WASHINGTON ADMINISTRATIVE CODE ARCHIVE

Washington Administrative Code
2022 Archive

Chapter 284-34 WAC

Last Update: 1/4/05

CREDIT LIFE AND CREDIT ACCIDENT AND HEALTH INSURANCE

PDF of Chapter Digest


WAC Sections
284-34-100	What is the purpose of this regulation?
284-34-110	What definitions are important throughout this regulation?
284-34-120	What rights do debtors have?
284-34-130	What obligations do insurers have?
284-34-140	How will the commissioner determine if benefits are reasonable in relation to premium charges?
284-34-150	What are the standards for prima facie credit life insurance rates?
284-34-160	What mandatory benefits apply to prima facie credit life insurance rates?
284-34-170	What are the standards for credit accident and health insurance rates?
284-34-180	What mandatory benefits apply to prima facie credit accident and health insurance rates?
284-34-190	What refund formulas are allowed?
284-34-200	Do insurers have to file experience reports?
284-34-210	When will the commissioner adjust prima facie rates, and how will rate changes be implemented?
284-34-220	What rates may an insurer use for its direct business?
284-34-230	What obligations does an insurer have to supervise consumer credit operations?
284-34-240	What practices are insurers prohibited from doing?
284-34-250	What information must be disclosed to debtors?
284-34-260	What is the effective date of this regulation?

DISPOSITION OF SECTIONS FORMERLY CODIFIED IN THIS TITLE


284-34-010	Credit life insurance. [Order 324 (part), filed 9/26/67, effective 1/1/68.] Repealed by WSR 05-02-076 (Matter No. R 2002-02), filed 1/4/05, effective 4/1/05. Statutory Authority: RCW 48.02.060, 48.30.010, 48.34.100, and 48.34.110.
284-34-020	Credit accident and health insurance. [Order 324 (part), filed 9/26/67, effective 1/1/68.] Repealed by WSR 05-02-076 (Matter No. R 2002-02), filed 1/4/05, effective 4/1/05. Statutory Authority: RCW 48.02.060, 48.30.010, 48.34.100, and 48.34.110.
284-34-030	Collection and remittance of premiums. [Order 324 (part), filed 9/26/67, effective 1/1/68.] Repealed by WSR 05-02-076 (Matter No. R 2002-02), filed 1/4/05, effective 4/1/05. Statutory Authority: RCW 48.02.060, 48.30.010, 48.34.100, and 48.34.110.
284-34-040	Rate filings and deviations from prima facie rates. [Order 324 (part), filed 9/26/67, effective 1/1/68.] Repealed by WSR 05-02-076 (Matter No. R 2002-02), filed 1/4/05, effective 4/1/05. Statutory Authority: RCW 48.02.060, 48.30.010, 48.34.100, and 48.34.110.
284-34-050	Refunds. [Order R-75-4, § 284-34-050, filed 9/25/75; Order 324 (part), filed 9/26/67, effective 1/1/68.] Repealed by WSR 05-02-076 (Matter No. R 2002-02), filed 1/4/05, effective 4/1/05. Statutory Authority: RCW 48.02.060, 48.30.010, 48.34.100, and 48.34.110.
284-34-060	Effective date—Implementation. [Order 324 (part), filed 9/26/67, effective 1/1/68.] Repealed by WSR 05-02-076 (Matter No. R 2002-02), filed 1/4/05, effective 4/1/05. Statutory Authority: RCW 48.02.060, 48.30.010, 48.34.100, and 48.34.110.
284-34-070	Prohibited transactions. [Order R-76-5, § 284-34-070, filed 11/16/76.] Repealed by WSR 05-02-076 (Matter No. R 2002-02), filed 1/4/05, effective 4/1/05. Statutory Authority: RCW 48.02.060, 48.30.010, 48.34.100, and 48.34.110.