WSR 07-19-015

PROPOSED RULES

DEPARTMENT OF

LABOR AND INDUSTRIES

[ Filed September 7, 2007, 2:16 p.m. ]

Original Notice.

Preproposal statement of inquiry was filed as WSR 07-15-071.

Title of Rule and Other Identifying Information: 2008 industrial insurance premium rates, chapter 296-17 WAC, General reporting rules, audit and recordkeeping, rates and rating system for Washington workers' compensation insurance.

This rule proposal will amend the tables of classification base premium rates, experience rating plan rates and factors, and retrospective rating plan size groupings for the workers' compensation insurance program for calendar year 2008. New classification base rates were calculated based on updated loss and payroll experience resulting in a proposed overall average 3.2% increase in the premium rates. It also fully implements the deferred changes in 2007 to the experience rating plan.

Hearing Location(s): WestCoast Ridpath Hotel, 515 West Sprague Avenue, Spokane, WA 99201, on October 25, 2007, at 10:00 a.m.; at the Best Western CottonTree Inn, 2300 Market Street, Mt. Vernon, WA 98273, on October 31, 2007, at 9 a.m.; at the Department of Labor and Industries, 12806 Gateway Drive, Tukwila, WA 98168-3311, on October 31, 2007, at 2 p.m.; at the GuestHouse Inn, 1600 74th Avenue S.W., Tumwater, WA 98501, on November 1, 2007, at 9 a.m.; and at the Yakima Service Office, Department of Labor and Industries, 15 West Yakima Avenue, Yakima, WA 98902, on November 2, 2007, at 1:30 p.m.

Date of Intended Adoption: November 20, 2007.

Submit Written Comments to: Ronald Moore, Program Manager, Employer Services, P.O. Box 44140, Olympia, WA 98504-4140, e-mail mooa235@lni.wa.gov, fax (360) 902-4748, by November 6, 2007, 5 p.m.

Assistance for Persons with Disabilities: Contact Office of Information and Assistance by October 10, 2007, TTY (360) 902-5797.

Purpose of the Proposal and Its Anticipated Effects, Including Any Changes in Existing Rules: This rule proposal will amend the tables of classification base premium rates, experience rating plan rates calculations and factors, and retrospective rating plan size groupings for the workers' compensation insurance program for calendar year 2008. New classification base rates were calculated based on updated loss and payroll experience resulting in a proposed overall average 3.2% increase in the premium rates. The increase is a result of medical cost inflation and increases in the average state wages. Changes to the experience rating calculations that were deferred for employers that had lower rates under the plan prior to 2007 have now been fully implemented.

Amended Sections: Proposal establishes premium rates for workers' compensation insurance classifications for calendar year 2008 and modifications to the related experience rating and retrospective rating plans, amending WAC 296-17-855 Experience modification, 296-17-87305 Initial recalculation of experience factor, 296-17-875 Table I primary losses for selected claim values, 296-17-880 Table II primary and excess credibility values, 296-17-885 Table III expected loss rates and primary ratios, 296-17-890 Table IV maximum experience modifications, 296-17-895 Base rate table by class of industry, 296-17-89502 Industrial insurance rates for nonhourly rated classifications, 296-17-89504 Horse racing industry industrial insurance, medical aid and supplemental pension by class, 296-17-90492 Table I Retrospective Rating Plans A, A1, A2, A3 and B, standard premium size ranges, and 296-17-920 Assessment for supplemental pension fund.

Repealed Sections: WAC 296-17-891 Table IV-A and 296-17-86505 2007 alternative claim free experience modification calculation.

Reasons Supporting Proposal: Insurance base rates and experience rating tables are being modified to reflect changes in loss data associated with the classification and rating plan from the previous 2007 rating period. Washington law provides that rates should be adjusted annually to reflect the hazards of each industry and in accordance with the rating plan. Similarly the rating plan is revised to recognize changes within the industry groups.

Statutory Authority for Adoption: RCW 51.16.035 Base rates, 51.32.073 Supplemental pension, 51.08.010 [51.18.010] Retrospective rating and 51.04.020(1) General authority.

Statute Being Implemented: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1).

Rule is not necessitated by federal law, federal or state court decision.

Name of Proponent: Department of labor and industries, governmental.

Name of Agency Personnel Responsible for Drafting: Bill Moomau, Tumwater, Washington, (360) 902-4774; Implementation: Ronald Moore, Tumwater, Washington, (360) 902-4748; and Enforcement: Robert Malooly, Tumwater, Washington, (360) 902-4209.

No small business economic impact statement has been prepared under chapter 19.85 RCW. In this rule making, the agency is exempt from preparing a small business economic impact statement when the proposed rules set or adjust fees or rates pursuant to legislative standards. This exemption is described in RCW 34.05.310 (4)(f).

A cost-benefit analysis is not required under RCW 34.05.328. In this rule making, the agency is exempt from conducting a cost-benefit analysis since the proposed rules set or adjust fees or rates pursuant to legislative standards described in RCW 34.05.328 (5)(b)(vi).

September 7, 2007

Judy Schurke

Director

OTS-1024.5


AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06, effective 1/1/07)

WAC 296-17-855   Experience modification.   (((1))) The basis of the experience modification shall be a comparison of the actual losses charged to an employer during the experience period with the expected losses for an average employer reporting the same exposures in each classification. The comparison shall contain actuarial refinements designed to weigh the extent to which the actual experience is credible, due consideration being given to the volume of the employer's experience. Except for those employers who qualify for an adjusted experience modification as specified in WAC 296-17-860 or 296-17-865, the experience modification factor shall be calculated from the formula:

EXPERIENCE MODIFICATION FACTOR
=
(Credible Actual Primary Loss + Credible Actual Excess Loss)/Expected Loss
Where
Credible Actual Primary Loss = Actual Primary Loss x Primary Credibility
+ Expected Primary Loss x (100% -Primary Credibility)
Credible Actual Excess Loss = Actual Excess Loss x Excess Credibility
+ Expected Excess Loss x (100% -Excess Credibility)

The meaning and function of each term in the formula is specified below.

For each claim, the actual primary loss is the first dollar portion of the claim costs, which has been shown in actuarial studies, to have the greater credibility in predicting future experience. These amounts are summed over all claims. For each claim in excess of $((19,560)) 20,112 the actual primary loss shall be determined from the formula:

ACTUAL PRIMARY LOSS = ((48,900)) 50,280
x total loss
(Total loss + ((29,340)) 30,168)

For each claim, less than $((19,560)) 20,112 the full value of the claim shall be considered a primary loss.

For each claim, the excess actual loss is the remaining portion of the claim costs, which have been shown in actuarial studies to have less credibility in predicting future experience. The excess actual loss for each claim shall be determined by subtracting the primary loss from the total loss. These amounts are summed over all claims.

For any claim without disability benefits (time loss, partial permanent disability, total permanent disability or death) either actually paid or estimated to be paid, the total actual losses for calculating the primary loss and excess loss shall first be reduced by the lesser of $((1,510)) 1,640 or the total cost of the claim. Here are some examples for these claims:


Total Loss Total Loss (after deduction) Primary Loss Excess Loss
200 - - -
2,000 ((490)) 360 ((490)) 360 -
20,000 ((18,490)) 18,360 ((18,490)) 18,360 -
200,000 ((198,490)) 198,360 ((42,603)) 43,643 ((155,887)) 154,717
2,000,000 ((487,490)) 502,800 ((46,124)) 47,434 ((441,366)) 455,366

Note: The deduction, $((1,510)) 1,640, is twice the average case incurred cost of these types of claims occurring during the three-year period used for experience rating. On average this results in reducing the average actual loss about seventy percent for these types of claims adjusted. This is done to help make the transition between the two different experience rating methods better by helping make the change in experience factor reasonable for small changes to the actual losses. The $2,000,000 loss is limited by the Maximum Claim Value before the reduction of $((1,510)) 1,640 is applied.

For each employer, the primary credibility and the excess credibility determines the percentage weight given to the corresponding actual primary losses and the actual excess losses, included in the calculation of the experience modification, based on the volume of expected losses. Primary credibility and excess credibility values are set forth in Table II.

An employer's expected losses shall be determined by summing the expected loss for each of the three years of the experience period, which are calculated by multiplying the reported exposure in each classification during the year by the corresponding classification expected loss rate and rounding the result to the nearest cent. Classification expected loss rates by year are set forth in Table III.

Expected losses in each classification shall be multiplied by the classification "Primary-Ratio" to obtain "expected primary losses" which shall be rounded to the nearest cent. Expected excess losses shall then be calculated by subtracting expected primary losses from expected total losses rounded to the nearest cent. Primary-Ratios are also set forth in Table III.

(((2) Alternative experience modification calculation. The following experience modification factor calculation provides results similar to the experience rating calculation used in 2006. The experience modification factor shall be calculated in the manner identified in subsection (1) of this section with the following exceptions:

(a) The Expected Loss Rate and Primary Ratio Table IIIA shall be used instead of Table III.

(b) No medical only deduction (of $1,510) shall be applied to claims without disability benefits during the three year experience period for purposes of calculating the primary and excess losses.

(c) The Primary and Excess Credibility Table IIA shall be used instead of Table II.

(3) Experience modification calculation for 2007. For calendar year 2007, if the calculated experience modification factor using the manner identified in subsection (1) of this section is greater than the experience modification factor calculated using subsection (2) of this section then the experience modification factor shall be the lower of the two calculations.))

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). 06-24-054, 296-17-855, filed 12/1/06, effective 1/1/07. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.32.073. 05-23-162, 296-17-855, filed 11/22/05, effective 1/1/06; 04-24-025, 296-17-855, filed 11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, 296-17-855, filed 12/1/03, effective 1/1/04. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-855, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-855, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-855, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.16.035, 51.04.020. 00-14-052, 296-17-855, filed 7/1/00, effective 7/1/00. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-855, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-855, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-855, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-855, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-855, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-855, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-855, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 93-12-093, 296-17-855, filed 5/31/93, effective 7/1/93; 92-24-063, 296-17-855, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-855, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-855, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-855, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-855, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), 296-17-855, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-855, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), 296-17-855, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-855, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-855, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-855, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-855, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-855, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-855, filed 11/30/79, effective 1/1/80; Order 77-27, 296-17-855, filed 11/30/77, effective 1/1/78; Order 74-40, 296-17-855, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-855, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 90-20-092, filed 10/1/90, effective 11/1/90)

WAC 296-17-87305   Initial recalculation of experience factor.   When an entity acquires the past experience of an existing firm (business) or portion thereof, the following treatment shall apply until the next date for the general calculation of all employers' experience factors. ((WAC 296-17-865, "Experience modification limitations" shall not apply in these situations.)) The purpose of this subsection is to produce the same premium level that would have been generated had no change in the ownership of a firm (business) occurred.

