WSR 03-19-107

PROPOSED RULES

DEPARTMENT OF

LABOR AND INDUSTRIES

[ Filed September 16, 2003, 11:00 a.m. ]

Original Notice.

Preproposal statement of inquiry was filed as WSR 03-13-099.

Title of Rule: Chapter 296-17 WAC, General reporting rules, classifications, audit and recordkeeping, rates and rating system for Washington workers' compensation insurance.

Purpose: Amend risk classification premium base rates, experience rating and retrospective rating tables to reflect updated loss experience, and provide a 19.4% general rate increase effective January 1, 2004. In addition, amend the rule governing the evaluation of actual losses to clarify its language and conform to the provisions of the Terrorism Risk Insurance Act of 2002. This proposal specifically amends sections WAC 296-17-855, 296-17-870, 296-17-875, 296-17-880, 296-17-885, 296-17-890, 296-17-895, 296-17-89502, 296-17-90492, 296-17-90493, 296-17-90494, 296-17-90495, 296-17-90496, 296-17-90497, and 296-17-920.

Other Identifying Information: See Summary below.

Statutory Authority for Adoption: RCW 51.16.035 (Base Rates), 51.32.073 (Supplemental Pension), 51.18.010 (Retrospective Rating), and 51.04.020(1) (General Authority).

Statute Being Implemented: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1).

Summary: Proposal establishes premium rates for workers' compensation insurance classifications for calendar year 2004 and modifications to the related experience rating and retrospective rating plans: WAC 296-17-855 Experience modification, 296-17-870 Evaluation of actual losses, 296-17-875 Table I primary losses for selected claim values, 296-17-880 Table II "B" and "W" values, 296-17-885 Table III expected loss rates and D Ratios, 296-17-890 Table IV maximum experience modifications, 296-17-895 Base rate table by class of industry, 296-17-89502 Industrial insurance rates for nonhourly rated classifications, 296-17-90492 Table I - Retrospective Rating Plans A, A1, A2, A3, and B standard premium size ranges, 296-17-90493 Table II - Retrospective Rating Plan A, 296-17-90494 Table III - Retrospective Rating Plan A1, 296-17-90495 Table IV - Retrospective Rating Plan A2, 296-17-90496 Table V - Retrospective Rating Plan A3, 296-17-90497 Table VI - Retrospective Rating Plan B, and 296-17-920 Assessment for supplemental pension fund.

Reasons Supporting Proposal: Insurance base rates and experience rating tables are being modified to reflect changes in loss data associated with the classification and rating plan from the previous 2003 rating period. Washington law provides that rates should be adjusted annually to reflect the hazards of each industry and in accordance with the rating plan. Similarly the rating plan is revised to recognize changes within industry groups.

A 19.4% general increase in premium rates is also proposed. The 19.4% general rate increase is necessary to maintain the solvency of the state fund. This is the result of changes in loss experience, investment income, medical inflation, court ordered changes in benefit structures and the overall status of the contingency reserve.

The proposal also seeks to clarify the rule governing the evaluation of actual losses, and to conform the experience rating plan to the provisions of the Terrorism Risk Insurance Act of 2002.

Name of Agency Personnel Responsible for Drafting: Ken Woehl, Tumwater, Washington, (360) 902-4775; Implementation: Kathy Kimbel, Tumwater, Washington, (360) 902-4739; and Enforcement: Robert Malooly, Tumwater, Washington, (360) 902-4209.

Name of Proponent: Department of Labor and Industries, governmental.

Rule is not necessitated by federal law, federal or state court decision.

Explanation of Rule, its Purpose, and Anticipated Effects: The purpose of this proposal is to establish 2004 premium rates and experience rating parameters for calendar year 2003. Washington law (RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020) requires labor and industries to adjust rates to ensure solvency of the accident, medical aid and supplemental pension funds. RCW 51.16.035 also provides that premium rates charged to industry vary by hazard. Labor and industries is proposing to adjust each industry risk classification to reflect more current loss experience, and is proposing an overall increase to workers' compensation insurance premium rates of 19.4% beginning January 1, 2004. This proposal also provides an amendment for catastrophic losses from acts of terrorism, and clarifies how the department evaluates losses in its experience rating plan.

Proposal Changes the Following Existing Rules: Overall, workers' compensation premium rates will be increased 19.4%. Rates for each industry classification will reflect updated loss experience as well as the overall rate increase. Industries with improved loss experience will see reductions in their premium rates. Industries with worsening loss experience will see increases in their premium rates. The language of the rule for evaluation of losses is clarified, and the handling of losses related to terrorism is updated to reflect the effect of the Terrorism Risk Insurance Act of 2002.

No small business economic impact statement has been prepared under chapter 19.85 RCW. The Regulatory Fairness Act (RFA), chapter 19.85 RCW, requires the agency to prepare a small business economic impact statement (SBEIS) if the proposed rule will have a disproportionate impact on the state's small businesses because of the size of those businesses. In this case the agency is exempt from conducting an SBEIS when the proposed rules set or adjust fees or rates pursuant to legislative standards, RCW 34.05.310 (4)(f), or when the proposed rules merely clarify existing language, RCW 34.05.310 (4)(d).

RCW 34.05.328 does not apply to this rule adoption. The Administrative Procedure Act (APA), chapter 34.05 RCW, requires the agency to prepare a cost/benefit analysis (CBA) prior to adopting a "significant legislative rule." The CBA determines whether the probable benefits of the rule are greater than its probable costs. This takes into account both the qualitative and quantitative benefits and costs and the specific directives of the statute being implemented. In this case, the agency is exempt from conducting a CBA when the proposed rules set or adjust fees or rates pursuant to legislative standards, RCW 34.05.328 (5)(b)vi), or when the proposed rules merely clarify existing language, RCW 34.05.328 (5)(b)(iv).

Hearing Location: At the Airport Ramada Inn, 8909 Airport Drive, Inland Empire Room, Spokane, WA 99219, on October 27, 2003, at 3:00 p.m.; at the Double Tree Inn, 1507 North First Street, Yakima, WA 98901, on October 28, 2003, at 3:00 p.m.; at the Best Western Cottontree Inn, 2401 Riverside Drive, Fidalgo Room, Mount Vernon, WA 98273, on October 29, 2003, at 3:00 p.m.; at the Tukwila Labor and Industries Office, 12806 Gateway Drive, Seattle, WA 98168, on October 30, 2003, at 3:00 p.m.; at the Tacoma Rhodes Center, 950 Broadway, Suite 503, Orcas Room, Tacoma, WA 98402, on November 5, 2003, at 3:00 p.m.; at the Red Lion at the Quay, 100 Columbia Street, Vancouver, WA 98660, on November 6, 2003, at 3:00 p.m.; and at the Tumwater Labor and Industries Office, 7273 Linderson Way S.W., Auditorium, Tumwater, WA 98504, on November 7, 2003, at 3:00 p.m.

Assistance for Persons with Disabilities: Contact Office of Information and Assistance by November 7, 2003, TDD (360) 902-5797.

Submit Written Comments to: Department of Labor and Industries, Kathy Kimbel, Program Manager for Employer Services, P.O. Box 4140, Olympia, WA 98504-4140 or fax to (360) 902-4729 or e-mail to LANZ235@LNI.WA.GOV.

Date of Intended Adoption: November 18, 2003.

September 16, 2003

Paul Trause

Director

OTS-6645.1


AMENDATORY SECTION(Amending WSR 98-18-042, filed 8/28/98, effective 10/1/98)

WAC 296-17-870   Evaluation of actual losses.   Except as provided in the following subsections of this paragraph, actual losses shall include all payments as of the "valuation date" for each claim arising from an accident occurring during the experience period. Losses for claims open as of the valuation date may also include a reserve for future payments. Actual losses on claims for accidents occurring outside of the experience period shall not be included.

(1) Valuation date. The valuation date shall be on and include December 31, one year and one day immediately preceding the effective date of premium rates as set forth in WAC 296-17-895. For experience modifications effective January 1, 1990, and thereafter, the valuation date shall be June 1, seven months immediately preceding the effective date of premium rates.

(2) Retroactive adjustments - revision of losses between valuation dates. No claim value shall be revised between valuation dates and no retroactive adjustment of an experience modification shall be made because of disputation concerning the judgment of the claims examiner or because of subsequent developments except as specifically provided in the following cases:

(a) In cases where loss values are included or excluded through mistake other than error of judgment.

(b) In cases where a third party recovery is made, subject to subsection (4)(a) of this section.

(c) In cases where the claim qualifies as a second injury claim under the provisions of RCW 51.16.120.

(d) In cases where a claim, which was previously evaluated as a compensable claim, is closed and is determined to be noncompensable (ineligible for benefits other than medical treatment).

(e) In cases where a claim is closed and is determined to be ineligible for any benefits.

In the above specified cases retroactive adjustment of the experience modification shall be made for each rating in which the claim was included. Retroactive adjustments will not be made for rating periods more than ten years prior to the date on which the claim status was changed.

