 .1219 .1668 .2586 .3521 .4467 .5424
8 .0000 .0359 .0767 .1199 .1643 .2552 .3479 .4419 .5368
9 .0000 .0349 .0752 .1178 .1617 .2517 .3436 .4369 .5312
10 .0000 .0340 .0737 .1158 .1592 .2482 .3394 .4319 .5256
11 .0000 .0330 .0721 .1137 .1566 .2447 .3351 .4269 .5199
12 .0000 .0321 .0706 .1116 .1540 .2412 .3307 .4219 .5142
13 .0000 .0312 .0691 .1095 .1514 .2377 .3264 .4167 .5084
14 .0000 .0303 .0676 .1074 .1487 .2341 .3219 .4115 .5025
15 .0000 .0295 .0660 .1053 .1460 .2304 .3175 .4063 .4965
16 .0000 .0286 .0645 .1032 .1434 .2268 .3130 .4010 .4905
17 .0000 .0277 .0630 .1010 .1407 .2231 .3084 .3957 .4845
18 .0000 .0269 .0614 .0989 .1379 .2194 .3038 .3903 .4783
19 .0000 .0260 .0599 .0967 .1352 .2156 .2992 .3848 .4721
20 .0000 .0252 .0584 .0945 .1324 .2119 .2945 .3793 .4658
21 .0000 .0243 .0568 .0923 .1297 .2080 .2897 .3737 .4594
22 .0000 .0235 .0552 .0901 .1268 .2041 .2849 .3680 .4530
23 .0000 .0227 .0537 .0879 .1240 .2002 .2800 .3623 .4464
24 .0000 .0218 .0521 .0856 .1212 .1963 .2751 .3564 .4398
25 .0000 .0210 .0505 .0834 .1183 .1923 .2701 .3505 .4331
26 .0000 .0202 .0490 .0811 .1154 .1882 .2650 .3445 .4262
27 .0000 .0194 .0474 .0788 .1125 .1842 .2599 .3385 .4193
28 .0000 .0186 .0458 .0765 .1095 .1800 .2547 .3323 .4123
29 .0000 .0178 .0442 .0742 .1066 .1758 .2494 .3261 .4052
30 .0000 .0170 .0426 .0719 .1036 .1716 .2441 .3198 .3980
31 .0000 .0162 .0410 .0696 .1005 .1673 .2387 .3134 .3907
32 .0000 .0154 .0394 .0672 .0975 .1630 .2332 .3069 .3833
33 .0000 .0147 .0379 .0649 .0944 .1586 .2277 .3003 .3757
34 .0000 .0139 .0363 .0625 .0913 .1542 .2221 .2936 .3681
35 .0000 .0131 .0347 .0602 .0882 .1497 .2164 .2868 .3603
36 .0000 .0124 .0331 .0578 .0851 .1452 .2106 .2799 .3524
37 .0000 .0117 .0315 .0554 .0819 .1406 .2047 .2729 .3444
38 .0000 .0109 .0300 .0530 .0787 .1360 .1988 .2658 .3362
39 .0000 .0102 .0284 .0506 .0756 .1313 .1928 .2587 .3280
40 .0000 .0096 .0269 .0482 .0724 .1266 .1868 .2514 .3196
41 .0000 .0089 .0254 .0459 .0692 .1219 .1807 .2441 .3112
42 .0000 .0083 .0239 .0436 .0661 .1173 .1747 .2368 .3028
43 .0000 .0076 .0224 .0413 .0629 .1126 .1686 .2295 .2943
44 .0000 .0070 .0210 .0390 .0598 .1079 .1625 .2221 .2858
45 .0000 .0065 .0196 .0368 .0568 .1033 .1564 .2147 .2772
46 .0000 .0059 .0183 .0346 .0537 .0986 .1503 .2073 .2686
47 .0000 .0054 .0170 .0324 .0507 .0940 .1442 .1998 .2599
48 .0000 .0049 .0157 .0303 .0478 .0894 .1381 .1923 .2511
49 .0000 .0044 .0145 .0282 .0448 .0848 .1319 .1847 .2423
50 .0000 .0040 .0133 .0262 .0420 .0803 .1258 .1772 .2334
51 .0000 .0036 .0121 .0242 .0391 .0757 .1197 .1695 .2245
52 .0000 .0032 .0110 .0223 .0363 .0712 .1135 .1619 .2155
53 .0000 .0028 .0099 .0204 .0336 .0667 .1074 .1542 .2066
54 .0000 .0024 .0089 .0186 .0309 .0623 .1012 .1466 .1976
55 .0000 .0021 .0079 .0168 .0283 .0579 .0951 .1389 .1886
56 .0000 .0018 .0070 .0151 .0257 .0536 .0890 .1313 .1797
57 .0000 .0015 .0062 .0135 .0233 .0493 .0830 .1237 .1707
58 .0000 .0013 .0053 .0119 .0209 .0451 .0771 .1161 .1618
59 .0000 .0011 .0046 .0105 .0186 .0410 .0712 .1086 .1529
60 .0000 .0009 .0039 .0091 .0164 .0370 .0654 .1012 .1441
61 .0000 .0007 .0033 .0078 .0143 .0332 .0597 .0939 .1354
62 .0000 .0006 .0027 .0066 .0123 .0294 .0542 .0867 .1268
63 .0000 .0004 .0022 .0055 .0105 .0259 .0488 .0797 .1183
64 .0000 .0003 .0017 .0045 .0088 .0225 .0437 .0728 .1099
65 .0000 .0002 .0013 .0036 .0072 .0193 .0387 .0660 .1017
66 .0000 .0002 .0010 .0028 .0058 .0163 .0339 .0595 .0936
67 .0000 .0001 .0007 .0021 .0046 .0135 .0294 .0532 .0857
68 .0000 .0001 .0005 .0015 .0035 .0110 .0251 .0471 .0780
69 .0000 .0000 .0003 .0011 .0025 .0087 .0211 .0412 .0704
70 .0000 .0000 .0002 .0007 .0018 .0067 .0173 .0356 .0630
71 .0000 .0000 .0001 .0004 .0011 .0049 .0138 .0301 .0556
72 .0000 .0000 .0000 .0002 .0007 .0034 .0107 .0251 .0487
73 .0000 .0000 .0000 .0001 .0003 .0022 .0080 .0205 .0422
74 .0000 .0000 .0000 .0000 .0002 .0016 .0064 .0176 .0379


