OTS-3416.2


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WAC 296-17B-940   Hazard Group 4 tables.  

Premium-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 4

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .8706 .8538 .8388 .8252 .8127 .8010 .7900 .7795 .7696 .7601 .7510 .7422 .7338 .7256
2 .8655 .8476 .8317 .8172 .8039 .7914 .7797 .7686 .7580 .7480 .7383 .7290 .7200 .7114
3 .8604 .8415 .8246 .8093 .7952 .7819 .7695 .7578 .7466 .7359 .7257 .7158 .7064 .6972
4 .8554 .8354 .8175 .8013 .7864 .7724 .7593 .7468 .7350 .7237 .7129 .7026 .6926 .6830
5 .8504 .8293 .8105 .7934 .7776 .7629 .7490 .7360 .7235 .7116 .7003 .6894 .6789 .6688
6 .8455 .8233 .8035 .7855 .7689 .7534 .7389 .7251 .7120 .6996 .6877 .6762 .6652 .6547
7 .8406 .8173 .7965 .7777 .7602 .7440 .7287 .7143 .7006 .6876 .6751 .6632 .6517 .6406
8 .8357 .8114 .7896 .7698 .7516 .7346 .7186 .7035 .6892 .6756 .6626 .6501 .6382 .6267
9 .8310 .8055 .7827 .7621 .7430 .7252 .7085 .6928 .6779 .6637 .6502 .6372 .6248 .6128
10 .8262 .7996 .7759 .7543 .7344 .7159 .6985 .6821 .6666 .6518 .6378 .6243 .6115 .5991
11 .8215 .7938 .7691 .7466 .7259 .7066 .6885 .6715 .6554 .6400 .6255 .6115 .5982 .5854
12 .8168 .7880 .7623 .7389 .7173 .6973 .6785 .6609 .6442 .6283 .6132 .5988 .5851 .5719
13 .8122 .7822 .7555 .7312 .7088 .6880 .6686 .6503 .6330 .6166 .6010 .5862 .5720 .5585
14 .8076 .7765 .7488 .7236 .7003 .6788 .6587 .6397 .6219 .6049 .5889 .5736 .5590 .5451
15 .8030 .7708 .7420 .7159 .6919 .6696 .6488 .6292 .6108 .5933 .5768 .5611 .5461 .5319
16 .7985 .7651 .7353 .7083 .6834 .6604 .6389 .6187 .5997 .5818 .5648 .5487 .5334 .5187
17 .7940 .7594 .7286 .7007 .6750 .6512 .6291 .6083 .5888 .5703 .5529 .5364 .5207 .5057
18 .7895 .7538 .7220 .6931 .6666 .6421 .6192 .5979 .5778 .5589 .5410 .5241 .5080 .4928
19 .7850 .7482 .7153 .6855 .6582 .6329 .6095 .5875 .5669 .5475 .5293 .5119 .4955 .4799
20 .7806 .7426 .7087 .6780 .6498 .6238 .5997 .5772 .5561 .5362 .5175 .4999 .4831 .4672
21 .7762 .7370 .7021 .6704 .6414 .6147 .5899 .5668 .5452 .5249 .5058 .4878 .4707 .4546
22 .7718 .7314 .6954 .6629 .6331 .6056 .5802 .5566 .5344 .5137 .4942 .4758 .4585 .4420
23 .7675 .7259 .6888 .6553 .6247 .5966 .5705 .5463 .5237 .5025 .4827 .4639 .4463 .4296
24 .7632 .7203 .6822 .6478 .6164 .5875 .5608 .5361 .5130 .4914 .4711 .4521 .4341 .4172
25 .7588 .7148 .6757 .6403 .6081 .5785 .5512 .5259 .5023 .4803 .4597 .4403 .4221 .4048
26 .7546 .7093 .6691 .6328 .5997 .5695 .5415 .5157 .4916 .4692 .4482 .4285 .4100 .3926
27 .7503 .7038 .6625 .6253 .5914 .5604 .5319 .5055 .4810 .4582 .4368 .4169 .3981 .3804
28 .7461 .6984 .6560 .6178 .5831 .5514 .5223 .4953 .4704 .4472 .4255 .4052 .3862 .3682
29 .7419 .6929 .6494 .6103 .5748 .5424 .5127 .4852 .4598 .4362 .4142 .3936 .3743 .3562
30 .7377 .6875 .6429 .6029 .5666 .5334 .5031 .4751 .4492 .4252 .4029 .3820 .3624 .3441
31 .7336 .6821 .6364 .5954 .5583 .5245 .4935 .4650 .4387 .4143 .3916 .3705 .3507 .3321
32 .7295 .6767 .6299 .5880 .5500 .5155 .4839 .4549 .4282 .4034 .3804 .3589 .3388 .3200
33 .7254 .6714 .6235 .5806 .5418 .5066 .4744 .4448 .4176 .3925 .3691 .3474 .3271 .3080
34 .7214 .6661 .6170 .5731 .5335 .4976 .4648 .4347 .4071 .3815 .3578 .3358 .3152 .2960
35 .7174 .6608 .6106 .5657 .5253 .4886 .4552 .4246 .3965 .3706 .3466 .3242 .3034 .2840
36 .7134 .6555 .6042 .5583 .5170 .4796 .4456 .4145 .3859 .3596 .3352 .3126 .2916 .2720
37 .7095 .6502 .5978 .5509 .5087 .4706 .4359 .4043 .3753 .3485 .3238 .3010 .2798 .2601
38 .7056 .6450 .5914 .5435 .5005 .4616 .4263 .3941 .3646 .3375 .3125 .2894 .2680 .2482
39 .7018 .6399 .5850 .5361 .4922 .4526 .4167 .3839 .3539 .3264 .3011 .2778 .2563 .2365
40 .6981 .6348 .5788 .5288 .4840 .4436 .4070 .3737 .3433 .3154 .2899 .2664 .2448 .2250
41 .6945 .6298 .5726 .5216 .4759 .4347 .3975 .3636 .3327 .3045 .2787 .2551 .2335 .2136
42 .6909 .6249 .5665 .5144 .4678 .4259 .3879 .3535 .3222 .2937 .2677 .2440 .2223 .2025
43 .6875 .6201 .5604 .5073 .4598 .4171 .3785 .3435 .3118 .2830 .2568 .2330 .2114 .1917
44 .6841 .6154 .5545 .5003 .4518 .4083 .3691 .3336 .3015 .2724 .2461 .2223 .2007 .1811
45 .6808 .6108 .5487 .4934 .4440 .3996 .3597 .3237 .2913 .2620 .2356 .2117 .1902 .1708
46 .6777 .6063 .5429 .4865 .4361 .3910 .3504 .3140 .2812 .2517 .2252 .2014 .1800 .1607
47 .6746 .6018 .5372 .4797 .4283 .3824 .3412 .3043 .2712 .2415 .2150 .1912 .1700 .1510
48 .6716 .5975 .5316 .4729 .4206 .3738 .3320 .2947 .2613 .2315 .2049 .1813 .1602 .1415
49 .6688 .5932 .5261 .4662 .4129 .3653 .3229 .2851 .2515 .2216 .1951 .1715 .1507 .1323
50 .6660 .5891 .5206 .4596 .4053 .3569 .3139 .2757 .2418 .2119 .1854 .1620 .1414 .1233
51 .6633 .5850 .5152 .4530 .3977 .3485 .3049 .2664 .2323 .2023 .1759 .1527 .1324 .1147
52 .6607 .5810 .5099 .4465 .3901 .3402 .2960 .2571 .2229 .1928 .1666 .1437 .1237 .1064
53 .6582 .5772 .5047 .4400 .3827 .3319 .2872 .2479 .2135 .1835 .1574 .1348 .1152 .0983
54 .6558 .5734 .4995 .4337 .3753 .3237 .2785 .2389 .2044 .1744 .1485 .1262 .1070 .0905
55 .6535 .5697 .4944 .4273 .3679 .3156 .2698 .2299 .1953 .1655 .1398 .1178 .0991 .0831
56 .6513 .5661 .4895 .4211 .3607 .3075 .2612 .2211 .1864 .1567 .1313 .1097 .0914 .0760
57 .6493 .5627 .4846 .4150 .3535 .2996 .2527 .2123 .1776 .1481 .1230 .1018 .0840 .0691
58 .6473 .5593 .4798 .4089 .3463 .2917 .2443 .2037 .1690 .1396 .1149 .0942 .0769 .0626
59 .6454 .5561 .4752 .4030 .3393 .2839 .2360 .1952 .1605 .1313 .1070 .0868 .0701 .0564
60 .6437 .5530 .4706 .3971 .3324 .2762 .2278 .1868 .1522 .1233 .0994 .0797 .0636 .0506
61 .6420 .5500 .4662 .3914 .3256 .2685 .2197 .1785 .1440 .1154 .0920 .0729 .0574 .0451
62 .6405 .5472 .4620 .3858 .3189 .2610 .2118 .1704 .1360 .1078 .0848 .0664 .0516 .0399
63 .6391 .5445 .4579 .3803 .3123 .2536 .2039 .1624 .1282 .1003 .0780 .0601 .0461 .0351
64 .6378 .5420 .4540 .3750 .3058 .2463 .1962 .1545 .1205 .0931 .0714 .0542 .0409 .0306
65 .6367 .5396 .4502 .3699 .2995 .2392 .1885 .1468 .1131 .0862 .0650 .0486 .0361 .0265
66 .6357 .5374 .4466 .3649 .2933 .2321 .1811 .1393 .1058 .0795 .0590 .0434 .0316 .0228
67 .6347 .5354 .4432 .3600 .2872 .2252 .1737 .1320 .0988 .0730 .0533 .0385 .0275 .0194
68 .6339 .5335 .4399 .3554 .2813 .2184 .1665 .1248 .0920 .0669 .0479 .0339 .0237 .0164
69 .6332 .5318 .4369 .3508 .2755 .2118 .1595 .1178 .0855 .0610 .0428 .0297 .0203 .0137
70 .6327 .5303 .4340 .3465 .2699 .2053 .1526 .1110 .0791 .0554 .0381 .0258 .0172 .0113
71 .6322 .5289 .4313 .3423 .2643 .1987 .1457 .1042 .0729 .0500 .0336 .0222 .0144 .0092
72 .6318 .5278 .4289 .3384 .2591 .1926 .1392 .0980 .0672 .0451 .0296 .0191 .0121 .0075
73 .6315 .5268 .4268 .3348 .2542 .1869 .1331 .0921 .0620 .0407 .0261 .0164 .0101 .0061
74 .6314 .5263 .4255 .3326 .2512 .1832 .1293 .0885 .0588 .0380 .0240 .0148 .0090 .0053


Premium-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 4

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0339 .0708 .1106 .1524 .2396 .3298 .4218 .5152
2 .0000 .0323 .0681 .1072 .1484 .2345 .3236 .4147 .5072
3 .0000 .0307 .0656 .1040 .1446 .2294 .3175 .4076 .4993
4 .0000 .0292 .0632 .1009 .1407 .2244 .3114 .4005 .4913
5 .0000 .0277 .0608 .0978 .1370 .2194 .3053 .3935 .4834
6 .0000 .0263 .0586 .0948 .1333 .2145 .2993 .3865 .4755
7 .0000 .0249 .0564 .0918 .1296 .2096 .2933 .3795 .4677
8 .0000 .0236 .0543 .0890 .1261 .2047 .2874 .3726 .4598
9 .0000 .0224 .0522 .0861 .1225 .2000 .2815 .3657 .4521
10 .0000 .0212 .0502 .0834 .1190 .1952 .2756 .3589 .4443
11 .0000 .0201 .0483 .0806 .1156 .1905 .2698 .3521 .4366
12 .0000 .0191 .0464 .0780 .1122 .1858 .2640 .3453 .4289
13 .0000 .0180 .0445 .0753 .1089 .1812 .2582 .3385 .4212
14 .0000 .0171 .0427 .0727 .1056 .1766 .2525 .3318 .4136
15 .0000 .0161 .0409 .0702 .1023 .1720 .2468 .3250 .4059
16 .0000 .0152 .0392 .0677 .0990 .1675 .2411 .3183 .3983
17 .0000 .0144 .0375 .0652 .0958 .1630 .2354 .3116 .3907
18 .0000 .0135 .0358 .0627 .0927 .1585 .2298 .3050 .3831
19 .0000 .0127 .0342 .0604 .0895 .1540 .2242 .2983 .3755
20 .0000 .0120 .0326 .0580 .0865 .1496 .2186 .2917 .3680
21 .0000 .0112 .0311 .0557 .0834 .1452 .2130 .2851 .3604
22 .0000 .0105 .0296 .0534 .0804 .1408 .2074 .2784 .3529
23 .0000 .0098 .0281 .0511 .0774 .1365 .2019 .2718 .3453
24 .0000 .0092 .0266 .0489 .0744 .1322 .1963 .2652 .3378
25 .0000 .0085 .0252 .0467 .0715 .1278 .1908 .2587 .3303
26 .0000 .0079 .0238 .0445 .0685 .1236 .1853 .2521 .3228
27 .0000 .0073 .0225 .0424 .0657 .1193 .1798 .2455 .3153
28 .0000 .0068 .0212 .0403 .0629 .1151 .1744 .2390 .3078
29 .0000 .0063 .0199 .0383 .0601 .1109 .1689 .2324 .3003
30 .0000 .0058 .0187 .0363 .0573 .1067 .1635 .2259 .2929
31 .0000 .0053 .0175 .0344 .0546 .1026 .1581 .2194 .2854
32 .0000 .0048 .0164 .0324 .0519 .0985 .1527 .2129 .2780
33 .0000 .0044 .0152 .0306 .0493 .0944 .1474 .2065 .2706
34 .0000 .0040 .0142 .0287 .0467 .0904 .1421 .2000 .2631
35 .0000 .0036 .0131 .0270 .0442 .0864 .1368 .1936 .2557
36 .0000 .0033 .0121 .0252 .0417 .0824 .1315 .1872 .2483
37 .0000 .0029 .0112 .0235 .0392 .0785 .1262 .1808 .2409
38 .0000 .0026 .0102 .0219 .0368 .0746 .1210 .1744 .2335
39 .0000 .0023 .0094 .0203 .0345 .0708 .1159 .1680 .2261
40 .0000 .0021 .0085 .0188 .0322 .0671 .1108 .1618 .2188
41 .0000 .0018 .0077 .0173 .0300 .0635 .1058 .1556 .2116
42 .0000 .0016 .0070 .0159 .0279 .0599 .1009 .1495 .2044
43 .0000 .0014 .0063 .0146 .0259 .0565 .0961 .1434 .1973
44 .0000 .0012 .0057 .0133 .0240 .0531 .0914 .1375 .1903
45 .0000 .0011 .0051 .0122 .0221 .0498 .0868 .1317 .1834
46 .0000 .0009 .0045 .0110 .0203 .0467 .0823 .1259 .1765
47 .0000 .0008 .0040 .0100 .0186 .0436 .0778 .1202 .1697
48 .0000 .0007 .0035 .0090 .0170 .0406 .0735 .1146 .1629
49 .0000 .0006 .0031 .0080 .0155 .0378 .0692 .1091 .1562
50 .0000 .0005 .0027 .0072 .0140 .0350 .0651 .1036 .1496
51 .0000 .0004 .0023 .0064 .0127 .0323 .0610 .0982 .1430
52 .0000 .0003 .0020 .0056 .0114 .0297 .0570 .0929 .1365
53 .0000 .0003 .0017 .0049 .0101 .0272 .0532 .0877 .1300
54 .0000 .0002 .0015 .0043 .0090 .0248 .0494 .0825 .1237
55 .0000 .0002 .0012 .0037 .0079 .0225 .0457 .0774 .1173
56 .0000 .0001 .0010 .0032 .0070 .0203 .0421 .0725 .1111
57 .0000 .0001 .0008 .0027 .0060 .0183 .0387 .0676 .1050
58 .0000 .0001 .0007 .0023 .0052 .0163 .0353 .0628 .0989
59 .0000 .0001 .0005 .0019 .0044 .0144 .0321 .0582 .0930
60 .0000 .0000 .0004 .0015 .0037 .0127 .0290 .0536 .0871
61 .0000 .0000 .0003 .0012 .0031 .0110 .0260 .0492 .0814
62 .0000 .0000 .0002 .0010 .0026 .0095 .0232 .0450 .0758
63 .0000 .0000 .0002 .0008 .0021 .0081 .0205 .0409 .0703
64 .0000 .0000 .0001 .0006 .0017 .0068 .0180 .0370 .0650
65 .0000 .0000 .0001 .0004 .0013 .0057 .0156 .0332 .0599
66 .0000 .0000 .0001 .0003 .0010 .0047 .0134 .0296 .0549
67 .0000 .0000 .0000 .0002 .0007 .0037 .0114 .0262 .0500
68 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0229 .0454
69 .0000 .0000 .0000 .0001 .0004 .0022 .0078 .0199 .0408
70 .0000 .0000 .0000 .0001 .0002 .0017 .0063 .0170 .0365
71 .0000 .0000 .0000 .0000 .0001 .0012 .0049 .0143 .0323
72 .0000 .0000 .0000 .0000 .0001 .0008 .0038 .0119 .0284
73 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0098 .0248
74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0085 .0226


