Washington Administrative Code
2019 Archive

Chapter 284-54 WAC
Last Update: 1/13/17

LONG-TERM CARE INSURANCE RULES
PDF of Chapter Digest
WAC Sections
284-54-010Purpose and authority.
284-54-015Applicability and scope.
284-54-020Definitions of terms used in this chapter and chapter 48.84 RCW.
284-54-030Standards for definitions applicable to long-term care contracts.
284-54-040Minimum standards for benefit triggers—Physician certification, activities of daily living, and cognitive impairments.
284-54-050Exclusions.
284-54-100Renewability.
284-54-150Minimum standards—General.
284-54-160Minimum standards—Gatekeeping provisions.
284-54-180Reduction of coverage.
284-54-190Nonduplication with state or national health care benefits.
284-54-200Prohibition against preexisting conditions and probationary periods in replacement policies or certificates.
284-54-210Minimum standards for community based care benefits in long-term care insurance policies.
284-54-250Grace period.
284-54-253Unintentional lapse.
284-54-260Extension of benefits.
284-54-270Requirement to offer inflation protection.
284-54-300Information to be furnished, style.
284-54-350Form to be used—Long-term care insurance disclosure form.
284-54-500Format of long-term care contracts.
284-54-600Loss ratio requirements.
284-54-610Loss ratio definitions.
284-54-620Loss ratio—Grouping of contract forms.
284-54-630Loss ratio requirements—Individual contract forms.
284-54-650Loss ratio experience records.
284-54-660Evaluating loss ratio experience data.
284-54-680Loss ratio—Special circumstances.
284-54-700Advertising.
284-54-800Unfair or deceptive acts.
284-54-900Chapter not exclusive.
DISPOSITION OF SECTIONS FORMERLY CODIFIED IN THIS TITLE
284-54-750Standards for education of licensees soliciting long-term care contracts. [Statutory Authority: RCW 48.02.060, 48.17.150, and 48.85.030. WSR 05-09-022 (Matter No. R 2005-01), § 284-54-750, filed 4/12/05, effective 5/13/05; WSR 97-19-007, § 284-54-750, filed 9/4/97, effective 10/5/97.] Repealed by WSR 10-02-087 (Matter No. R 2009-18), filed 1/6/10, effective 2/6/10. Statutory Authority: RCW 48.83.170. Later promulgation, see WAC 284-17-262.