(1) Acquiring entity retains all rating experience associated with the firm (business), or portion thereof, being acquired. The selling entity shall revert to an experience factor of unity (1.0000) until such time as it may requalify for experience rating or unless another treatment is specified in these rules.

(2) If the acquiring entity already has an experience factor, it shall be assigned a weighted average of its existing experience factor and the acquired experience factor. Weights will be based on expected losses. In the event the acquiring entity does not have an existing experience factor, it shall be assigned an experience factor developed from the past experience of the firm (business) or portion thereof being acquired.

(3) If the past experience of the firm (business) cannot be segregated between the operations remaining with the selling entity and the operations being taken over by the acquiring entity, then the entire experience of the firm (business) shall remain with the selling entity. In the event that the past experience can be segregated, the following shall apply:

(a) Separate experience factors shall be calculated for each portion of the firm (business) being sold using the experience rating procedures in WAC 296-17-855 through 296-17-870.

(b) Both experience factors shall be increased or decreased in the same proportion, if necessary, so that their weighted average is the same as the selling entity's experience factor prior to the sale or change.

(c) The selling entity shall be assigned the experience factor for the experience it is retaining.

(d) The experience factor developed in (a) and (b) of this subsection shall be used in accordance with subsection (2) of this section.

[Statutory Authority: RCW 51.04.020(1) and 51.16.035. 90-20-092, 296-17-87305, filed 10/1/90, effective 11/1/90; 89-24-051 (Order 89-22), 296-17-87305, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035. 83-24-017 (Order 83-36), 296-17-87305, filed 11/30/83, effective 1/1/84. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-87305, filed 11/30/79, effective 1/1/80.]


AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06, effective 1/1/07)

WAC 296-17-875   Table I.  

Primary Losses for Selected Claim Values
Effective January 1, ((2007)) 2008

CLAIM VALUE PRIMARY LOSS
((19,560 19,560
20,304 20,000
23,996 22,000
28,280 24,000
33,312 26,000
39,307 28,000
46,571 30,000
55,555 32,000
73,878 35,000
100,000 37,807
125,000 39,604
150,000 40,900
191,760* 42,411
300,000 44,544
489,000** 46,132))
5,000 5,000
10,000 10,000
15,000 15,000
20,112 20,112
29,834 25,000
44,627 30,000
69,102 35,000
100,000 38,627
200,000 43,690
222,141* 44,268
300,000 45,686
400,000 46,754
502,800** 47,434
1,000,000 47,434

* Average death value
** Maximum claim value

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). 06-24-054, 296-17-875, filed 12/1/06, effective 1/1/07. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.32.073. 05-23-162, 296-17-875, filed 11/22/05, effective 1/1/06; 04-24-025, 296-17-875, filed 11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, 296-17-875, filed 12/1/03, effective 1/1/04. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-875, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-875, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-875, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-875, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-875, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-875, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-875, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-875, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-875, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-875, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 92-24-063, 296-17-875, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-875, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-875, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-875, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-875, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), 296-17-875, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-875, filed 11/26/86. Statutory Authority: RCW 51.16.035. 86-12-041 (Order 86-18), 296-17-875, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), 296-17-875, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-875, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-875, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-875, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-875, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-875, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-875, filed 11/30/79, effective 1/1/80. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), 296-17-875, filed 11/27/78, effective 1/1/79; Order 77-27, 296-17-875, filed 11/30/77, effective 1/1/78; Order 76-36, 296-17-875, filed 11/30/76; Order 75-38, 296-17-875, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-875, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-875, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06, effective 1/1/07)

WAC 296-17-880   Table II.  


PRIMARY AND EXCESS CREDIBILITY VALUES
Effective January 1, ((2007)) 2008

Maximum Claim Value = $ ((489,000)) 502,800
Average Death Value = $ ((191,760)) 222,141