(3) Average death value. Each fatality occurring to a worker included within the mandatory or elective coverage of Title 51 RCW shall be assigned the "average death value((,))." ((said)) The "average death value" ((to)) shall be the average incurred cost for all such fatalities occurring during the experience period. The average death value is set forth in WAC 296-17-880 (Table II).

(4) Third-party recovery - effect on experience modification.

(a) For claims with injury dates prior to July 1, 1994, a potential claim cost recovery from action against a third party, either by the injured worker or by the department, shall not be considered in the evaluation of actual losses until such time as the third-party action has been completed. If a third-party recovery is made after a claim had previously been used in an experience modification calculation, the experience modification shall be retroactively adjusted. The department shall compute a percentage recovery by dividing the current valuation of the claim into the amount recovered or recoverable as of the recovery date, and shall reduce both primary and excess losses previously used in the experience modification calculation by that percentage.

(b) For claims with injury dates on or after July 1, 1994, if the department determines that there is a reasonable potential of recovery from an action against a third party, both primary and excess values of the claim shall be reduced by fifty percent for purposes of experience modification calculation, until such time as the third-party action has been completed. This calculation shall not be retroactively adjusted, regardless of the final outcome of the third-party action. After a third-party recovery is made, the actual percentage recovery shall be applied to future experience modification calculations.

(c) For third-party actions completed before July 1, 1996, the claim shall be credited with the department's net share of the recovery, after deducting attorney fees and costs. For third-party actions completed on or after July 1, 1996, the claim shall be credited with the department's gross share of the recovery, before deducting attorney fees and costs.

(d) Definitions:

(i) As used in this section, "recovery date" means the date the money is received at the department or the date the order confirming the distribution of the recovery becomes final, whichever comes first.

(ii) As used in this section, "recoverable" means any amount due as of the recovery date and/or any amount available to offset case reserved future benefits.

(5) Second injury claims. The primary and excess values of any claim which becomes eligible for second injury relief under the provisions of RCW 51.16.120, as now or hereafter amended, shall be reduced by the percentage of relief granted.

(6) Occupational disease claims. When a claim results from an employee's exposure to an occupational disease hazard, the "date of injury," for the purpose((s)) of experience rating, ((shall)) will be the date ((on which)) the disability was diagnosed((, giving)) and that gave rise to the filing of a claim for benefits. The cost of ((any occupational disease claim, paid from the accident fund and medical aid fund and arising from exposure to the disease hazard under two or more employers, shall be prorated to each period of employment involving exposure to the hazard. Each insured employer who had employed the claimant during the experience period, and for at least ten percent of the claimant's exposure to the hazard, shall be charged for his share of the claim based upon the prorated costs)) a claim for occupational disease will be prorated among the state fund employers who contributed to the condition. All exposure associated with nonstate fund employers will be excluded from the pro rata calculation. To determine the percentage of liability that an employer is responsible for, the department will divide the amount of time the employee worked for the employer that exposed the employee to the hazard by the total length of state fund employment attributable to the occupational disease hazard.

State fund employers will be charged their pro rata share of an occupational disease claim when:

They exposed the worker to the hazard that gave rise to the occupational disease;

Responsible for at least ten percent of the state fund injurious exposure; and

The injurious exposure falls within the experience rating period.

(7) Maximum claim value. No claim shall enter an employer's experience record at a value greater than the "maximum claim value." The maximum claim value is set forth in WAC 296-17-880 (Table II).

(8) Catastrophic losses. Whenever a single accident results in the deaths or total permanent disability of three or more workers employed by the same employer, costs charged to the employer's experience shall be limited as required by RCW 51.16.130.

(9) Acts of terrorism. Whenever any worker insured with the state fund sustains an injury or occupational disease as a result of an incident certified to be an act of terrorism under the U.S. Terrorism Risk Insurance Act of 2002, the costs of the resulting claim shall be excluded from the experience rating computation of the worker's employer.

(10) Claims filed by preferred workers. The costs of subsequent claims filed by certified preferred workers will not be included in experience calculations, as provided in WAC 296-16-010.

[Statutory Authority: RCW 51.16.035. 98-18-042, 296-17-870, filed 8/28/98, effective 10/1/98; 96-12-039, 296-17-870, filed 5/31/96, effective 7/1/96. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 90-13-018, 296-17-870, filed 6/8/90, effective 7/9/90; 89-24-051 (Order 89-22), 296-17-870, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-870, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 88-16-012 (Order 88-12), 296-17-870 filed 7/22/88, effective 1/1/89; 81-24-042 (Order 81-30), 296-17-870, filed 11/30/81, effective 1/1/82. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), 296-17-870, filed 11/27/78, effective 1/1/79; Order 75-38, 296-17-870, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-870, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-870, filed 11/9/73, effective 1/1/74.]

OTS-6623.1


AMENDATORY SECTION(Amending WSR 02-24-029, filed 11/27/02, effective 1/1/03)

WAC 296-17-855   Experience modification.   The basis of the experience modification shall be a comparison of the actual losses charged to an employer during the experience period with the losses which would be expected for an average employer reporting the same exposures in each classification. The comparison shall contain actuarial refinements designed to mitigate the effects of losses which may be considered catastrophic or of doubtful statistical significance, due consideration being given to the volume of the employer's experience. Except for those employers who qualify for an adjusted experience modification as specified in WAC 296-17-860 or 296-17-865, the experience modification shall be calculated from the formula:


MODIFICATION

=
Ap + WAe + (1-W) Ee + B
E + B

The components Ap, WAe, and (1-W) Ee are values which shall be charged against an employer's experience record. The component, E, shall be the expected value of these charges for an average employer reporting the same exposures in each classification. The meaning and function of each symbol in the formula is specified below.

"Ap" signifies "primary actual losses." For each claim the primary actual loss is defined as that portion of the claim which is considered completely rateable for all employers and which is to enter the experience modification calculation at its full value. For each claim in excess of (($12,968)) $15,092 the primary actual loss shall be determined from the formula:

PRIMARY LOSS = ((32,420)) 37,730
x total loss
Total loss + ((19,452)) 22,638

Primary actual losses for selected claim values are shown in Table I. For each claim less than (($12,968)) $15,092 the full value of the claim shall be considered a primary loss.

"Ae" signifies "excess actual losses." For each claim the excess actual loss is defined as that portion of the claim which is not considered completely rateable for all employers. The excess actual loss for each claim shall be determined by subtracting the primary loss from the total loss.

"W" signifies "W value." For each employer, the W value determines the portion of the actual excess losses which shall be included in the calculation of his experience modification, due consideration being given to the volume of his experience. This amount is represented by the symbol "WAe" in the experience modification formula. W values are set forth in Table II.

"E" signifies "expected losses." An employer's expected losses shall be determined by multiplying his reported exposure in each classification during the experience period by the classification expected loss rate. Expected loss rates are set forth in Table III.

"Ee" signifies "expected excess losses." Expected losses in each classification shall be multiplied by the classification "D-Ratio" to obtain "expected primary losses." Expected excess losses shall then be calculated by subtracting expected primary losses from expected total losses. Each employer shall have a statistical charge included in the calculation of his experience modification, said charge to be actuarially equivalent to the amount forgiven an average employer because of the exclusion of a portion of his excess actual losses. This charge is represented by "(1-W) Ee" in the experience modification formula. D-Ratios are set forth in Table III.

"B" signifies "B value" or "ballast." In order to limit the effect of a single severe accident on the modification of a small employer, a stabilizing element (B value) shall be added to both actual and expected losses. B values are set forth in Table II.

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-855, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-855, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-855, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.16.035, 51.04.020. 00-14-052, 296-17-855, filed 7/1/00, effective 7/1/00. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-855, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-855, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-855, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-855, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-855, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-855, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-855, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 93-12-093, 296-17-855, filed 5/31/93, effective 7/1/93; 92-24-063, 296-17-855, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-855, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-855, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-855, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-855, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), 296-17-855, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-855, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), 296-17-855, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-855, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-855, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-855, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-855, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-855, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-855, filed 11/30/79, effective 1/1/80; Order 77-27, 296-17-855, filed 11/30/77, effective 1/1/78; Order 74-40, 296-17-855, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-855, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 02-24-029, filed 11/27/02, effective 1/1/03)

WAC 296-17-875   Table I.  

((Primary Losses for Selected Claim Values

CLAIM VALUE PRIMARY LOSS
12,968 12,968
13,021 13,000
16,750 15,000
21,445 17,000
27,540 19,000
35,770 21,000
47,494 23,000
65,539 25,000
96,901 27,000
164,944 29,000
198,252* 29,523
241,140 30,000
324,200** 30,585))

* Average death value
** Maximum claim value))

Primary Losses for Selected Claim Values

CLAIM VALUE PRIMARY LOSS
15,092 15,092
16,669 16,000
20,653 18,000
25,536 20,000
31,662 22,000
39,571 24,000
50,178 26,000
65,145 28,000
87,858 30,000
100,000 30,765
150,000 32,782
211,599* 34,084
300,000 35,083
377,300** 35,594

* Average death value
** Maximum claim value

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-875, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-875, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-875, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-875, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-875, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-875, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-875, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-875, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-875, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-875, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 92-24-063, 296-17-875, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-875, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-875, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-875, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-875, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), 296-17-875, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-875, filed 11/26/86. Statutory Authority: RCW 51.16.035. 86-12-041 (Order 86-18), 296-17-875, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), 296-17-875, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-875, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-875, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-875, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-875, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-875, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-875, filed 11/30/79, effective 1/1/80. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), 296-17-875, filed 11/27/78, effective 1/1/79; Order 77-27, 296-17-875, filed 11/30/77, effective 1/1/78; Order 76-36, 296-17-875, filed 11/30/76; Order 75-38, 296-17-875, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-875, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-875, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 02-24-029, filed 11/27/02, effective 1/1/03)

WAC 296-17-880   Table II.  