Premium-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 4

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .6978 .6343 .5780 .5279 .4829 .4435 .4110 .3840 .3615 .3426 .3268 .3134 .3022 .2931
41 $120 .6941 .6293 .5718 .5206 .4749 .4362 .4042 .3776 .3555 .3369 .3214 .3084 .2979 .2893
42 $120 .6906 .6244 .5657 .5134 .4676 .4294 .3978 .3715 .3496 .3314 .3162 .3038 .2939 .2859
43 $120 .6871 .6196 .5597 .5064 .4608 .4229 .3916 .3656 .3439 .3260 .3114 .2996 .2902 .2827
44 $120 .6838 .6149 .5538 .4998 .4544 .4167 .3856 .3598 .3384 .3209 .3069 .2958 .2868 .2797
45 $120 .6805 .6103 .5479 .4936 .4483 .4108 .3797 .3541 .3331 .3162 .3028 .2921 .2837 .2770
46 $120 .6774 .6057 .5423 .4878 .4425 .4050 .3740 .3486 .3281 .3118 .2989 .2887 .2807 .2745
47 $120 .6743 .6013 .5369 .4822 .4368 .3993 .3684 .3434 .3235 .3077 .2953 .2856 .2781 .2723
48 $120 .6713 .5970 .5318 .4769 .4313 .3937 .3630 .3385 .3190 .3037 .2918 .2826 .2756 .2702
49 $120 .6685 .5928 .5270 .4717 .4259 .3883 .3579 .3337 .3148 .3000 .2886 .2799 .2733 .2684
50 $120 .6657 .5888 .5224 .4667 .4206 .3830 .3529 .3292 .3107 .2964 .2856 .2774 .2712 .2667
$250 .6659 .5889 .5204 .4593 .4049 .3566 .3147 .2789 .2486 .2229 .2012 .1830 .1677 .1550
51 $120 .6630 .5850 .5180 .4618 .4154 .3779 .3481 .3248 .3068 .2931 .2827 .2750 .2693 .2652
$250 .6632 .5849 .5150 .4527 .3973 .3487 .3069 .2713 .2412 .2159 .1946 .1769 .1621 .1499
52 $120 .6604 .5814 .5137 .4570 .4104 .3730 .3435 .3206 .3031 .2899 .2801 .2729 .2676 .2638
$250 .6606 .5809 .5097 .4462 .3899 .3411 .2993 .2639 .2341 .2091 .1882 .1710 .1568 .1452
53 $120 .6580 .5780 .5095 .4522 .4055 .3682 .3390 .3166 .2996 .2870 .2777 .2709 .2660 .2626
$250 .6581 .5770 .5044 .4397 .3828 .3337 .2919 .2567 .2271 .2025 .1821 .1654 .1518 .1408
54 $120 .6556 .5747 .5054 .4476 .4007 .3635 .3347 .3127 .2963 .2842 .2754 .2691 .2646 .2615
$250 .6557 .5733 .4993 .4335 .3760 .3266 .2848 .2496 .2203 .1960 .1762 .1601 .1471 .1366
55 $120 .6535 .5716 .5014 .4431 .3961 .3590 .3305 .3090 .2932 .2816 .2733 .2674 .2633 .2605
$250 .6535 .5696 .4942 .4274 .3693 .3197 .2778 .2427 .2137 .1899 .1706 .1550 .1426 .1328
56 $120 .6514 .5685 .4975 .4387 .3915 .3546 .3265 .3055 .2902 .2791 .2714 .2659 .2622 .2597
$250 .6513 .5660 .4893 .4215 .3629 .3129 .2709 .2360 .2073 .1840 .1652 .1503 .1384 .1292
57 $120 .6496 .5656 .4938 .4345 .3871 .3504 .3226 .3021 .2874 .2769 .2696 .2646 .2612 .2589
$250 .6492 .5625 .4845 .4159 .3566 .3063 .2642 .2294 .2011 .1783 .1601 .1457 .1345 .1258
58 $120 .6478 .5628 .4901 .4303 .3828 .3462 .3189 .2989 .2847 .2747 .2679 .2633 .2602 .2582
$250 .6472 .5592 .4800 .4104 .3505 .2998 .2576 .2230 .1951 .1728 .1552 .1415 .1309 .1227
$500 .6473 .5593 .4798 .4088 .3462 .2915 .2443 .2039 .1697 .1411 .1173 .0976 .0814 .0682
59 $120 .6461 .5601 .4866 .4263 .3786 .3422 .3153 .2959 .2822 .2728 .2664 .2622 .2594 .2577
$250 .6454 .5560 .4756 .4051 .3445 .2934 .2512 .2169 .1893 .1676 .1506 .1375 .1275 .1199
$500 .6454 .5560 .4751 .4029 .3392 .2838 .2361 .1957 .1617 .1334 .1101 .0909 .0754 .0629
60 $120 .6446 .5576 .4832 .4223 .3746 .3384 .3118 .2930 .2798 .2710 .2650 .2612 .2587 .2572
$250 .6436 .5530 .4714 .3999 .3386 .2872 .2450 .2108 .1837 .1625 .1462 .1337 .1243 .1173
$500 .6437 .5529 .4706 .3970 .3323 .2762 .2282 .1877 .1539 .1260 .1031 .0846 .0697 .0579
61 $120 .6431 .5551 .4799 .4185 .3706 .3346 .3085 .2902 .2776 .2693 .2638 .2603 .2581 .2568
$250 .6420 .5501 .4674 .3948 .3329 .2811 .2388 .2050 .1783 .1577 .1420 .1302 .1214 .1149
$500 .6420 .5500 .4662 .3913 .3255 .2687 .2204 .1798 .1463 .1187 .0965 .0786 .0644 .0532
62 $120 .6418 .5528 .4767 .4148 .3668 .3310 .3054 .2876 .2756 .2677 .2627 .2595 .2576 .2564
$250 .6405 .5474 .4635 .3900 .3273 .2752 .2329 .1993 .1732 .1532 .1381 .1269 .1187 .1128
$500 .6405 .5471 .4619 .3858 .3189 .2614 .2127 .1722 .1388 .1118 .0901 .0729 .0594 .0489
63 $120 .6405 .5505 .4736 .4112 .3630 .3275 .3023 .2851 .2737 .2663 .2617 .2588 .2571 .2561
$250 .6391 .5449 .4598 .3852 .3218 .2694 .2271 .1939 .1682 .1488 .1344 .1239 .1163 .1109
$500 .6391 .5445 .4578 .3803 .3125 .2543 .2053 .1647 .1316 .1050 .0840 .0675 .0547 .0449
64 $120 .6394 .5484 .4706 .4077 .3594 .3241 .2994 .2828 .2719 .2650 .2608 .2582 .2567 .2558
$250 .6379 .5426 .4562 .3806 .3165 .2637 .2215 .1886 .1634 .1447 .1310 .1211 .1141 .1092
$500 .6378 .5420 .4539 .3751 .3062 .2473 .1979 .1574 .1246 .0985 .0781 .0623 .0503 .0412
$1,000 .6378 .5420 .4540 .3750 .3058 .2463 .1961 .1545 .1205 .0932 .0714 .0543 .0410 .0308
65 $120 .6384 .5464 .4677 .4043 .3559 .3209 .2967 .2806 .2703 .2639 .2600 .2577 .2564 .2556
$250 .6368 .5404 .4529 .3762 .3113 .2582 .2160 .1835 .1589 .1408 .1277 .1185 .1120 .1076
$500 .6367 .5396 .4502 .3700 .3000 .2404 .1907 .1502 .1178 .0923 .0726 .0575 .0462 .0378
$1,000 .6367 .5396 .4502 .3699 .2995 .2391 .1885 .1468 .1131 .0862 .0651 .0487 .0362 .0267
66 $120 .6374 .5446 .4650 .4010 .3525 .3178 .2941 .2786 .2688 .2628 .2593 .2572 .2561 .2554
$250 .6358 .5384 .4496 .3719 .3063 .2529 .2108 .1785 .1546 .1371 .1248 .1161 .1103 .1063
$500 .6356 .5374 .4466 .3652 .2941 .2337 .1837 .1433 .1112 .0863 .0673 .0531 .0425 .0348
$1,000 .6357 .5374 .4466 .3649 .2933 .2321 .1811 .1393 .1059 .0795 .0591 .0435 .0318 .0230
67 $120 .6366 .5428 .4623 .3978 .3493 .3148 .2916 .2767 .2674 .2619 .2587 .2568 .2558 .2553
$250 .6349 .5365 .4466 .3678 .3014 .2477 .2056 .1738 .1504 .1337 .1220 .1140 .1087 .1051
$500 .6347 .5354 .4433 .3604 .2882 .2272 .1769 .1365 .1049 .0806 .0624 .0489 .0391 .0321
$1,000 .6347 .5354 .4432 .3600 .2872 .2252 .1737 .1320 .0989 .0731 .0535 .0387 .0277 .0197
68 $120 .6358 .5411 .4598 .3948 .3462 .3120 .2893 .2749 .2661 .2610 .2581 .2565 .2556 .2552
$250 .6342 .5348 .4437 .3638 .2967 .2426 .2007 .1693 .1465 .1305 .1195 .1121 .1072 .1041
$500 .6339 .5336 .4401 .3559 .2826 .2208 .1702 .1300 .0988 .0752 .0578 .0451 .0360 .0296
$1,000 .6339 .5335 .4399 .3553 .2813 .2184 .1666 .1249 .0921 .0670 .0481 .0341 .0240 .0167
69 $120 .6351 .5396 .4574 .3918 .3432 .3093 .2871 .2733 .2650 .2603 .2576 .2562 .2555 .2551
$250 .6335 .5332 .4410 .3600 .2921 .2377 .1959 .1650 .1429 .1275 .1172 .1104 .1060 .1032
$500 .6332 .5319 .4371 .3516 .2771 .2145 .1636 .1236 .0929 .0701 .0534 .0415 .0332 .0275
$1,000 .6332 .5318 .4369 .3508 .2755 .2118 .1595 .1179 .0856 .0612 .0431 .0300 .0206 .0141
70 $120 .6345 .5381 .4551 .3890 .3403 .3067 .2851 .2718 .2640 .2596 .2572 .2560 .2553 .2550
$250 .6329 .5318 .4384 .3563 .2877 .2330 .1913 .1609 .1394 .1248 .1151 .1088 .1049 .1025
$500 .6327 .5304 .4344 .3474 .2718 .2084 .1573 .1174 .0873 .0652 .0494 .0383 .0307 .0256
$1,000 .6327 .5303 .4340 .3465 .2699 .2053 .1526 .1111 .0793 .0556 .0384 .0261 .0176 .0118
71 $120 .6339 .5368 .4529 .3862 .3374 .3042 .2831 .2703 .2630 .2590 .2569 .2558 .2552 .2549
$250 .6325 .5305 .4360 .3528 .2833 .2283 .1868 .1568 .1360 .1221 .1131 .1074 .1039 .1018
$500 .6322 .5291 .4317 .3434 .2665 .2023 .1510 .1114 .0818 .0605 .0455 .0353 .0284 .0239
$1,000 .6322 .5289 .4313 .3423 .2643 .1988 .1458 .1044 .0731 .0503 .0339 .0226 .0149 .0097
72 $120 .6334 .5356 .4508 .3837 .3349 .3020 .2813 .2691 .2622 .2585 .2566 .2556 .2551 .2549
$250 .6321 .5294 .4338 .3495 .2793 .2240 .1826 .1532 .1331 .1199 .1114 .1063 .1031 .1013
$500 .6318 .5279 .4294 .3397 .2616 .1967 .1451 .1058 .0769 .0563 .0422 .0327 .0265 .0226
$1,000 .6318 .5278 .4289 .3384 .2592 .1927 .1393 .0982 .0675 .0454 .0300 .0195 .0125 .0080
73 $120 .6330 .5345 .4490 .3814 .3325 .2999 .2797 .2680 .2615 .2580 .2563 .2555 .2551 .2549
$250 .6318 .5284 .4318 .3465 .2755 .2200 .1788 .1499 .1304 .1178 .1100 .1053 .1025 .1009
$500 .6315 .5270 .4274 .3363 .2570 .1914 .1396 .1006 .0723 .0526 .0393 .0305 .0250 .0215
$1,000 .6315 .5268 .4268 .3349 .2543 .1870 .1333 .0924 .0624 .0411 .0266 .0169 .0106 .0066
74 $120 .6328 .5338 .4478 .3799 .3310 .2987 .2788 .2673 .2610 .2578 .2562 .2554 .2550 .2548
$250 .6316 .5278 .4306 .3446 .2732 .2174 .1764 .1478 .1288 .1166 .1091 .1047 .1021 .1007
$500 .6314 .5265 .4261 .3342 .2541 .1880 .1362 .0973 .0695 .0503 .0375 .0292 .0240 .0208
$1,000 .6314 .5263 .4255 .3327 .2512 .1834 .1295 .0888 .0592 .0385 .0245 .0153 .0095 .0059

*Single Loss Limit values are expressed in thousands of dollars.