Premium-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 9

Effective November 19, 2010



Maximum Loss Ratio
Size Single

Loss

Limit*

30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7572 .7101 .6676 .6286 .5926 .5642 .5431 .5260 .5117 .4996 .4891 .4800 .4727 .4671
41 $120 .7525 .7041 .6603 .6202 .5845 .5584 .5380 .5211 .5070 .4949 .4845 .4760 .4696 .4646
42 $120 .7478 .6980 .6530 .6117 .5781 .5531 .5330 .5163 .5022 .4902 .4802 .4728 .4670 .4623
43 $120 .7431 .6919 .6456 .6039 .5725 .5480 .5281 .5115 .4974 .4856 .4768 .4699 .4645 .4601
44 $120 .7384 .6858 .6382 .5975 .5672 .5431 .5232 .5066 .4926 .4819 .4737 .4673 .4622 .4580
45 $120 .7338 .6797 .6308 .5919 .5622 .5382 .5183 .5016 .4885 .4786 .4709 .4648 .4599 .4562
46 $120 .7291 .6736 .6243 .5868 .5573 .5332 .5132 .4971 .4849 .4756 .4682 .4624 .4579 .4546
47 $120 .7245 .6675 .6188 .5818 .5523 .5282 .5083 .4932 .4816 .4727 .4656 .4602 .4562 .4532
48 $120 .7199 .6614 .6137 .5770 .5474 .5231 .5039 .4895 .4785 .4698 .4632 .4584 .4547 .4519
49 $120 .7153 .6558 .6090 .5722 .5424 .5182 .5000 .4861 .4754 .4672 .4611 .4566 .4533 .4508
50 $120 .7108 .6509 .6043 .5673 .5372 .5138 .4962 .4828 .4724 .4648 .4592 .4551 .4520 .4498
$250 .7111 .6495 .5938 .5429 .4964 .4557 .4224 .3945 .3708 .3505 .3329 .3178 .3048 .2942
51 $120 .7062 .6464 .5998 .5624 .5324 .5098 .4926 .4795 .4698 .4627 .4575 .4536 .4509 .4490
$250 .7065 .6434 .5862 .5340 .4868 .4475 .4148 .3872 .3637 .3435 .3261 .3114 .2993 .2894
52 $120 .7018 .6422 .5952 .5574 .5280 .5059 .4890 .4765 .4674 .4607 .4558 .4524 .4499 .4482
$250 .7020 .6373 .5785 .5251 .4783 .4398 .4074 .3800 .3566 .3365 .3196 .3057 .2944 .2850
53 $120 .6977 .6381 .5906 .5526 .5238 .5020 .4856 .4737 .4650 .4588 .4544 .4513 .4491 .4476
$250 .6976 .6311 .5708 .5164 .4706 .4324 .4002 .3728 .3495 .3297 .3136 .3005 .2897 .2808
54 $120 .6940 .6340 .5859 .5482 .5197 .4982 .4825 .4711 .4629 .4571 .4531 .4502 .4483 .4470
$250 .6931 .6250 .5632 .5087 .4633 .4252 .3930 .3656 .3424 .3235 .3081 .2955 .2853 .2769
55 $120 .6906 .6300 .5813 .5439 .5156 .4947 .4795 .4686 .4609 .4556 .4519 .4494 .4477 .4465
$250 .6887 .6189 .5557 .5015 .4562 .4180 .3857 .3584 .3359 .3177 .3029 .2908 .2810 .2732
56 $120 .6874 .6259 .5770 .5397 .5117 .4913 .4766 .4663 .4591 .4542 .4508 .4486 .4471 .4461
$250 .6844 .6128 .5488 .4947 .4492 .4108 .3783 .3515 .3298 .3121 .2978 .2863 .2771 .2698
57 $120 .6843 .6219 .5728 .5356 .5080 .4881 .4740 .4642 .4574 .4529 .4499 .4479 .4466 .4457
$250 .6802 .6068 .5424 .4881 .4422 .4035 .3713 .3451 .3239 .3067 .2930 .2821 .2735 .2668
58 $120 .6812 .6179 .5687 .5315 .5044 .4850 .4714 .4622 .4559 .4518 .4491 .4473 .4462 .4455
$250 .6760 .6011 .5363 .4816 .4352 .3964 .3647 .3389 .3182 .3016 .2885 .2782 .2701 .2639
$500 .6760 .6009 .5329 .4715 .4163 .3672 .3245 .2876 .2557 .2283 .2047 .1845 .1673 .1527
59 $120 .6782 .6142 .5647 .5277 .5009 .4820 .4690 .4603 .4545 .4507 .4483 .4468 .4458 .4452
$250 .6719 .5958 .5305 .4751 .4282 .3896 .3582 .3329 .3126 .2967 .2842 .2745 .2671 .2613
$500 .6719 .5950 .5254 .4627 .4065 .3573 .3146 .2778 .2461 .2190 .1958 .1761 .1596 .1458
60 $120 .6752 .6106 .5607 .5239 .4975 .4792 .4668 .4586 .4532 .4498 .4477 .4463 .4455 .4450
$250 .6679 .5909 .5248 .4685 .4215 .3830 .3519 .3270 .3074 .2921 .2802 .2711 .2642 .2590
$500 .6679 .5893 .5180 .4539 .3971 .3477 .3049 .2682 .2367 .2099 .1872 .1682 .1524 .1392
61 $120 .6723 .6070 .5569 .5202 .4943 .4765 .4647 .4570 .4521 .4490 .4471 .4460 .4453 .4449
$250 .6642 .5862 .5191 .4621 .4150 .3766 .3458 .3214 .3024 .2877 .2765 .2680 .2616 .2569
$500 .6641 .5836 .5107 .4454 .3881 .3383 .2954 .2586 .2274 .2010 .1790 .1607 .1455 .1330
62 $120 .6696 .6035 .5532 .5167 .4912 .4740 .4628 .4556 .4511 .4483 .4466 .4456 .4451 .4447
$250 .6607 .5817 .5135 .4560 .4086 .3703 .3399 .3160 .2976 .2836 .2730 .2651 .2593 .2550
$500 .6604 .5781 .5036 .4373 .3793 .3291 .2860 .2493 .2184 .1926 .1711 .1535 .1390 .1272
63 $120 .6670 .6001 .5496 .5133 .4883 .4716 .4610 .4543 .4502 .4477 .4462 .4454 .4449 .4446
$250 .6576 .5773 .5080 .4499 .4023 .3642 .3341 .3108 .2931 .2797 .2698 .2625 .2572 .2534
$500 .6568 .5727 .4967 .4294 .3707 .3200 .2767 .2402 .2097 .1844 .1636 .1466 .1329 .1218
64 $120 .6645 .5969 .5461 .5100 .4854 .4694 .4593 .4531 .4493 .4471 .4459 .4452 .4448 .4445
$250 .6547 .5730 .5028 .4440 .3963 .3582 .3286 .3059 .2888 .2761 .2668 .2601 .2553 .2519
$500 .6534 .5676 .4902 .4218 .3623 .3111 .2677 .2313 .2012 .1765 .1563 .1401 .1271 .1168
$1,000 .6535 .5676 .4897 .4199 .3579 .3035 .2562 .2155 .1807 .1512 .1264 .1056 .0884 .0741
65 $120 .6621 .5937 .5427 .5068 .4827 .4673 .4577 .4520 .4486 .4467 .4456 .4450 .4447 .4445
$250 .6520 .5689 .4976 .4383 .3903 .3524 .3233 .3012 .2848 .2728 .2641 .2580 .2536 .2506
$500 .6502 .5627 .4840 .4144 .3540 .3023 .2588 .2227 .1930 .1689 .1494 .1340 .1218 .1122
$1,000 .6503 .5626 .4830 .4116 .3485 .2933 .2456 .2048 .1702 .1411 .1169 .0968 .0803 .0668
66 $120 .6598 .5906 .5394 .5037 .4802 .4654 .4563 .4510 .4480 .4463 .4453 .4448 .4446 .4444
$250 .6494 .5650 .4927 .4327 .3845 .3469 .3181 .2967 .2810 .2697 .2616 .2560 .2521 .2495
$500 .6473 .5582 .4779 .4071 .3458 .2937 .2502 .2143 .1850 .1616 .1429 .1282 .1168 .1079
$1,000 .6473 .5579 .4765 .4035 .3392 .2832 .2351 .1943 .1599 .1313 .1078 .0884 .0728 .0601
67 $120 .6576 .5877 .5362 .5008 .4778 .4635 .4550 .4502 .4474 .4459 .4451 .4447 .4445 .4444
$250 .6470 .5613 .4879 .4273 .3789 .3414 .3132 .2924 .2774 .2668 .2594 .2543 .2508 .2485
$500 .6446 .5539 .4721 .4001 .3379 .2853 .2417 .2061 .1774 .1546 .1367 .1229 .1122 .1041
$1,000 .6445 .5533 .4702 .3957 .3301 .2733 .2248 .1840 .1499 .1219 .0990 .0805 .0656 .0538
68 $120 .6555 .5848 .5331 .4980 .4755 .4618 .4539 .4494 .4469 .4456 .4450 .4446 .4445 .4444
$250 .6448 .5578 .4832 .4220 .3734 .3362 .3085 .2884 .2741 .2642 .2573 .2528 .2497 .2477
$500 .6421 .5499 .4666 .3932 .3301 .2771 .2335 .1981 .1700 .1480 .1309 .1179 .1080 .1006
$1,000 .6420 .5491 .4641 .3880 .3212 .2636 .2147 .1739 .1402 .1127 .0906 .0729 .0590 .0481
69 $120 .6536 .5820 .5301 .4953 .4733 .4603 .4528 .4487 .4465 .4454 .4448 .4445 .4444 .4443
$250 .6427 .5544 .4787 .4168 .3681 .3312 .3040 .2846 .2710 .2617 .2555 .2514 .2487 .2470
$500 .6400 .5462 .4612 .3865 .3225 .2691 .2254 .1904 .1629 .1417 .1254 .1132 .1042 .0975
$1,000 .6397 .5451 .4582 .3805 .3124 .2540 .2048 .1639 .1307 .1039 .0826 .0658 .0528 .0428
70 $120 .6517 .5794 .5273 .4927 .4713 .4588 .4518 .4481 .4462 .4452 .4447 .4445 .4444 .4443
$250 .6409 .5512 .4744 .4118 .3630 .3263 .2997 .2810 .2682 .2596 .2539 .2502 .2479 .2465
$500 .6380 .5427 .4562 .3801 .3151 .2612 .2176 .1830 .1561 .1357 .1204 .1090 .1007 .0948
$1,000 .6377 .5413 .4527 .3733 .3039 .2446 .1950 .1543 .1214 .0954 .0750 .0592 .0472 .0381
71 $120 .6499 .5768 .5244 .4902 .4694 .4574 .4510 .4476 .4459 .4450 .4446 .4444 .4444 .4443
$250 .6392 .5481 .4702 .4069 .3579 .3215 .2956 .2776 .2655 .2575 .2524 .2492 .2472 .2460
$500 .6363 .5394 .4512 .3737 .3077 .2533 .2097 .1756 .1495 .1299 .1155 .1050 .0976 .0923
$1,000 .6359 .5378 .4473 .3661 .2952 .2350 .1851 .1446 .1123 .0871 .0676 .0529 .0419 .0337
72 $120 .6483 .5744 .5219 .4879 .4676 .4563 .4502 .4471 .4456 .4449 .4446 .4444 .4443 .4443
$250 .6377 .5454 .4663 .4023 .3532 .3172 .2918 .2745 .2631 .2558 .2512 .2483 .2466 .2456
$500 .6349 .5366 .4467 .3677 .3008 .2460 .2025 .1688 .1435 .1248 .1113 .1016 .0949 .0902
$1,000 .6344 .5348 .4424 .3594 .2871 .2261 .1758 .1355 .1039 .0795 .0611 .0474 .0373 .0300
73 $120 .6468 .5722 .5195 .4858 .4661 .4552 .4496 .4467 .4454 .4448 .4445 .4444 .4443 .4443
$250 .6364 .5429 .4627 .3980 .3488 .3131 .2884 .2718 .2611 .2543 .2502 .2476 .2462 .2453
$500 .6338 .5341 .4426 .3622 .2943 .2391 .1957 .1626 .1380 .1201 .1075 .0987 .0926 .0886
$1,000 .6333 .5322 .4380 .3532 .2795 .2176 .1671 .1270 .0961 .0726 .0552 .0425 .0334 .0269
74 $120 .6459 .5708 .5180 .4846 .4651 .4546 .4492 .4465 .4453 .4447 .4445 .4444 .4443 .4443
$250 .6357 .5414 .4604 .3953 .3460 .3106 .2863 .2702 .2599 .2534 .2496 .2473 .2459 .2451
$500 .6332 .5326 .4401 .3588 .2902 .2347 .1914 .1586 .1346 .1173 .1052 .0969 .0913 .0876
$1,000 .6327 .5307 .4352 .3493 .2746 .2121 .1615 .1217 .0912 .0683 .0516 .0396 .0311 .0252