(("B" and "W" Values


Maximum Claim Value = $324,200

Average Death Value = $198,252

Expected Losses B W
7,024 Under 61,170 0.00
7,025 - 14,153 60,558 0.01
14,154 - 21,388 59,947 0.02
21,389 - 28,734 59,335 0.03
28,735 - 36,191 58,723 0.04
36,192 - 43,764 58,112 0.05
43,765 - 51,454 57,500 0.06
51,455 - 59,266 56,888 0.07
59,267 - 67,201 56,276 0.08
67,202 - 75,264 55,665 0.09
75,265 - 83,458 55,053 0.10
83,459 - 91,786 54,441 0.11
91,787 - 100,252 53,830 0.12
100,253 - 108,859 53,218 0.13
108,860 - 117,612 52,606 0.14
117,613 - 126,514 51,995 0.15
126,515 - 135,569 51,383 0.16
135,570 - 144,783 50,771 0.17
144,784 - 154,158 50,159 0.18
154,159 - 163,701 49,548 0.19
163,702 - 173,415 48,936 0.20
173,416 - 183,307 48,324 0.21
183,308 - 193,380 47,713 0.22
193,381 - 203,640 47,101 0.23
203,641 - 214,093 46,489 0.24
214,094 - 224,746 45,878 0.25
224,747 - 235,603 45,266 0.26
235,604 - 246,671 44,654 0.27
246,672 - 257,957 44,042 0.28
257,958 - 269,468 43,431 0.29
269,469 - 281,211 42,819 0.30
281,212 - 293,193 42,207 0.31
293,194 - 305,423 41,596 0.32
305,424 - 317,907 40,984 0.33
317,908 - 330,656 40,372 0.34
330,657 - 343,677 39,761 0.35
343,678 - 356,981 39,149 0.36
356,982 - 370,576 38,537 0.37
370,577 - 384,473 37,925 0.38
384,474 - 398,682 37,314 0.39
398,683 - 413,216 36,702 0.40
413,217 - 428,085 36,090 0.41
428,086 - 443,301 35,479 0.42
443,302 - 458,878 34,867 0.43
458,879 - 474,830 34,255 0.44
474,831 - 491,169 33,644 0.45
491,170 - 507,912 33,032 0.46
507,913 - 525,074 32,420 0.47
525,075 - 542,672 31,808 0.48
542,673 - 560,722 31,197 0.49
560,723 - 579,244 30,585 0.50
579,245 - 598,257 29,973 0.51
598,258 - 617,780 29,362 0.52
617,781 - 637,837 28,750 0.53
637,838 - 658,448 28,138 0.54
658,449 - 679,640 27,527 0.55
679,641 - 701,437 26,915 0.56
701,438 - 723,866 26,303 0.57
723,867 - 746,957 25,691 0.58
746,958 - 770,739 25,080 0.59
770,740 - 795,245 24,468 0.60
795,246 - 820,510 23,856 0.61
820,511 - 846,570 23,245 0.62
846,571 - 873,464 22,633 0.63
873,465 - 901,234 22,021 0.64
901,235 - 929,925 21,410 0.65
929,926 - 959,585 20,798 0.66
959,586 - 990,263 20,186 0.67
990,264 - 1,022,016 19,574 0.68
1,022,017 - 1,054,900 18,963 0.69
1,054,901 - 1,088,980 18,351 0.70
1,088,981 - 1,124,323 17,739 0.71
1,124,324 - 1,161,002 17,128 0.72
1,161,003 - 1,199,095 16,516 0.73
1,199,096 - 1,238,688 15,904 0.74
1,238,689 - 1,279,871 15,293 0.75
1,279,872 - 1,322,745 14,681 0.76
1,322,746 - 1,367,418 14,069 0.77
1,367,419 - 1,414,006 13,457 0.78
1,414,007 - 1,462,637 12,846 0.79
1,462,638 - 1,513,451 12,234 0.80
1,513,452 - 1,566,601 11,622 0.81
1,566,602 - 1,622,252 11,011 0.82
1,622,253 - 1,680,587 10,399 0.83
1,680,588 - 1,741,809 9,787 0.84
1,741,810 - 1,806,140 9,175 0.85
1,806,141 - 1,873,824 8,564 0.86
1,873,825 - 1,945,133 7,952 0.87
1,945,134 - 2,020,370 7,340 0.88
2,020,371 - 2,099,871 6,729 0.89
2,099,872 - 2,184,013 6,117 0.90
2,184,014 - 2,273,218 5,505 0.91
2,273,219 - 2,367,959 4,894 0.92
2,367,960 - 2,468,773 4,282 0.93
2,468,774 - 2,576,268 3,670 0.94
2,576,269 - 2,691,133 3,058 0.95
2,691,134 - 2,814,160 2,447 0.96
2,814,161 - 2,946,254 1,835 0.97
2,946,255 - 3,088,463 1,223 0.98
3,088,464 - 3,241,999 612 0.99
3,242,000 Over 0 1.00))

"B" and "W" Values


Maximum Claim Value = $377,300

Average Death Value = $211,599

Expected Losses B W
8,174 Under 71,188 0.00
8,175 - 16,471 70,476 0.01
16,472 - 24,892 69,764 0.02
24,893 - 33,440 69,052 0.03
33,441 - 42,119 68,340 0.04
42,120 - 50,932 67,629 0.05
50,933 - 59,882 66,917 0.06
59,883 - 68,973 66,205 0.07
68,974 - 78,208 65,493 0.08
78,209 - 87,592 64,781 0.09
87,593 - 97,128 64,069 0.10
97,129 - 106,820 63,357 0.11
106,821 - 116,672 62,645 0.12
116,673 - 126,689 61,934 0.13
126,690 - 136,875 61,222 0.14
136,876 - 147,235 60,510 0.15
147,236 - 157,774 59,798 0.16
157,775 - 168,497 59,086 0.17
168,498 - 179,408 58,374 0.18
179,409 - 190,513 57,662 0.19
190,514 - 201,819 56,950 0.20
201,820 - 213,330 56,239 0.21
213,331 - 225,053 55,527 0.22
225,054 - 236,994 54,815 0.23
236,995 - 249,159 54,103 0.24
249,160 - 261,556 53,391 0.25
261,557 - 274,192 52,679 0.26
274,193 - 287,073 51,967 0.27
287,074 - 300,207 51,255 0.28
300,208 - 313,604 50,543 0.29
313,605 - 327,270 49,832 0.30
327,271 - 341,215 49,120 0.31
341,216 - 355,447 48,408 0.32
355,448 - 369,977 47,696 0.33
369,978 - 384,813 46,984 0.34
384,814 - 399,967 46,272 0.35
399,968 - 415,449 45,560 0.36
415,450 - 431,271 44,848 0.37
431,272 - 447,444 44,137 0.38
447,445 - 463,981 43,425 0.39
463,982 - 480,895 42,713 0.40
480,896 - 498,199 42,001 0.41
498,200 - 515,908 41,289 0.42
515,909 - 534,037 40,577 0.43
534,038 - 552,601 39,865 0.44
552,602 - 571,617 39,153 0.45
571,618 - 591,102 38,442 0.46
591,103 - 611,075 37,730 0.47
611,076 - 631,555 37,018 0.48
631,556 - 652,562 36,306 0.49
652,563 - 674,117 35,594 0.50
674,118 - 696,244 34,882 0.51
696,245 - 718,965 34,170 0.52
718,966 - 742,306 33,458 0.53
742,307 - 766,294 32,746 0.54
766,295 - 790,957 32,035 0.55
790,958 - 816,324 31,323 0.56
816,325 - 842,426 30,611 0.57
842,427 - 869,299 29,899 0.58
869,300 - 896,976 29,187 0.59
896,977 - 925,496 28,475 0.60
925,497 - 954,899 27,763 0.61
954,900 - 985,227 27,051 0.62
985,228 - 1,016,526 26,340 0.63
1,016,527 - 1,048,845 25,628 0.64
1,048,846 - 1,082,236 24,916 0.65
1,082,237 - 1,116,753 24,204 0.66
1,116,754 - 1,152,456 23,492 0.67
1,152,457 - 1,189,409 22,780 0.68
1,189,410 - 1,227,680 22,068 0.69
1,227,681 - 1,267,342 21,356 0.70
1,267,343 - 1,308,474 20,645 0.71
1,308,475 - 1,351,160 19,933 0.72
1,351,161 - 1,395,492 19,221 0.73
1,395,493 - 1,441,570 18,509 0.74
1,441,571 - 1,489,498 17,797 0.75
1,489,499 - 1,539,395 17,085 0.76
1,539,396 - 1,591,384 16,373 0.77
1,591,385 - 1,645,602 15,661 0.78
1,645,603 - 1,702,199 14,949 0.79
1,702,200 - 1,761,336 14,238 0.80
1,761,337 - 1,823,191 13,526 0.81
1,823,192 - 1,887,956 12,814 0.82
1,887,957 - 1,955,847 12,102 0.83
1,955,848 - 2,027,096 11,390 0.84
2,027,097 - 2,101,963 10,678 0.85
2,101,964 - 2,180,733 9,966 0.86
2,180,734 - 2,263,722 9,254 0.87
2,263,723 - 2,351,282 8,543 0.88
2,351,283 - 2,443,804 7,831 0.89
2,443,805 - 2,541,728 7,119 0.90
2,541,729 - 2,645,543 6,407 0.91
2,645,544 - 2,755,802 5,695 0.92
2,755,803 - 2,873,128 4,983 0.93
2,873,129 - 2,998,229 4,271 0.94
2,998,230 - 3,131,908 3,559 0.95
3,131,909 - 3,275,085 2,848 0.96
3,275,086 - 3,428,815 2,136 0.97
3,428,816 - 3,594,315 1,424 0.98
3,594,316 - 3,772,999 712 0.99
3,773,000 Over 0 1.00