Premium-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 4

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0020 .0085 .0187 .0320 .0668 .1103 .1610 .2179
41 $120 .0000 .0018 .0077 .0172 .0299 .0631 .1053 .1548 .2106
42 $120 .0000 .0016 .0070 .0158 .0278 .0596 .1004 .1487 .2034
43 $120 .0000 .0014 .0063 .0145 .0257 .0561 .0956 .1427 .1964
44 $120 .0000 .0012 .0056 .0132 .0238 .0528 .0909 .1368 .1898
45 $120 .0000 .0010 .0050 .0121 .0220 .0495 .0863 .1309 .1836
46 $120 .0000 .0009 .0045 .0109 .0202 .0464 .0817 .1253 .1778
47 $120 .0000 .0008 .0040 .0099 .0185 .0433 .0773 .1199 .1722
48 $120 .0000 .0007 .0035 .0089 .0169 .0403 .0730 .1148 .1669
49 $120 .0000 .0006 .0031 .0080 .0154 .0375 .0688 .1100 .1617
50 $120 .0000 .0005 .0027 .0071 .0139 .0347 .0648 .1054 .1567
$250 .0000 .0005 .0027 .0072 .0140 .0349 .0649 .1034 .1493
51 $120 .0000 .0004 .0023 .0063 .0125 .0320 .0610 .1010 .1518
$250 .0000 .0004 .0023 .0063 .0126 .0322 .0609 .0980 .1427
52 $120 .0000 .0003 .0020 .0056 .0113 .0294 .0574 .0967 .1470
$250 .0000 .0003 .0020 .0056 .0113 .0296 .0569 .0927 .1362
53 $120 .0000 .0003 .0017 .0049 .0100 .0270 .0540 .0925 .1422
$250 .0000 .0003 .0017 .0049 .0101 .0271 .0530 .0874 .1297
54 $120 .0000 .0002 .0014 .0042 .0089 .0246 .0507 .0884 .1376
$250 .0000 .0002 .0014 .0043 .0090 .0247 .0493 .0823 .1235
55 $120 .0000 .0002 .0012 .0036 .0079 .0225 .0476 .0844 .1331
$250 .0000 .0002 .0012 .0037 .0079 .0225 .0456 .0772 .1174
56 $120 .0000 .0001 .0010 .0031 .0069 .0204 .0445 .0805 .1287
$250 .0000 .0001 .0010 .0031 .0069 .0203 .0420 .0723 .1115
57 $120 .0000 .0001 .0008 .0026 .0060 .0186 .0416 .0768 .1245
$250 .0000 .0001 .0008 .0027 .0060 .0182 .0385 .0675 .1059
58 $120 .0000 .0001 .0007 .0022 .0051 .0168 .0388 .0731 .1203
$250 .0000 .0001 .0007 .0022 .0052 .0162 .0352 .0630 .1004
$500 .0000 .0001 .0007 .0022 .0052 .0163 .0353 .0628 .0988
59 $120 .0000 .0001 .0005 .0018 .0044 .0151 .0361 .0696 .1163
$250 .0000 .0001 .0005 .0019 .0044 .0144 .0320 .0586 .0951
$500 .0000 .0001 .0005 .0019 .0044 .0144 .0320 .0581 .0929
60 $120 .0000 .0000 .0004 .0015 .0037 .0136 .0336 .0662 .1123
$250 .0000 .0000 .0004 .0015 .0037 .0126 .0290 .0544 .0899
$500 .0000 .0000 .0004 .0015 .0037 .0127 .0289 .0536 .0870
61 $120 .0000 .0000 .0003 .0012 .0031 .0121 .0311 .0629 .1085
$250 .0000 .0000 .0003 .0012 .0031 .0110 .0261 .0504 .0848
$500 .0000 .0000 .0003 .0012 .0031 .0110 .0260 .0492 .0813
62 $120 .0000 .0000 .0002 .0010 .0026 .0108 .0288 .0597 .1048
$250 .0000 .0000 .0002 .0010 .0026 .0095 .0234 .0465 .0800
$500 .0000 .0000 .0002 .0010 .0026 .0095 .0231 .0449 .0758
63 $120 .0000 .0000 .0002 .0008 .0022 .0095 .0265 .0566 .1012
$250 .0000 .0000 .0002 .0008 .0021 .0081 .0209 .0428 .0752
$500 .0000 .0000 .0002 .0008 .0021 .0081 .0205 .0408 .0703
64 $120 .0000 .0000 .0001 .0006 .0018 .0084 .0244 .0536 .0977
$250 .0000 .0000 .0001 .0006 .0017 .0069 .0186 .0392 .0706
$500 .0000 .0000 .0001 .0006 .0017 .0068 .0180 .0369 .0651
$1,000 .0000 .0000 .0001 .0006 .0017 .0068 .0180 .0370 .0650
65 $120 .0000 .0000 .0001 .0005 .0014 .0074 .0224 .0507 .0943
$250 .0000 .0000 .0001 .0004 .0013 .0058 .0164 .0359 .0662
$500 .0000 .0000 .0001 .0004 .0013 .0057 .0156 .0332 .0600
$1,000 .0000 .0000 .0001 .0004 .0013 .0057 .0156 .0332 .0599
66 $120 .0000 .0000 .0001 .0003 .0012 .0064 .0206 .0480 .0910
$250 .0000 .0000 .0001 .0003 .0010 .0048 .0144 .0326 .0619
$500 .0000 .0000 .0001 .0003 .0010 .0046 .0134 .0296 .0552
$1,000 .0000 .0000 .0001 .0003 .0010 .0047 .0134 .0296 .0549
67 $120 .0000 .0000 .0000 .0003 .0009 .0056 .0188 .0453 .0878
$250 .0000 .0000 .0000 .0002 .0007 .0039 .0125 .0296 .0578
$500 .0000 .0000 .0000 .0002 .0007 .0037 .0114 .0263 .0504
$1,000 .0000 .0000 .0000 .0002 .0007 .0037 .0114 .0262 .0500
68 $120 .0000 .0000 .0000 .0002 .0007 .0048 .0171 .0428 .0848
$250 .0000 .0000 .0000 .0002 .0005 .0032 .0108 .0267 .0538
$500 .0000 .0000 .0000 .0002 .0005 .0029 .0096 .0231 .0459
$1,000 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0229 .0453
69 $120 .0000 .0000 .0000 .0001 .0005 .0041 .0156 .0404 .0818
$250 .0000 .0000 .0000 .0001 .0004 .0025 .0092 .0240 .0500
$500 .0000 .0000 .0000 .0001 .0004 .0022 .0079 .0201 .0416
$1,000 .0000 .0000 .0000 .0001 .0004 .0022 .0078 .0199 .0408
70 $120 .0000 .0000 .0000 .0001 .0004 .0035 .0141 .0381 .0790
$250 .0000 .0000 .0000 .0001 .0003 .0019 .0078 .0214 .0463
$500 .0000 .0000 .0000 .0001 .0002 .0017 .0064 .0174 .0374
$1,000 .0000 .0000 .0000 .0001 .0002 .0017 .0063 .0170 .0365
71 $120 .0000 .0000 .0000 .0001 .0003 .0029 .0128 .0359 .0762
$250 .0000 .0000 .0000 .0000 .0002 .0015 .0065 .0190 .0428
$500 .0000 .0000 .0000 .0000 .0001 .0012 .0051 .0147 .0334
$1,000 .0000 .0000 .0000 .0000 .0001 .0012 .0049 .0143 .0323
72 $120 .0000 .0000 .0000 .0000 .0002 .0024 .0116 .0338 .0737
$250 .0000 .0000 .0000 .0000 .0001 .0011 .0054 .0168 .0395
$500 .0000 .0000 .0000 .0000 .0001 .0008 .0039 .0124 .0297
$1,000 .0000 .0000 .0000 .0000 .0001 .0008 .0038 .0119 .0284
73 $120 .0000 .0000 .0000 .0000 .0002 .0020 .0105 .0320 .0714
$250 .0000 .0000 .0000 .0000 .0001 .0008 .0044 .0148 .0365
$500 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0104 .0263
$1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0098 .0249
74 $120 .0000 .0000 .0000 .0000 .0001 .0018 .0098 .0308 .0699
$250 .0000 .0000 .0000 .0000 .0000 .0006 .0038 .0136 .0346
$500 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0091 .0242
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0085 .0227

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 4

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .9145 .8968 .8811 .8669 .8537 .8414 .8298 .8188 .8084 .7984 .7889 .7797 .7708 .7622
2 .9091 .8903 .8736 .8584 .8444 .8313 .8190 .8074 .7963 .7857 .7755 .7657 .7563 .7472
3 .9038 .8839 .8662 .8501 .8352 .8214 .8083 .7960 .7842 .7730 .7622 .7519 .7420 .7324
4 .8985 .8775 .8588 .8417 .8260 .8113 .7975 .7845 .7721 .7602 .7489 .7380 .7275 .7174
5 .8933 .8711 .8514 .8334 .8168 .8014 .7868 .7731 .7600 .7475 .7356 .7241 .7131 .7025
6 .8881 .8648 .8440 .8251 .8077 .7914 .7761 .7617 .7479 .7348 .7223 .7103 .6988 .6877
7 .8830 .8585 .8367 .8169 .7986 .7815 .7655 .7503 .7359 .7222 .7091 .6966 .6845 .6729
8 .8779 .8523 .8294 .8087 .7895 .7716 .7548 .7390 .7240 .7097 .6960 .6829 .6704 .6583
9 .8728 .8461 .8222 .8005 .7804 .7618 .7443 .7277 .7121 .6972 .6829 .6693 .6563 .6437
10 .8679 .8399 .8150 .7923 .7714 .7520 .7337 .7165 .7002 .6847 .6699 .6558 .6423 .6293
11 .8629 .8338 .8078 .7842 .7625 .7422 .7232 .7053 .6884 .6723 .6570 .6424 .6284 .6150
12 .8580 .8277 .8007 .7761 .7535 .7325 .7127 .6942 .6766 .6600 .6441 .6290 .6146 .6007
13 .8532 .8217 .7936 .7681 .7446 .7227 .7023 .6831 .6649 .6477 .6313 .6157 .6009 .5866
14 .8483 .8157 .7865 .7600 .7357 .7130 .6919 .6720 .6532 .6355 .6186 .6025 .5872 .5726
15 .8435 .8097 .7794 .7520 .7268 .7033 .6815 .6609 .6416 .6233 .6059 .5894 .5737 .5587
16 .8388 .8037 .7724 .7440 .7179 .6937 .6711 .6499 .6300 .6112 .5933 .5764 .5602 .5449
17 .8340 .7977 .7654 .7360 .7090 .6841 .6608 .6390 .6184 .5991 .5808 .5634 .5469 .5312
18 .8293 .7918 .7584 .7280 .7002 .6744 .6505 .6280 .6069 .5871 .5683 .5505 .5337 .5176
19 .8246 .7859 .7514 .7201 .6914 .6649 .6402 .6171 .5955 .5751 .5559 .5378 .5205 .5041
20 .8200 .7800 .7444 .7122 .6826 .6553 .6299 .6063 .5841 .5633 .5436 .5251 .5075 .4908
21 .8154 .7742 .7375 .7042 .6738 .6457 .6197 .5954 .5727 .5514 .5313 .5124 .4945 .4775
22 .8108 .7683 .7305 .6963 .6650 .6362 .6095 .5846 .5614 .5396 .5191 .4998 .4816 .4643
23 .8062 .7625 .7236 .6884 .6562 .6267 .5993 .5739 .5501 .5279 .5070 .4873 .4688 .4512
24 .8016 .7567 .7166 .6805 .6475 .6172 .5891 .5631 .5388 .5162 .4949 .4749 .4560 .4382
25 .7971 .7509 .7097 .6726 .6387 .6077 .5790 .5524 .5276 .5045 .4828 .4625 .4433 .4253
26 .7926 .7451 .7028 .6647 .6300 .5982 .5688 .5417 .5164 .4929 .4708 .4502 .4307 .4124
27 .7881 .7393 .6959 .6568 .6213 .5887 .5587 .5310 .5053 .4813 .4589 .4379 .4182 .3996
28 .7837 .7336 .6890 .6489 .6125 .5792 .5486 .5203 .4941 .4697 .4469 .4256 .4056 .3868
29 .7793 .7279 .6822 .6411 .6038 .5698 .5385 .5097 .4830 .4582 .4351 .4134 .3932 .3741
30 .7749 .7222 .6753 .6333 .5951 .5603 .5284 .4991 .4719 .4467 .4232 .4013 .3807 .3614
31 .7706 .7165 .6685 .6254 .5865 .5509 .5184 .4885 .4608 .4352 .4114 .3891 .3683 .3488
32 .7663 .7109 .6617 .6176 .5778 .5415 .5083 .4779 .4497 .4237 .3995 .3770 .3559 .3362
33 .7620 .7052 .6549 .6098 .5691 .5321 .4983 .4673 .4387 .4123 .3877 .3649 .3436 .3236
34 .7577 .6996 .6481 .6020 .5604 .5227 .4882 .4566 .4276 .4008 .3759 .3527 .3311 .3109
35 .7536 .6941 .6414 .5942 .5518 .5132 .4781 .4460 .4165 .3893 .3640 .3406 .3187 .2983
36 .7494 .6885 .6346 .5864 .5431 .5038 .4680 .4354 .4054 .3777 .3521 .3284 .3063 .2857
37 .7453 .6830 .6279 .5787 .5344 .4943 .4579 .4247 .3942 .3661 .3402 .3162 .2939 .2732
38 .7412 .6776 .6212 .5709 .5257 .4849 .4478 .4140 .3830 .3545 .3282 .3040 .2815 .2608
39 .7372 .6722 .6145 .5632 .5170 .4754 .4377 .4033 .3718 .3429 .3163 .2918 .2693 .2485
40 .7333 .6668 .6080 .5555 .5084 .4660 .4276 .3926 .3606 .3313 .3045 .2798 .2572 .2363
41 .7295 .6616 .6014 .5479 .4999 .4566 .4175 .3819 .3495 .3199 .2928 .2680 .2452 .2244
42 .7258 .6564 .5950 .5403 .4914 .4473 .4075 .3714 .3385 .3085 .2812 .2563 .2335 .2128
43 .7221 .6514 .5887 .5329 .4830 .4381 .3976 .3608 .3275 .2973 .2698 .2448 .2220 .2014
44 .7186 .6464 .5825 .5255 .4746 .4289 .3877 .3504 .3167 .2862 .2585 .2335 .2108 .1902
45 .7152 .6416 .5763 .5182 .4663 .4198 .3778 .3400 .3060 .2752 .2474 .2224 .1998 .1794
46 .7118 .6368 .5703 .5110 .4581 .4107 .3681 .3298 .2954 .2644 .2365 .2115 .1890 .1688
47 .7086 .6322 .5643 .5039 .4499 .4016 .3584 .3196 .2849 .2537 .2258 .2008 .1785 .1586
48 .7055 .6276 .5584 .4968 .4418 .3927 .3488 .3095 .2745 .2432 .2153 .1904 .1683 .1486
49 .7025 .6232 .5526 .4897 .4337 .3838 .3392 .2995 .2642 .2328 .2049 .1802 .1583 .1389
50 .6995 .6188 .5468 .4828 .4257 .3749 .3297 .2896 .2540 .2225 .1947 .1702 .1486 .1295
51 .6967 .6145 .5412 .4759 .4177 .3661 .3203 .2798 .2440 .2125 .1847 .1604 .1391 .1205
52 .6940 .6103 .5356 .4690 .4098 .3573 .3110 .2701 .2341 .2026 .1750 .1509 .1299 .1117
53 .6914 .6063 .5301 .4622 .4020 .3487 .3017 .2604 .2243 .1928 .1654 .1416 .1210 .1033
54 .6889 .6023 .5247 .4555 .3942 .3401 .2925 .2509 .2147 .1832 .1560 .1326 .1124 .0951
55 .6865 .5984 .5194 .4489 .3865 .3315 .2834 .2415 .2052 .1738 .1468 .1238 .1041 .0873
56 .6842 .5947 .5141 .4423 .3788 .3231 .2744 .2322 .1958 .1646 .1379 .1152 .0960 .0798
57 .6820 .5910 .5090 .4359 .3713 .3147 .2655 .2230 .1866 .1555 .1292 .1069 .0882 .0726
58 .6799 .5875 .5040 .4295 .3638 .3064 .2567 .2139 .1775 .1466 .1207 .0989 .0808 .0658
59 .6780 .5841 .4991 .4233 .3564 .2982 .2479 .2050 .1686 .1380 .1124 .0912 .0736 .0593
60 .6761 .5808 .4944 .4172 .3492 .2901 .2393 .1962 .1598 .1295 .1044 .0837 .0668 .0531
61 .6744 .5777 .4898 .4111 .3420 .2821 .2308 .1875 .1513 .1212 .0966 .0766 .0603 .0473
62 .6728 .5748 .4853 .4053 .3350 .2742 .2224 .1790 .1429 .1132 .0891 .0697 .0542 .0419
63 .6713 .5720 .4810 .3995 .3280 .2664 .2142 .1706 .1346 .1054 .0819 .0632 .0484 .0369
64 .6700 .5693 .4768 .3939 .3212 .2587 .2060 .1623 .1266 .0978 .0749 .0570 .0430 .0322
65 .6688 .5668 .4729 .3885 .3146 .2512 .1980 .1542 .1188 .0905 .0683 .0511 .0379 .0279
66 .6677 .5645 .4691 .3833 .3081 .2438 .1902 .1463 .1112 .0835 .0620 .0456 .0332 .0240
67 .6667 .5624 .4655 .3782 .3017 .2366 .1825 .1386 .1038 .0767 .0560 .0404 .0289 .0204
68 .6659 .5604 .4621 .3733 .2955 .2294 .1749 .1311 .0967 .0702 .0503 .0356 .0249 .0172
69 .6652 .5587 .4589 .3685 .2894 .2224 .1675 .1237 .0898 .0640 .0450 .0312 .0213 .0144
70 .6646 .5571 .4559 .3640 .2835 .2156 .1603 .1166 .0831 .0582 .0400 .0271 .0181 .0119
71 .6640 .5556 .4531 .3595 .2776 .2087 .1530 .1095 .0766 .0525 .0353 .0233 .0152 .0097
72 .6636 .5544 .4505 .3555 .2722 .2023 .1462 .1029 .0706 .0474 .0311 .0201 .0127 .0079
73 .6633 .5534 .4483 .3517 .2671 .1963 .1399 .0968 .0652 .0428 .0274 .0172 .0106 .0064
74 .6632 .5528 .4469 .3494 .2638 .1924 .1358 .0929 .0617 .0400 .0252 .0156 .0094 .0056