((Expected Losses Primary Credibility Excess Credibility
1 - 7,127 12% 7%
7,128 - 7,607 13% 7%
7,608 - 8,094 14% 7%
8,095 - 8,586 15% 7%
8,587 - 9,083 16% 7%
9,084 - 9,588 17% 7%
9,589 - 10,098 18% 7%
10,099 - 10,615 19% 7%
10,616 - 11,139 20% 7%
11,140 - 11,670 21% 7%
11,671 - 12,209 22% 7%
12,210 - 12,755 23% 7%
12,756 - 13,310 24% 7%
13,311 - 13,874 25% 7%
13,875 - 14,446 26% 7%
14,447 - 15,027 27% 7%
15,028 - 15,619 28% 7%
15,620 - 16,221 29% 7%
16,222 - 16,834 30% 7%
16,835 - 17,459 31% 7%
17,460 - 18,096 32% 7%
18,097 - 18,746 33% 7%
18,747 - 19,410 34% 7%
19,411 - 20,088 35% 7%
20,089 - 20,783 36% 7%
20,784 - 21,495 37% 7%
21,496 - 22,226 38% 7%
22,227 - 22,976 39% 7%
22,977 - 23,748 40% 7%
23,749 - 24,543 41% 7%
24,544 - 25,365 42% 7%
25,366 - 26,215 43% 7%
26,216 - 27,097 44% 7%
27,098 - 28,015 45% 7%
28,016 - 28,973 46% 7%
28,974 - 29,978 47% 7%
29,979 - 31,036 48% 7%
31,037 - 32,158 49% 7%
32,159 - 33,357 50% 7%
33,358 - 34,650 51% 7%
34,651 - 36,066 52% 7%
36,067 - 37,646 53% 7%
37,647 - 37,807 54% 7%
37,808 - 39,466 54% 8%
39,467 - 41,687 55% 8%
41,688 - 63,092 56% 8%
63,093 - 69,540 57% 8%
69,541 - 99,328 57% 9%
99,329 - 102,306 57% 10%
102,307 - 129,299 58% 10%
129,300 - 141,520 58% 11%
141,521 - 159,457 59% 11%
159,458 - 180,732 59% 12%
180,733 - 189,799 60% 12%
189,800 - 219,946 60% 13%
219,947 - 220,331 61% 13%
220,332 - 251,053 61% 14%
251,054 - 259,160 61% 15%
259,161 - 281,968 62% 15%
281,969 - 298,373 62% 16%
298,374 - 313,077 63% 16%
313,078 - 337,587 63% 17%
337,588 - 344,381 64% 17%
344,382 - 375,882 64% 18%
375,883 - 376,800 64% 19%
376,801 - 407,584 65% 19%
407,585 - 416,013 65% 20%
416,014 - 439,487 66% 20%
439,488 - 455,227 66% 21%
455,228 - 471,593 67% 21%
471,594 - 494,441 67% 22%
494,442 - 503,904 68% 22%
503,905 - 533,654 68% 23%
533,655 - 536,422 69% 23%
536,423 - 569,150 69% 24%
569,151 - 572,867 69% 25%
572,868 - 602,089 70% 25%
602,090 - 612,081 70% 26%
612,082 - 635,241 71% 26%
635,242 - 651,295 71% 27%
651,296 - 668,609 72% 27%
668,610 - 690,508 72% 28%
690,509 - 702,194 73% 28%
702,195 - 729,722 73% 29%
729,723 - 735,998 74% 29%
735,999 - 768,935 74% 30%
768,936 - 770,025 75% 30%
770,026 - 804,276 75% 31%
804,277 - 808,148 75% 32%
808,149 - 838,753 76% 32%
838,754 - 847,362 76% 33%
847,363 - 873,458 77% 33%
873,459 - 886,576 77% 34%
886,577 - 908,394 78% 34%
908,395 - 925,789 78% 35%
925,790 - 943,563 79% 35%
943,564 - 965,002 79% 36%
965,003 - 978,967 80% 36%
978,968 - 1,004,216 80% 37%
1,004,217 - 1,014,609 81% 37%
1,014,610 - 1,043,429 81% 38%
1,043,430 - 1,050,491 82% 38%
1,050,492 - 1,082,643 82% 39%
1,082,644 - 1,086,617 83% 39%
1,086,618 - 1,121,857 83% 40%
1,121,858 - 1,122,987 84% 40%
1,122,988 - 1,159,604 84% 41%
1,159,605 - 1,161,069 84% 42%
1,161,070 - 1,196,471 85% 42%
1,196,472 - 1,200,283 85% 43%
1,200,284 - 1,233,592 86% 43%
1,233,593 - 1,239,497 86% 44%
1,239,498 - 1,270,967 87% 44%
1,270,968 - 1,278,711 87% 45%
1,278,712 - 1,308,601 88% 45%
1,308,602 - 1,317,923 88% 46%
1,317,924 - 1,346,495 89% 46%
1,346,496 - 1,357,137 89% 47%
1,357,138 - 1,384,652 90% 47%
1,384,653 - 1,396,351 90% 48%
1,396,352 - 1,423,076 91% 48%
1,423,077 - 1,435,564 91% 49%
1,435,565 - 1,461,768 92% 49%
1,461,769 - 1,474,778 92% 50%
1,474,779 - 1,500,732 93% 50%
1,500,733 - 1,513,991 93% 51%
1,513,992 - 1,539,971 94% 51%
1,539,972 - 1,553,204 94% 52%
1,553,205 - 1,579,487 95% 52%
1,579,488 - 1,592,418 95% 53%
1,592,419 - 1,619,283 96% 53%
1,619,284 - 1,631,632 96% 54%
1,631,633 - 1,659,362 97% 54%
1,659,363 - 1,670,845 97% 55%
1,670,846 - 1,699,729 98% 55%
1,699,730 - 1,710,058 98% 56%
1,710,059 - 1,740,385 99% 56%
1,740,386 - 1,749,272 99% 57%
1,749,273 - 1,781,334 100% 57%
1,781,335 - 1,822,578 100% 58%
1,822,579 - 1,864,121 100% 59%
1,864,122 - 1,905,967 100% 60%
1,905,968 - 1,948,118 100% 61%
1,948,119 - 1,990,579 100% 62%
1,990,580 - 2,033,351 100% 63%
2,033,352 - 2,076,439 100% 64%
2,076,440 - 2,119,847 100% 65%
2,119,848 - 2,163,579 100% 66%
2,163,580 - 2,207,637 100% 67%
2,207,638 - 2,252,024 100% 68%
2,252,025 - 2,296,746 100% 69%
2,296,747 - 2,341,805 100% 70%
2,341,806 - 2,387,206 100% 71%
2,387,207 - 2,432,953 100% 72%
2,432,954 - 2,479,048 100% 73%
2,479,049 - 2,525,498 100% 74%
2,525,499 - 2,572,305 100% 75%
2,572,306 - 2,619,473 100% 76%
2,619,474 - 2,667,008 100% 77%
2,667,009 - 2,714,913 100% 78%
2,714,914 - 2,763,192 100% 79%
2,763,193 - 2,811,850 100% 80%
2,811,851 - 2,860,892 100% 81%
2,860,893 - 2,910,321 100% 82%
2,910,322 - 2,960,143 100% 83%
2,960,144 - 3,010,362 100% 84%
3,010,363 - 3,060,983 100% 85%
3,060,984 - 99,999,999 100% 86%))
Expected Losses Primary Credibility Excess Credibility
1 - 7,329 12% 7%
7,330 - 7,822 13% 7%
7,823 - 8,323 14% 7%
8,324 - 8,829 15% 7%
8,830 - 9,340 16% 7%
9,341 - 9,859 17% 7%
9,860 - 10,384 18% 7%
10,385 - 10,915 19% 7%
10,916 - 11,454 20% 7%
11,455 - 12,000 21% 7%
12,001 - 12,555 22% 7%
12,556 - 13,116 23% 7%
13,117 - 13,687 24% 7%
13,688 - 14,267 25% 7%
14,268 - 14,855 26% 7%
14,856 - 15,452 27% 7%
15,453 - 16,061 28% 7%
16,062 - 16,680 29% 7%
16,681 - 17,310 30% 7%
17,311 - 17,953 31% 7%
17,954 - 18,608 32% 7%
18,609 - 19,277 33% 7%
19,278 - 19,959 34% 7%
19,960 - 20,657 35% 7%
20,658 - 21,371 36% 7%
21,372 - 22,103 37% 7%
22,104 - 22,855 38% 7%
22,856 - 23,626 39% 7%
23,627 - 24,420 40% 7%
24,421 - 25,238 41% 7%
25,239 - 26,083 42% 7%
26,084 - 26,957 43% 7%
26,958 - 27,864 44% 7%
27,865 - 28,808 45% 7%
28,809 - 29,793 46% 7%
29,794 - 30,826 47% 7%
30,827 - 31,914 48% 7%
31,915 - 33,068 49% 7%
33,069 - 34,301 50% 7%
34,302 - 35,631 51% 7%
35,632 - 37,087 52% 7%
37,088 - 38,711 53% 7%
38,712 - 38,877 54% 7%
38,878 - 40,583 54% 8%
40,584 - 42,867 55% 8%
42,868 - 64,878 56% 8%
64,879 - 71,508 57% 8%
71,509 - 102,139 57% 9%
102,140 - 105,201 57% 10%
105,202 - 132,958 58% 10%
132,959 - 145,525 58% 11%
145,526 - 163,970 59% 11%
163,971 - 185,847 59% 12%
185,848 - 195,170 60% 12%
195,171 - 226,171 60% 13%
226,172 - 226,566 61% 13%
226,567 - 258,158 61% 14%
258,159 - 266,494 61% 15%
266,495 - 289,948 62% 15%
289,949 - 306,817 62% 16%
306,818 - 321,937 63% 16%
321,938 - 347,141 63% 17%
347,142 - 354,127 64% 17%
354,128 - 386,519 64% 18%
386,520 - 387,463 64% 19%
387,464 - 419,119 65% 19%
419,120 - 427,786 65% 20%
427,787 - 451,925 66% 20%
451,926 - 468,110 66% 21%
468,111 - 484,939 67% 21%
484,940 - 508,434 67% 22%
508,435 - 518,165 68% 22%
518,166 - 548,756 68% 23%
548,757 - 551,603 69% 23%
551,604 - 585,257 69% 24%
585,258 - 589,079 69% 25%
589,080 - 619,128 70% 25%
619,129 - 629,403 70% 26%
629,404 - 653,218 71% 26%
653,219 - 669,727 71% 27%
669,728 - 687,531 72% 27%
687,532 - 710,049 72% 28%
710,050 - 722,066 73% 28%
722,067 - 750,373 73% 29%
750,374 - 756,827 74% 29%
756,828 - 790,696 74% 30%
790,697 - 791,817 75% 30%
791,818 - 827,037 75% 31%
827,038 - 831,019 75% 32%
831,020 - 862,490 76% 32%
862,491 - 871,342 76% 33%
871,343 - 898,177 77% 33%
898,178 - 911,666 77% 34%
911,667 - 934,102 78% 34%
934,103 - 951,989 78% 35%
951,990 - 970,266 79% 35%
970,267 - 992,312 79% 36%
992,313 - 1,006,672 80% 36%
1,006,673 - 1,032,635 80% 37%
1,032,636 - 1,043,322 81% 37%
1,043,323 - 1,072,958 81% 38%
1,072,959 - 1,080,220 82% 38%
1,080,221 - 1,113,282 82% 39%
1,113,283 - 1,117,368 83% 39%
1,117,369 - 1,153,606 83% 40%
1,153,607 - 1,154,768 84% 40%
1,154,769 - 1,192,421 84% 41%
1,192,422 - 1,193,927 84% 42%
1,193,928 - 1,230,331 85% 42%
1,230,332 - 1,234,251 85% 43%
1,234,252 - 1,268,503 86% 43%
1,268,504 - 1,274,575 86% 44%
1,274,576 - 1,306,935 87% 44%
1,306,936 - 1,314,899 87% 45%
1,314,900 - 1,345,634 88% 45%
1,345,635 - 1,355,220 88% 46%
1,355,221 - 1,384,601 89% 46%
1,384,602 - 1,395,544 89% 47%
1,395,545 - 1,423,838 90% 47%
1,423,839 - 1,435,868 90% 48%
1,435,869 - 1,463,349 91% 48%
1,463,350 - 1,476,190 91% 49%
1,476,191 - 1,503,136 92% 49%
1,503,137 - 1,516,514 92% 50%
1,516,515 - 1,543,203 93% 50%
1,543,204 - 1,556,837 93% 51%
1,556,838 - 1,583,552 94% 51%
1,583,553 - 1,597,160 94% 52%
1,597,161 - 1,624,187 95% 52%
1,624,188 - 1,637,483 95% 53%
1,637,484 - 1,665,109 96% 53%
1,665,110 - 1,677,807 96% 54%
1,677,808 - 1,706,322 97% 54%
1,706,323 - 1,718,130 97% 55%
1,718,131 - 1,747,831 98% 55%
1,747,832 - 1,758,453 98% 56%
1,758,454 - 1,789,638 99% 56%
1,789,639 - 1,798,776 99% 57%
1,798,777 - 1,831,746 100% 57%
1,831,747 - 1,874,157 100% 58%
1,874,158 - 1,916,876 100% 59%
1,916,877 - 1,959,906 100% 60%
1,959,907 - 2,003,250 100% 61%
2,003,251 - 2,046,912 100% 62%
2,046,913 - 2,090,895 100% 63%
2,090,896 - 2,135,202 100% 64%
2,135,203 - 2,179,839 100% 65%
2,179,840 - 2,224,808 100% 66%
2,224,809 - 2,270,113 100% 67%
2,270,114 - 2,315,756 100% 68%
2,315,757 - 2,361,744 100% 69%
2,361,745 - 2,408,078 100% 70%
2,408,079 - 2,454,764 100% 71%
2,454,765 - 2,501,806 100% 72%
2,501,807 - 2,549,205 100% 73%
2,549,206 - 2,596,970 100% 74%
2,596,971 - 2,645,101 100% 75%
2,645,102 - 2,693,604 100% 76%
2,693,605 - 2,742,484 100% 77%
2,742,485 - 2,791,745 100% 78%
2,791,746 - 2,841,390 100% 79%
2,841,391 - 2,891,425 100% 80%
2,891,426 - 2,941,855 100% 81%
2,941,856 - 2,992,683 100% 82%
2,992,684 - 3,043,915 100% 83%
3,043,916 - 3,095,555 100% 84%
3,095,556 - 3,147,609 100% 85%
3,147,610 Over 100% 86%