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-880, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-880, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-880, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-880, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-880, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-880, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-880, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-880, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-880, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-880, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 92-24-063, 296-17-880, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-880, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-880, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-880, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-880, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), 296-17-880, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-880, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), 296-17-880, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-880, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-880, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-880, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-880, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-880, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-880, filed 11/30/79, effective 1/1/80. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), 296-17-880, filed 11/27/78, effective 1/1/79; Order 77-27, 296-17-880, filed 11/30/77, effective 1/1/78; Order 76-36, 296-17-880, filed 11/30/76; Order 75-38, 296-17-880, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-880, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-880, filed 11/9/73, effective 1/1/74.]

OTS-6642.2


AMENDATORY SECTION(Amending WSR 02-24-029, filed 11/27/02, effective 1/1/03)

WAC 296-17-885    Table III.  



((Expected Loss Rates and D-Ratios

for Indicated Fiscal Year

Expected Loss Rates in Dollars Per Worker Hour



((Class 1999 2000 2001 D-Ratio
0101 1.2043 1.1335 1.0372 0.430
0103 1.3577 1.2831 1.1796 0.484
0104 0.8414 0.7931 0.7268 0.433
0105 1.0967 1.0393 0.9586 0.524
0107 0.9787 0.9234 0.8473 0.453
0108 0.8414 0.7931 0.7268 0.433
0112 0.5672 0.5360 0.4929 0.481
0201 1.9994 1.8831 1.7238 0.429
0202 2.8356 2.6694 2.4421 0.380
0210 1.0310 0.9695 0.8860 0.411
0212 0.8667 0.8168 0.7486 0.436
0214 1.0460 0.9859 0.9033 0.448
0217 0.9357 0.8826 0.8097 0.473
0219 0.9501 0.8989 0.8275 0.467
0301 0.4594 0.4367 0.4042 0.549
0302 1.6456 1.5428 1.4047 0.401
0303 1.5606 1.4678 1.3417 0.421
0306 0.8484 0.7992 0.7317 0.462
0307 0.7136 0.6749 0.6208 0.497
0308 0.4331 0.4125 0.3825 0.568
0403 1.3530 1.2862 1.1901 0.555
0502 1.2515 1.1778 1.0774 0.447
0504 1.0794 1.0191 0.9359 0.448
0506 3.8499 3.6329 3.3335 0.433
0507 2.6022 2.4568 2.2561 0.448
0508 1.7184 1.6130 1.4704 0.377
0509 1.4491 1.3598 1.2391 0.415
0510 1.3137 1.2406 1.1396 0.460
0511 1.3563 1.2793 1.1733 0.479
0512 1.0073 0.9518 0.8747 0.498
0513 0.6973 0.6582 0.6042 0.485
0514 1.2675 1.2006 1.1067 0.536
0516 1.3137 1.2406 1.1396 0.460
0517 1.3533 1.2802 1.1785 0.471
0518 1.3662 1.2871 1.1784 0.430
0519 1.3877 1.3114 1.2053 0.457
0521 0.6288 0.5939 0.5455 0.416
0601 0.4788 0.4532 0.4174 0.520
0602 0.4978 0.4714 0.4345 0.589
0603 0.8830 0.8305 0.7589 0.417
0604 0.7732 0.7349 0.6799 0.509
0606 0.3565 0.3397 0.3152 0.590
0607 0.3381 0.3215 0.2976 0.563
0608 0.2644 0.2512 0.2321 0.538
0701 1.6469 1.5401 1.3973 0.363
0803 0.3897 0.3704 0.3427 0.581
0901 1.3662 1.2871 1.1784 0.430
1002 0.8504 0.8060 0.7435 0.507
1003 0.7240 0.6869 0.6343 0.493
1004 0.4228 0.4002 0.3686 0.535
1005 5.6104 5.2839 4.8398 0.428
1007 0.2744 0.2598 0.2394 0.514
1101 0.5127 0.4873 0.4508 0.555
1102 1.0469 0.9885 0.9079 0.487
1103 0.8964 0.8490 0.7823 0.436
1104 0.4166 0.3977 0.3697 0.569
1105 0.8482 0.8036 0.7409 0.463
1106 0.3024 0.2887 0.2684 0.533
1108 0.4713 0.4485 0.4154 0.565
1109 0.9840 0.9344 0.8637 0.494
1301 0.4882 0.4620 0.4258 0.610
1303 0.1780 0.1694 0.1569 0.620
1304 0.0202 0.0193 0.0179 0.553
1305 0.2864 0.2725 0.2524 0.547
1401 0.4715 0.4482 0.4149 0.500
1404 0.5078 0.4830 0.4473 0.533
1405 0.3352 0.3191 0.2959 0.569
1407 0.5078 0.4830 0.4473 0.533
1501 0.4451 0.4218 0.3891 0.564
1507 0.4371 0.4146 0.3826 0.531
1701 0.7583 0.7165 0.6585 0.498
1702 1.5627 1.4696 1.3429 0.401
1703 0.6093 0.5708 0.5191 0.346
1704 0.7583 0.7165 0.6585 0.498
1801 0.5174 0.4900 0.4512 0.455
1802 0.5122 0.4858 0.4485 0.541
2002 0.5949 0.5669 0.5258 0.570
2004 0.6357 0.6054 0.5613 0.587
2007 0.3751 0.3563 0.3294 0.527
2008 0.2644 0.2512 0.2321 0.509
2009 0.2894 0.2774 0.2588 0.617
2101 0.5986 0.5684 0.5253 0.489
2102 0.4283 0.4084 0.3791 0.570
2104 0.2551 0.2441 0.2276 0.613
2105 0.5354 0.5094 0.4718 0.588
2106 0.3397 0.3231 0.2992 0.528
2201 0.2161 0.2055 0.1903 0.530
2202 0.5555 0.5274 0.4872 0.551
2203 0.3871 0.3700 0.3444 0.604
2204 0.2161 0.2055 0.1903 0.530
2401 0.3731 0.3550 0.3288 0.583
2903 0.5572 0.5317 0.4940 0.588
2904 0.5801 0.5520 0.5112 0.525
2905 0.4662 0.4454 0.4145 0.613
2906 0.2935 0.2792 0.2585 0.567
2907 0.4316 0.4113 0.3818 0.572
2908 0.8323 0.7896 0.7291 0.524
2909 0.3366 0.3207 0.2974 0.566
3101 0.7712 0.7282 0.6688 0.438
3102 0.2288 0.2178 0.2019 0.575
3103 0.4629 0.4391 0.4054 0.477
3104 0.4928 0.4664 0.4293 0.482
3105 0.6394 0.6096 0.5659 0.599
3303 0.3341 0.3184 0.2952 0.590
3304 0.4482 0.4277 0.3975 0.579
3309 0.3378 0.3218 0.2987 0.570
3402 0.4059 0.3859 0.3570 0.551
3403 0.1656 0.1572 0.1452 0.517
3404 0.4243 0.4042 0.3750 0.574
3405 0.2343 0.2229 0.2065 0.573
3406 0.1783 0.1702 0.1581 0.581
3407 0.4973 0.4708 0.4336 0.501
3408 0.1351 0.1285 0.1190 0.630
3409 0.1113 0.1064 0.0990 0.644
3410 0.2002 0.1916 0.1785 0.615
3411 0.3701 0.3513 0.3243 0.536
3412 0.4299 0.4067 0.3743 0.485
3413 0.5709 0.5412 0.4992 0.523
3414 0.4291 0.4072 0.3761 0.541
3415 0.5926 0.5622 0.5190 0.487