Loss-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 4

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0356 .0744 .1161 .1601 .2517 .3464 .4431 .5412
2 .0000 .0339 .0716 .1126 .1559 .2463 .3399 .4356 .5328
3 .0000 .0322 .0689 .1093 .1519 .2410 .3335 .4282 .5245
4 .0000 .0306 .0664 .1060 .1478 .2357 .3271 .4207 .5161
5 .0000 .0291 .0639 .1027 .1439 .2305 .3207 .4133 .5078
6 .0000 .0276 .0615 .0996 .1400 .2253 .3144 .4060 .4995
7 .0000 .0262 .0592 .0965 .1362 .2201 .3081 .3987 .4912
8 .0000 .0248 .0570 .0934 .1324 .2151 .3018 .3914 .4830
9 .0000 .0235 .0548 .0905 .1287 .2100 .2957 .3842 .4748
10 .0000 .0223 .0527 .0876 .1250 .2050 .2895 .3770 .4667
11 .0000 .0211 .0507 .0847 .1214 .2001 .2834 .3698 .4586
12 .0000 .0200 .0487 .0819 .1179 .1952 .2773 .3627 .4505
13 .0000 .0190 .0467 .0791 .1144 .1903 .2713 .3556 .4425
14 .0000 .0179 .0448 .0764 .1109 .1855 .2652 .3485 .4344
15 .0000 .0169 .0430 .0737 .1074 .1807 .2592 .3414 .4264
16 .0000 .0160 .0411 .0711 .1040 .1759 .2533 .3344 .4184
17 .0000 .0151 .0394 .0685 .1007 .1712 .2473 .3274 .4104
18 .0000 .0142 .0376 .0659 .0973 .1665 .2414 .3204 .4024
19 .0000 .0134 .0359 .0634 .0941 .1618 .2355 .3134 .3945
20 .0000 .0126 .0343 .0609 .0908 .1572 .2296 .3064 .3865
21 .0000 .0118 .0326 .0585 .0876 .1525 .2237 .2994 .3786
22 .0000 .0110 .0310 .0561 .0844 .1479 .2179 .2925 .3707
23 .0000 .0103 .0295 .0537 .0813 .1434 .2121 .2855 .3627
24 .0000 .0096 .0280 .0513 .0781 .1388 .2062 .2786 .3548
25 .0000 .0090 .0265 .0490 .0751 .1343 .2004 .2717 .3469
26 .0000 .0083 .0250 .0468 .0720 .1298 .1947 .2648 .3391
27 .0000 .0077 .0236 .0446 .0690 .1253 .1889 .2579 .3312
28 .0000 .0071 .0223 .0424 .0660 .1209 .1832 .2510 .3233
29 .0000 .0066 .0209 .0402 .0631 .1165 .1774 .2442 .3155
30 .0000 .0061 .0196 .0381 .0602 .1121 .1717 .2373 .3076
31 .0000 .0056 .0184 .0361 .0574 .1078 .1661 .2305 .2998
32 .0000 .0051 .0172 .0341 .0545 .1034 .1604 .2237 .2920
33 .0000 .0046 .0160 .0321 .0518 .0992 .1548 .2169 .2842
34 .0000 .0042 .0149 .0302 .0491 .0949 .1492 .2101 .2764
35 .0000 .0038 .0138 .0283 .0464 .0907 .1437 .2034 .2686
36 .0000 .0034 .0127 .0265 .0438 .0866 .1381 .1966 .2608
37 .0000 .0031 .0117 .0247 .0412 .0825 .1326 .1899 .2530
38 .0000 .0028 .0107 .0230 .0387 .0784 .1271 .1832 .2453
39 .0000 .0025 .0098 .0213 .0362 .0744 .1217 .1765 .2375
40 .0000 .0022 .0090 .0197 .0339 .0705 .1164 .1699 .2299
41 .0000 .0019 .0081 .0182 .0316 .0667 .1112 .1634 .2222
42 .0000 .0017 .0074 .0167 .0293 .0629 .1060 .1570 .2147
43 .0000 .0015 .0066 .0153 .0272 .0593 .1010 .1507 .2073
44 .0000 .0013 .0060 .0140 .0252 .0558 .0960 .1444 .1999
45 .0000 .0011 .0053 .0128 .0232 .0524 .0912 .1383 .1926
46 .0000 .0010 .0047 .0116 .0214 .0490 .0864 .1322 .1854
47 .0000 .0008 .0042 .0105 .0196 .0458 .0817 .1263 .1782
48 .0000 .0007 .0037 .0094 .0179 .0427 .0772 .1204 .1712
49 .0000 .0006 .0033 .0085 .0163 .0397 .0727 .1146 .1641
50 .0000 .0005 .0028 .0075 .0148 .0367 .0684 .1088 .1571
51 .0000 .0004 .0025 .0067 .0133 .0339 .0641 .1032 .1502
52 .0000 .0003 .0021 .0059 .0119 .0312 .0599 .0976 .1434
53 .0000 .0003 .0018 .0052 .0107 .0286 .0558 .0921 .1366
54 .0000 .0002 .0015 .0045 .0095 .0261 .0519 .0867 .1299
55 .0000 .0002 .0013 .0039 .0083 .0237 .0480 .0813 .1233
56 .0000 .0001 .0011 .0033 .0073 .0214 .0442 .0761 .1167
57 .0000 .0001 .0009 .0028 .0063 .0192 .0406 .0710 .1103
58 .0000 .0001 .0007 .0024 .0055 .0171 .0371 .0660 .1039
59 .0000 .0001 .0006 .0020 .0047 .0151 .0337 .0611 .0976
60 .0000 .0000 .0004 .0016 .0039 .0133 .0304 .0564 .0915
61 .0000 .0000 .0003 .0013 .0033 .0116 .0273 .0517 .0855
62 .0000 .0000 .0003 .0010 .0027 .0100 .0243 .0473 .0796
63 .0000 .0000 .0002 .0008 .0022 .0085 .0215 .0430 .0739
64 .0000 .0000 .0001 .0006 .0017 .0072 .0189 .0388 .0683
65 .0000 .0000 .0001 .0005 .0014 .0060 .0164 .0349 .0629
66 .0000 .0000 .0001 .0003 .0010 .0049 .0141 .0311 .0576
67 .0000 .0000 .0000 .0002 .0008 .0039 .0120 .0275 .0525
68 .0000 .0000 .0000 .0002 .0006 .0031 .0100 .0241 .0476
69 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0209 .0429
70 .0000 .0000 .0000 .0001 .0002 .0017 .0066 .0179 .0384
71 .0000 .0000 .0000 .0000 .0001 .0012 .0052 .0150 .0339
72 .0000 .0000 .0000 .0000 .0001 .0008 .0040 .0125 .0298
73 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0103 .0261
74 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0089 .0238


Loss-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 4

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7329 .6663 .6072 .5545 .5072 .4659 .4317 .4034 .3797 .3599 .3433 .3292 .3175 .3079
41 $120 .7291 .6610 .6007 .5469 .4989 .4582 .4246 .3967 .3734 .3539 .3376 .3240 .3129 .3039
42 $120 .7254 .6559 .5942 .5393 .4912 .4510 .4178 .3902 .3672 .3481 .3321 .3192 .3087 .3003
43 $120 .7218 .6508 .5879 .5320 .4840 .4442 .4113 .3840 .3613 .3424 .3271 .3147 .3049 .2969
44 $120 .7182 .6459 .5817 .5250 .4773 .4378 .4050 .3779 .3555 .3371 .3224 .3107 .3013 .2938
45 $120 .7148 .6410 .5755 .5185 .4709 .4315 .3989 .3720 .3499 .3322 .3181 .3069 .2980 .2910
46 $120 .7115 .6363 .5696 .5124 .4648 .4254 .3929 .3662 .3447 .3276 .3140 .3033 .2949 .2884
47 $120 .7083 .6316 .5640 .5066 .4589 .4194 .3870 .3607 .3398 .3232 .3102 .3000 .2921 .2860
48 $120 .7052 .6271 .5586 .5010 .4531 .4136 .3813 .3555 .3351 .3190 .3065 .2969 .2895 .2839
49 $120 .7022 .6227 .5536 .4955 .4474 .4079 .3759 .3506 .3306 .3151 .3031 .2940 .2871 .2819
50 $120 .6992 .6185 .5487 .4902 .4418 .4023 .3707 .3458 .3263 .3114 .3000 .2914 .2849 .2801
$250 .6995 .6186 .5466 .4824 .4253 .3746 .3306 .2930 .2611 .2341 .2114 .1923 .1762 .1628
51 $120 .6964 .6145 .5441 .4851 .4364 .3970 .3657 .3412 .3223 .3079 .2970 .2889 .2829 .2785
$250 .6966 .6144 .5410 .4755 .4173 .3663 .3223 .2850 .2534 .2268 .2044 .1858 .1703 .1575
52 $120 .6937 .6107 .5396 .4800 .4311 .3918 .3608 .3368 .3184 .3046 .2942 .2866 .2811 .2771
$250 .6939 .6102 .5354 .4687 .4096 .3583 .3144 .2772 .2459 .2196 .1977 .1796 .1647 .1525
53 $120 .6911 .6071 .5352 .4750 .4259 .3868 .3561 .3326 .3147 .3014 .2917 .2846 .2795 .2758
$250 .6913 .6061 .5299 .4619 .4021 .3505 .3066 .2696 .2385 .2127 .1912 .1737 .1594 .1479
54 $120 .6887 .6037 .5309 .4702 .4209 .3819 .3516 .3285 .3112 .2985 .2893 .2827 .2780 .2747
$250 .6888 .6022 .5245 .4553 .3949 .3431 .2991 .2622 .2314 .2059 .1851 .1681 .1545 .1435
55 $120 .6864 .6004 .5267 .4654 .4160 .3771 .3472 .3246 .3079 .2958 .2871 .2809 .2766 .2736
$250 .6864 .5983 .5191 .4489 .3879 .3358 .2918 .2550 .2245 .1995 .1792 .1629 .1498 .1395
56 $120 .6843 .5972 .5226 .4609 .4113 .3725 .3430 .3209 .3048 .2932 .2850 .2793 .2754 .2727
$250 .6841 .5945 .5140 .4428 .3812 .3287 .2846 .2479 .2177 .1932 .1735 .1578 .1454 .1357
57 $120 .6823 .5941 .5187 .4564 .4066 .3680 .3389 .3174 .3018 .2908 .2832 .2779 .2743 .2720
$250 .6819 .5909 .5090 .4368 .3746 .3218 .2775 .2410 .2112 .1873 .1682 .1531 .1413 .1322
58 $120 .6804 .5912 .5148 .4520 .4021 .3637 .3350 .3140 .2990 .2886 .2814 .2766 .2734 .2713
$250 .6799 .5874 .5042 .4311 .3682 .3149 .2706 .2343 .2049 .1815 .1630 .1486 .1375 .1289
$500 .6799 .5875 .5040 .4294 .3637 .3062 .2566 .2142 .1783 .1482 .1232 .1025 .0855 .0716
59 $120 .6787 .5884 .5111 .4478 .3977 .3595 .3312 .3108 .2964 .2865 .2798 .2754 .2725 .2707
$250 .6779 .5840 .4996 .4255 .3618 .3082 .2639 .2278 .1989 .1760 .1582 .1444 .1339 .1259
$500 .6779 .5841 .4991 .4232 .3563 .2981 .2480 .2056 .1699 .1401 .1156 .0955 .0792 .0660
60 $120 .6771 .5857 .5075 .4436 .3934 .3554 .3276 .3077 .2940 .2846 .2784 .2744 .2718 .2701
$250 .6761 .5809 .4952 .4200 .3557 .3017 .2573 .2215 .1930 .1707 .1535 .1404 .1306 .1232
$500 .6761 .5808 .4943 .4171 .3491 .2901 .2397 .1972 .1617 .1323 .1083 .0889 .0733 .0608
61 $120 .6755 .5831 .5041 .4396 .3893 .3515 .3241 .3048 .2916 .2828 .2771 .2734 .2711 .2697
$250 .6744 .5779 .4909 .4148 .3496 .2953 .2509 .2153 .1873 .1657 .1492 .1367 .1275 .1207
$500 .6744 .5777 .4897 .4110 .3420 .2823 .2315 .1889 .1536 .1247 .1013 .0826 .0676 .0559
62 $120 .6741 .5806 .5007 .4357 .3852 .3477 .3208 .3021 .2895 .2812 .2759 .2726 .2706 .2693
$250 .6728 .5750 .4869 .4096 .3438 .2891 .2447 .2094 .1819 .1609 .1450 .1333 .1247 .1185
$500 .6728 .5747 .4852 .4052 .3350 .2746 .2235 .1809 .1458 .1174 .0946 .0765 .0624 .0513
63 $120 .6728 .5783 .4975 .4319 .3813 .3440 .3176 .2995 .2875 .2797 .2749 .2719 .2701 .2690
$250 .6713 .5724 .4830 .4046 .3380 .2830 .2386 .2036 .1767 .1563 .1412 .1301 .1221 .1165
$500 .6713 .5719 .4809 .3995 .3282 .2671 .2156 .1730 .1382 .1103 .0882 .0709 .0574 .0471
64 $120 .6716 .5761 .4943 .4282 .3775 .3405 .3145 .2970 .2856 .2784 .2739 .2712 .2697 .2687
$250 .6700 .5699 .4792 .3998 .3324 .2770 .2327 .1981 .1717 .1520 .1376 .1272 .1198 .1147
$500 .6700 .5693 .4768 .3940 .3216 .2597 .2079 .1653 .1309 .1035 .0821 .0655 .0528 .0433
$1,000 .6700 .5693 .4768 .3939 .3212 .2587 .2060 .1623 .1266 .0979 .0750 .0570 .0431 .0323
65 $120 .6705 .5740 .4913 .4246 .3739 .3371 .3117 .2948 .2839 .2772 .2731 .2707 .2693 .2685
$250 .6689 .5676 .4757 .3951 .3270 .2712 .2269 .1927 .1669 .1479 .1342 .1245 .1177 .1131
$500 .6688 .5668 .4729 .3887 .3152 .2525 .2003 .1578 .1237 .0970 .0762 .0604 .0486 .0397
$1,000 .6688 .5668 .4729 .3885 .3146 .2512 .1980 .1542 .1188 .0906 .0684 .0512 .0380 .0281
66 $120 .6695 .5720 .4884 .4212 .3703 .3338 .3089 .2926 .2823 .2761 .2723 .2702 .2690 .2683
$250 .6678 .5655 .4723 .3907 .3217 .2656 .2214 .1875 .1624 .1441 .1311 .1220 .1158 .1116
$500 .6677 .5645 .4692 .3836 .3089 .2455 .1930 .1505 .1168 .0907 .0707 .0557 .0446 .0365
$1,000 .6677 .5645 .4691 .3833 .3081 .2438 .1902 .1464 .1112 .0836 .0621 .0457 .0334 .0242
67 $120 .6686 .5702 .4857 .4179 .3669 .3307 .3063 .2906 .2809 .2751 .2717 .2698 .2687 .2682
$250 .6669 .5635 .4691 .3863 .3166 .2602 .2160 .1826 .1580 .1405 .1282 .1198 .1141 .1104
$500 .6667 .5624 .4656 .3786 .3028 .2386 .1858 .1434 .1102 .0847 .0655 .0514 .0411 .0337
$1,000 .6667 .5624 .4655 .3782 .3017 .2366 .1825 .1387 .1039 .0768 .0562 .0406 .0291 .0207
68 $120 .6678 .5684 .4830 .4147 .3636 .3278 .3039 .2888 .2796 .2742 .2711 .2694 .2685 .2680
$250 .6661 .5617 .4661 .3822 .3117 .2549 .2108 .1778 .1539 .1371 .1255 .1177 .1126 .1093
$500 .6659 .5605 .4623 .3739 .2968 .2319 .1788 .1365 .1038 .0790 .0607 .0473 .0378 .0311
$1,000 .6659 .5604 .4621 .3733 .2955 .2294 .1750 .1312 .0968 .0704 .0505 .0359 .0252 .0176
69 $120 .6671 .5668 .4805 .4116 .3605 .3249 .3016 .2870 .2784 .2734 .2706 .2691 .2683 .2679
$250 .6654 .5601 .4632 .3781 .3068 .2497 .2058 .1733 .1501 .1339 .1231 .1159 .1113 .1084
$500 .6652 .5587 .4592 .3693 .2911 .2253 .1719 .1298 .0976 .0736 .0561 .0436 .0349 .0289
$1,000 .6652 .5587 .4589 .3685 .2894 .2225 .1676 .1238 .0899 .0642 .0452 .0315 .0217 .0148
70 $120 .6665 .5653 .4781 .4086 .3574 .3222 .2994 .2855 .2773 .2727 .2702 .2689 .2682 .2679
$250 .6649 .5586 .4605 .3743 .3022 .2447 .2010 .1690 .1464 .1310 .1209 .1143 .1102 .1076
$500 .6646 .5572 .4563 .3649 .2855 .2189 .1652 .1234 .0917 .0685 .0519 .0402 .0323 .0269
$1,000 .6646 .5571 .4559 .3640 .2835 .2156 .1603 .1167 .0833 .0584 .0403 .0275 .0185 .0123
71 $120 .6659 .5638 .4757 .4057 .3545 .3196 .2974 .2840 .2763 .2720 .2698 .2687 .2681 .2678
$250 .6644 .5572 .4580 .3705 .2976 .2398 .1962 .1647 .1429 .1283 .1188 .1128 .1092 .1070
$500 .6641 .5557 .4535 .3607 .2799 .2125 .1586 .1170 .0860 .0636 .0478 .0371 .0299 .0252
$1,000 .6640 .5556 .4531 .3596 .2777 .2088 .1531 .1097 .0768 .0528 .0356 .0237 .0156 .0102
72 $120 .6654 .5626 .4736 .4030 .3517 .3172 .2955 .2826 .2754 .2715 .2695 .2685 .2680 .2678
$250 .6640 .5560 .4557 .3671 .2933 .2353 .1918 .1609 .1398 .1259 .1171 .1116 .1083 .1064
$500 .6637 .5546 .4511 .3568 .2748 .2066 .1524 .1111 .0807 .0592 .0443 .0344 .0279 .0237
$1,000 .6636 .5544 .4505 .3555 .2722 .2024 .1464 .1031 .0709 .0477 .0315 .0205 .0132 .0084
73 $120 .6650 .5614 .4716 .4006 .3493 .3151 .2938 .2815 .2747 .2711 .2692 .2683 .2679 .2677
$250 .6636 .5550 .4536 .3640 .2894 .2310 .1878 .1574 .1370 .1238 .1155 .1106 .1077 .1060
$500 .6634 .5536 .4489 .3533 .2700 .2010 .1467 .1056 .0759 .0552 .0412 .0321 .0262 .0226
$1,000 .6633 .5534 .4483 .3518 .2671 .1964 .1401 .0970 .0655 .0432 .0279 .0177 .0112 .0070
74 $120 .6647 .5607 .4704 .3991 .3477 .3137 .2928 .2808 .2742 .2708 .2691 .2683 .2679 .2677
$250 .6635 .5545 .4524 .3620 .2870 .2284 .1853 .1553 .1353 .1225 .1146 .1100 .1073 .1057
$500 .6632 .5530 .4476 .3511 .2670 .1975 .1430 .1022 .0730 .0528 .0394 .0307 .0252 .0219
$1,000 .6632 .5528 .4469 .3494 .2639 .1926 .1361 .0932 .0621 .0404 .0257 .0161 .0100 .0062