((TABLE IIA
PRIMARY AND EXCESS CREDIBILITY VALUES

Effective January 1, 2007, to December 31, 2007

Maximum Claim Value = $ 489,000
Average Death Value = $ 191,760

Expected Losses Primary Credibility Excess Credibility
1 - 90 0.10% 0.00%
91 - 179 0.20% 0.00%
180 - 269 0.30% 0.00%
270 - 360 0.40% 0.00%
361 - 450 0.50% 0.00%
451 - 540 0.60% 0.00%
541 - 631 0.70% 0.00%
632 - 722 0.80% 0.00%
723 - 813 0.90% 0.00%
814 - 950 1.00% 0.00%
951 - 1,133 1.20% 0.00%
1,134 - 1,317 1.40% 0.00%
1,318 - 1,502 1.60% 0.00%
1,503 - 1,687 1.80% 0.00%
1,688 - 1,873 2.00% 0.00%
1,874 - 2,060 2.20% 0.00%
2,061 - 2,248 2.40% 0.00%
2,249 - 2,437 2.60% 0.00%
2,438 - 2,626 2.80% 0.00%
2,627 - 2,816 3.00% 0.00%
2,817 - 3,007 3.20% 0.00%
3,008 - 3,198 3.40% 0.00%
3,199 - 3,391 3.60% 0.00%
3,392 - 3,584 3.80% 0.00%
3,585 - 3,778 4.00% 0.00%
3,779 - 3,973 4.20% 0.00%
3,974 - 4,168 4.40% 0.00%
4,169 - 4,365 4.60% 0.00%
4,366 - 4,562 4.80% 0.00%
4,563 - 4,760 5.00% 0.00%
4,761 - 4,959 5.20% 0.00%
4,960 - 5,159 5.40% 0.00%
5,160 - 5,360 5.60% 0.00%
5,361 - 5,561 5.80% 0.00%
5,562 - 5,763 6.00% 0.00%
5,764 - 5,966 6.20% 0.00%
5,967 - 6,170 6.40% 0.00%
6,171 - 6,375 6.60% 0.00%
6,376 - 6,581 6.80% 0.00%
6,582 - 6,788 7.00% 0.00%
6,789 - 6,995 7.20% 0.00%
6,996 - 7,204 7.40% 0.00%
7,205 - 7,413 7.60% 0.00%
7,414 - 7,624 7.80% 0.00%
7,625 - 7,835 8.00% 0.00%
7,836 - 8,047 8.20% 0.00%
8,048 - 8,260 8.40% 0.00%
8,261 - 8,474 8.60% 0.00%
8,475 - 8,689 8.80% 0.00%
8,690 - 8,905 9.00% 0.00%
8,906 - 9,122 9.20% 0.00%
9,123 - 9,340 9.40% 0.00%
9,341 - 9,559 9.60% 0.00%
9,560 - 9,778 9.80% 0.00%
9,779 - 9,999 10.00% 0.00%
10,000 - 10,221 10.20% 0.00%
10,222 - 10,444 10.40% 0.00%
10,445 - 10,613 10.60% 0.00%
10,614 - 10,783 10.80% 0.10%
10,784 - 11,006 11.00% 0.10%
11,007 - 11,231 11.20% 0.10%
11,232 - 11,456 11.40% 0.10%
11,457 - 11,683 11.60% 0.10%
11,684 - 11,910 11.80% 0.10%
11,911 - 12,139 12.00% 0.10%
12,140 - 12,368 12.20% 0.10%
12,369 - 12,599 12.40% 0.10%
12,600 - 12,831 12.60% 0.10%
12,832 - 13,064 12.80% 0.10%
13,065 - 13,297 13.00% 0.10%
13,298 - 13,532 13.20% 0.10%
13,533 - 13,768 13.40% 0.10%
13,769 - 14,005 13.60% 0.10%
14,006 - 14,244 13.80% 0.10%
14,245 - 14,483 14.00% 0.10%
14,484 - 14,723 14.20% 0.10%
14,724 - 14,965 14.40% 0.10%
14,966 - 15,208 14.60% 0.10%
15,209 - 15,451 14.80% 0.10%
15,452 - 15,696 15.00% 0.10%
15,697 - 15,942 15.20% 0.20%
15,943 - 16,189 15.40% 0.20%
16,190 - 16,438 15.60% 0.20%
16,439 - 16,687 15.80% 0.20%
16,688 - 16,938 16.00% 0.20%
16,939 - 17,191 16.20% 0.20%
17,192 - 17,444 16.40% 0.20%
17,445 - 17,698 16.60% 0.20%
17,699 - 17,954 16.80% 0.20%
17,955 - 18,211 17.00% 0.20%
18,212 - 18,469 17.20% 0.20%
18,470 - 18,728 17.40% 0.20%
18,729 - 18,989 17.60% 0.20%
18,990 - 19,251 17.80% 0.20%
19,252 - 19,514 18.00% 0.20%
19,515 - 19,779 18.20% 0.20%
19,780 - 20,044 18.40% 0.20%
20,045 - 20,311 18.60% 0.20%
20,312 - 20,580 18.80% 0.20%
20,581 - 20,849 19.00% 0.20%
20,850 - 21,120 19.20% 0.20%
21,121 - 21,284 19.40% 0.20%
21,285 - 21,448 19.60% 0.40%
21,449 - 21,720 19.80% 0.40%
21,721 - 21,994 20.00% 0.40%
21,995 - 22,269 20.20% 0.40%
22,270 - 22,546 20.40% 0.40%
22,547 - 22,823 20.60% 0.40%
22,824 - 23,102 20.80% 0.40%
23,103 - 23,383 21.00% 0.40%
23,384 - 23,666 21.20% 0.40%
23,667 - 23,949 21.40% 0.40%
23,950 - 24,234 21.60% 0.40%
24,235 - 24,521 21.80% 0.40%
24,522 - 24,809 22.00% 0.40%
24,810 - 25,098 22.20% 0.40%
25,099 - 25,389 22.40% 0.40%
25,390 - 25,681 22.60% 0.50%
25,682 - 25,975 22.80% 0.50%
25,976 - 26,270 23.00% 0.50%
26,271 - 26,567 23.20% 0.50%
26,568 - 26,866 23.40% 0.50%
26,867 - 27,166 23.60% 0.50%
27,167 - 27,468 23.80% 0.50%
27,469 - 27,771 24.00% 0.50%
27,772 - 28,076 24.20% 0.50%
28,077 - 28,383 24.40% 0.50%
28,384 - 28,691 24.60% 0.50%
28,692 - 29,000 24.80% 0.50%
29,001 - 29,312 25.00% 0.50%
29,313 - 29,625 25.20% 0.50%
29,626 - 29,940 25.40% 0.50%
29,941 - 30,256 25.60% 0.50%
30,257 - 30,574 25.80% 0.50%
30,575 - 30,894 26.00% 0.50%
30,895 - 31,216 26.20% 0.50%
31,217 - 31,539 26.40% 0.50%
31,540 - 31,864 26.60% 0.50%
31,865 - 32,026 26.80% 0.50%
32,027 - 32,188 27.00% 0.80%
32,189 - 32,515 27.20% 0.80%
32,516 - 32,844 27.40% 0.80%
32,845 - 33,175 27.60% 0.80%
33,176 - 33,507 27.80% 0.80%
33,508 - 33,842 28.00% 0.80%
33,843 - 34,178 28.20% 0.80%
34,179 - 34,516 28.40% 0.90%
34,517 - 34,857 28.60% 0.90%
34,858 - 35,199 28.80% 0.90%
35,200 - 35,542 29.00% 0.90%
35,543 - 35,888 29.20% 0.90%
35,889 - 36,236 29.40% 0.90%
36,237 - 36,586 29.60% 0.90%
36,587 - 36,938 29.80% 0.90%
36,939 - 37,291 30.00% 0.90%
37,292 - 37,647 30.20% 0.90%
37,648 - 38,005 30.40% 0.90%
38,006 - 38,365 30.60% 0.90%
38,366 - 38,727 30.80% 0.90%
38,728 - 39,091 31.00% 0.90%
39,092 - 39,457 31.20% 0.90%
39,458 - 39,826 31.40% 0.90%
39,827 - 40,196 31.60% 0.90%
40,197 - 40,569 31.80% 1.00%
40,570 - 40,944 32.00% 1.00%
40,945 - 41,321 32.20% 1.00%
41,322 - 41,700 32.40% 1.00%
41,701 - 42,082 32.60% 1.00%
42,083 - 42,466 32.80% 1.00%
42,467 - 42,852 33.00% 1.00%
42,853 - 43,016 33.20% 1.00%
43,017 - 43,181 33.40% 1.30%
43,182 - 43,570 33.60% 1.30%
43,571 - 43,962 33.80% 1.40%
43,963 - 44,356 34.00% 1.40%
44,357 - 44,752 34.20% 1.40%
44,753 - 45,151 34.40% 1.40%
45,152 - 45,552 34.60% 1.40%
45,553 - 45,956 34.80% 1.40%
45,957 - 46,362 35.00% 1.40%
46,363 - 46,770 35.20% 1.40%
46,771 - 47,181 35.40% 1.40%
47,182 - 47,595 35.60% 1.40%
47,596 - 48,011 35.80% 1.40%
48,012 - 48,430 36.00% 1.40%
48,431 - 48,852 36.20% 1.40%
48,853 - 49,276 36.40% 1.50%
49,277 - 49,702 36.60% 1.50%
49,703 - 50,132 36.80% 1.50%
50,133 - 50,564 37.00% 1.50%
50,565 - 50,999 37.20% 1.50%
51,000 - 51,437 37.40% 1.50%
51,438 - 51,877 37.60% 1.50%
51,878 - 52,321 37.80% 1.50%
52,322 - 52,767 38.00% 1.50%
52,768 - 53,216 38.20% 1.50%
53,217 - 53,668 38.40% 1.50%
53,669 - 54,123 38.60% 1.50%
54,124 - 54,296 38.80% 1.60%
54,297 - 54,469 39.00% 1.90%
54,470 - 54,929 39.20% 2.00%
54,930 - 55,391 39.40% 2.00%
55,392 - 55,856 39.60% 2.00%
55,857 - 56,324 39.80% 2.00%
56,325 - 56,796 40.00% 2.00%
56,797 - 57,271 40.20% 2.00%
57,272 - 57,749 40.40% 2.00%
57,750 - 58,230 40.60% 2.00%
58,231 - 58,714 40.80% 2.00%
58,715 - 59,202 41.00% 2.00%
59,203 - 59,693 41.20% 2.10%
59,694 - 60,187 41.40% 2.10%
60,188 - 60,685 41.60% 2.10%
60,686 - 61,186 41.80% 2.10%
61,187 - 61,690 42.00% 2.10%
61,691 - 62,198 42.20% 2.10%
62,199 - 62,710 42.40% 2.10%
62,711 - 63,226 42.60% 2.10%
63,227 - 63,744 42.80% 2.10%
63,745 - 64,266 43.00% 2.10%
64,267 - 64,792 43.20% 2.20%
64,793 - 65,322 43.40% 2.20%
65,323 - 65,508 43.60% 2.20%
65,509 - 65,694 43.80% 2.60%
65,695 - 66,230 44.00% 2.60%
66,231 - 66,770 44.20% 2.60%
66,771 - 67,313 44.40% 2.70%
67,314 - 67,860 44.60% 2.70%
67,861 - 68,411 44.80% 2.70%
68,412 - 68,966 45.00% 2.70%
68,967 - 69,526 45.20% 2.70%
69,527 - 70,089 45.40% 2.70%
70,090 - 70,656 45.60% 2.70%
70,657 - 71,228 45.80% 2.70%
71,229 - 71,804 46.00% 2.80%
71,805 - 72,384 46.20% 2.80%
72,385 - 72,969 46.40% 2.80%
72,970 - 73,558 46.60% 2.80%
73,559 - 74,151 46.80% 2.80%
74,152 - 74,748 47.00% 2.80%
74,749 - 75,351 47.20% 2.80%
75,352 - 75,958 47.40% 2.80%
75,959 - 76,569 47.60% 2.90%
76,570 - 77,186 47.80% 2.90%
77,187 - 77,391 48.00% 2.90%
77,392 - 77,598 48.20% 3.40%
77,599 - 78,222 48.40% 3.40%
78,223 - 78,851 48.60% 3.40%
78,852 - 79,484 48.80% 3.40%
79,485 - 80,123 49.00% 3.40%
80,124 - 80,767 49.20% 3.40%
80,768 - 81,416 49.40% 3.50%
81,417 - 82,070 49.60% 3.50%
82,071 - 82,729 49.80% 3.50%
82,730 - 83,394 50.00% 3.50%
83,395 - 84,063 50.20% 3.50%
84,064 - 84,738 50.40% 3.50%
84,739 - 85,419 50.60% 3.50%
85,420 - 86,106 50.80% 3.60%
86,107 - 86,798 51.00% 3.60%
86,799 - 87,495 51.20% 3.60%
87,496 - 88,198 51.40% 3.60%
88,199 - 88,907 51.60% 3.60%
88,908 - 89,138 51.80% 3.60%
89,139 - 89,372 52.00% 4.20%
89,373 - 90,091 52.20% 4.20%
90,092 - 90,816 52.40% 4.20%
90,817 - 91,548 52.60% 4.20%
91,549 - 92,285 52.80% 4.20%
92,286 - 93,029 53.00% 4.20%
93,030 - 93,779 53.20% 4.30%
93,780 - 94,536 53.40% 4.30%
94,537 - 95,299 53.60% 4.30%
95,300 - 96,069 53.80% 4.30%
96,070 - 96,845 54.00% 4.30%
96,846 - 97,629 54.20% 4.30%
97,630 - 98,419 54.40% 4.30%
98,420 - 99,216 54.60% 4.40%