3501 0.8053 0.7636 0.7048 0.502
3503 0.2585 0.2477 0.2312 0.600
3506 0.8596 0.8089 0.7396 0.451
3509 0.3442 0.3290 0.3063 0.640
3510 0.3128 0.2980 0.2765 0.580
3511 0.5663 0.5384 0.4981 0.531
3512 0.2952 0.2819 0.2620 0.599
3513 0.4113 0.3916 0.3630 0.471
3602 0.0982 0.0938 0.0873 0.630
3603 0.4154 0.3952 0.3661 0.545
3604 0.7867 0.7496 0.6951 0.528
3605 0.4161 0.3947 0.3644 0.552
3701 0.2288 0.2178 0.2019 0.575
3702 0.3509 0.3349 0.3115 0.628
3708 0.4829 0.4582 0.4233 0.536
3802 0.1457 0.1392 0.1294 0.624
3808 0.3790 0.3596 0.3321 0.508
3901 0.1308 0.1256 0.1174 0.652
3902 0.3562 0.3400 0.3160 0.591
3903 0.9816 0.9372 0.8713 0.553
3905 0.1308 0.1256 0.1174 0.652
3906 0.4251 0.4047 0.3752 0.549
3909 0.2030 0.1941 0.1808 0.647
4002 1.0006 0.9456 0.8697 0.535
4101 0.2364 0.2248 0.2080 0.559
4103 0.3528 0.3387 0.3168 0.682
4107 0.1189 0.1132 0.1048 0.553
4108 0.1302 0.1240 0.1149 0.554
4109 0.1947 0.1855 0.1720 0.554
4201 0.4866 0.4589 0.4209 0.525
4301 0.5914 0.5642 0.5239 0.572
4302 0.4730 0.4495 0.4160 0.544
4304 0.7150 0.6798 0.6292 0.537
4305 0.9084 0.8582 0.7888 0.539
4401 0.3353 0.3191 0.2957 0.486
4402 0.5928 0.5646 0.5232 0.568
4404 0.3635 0.3468 0.3223 0.568
4501 0.1575 0.1502 0.1396 0.630
4502 0.0371 0.0355 0.0330 0.555
4504 0.0865 0.0829 0.0774 0.641
4601 0.5706 0.5428 0.5027 0.523
4802 0.1916 0.1826 0.1694 0.556
4803 0.1986 0.1898 0.1765 0.568
4804 0.4754 0.4530 0.4202 0.577
4805 0.2307 0.2206 0.2054 0.591
4806 0.0442 0.0422 0.0392 0.539
4808 0.3765 0.3582 0.3318 0.540
4809 0.2780 0.2655 0.2466 0.573
4810 0.1209 0.1157 0.1079 0.613
4811 0.2001 0.1913 0.1780 0.594
4812 0.3039 0.2895 0.2685 0.593
4813 0.1423 0.1356 0.1258 0.546
4900 0.3119 0.2954 0.2722 0.482
4901 0.0613 0.0581 0.0537 0.493
4902 0.0786 0.0748 0.0692 0.603
4903 0.0764 0.0726 0.0671 0.587
4904 0.0249 0.0237 0.0221 0.604
4905 0.2783 0.2664 0.2485 0.611
4906 0.0782 0.0746 0.0692 0.602
4907 0.0431 0.0410 0.0381 0.546
4908 0.1155 0.1120 0.1058 0.671
4909 0.0504 0.0488 0.0460 0.626
4910 0.3395 0.3233 0.2997 0.549
5001 4.0575 3.8128 3.4822 0.409
5002 0.4801 0.4558 0.4214 0.581
5003 1.4007 1.3163 1.2022 0.416
5004 0.9415 0.8929 0.8240 0.484
5005 0.5953 0.5613 0.5148 0.461
5006 1.4460 1.3611 1.2453 0.388
5101 0.8043 0.7645 0.7073 0.595
5103 0.6521 0.6238 0.5810 0.615
5106 0.6521 0.6238 0.5810 0.615
5108 0.7495 0.7152 0.6644 0.626
5109 0.5585 0.5289 0.4872 0.510
5201 0.3375 0.3209 0.2968 0.577
5204 0.7859 0.7462 0.6894 0.499
5206 0.3119 0.2954 0.2722 0.482
5207 0.1457 0.1395 0.1302 0.651
5208 0.7303 0.6935 0.6409 0.513
5209 0.6621 0.6284 0.5803 0.534
5301 0.0267 0.0255 0.0238 0.606
5305 0.0473 0.0452 0.0422 0.665
5306 0.0473 0.0451 0.0420 0.633
5307 0.3620 0.3436 0.3175 0.580
6103 0.0693 0.0664 0.0620 0.629
6104 0.2937 0.2804 0.2606 0.580
6105 0.2290 0.2173 0.2005 0.512
6107 0.1078 0.1037 0.0970 0.623
6108 0.3521 0.3370 0.3141 0.602
6109 0.0709 0.0674 0.0624 0.555
6110 0.3774 0.3595 0.3334 0.566
6201 0.2827 0.2675 0.2462 0.477
6202 0.5301 0.5052 0.4688 0.519
6203 0.0735 0.0707 0.0662 0.651
6204 0.1252 0.1195 0.1109 0.572
6205 0.2054 0.1959 0.1818 0.580
6206 0.1872 0.1783 0.1655 0.595
6207 1.0544 1.0112 0.9445 0.560
6208 0.1985 0.1906 0.1780 0.583
6209 0.2365 0.2264 0.2110 0.599
6301 0.1143 0.1080 0.0991 0.452
6302 0.1431 0.1366 0.1268 0.546
6303 0.0568 0.0541 0.0502 0.558
6304 0.2509 0.2404 0.2243 0.604
6305 0.0790 0.0758 0.0708 0.618
6306 0.2316 0.2209 0.2051 0.607
6308 0.0464 0.0444 0.0412 0.604
6309 0.1432 0.1370 0.1276 0.605
6402 0.2447 0.2338 0.2174 0.633
6403 0.1306 0.1251 0.1166 0.612
6404 0.1580 0.1513 0.1411 0.614
6405 0.4805 0.4567 0.4225 0.560
6406 0.0765 0.0733 0.0683 0.624
6407 0.2157 0.2061 0.1917 0.590
6408 0.3108 0.2963 0.2748 0.613
6409 0.5709 0.5412 0.4992 0.523
6410 0.2072 0.1973 0.1826 0.512
6501 0.1274 0.1215 0.1130 0.659
6502 0.0265 0.0254 0.0236 0.618
6503 0.0607 0.0575 0.0529 0.532
6504 0.2927 0.2810 0.2628 0.631
6505 0.0891 0.0855 0.0799 0.597
6506 0.0781 0.0748 0.0698 0.624
6509 0.2931 0.2803 0.2610 0.589
6510 0.3694 0.3491 0.3211 0.431
6511 0.2608 0.2499 0.2331 0.609
6601 0.1538 0.1469 0.1366 0.602
6602 0.3545 0.3379 0.3134 0.563
6603 0.3026 0.2878 0.2665 0.578
6604 0.0559 0.0535 0.0498 0.570
6605 0.2484 0.2393 0.2246 0.655
6607 0.1634 0.1557 0.1446 0.561
6608 0.4837 0.4553 0.4166 0.454
6620 3.2875 3.1325 2.9073 0.686
6704 0.1164 0.1113 0.1035 0.606
6705 0.7301 0.7005 0.6547 0.655
6706 0.3122 0.2989 0.2787 0.583
6707 1.8388 1.7593 1.6399 0.667
6708 6.8167 6.5266 6.0850 0.445
6709 0.2319 0.2222 0.2074 0.622
6801 0.3714 0.3529 0.3263 0.603
6802 0.3632 0.3478 0.3241 0.641
6803 0.6762 0.6384 0.5858 0.387
6804 0.2091 0.1993 0.1848 0.575
6809 4.4470 4.2428 3.9424 0.587
6901 0.0398 0.0395 0.0380 0.767
6902 0.7691 0.7231 0.6608 0.416
6903 6.5382 6.1427 5.6018 0.301
6904 0.2769 0.2622 0.2419 0.650
6905 0.3215 0.3052 0.2818 0.603
6906 0.1237 0.1223 0.1175 0.715
6907 0.9142 0.8692 0.8047 0.578
6908 0.4419 0.4209 0.3904 0.612
6909 0.0934 0.0891 0.0828 0.585
7100 0.0265 0.0252 0.0234 0.495
7101 0.0242 0.0231 0.0213 0.494
7102 3.4634 3.3391 3.1359 0.598
7103 0.3954 0.3743 0.3449 0.525
7104 0.0241 0.0231 0.0214 0.623
7105 0.0227 0.0218 0.0203 0.657
7106 0.1453 0.1388 0.1291 0.617
7107 0.2197 0.2103 0.1959 0.605
7108 0.1885 0.1811 0.1693 0.617
7109 0.1230 0.1177 0.1097 0.645
7110 0.3457 0.3273 0.3014 0.497
7111 0.3293 0.3128 0.2893 0.557
7112 0.5109 0.4869 0.4515 0.566
7113 0.3621 0.3466 0.3229 0.603
7114 0.5414 0.5200 0.4866 0.685
7115 0.4692 0.4484 0.4171 0.619
7116 0.4774 0.4552 0.4227 0.575
7117 0.9597 0.9148 0.8489 0.596
7118 0.8345 0.7966 0.7403 0.612
7119 1.2253 1.1652 1.0792 0.590
7120 4.9075 4.6682 4.3217 0.531
7121 4.6407 4.4120 4.0826 0.534
7201 1.0396 0.9832 0.9050 0.520
7202 0.0317 0.0301 0.0277 0.530
7203 0.1071 0.1029 0.0962 0.591
7204 0.0000 0.0000 0.0000 1.000
7301 0.4226 0.4018 0.3721 0.507
7302 0.6730 0.6399 0.5922 0.524
7307 0.4577 0.4363 0.4052 0.567
7308 0.2211 0.2129 0.1996 0.627
7309 0.2319 0.2222 0.2074 0.622))