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 4

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0022 .0089 .0196 .0337 .0701 .1158 .1692 .2289
41 $120 .0000 .0019 .0081 .0181 .0314 .0663 .1106 .1626 .2212
42 $120 .0000 .0017 .0073 .0166 .0292 .0626 .1055 .1562 .2137
43 $120 .0000 .0015 .0066 .0152 .0270 .0590 .1004 .1499 .2063
44 $120 .0000 .0013 .0059 .0139 .0250 .0554 .0955 .1437 .1994
45 $120 .0000 .0011 .0053 .0127 .0231 .0520 .0906 .1375 .1929
46 $120 .0000 .0009 .0047 .0115 .0212 .0487 .0859 .1316 .1868
47 $120 .0000 .0008 .0042 .0104 .0194 .0455 .0812 .1259 .1809
48 $120 .0000 .0007 .0037 .0093 .0177 .0424 .0767 .1206 .1753
49 $120 .0000 .0006 .0032 .0084 .0161 .0393 .0723 .1156 .1699
50 $120 .0000 .0005 .0028 .0075 .0146 .0364 .0680 .1107 .1646
$250 .0000 .0005 .0028 .0075 .0147 .0366 .0682 .1086 .1568
51 $120 .0000 .0004 .0024 .0066 .0132 .0336 .0641 .1061 .1594
$250 .0000 .0004 .0024 .0067 .0133 .0338 .0639 .1029 .1499
52 $120 .0000 .0003 .0021 .0058 .0118 .0309 .0603 .1015 .1544
$250 .0000 .0003 .0021 .0059 .0119 .0311 .0598 .0973 .1431
53 $120 .0000 .0003 .0018 .0051 .0106 .0283 .0567 .0971 .1494
$250 .0000 .0003 .0018 .0051 .0106 .0285 .0557 .0918 .1363
54 $120 .0000 .0002 .0015 .0044 .0094 .0259 .0533 .0929 .1445
$250 .0000 .0002 .0015 .0045 .0094 .0260 .0517 .0864 .1297
55 $120 .0000 .0002 .0013 .0038 .0082 .0236 .0500 .0887 .1398
$250 .0000 .0002 .0013 .0039 .0083 .0236 .0479 .0811 .1233
56 $120 .0000 .0001 .0010 .0033 .0072 .0215 .0468 .0846 .1352
$250 .0000 .0001 .0011 .0033 .0073 .0213 .0441 .0759 .1172
57 $120 .0000 .0001 .0009 .0028 .0063 .0195 .0437 .0806 .1308
$250 .0000 .0001 .0009 .0028 .0063 .0191 .0405 .0710 .1112
58 $120 .0000 .0001 .0007 .0023 .0054 .0176 .0408 .0768 .1264
$250 .0000 .0001 .0007 .0024 .0054 .0170 .0370 .0662 .1054
$500 .0000 .0001 .0007 .0024 .0055 .0171 .0370 .0659 .1038
59 $120 .0000 .0001 .0006 .0019 .0046 .0159 .0379 .0731 .1221
$250 .0000 .0001 .0006 .0020 .0046 .0151 .0336 .0615 .0998
$500 .0000 .0001 .0006 .0020 .0047 .0151 .0337 .0610 .0976
60 $120 .0000 .0000 .0004 .0016 .0039 .0143 .0353 .0695 .1180
$250 .0000 .0000 .0004 .0016 .0039 .0133 .0304 .0571 .0944
$500 .0000 .0000 .0004 .0016 .0039 .0133 .0304 .0563 .0914
61 $120 .0000 .0000 .0003 .0013 .0033 .0127 .0327 .0660 .1140
$250 .0000 .0000 .0003 .0013 .0033 .0115 .0274 .0529 .0891
$500 .0000 .0000 .0003 .0013 .0033 .0116 .0273 .0517 .0854
62 $120 .0000 .0000 .0003 .0010 .0028 .0113 .0302 .0627 .1101
$250 .0000 .0000 .0003 .0010 .0027 .0100 .0246 .0488 .0840
$500 .0000 .0000 .0003 .0010 .0027 .0100 .0243 .0472 .0796
63 $120 .0000 .0000 .0002 .0008 .0023 .0100 .0279 .0594 .1063
$250 .0000 .0000 .0002 .0008 .0022 .0085 .0220 .0449 .0790
$500 .0000 .0000 .0002 .0008 .0022 .0085 .0215 .0429 .0739
64 $120 .0000 .0000 .0001 .0006 .0019 .0088 .0257 .0563 .1026
$250 .0000 .0000 .0001 .0006 .0017 .0072 .0195 .0412 .0742
$500 .0000 .0000 .0001 .0006 .0017 .0072 .0189 .0388 .0684
$1,000 .0000 .0000 .0001 .0006 .0017 .0072 .0189 .0388 .0683
65 $120 .0000 .0000 .0001 .0005 .0015 .0077 .0236 .0533 .0990
$250 .0000 .0000 .0001 .0005 .0014 .0061 .0172 .0377 .0695
$500 .0000 .0000 .0001 .0005 .0014 .0060 .0164 .0349 .0631
$1,000 .0000 .0000 .0001 .0005 .0014 .0060 .0164 .0348 .0629
66 $120 .0000 .0000 .0001 .0004 .0012 .0067 .0216 .0504 .0956
$250 .0000 .0000 .0001 .0003 .0010 .0050 .0151 .0343 .0650
$500 .0000 .0000 .0001 .0003 .0010 .0049 .0141 .0311 .0579
$1,000 .0000 .0000 .0001 .0003 .0010 .0049 .0141 .0311 .0576
67 $120 .0000 .0000 .0000 .0003 .0010 .0058 .0197 .0476 .0922
$250 .0000 .0000 .0000 .0002 .0008 .0041 .0131 .0311 .0607
$500 .0000 .0000 .0000 .0002 .0008 .0039 .0120 .0276 .0530
$1,000 .0000 .0000 .0000 .0002 .0008 .0039 .0120 .0275 .0525
68 $120 .0000 .0000 .0000 .0002 .0007 .0050 .0180 .0450 .0890
$250 .0000 .0000 .0000 .0002 .0006 .0033 .0113 .0281 .0565
$500 .0000 .0000 .0000 .0002 .0006 .0031 .0101 .0243 .0482
$1,000 .0000 .0000 .0000 .0002 .0006 .0031 .0100 .0241 .0476
69 $120 .0000 .0000 .0000 .0001 .0006 .0043 .0164 .0424 .0859
$250 .0000 .0000 .0000 .0001 .0004 .0026 .0097 .0252 .0525
$500 .0000 .0000 .0000 .0001 .0004 .0024 .0083 .0212 .0437
$1,000 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0209 .0429
70 $120 .0000 .0000 .0000 .0001 .0004 .0036 .0149 .0400 .0830
$250 .0000 .0000 .0000 .0001 .0003 .0020 .0082 .0225 .0487
$500 .0000 .0000 .0000 .0001 .0002 .0018 .0067 .0182 .0393
$1,000 .0000 .0000 .0000 .0001 .0002 .0017 .0066 .0179 .0384
71 $120 .0000 .0000 .0000 .0001 .0003 .0031 .0134 .0377 .0801
$250 .0000 .0000 .0000 .0000 .0002 .0015 .0068 .0199 .0449
$500 .0000 .0000 .0000 .0000 .0001 .0012 .0053 .0155 .0351
$1,000 .0000 .0000 .0000 .0000 .0001 .0012 .0052 .0150 .0339
72 $120 .0000 .0000 .0000 .0000 .0002 .0026 .0121 .0355 .0774
$250 .0000 .0000 .0000 .0000 .0001 .0011 .0056 .0176 .0415
$500 .0000 .0000 .0000 .0000 .0001 .0009 .0041 .0130 .0312
$1,000 .0000 .0000 .0000 .0000 .0001 .0008 .0040 .0125 .0299
73 $120 .0000 .0000 .0000 .0000 .0002 .0022 .0110 .0336 .0750
$250 .0000 .0000 .0000 .0000 .0001 .0008 .0046 .0156 .0383
$500 .0000 .0000 .0000 .0000 .0000 .0006 .0031 .0109 .0276
$1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0103 .0261
74 $120 .0000 .0000 .0000 .0000 .0001 .0019 .0103 .0324 .0734
$250 .0000 .0000 .0000 .0000 .0000 .0007 .0040 .0143 .0364
$500 .0000 .0000 .0000 .0000 .0000 .0004 .0026 .0096 .0254
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0089 .0238

*Single Loss Limit values are expressed in thousands of dollars.

[]

OTS-3417.2


NEW SECTION
WAC 296-17B-950   Hazard Group 5 tables.  