99,217 - 100,020 54.80% 4.40%
100,021 - 100,832 55.00% 4.40%
100,833 - 101,095 55.20% 4.40%
101,096 - 101,362 55.40% 5.00%
101,363 - 102,186 55.60% 5.00%
102,187 - 103,018 55.80% 5.00%
103,019 - 103,858 56.00% 5.00%
103,859 - 104,705 56.20% 5.10%
104,706 - 105,560 56.40% 5.10%
105,561 - 106,422 56.60% 5.10%
106,423 - 107,293 56.80% 5.10%
107,294 - 108,172 57.00% 5.10%
108,173 - 109,059 57.20% 5.10%
109,060 - 109,954 57.40% 5.20%
109,955 - 110,858 57.60% 5.20%
110,859 - 111,771 57.80% 5.20%
111,772 - 112,692 58.00% 5.20%
112,693 - 112,995 58.20% 5.20%
112,996 - 113,302 58.40% 5.80%
113,303 - 114,239 58.60% 5.90%
114,240 - 115,186 58.80% 5.90%
115,187 - 116,142 59.00% 5.90%
116,143 - 117,107 59.20% 5.90%
117,108 - 118,082 59.40% 5.90%
118,083 - 119,066 59.60% 6.00%
119,067 - 120,061 59.80% 6.00%
120,062 - 121,065 60.00% 6.00%
121,066 - 122,079 60.20% 6.00%
122,080 - 123,104 60.40% 6.00%
123,105 - 124,139 60.60% 6.10%
124,140 - 125,185 60.80% 6.10%
125,186 - 125,537 61.00% 6.10%
125,538 - 125,894 61.20% 6.70%
125,895 - 126,960 61.40% 6.70%
126,961 - 128,038 61.60% 6.80%
128,039 - 129,126 61.80% 6.80%
129,127 - 130,226 62.00% 6.80%
130,227 - 131,338 62.20% 6.80%
131,339 - 132,462 62.40% 6.90%
132,463 - 133,598 62.60% 6.90%
133,599 - 134,746 62.80% 6.90%
134,747 - 135,907 63.00% 6.90%
135,908 - 137,080 63.20% 6.90%
137,081 - 137,485 63.40% 7.00%
137,486 - 137,897 63.60% 7.60%
137,898 - 139,096 63.80% 7.70%
139,097 - 140,308 64.00% 7.70%
140,309 - 141,533 64.20% 7.70%
141,534 - 142,773 64.40% 7.70%
142,774 - 144,026 64.60% 7.70%
144,027 - 145,294 64.80% 7.80%
145,295 - 146,576 65.00% 7.80%
146,577 - 147,873 65.20% 7.80%
147,874 - 149,185 65.40% 7.80%
149,186 - 150,512 65.60% 7.90%
150,513 - 150,988 65.80% 7.90%
150,989 - 151,472 66.00% 8.60%
151,473 - 152,831 66.20% 8.60%
152,832 - 154,206 66.40% 8.60%
154,207 - 155,597 66.60% 8.70%
155,598 - 157,006 66.80% 8.70%
157,007 - 158,432 67.00% 8.70%
158,433 - 159,875 67.20% 8.70%
159,876 - 161,335 67.40% 8.80%
161,336 - 162,814 67.60% 8.80%
162,815 - 163,363 67.80% 8.80%
163,364 - 163,921 68.00% 9.50%
163,922 - 165,439 68.20% 9.50%
165,440 - 166,975 68.40% 9.60%
166,976 - 168,531 68.60% 9.60%
168,532 - 170,108 68.80% 9.60%
170,109 - 171,704 69.00% 9.70%
171,705 - 173,321 69.20% 9.70%
173,322 - 174,960 69.40% 9.70%
174,961 - 176,620 69.60% 9.70%
176,621 - 177,262 69.80% 9.80%
177,263 - 177,916 70.00% 10.50%
177,917 - 179,624 70.20% 10.50%
179,625 - 181,354 70.40% 10.60%
181,355 - 183,108 70.60% 10.60%
183,109 - 184,887 70.80% 10.60%
184,888 - 186,690 71.00% 10.60%
186,691 - 188,517 71.20% 10.70%
188,518 - 189,245 71.40% 10.70%
189,246 - 189,989 71.60% 11.40%
189,990 - 191,873 71.80% 11.50%
191,874 - 193,783 72.00% 11.50%
193,784 - 195,722 72.20% 11.50%
195,723 - 197,689 72.40% 11.60%
197,690 - 199,684 72.60% 11.60%
199,685 - 201,709 72.80% 11.60%
201,710 - 203,763 73.00% 11.70%
203,764 - 204,617 73.20% 11.70%
204,618 - 205,490 73.40% 12.50%
205,491 - 207,613 73.60% 12.50%
207,614 - 209,769 73.80% 12.50%
209,770 - 211,958 74.00% 12.60%
211,959 - 214,182 74.20% 12.60%
214,183 - 216,440 74.40% 12.60%
216,441 - 217,409 74.60% 12.70%
217,410 - 218,400 74.80% 13.50%
218,401 - 220,739 75.00% 13.50%
220,740 - 223,116 75.20% 13.50%
223,117 - 225,532 75.40% 13.60%
225,533 - 227,987 75.60% 13.60%
227,988 - 230,483 75.80% 13.60%
230,484 - 231,592 76.00% 13.70%
231,593 - 232,727 76.20% 14.50%
232,728 - 235,319 76.40% 14.50%
235,320 - 237,956 76.60% 14.50%
237,957 - 240,638 76.80% 14.60%
240,639 - 243,367 77.00% 14.60%
243,368 - 244,615 77.20% 14.70%
244,616 - 245,895 77.40% 15.50%
245,896 - 248,737 77.60% 15.50%
248,738 - 251,629 77.80% 15.60%
251,630 - 254,574 78.00% 15.60%
254,575 - 257,574 78.20% 15.60%
257,575 - 258,990 78.40% 15.70%
258,991 - 260,444 78.60% 16.50%
260,445 - 263,576 78.80% 16.50%
263,577 - 266,767 79.00% 16.60%
266,768 - 270,019 79.20% 16.60%
270,020 - 273,336 79.40% 16.70%
273,337 - 274,955 79.60% 16.70%
274,956 - 276,619 79.80% 17.50%
276,620 - 280,092 80.00% 17.60%
280,093 - 283,635 80.20% 17.60%
283,636 - 287,251 80.40% 17.70%
287,252 - 289,064 80.60% 17.70%
289,065 - 290,931 80.80% 18.60%
290,932 - 294,729 81.00% 18.60%
294,730 - 298,608 81.20% 18.70%
298,609 - 302,571 81.40% 18.70%
302,572 - 304,615 81.60% 18.80%
304,616 - 306,721 81.80% 19.60%
306,722 - 310,897 82.00% 19.70%
310,898 - 315,167 82.20% 19.70%
315,168 - 319,534 82.40% 19.80%
319,535 - 321,857 82.60% 19.80%
321,858 - 324,254 82.80% 20.70%
324,255 - 328,872 83.00% 20.70%
328,873 - 333,601 83.20% 20.80%
333,602 - 336,171 83.40% 20.80%
336,172 - 338,826 83.60% 21.70%
338,827 - 343,842 83.80% 21.80%
343,843 - 348,985 84.00% 21.80%
348,986 - 351,846 84.20% 21.90%
351,847 - 354,805 84.40% 22.80%
354,806 - 360,280 84.60% 22.80%
360,281 - 365,899 84.80% 22.90%
365,900 - 369,102 85.00% 22.90%
369,103 - 372,421 85.20% 23.80%
372,422 - 378,427 85.40% 23.90%
378,428 - 384,599 85.60% 24.00%
384,600 - 388,209 85.80% 24.00%
388,210 - 391,955 86.00% 24.90%
391,956 - 398,581 86.20% 25.00%
398,582 - 402,523 86.40% 25.00%
402,524 - 406,619 86.60% 26.00%
406,620 - 413,757 86.80% 26.00%
413,758 - 421,116 87.00% 26.10%
421,117 - 425,615 87.20% 26.10%
425,616 - 430,299 87.40% 27.10%
430,300 - 438,269 87.60% 27.10%
438,270 - 443,234 87.80% 27.20%
443,235 - 448,413 88.00% 28.10%
448,414 - 457,082 88.20% 28.20%
457,083 - 462,592 88.40% 28.30%
462,593 - 468,348 88.60% 29.20%
468,349 - 474,223 88.80% 29.30%
474,224 - 480,370 89.00% 30.20%
480,371 - 490,408 89.20% 30.30%
490,409 - 496,996 89.40% 30.40%
496,997 - 503,903 89.60% 31.30%
503,904 - 514,980 89.80% 31.40%
514,981 - 522,408 90.00% 31.50%
522,409 - 530,214 90.20% 32.50%
530,215 - 538,232 90.40% 32.50%
538,233 - 546,674 90.60% 33.50%
546,675 - 555,362 90.80% 33.60%
555,363 - 564,527 91.00% 34.60%
564,528 - 573,976 91.20% 34.60%
573,977 - 583,967 91.40% 35.60%
583,968 - 594,289 91.60% 35.70%
594,290 - 605,227 91.80% 36.70%
605,228 - 616,556 92.00% 36.80%
616,557 - 628,592 92.20% 37.80%
628,593 - 641,089 92.40% 37.90%
641,090 - 654,404 92.60% 38.90%
654,405 - 668,268 92.80% 39.00%
668,269 - 690,829 93.00% 40.00%
690,830 - 713,390 93.30% 41.10%
713,391 - 737,953 93.60% 42.10%
737,954 - 763,123 94.00% 43.20%
763,124 - 788,924 94.20% 44.30%
788,925 - 815,380 94.50% 45.40%
815,381 - 842,517 94.80% 46.40%
842,518 - 870,364 95.00% 47.50%
870,365 - 898,949 95.30% 48.60%
898,950 - 928,304 95.50% 49.70%
928,305 - 958,460 95.70% 50.70%
958,461 - 989,451 95.90% 51.80%
989,452 - 1,021,315 96.10% 52.90%
1,021,316 - 1,054,091 96.30% 54.00%
1,054,092 - 1,087,818 96.50% 55.00%
1,087,819 - 1,122,540 96.70% 56.10%
1,122,541 - 1,158,302 96.90% 57.20%
1,158,303 - 1,195,155 97.00% 58.20%
1,195,156 - 1,233,148 97.20% 59.30%
1,233,149 - 1,272,339 97.40% 60.40%
1,272,340 - 1,312,785 97.50% 61.40%
1,312,786 - 1,354,549 97.60% 62.50%
1,354,550 - 1,397,699 97.80% 63.60%
1,397,700 - 1,442,306 97.90% 64.60%
1,442,307 - 1,488,446 98.00% 65.70%
1,488,447 - 1,536,203 98.10% 66.70%
1,536,204 - 1,585,664 98.30% 67.80%
1,585,665 - 1,636,923 98.40% 68.90%
1,636,924 - 1,690,083 98.50% 69.90%
1,690,084 - 1,745,254 98.60% 71.00%
1,745,255 - 1,802,552 98.70% 72.00%
1,802,553 - 1,862,106 98.70% 73.10%
1,862,107 - 1,924,055 98.80% 74.10%
1,924,056 - 1,988,548 98.90% 75.20%
1,988,549 - 2,055,747 99.00% 76.20%
2,055,748 - 2,125,829 99.10% 77.30%
2,125,830 - 2,198,987 99.10% 78.30%
2,198,988 - 2,275,428 99.20% 79.40%
2,275,429 - 2,355,384 99.30% 80.40%
2,355,385 - 2,439,104 99.30% 81.50%
2,439,105 - 2,526,865 99.40% 82.50%
2,526,866 - 2,618,968 99.40% 83.50%
2,618,969 - 2,715,749 99.50% 84.60%
2,715,750 - 2,817,577 99.50% 85.60%
2,817,578 - 2,924,860 99.60% 86.60%
2,924,861 - 3,038,054 99.60% 87.70%
3,038,055 - 3,157,666 99.70% 88.70%
3,157,667 - 3,284,260 99.70% 89.80%
3,284,261 - 3,418,473 99.80% 90.80%
3,418,474 - 3,561,018 99.80% 91.80%
3,561,019 - 3,712,702 99.80% 92.80%
3,712,703 - 3,874,438 99.90% 93.90%
3,874,439 - 4,047,266 99.90% 94.90%
4,047,267 - 4,232,376 99.90% 95.90%
4,232,377 - 4,431,132 99.90% 96.90%
4,431,133 - 4,645,107 100.00% 98.00%
4,645,108 - 4,876,129 100.00% 99.00%
4,876,130 & Over 100.00% 100.00%))