Expected Loss Rates and D-Ratios

for Indicated Fiscal Year

Expected Loss Rates in Dollars Per Worker Hour

Effective January 1, 2004



Class 2000 2001 2002 D-Ratio
0101 1.2052 1.1820 1.0720 0.444
0103 1.4096 1.3857 1.2638 0.487
0104 0.8539 0.8384 0.7629 0.448
0105 1.2116 1.1933 1.0935 0.521
0107 1.0144 0.9960 0.9067 0.444
0108 0.8539 0.8384 0.7629 0.448
0112 0.6281 0.6174 0.5633 0.478
0201 2.1498 2.1073 1.9097 0.419
0202 2.9972 2.9383 2.6660 0.390
0210 1.0985 1.0759 0.9733 0.397
0212 1.0054 0.9865 0.8961 0.440
0214 1.1143 1.0925 0.9902 0.433
0217 1.0190 1.0006 0.9100 0.467
0219 0.9297 0.9151 0.8388 0.463
0301 0.4954 0.4887 0.4498 0.543
0302 1.6598 1.6247 1.4658 0.415
0303 1.5942 1.5620 1.4128 0.431
0306 0.8911 0.8742 0.7931 0.465
0307 0.7988 0.7851 0.7158 0.491
0308 0.4764 0.4703 0.4339 0.564
0403 1.4527 1.4331 1.3188 0.561
0502 1.3338 1.3069 1.1824 0.434
0504 1.1259 1.1062 1.0086 0.447
0506 1.4685 1.4426 1.3150 0.452
0507 2.5823 2.5369 2.3128 0.453
0508 1.8148 1.7754 1.6008 0.386
0509 1.3736 1.3452 1.2150 0.435
0510 1.3483 1.3250 1.2080 0.468
0511 1.4655 1.4391 1.3086 0.481
0512 1.1134 1.0942 0.9968 0.502
0513 0.7759 0.7621 0.6936 0.472
0514 1.4041 1.3807 1.2605 0.497
0516 1.3483 1.3250 1.2080 0.468
0517 1.4720 1.4479 1.3246 0.469
0518 1.4650 1.4373 1.3054 0.436
0519 1.5395 1.5119 1.3766 0.454
0521 0.5834 0.5734 0.5235 0.439
0540 0.0193 0.0189 0.0172 0.457
0541 0.0104 0.0101 0.0093 0.441
0550 0.0268 0.0261 0.0235 0.369
0551 0.0142 0.0139 0.0125 0.398
0601 0.5223 0.5138 0.4691 0.511
0602 0.5704 0.5616 0.5135 0.576
0603 0.8753 0.8578 0.7763 0.437
0604 0.8246 0.8131 0.7486 0.508
0606 0.3977 0.3929 0.3630 0.581
0607 0.3697 0.3646 0.3355 0.551
0608 0.3092 0.3046 0.2794 0.515
0701 1.7557 1.7135 1.5343 0.362
0803 0.4137 0.4082 0.3756 0.571
0901 1.4195 1.3922 1.2631 0.436
1002 0.9122 0.8984 0.8239 0.494
1003 0.7453 0.7339 0.6731 0.497
1004 0.4327 0.4259 0.3895 0.531
1005 6.5172 6.3978 5.8169 0.450
1007 0.3073 0.3023 0.2765 0.500
1101 0.5726 0.5649 0.5198 0.552
1102 1.1147 1.0953 0.9975 0.485
1103 0.9738 0.9583 0.8783 0.441
1104 0.4624 0.4570 0.4229 0.551
1105 0.8783 0.8642 0.7914 0.460
1106 0.3150 0.3114 0.2886 0.549
1108 0.5324 0.5256 0.4843 0.576
1109 1.0862 1.0708 0.9849 0.510
1301 0.5573 0.5493 0.5027 0.628
1303 0.2022 0.1997 0.1840 0.623
1304 0.0218 0.0215 0.0197 0.565
1305 0.3250 0.3207 0.2954 0.555
1401 0.4534 0.4468 0.4111 0.461
1404 0.5898 0.5820 0.5364 0.536
1405 0.4100 0.4051 0.3737 0.599
1407 0.5898 0.5820 0.5364 0.536
1501 0.4884 0.4812 0.4411 0.554
1507 0.4398 0.4334 0.3975 0.548
1701 0.8107 0.7966 0.7261 0.474
1702 1.7146 1.6789 1.5177 0.392
1703 0.7377 0.7212 0.6487 0.391
1704 0.8107 0.7966 0.7261 0.474
1801 0.5036 0.4950 0.4525 0.441
1802 0.5592 0.5507 0.5044 0.528
2002 0.6364 0.6284 0.5799 0.558
2004 0.7269 0.7178 0.6620 0.577
2007 0.3777 0.3725 0.3427 0.533
2008 0.2843 0.2800 0.2571 0.497
2009 0.3138 0.3105 0.2884 0.599
2101 0.6327 0.6237 0.5732 0.502
2102 0.4684 0.4628 0.4277 0.577
2104 0.2800 0.2774 0.2581 0.616
2105 0.5410 0.5344 0.4932 0.601
2106 0.3854 0.3805 0.3509 0.556
2201 0.2255 0.2225 0.2050 0.543
2202 0.6250 0.6163 0.5666 0.563
2203 0.4219 0.4176 0.3875 0.598
2204 0.2255 0.2225 0.2050 0.543
2401 0.3947 0.3895 0.3588 0.561
2903 0.5816 0.5752 0.5325 0.592
2904 0.6242 0.6156 0.5666 0.511
2905 0.4872 0.4819 0.4466 0.581
2906 0.3055 0.3014 0.2775 0.569
2907 0.4510 0.4457 0.4121 0.575
2908 0.8905 0.8770 0.8041 0.507
2909 0.3609 0.3567 0.3297 0.578
3101 0.8702 0.8547 0.7784 0.443
3102 0.2528 0.2498 0.2306 0.587
3103 0.4960 0.4887 0.4490 0.494
3104 0.5383 0.5296 0.4840 0.486
3105 0.6680 0.6601 0.6102 0.590
3303 0.3685 0.3641 0.3360 0.587
3304 0.4646 0.4595 0.4257 0.587
3309 0.3725 0.3678 0.3395 0.570
3402 0.4488 0.4425 0.4068 0.542
3403 0.1786 0.1760 0.1617 0.521
3404 0.4559 0.4502 0.4154 0.568
3405 0.2668 0.2634 0.2425 0.566
3406 0.1894 0.1873 0.1736 0.590
3407 0.5683 0.5594 0.5121 0.502
3408 0.1408 0.1391 0.1282 0.622
3409 0.1351 0.1339 0.1244 0.670
3410 0.2251 0.2227 0.2066 0.594
3411 0.4087 0.4026 0.3690 0.527
3412 0.4716 0.4638 0.4235 0.485
3413 0.7103 0.6987 0.6383 0.498
3414 0.4728 0.4660 0.4278 0.542
3415 0.6474 0.6373 0.5841 0.476
3501 0.8714 0.8587 0.7884 0.509
3503 0.2801 0.2775 0.2584 0.596
3506 0.9627 0.9434 0.8533 0.451
3509 0.3555 0.3521 0.3269 0.638
3510 0.3261 0.3222 0.2976 0.586
3511 0.6113 0.6027 0.5546 0.527
3512 0.2955 0.2923 0.2706 0.599
3513 0.4397 0.4335 0.3998 0.445
3602 0.1054 0.1043 0.0968 0.634
3603 0.4136 0.4082 0.3760 0.545
3604 0.7571 0.7469 0.6885 0.501
3605 0.4475 0.4410 0.4047 0.552
3701 0.2528 0.2498 0.2306 0.587
3702 0.3797 0.3754 0.3472 0.619
3708 0.5385 0.5309 0.4874 0.553
3802 0.1490 0.1475 0.1367 0.625
3808 0.3860 0.3799 0.3480 0.496
3901 0.1409 0.1398 0.1305 0.649
3902 0.4044 0.3998 0.3700 0.577
3903 1.0119 1.1004 0.9270 0.555
3905 0.1409 0.1398 0.1305 0.649
3906 0.4439 0.4384 0.4046 0.551
3909 0.2382 0.2361 0.2194 0.662
4002 1.1077 1.0895 0.9935 0.539
4101 0.2450 0.2418 0.2226 0.556
4103 0.3814 0.3784 0.3533 0.666
4107 0.1385 0.1368 0.1260 0.555
4108 0.1284 0.1268 0.1171 0.548