Premium-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 5

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .8774 .8618 .8479 .8353 .8235 .8126 .8023 .7925 .7832 .7744 .7658 .7576 .7498 .7421
2 .8725 .8559 .8411 .8276 .8151 .8035 .7925 .7821 .7723 .7628 .7538 .7451 .7367 .7286
3 .8676 .8500 .8343 .8200 .8068 .7944 .7828 .7718 .7613 .7513 .7418 .7326 .7237 .7151
4 .8628 .8442 .8275 .8124 .7984 .7853 .7730 .7614 .7503 .7398 .7297 .7200 .7106 .7016
5 .8580 .8383 .8207 .8047 .7900 .7762 .7633 .7510 .7394 .7283 .7176 .7074 .6976 .6881
6 .8532 .8325 .8140 .7972 .7816 .7671 .7535 .7406 .7284 .7167 .7056 .6949 .6845 .6746
7 .8484 .8267 .8073 .7896 .7733 .7581 .7438 .7303 .7175 .7053 .6936 .6824 .6716 .6612
8 .8437 .8209 .8006 .7821 .7650 .7491 .7341 .7200 .7066 .6938 .6816 .6699 .6587 .6478
9 .8391 .8152 .7939 .7746 .7567 .7401 .7245 .7097 .6958 .6824 .6697 .6575 .6458 .6345
10 .8344 .8095 .7873 .7671 .7485 .7311 .7149 .6995 .6849 .6710 .6578 .6451 .6329 .6213
11 .8298 .8039 .7807 .7597 .7403 .7222 .7052 .6892 .6741 .6597 .6459 .6328 .6202 .6081
12 .8253 .7982 .7741 .7522 .7320 .7132 .6956 .6790 .6633 .6484 .6341 .6205 .6074 .5949
13 .8207 .7926 .7676 .7448 .7238 .7043 .6860 .6688 .6525 .6370 .6223 .6082 .5947 .5818
14 .8162 .7870 .7610 .7374 .7156 .6954 .6764 .6586 .6417 .6257 .6105 .5960 .5821 .5688
15 .8117 .7814 .7545 .7300 .7074 .6864 .6668 .6484 .6310 .6145 .5987 .5838 .5695 .5557
16 .8072 .7759 .7479 .7226 .6992 .6775 .6573 .6382 .6202 .6032 .5870 .5716 .5569 .5428
17 .8028 .7703 .7414 .7152 .6910 .6686 .6477 .6280 .6095 .5920 .5753 .5595 .5444 .5299
18 .7983 .7648 .7349 .7078 .6828 .6597 .6381 .6179 .5988 .5807 .5636 .5474 .5319 .5171
19 .7939 .7593 .7284 .7004 .6746 .6508 .6285 .6077 .5881 .5695 .5520 .5353 .5194 .5043
20 .7895 .7538 .7219 .6930 .6664 .6418 .6190 .5975 .5774 .5584 .5404 .5233 .5071 .4916
21 .7851 .7482 .7154 .6855 .6582 .6329 .6094 .5873 .5667 .5472 .5287 .5113 .4947 .4789
22 .7808 .7427 .7088 .6781 .6500 .6239 .5998 .5772 .5559 .5360 .5171 .4993 .4823 .4662
23 .7764 .7372 .7023 .6707 .6417 .6150 .5902 .5670 .5453 .5248 .5055 .4873 .4700 .4536
24 .7721 .7317 .6958 .6633 .6335 .6060 .5805 .5568 .5345 .5136 .4939 .4753 .4577 .4410
25 .7678 .7263 .6893 .6558 .6252 .5970 .5709 .5466 .5238 .5025 .4824 .4634 .4455 .4284
26 .7635 .7208 .6827 .6483 .6169 .5880 .5613 .5364 .5131 .4913 .4708 .4515 .4332 .4159
27 .7592 .7153 .6762 .6409 .6087 .5790 .5516 .5261 .5024 .4801 .4592 .4395 .4210 .4034
28 .7549 .7098 .6696 .6334 .6003 .5700 .5419 .5159 .4916 .4689 .4476 .4276 .4087 .3909
29 .7507 .7043 .6631 .6259 .5920 .5609 .5322 .5057 .4809 .4578 .4361 .4157 .3965 .3784
30 .7465 .6989 .6565 .6184 .5837 .5519 .5225 .4954 .4701 .4465 .4245 .4038 .3842 .3658
31 .7423 .6934 .6500 .6109 .5753 .5428 .5128 .4851 .4594 .4354 .4129 .3918 .3720 .3533
32 .7381 .6880 .6434 .6034 .5670 .5337 .5031 .4748 .4485 .4241 .4013 .3799 .3597 .3408
33 .7339 .6825 .6369 .5958 .5586 .5245 .4933 .4644 .4377 .4128 .3896 .3679 .3475 .3283
34 .7297 .6771 .6303 .5883 .5501 .5154 .4835 .4541 .4268 .4015 .3779 .3558 .3351 .3157
35 .7256 .6717 .6237 .5807 .5417 .5062 .4736 .4436 .4159 .3902 .3662 .3438 .3228 .3031
36 .7215 .6662 .6171 .5731 .5332 .4969 .4637 .4331 .4049 .3787 .3543 .3316 .3103 .2905
37 .7174 .6608 .6106 .5655 .5247 .4876 .4537 .4226 .3938 .3672 .3425 .3194 .2980 .2779
38 .7134 .6554 .6040 .5578 .5162 .4783 .4437 .4120 .3827 .3557 .3305 .3072 .2856 .2655
39 .7094 .6501 .5974 .5502 .5077 .4690 .4337 .4014 .3716 .3441 .3187 .2951 .2733 .2531
40 .7055 .6448 .5909 .5427 .4992 .4597 .4237 .3908 .3605 .3326 .3068 .2831 .2612 .2410
41 .7017 .6396 .5844 .5351 .4907 .4504 .4137 .3802 .3494 .3211 .2951 .2712 .2492 .2290
42 .6979 .6344 .5781 .5276 .4823 .4412 .4038 .3696 .3384 .3098 .2835 .2595 .2375 .2173
43 .6942 .6293 .5717 .5202 .4739 .4319 .3938 .3591 .3274 .2985 .2721 .2480 .2259 .2058
44 .6906 .6243 .5655 .5129 .4655 .4228 .3840 .3487 .3166 .2874 .2608 .2366 .2146 .1946
45 .6871 .6194 .5593 .5056 .4572 .4136 .3741 .3383 .3059 .2764 .2497 .2255 .2035 .1836
46 .6837 .6146 .5532 .4983 .4490 .4045 .3644 .3281 .2953 .2656 .2388 .2146 .1927 .1730
47 .6803 .6099 .5472 .4911 .4408 .3955 .3547 .3179 .2847 .2549 .2280 .2038 .1821 .1626
48 .6771 .6052 .5412 .4839 .4326 .3865 .3450 .3078 .2743 .2443 .2174 .1933 .1718 .1525
49 .6739 .6006 .5353 .4768 .4245 .3775 .3354 .2977 .2640 .2339 .2070 .1830 .1617 .1427
50 .6709 .5961 .5294 .4697 .4164 .3686 .3259 .2878 .2538 .2236 .1968 .1730 .1519 .1332
51 .6679 .5917 .5236 .4627 .4083 .3597 .3164 .2779 .2438 .2135 .1867 .1631 .1423 .1240
52 .6650 .5874 .5179 .4558 .4003 .3509 .3071 .2682 .2338 .2035 .1769 .1535 .1330 .1151
53 .6622 .5831 .5122 .4489 .3924 .3422 .2977 .2585 .2240 .1937 .1672 .1441 .1240 .1065
54 .6596 .5790 .5067 .4420 .3845 .3335 .2885 .2490 .2143 .1841 .1578 .1350 .1152 .0982
55 .6570 .5749 .5012 .4353 .3767 .3249 .2794 .2395 .2048 .1746 .1485 .1261 .1068 .0902
56 .6545 .5710 .4958 .4286 .3689 .3164 .2703 .2302 .1954 .1653 .1395 .1174 .0985 .0825
57 .6521 .5671 .4905 .4220 .3613 .3079 .2613 .2209 .1861 .1562 .1307 .1090 .0906 .0752
58 .6499 .5634 .4853 .4155 .3537 .2995 .2525 .2118 .1769 .1472 .1221 .1008 .0830 .0682
59 .6477 .5598 .4802 .4090 .3462 .2913 .2437 .2028 .1680 .1385 .1137 .0930 .0757 .0615
60 .6457 .5563 .4752 .4028 .3388 .2831 .2350 .1939 .1591 .1299 .1055 .0854 .0687 .0551
61 .6438 .5530 .4704 .3966 .3315 .2750 .2264 .1852 .1505 .1215 .0976 .0780 .0621 .0491
62 .6421 .5498 .4658 .3906 .3244 .2670 .2180 .1765 .1420 .1134 .0900 .0710 .0557 .0435
63 .6404 .5468 .4613 .3847 .3173 .2591 .2096 .1681 .1336 .1055 .0826 .0643 .0498 .0383
64 .6389 .5440 .4569 .3789 .3104 .2514 .2014 .1597 .1255 .0978 .0755 .0579 .0441 .0334
65 .6376 .5413 .4528 .3733 .3036 .2437 .1933 .1515 .1176 .0903 .0687 .0519 .0389 .0289
66 .6364 .5389 .4488 .3679 .2969 .2362 .1853 .1435 .1098 .0831 .0623 .0462 .0340 .0248
67 .6353 .5366 .4451 .3626 .2904 .2288 .1775 .1357 .1023 .0762 .0561 .0408 .0295 .0210
68 .6344 .5345 .4415 .3576 .2841 .2215 .1698 .1280 .0950 .0696 .0503 .0359 .0253 .0177
69 .6335 .5326 .4381 .3527 .2778 .2144 .1622 .1205 .0880 .0632 .0447 .0313 .0216 .0147
70 .6329 .5308 .4350 .3480 .2718 .2074 .1548 .1132 .0812 .0572 .0396 .0270 .0182 .0121
71 .6323 .5293 .4320 .3433 .2657 .2003 .1474 .1059 .0744 .0513 .0347 .0231 .0151 .0097
72 .6319 .5280 .4293 .3391 .2601 .1937 .1404 .0991 .0683 .0460 .0303 .0196 .0125 .0078
73 .6315 .5269 .4270 .3352 .2548 .1875 .1338 .0928 .0626 .0412 .0265 .0167 .0103 .0063
74 .6314 .5263 .4256 .3328 .2514 .1835 .1296 .0888 .0591 .0383 .0242 .0150 .0091 .0054

Premium-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 5

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0355 .0738 .1148 .1576 .2464 .3378 .4309 .5253
2 .0000 .0340 .0713 .1116 .1538 .2415 .3319 .4241 .5176
3 .0000 .0325 .0689 .1085 .1501 .2366 .3260 .4173 .5100
4 .0000 .0310 .0665 .1055 .1464 .2318 .3202 .4105 .5024
5 .0000 .0295 .0642 .1025 .1428 .2270 .3143 .4037 .4947
6 .0000 .0281 .0620 .0996 .1392 .2222 .3085 .3970 .4872
7 .0000 .0268 .0599 .0967 .1356 .2174 .3027 .3903 .4796
8 .0000 .0255 .0578 .0939 .1321 .2127 .2969 .3836 .4721
9 .0000 .0243 .0558 .0911 .1287 .2081 .2912 .3769 .4646
10 .0000 .0231 .0538 .0884 .1253 .2034 .2855 .3703 .4571
11 .0000 .0220 .0519 .0857 .1219 .1988 .2799 .3637 .4497
12 .0000 .0209 .0500 .0830 .1185 .1943 .2742 .3571 .4422
13 .0000 .0199 .0481 .0804 .1152 .1897 .2686 .3506 .4348
14 .0000 .0189 .0463 .0778 .1119 .1852 .2630 .3440 .4274
15 .0000 .0179 .0445 .0752 .1087 .1807 .2574 .3375 .4200
16 .0000 .0170 .0427 .0727 .1054 .1762 .2519 .3309 .4126
17 .0000 .0161 .0410 .0702 .1022 .1718 .2463 .3244 .4052
18 .0000 .0152 .0393 .0678 .0991 .1673 .2408 .3179 .3978
19 .0000 .0144 .0376 .0653 .0959 .1629 .2353 .3114 .3904
20 .0000 .0136 .0360 .0629 .0928 .1585 .2298 .3049 .3830
21 .0000 .0128 .0344 .0605 .0897 .1541 .2242 .2984 .3755
22 .0000 .0120 .0328 .0582 .0866 .1498 .2187 .2918 .3681
23 .0000 .0113 .0313 .0559 .0836 .1454 .2132 .2853 .3607
24 .0000 .0106 .0298 .0536 .0806 .1411 .2077 .2788 .3533
25 .0000 .0099 .0283 .0513 .0776 .1368 .2023 .2723 .3458
26 .0000 .0093 .0268 .0491 .0747 .1325 .1968 .2657 .3383
27 .0000 .0086 .0254 .0469 .0717 .1282 .1913 .2592 .3309
28 .0000 .0080 .0240 .0448 .0688 .1239 .1858 .2526 .3234
29 .0000 .0074 .0227 .0427 .0660 .1197 .1803 .2461 .3159
30 .0000 .0069 .0214 .0406 .0631 .1155 .1749 .2395 .3084
31 .0000 .0063 .0201 .0385 .0603 .1113 .1694 .2330 .3009
32 .0000 .0058 .0188 .0365 .0575 .1071 .1640 .2264 .2934
33 .0000 .0053 .0176 .0345 .0548 .1029 .1585 .2199 .2858
34 .0000 .0049 .0164 .0326 .0521 .0987 .1531 .2133 .2783
35 .0000 .0044 .0153 .0307 .0494 .0946 .1477 .2067 .2707
36 .0000 .0040 .0142 .0288 .0468 .0905 .1422 .2001 .2631
37 .0000 .0036 .0131 .0270 .0442 .0864 .1368 .1936 .2555
38 .0000 .0033 .0121 .0252 .0416 .0824 .1314 .1870 .2478
39 .0000 .0029 .0111 .0235 .0392 .0784 .1261 .1804 .2402
40 .0000 .0026 .0102 .0218 .0367 .0745 .1208 .1739 .2327
41 .0000 .0023 .0093 .0202 .0344 .0707 .1156 .1674 .2251
42 .0000 .0021 .0085 .0187 .0321 .0669 .1104 .1611 .2176
43 .0000 .0018 .0077 .0172 .0299 .0632 .1053 .1547 .2102
44 .0000 .0016 .0069 .0158 .0278 .0596 .1003 .1485 .2029
45 .0000 .0014 .0062 .0145 .0257 .0561 .0954 .1423 .1956
46 .0000 .0012 .0056 .0132 .0238 .0527 .0906 .1362 .1883
47 .0000 .0010 .0050 .0120 .0219 .0493 .0859 .1302 .1811
48 .0000 .0009 .0044 .0109 .0201 .0461 .0812 .1242 .1739
49 .0000 .0008 .0039 .0098 .0183 .0429 .0766 .1183 .1668
50 .0000 .0006 .0034 .0088 .0167 .0399 .0721 .1124 .1597
51 .0000 .0005 .0030 .0078 .0151 .0369 .0677 .1066 .1527
52 .0000 .0004 .0026 .0069 .0136 .0340 .0634 .1009 .1458
53 .0000 .0004 .0022 .0061 .0122 .0312 .0591 .0952 .1389
54 .0000 .0003 .0019 .0053 .0109 .0286 .0550 .0897 .1320
55 .0000 .0002 .0016 .0046 .0096 .0260 .0509 .0842 .1253
56 .0000 .0002 .0013 .0040 .0085 .0235 .0470 .0788 .1186
57 .0000 .0002 .0011 .0034 .0074 .0211 .0431 .0735 .1120
58 .0000 .0001 .0009 .0029 .0064 .0189 .0394 .0683 .1055
59 .0000 .0001 .0007 .0024 .0055 .0167 .0358 .0632 .0990
60 .0000 .0001 .0006 .0020 .0046 .0147 .0323 .0582 .0928
61 .0000 .0000 .0004 .0016 .0039 .0128 .0290 .0534 .0866
62 .0000 .0000 .0003 .0013 .0032 .0111 .0258 .0488 .0806
63 .0000 .0000 .0003 .0010 .0026 .0094 .0228 .0443 .0747
64 .0000 .0000 .0002 .0008 .0021 .0079 .0200 .0399 .0689
65 .0000 .0000 .0001 .0006 .0016 .0066 .0173 .0358 .0633
66 .0000 .0000 .0001 .0004 .0012 .0054 .0149 .0318 .0579
67 .0000 .0000 .0001 .0003 .0009 .0043 .0126 .0281 .0526
68 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0245 .0476
69 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0211 .0427
70 .0000 .0000 .0000 .0001 .0003 .0019 .0068 .0180 .0380
71 .0000 .0000 .0000 .0000 .0002 .0013 .0053 .0150 .0333
72 .0000 .0000 .0000 .0000 .0001 .0009 .0040 .0123 .0291
73 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0100 .0252
74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0086 .0228