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). 06-24-054, 296-17-880, filed 12/1/06, effective 1/1/07. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.32.073. 05-23-162, 296-17-880, filed 11/22/05, effective 1/1/06; 04-24-025, 296-17-880, filed 11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, 296-17-880, filed 12/1/03, effective 1/1/04. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-880, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-880, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-880, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-880, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-880, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-880, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-880, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-880, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-880, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-880, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 92-24-063, 296-17-880, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-880, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-880, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-880, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-880, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), 296-17-880, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-880, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), 296-17-880, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-880, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-880, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-880, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-880, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-880, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-880, filed 11/30/79, effective 1/1/80. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), 296-17-880, filed 11/27/78, effective 1/1/79; Order 77-27, 296-17-880, filed 11/30/77, effective 1/1/78; Order 76-36, 296-17-880, filed 11/30/76; Order 75-38, 296-17-880, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-880, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-880, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06, effective 1/1/07)

WAC 296-17-890   Table IV.  

Maximum experience modifications

for firms with no compensable accidents:

Effective ((1/1/2007)) 1/1/2008



((Expected Loss Range Maximum Experience Modification
1 - 6,468 0.90
6,469 - 7,900 0.89
7,901 - 8,752 0.88
8,753 - 9,539 0.87
9,540 - 10,369 0.86
10,370 - 11,240 0.85
11,241 - 12,006 0.84
12,007 - 12,783 0.83
12,784 - 13,593 0.82
13,594 - 14,435 0.81
14,436 - 15,312 0.80
15,313 - 16,220 0.79
16,221 - 17,163 0.78
17,164 - 18,140 0.77
18,141 - 19,151 0.76
19,152 - 20,198 0.75
20,199 - 21,279 0.74
21,280 - 22,395 0.73
22,396 - 23,548 0.72
23,549 - 24,736 0.71
24,737 - 25,961 0.70
25,962 - 27,221 0.69
27,222 - 28,518 0.68
28,519 - 29,852 0.67
29,853 - 31,222 0.66
31,223 - 32,629 0.65
32,630 - 34,823 0.64
34,824 - 37,807 0.63
37,808 - 41,254 0.62
41,255 - 47,959 0.61
47,960 & Over 0.60))
Expected Loss Range Maximum Experience Modification
1 - 6,636 0.90
6,637 - 8,104 0.89
8,105 - 8,977 0.88
8,978 - 9,785 0.87
9,786 - 10,637 0.86
10,638 - 11,530 0.85
11,531 - 12,316 0.84
12,317 - 13,113 0.83
13,114 - 13,944 0.82
13,945 - 14,808 0.81
14,809 - 15,706 0.80
15,707 - 16,638 0.79
16,639 - 17,606 0.78
17,607 - 18,608 0.77
18,609 - 19,646 0.76
19,647 - 20,719 0.75
20,720 - 21,828 0.74
21,829 - 22,973 0.73
22,974 - 24,156 0.72
24,157 - 25,374 0.71
25,375 - 26,631 0.70
26,632 - 27,924 0.69
27,925 - 29,254 0.68
29,255 - 30,623 0.67
30,624 - 32,027 0.66
32,028 - 33,471 0.65
33,472 - 35,721 0.64
35,722 - 38,782 0.63
38,783 - 42,319 0.62
42,320 - 49,197 0.61
49,198 Over 0.60

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). 06-24-054, 296-17-890, filed 12/1/06, effective 1/1/07. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.32.073. 05-23-162, 296-17-890, filed 11/22/05, effective 1/1/06; 04-24-025, 296-17-890, filed 11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, 296-17-890, filed 12/1/03, effective 1/1/04. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, 296-17-890, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, 296-17-890, filed 11/20/01, effective 1/1/02; 00-23-101, 296-17-890, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, 296-17-890, filed 11/29/99, effective 12/31/99; 98-24-094, 296-17-890, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-890, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-890, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, 296-17-890, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-890, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-890, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 92-24-063, 296-17-890, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-890, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-890, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-890, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), 296-17-890, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), 296-17-890, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), 296-17-890, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), 296-17-890, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-890, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-890, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-890, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-890, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-890, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), 296-17-890, filed 11/30/79, effective 1/1/80.]


REPEALER

     The following section of the Washington Administrative Code is repealed:
WAC 296-17-86505 2007 Alternative claim-free experience modification calculation.

OTS-1025.3


AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06, effective 1/1/07)

WAC 296-17-885   Table III.  


