WAC Sections | ||
284-83-005 | Applicability and scope. | |
284-83-010 | Definitions and standards. | |
284-83-015 | Standards for policy definitions and terms. | |
284-83-020 | Standards for policy provisions. | |
284-83-025 | Unintentional lapse. | |
284-83-030 | Required disclosure provisions. | |
284-83-035 | Required disclosure of rating practices to consumers. | |
284-83-040 | Initial rate filing requirements. | |
284-83-045 | Prohibition against post-claims underwriting. | |
284-83-050 | Minimum standards for home health and community care benefits in long-term care insurance policies. | |
284-83-055 | Requirement to offer inflation protection. | |
284-83-060 | Requirements for application forms and replacement coverage. | |
284-83-063 | Notice to applicant regarding replacement of individual accident and sickness or long-term care insurance marketed by an insurance producer. | |
284-83-067 | Notice to applicant regarding replacement of direct-marketed individual accident and sickness or long-term care insurance. | |
284-83-070 | Reporting requirements. | |
284-83-075 | Discretionary powers of commissioner. | |
284-83-080 | Reserve standards. | |
284-83-090 | Premium rate schedule increases. | |
284-83-095 | Filing requirements. | |
284-83-100 | Filing requirements for advertising. | |
284-83-105 | Standards for marketing. | |
284-83-110 | Suitability. | |
284-83-115 | Prohibition against preexisting conditions and probationary periods in replacement policies or certificates. | |
284-83-120 | Availability of new services or providers. | |
284-83-125 | Right to reduce coverage and lower premiums. | |
284-83-130 | Nonforfeiture benefit requirement. | |
284-83-135 | Standards for benefit triggers. | |
284-83-140 | Qualified long-term care insurance policies—Additional standards for benefit triggers. | |
284-83-145 | Standard format outline of coverage. | |
284-83-150 | Requirement to deliver shopper's guide. | |
284-83-155 | Prohibited practices. | |
284-83-165 | Form for reporting rescission of long-term care policies. | |
284-83-170 | Form of personal worksheet. | |
284-83-175 | Disclosure form. | |
284-83-180 | Response letter. | |
284-83-185 | Sample claims denial reporting form. | |
284-83-190 | Potential rate increase disclosure form. | |
284-83-195 | Form for reporting replacement and lapse of long-term care insurance policies. | |
284-83-210 | Definitions. | |
284-83-220 | Grouping of policy forms for purposes of ratemaking and requests for rate increase. | |
284-83-225 | Separation of data regarding certain policies. | |
284-83-230 | Loss ratio requirements for long-term care insurance forms. | |
284-83-240 | Experience records. | |
284-83-245 | Evaluating experience data. | |
284-83-250 | Life insurance policies that accelerate benefits for long-term care. | |
284-83-300 | Standards for protecting patient privacy rights. | |
284-83-310 | Right of insureds to receive confidential health services. | |
284-83-320 | Standards for the issuer's timely review of a claim denial. | |
284-83-325 | Prompt payment of clean claims. | |
284-83-350 | Standard applied if there is a conflict between a master policy and certificate of insurance. | |
LONG-TERM CARE PARTNERSHIP PROGRAM | ||
284-83-400 | Purpose and authority. | |
284-83-405 | Applicability and scope. | |
284-83-410 | Minimum standards for long-term care partnership policies. | |
284-83-415 | Long-term care partnership policy exchange or replacement. | |
284-83-420 | Reporting. | |
284-83-425 | Producer education. |