Premium-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 5

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7051 .6442 .5901 .5417 .4979 .4599 .4289 .4034 .3822 .3645 .3495 .3368 .3262 .3177
41 $120 .7013 .6390 .5836 .5341 .4897 .4526 .4223 .3972 .3764 .3589 .3442 .3319 .3220 .3140
42 $120 .6975 .6338 .5772 .5266 .4823 .4459 .4160 .3912 .3706 .3534 .3390 .3274 .3182 .3107
43 $120 .6938 .6287 .5709 .5193 .4755 .4395 .4099 .3854 .3650 .3481 .3344 .3234 .3147 .3077
44 $120 .6902 .6238 .5647 .5125 .4691 .4334 .4040 .3797 .3595 .3431 .3301 .3197 .3114 .3049
45 $120 .6867 .6189 .5585 .5062 .4630 .4275 .3983 .3741 .3543 .3386 .3261 .3162 .3084 .3023
46 $120 .6833 .6140 .5525 .5003 .4572 .4218 .3926 .3687 .3495 .3343 .3224 .3130 .3056 .2999
47 $120 .6800 .6093 .5470 .4947 .4516 .4161 .3870 .3635 .3449 .3303 .3189 .3099 .3030 .2978
48 $120 .6767 .6046 .5417 .4893 .4461 .4106 .3817 .3587 .3406 .3265 .3155 .3071 .3007 .2959
49 $120 .6736 .6001 .5367 .4840 .4406 .4051 .3766 .3541 .3365 .3229 .3124 .3045 .2986 .2941
50 $120 .6705 .5958 .5320 .4789 .4353 .3998 .3717 .3497 .3326 .3195 .3096 .3022 .2966 .2925
$250 .6708 .5959 .5291 .4694 .4159 .3684 .3272 .2922 .2624 .2372 .2160 .1980 .1828 .1702
51 $120 .6676 .5918 .5274 .4739 .4300 .3947 .3670 .3454 .3288 .3163 .3069 .3000 .2949 .2911
$250 .6678 .5915 .5234 .4624 .4079 .3601 .3192 .2844 .2550 .2301 .2092 .1916 .1770 .1650
52 $120 .6647 .5880 .5230 .4690 .4249 .3898 .3624 .3413 .3253 .3133 .3044 .2979 .2932 .2899
$250 .6649 .5872 .5176 .4554 .4002 .3523 .3114 .2768 .2477 .2232 .2026 .1856 .1716 .1602
53 $120 .6620 .5844 .5186 .4641 .4200 .3851 .3580 .3374 .3219 .3105 .3021 .2961 .2918 .2888
$250 .6621 .5830 .5120 .4485 .3927 .3447 .3039 .2695 .2406 .2164 .1963 .1799 .1665 .1557
54 $120 .6594 .5809 .5144 .4594 .4152 .3805 .3538 .3337 .3188 .3079 .3000 .2944 .2905 .2878
$250 .6595 .5788 .5064 .4419 .3856 .3374 .2966 .2623 .2336 .2098 .1903 .1745 .1617 .1515
55 $120 .6570 .5775 .5102 .4548 .4105 .3760 .3497 .3301 .3158 .3054 .2981 .2929 .2893 .2869
$250 .6569 .5748 .5009 .4354 .3787 .3303 .2894 .2552 .2268 .2035 .1846 .1694 .1572 .1475
56 $120 .6547 .5743 .5061 .4503 .4059 .3717 .3458 .3267 .3129 .3031 .2963 .2915 .2883 .2861
$250 .6544 .5708 .4956 .4293 .3720 .3233 .2824 .2483 .2203 .1975 .1792 .1645 .1529 .1438
57 $120 .6526 .5711 .5022 .4459 .4015 .3675 .3420 .3235 .3103 .3010 .2946 .2903 .2874 .2855
$250 .6520 .5670 .4905 .4233 .3655 .3165 .2754 .2416 .2140 .1917 .1740 .1599 .1490 .1404
58 $120 .6506 .5681 .4983 .4416 .3972 .3634 .3384 .3204 .3078 .2990 .2931 .2892 .2866 .2849
$250 .6498 .5632 .4856 .4175 .3591 .3097 .2687 .2350 .2078 .1861 .1690 .1556 .1453 .1373
$500 .6498 .5633 .4852 .4153 .3536 .2994 .2524 .2122 .1780 .1493 .1252 .1052 .0887 .0751
59 $120 .6488 .5652 .4946 .4375 .3930 .3594 .3349 .3175 .3054 .2972 .2917 .2882 .2858 .2844
$250 .6477 .5597 .4808 .4119 .3528 .3031 .2621 .2287 .2019 .1808 .1643 .1515 .1418 .1344
$500 .6477 .5597 .4801 .4089 .3461 .2912 .2439 .2036 .1696 .1412 .1176 .0982 .0824 .0695
60 $120 .6470 .5624 .4910 .4334 .3889 .3556 .3316 .3148 .3032 .2955 .2905 .2873 .2852 .2839
$250 .6456 .5564 .4763 .4064 .3467 .2967 .2556 .2225 .1962 .1757 .1598 .1477 .1386 .1318
$500 .6457 .5563 .4752 .4026 .3387 .2832 .2355 .1952 .1614 .1334 .1103 .0915 .0764 .0642
61 $120 .6454 .5597 .4875 .4295 .3849 .3519 .3284 .3122 .3012 .2940 .2894 .2865 .2847 .2836
$250 .6438 .5532 .4720 .4011 .3407 .2904 .2494 .2165 .1908 .1708 .1556 .1442 .1357 .1294
$500 .6438 .5530 .4704 .3965 .3315 .2753 .2273 .1870 .1534 .1258 .1033 .0852 .0707 .0592
62 $120 .6438 .5571 .4841 .4256 .3810 .3484 .3254 .3097 .2993 .2926 .2884 .2858 .2842 .2833
$250 .6420 .5502 .4678 .3959 .3348 .2842 .2432 .2108 .1855 .1662 .1516 .1409 .1330 .1273
$500 .6420 .5498 .4657 .3905 .3245 .2676 .2193 .1789 .1456 .1185 .0966 .0791 .0654 .0546
63 $120 .6424 .5547 .4808 .4219 .3773 .3450 .3225 .3074 .2976 .2914 .2875 .2852 .2838 .2830
$250 .6404 .5474 .4638 .3909 .3291 .2782 .2373 .2051 .1804 .1618 .1479 .1378 .1305 .1253
$500 .6404 .5468 .4612 .3847 .3176 .2600 .2114 .1710 .1380 .1114 .0901 .0734 .0604 .0503
64 $120 .6411 .5524 .4776 .4183 .3736 .3417 .3197 .3052 .2960 .2902 .2867 .2847 .2835 .2828
$250 .6390 .5448 .4600 .3860 .3235 .2723 .2315 .1997 .1756 .1576 .1444 .1350 .1283 .1236
$500 .6389 .5440 .4569 .3790 .3109 .2526 .2037 .1634 .1306 .1045 .0840 .0680 .0557 .0464
$1,000 .6389 .5440 .4569 .3789 .3104 .2513 .2014 .1597 .1255 .0978 .0756 .0581 .0443 .0336
65 $120 .6399 .5501 .4745 .4148 .3701 .3385 .3171 .3032 .2945 .2892 .2861 .2842 .2832 .2827
$250 .6377 .5424 .4563 .3812 .3181 .2666 .2259 .1945 .1710 .1537 .1412 .1324 .1263 .1221
$500 .6376 .5413 .4528 .3736 .3044 .2454 .1961 .1558 .1235 .0980 .0781 .0629 .0514 .0428
$1,000 .6376 .5413 .4528 .3733 .3036 .2437 .1933 .1515 .1176 .0904 .0689 .0521 .0391 .0292
66 $120 .6388 .5480 .4716 .4114 .3667 .3355 .3147 .3013 .2931 .2883 .2855 .2839 .2830 .2825
$250 .6366 .5401 .4528 .3767 .3128 .2610 .2204 .1895 .1666 .1500 .1382 .1300 .1245 .1207
$500 .6364 .5388 .4489 .3683 .2980 .2383 .1887 .1485 .1166 .0917 .0726 .0581 .0474 .0395
$1,000 .6364 .5388 .4488 .3679 .2969 .2362 .1853 .1436 .1099 .0832 .0624 .0464 .0343 .0251
67 $120 .6377 .5461 .4688 .4081 .3635 .3326 .3123 .2996 .2919 .2875 .2849 .2835 .2828 .2824
$250 .6356 .5380 .4494 .3722 .3076 .2556 .2151 .1847 .1624 .1465 .1354 .1279 .1229 .1196
$500 .6353 .5366 .4452 .3632 .2918 .2313 .1815 .1414 .1099 .0856 .0673 .0537 .0438 .0366
$1,000 .6353 .5366 .4451 .3626 .2904 .2288 .1775 .1357 .1024 .0764 .0563 .0411 .0298 .0214
68 $120 .6368 .5442 .4660 .4049 .3603 .3299 .3102 .2980 .2908 .2867 .2845 .2833 .2826 .2823
$250 .6347 .5361 .4463 .3680 .3026 .2503 .2100 .1800 .1584 .1433 .1329 .1260 .1215 .1186
$500 .6344 .5345 .4418 .3583 .2857 .2245 .1744 .1345 .1035 .0799 .0624 .0496 .0405 .0340
$1,000 .6344 .5345 .4415 .3576 .2841 .2216 .1698 .1281 .0952 .0698 .0505 .0362 .0257 .0182
69 $120 .6360 .5424 .4634 .4018 .3573 .3272 .3081 .2965 .2898 .2861 .2841 .2830 .2825 .2822
$250 .6339 .5343 .4433 .3639 .2978 .2452 .2051 .1756 .1547 .1403 .1306 .1243 .1203 .1177
$500 .6335 .5326 .4385 .3536 .2798 .2179 .1675 .1277 .0972 .0744 .0578 .0459 .0375 .0317
$1,000 .6335 .5326 .4381 .3527 .2778 .2144 .1623 .1206 .0882 .0635 .0451 .0317 .0220 .0152
70 $120 .6353 .5408 .4609 .3989 .3544 .3248 .3062 .2952 .2889 .2855 .2838 .2829 .2824 .2822
$250 .6332 .5327 .4405 .3599 .2931 .2402 .2003 .1714 .1512 .1375 .1285 .1228 .1192 .1170
$500 .6329 .5310 .4355 .3491 .2741 .2114 .1607 .1212 .0913 .0693 .0535 .0424 .0348 .0297
$1,000 .6329 .5308 .4350 .3480 .2718 .2074 .1549 .1134 .0814 .0575 .0400 .0275 .0187 .0127
71 $120 .6346 .5392 .4585 .3960 .3516 .3224 .3044 .2939 .2881 .2850 .2835 .2827 .2823 .2822
$250 .6327 .5312 .4378 .3560 .2884 .2353 .1957 .1673 .1478 .1349 .1266 .1214 .1183 .1164
$500 .6323 .5295 .4326 .3447 .2684 .2049 .1540 .1148 .0855 .0643 .0495 .0392 .0324 .0279
$1,000 .6323 .5293 .4320 .3434 .2658 .2004 .1475 .1061 .0748 .0517 .0352 .0236 .0157 .0104
72 $120 .6340 .5378 .4562 .3933 .3490 .3202 .3027 .2928 .2874 .2846 .2832 .2826 .2823 .2821
$250 .6322 .5300 .4353 .3525 .2841 .2308 .1914 .1636 .1448 .1326 .1250 .1203 .1175 .1159
$500 .6319 .5282 .4300 .3407 .2632 .1988 .1477 .1088 .0802 .0599 .0459 .0365 .0304 .0265
$1,000 .6319 .5280 .4293 .3391 .2601 .1939 .1406 .0994 .0687 .0465 .0309 .0203 .0132 .0085
73 $120 .6335 .5365 .4542 .3909 .3466 .3182 .3013 .2918 .2868 .2843 .2830 .2825 .2822 .2821
$250 .6319 .5289 .4332 .3492 .2801 .2266 .1874 .1602 .1422 .1306 .1236 .1193 .1169 .1155
$500 .6316 .5271 .4278 .3371 .2583 .1931 .1419 .1033 .0754 .0559 .0428 .0342 .0287 .0253
$1,000 .6315 .5269 .4270 .3353 .2549 .1877 .1341 .0932 .0631 .0418 .0271 .0174 .0111 .0070
74 $120 .6333 .5358 .4529 .3893 .3452 .3170 .3004 .2913 .2865 .2841 .2829 .2824 .2822 .2821
$250 .6317 .5282 .4318 .3472 .2776 .2239 .1850 .1581 .1405 .1294 .1227 .1188 .1166 .1153
$500 .6314 .5265 .4264 .3348 .2552 .1895 .1382 .0998 .0724 .0535 .0409 .0328 .0277 .0246
$1,000 .6314 .5263 .4256 .3329 .2515 .1837 .1300 .0892 .0596 .0389 .0249 .0157 .0098 .0062

*Single Loss Limit values are expressed in thousands of dollars.