*Single Loss Limit values are expressed in thousands of dollars.


Premium-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 9

Effective November 19, 2010



Minimum Loss Ratio
Size Single

Loss

Limit*

0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0095 .0267 .0480 .0721 .1262 .1861 .2506 .3186
41 $120 .0000 .0088 .0252 .0457 .0689 .1215 .1801 .2433 .3102
42 $120 .0000 .0082 .0238 .0433 .0658 .1168 .1740 .2360 .3017
43 $120 .0000 .0076 .0223 .0410 .0626 .1121 .1679 .2286 .2939
44 $120 .0000 .0070 .0209 .0388 .0595 .1074 .1618 .2212 .2875
45 $120 .0000 .0064 .0195 .0366 .0565 .1028 .1557 .2138 .2819
46 $120 .0000 .0059 .0182 .0344 .0534 .0981 .1496 .2073 .2768
47 $120 .0000 .0053 .0169 .0322 .0504 .0935 .1435 .2018 .2718
48 $120 .0000 .0048 .0156 .0301 .0475 .0889 .1374 .1967 .2670
49 $120 .0000 .0044 .0144 .0280 .0446 .0843 .1318 .1920 .2622
50 $120 .0000 .0039 .0132 .0260 .0417 .0798 .1269 .1873 .2573
$250 .0000 .0040 .0132 .0261 .0418 .0801 .1255 .1768 .2329
51 $120 .0000 .0035 .0120 .0240 .0388 .0752 .1224 .1828 .2524
$250 .0000 .0035 .0121 .0241 .0390 .0755 .1194 .1692 .2240
52 $120 .0000 .0031 .0109 .0221 .0361 .0708 .1182 .1782 .2474
$250 .0000 .0031 .0110 .0222 .0362 .0710 .1133 .1615 .2151
53 $120 .0000 .0027 .0098 .0202 .0333 .0667 .1141 .1736 .2426
$250 .0000 .0028 .0099 .0203 .0335 .0666 .1071 .1538 .2064
54 $120 .0000 .0024 .0088 .0184 .0307 .0630 .1100 .1689 .2382
$250 .0000 .0024 .0089 .0185 .0308 .0621 .1010 .1462 .1987
55 $120 .0000 .0021 .0079 .0167 .0280 .0596 .1060 .1643 .2339
$250 .0000 .0021 .0079 .0168 .0282 .0577 .0949 .1387 .1915
56 $120 .0000 .0018 .0070 .0150 .0255 .0564 .1019 .1600 .2297
$250 .0000 .0018 .0070 .0151 .0256 .0534 .0888 .1318 .1847
57 $120 .0000 .0015 .0061 .0134 .0231 .0533 .0979 .1558 .2256
$250 .0000 .0015 .0061 .0134 .0232 .0492 .0828 .1254 .1781
58 $120 .0000 .0013 .0053 .0118 .0209 .0502 .0939 .1517 .2215
$250 .0000 .0013 .0053 .0119 .0208 .0450 .0771 .1193 .1716
$500 .0000 .0013 .0053 .0119 .0208 .0450 .0769 .1159 .1615
59 $120 .0000 .0011 .0045 .0104 .0189 .0472 .0902 .1477 .2177
$250 .0000 .0011 .0046 .0104 .0185 .0409 .0718 .1135 .1651
$500 .0000 .0011 .0046 .0104 .0185 .0409 .0710 .1084 .1527
60 $120 .0000 .0009 .0038 .0090 .0171 .0442 .0866 .1437 .2139
$250 .0000 .0009 .0039 .0090 .0163 .0369 .0669 .1078 .1585
$500 .0000 .0009 .0039 .0091 .0164 .0369 .0653 .1010 .1439
61 $120 .0000 .0007 .0032 .0078 .0154 .0413 .0830 .1399 .2102
$250 .0000 .0007 .0032 .0078 .0142 .0332 .0622 .1021 .1521
$500 .0000 .0007 .0033 .0078 .0143 .0331 .0596 .0937 .1354
62 $120 .0000 .0006 .0027 .0067 .0138 .0386 .0795 .1362 .2067
$250 .0000 .0006 .0027 .0066 .0123 .0297 .0577 .0965 .1460
$500 .0000 .0006 .0027 .0066 .0123 .0294 .0541 .0866 .1273
63 $120 .0000 .0004 .0021 .0058 .0123 .0360 .0761 .1326 .2033
$250 .0000 .0004 .0022 .0055 .0104 .0266 .0533 .0910 .1399
$500 .0000 .0004 .0022 .0055 .0105 .0258 .0487 .0797 .1194
64 $120 .0000 .0003 .0017 .0049 .0109 .0335 .0729 .1291 .2000
$250 .0000 .0003 .0017 .0045 .0087 .0237 .0490 .0858 .1340
$500 .0000 .0003 .0017 .0045 .0088 .0224 .0436 .0732 .1118
$1,000 .0000 .0003 .0017 .0045 .0088 .0225 .0436 .0727 .1099
65 $120 .0000 .0002 .0013 .0042 .0095 .0311 .0697 .1257 .1968
$250 .0000 .0002 .0013 .0036 .0073 .0210 .0449 .0806 .1283
$500 .0000 .0002 .0013 .0036 .0072 .0192 .0387 .0670 .1044
$1,000 .0000 .0002 .0013 .0036 .0072 .0193 .0386 .0660 .1016
66 $120 .0000 .0002 .0010 .0035 .0084 .0288 .0666 .1224 .1937
$250 .0000 .0002 .0010 .0028 .0060 .0184 .0410 .0757 .1227
$500 .0000 .0002 .0010 .0028 .0058 .0163 .0342 .0609 .0971
$1,000 .0000 .0002 .0010 .0028 .0058 .0163 .0339 .0595 .0935
67 $120 .0000 .0001 .0008 .0029 .0073 .0266 .0637 .1192 .1908
$250 .0000 .0001 .0007 .0021 .0048 .0160 .0373 .0709 .1173
$500 .0000 .0001 .0007 .0021 .0045 .0136 .0299 .0551 .0901
$1,000 .0000 .0001 .0007 .0021 .0045 .0135 .0293 .0532 .0857
68 $120 .0000 .0001 .0006 .0023 .0063 .0245 .0608 .1161 .1880
$250 .0000 .0001 .0005 .0016 .0038 .0138 .0338 .0662 .1120
$500 .0000 .0001 .0005 .0015 .0034 .0111 .0259 .0496 .0832
$1,000 .0000 .0001 .0005 .0015 .0035 .0110 .0251 .0471 .0780
69 $120 .0000 .0000 .0004 .0019 .0054 .0226 .0580 .1131 .1853
$250 .0000 .0000 .0003 .0012 .0030 .0117 .0304 .0617 .1068
$500 .0000 .0000 .0003 .0011 .0025 .0090 .0222 .0442 .0765
$1,000 .0000 .0000 .0003 .0011 .0025 .0087 .0211 .0412 .0705
70 $120 .0000 .0000 .0003 .0015 .0045 .0207 .0554 .1103 .1827
$250 .0000 .0000 .0002 .0008 .0023 .0099 .0272 .0574 .1018
$500 .0000 .0000 .0002 .0007 .0018 .0070 .0187 .0392 .0701
$1,000 .0000 .0000 .0002 .0007 .0018 .0067 .0173 .0357 .0633
71 $120 .0000 .0000 .0002 .0011 .0038 .0189 .0528 .1074 .1802
$250 .0000 .0000 .0001 .0005 .0017 .0082 .0241 .0532 .0969
$500 .0000 .0000 .0001 .0004 .0012 .0053 .0154 .0342 .0637
$1,000 .0000 .0000 .0001 .0004 .0011 .0049 .0138 .0303 .0561
72 $120 .0000 .0000 .0001 .0009 .0032 .0173 .0504 .1049 .1779
$250 .0000 .0000 .0001 .0003 .0012 .0067 .0214 .0493 .0923
$500 .0000 .0000 .0000 .0002 .0007 .0039 .0126 .0297 .0577
$1,000 .0000 .0000 .0000 .0002 .0007 .0034 .0108 .0254 .0494
73 $120 .0000 .0000 .0001 .0007 .0026 .0158 .0482 .1025 .1758
$250 .0000 .0000 .0000 .0002 .0008 .0054 .0189 .0457 .0880
$500 .0000 .0000 .0000 .0001 .0004 .0028 .0101 .0256 .0522
$1,000 .0000 .0000 .0000 .0001 .0004 .0023 .0082 .0210 .0432
74 $120 .0000 .0000 .0001 .0005 .0023 .0149 .0468 .1010 .1746
$250 .0000 .0000 .0000 .0001 .0006 .0047 .0174 .0434 .0853
$500 .0000 .0000 .0000 .0001 .0003 .0022 .0086 .0231 .0488
$1,000 .0000 .0000 .0000 .0000 .0002 .0017 .0067 .0182 .0393