4109 0.1930 0.1904 0.1756 0.537
4201 0.5494 0.5400 0.4914 0.539
4301 0.5949 0.5883 0.5448 0.596
4302 0.5237 0.5168 0.4761 0.559
4304 0.7981 0.7873 0.7252 0.524
4305 1.0228 1.0056 0.9166 0.530
4401 0.3529 0.3480 0.3206 0.487
4402 0.6879 0.6797 0.6280 0.589
4404 0.4465 0.4415 0.4089 0.595
4501 0.1666 0.1649 0.1528 0.635
4502 0.0385 0.0381 0.0353 0.575
4504 0.0971 0.0964 0.0899 0.659
4601 0.6250 0.6166 0.5680 0.532
4802 0.2180 0.2153 0.1989 0.563
4803 0.2196 0.2172 0.2018 0.569
4804 0.4918 0.4860 0.4488 0.591
4805 0.2414 0.2388 0.2217 0.584
4806 0.0477 0.0472 0.0436 0.543
4808 0.4175 0.4121 0.3800 0.545
4809 0.3293 0.3256 0.3014 0.582
4810 0.1280 0.1267 0.1179 0.609
4811 0.2227 0.2204 0.2047 0.592
4812 0.3212 0.3174 0.2935 0.591
4813 0.1450 0.1433 0.1324 0.536
4900 0.3182 0.3131 0.2866 0.482
4901 0.0652 0.0642 0.0589 0.496
4902 0.0848 0.0838 0.0773 0.602
4903 0.1003 0.0992 0.0913 0.628
4904 0.0264 0.0262 0.0243 0.604
4905 0.2908 0.2880 0.2679 0.603
4906 0.0849 0.0838 0.0774 0.598
4907 0.0424 0.0419 0.0387 0.535
4908 0.1185 0.1180 0.1116 0.667
4909 0.0525 0.0523 0.0494 0.623
4910 0.3706 0.3658 0.3373 0.543
5001 4.2001 4.1142 3.7196 0.419
5002 0.5127 0.5057 0.4648 0.580
5003 1.5608 1.5294 1.3841 0.422
5004 0.9201 0.9067 0.8331 0.501
5005 0.5723 0.5623 0.5121 0.478
5006 1.5103 1.4800 1.3412 0.385
5101 0.8145 0.8040 0.7400 0.589
5103 0.6737 0.6667 0.6184 0.604
5106 0.6737 0.6667 0.6184 0.604
5108 0.8213 0.8123 0.7512 0.632
5109 0.5815 0.5724 0.5241 0.509
5201 0.3678 0.3630 0.3342 0.575
5204 0.8257 0.8131 0.7462 0.481
5206 0.3182 0.3131 0.2866 0.482
5207 0.1457 0.1444 0.1344 0.636
5208 0.7688 0.7578 0.6964 0.515
5209 0.7156 0.7050 0.6469 0.521
5301 0.0272 0.0269 0.0249 0.628
5305 0.0510 0.0506 0.0470 0.675
5306 0.0537 0.0532 0.0492 0.631
5307 0.4069 0.4012 0.3685 0.568
6103 0.0725 0.0720 0.0672 0.644
6104 0.3402 0.3362 0.3111 0.570
6105 0.2542 0.2503 0.2296 0.497
6107 0.1162 0.1152 0.1076 0.612
6108 0.3786 0.3748 0.3485 0.598
6109 0.0805 0.0795 0.0733 0.571
6110 0.4370 0.4316 0.3985 0.564
6201 0.3105 0.3055 0.2792 0.490
6202 0.5687 0.5615 0.5186 0.526
6203 0.0845 0.0841 0.0789 0.676
6204 0.1251 0.1237 0.1145 0.572
6205 0.2187 0.2161 0.1999 0.579
6206 0.1929 0.1907 0.1761 0.598
6207 1.0058 0.9956 0.9269 0.529
6208 0.2101 0.2082 0.1941 0.585
6209 0.2497 0.2471 0.2291 0.584
6301 0.1115 0.1095 0.0999 0.457
6302 0.1461 0.1444 0.1335 0.534
6303 0.0613 0.0605 0.0559 0.548
6304 0.2968 0.2940 0.2737 0.606
6305 0.0885 0.0877 0.0817 0.628
6306 0.2687 0.2655 0.2456 0.602
6308 0.0515 0.0508 0.0470 0.591
6309 0.1561 0.1545 0.1435 0.604
6402 0.2675 0.2649 0.2459 0.642
6403 0.1356 0.1343 0.1248 0.612
6404 0.1726 0.1710 0.1589 0.619
6405 0.5022 0.4954 0.4558 0.556
6406 0.0890 0.0882 0.0821 0.624
6407 0.2379 0.2353 0.2181 0.588
6408 0.3369 0.3329 0.3073 0.610
6409 0.7103 0.6987 0.6383 0.498
6410 0.2316 0.2284 0.2104 0.522
6501 0.1428 0.1412 0.1307 0.642
6502 0.0318 0.0315 0.0292 0.601
6503 0.0650 0.0639 0.0584 0.536
6504 0.3494 0.3464 0.3228 0.640
6505 0.0909 0.0901 0.0839 0.598
6506 0.0863 0.0856 0.0796 0.636
6509 0.3182 0.3150 0.2924 0.590
6510 0.4099 0.4028 0.3674 0.443
6511 0.2729 0.2703 0.2514 0.603
6601 0.1675 0.1656 0.1534 0.590
6602 0.3715 0.3671 0.3392 0.561
6603 0.2961 0.2921 0.2688 0.565
6604 0.0615 0.0609 0.0564 0.582
6605 0.2492 0.2475 0.2319 0.629
6607 0.1639 0.1619 0.1494 0.566
6608 0.5039 0.4940 0.4474 0.449
6620 3.9612 3.9202 3.6238 0.698
6704 0.1428 0.1412 0.1308 0.628
6705 0.7499 0.7441 0.6953 0.634
6706 0.3055 0.3022 0.2805 0.563
6707 2.4430 2.4216 2.2497 0.697
6708 7.4793 7.3963 6.8851 0.441
6709 0.2434 0.2414 0.2252 0.629
6801 0.4657 0.4597 0.4228 0.619
6802 0.3713 0.3677 0.3417 0.635
6803 0.7499 0.7350 0.6673 0.366
6804 0.2324 0.2294 0.2114 0.566
6809 4.5801 4.5282 4.1923 0.574
6901 0.0367 0.0369 0.0359 0.762
6902 0.8586 0.8404 0.7583 0.421
6903 7.0367 6.8845 6.2274 0.305
6904 0.3139 0.3097 0.2839 0.653
6905 0.3423 0.3378 0.3108 0.624
6906 0.1286 0.1295 0.1259 0.718
6907 1.0003 0.9875 0.9093 0.580
6908 0.4396 0.4344 0.4012 0.603
6909 0.1012 0.1000 0.0927 0.596
7100 0.0285 0.0281 0.0259 0.493
7101 0.0229 0.0226 0.0207 0.466
7102 3.6989 3.6759 3.4556 0.599
7103 0.4619 0.4547 0.4158 0.521
7104 0.0251 0.0248 0.0230 0.626
7105 0.0256 0.0254 0.0235 0.655
7106 0.1670 0.1653 0.1532 0.630
7107 0.2143 0.2122 0.1975 0.586
7108 0.1800 0.1785 0.1668 0.594
7109 0.1257 0.1245 0.1157 0.639
7110 0.3446 0.3390 0.3099 0.491
7111 0.3477 0.3428 0.3150 0.555
7112 0.5364 0.5297 0.4889 0.563
7113 0.3518 0.3483 0.3238 0.596
7114 0.5500 0.5457 0.5093 0.667
7115 0.4961 0.4913 0.4561 0.619
7116 0.5440 0.5380 0.4981 0.583
7117 1.1569 1.1435 1.0570 0.600
7118 1.0029 0.9925 0.9201 0.612
7119 1.1231 1.1088 1.0219 0.568
7120 5.2244 5.1533 4.7450 0.529
7121 4.9659 4.8981 4.5086 0.533
7201 1.0899 1.0731 0.9815 0.541
7202 0.0342 0.0337 0.0308 0.532
7203 0.1126 0.1117 0.1044 0.596
7204 0.0000 0.0000 0.0000 1.000
7301 0.4249 0.4192 0.3864 0.512
7302 0.7810 0.7701 0.7089 0.502
7307 0.4762 0.4708 0.4359 0.565
7308 0.2467 0.2450 0.2297 0.642
7309 0.2434 0.2414 0.2252 0.629