Expected Loss Rates and Primary Ratios

for Indicated Fiscal Year

Expected Loss Rates in Dollars Per Worker Hour

Effective January 1, ((2007)) 2008



((Class 2003 2004 2005 Primary

Ratio

0101 1.3002 1.1927 0.9948 0.444
0103 1.6586 1.5221 1.2671 0.466
0104 0.9361 0.8592 0.7154 0.466
0105 1.3515 1.2515 1.0468 0.522
0107 1.2411 1.1353 0.9440 0.441
0108 0.9361 0.8592 0.7154 0.466
0112 0.7750 0.7136 0.5958 0.476
0201 2.4024 2.1843 1.8073 0.416
0202 3.1360 2.8764 2.4111 0.396
0210 1.2040 1.0989 0.9127 0.425
0212 1.3292 1.2168 1.0124 0.442
0214 1.2908 1.1790 0.9755 0.468
0217 1.1079 1.0177 0.8466 0.481
0219 0.9444 0.8735 0.7350 0.456
0301 0.6030 0.5612 0.4713 0.540
0302 1.9333 1.7593 1.4542 0.435
0303 1.8529 1.6876 1.3978 0.426
0306 0.9909 0.9048 0.7488 0.462
0307 0.9332 0.8578 0.7136 0.489
0308 0.5434 0.5087 0.4288 0.570
0403 1.6833 1.5639 1.3084 0.555
0502 1.5220 1.3889 1.1496 0.453
0504 1.4965 1.3785 1.1547 0.450
0507 2.8587 2.6401 2.2154 0.463
0508 1.9404 1.7630 1.4602 0.400
0509 1.5837 1.4442 1.1972 0.433
0510 1.5221 1.4062 1.1761 0.496
0511 1.6148 1.4800 1.2292 0.472
0512 1.5271 1.3959 1.1594 0.442
0513 0.8476 0.7780 0.6469 0.478
0514 1.8596 1.7086 1.4222 0.479
0516 1.6310 1.4971 1.2481 0.455
0517 1.7394 1.6035 1.3452 0.446
0518 1.5740 1.4369 1.1931 0.431
0519 2.2161 2.0261 1.6886 0.412
0521 0.5535 0.5115 0.4291 0.476
0601 0.6359 0.5849 0.4870 0.486
0602 0.7730 0.7093 0.5871 0.514
0603 1.0130 0.9215 0.7620 0.427
0604 0.9723 0.9056 0.7635 0.515
0606 0.5300 0.4935 0.4141 0.557
0607 0.4977 0.4618 0.3861 0.544
0608 0.3904 0.3608 0.3022 0.488
0701 2.0358 1.8290 1.4994 0.365
0803 0.4625 0.4301 0.3598 0.568
0901 1.5740 1.4369 1.1931 0.431
1002 0.9693 0.8996 0.7564 0.500
1003 0.7891 0.7308 0.6138 0.487
1004 0.5047 0.4656 0.3875 0.527
1005 8.2420 7.5668 6.3058 0.459
1007 0.3725 0.3431 0.2861 0.490
1101 0.7051 0.6553 0.5495 0.538
1102 1.3280 1.2212 1.0168 0.487
1103 1.2321 1.1421 0.9637 0.454
1104 0.5356 0.5016 0.4245 0.540
1105 0.9143 0.8454 0.7097 0.472
1106 0.3417 0.3212 0.2733 0.533
1108 0.6391 0.5942 0.4981 0.548
1109 1.4817 1.3789 1.1610 0.518
1301 0.6502 0.6003 0.4950 0.612
1303 0.2230 0.2077 0.1736 0.592
1304 0.0276 0.0257 0.0215 0.564
1305 0.4086 0.3807 0.3189 0.572
1401 0.4911 0.4576 0.3888 0.449
1404 0.7420 0.6923 0.5823 0.551
1405 0.5516 0.5146 0.4302 0.602
1407 0.6186 0.5785 0.4886 0.540
1501 0.5812 0.5390 0.4506 0.542
1507 0.5248 0.4864 0.4065 0.536
1701 0.9180 0.8472 0.7100 0.466
1702 2.1109 1.9174 1.5913 0.379
1703 0.8700 0.7875 0.6474 0.426
1704 0.9180 0.8472 0.7100 0.466
1801 0.5376 0.4969 0.4187 0.438
1802 0.7070 0.6531 0.5445 0.522
2002 0.7175 0.6699 0.5645 0.542
2004 0.9662 0.9004 0.7562 0.553
2007 0.4589 0.4271 0.3590 0.531
2008 0.3223 0.2991 0.2519 0.484
2009 0.3982 0.3737 0.3164 0.559
2101 0.6768 0.6307 0.5320 0.511
2102 0.5574 0.5215 0.4393 0.568
2104 0.3557 0.3354 0.2851 0.570
2105 0.5783 0.5390 0.4506 0.594
2106 0.4267 0.3992 0.3371 0.550
2201 0.2479 0.2314 0.1951 0.530
2202 0.7180 0.6670 0.5586 0.546
2203 0.4763 0.4465 0.3764 0.579
2204 0.2479 0.2314 0.1951 0.530
2401 0.4900 0.4551 0.3808 0.553
2903 0.6526 0.6101 0.5146 0.552
2904 0.7452 0.6937 0.5855 0.499
2905 0.5552 0.5215 0.4414 0.569
2906 0.3270 0.3047 0.2559 0.550
2907 0.5307 0.4969 0.4183 0.583
2908 1.0383 0.9586 0.8018 0.488
2909 0.3883 0.3633 0.3067 0.556
3101 0.9538 0.8780 0.7343 0.458
3102 0.2745 0.2561 0.2150 0.565
3103 0.5689 0.5288 0.4450 0.507
3104 0.5997 0.5536 0.4628 0.490
3105 0.7432 0.6924 0.5820 0.544
3303 0.4418 0.4120 0.3455 0.573
3304 0.4754 0.4476 0.3787 0.595
3309 0.4372 0.4069 0.3421 0.531
3402 0.5376 0.4989 0.4188 0.514
3403 0.2027 0.1883 0.1584 0.508
3404 0.4801 0.4481 0.3769 0.553
3405 0.3202 0.2977 0.2499 0.530
3406 0.1983 0.1865 0.1579 0.592
3407 0.7076 0.6552 0.5495 0.493
3408 0.1731 0.1617 0.1351 0.617
3409 0.1714 0.1617 0.1361 0.662
3410 0.2914 0.2738 0.2316 0.584
3411 0.4780 0.4424 0.3703 0.510
3412 0.5850 0.5374 0.4476 0.472
3414 0.5649 0.5232 0.4368 0.540
3415 0.8062 0.7447 0.6268 0.438
3501 1.0604 0.9859 0.8288 0.518
3503 0.3095 0.2932 0.2502 0.581
3506 1.1142 1.0148 0.8383 0.452
3509 0.4107 0.3866 0.3259 0.622
3510 0.3711 0.3466 0.2915 0.567
3511 0.7201 0.6702 0.5640 0.524
3512 0.3361 0.3158 0.2672 0.576
3513 0.4723 0.4416 0.3771 0.437
3602 0.1257 0.1177 0.0990 0.593
3603 0.4703 0.4386 0.3695 0.534
3604 0.8148 0.7606 0.6452 0.479
3605 0.5243 0.4859 0.4060 0.543
3701 0.2745 0.2561 0.2150 0.565
3702 0.4558 0.4253 0.3568 0.578
3708 0.6488 0.6008 0.5025 0.522
3802 0.1904 0.1784 0.1499 0.598
3808 0.4286 0.3959 0.3310 0.498
3901 0.1687 0.1596 0.1356 0.612
3902 0.5038 0.4713 0.3984 0.535
3903 1.1085 1.0421 0.8867 0.529
3905 0.1567 0.1482 0.1261 0.593
3906 0.4808 0.4501 0.3802 0.548
3909 0.2595 0.2448 0.2069 0.620
4002 1.3863 1.2755 1.0570 0.534
4101 0.2967 0.2757 0.2314 0.528
4103 0.4320 0.4083 0.3462 0.617
4107 0.1636 0.1528 0.1289 0.539
4108 0.1471 0.1375 0.1160 0.538
4109 0.2118 0.1972 0.1661 0.521
4201 0.6866 0.6307 0.5212 0.539
4301 0.6683 0.6264 0.5276 0.589
4302 0.6574 0.6127 0.5141 0.560
4304 1.0079 0.9422 0.7968 0.525
4305 1.2164 1.1179 0.9247 0.537
4401 0.4022 0.3751 0.3179 0.481
4402 0.8363 0.7840 0.6604 0.591
4404 0.5546 0.5196 0.4373 0.590
4501 0.1872 0.1765 0.1490 0.625
4502 0.0405 0.0380 0.0323 0.541
4504 0.1082 0.1025 0.0871 0.635
4601 0.7410 0.6907 0.5817 0.532
4802 0.3017 0.2821 0.2394 0.501
4803 0.2766 0.2618 0.2233 0.576
4804 0.5277 0.4939 0.4154 0.586
4805 0.2981 0.2808 0.2381 0.578
4806 0.0581 0.0545 0.0462 0.539
4808 0.4851 0.4523 0.3820 0.508
4809 0.3925 0.3689 0.3120 0.580
4810 0.1444 0.1365 0.1160 0.586
4811 0.2657 0.2504 0.2128 0.568
4812 0.3940 0.3693 0.3112 0.586
4813 0.1595 0.1501 0.1277 0.542
4900 0.3343 0.3062 0.2554 0.430
4901 0.0787 0.0728 0.0610 0.499
4902 0.1035 0.0966 0.0808 0.597
4903 0.1516 0.1413 0.1176 0.637
4904 0.0298 0.0281 0.0236 0.573
4905 0.3538 0.3343 0.2844 0.581
4906 0.0942 0.0880 0.0738 0.583
4907 0.0512 0.0479 0.0406 0.548
4908 0.0815 0.0781 0.0678 0.565
4909 0.0407 0.0392 0.0344 0.532
4910 0.4629 0.4310 0.3631 0.511
4911 0.0674 0.0628 0.0531 0.525
5001 5.0574 4.6226 3.8427 0.433
5002 0.5958 0.5533 0.4620 0.568
5003 1.9974 1.8258 1.5207 0.417
5004 0.9321 0.8667 0.7316 0.484
5005 0.5785 0.5323 0.4453 0.452
5006 1.6200 1.4803 1.2356 0.393
5101 0.9020 0.8400 0.7033 0.573
5103 0.7352 0.6899 0.5825 0.581
5106 0.7352 0.6899 0.5825 0.581
5108 0.8982 0.8409 0.7063 0.600
5109 0.5941 0.5509 0.4610 0.531
5201 0.4322 0.4013 0.3360 0.548
5204 0.9313 0.8623 0.7259 0.463
5206 0.4139 0.3820 0.3188 0.508
5207 0.1731 0.1641 0.1395 0.622
5208 0.8347 0.7759 0.6536 0.498
5209 0.7538 0.6986 0.5870 0.489
5301 0.0327 0.0307 0.0259 0.604
5302 0.0205 0.0191 0.0161 0.544
5305 0.0524 0.0496 0.0419 0.637
5306 0.0608 0.0571 0.0482 0.602
5307 0.5369 0.4984 0.4160 0.564
6103 0.0818 0.0775 0.0658 0.633
6104 0.3640 0.3421 0.2894 0.578
6105 0.3478 0.3233 0.2715 0.530
6107 0.1321 0.1252 0.1067 0.590
6108 0.4412 0.4162 0.3527 0.602
6109 0.0925 0.0864 0.0725 0.561
6110 0.6150 0.5740 0.4826 0.560
6201 0.3215 0.2966 0.2486 0.464
6202 0.6584 0.6155 0.5212 0.514
6203 0.0985 0.0942 0.0806 0.674
6204 0.1257 0.1184 0.1003 0.583
6205 0.2497 0.2341 0.1979 0.565
6206 0.2331 0.2183 0.1839 0.578
6207 1.0628 1.0063 0.8652 0.511
6208 0.2425 0.2293 0.1955 0.576
6209 0.3114 0.2929 0.2483 0.571
6301 0.1330 0.1220 0.1018 0.456
6302 0.1818 0.1710 0.1446 0.585
6303 0.0694 0.0647 0.0545 0.532
6304 0.4120 0.3894 0.3313 0.584
6305 0.1004 0.0950 0.0809 0.597
6306 0.3306 0.3090 0.2600 0.571
6308 0.0654 0.0611 0.0514 0.581
6309 0.1818 0.1710 0.1446 0.585
6402 0.2935 0.2765 0.2333 0.634
6403 0.1683 0.1587 0.1347 0.585
6404 0.2219 0.2083 0.1760 0.583
6405 0.5863 0.5437 0.4558 0.518
6406 0.1168 0.1101 0.0932 0.610
6407 0.2772 0.2596 0.2189 0.576
6408 0.3908 0.3642 0.3052 0.575
6409 0.8714 0.8032 0.6700 0.495
6410 0.2841 0.2651 0.2233 0.539
6501 0.1710 0.1605 0.1349 0.616
6502 0.0399 0.0373 0.0315 0.570
6503 0.0760 0.0699 0.0579 0.531
6504 0.3983 0.3770 0.3204 0.608
6505 0.1051 0.0997 0.0849 0.602
6506 0.1061 0.1000 0.0847 0.613
6509 0.3705 0.3493 0.2964 0.582
6510 0.4791 0.4408 0.3687 0.450
6511 0.3464 0.3264 0.2764 0.594
6512 0.2818 0.2647 0.2238 0.574
6601 0.1900 0.1785 0.1511 0.561
6602 0.4752 0.4452 0.3761 0.556
6603 0.3338 0.3106 0.2603 0.556
6604 0.0832 0.0781 0.0658 0.599
6605 0.3004 0.2844 0.2422 0.598
6607 0.1723 0.1611 0.1359 0.546
6608 0.5550 0.5046 0.4169 0.429
6620 4.3471 4.0529 3.3620 0.665
6704 0.1687 0.1577 0.1321 0.603
6705 0.8304 0.7903 0.6775 0.593
6706 0.3245 0.3053 0.2599 0.534
6707 3.3484 3.1625 2.6539 0.699
6708 8.5624 8.1221 7.0557 0.434
6709 0.2900 0.2742 0.2326 0.611
6801 0.5907 0.5484 0.4563 0.597
6802 0.4463 0.4181 0.3515 0.601
6803 0.8728 0.7962 0.6652 0.367
6804 0.2742 0.2549 0.2139 0.538
6809 4.8700 4.5804 3.8879 0.557
6901 0.0181 0.0191 0.0181 0.699
6902 1.0364 0.9424 0.7793 0.421
6903 7.5675 6.9051 5.8009 0.317
6904 0.4097 0.3793 0.3129 0.639
6905 0.3807 0.3536 0.2939 0.607
6906 0.1463 0.1482 0.1345 0.696
6907 1.2537 1.1688 0.9813 0.561
6908 0.4654 0.4342 0.3644 0.576
6909 0.1179 0.1109 0.0937 0.601
7100 0.0329 0.0306 0.0259 0.482
7101 0.0246 0.0228 0.0193 0.447
7102 4.1468 3.9788 3.4480 0.578
7103 0.6039 0.5583 0.4653 0.537
7104 0.0302 0.0283 0.0238 0.622
7105 0.0317 0.0300 0.0251 0.648
7106 0.1985 0.1871 0.1584 0.603
7107 0.2231 0.2109 0.1802 0.553
7108 0.1947 0.1845 0.1578 0.574
7109 0.1317 0.1241 0.1049 0.613
7110 0.3469 0.3203 0.2678 0.495
7111 0.3820 0.3530 0.2952 0.498
7112 0.6431 0.6014 0.5073 0.553
7113 0.3676 0.3466 0.2949 0.563
7114 0.5580 0.5265 0.4454 0.619
7115 0.5750 0.5419 0.4594 0.591
7116 0.7040 0.6601 0.5573 0.570
7117 1.5934 1.4945 1.2581 0.601
7118 1.3430 1.2596 1.0627 0.581
7119 1.3218 1.2328 1.0345 0.569
7120 6.1185 5.6949 4.7930 0.521
7121 5.6948 5.3007 4.4623 0.520
7122 0.5720 0.5406 0.4582 0.622
7201 1.3596 1.2563 1.0435 0.558
7202 0.0362 0.0334 0.0278 0.523
7203 0.1251 0.1190 0.1022 0.586
7204 0.0000 0.0000 0.0000 0.500
7301 0.5068 0.4737 0.4015 0.502
7302 1.0016 0.9381 0.7956 0.521
7307 0.4998 0.4693 0.3981 0.541
7308 0.3009 0.2858 0.2441 0.606
7309 0.2702 0.2558 0.2178 0.596))