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 9

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .9552 .9456 .9369 .9289 .9213 .9141 .9073 .9007 .8945 .8884 .8825 .8768 .8713 .8659
2 .9518 .9415 .9322 .9235 .9153 .9076 .9002 .8932 .8864 .8799 .8736 .8675 .8616 .8558
3 .9484 .9374 .9274 .9180 .9093 .9010 .8931 .8856 .8783 .8713 .8646 .8581 .8517 .8456
4 .9449 .9332 .9224 .9124 .9031 .8942 .8858 .8778 .8700 .8626 .8554 .8484 .8417 .8351
5 .9415 .9289 .9174 .9068 .8968 .8874 .8784 .8699 .8617 .8537 .8461 .8387 .8315 .8245
6 .9380 .9246 .9124 .9011 .8905 .8805 .8710 .8619 .8532 .8448 .8367 .8288 .8212 .8138
7 .9344 .9202 .9073 .8953 .8841 .8735 .8635 .8539 .8446 .8357 .8272 .8188 .8108 .8030
8 .9308 .9158 .9022 .8895 .8777 .8665 .8559 .8457 .8360 .8266 .8176 .8088 .8003 .7920
9 .9272 .9114 .8970 .8837 .8712 .8594 .8482 .8375 .8272 .8174 .8078 .7986 .7897 .7810
10 .9236 .9069 .8918 .8777 .8646 .8522 .8405 .8292 .8184 .8080 .7980 .7884 .7790 .7699
11 .9199 .9024 .8865 .8718 .8580 .8450 .8326 .8208 .8095 .7986 .7881 .7780 .7682 .7587
12 .9162 .8978 .8811 .8657 .8513 .8377 .8247 .8123 .8005 .7891 .7781 .7675 .7573 .7473
13 .9125 .8932 .8758 .8596 .8445 .8302 .8167 .8038 .7914 .7795 .7680 .7570 .7462 .7359
14 .9087 .8886 .8703 .8534 .8376 .8227 .8086 .7951 .7822 .7698 .7578 .7463 .7351 .7243
15 .9049 .8839 .8648 .8472 .8307 .8152 .8004 .7863 .7729 .7599 .7475 .7355 .7238 .7126
16 .9010 .8792 .8593 .8409 .8237 .8075 .7921 .7775 .7634 .7500 .7370 .7246 .7125 .7008
17 .8972 .8744 .8537 .8345 .8166 .7997 .7837 .7685 .7539 .7400 .7265 .7136 .7010 .6889
18 .8933 .8695 .8480 .8281 .8094 .7919 .7753 .7594 .7443 .7298 .7158 .7024 .6894 .6769
19 .8893 .8647 .8422 .8215 .8022 .7839 .7667 .7503 .7346 .7195 .7051 .6912 .6777 .6648
20 .8853 .8597 .8364 .8149 .7948 .7759 .7580 .7410 .7247 .7092 .6942 .6798 .6659 .6525
21 .8813 .8547 .8305 .8082 .7874 .7678 .7492 .7316 .7147 .6986 .6832 .6683 .6540 .6401
22 .8773 .8497 .8246 .8014 .7798 .7595 .7403 .7220 .7046 .6880 .6720 .6567 .6419 .6276
23 .8732 .8445 .8185 .7946 .7722 .7512 .7313 .7124 .6944 .6772 .6607 .6449 .6297 .6150
24 .8690 .8394 .8124 .7876 .7644 .7427 .7221 .7026 .6840 .6663 .6493 .6330 .6173 .6022
25 .8648 .8341 .8062 .7805 .7566 .7341 .7129 .6927 .6736 .6553 .6377 .6209 .6048 .5892
26 .8605 .8288 .7999 .7734 .7486 .7254 .7034 .6827 .6629 .6441 .6260 .6087 .5921 .5761
27 .8563 .8234 .7936 .7661 .7405 .7165 .6939 .6725 .6521 .6327 .6142 .5964 .5793 .5629
28 .8519 .8179 .7871 .7587 .7323 .7076 .6842 .6622 .6412 .6212 .6021 .5839 .5663 .5495
29 .8475 .8124 .7806 .7513 .7240 .6985 .6745 .6517 .6301 .6096 .5900 .5712 .5532 .5359
30 .8431 .8068 .7739 .7437 .7156 .6893 .6645 .6411 .6189 .5978 .5776 .5584 .5399 .5221
31 .8386 .8012 .7672 .7360 .7070 .6799 .6544 .6304 .6075 .5858 .5651 .5454 .5264 .5082
32 .8340 .7954 .7604 .7282 .6983 .6704 .6442 .6194 .5960 .5737 .5524 .5321 .5127 .4941
33 .8295 .7896 .7535 .7203 .6895 .6608 .6338 .6084 .5843 .5614 .5396 .5188 .4989 .4798
34 .8248 .7837 .7465 .7123 .6806 .6510 .6232 .5971 .5723 .5488 .5265 .5052 .4848 .4652
35 .8201 .7777 .7393 .7041 .6715 .6410 .6125 .5856 .5602 .5361 .5132 .4914 .4705 .4505
36 .8153 .7716 .7321 .6958 .6622 .6309 .6016 .5740 .5479 .5232 .4997 .4772 .4559 .4355
37 .8105 .7655 .7247 .6874 .6528 .6206 .5905 .5621 .5353 .5100 .4859 .4629 .4411 .4205
38 .8056 .7593 .7173 .6788 .6432 .6101 .5792 .5500 .5226 .4966 .4719 .4485 .4264 .4054
39 .8007 .7530 .7097 .6701 .6336 .5995 .5677 .5378 .5097 .4830 .4578 .4340 .4115 .3903
40 .7958 .7466 .7021 .6614 .6238 .5888 .5561 .5255 .4966 .4693 .4436 .4195 .3967 .3751
41 .7909 .7403 .6945 .6526 .6139 .5780 .5444 .5130 .4833 .4556 .4295 .4049 .3818 .3601
42 .7860 .7339 .6868 .6437 .6040 .5671 .5326 .5004 .4701 .4419 .4153 .3904 .3670 .3451
43 .7811 .7275 .6791 .6348 .5940 .5561 .5207 .4877 .4569 .4281 .4012 .3760 .3523 .3302
44 .7762 .7211 .6713 .6258 .5839 .5450 .5088 .4751 .4437 .4144 .3871 .3616 .3378 .3155
45 .7713 .7147 .6635 .6168 .5737 .5338 .4968 .4624 .4305 .4007 .3731 .3473 .3233 .3009
46 .7664 .7083 .6557 .6077 .5635 .5226 .4848 .4497 .4172 .3871 .3591 .3331 .3090 .2866
47 .7616 .7019 .6479 .5986 .5532 .5113 .4727 .4370 .4040 .3734 .3452 .3190 .2948 .2724
48 .7567 .6954 .6400 .5894 .5428 .5000 .4606 .4243 .3908 .3599 .3313 .3050 .2808 .2584
49 .7519 .6890 .6321 .5801 .5324 .4887 .4485 .4116 .3776 .3463 .3176 .2912 .2669 .2447
50 .7471 .6826 .6241 .5708 .5220 .4773 .4364 .3988 .3644 .3328 .3040 .2775 .2533 .2312
51 .7423 .6761 .6161 .5614 .5115 .4659 .4242 .3861 .3513 .3195 .2905 .2640 .2399 .2179
52 .7376 .6697 .6081 .5520 .5010 .4544 .4120 .3734 .3382 .3062 .2771 .2507 .2267 .2049
53 .7329 .6632 .6000 .5426 .4904 .4430 .3998 .3607 .3252 .2930 .2638 .2375 .2137 .1922
54 .7283 .6568 .5920 .5332 .4799 .4315 .3877 .3480 .3122 .2799 .2508 .2246 .2010 .1798
55 .7237 .6503 .5839 .5238 .4693 .4200 .3755 .3354 .2994 .2669 .2379 .2118 .1885 .1677
56 .7191 .6440 .5759 .5144 .4587 .4086 .3634 .3229 .2866 .2541 .2251 .1993 .1763 .1559
57 .7146 .6376 .5679 .5050 .4482 .3971 .3514 .3105 .2740 .2415 .2126 .1870 .1644 .1445
58 .7102 .6314 .5600 .4956 .4377 .3857 .3394 .2981 .2614 .2290 .2003 .1750 .1528 .1333
59 .7059 .6252 .5521 .4863 .4272 .3744 .3274 .2858 .2490 .2166 .1882 .1633 .1415 .1226
60 .7017 .6191 .5444 .4770 .4168 .3631 .3156 .2736 .2368 .2045 .1763 .1518 .1306 .1122
61 .6976 .6132 .5367 .4679 .4065 .3519 .3038 .2616 .2247 .1925 .1647 .1407 .1200 .1023
62 .6937 .6074 .5291 .4588 .3962 .3408 .2921 .2496 .2127 .1808 .1534 .1298 .1098 .0927
63 .6900 .6017 .5217 .4499 .3861 .3298 .2806 .2378 .2009 .1693 .1423 .1193 .0999 .0836
64 .6864 .5963 .5145 .4411 .3760 .3189 .2691 .2262 .1894 .1580 .1315 .1092 .0905 .0749
65 .6831 .5910 .5074 .4324 .3661 .3081 .2578 .2147 .1780 .1470 .1210 .0994 .0815 .0667
66 .6799 .5860 .5005 .4240 .3563 .2974 .2466 .2033 .1668 .1363 .1109 .0900 .0729 .0589
67 .6770 .5813 .4939 .4156 .3467 .2868 .2355 .1922 .1559 .1258 .1011 .0809 .0647 .0516
68 .6744 .5768 .4875 .4075 .3372 .2764 .2246 .1811 .1451 .1156 .0916 .0723 .0569 .0447
69 .6720 .5725 .4813 .3996 .3278 .2660 .2137 .1702 .1345 .1056 .0824 .0640 .0495 .0382
70 .6699 .5686 .4754 .3918 .3185 .2557 .2030 .1595 .1242 .0959 .0735 .0561 .0426 .0322
71 .6680 .5649 .4697 .3840 .3092 .2453 .1921 .1486 .1137 .0862 .0648 .0483 .0358 .0265
72 .6664 .5617 .4644 .3768 .3003 .2353 .1816 .1382 .1038 .0770 .0566 .0412 .0298 .0213
73 .6652 .5589 .4596 .3699 .2917 .2256 .1714 .1281 .0942 .0684 .0490 .0347 .0243 .0168
74 .6645 .5572 .4565 .3655 .2860 .2192 .1646 .1214 .0880 .0628 .0442 .0307 .0211 .0143

