Establishes the balance billing protection act.

Declares an intent to: (1) Ban balance billing of consumers enrolled in fully insured, regulated insurance plans and plans offered to public employees under state health care authority provisions for certain services;

(2) Provide self-funded group health plans with an option to elect to be subject to the provisions of this act; and

(3) Remove consumers from balance billing disputes and require that out-of-network providers and carriers negotiate out-of-network payments in good faith under the terms of this act.