Class 2004 2005 2006 Primary Ratio
0101 1.2929 1.0993 0.9410 0.458
0103 1.7210 1.4669 1.2559 0.471
0104 0.9388 0.7998 0.6840 0.470
0105 1.3160 1.1380 0.9770 0.537
0107 1.2380 1.0484 0.8956 0.443
0108 0.9388 0.7998 0.6840 0.470
0112 0.7677 0.6560 0.5614 0.482
0201 2.4479 2.0575 1.7475 0.421
0202 3.1777 2.6838 2.3121 0.402
0210 1.1847 1.0029 0.8551 0.444
0212 1.3618 1.1556 0.9864 0.454
0214 1.3348 1.1338 0.9613 0.478
0217 1.1010 0.9404 0.8031 0.486
0219 0.9968 0.8532 0.7361 0.466
0301 0.6310 0.5477 0.4715 0.549
0302 1.9320 1.6333 1.3870 0.448
0303 1.8501 1.5580 1.3259 0.424
0306 0.9932 0.8436 0.7160 0.476
0307 0.9684 0.8267 0.7051 0.489
0308 0.5505 0.4812 0.4158 0.573
0403 1.7124 1.4836 1.2708 0.551
0502 1.5261 1.2922 1.0998 0.452
0504 1.6240 1.3854 1.1945 0.453
0507 2.8619 2.4464 2.1103 0.463
0508 2.0124 1.6872 1.4377 0.398
0509 1.7178 1.4500 1.2399 0.426
0510 1.5553 1.3373 1.1487 0.504
0511 1.6604 1.4127 1.2030 0.476
0512 1.5570 1.3177 1.1250 0.442
0513 0.8056 0.6890 0.5878 0.497
0514 1.8924 1.6143 1.3769 0.483
0516 1.6542 1.4049 1.2040 0.448
0517 1.8580 1.5844 1.3656 0.453
0518 1.5722 1.3292 1.1349 0.436
0519 2.2267 1.8796 1.6123 0.413
0521 0.5848 0.5002 0.4297 0.477
0601 0.6567 0.5611 0.4796 0.487
0602 0.8043 0.6867 0.5819 0.506
0603 1.0254 0.8638 0.7362 0.425
0604 1.0132 0.8762 0.7576 0.518
0606 0.5517 0.4796 0.4119 0.563
0607 0.5419 0.4691 0.4018 0.548
0608 0.3800 0.3262 0.2803 0.497
0701 2.0550 1.7034 1.4376 0.369
0803 0.4722 0.4102 0.3514 0.568
0901 1.5722 1.3292 1.1349 0.436
1002 1.0129 0.8720 0.7519 0.500
1003 0.8075 0.6945 0.5990 0.494
1004 0.5289 0.4545 0.3874 0.523
1005 8.5185 7.2533 6.1988 0.461
1007 0.3741 0.3198 0.2733 0.491
1101 0.7398 0.6411 0.5506 0.545
1102 1.3609 1.1636 0.9949 0.488
1103 1.2423 1.0646 0.9225 0.459
1104 0.5544 0.4836 0.4192 0.555
1105 0.9235 0.7909 0.6806 0.479
1106 0.3564 0.3107 0.2715 0.531
1108 0.6576 0.5693 0.4890 0.542
1109 1.5486 1.3409 1.1574 0.527
1301 0.6404 0.5567 0.4690 0.608
1303 0.2278 0.1987 0.1699 0.590
1304 0.0295 0.0257 0.0220 0.562
1305 0.4374 0.3813 0.3270 0.579
1401 0.5074 0.4358 0.3818 0.446
1404 0.7955 0.6929 0.5970 0.563
1405 0.6102 0.5342 0.4560 0.610
1407 0.5837 0.5084 0.4404 0.546
1501 0.6073 0.5248 0.4493 0.541
1507 0.5770 0.4982 0.4265 0.536
1701 0.9525 0.8159 0.7018 0.478
1702 2.1812 1.8244 1.5571 0.381
1703 0.8633 0.7256 0.6125 0.436
1704 0.9525 0.8159 0.7018 0.478
1801 0.5416 0.4623 0.4008 0.445
1802 0.7356 0.6338 0.5417 0.526
2002 0.7442 0.6469 0.5586 0.546
2004 0.9828 0.8556 0.7370 0.560
2007 0.4949 0.4286 0.3695 0.533
2008 0.3337 0.2871 0.2485 0.492
2009 0.4139 0.3617 0.3137 0.564
2101 0.6902 0.5972 0.5174 0.512
2102 0.5455 0.4769 0.4119 0.577
2104 0.3686 0.3239 0.2828 0.575
2105 0.5847 0.5108 0.4373 0.597
2106 0.4363 0.3809 0.3293 0.561
2201 0.2521 0.2187 0.1894 0.531
2202 0.7375 0.6391 0.5488 0.546
2203 0.4837 0.4233 0.3654 0.581
2204 0.2521 0.2187 0.1894 0.531
2401 0.5013 0.4348 0.3716 0.563
2903 0.6528 0.5684 0.4919 0.551
2904 0.7469 0.6461 0.5594 0.520
2905 0.5736 0.5029 0.4352 0.585
2906 0.3317 0.2882 0.2483 0.554
2907 0.5353 0.4689 0.4041 0.589
2908 1.0643 0.9123 0.7839 0.488
2909 0.3994 0.3482 0.3012 0.559
3101 0.9243 0.7900 0.6773 0.480
3102 0.2796 0.2428 0.2091 0.551
3103 0.5819 0.5025 0.4338 0.513
3104 0.6209 0.5330 0.4576 0.500
3105 0.7609 0.6594 0.5679 0.540
3303 0.4512 0.3935 0.3379 0.578
3304 0.4809 0.4232 0.3666 0.601
3309 0.4414 0.3819 0.3298 0.527
3402 0.5404 0.4670 0.4017 0.528
3403 0.2100 0.1810 0.1564 0.512
3404 0.4975 0.4329 0.3733 0.556
3405 0.3134 0.2721 0.2343 0.551
3406 0.2059 0.1810 0.1568 0.593
3407 0.7324 0.6296 0.5405 0.505
3408 0.1853 0.1627 0.1389 0.621
3409 0.1749 0.1551 0.1334 0.662
3410 0.2987 0.2618 0.2267 0.581
3411 0.4872 0.4201 0.3602 0.524
3412 0.5888 0.5021 0.4292 0.476
3414 0.5827 0.5036 0.4315 0.540
3415 0.8500 0.7245 0.6273 0.442
3501 1.0942 0.9462 0.8155 0.521
3503 0.3185 0.2809 0.2461 0.584
3506 1.0784 0.9135 0.7755 0.464
3509 0.4234 0.3734 0.3223 0.624
3510 0.3718 0.3249 0.2799 0.581
3511 0.7277 0.6291 0.5433 0.519
3512 0.3499 0.3062 0.2657 0.574
3513 0.4851 0.4173 0.3672 0.441
3602 0.1335 0.1166 0.1005 0.579
3603 0.4818 0.4184 0.3619 0.540
3604 0.8426 0.7275 0.6357 0.486
3605 0.5400 0.4673 0.3999 0.547
3701 0.2796 0.2428 0.2091 0.551
3702 0.4583 0.3991 0.3428 0.573
3708 0.6419 0.5540 0.4750 0.532
3802 0.2065 0.1809 0.1555 0.598
3808 0.4392 0.3769 0.3232 0.501
3901 0.1776 0.1571 0.1368 0.621
3902 0.4977 0.4338 0.3760 0.551
3903 1.1476 1.0011 0.8750 0.533
3905 0.1631 0.1436 0.1252 0.594
3906 0.4934 0.4309 0.3732 0.563
3909 0.2684 0.2365 0.2049 0.612
4002 1.4182 1.2187 1.0352 0.531
4101 0.3229 0.2791 0.2402 0.530
4103 0.4588 0.4048 0.3508 0.617
4107 0.1717 0.1489 0.1287 0.533
4108