Loss-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 9

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0452 .0922 .1410 .1908 .2923 .3952 .4989 .6033
2 .0000 .0441 .0905 .1388 .1883 .2890 .3911 .4941 .5979
3 .0000 .0430 .0888 .1367 .1857 .2856 .3870 .4893 .5924
4 .0000 .0419 .0871 .1345 .1831 .2821 .3827 .4844 .5868
5 .0000 .0408 .0854 .1324 .1805 .2787 .3785 .4794 .5812
6 .0000 .0398 .0838 .1302 .1778 .2751 .3742 .4744 .5755
7 .0000 .0387 .0822 .1281 .1752 .2716 .3698 .4693 .5697
8 .0000 .0377 .0806 .1259 .1725 .2680 .3654 .4641 .5639
9 .0000 .0367 .0790 .1238 .1699 .2644 .3610 .4590 .5580
10 .0000 .0357 .0774 .1216 .1672 .2608 .3565 .4537 .5521
11 .0000 .0347 .0758 .1194 .1645 .2571 .3520 .4485 .5461
12 .0000 .0337 .0742 .1172 .1617 .2534 .3474 .4431 .5401
13 .0000 .0328 .0726 .1150 .1590 .2496 .3428 .4377 .5340
14 .0000 .0319 .0710 .1128 .1562 .2459 .3382 .4323 .5278
15 .0000 .0309 .0694 .1106 .1534 .2421 .3335 .4268 .5216
16 .0000 .0300 .0678 .1084 .1506 .2382 .3287 .4212 .5153
17 .0000 .0291 .0662 .1061 .1478 .2344 .3240 .4156 .5089
18 .0000 .0282 .0645 .1038 .1449 .2304 .3191 .4100 .5024
19 .0000 .0273 .0629 .1016 .1420 .2265 .3142 .4042 .4959
20 .0000 .0264 .0613 .0993 .1391 .2225 .3093 .3984 .4893
21 .0000 .0256 .0597 .0970 .1362 .2185 .3043 .3925 .4826
22 .0000 .0247 .0580 .0946 .1332 .2144 .2992 .3866 .4758
23 .0000 .0238 .0564 .0923 .1303 .2103 .2941 .3805 .4689
24 .0000 .0229 .0547 .0899 .1273 .2062 .2889 .3744 .4620
25 .0000 .0221 .0531 .0876 .1243 .2020 .2837 .3682 .4549
26 .0000 .0212 .0514 .0852 .1212 .1977 .2784 .3619 .4477
27 .0000 .0204 .0498 .0828 .1181 .1934 .2730 .3556 .4405
28 .0000 .0195 .0481 .0804 .1150 .1891 .2675 .3491 .4331
29 .0000 .0187 .0464 .0780 .1119 .1847 .2620 .3426 .4256
30 .0000 .0179 .0448 .0755 .1088 .1803 .2564 .3359 .4181
31 .0000 .0170 .0431 .0731 .1056 .1758 .2507 .3292 .4104
32 .0000 .0162 .0414 .0706 .1024 .1712 .2450 .3224 .4026
33 .0000 .0154 .0398 .0682 .0992 .1666 .2392 .3155 .3947
34 .0000 .0146 .0381 .0657 .0959 .1620 .2333 .3084 .3866
35 .0000 .0138 .0364 .0632 .0927 .1573 .2273 .3013 .3785
36 .0000 .0130 .0348 .0607 .0894 .1525 .2212 .2941 .3702
37 .0000 .0123 .0331 .0582 .0860 .1477 .2151 .2867 .3617
38 .0000 .0115 .0315 .0557 .0827 .1428 .2088 .2792 .3532
39 .0000 .0108 .0298 .0532 .0794 .1379 .2025 .2717 .3445
40 .0000 .0100 .0282 .0507 .0760 .1330 .1962 .2641 .3358
41 .0000 .0093 .0266 .0482 .0727 .1281 .1898 .2564 .3269
42 .0000 .0087 .0251 .0457 .0694 .1232 .1835 .2488 .3181
43 .0000 .0080 .0236 .0433 .0661 .1183 .1771 .2410 .3092
44 .0000 .0074 .0221 .0410 .0629 .1134 .1707 .2333 .3002
45 .0000 .0068 .0206 .0386 .0596 .1085 .1643 .2255 .2912
46 .0000 .0062 .0192 .0363 .0564 .1036 .1579 .2177 .2821
47 .0000 .0057 .0178 .0340 .0533 .0987 .1514 .2099 .2730
48 .0000 .0051 .0165 .0318 .0502 .0939 .1450 .2020 .2637
49 .0000 .0047 .0152 .0296 .0471 .0891 .1386 .1941 .2545
50 .0000 .0042 .0139 .0275 .0441 .0843 .1321 .1861 .2451
51 .0000 .0037 .0127 .0254 .0411 .0795 .1257 .1781 .2358
52 .0000 .0033 .0116 .0234 .0381 .0748 .1192 .1700 .2264
53 .0000 .0029 .0104 .0214 .0353 .0701 .1128 .1620 .2170
54 .0000 .0026 .0094 .0195 .0325 .0654 .1063 .1540 .2076
55 .0000 .0022 .0083 .0177 .0297 .0608 .0999 .1459 .1982
56 .0000 .0019 .0074 .0159 .0270 .0563 .0935 .1379 .1887
57 .0000 .0016 .0065 .0142 .0244 .0518 .0872 .1299 .1793
58 .0000 .0014 .0056 .0125 .0219 .0474 .0809 .1220 .1700
59 .0000 .0011 .0048 .0110 .0195 .0431 .0748 .1141 .1607
60 .0000 .0009 .0041 .0095 .0172 .0389 .0687 .1063 .1514
61 .0000 .0008 .0034 .0082 .0150 .0348 .0627 .0986 .1423
62 .0000 .0006 .0028 .0069 .0129 .0309 .0569 .0911 .1332
63 .0000 .0005 .0023 .0058 .0110 .0272 .0513 .0837 .1243
64 .0000 .0003 .0018 .0047 .0092 .0236 .0459 .0764 .1155
65 .0000 .0003 .0014 .0038 .0076 .0203 .0406 .0694 .1068
66 .0000 .0002 .0010 .0029 .0061 .0171 .0356 .0625 .0983
67 .0000 .0001 .0008 .0022 .0048 .0142 .0308 .0559 .0900
68 .0000 .0001 .0005 .0016 .0036 .0116 .0264 .0495 .0819
69 .0000 .0000 .0003 .0011 .0027 .0092 .0221 .0433 .0739
70 .0000 .0000 .0002 .0007 .0018 .0071 .0182 .0374 .0662
71 .0000 .0000 .0001 .0004 .0012 .0052 .0145 .0316 .0584
72 .0000 .0000 .0000 .0002 .0007 .0036 .0113 .0264 .0512
73 .0000 .0000 .0000 .0001 .0004 .0024 .0084 .0215 .0443
74 .0000 .0000 .0000 .0000 .0002 .0017 .0067 .0185 .0398