((Expected Loss Rates in Dollars Per Sq. Ft.

of Wallboard Installed


((Class 1999 2000 2001 D-Ratio
0524 0.0166 0.0156 0.0143 0.461
0526 0.0089 0.0083 0.0076 0.441
0527 0.0008 0.0006 0.0006 0.349
0528 0.0021 0.0019 0.0018 0.439
0529 0.0013 0.0012 0.0011 0.428
0530 0.0237 0.0222 0.0202 0.372
0531 0.0114 0.0107 0.0097 0.404
0532 0.0010 0.0010 0.0009 0.420
0533 0.0030 0.0028 0.0026 0.423
0534 0.0021 0.0019 0.0017 0.393))


Expected Loss Rates in Dollars Per Sq. Ft.

of Wallboard Installed


Class 2000 2001 2002 D-Ratio
0524 0.0183 0.0179 0.0163 0.463
0526 0.0098 0.0096 0.0086 0.439
0527 0.0010 0.0009 0.0009 0.393
0528 0.0025 0.0024 0.0022 0.468
0529 0.0014 0.0013 0.0012 0.428
0530 0.0264 0.0258 0.0232 0.369
0531 0.0139 0.0136 0.0122 0.391
0532 0.0011 0.0011 0.0010 0.414
0533 0.0032 0.0031 0.0028 0.426
0534 0.0022 0.0022 0.0019 0.385

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-885, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-885, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-885, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.16.035, 51.04.020. 00-14-052, 296-17-885, filed 7/1/00, effective 7/1/00. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-885, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-885, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-885, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-885, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.16.035. 96-12-039, 296-17-885, filed 5/31/96, effective 7/1/96. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-885, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-885, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-885, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 92-24-063, 296-17-885, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-885, filed 11/27/91, effective 1/1/92; 91-12-014, 296-17-885, filed 5/31/91, effective 7/1/91; 90-24-042, 296-17-885, filed 11/30/90, effective 1/1/91; 90-13-018, 296-17-885, filed 6/8/90, effective 7/9/90; 89-24-051 (Order 89-22), 296-17-885, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.04.020(1). 89-16-001 (Order 89-07), 296-17-885, filed 7/20/89, effective 8/20/89. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-885, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 88-12-065 (Order 88-05), 296-17-885, filed 5/31/88; 88-12-050 (Order 88-06), 296-17-885, filed 5/31/88, effective 7/1/88; 88-06-047 (Order 87-33), 296-17-885, filed 3/1/88; 87-24-060 (Order 87-26), 296-17-885, filed 12/1/87, effective 1/1/88; 87-12-032 (Order 87-12), 296-17-885, filed 5/29/87, effective 7/1/87. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-885, filed 11/26/86. Statutory Authority: RCW 51.16.035. 86-12-041 (Order 86-18), 296-17-885, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), 296-17-885, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), 296-17-885, filed 2/28/85, effective 4/1/85; 84-24-016 (Order 84-23), 296-17-885, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-885, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-885, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-885, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-885, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-885, filed 11/30/79, effective 1/1/80. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), 296-17-885, filed 11/27/78, effective 1/1/79, effective 1/1/80. Order 77-27, 296-17-885, filed 11/30/77, effective 1/1/78; Emergency Order 77-25, 296-17-885, filed 12/1/77; Order 77-10, 296-17-885, filed 5/31/77; Order 76-36, 296-17-885, filed 11/30/76; Order 76-18, 296-17-885, filed 5/28/76, effective 7/1/76; Order 75-38, 296-17-885, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-885, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-885, filed 11/9/73, effective 1/1/74.]

OTS-6644.1


AMENDATORY SECTION(Amending WSR 02-24-029, filed 11/27/02, effective 1/1/03)

WAC 296-17-890   Table IV.  

((Maximum experience modifications

for firms with no compensable accidents:



((Expected

Loss Range

Maximum

Experience

Modification

3,069 Lower 0.90
3,070 - 3,283 0.89
3,284 - 3,515 0.88
3,516 - 3,766 0.87
3,767 - 4,039 0.86
4,040 - 4,335 0.85
4,336 - 4,656 0.84
4,657 - 5,006 0.83
5,007 - 5,387 0.82
5,388 -- 5,802 0.81
5,803 - 6,254 0.80
6,255 - 6,749 0.79
6,750 - 7,289 0.78
7,290 - 7,881 0.77
7,882 - 8,529 0.76
8,530 - 9,241 0.75
9,242 - 10,023 0.74
10,024 - 10,883 0.73
10,884 - 11,830 0.72
11,831 - 12,875 0.71
12,876 - 14,029 0.70
14,030 - 15,306 0.69
15,307 - 16,720 0.68
16,721 - 18,290 0.67
18,291 - 20,033 0.66
20,034 - 21,974 0.65
21,975 - 24,137 0.64
24,138 - 26,553 0.63
26,554 - 29,256 0.62
29,257 - 32,285 0.61
32,286 Higher 0.60))


Maximum experience modifications

for firms with no compensable accidents:

Effective 1/1/2004



Expected Loss Range Maximum Experience Modification
3,571 Lower 0.90
3,572 - 3,821 0.89
3,822 - 4,091 0.88
4,092 - 4,383 0.87
4,384 - 4,700 0.86
4,701 - 5,045 0.85
5,046 - 5,419 0.84
5,420 - 5,826 0.83
5,827 - 6,269 0.82
6,270 - 6,752 0.81
6,753 - 7,279 0.80
7,280 - 7,854 0.79
7,855 - 8,483 0.78
8,484 - 9,172 0.77
9,173 - 9,926 0.76
9,927 - 10,754 0.75
10,755 - 11,664 0.74
11,665 - 12,665 0.73
12,666 - 13,768 0.72
13,769 - 14,984 0.71
14,985 - 16,327 0.70
16,328 - 17,813 0.69
17,814 - 19,459 0.68
19,460 - 21,285 0.67
21,286 - 23,314 0.66
23,315 - 25,573 0.65
25,574 - 28,091 0.64
28,092 - 30,902 0.63
30,903 - 34,048 0.62
34,049 - 37,573 0.61
37,574 Higher 0.60

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-890, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-890, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-890, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-890, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-890, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-890, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-890, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-890, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-890, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-890, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 92-24-063, 296-17-890, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-890, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-890, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-890, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-890, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), 296-17-890, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-890, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), 296-17-890, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-890, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-890, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-890, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-890, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-890, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-890, filed 11/30/79, effective 1/1/80.]


AMENDATORY SECTION(Amending WSR 02-24-029, filed 11/27/02, effective 1/1/03)

WAC 296-17-895   Industrial insurance accident fund base rates and medical aid base rates by class of industry.   Industrial insurance accident fund and medical aid fund base rates by class of industry shall be as set forth below.


((Base Rates Effective

January 1, 2003

Class

Accident

Fund

Medical Aid

Fund

0101 1.5346 0.7594
0103 1.6286 0.9776
0104 1.0438 0.5610
0105 1.2606 0.8568
0107 1.1985 0.6728
0108 1.0438 0.5610
0112 0.6763 0.4122
0201 2.5177 1.2901
0202 3.5294 1.8488
0210 1.3304 0.6285
0212 1.0782 0.5754
0214 1.3081 0.6882
0217 1.1608 0.6310
0219 1.1013 0.7229
0301 0.4971 0.3933
0302 2.2447 0.8703
0303 2.0126 0.9552
0306 1.0830 0.5372
0307 0.8505 0.5201
0308 0.4546 0.3870
0403 1.4736 1.1496
0502 1.6122 0.7750
0504 1.2976 0.7669
0506 4.6622 2.6890
0507 3.1312 1.8460
0508 2.2714 0.9773
0509 1.9576 0.7890
0510 1.5818 0.9333
0511 1.6918 0.9056
0512 1.2223 0.7125
0513 0.8589 0.4783
0514 1.4824 0.9652
0516 1.5818 0.9333
0517 1.5736 1.0244
0518 1.7144 0.8883
0519 1.6479 1.0089
0521 0.7397 0.4599
0601 0.5650 0.3573
0602 0.6015 0.3644
0603 1.1393 0.5383
0604 0.8245 0.6688
0606 0.3717 0.3225
0607 0.3671 0.2888
0608 0.2921 0.2194
0701 2.3302 0.7690
0803 0.4316 0.3255
0901 1.7144 0.8883
1002 0.9665 0.6727
1003 0.7986 0.5964
1004 0.5027 0.3132
1005 7.0307 3.6708
1007 0.3200 0.2085
1101 0.5602 0.4338
1102 1.2825 0.7272
1103 1.0003 0.7171
1104 0.4116 0.3995
1105 0.9511 0.6777
1106 0.2908 0.2962
1108 0.5052 0.4095
1109 1.0621 0.8354
1301 0.6000 0.3498
1303 0.1956 0.1516
1304 0.0211 0.0182
1305 0.3033 0.2516
1401 0.4957 0.4146
1404 0.5384 0.4450
1405 0.3533 0.2978
1407