Loss-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 9

Effective November 19, 2010



Maximum Loss Ratio
Size Single

Loss

Limit*

30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7953 .7459 .7012 .6603 .6225 .5926 .5705 .5525 .5375 .5248 .5138 .5042 .4965 .4907
41 $120 .7904 .7396 .6936 .6515 .6140 .5866 .5651 .5474 .5326 .5199 .5089 .5000 .4933 .4880
42 $120 .7855 .7332 .6859 .6426 .6073 .5810 .5599 .5424 .5275 .5149 .5044 .4966 .4905 .4856
43 $120 .7806 .7268 .6781 .6343 .6013 .5757 .5547 .5373 .5225 .5101 .5008 .4936 .4879 .4833
44 $120 .7757 .7204 .6704 .6276 .5958 .5705 .5496 .5321 .5174 .5062 .4976 .4909 .4855 .4811
45 $120 .7708 .7140 .6626 .6218 .5905 .5653 .5444 .5269 .5131 .5028 .4947 .4883 .4831 .4792
46 $120 .7659 .7076 .6558 .6164 .5854 .5601 .5391 .5221 .5094 .4996 .4918 .4857 .4810 .4775
47 $120 .7610 .7011 .6500 .6112 .5802 .5548 .5339 .5180 .5059 .4965 .4891 .4834 .4792 .4761
48 $120 .7562 .6947 .6447 .6061 .5750 .5494 .5293 .5142 .5026 .4935 .4866 .4815 .4776 .4747
49 $120 .7514 .6888 .6397 .6010 .5697 .5443 .5252 .5106 .4994 .4908 .4844 .4797 .4761 .4735
50 $120 .7466 .6837 .6348 .5959 .5643 .5397 .5213 .5071 .4963 .4883 .4824 .4780 .4748 .4725
$250 .7469 .6823 .6237 .5703 .5214 .4786 .4437 .4144 .3895 .3681 .3497 .3338 .3202 .3090
51 $120 .7418 .6790 .6300 .5908 .5593 .5355 .5174 .5037 .4935 .4860 .4805 .4765 .4737 .4716
$250 .7422 .6758 .6157 .5609 .5113 .4700 .4357 .4067 .3820 .3608 .3426 .3271 .3144 .3040
52 $120 .7372 .6745 .6252 .5855 .5546 .5314 .5137 .5005 .4909 .4839 .4788 .4752 .4726 .4708
$250 .7374 .6694 .6077 .5515 .5024 .4619 .4280 .3992 .3746 .3535 .3357 .3211 .3092 .2994
53 $120 .7329 .6702 .6204 .5805 .5502 .5273 .5101 .4976 .4885 .4819 .4773 .4740 .4717 .4701
$250 .7327 .6629 .5996 .5425 .4943 .4542 .4204 .3916 .3671 .3464 .3294 .3156 .3043 .2950
54 $120 .7290 .6660 .6155 .5758 .5459 .5234 .5068 .4948 .4862 .4802 .4759 .4730 .4709 .4695
$250 .7281 .6565 .5916 .5343 .4866 .4466 .4128 .3840 .3597 .3398 .3236 .3104 .2996 .2908
55 $120 .7254 .6618 .6106 .5713 .5416 .5196 .5037 .4922 .4842 .4785 .4747 .4720 .4702 .4690
$250 .7235 .6501 .5837 .5268 .4792 .4391 .4051 .3764 .3529 .3337 .3181 .3055 .2952 .2870
56 $120 .7220 .6575 .6060 .5669 .5375 .5161 .5007 .4898 .4823 .4771 .4736 .4712 .4696 .4686
$250 .7189 .6437 .5764 .5196 .4718 .4315 .3974 .3693 .3464 .3279 .3128 .3007 .2911 .2834
57 $120 .7188 .6532 .6017 .5626 .5336 .5127 .4979 .4876 .4805 .4757 .4726 .4705 .4691 .4682
$250 .7144 .6374 .5697 .5127 .4645 .4239 .3901 .3625 .3402 .3222 .3078 .2963 .2873 .2802
58 $120 .7156 .6491 .5974 .5583 .5298 .5094 .4952 .4855 .4789 .4745 .4717 .4698 .4687 .4679
$250 .7100 .6314 .5634 .5058 .4572 .4164 .3830 .3560 .3342 .3168 .3030 .2922 .2838 .2772
$500 .7101 .6312 .5598 .4953 .4373 .3857 .3409 .3021 .2686 .2398 .2150 .1938 .1757 .1604
59 $120 .7124 .6452 .5931 .5543 .5261 .5063 .4927 .4835 .4774 .4735 .4709 .4693 .4683 .4677
$250 .7057 .6258 .5572 .4990 .4498 .4092 .3763 .3497 .3284 .3117 .2986 .2884 .2805 .2745
$500 .7058 .6251 .5519 .4860 .4270 .3753 .3305 .2918 .2585 .2300 .2057 .1850 .1677 .1531
60 $120 .7092 .6413 .5890 .5503 .5226 .5034 .4903 .4817 .4761 .4725 .4703 .4688 .4680 .4675
$250 .7016 .6207 .5512 .4922 .4427 .4024 .3697 .3435 .3229 .3068 .2944 .2848 .2776 .2721
$500 .7016 .6190 .5442 .4768 .4171 .3652 .3203 .2817 .2486 .2204 .1967 .1767 .1601 .1462
61 $120 .7062 .6376 .5850 .5465 .5192 .5006 .4881 .4801 .4749 .4717 .4697 .4685 .4677 .4673
$250 .6976 .6158 .5453 .4854 .4359 .3956 .3632 .3376 .3176 .3022 .2904 .2815 .2748 .2699
$500 .6976 .6130 .5365 .4678 .4076 .3554 .3103 .2717 .2389 .2112 .1880 .1688 .1528 .1397
62 $120 .7034 .6339 .5811 .5427 .5160 .4979 .4861 .4785 .4738 .4709 .4692 .4681 .4675 .4672
$250 .6941 .6110 .5394 .4789 .4292 .3890 .3570 .3320 .3126 .2979 .2868 .2785 .2724 .2679
$500 .6937 .6072 .5289 .4593 .3984 .3457 .3004 .2619 .2294 .2023 .1798 .1612 .1460 .1336
63 $120 .7006 .6304 .5773 .5391 .5129 .4954 .4842 .4772 .4728 .4703 .4687 .4678 .4673 .4670
$250 .6908 .6064 .5336 .4726 .4226 .3825 .3510 .3265 .3079 .2938 .2834 .2757 .2702 .2661
$500 .6899 .6016 .5218 .4511 .3894 .3362 .2907 .2523 .2202 .1937 .1718 .1540 .1396 .1279
64 $120 .6980 .6270 .5736 .5357 .5099 .4931 .4824 .4759 .4720 .4697 .4684 .4676 .4672 .4670
$250 .6877 .6019 .5281 .4664 .4162 .3763 .3452 .3213 .3034 .2901 .2803 .2732 .2682 .2646
$500 .6864 .5962 .5149 .4431 .3805 .3268 .2812 .2430 .2113 .1854 .1642 .1472 .1335 .1227
$1,000 .6864 .5963 .5144 .4410 .3759 .3188 .2691 .2264 .1898 .1589 .1328 .1110 .0928 .0778
65 $120 .6955 .6236 .5700 .5323 .5071 .4909 .4808 .4748 .4712 .4692 .4681 .4674 .4671 .4669
$250 .6848 .5976 .5227 .4604 .4100 .3702 .3396 .3164 .2991 .2865 .2774 .2710 .2664 .2632
$500 .6830 .5911 .5084 .4353 .3718 .3176 .2719 .2339 .2027 .1774 .1570 .1407 .1279 .1178
$1,000 .6831 .5910 .5073 .4324 .3660 .3080 .2580 .2151 .1788 .1483 .1228 .1017 .0844 .0702
66 $120 .6931 .6204 .5666 .5291 .5044 .4888 .4793 .4738 .4706 .4688 .4678 .4673 .4670 .4668
$250 .6821 .5935 .5175 .4545 .4039 .3643 .3342 .3116 .2951 .2833 .2748 .2689 .2648 .2621
$500 .6799 .5863 .5020 .4277 .3633 .3086 .2628 .2251 .1944 .1697 .1501 .1347 .1227 .1134
$1,000 .6799 .5860 .5005 .4239 .3563 .2975 .2470 .2041 .1680 .1380 .1132 .0929 .0764 .0631
67 $120 .6908 .6173 .5632 .5260 .5019 .4869 .4780 .4729 .4700 .4684 .4676 .4671 .4669 .4668
$250 .6796 .5896 .5125 .4488 .3980 .3587 .3290 .3072 .2914 .2802 .2725 .2671 .2635 .2611
$500 .6771 .5819 .4960 .4202 .3549 .2997 .2539 .2165 .1863 .1624 .1436 .1291 .1179 .1093
$1,000 .6770 .5812 .4939 .4156 .3468 .2871 .2362 .1932 .1575 .1280 .1040 .0845 .0689 .0566
68 $120 .6886 .6143 .5600 .5231 .4995 .4851 .4768 .4720 .4695 .4681 .4674 .4670 .4669 .4668
$250 .6773 .5859 .5076 .4432 .3923 .3532 .3241 .3029 .2879 .2775 .2703 .2655 .2623 .2602
$500 .6745 .5777 .4901 .4130 .3468 .2911 .2452 .2081 .1786 .1554 .1375 .1238 .1135 .1057
$1,000 .6744 .5768 .4875 .4076 .3374 .2769 .2256 .1826 .1472 .1184 .0952 .0766 .0620 .0505
69 $120 .6865 .6114 .5569 .5202 .4972 .4835 .4756 .4713 .4690 .4679 .4673 .4670 .4668 .4667
$250 .6751 .5824 .5029 .4378 .3867 .3479 .3193 .2989 .2847 .2749 .2684 .2641 .2613 .2595
$500 .6722 .5737 .4845 .4060 .3388 .2826 .2368 .2000 .1711 .1488 .1318 .1190 .1094 .1024
$1,000 .6720 .5725 .4814 .3997 .3282 .2668 .2151 .1722 .1372 .1091 .0867 .0692 .0555 .0450
70 $120 .6845 .6086 .5538 .5175 .4951 .4819 .4746 .4707 .4687 .4676 .4671 .4669 .4668 .4667
$250 .6732 .5790 .4984 .4326 .3813 .3428 .3148 .2952 .2817 .2726 .2667 .2629 .2604 .2589
$500 .6702 .5701 .4792 .3992 .3310 .2744 .2285 .1922 .1640 .1425 .1264 .1145 .1058 .0995
$1,000 .6699 .5686 .4755 .3921 .3192 .2569 .2048 .1620 .1276 .1002 .0788 .0622 .0495 .0400
71 $120 .6827 .6059 .5509 .5149 .4930 .4805 .4737 .4701 .4683 .4675 .4670 .4668 .4668 .4667
$250 .6714 .5758 .4939 .4274 .3759 .3377 .3105 .2916 .2789 .2705 .2652 .2618 .2597 .2584
$500 .6684 .5666 .4740 .3925 .3232 .2661 .2203 .1845 .1571 .1365 .1213 .1103 .1025 .0970
$1,000 .6680 .5650 .4698 .3845 .3101 .2469 .1944 .1519 .1180 .0915 .0711 .0556 .0440 .0354
72 $120 .6810 .6034 .5482 .5125 .4912 .4793 .4729 .4697 .4681 .4673 .4670 .4668 .4667 .4667
$250 .6699 .5729 .4898 .4226 .3710 .3331 .3065 .2884 .2764 .2687 .2639 .2609 .2591 .2580
$500 .6669 .5636 .4692 .3863 .3160 .2584 .2127 .1773 .1507 .1311 .1169 .1068 .0997 .0948
$1,000 .6664 .5618 .4647 .3775 .3016 .2375 .1847 .1424 .1091 .0835 .0642 .0498 .0392 .0316
73 $120 .6794 .6010 .5457 .5103 .4896 .4782 .4722 .4693 .4679 .4672 .4669 .4668 .4667 .4667
$250 .6685 .5703 .4860 .4181 .3664 .3289 .3029 .2855 .2743 .2671 .2628 .2601 .2586 .2577
$500 .6658 .5610 .4650 .3805 .3091 .2511 .2055 .1708 .1449 .1262 .1129 .1036 .0973 .0930
$1,000 .6652 .5590 .4600 .3710 .2936 .2285 .1755 .1334 .1009 .0763 .0580 .0446 .0351 .0283
74 $120 .6785 .5996 .5441 .5090 .4886 .4775 .4718 .4690 .4677 .4671 .4669 .4668 .4667 .4667
$250 .6678 .5687 .4836 .4153 .3635 .3263 .3007 .2838 .2730 .2662 .2621 .2597 .2583 .2575
$500 .6651 .5595 .4623 .3768 .3048 .2465 .2010 .1666 .1413 .1232 .1105 .1018 .0959 .0920
$1,000 .6646 .5574 .4572 .3669 .2885 .2228 .1697 .1278 .0958 .0718 .0542 .0416 .0327 .0264

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 9

Effective November 19, 2010



Minimum Loss Ratio
Size Single

Loss

Limit*

0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0100 .0281 .0504 .0757 .1325 .1955 .2632 .3347
41 $120 .0000 .0093 .0265 .0480 .0724 .1276 .1891 .2555 .3258
42 $120 .0000 .0086 .0250 .0455 .0691 .1227 .1828 .2478 .3170
43 $120 .0000 .0080 .0234 .0431 .0658 .1177 .1764 .2401 .3087
44 $120 .0000 .0073 .0219 .0407 .0625 .1128 .1700 .2323 .3020
45 $120 .0000 .0067 .0205 .0384 .0593 .1079 .1635 .2246 .2961
46 $120 .0000 .0062 .0191 .0361 .0561 .1031 .1571 .2178 .2907
47 $120 .0000 .0056 .0177 .0338 .0530 .0982 .1507 .2120 .2855
48 $120 .0000 .0051 .0164 .0316 .0499 .0934 .1443 .2067 .2804
49 $120 .0000 .0046 .0151 .0294 .0468 .0886 .1384 .2017 .2754
50 $120 .0000 .0041 .0138 .0273 .0438 .0838 .1333 .1968 .2703
$250 .0000 .0042 .0139 .0274 .0440 .0841 .1319 .1857 .2446
51 $120 .0000 .0037 .0126 .0252 .0408 .0790 .1286 .1920 .2651
$250 .0000 .0037 .0127 .0254 .0410 .0793 .1254 .1777 .2353
52 $120 .0000 .0033 .0115 .0232 .0379 .0743 .1241 .1872 .2599
$250 .0000 .0033 .0115 .0233 .0380 .0746 .1190 .1697 .2259
53 $120 .0000 .0029 .0103 .0212 .0350 .0700 .1198 .1824 .2548
$250 .0000 .0029 .0104 .0214 .0352 .0699 .1125 .1616 .2168
54 $120 .0000 .0025 .0093 .0193 .0322 .0662 .1156 .1774 .2502
$250 .0000 .0025 .0093 .0194 .0324 .0653 .1061 .1536 .2087
55 $120 .0000 .0022 .0083 .0175 .0295 .0626 .1113 .1726 .2457
$250 .0000 .0022 .0083 .0176 .0296 .0607 .0996 .1457 .2012
56 $120 .0000 .0019 .0073 .0157 .0268 .0592 .1071 .1680 .2413
$250 .0000 .0019 .0073 .0158 .0269 .0561 .0933 .1384 .1940
57 $120 .0000 .0016 .0064 .0140 .0242 .0559 .1028 .1636 .2369
$250 .0000 .0016 .0064 .0141 .0244 .0516 .0869 .1317 .1870
58 $120 .0000 .0013 .0056 .0124 .0219 .0527 .0987 .1594 .2327
$250 .0000 .0014 .0056 .0125 .0218 .0472 .0809 .1253 .1802
$500 .0000 .0014 .0056 .0125 .0219 .0473 .0808 .1218 .1697
59 $120 .0000 .0011 .0048 .0109 .0198 .0496 .0947 .1551 .2286
$250 .0000 .0011 .0048 .0110 .0194 .0429 .0754 .1192 .1734
$500 .0000 .0011 .0048 .0110 .0195 .0430 .0746 .1139 .1604
60 $120 .0000 .0009 .0040 .0094 .0179 .0464 .0909 .1510 .2247
$250 .0000 .0009 .0041 .0095 .0171 .0387 .0702 .1132 .1665
$500 .0000 .0009 .0041 .0095 .0172 .0388 .0686 .1061 .1511
61 $120 .0000 .0007 .0034 .0082 .0161 .0434 .0872 .1470 .2208
$250 .0000 .0007 .0034 .0081 .0150 .0348 .0653 .1072 .1598
$500 .0000 .0007 .0034 .0082 .0150 .0348 .0626 .0984 .1422
62 $120 .0000 .0006 .0028 .0071 .0145 .0406 .0835 .1431 .2171
$250 .0000 .0006 .0028 .0069 .0129 .0312 .0606 .1013 .1533
$500 .0000 .0006 .0028 .0069 .0129 .0308 .0568 .0909 .1337
63 $120 .0000 .0004 .0023 .0061 .0129 .0378 .0800 .1393 .2135
$250 .0000 .0005 .0023 .0057 .0110 .0280 .0560 .0956 .1470
$500 .0000 .0005 .0023 .0057 .0110 .0271 .0512 .0837 .1255
64 $120 .0000 .0003 .0018 .0052 .0114 .0352 .0765 .1356 .2100
$250 .0000 .0003 .0018 .0047 .0092 .0249 .0515 .0901 .1408
$500 .0000 .0003 .0018 .0047 .0092 .0236 .0458 .0769 .1175
$1,000 .0000 .0003 .0018 .0047 .0092 .0236 .0458 .0764 .1154
65 $120 .0000 .0002 .0014 .0044 .0100 .0326 .0732 .1320 .2067
$250 .0000 .0003 .0014 .0037 .0076 .0220 .0472 .0847 .1348
$500 .0000 .0003 .0014 .0038 .0076 .0202 .0407 .0703 .1097
$1,000 .0000 .0003 .0014 .0038 .0076 .0202 .0406 .0693 .1067
66 $120 .0000 .0002 .0011 .0036 .0088 .0302 .0700 .1285 .2035
$250 .0000 .0002 .0010 .0029 .0063 .0193 .0431 .0795 .1289
$500 .0000 .0002 .0010 .0029 .0061 .0171 .0359 .0640 .1020
$1,000 .0000 .0002 .0010 .0029 .0061 .0171 .0356 .0625 .0983
67 $120 .0000 .0001 .0008 .0030 .0076 .0279 .0669 .1252 .2004
$250 .0000 .0001 .0007 .0022 .0051 .0168 .0392 .0745 .1232
$500 .0000 .0001 .0008 .0022 .0048 .0142 .0314 .0579 .0946
$1,000 .0000 .0001 .0008 .0022 .0048 .0142 .0308 .0558 .0900
68 $120 .0000 .0001 .0006 .0025 .0066 .0258 .0639 .1220 .1974
$250 .0000 .0001 .0005 .0017 .0040 .0145 .0355 .0696 .1176
$500 .0000 .0001 .0005 .0016 .0036 .0117 .0272 .0521 .0874
$1,000 .0000 .0001 .0005 .0016 .0036 .0116 .0263 .0495 .0819
69 $120 .0000 .0000 .0005 .0020 .0056 .0237 .0610 .1188 .1946
$250 .0000 .0000 .0003 .0012 .0031 .0123 .0319 .0649 .1122
$500 .0000 .0000 .0003 .0011 .0027 .0094 .0233 .0465 .0804
$1,000 .0000 .0000 .0003 .0011 .0027 .0092 .0221 .0433 .0741
70 $120 .0000 .0000 .0003 .0016 .0048 .0217 .0582 .1158 .1919
$250 .0000 .0000 .0002 .0008 .0024 .0104 .0286 .0603 .1070
$500 .0000 .0000 .0002 .0007 .0019 .0074 .0196 .0411 .0736
$1,000 .0000 .0000 .0002 .0007 .0018 .0070 .0182 .0375 .0665
71 $120 .0000 .0000 .0002 .0012 .0040 .0198 .0554 .1129 .1893
$250 .0000 .0000 .0001 .0006 .0017 .0086 .0254 .0559 .1017
$500 .0000 .0000 .0001 .0004 .0012 .0056 .0162 .0359 .0669
$1,000 .0000 .0000 .0001 .0004 .0012 .0052 .0145 .0318 .0589
72 $120 .0000 .0000 .0001 .0009 .0033 .0181 .0529 .1101 .1869
$250 .0000 .0000 .0001 .0004 .0012 .0070 .0225 .0517 .0969
$500 .0000 .0000 .0000 .0002 .0008 .0041 .0132 .0312 .0606
$1,000 .0000 .0000 .0000 .0002 .0007 .0036 .0114 .0267 .0519
73 $120 .0000 .0000 .0001 .0007 .0028 .0166 .0506 .1076 .1847
$250 .0000 .0000 .0000 .0002 .0009 .0057 .0198 .0480 .0924
$500 .0000 .0000 .0000 .0001 .0004 .0029 .0106 .0269 .0549
$1,000 .0000 .0000 .0000 .0001 .0004 .0024 .0086 .0220 .0453
74 $120 .0000 .0000 .0001 .0006 .0024 .0157 .0492 .1061 .1834
$250 .0000 .0000 .0000 .0001 .0007 .0049 .0182 .0456 .0896
$500 .0000 .0000 .0000 .0001 .0003 .0023 .0090 .0243 .0512
$1,000 .0000 .0000 .0000 .0000 .0002 .0017 .0070 .0192 .0412

*Single Loss Limit values are expressed in thousands of dollars.

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