Premium-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 5

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss

Limit*

0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0026 .0101 .0217 .0365 .0741 .1202 .1731 .2317
41 $120 .0000 .0023 .0092 .0201 .0342 .0703 .1150 .1666 .2241
42 $120 .0000 .0020 .0084 .0185 .0319 .0665 .1098 .1602 .2166
43 $120 .0000 .0018 .0076 .0171 .0297 .0628 .1047 .1539 .2093
44 $120 .0000 .0016 .0069 .0157 .0276 .0592 .0998 .1477 .2025
45 $120 .0000 .0014 .0062 .0144 .0255 .0557 .0949 .1415 .1962
46 $120 .0000 .0012 .0055 .0131 .0236 .0523 .0900 .1355 .1903
47 $120 .0000 .0010 .0049 .0119 .0217 .0490 .0853 .1300 .1847
48 $120 .0000 .0009 .0044 .0108 .0199 .0457 .0806 .1247 .1793
49 $120 .0000 .0007 .0039 .0097 .0182 .0426 .0761 .1197 .1740
50 $120 .0000 .0006 .0034 .0087 .0165 .0395 .0718 .1150 .1689
$250 .0000 .0006 .0034 .0087 .0166 .0398 .0719 .1121 .1594
51 $120 .0000 .0005 .0030 .0077 .0150 .0366 .0678 .1104 .1639
$250 .0000 .0005 .0030 .0078 .0151 .0368 .0675 .1064 .1524
52 $120 .0000 .0004 .0026 .0069 .0135 .0337 .0640 .1060 .1590
$250 .0000 .0004 .0026 .0069 .0136 .0339 .0632 .1006 .1454
53 $120 .0000 .0004 .0022 .0060 .0121 .0310 .0604 .1016 .1541
$250 .0000 .0004 .0022 .0061 .0122 .0311 .0590 .0950 .1385
54 $120 .0000 .0003 .0019 .0053 .0108 .0284 .0569 .0974 .1494
$250 .0000 .0003 .0019 .0053 .0108 .0285 .0548 .0894 .1319
55 $120 .0000 .0002 .0016 .0046 .0095 .0260 .0535 .0932 .1448
$250 .0000 .0002 .0016 .0046 .0096 .0259 .0508 .0839 .1254
56 $120 .0000 .0002 .0013 .0039 .0084 .0237 .0503 .0891 .1403
$250 .0000 .0002 .0013 .0040 .0084 .0234 .0468 .0786 .1193
57 $120 .0000 .0001 .0011 .0034 .0073 .0216 .0471 .0852 .1359
$250 .0000 .0002 .0011 .0034 .0073 .0210 .0430 .0735 .1133
58 $120 .0000 .0001 .0009 .0028 .0063 .0196 .0441 .0813 .1316
$250 .0000 .0001 .0009 .0029 .0063 .0188 .0392 .0686 .1075
$500 .0000 .0001 .0009 .0029 .0064 .0188 .0393 .0682 .1053
59 $120 .0000 .0001 .0007 .0024 .0054 .0178 .0412 .0776 .1275
$250 .0000 .0001 .0007 .0024 .0054 .0167 .0357 .0638 .1019
$500 .0000 .0001 .0007 .0024 .0054 .0167 .0357 .0631 .0989
60 $120 .0000 .0001 .0006 .0019 .0046 .0160 .0384 .0740 .1234
$250 .0000 .0001 .0006 .0020 .0046 .0146 .0324 .0593 .0964
$500 .0000 .0001 .0006 .0020 .0046 .0147 .0323 .0582 .0926
61 $120 .0000 .0000 .0004 .0016 .0039 .0144 .0357 .0705 .1195
$250 .0000 .0000 .0004 .0016 .0038 .0128 .0292 .0550 .0911
$500 .0000 .0000 .0004 .0016 .0039 .0128 .0290 .0534 .0865
62 $120 .0000 .0000 .0003 .0013 .0033 .0128 .0331 .0671 .1156
$250 .0000 .0000 .0003 .0013 .0032 .0110 .0262 .0508 .0859
$500 .0000 .0000 .0003 .0013 .0032 .0110 .0258 .0487 .0805
63 $120 .0000 .0000 .0003 .0010 .0027 .0114 .0307 .0638 .1119
$250 .0000 .0000 .0003 .0010 .0026 .0094 .0234 .0468 .0809
$500 .0000 .0000 .0003 .0010 .0026 .0094 .0228 .0442 .0747
64 $120 .0000 .0000 .0002 .0008 .0022 .0101 .0284 .0606 .1083
$250 .0000 .0000 .0002 .0008 .0020 .0080 .0208 .0430 .0760
$500 .0000 .0000 .0002 .0008 .0021 .0079 .0200 .0399 .0690
$1,000 .0000 .0000 .0002 .0008 .0021 .0079 .0200 .0399 .0689
65 $120 .0000 .0000 .0001 .0006 .0018 .0089 .0261 .0575 .1048
$250 .0000 .0000 .0001 .0006 .0016 .0067 .0184 .0393 .0712
$500 .0000 .0000 .0001 .0006 .0016 .0066 .0173 .0358 .0636
$1,000 .0000 .0000 .0001 .0006 .0016 .0066 .0173 .0358 .0633
66 $120 .0000 .0000 .0001 .0005 .0015 .0078 .0240 .0546 .1014
$250 .0000 .0000 .0001 .0004 .0012 .0056 .0161 .0358 .0667
$500 .0000 .0000 .0001 .0004 .0012 .0054 .0148 .0319 .0583
$1,000 .0000 .0000 .0001 .0004 .0012 .0054 .0148 .0318 .0579
67 $120 .0000 .0000 .0001 .0003 .0012 .0067 .0221 .0518 .0981
$250 .0000 .0000 .0001 .0003 .0009 .0046 .0140 .0324 .0622
$500 .0000 .0000 .0001 .0003 .0009 .0043 .0126 .0282 .0532
$1,000 .0000 .0000 .0001 .0003 .0009 .0043 .0126 .0281 .0526
68 $120 .0000 .0000 .0000 .0002 .0009 .0058 .0202 .0490 .0949
$250 .0000 .0000 .0000 .0002 .0007 .0037 .0121 .0293 .0580
$500 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0248 .0483
$1,000 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0245 .0476
69 $120 .0000 .0000 .0000 .0002 .0007 .0050 .0184 .0464 .0918
$250 .0000 .0000 .0000 .0001 .0005 .0029 .0103 .0263 .0539
$500 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0215 .0436
$1,000 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0211 .0427
70 $120 .0000 .0000 .0000 .0001 .0005 .0043 .0168 .0439 .0889
$250 .0000 .0000 .0000 .0001 .0003 .0022 .0087 .0235 .0499
$500 .0000 .0000 .0000 .0001 .0003 .0019 .0070 .0185 .0391
$1,000 .0000 .0000 .0000 .0001 .0003 .0019 .0068 .0180 .0380
71 $120 .0000 .0000 .0000 .0001 .0004 .0036 .0152 .0415 .0860
$250 .0000 .0000 .0000 .0000 .0002 .0017 .0072 .0208 .0460
$500 .0000 .0000 .0000 .0000 .0002 .0013 .0055 .0156 .0347
$1,000 .0000 .0000 .0000 .0000 .0002 .0013 .0053 .0150 .0334
72 $120 .0000 .0000 .0000 .0000 .0003 .0030 .0138 .0392 .0833
$250 .0000 .0000 .0000 .0000 .0001 .0012 .0060 .0183 .0425
$500 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0130 .0307
$1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0040 .0123 .0291
73 $120 .0000 .0000 .0000 .0000 .0002 .0025 .0125 .0372 .0809
$250 .0000 .0000 .0000 .0000 .0001 .0009 .0049 .0162 .0392
$500 .0000 .0000 .0000 .0000 .0000 .0006 .0031 .0108 .0271
$1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0100 .0253
74 $120 .0000 .0000 .0000 .0000 .0002 .0023 .0118 .0359 .0793
$250 .0000 .0000 .0000 .0000 .0000 .0007 .0042 .0148 .0372
$500 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0094 .0248
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0086 .0229

*Single Loss Limit values are expressed in thousands of dollars.

Loss-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 5

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .9216 .9053 .8907 .8774 .8651 .8536 .8427 .8325 .8227 .8134 .8045 .7959 .7876 .7795
2 .9165 .8991 .8835 .8693 .8562 .8440 .8325 .8216 .8112 .8013 .7918 .7826 .7738 .7653
3 .9114 .8929 .8764 .8614 .8474 .8345 .8223 .8107 .7997 .7892 .7792 .7695 .7602 .7512
4 .9063 .8867 .8692 .8533 .8386 .8249 .8120 .7998 .7882 .7771 .7665 .7563 .7464 .7370
5 .9012 .8806 .8621 .8453 .8298 .8153 .8017 .7889 .7766 .7650 .7538 .7431 .7327 .7228
6 .8962 .8744 .8550 .8374 .8210 .8058 .7915 .7780 .7651 .7529 .7412 .7299 .7191 .7086
7 .8912 .8684 .8480 .8294 .8123 .7963 .7813 .7671 .7537 .7408 .7286 .7168 .7054 .6945
8 .8863 .8623 .8410 .8215 .8036 .7869 .7712 .7563 .7422 .7288 .7160 .7037 .6919 .6805
9 .8814 .8563 .8340 .8136 .7949 .7774 .7610 .7455 .7308 .7168 .7035 .6906 .6783 .6665
10 .8765 .8503 .8270 .8058 .7862 .7680 .7509 .7348 .7194 .7049 .6910 .6776 .6649 .6526
11 .8717 .8444 .8201 .7980 .7776 .7586 .7408 .7240 .7081 .6929 .6785 .6647 .6514 .6387
12 .8669 .8385 .8132 .7902 .7689 .7492 .7307 .7133 .6967 .6810 .6661 .6518 .6381 .6249
13 .8621 .8326 .8063 .7824 .7603 .7398 .7206 .7025 .6854 .6692 .6537 .6389 .6247 .6111
14 .8573 .8267 .7994 .7746 .7517 .7304 .7105 .6918 .6741 .6573 .6413 .6260 .6114 .5974
15 .8526 .8208 .7925 .7668 .7431 .7211 .7005 .6811 .6628 .6454 .6289 .6132 .5982 .5838
16 .8479 .8150 .7857 .7590 .7345 .7117 .6904 .6704 .6515 .6336 .6166 .6004 .5850 .5702
17 .8432 .8092 .7788 .7512 .7259 .7023 .6803 .6597 .6402 .6218 .6043 .5877 .5718 .5567
18 .8386 .8034 .7719 .7434 .7172 .6929 .6703 .6490 .6290 .6100 .5921 .5750 .5587 .5432
19 .8339 .7976 .7651 .7357 .7086 .6836 .6602 .6383 .6177 .5983 .5798 .5623 .5456 .5297
20 .8293 .7918 .7583 .7279 .7000 .6742 .6502 .6277 .6065 .5865 .5676 .5497 .5326 .5164
21 .8247 .7860 .7514 .7201 .6914 .6648 .6401 .6170 .5952 .5747 .5554 .5370 .5196 .5030
22 .8202 .7802 .7446 .7123 .6827 .6554 .6300 .6063 .5840 .5630 .5432 .5244 .5066 .4897
23 .8156 .7744 .7377 .7045 .6741 .6460 .6199 .5956 .5727 .5513 .5310 .5119 .4937 .4765
24 .8110 .7686 .7309 .6967 .6654 .6366 .6098 .5849 .5615 .5395 .5188 .4993 .4808 .4632
25 .8065 .7629 .7240 .6889 .6567 .6271 .5997 .5741 .5502 .5278 .5067 .4868 .4679 .4500
26 .8020 .7571 .7171 .6810 .6480 .6177 .5896 .5634 .5390 .5161 .4945 .4742 .4550 .4369
27 .7975 .7513 .7103 .6732 .6393 .6082 .5794 .5527 .5277 .5043 .4824 .4617 .4422 .4237
28 .7930 .7456 .7034 .6653 .6306 .5987 .5692 .5419 .5164 .4926 .4702 .4492 .4293 .4106
29 .7885 .7398 .6965 .6575 .6219 .5892 .5591 .5311 .5051 .4808 .4581 .4367 .4165 .3974
30 .7841 .7341 .6896 .6496 .6131 .5797 .5489 .5203 .4938 .4691 .4459 .4241 .4036 .3843
31 .7797 .7284 .6828 .6417 .6043 .5702 .5387 .5096 .4825 .4573 .4337 .4116 .3908 .3712
32 .7753 .7226 .6759 .6338 .5955 .5606 .5284 .4987 .4711 .4455 .4215 .3990 .3779 .3580
33 .7709 .7169 .6690 .6259 .5867 .5510 .5182 .4879 .4598 .4337 .4093 .3864 .3650 .3448
34 .7665 .7112 .6621 .6179 .5779 .5414 .5078 .4769 .4483 .4218 .3970 .3738 .3520 .3316
35 .7622 .7055 .6552 .6100 .5690 .5317 .4975 .4660 .4369 .4098 .3846 .3611 .3390 .3184
36 .7579 .6998 .6483 .6020 .5601 .5220 .4871 .4550 .4253 .3978 .3722 .3483 .3260 .3051
37 .7536 .6941 .6413 .5940 .5512 .5122 .4766 .4439 .4137 .3857 .3597 .3355 .3130 .2920
38 .7494 .6885 .6344 .5860 .5422 .5024 .4661 .4328 .4020 .3736 .3472 .3227 .3000 .2789
39 .7452 .6829 .6275 .5780 .5333 .4927 .4556 .4216 .3903 .3614 .3347 .3100 .2871 .2659
40 .7411 .6773 .6207 .5700 .5243 .4829 .4451 .4105 .3787 .3493 .3223 .2974 .2744 .2531
41 .7370 .6718 .6139 .5621 .5154 .4731 .4346 .3993 .3670 .3373 .3100 .2849 .2618 .2405
42 .7331 .6664 .6072 .5542 .5066 .4634 .4241 .3883 .3554 .3254 .2978 .2726 .2494 .2282
43 .7292 .6611 .6006 .5464 .4978 .4537 .4137 .3772 .3439 .3136 .2858 .2605 .2373 .2161
44 .7254 .6558 .5940 .5387 .4890 .4441 .4033 .3663 .3326 .3019 .2740 .2486 .2254 .2044
45 .7217 .6507 .5875 .5310 .4803 .4345 .3930 .3554 .3213 .2904 .2623 .2369 .2138 .1929
46 .7181 .6456 .5811 .5234 .4716 .4249 .3827 .3446 .3101 .2790 .2508 .2254 .2024 .1817
47 .7146 .6406 .5747 .5159 .4630 .4154 .3725 .3339 .2991 .2677 .2395 .2141 .1913 .1708
48 .7112 .6357 .5685 .5083 .4544 .4059 .3624 .3233 .2882 .2566 .2284 .2031 .1804 .1602
49 .7079 .6309 .5622 .5009 .4459 .3965 .3523 .3127 .2773 .2457 .2174 .1923 .1699 .1499
50 .7047 .6262 .5561 .4934 .4373 .3872 .3423 .3023 .2666 .2349 .2067 .1817 .1595 .1399
51 .7016 .6215 .5500 .4861 .4289 .3779 .3324 .2920 .2561 .2243 .1961 .1713 .1495 .1303
52 .6985 .6170 .5440 .4787 .4205 .3686 .3225 .2817 .2456 .2138 .1858 .1612 .1397 .1209
53 .6956 .6125 .5381 .4715 .4122 .3594 .3128 .2716 .2353 .2035 .1757 .1514 .1302 .1119
54 .6928 .6082 .5322 .4643 .4039 .3503 .3031 .2615 .2251 .1934 .1657 .1418 .1210 .1032
55 .6901 .6039 .5264 .4572 .3957 .3413 .2935 .2516 .2151 .1834 .1560 .1324 .1121 .0948
56 .6875 .5997 .5207 .4502 .3875 .3323 .2839 .2418 .2052 .1736 .1465 .1233 .1035 .0867
57 .6850 .5957 .5152 .4432 .3795 .3234 .2745 .2321 .1955 .1641 .1373 .1145 .0952 .0790
58 .6826 .5918 .5097 .4364 .3715 .3146 .2652 .2225 .1859 .1547 .1282 .1059 .0872 .0716
59 .6804 .5880 .5044 .4297 .3637 .3059 .2560 .2130 .1764 .1454 .1194 .0976 .0795 .0646
60 .6783 .5844 .4992 .4231 .3559 .2973 .2468 .2037 .1672 .1365 .1109 .0897 .0722 .0579
61 .6763 .5809 .4941 .4166 .3482 .2888 .2378 .1945 .1580 .1277 .1026 .0820 .0652 .0516
62 .6744 .5775 .4893 .4102 .3407 .2805 .2289 .1854 .1491 .1191 .0945 .0746 .0586 .0457
63 .6727 .5744 .4845 .4040 .3333 .2722 .2202 .1765 .1404 .1108 .0868 .0676 .0523 .0402
64 .6711 .5714 .4800 .3980 .3260 .2640 .2115 .1678 .1318 .1027 .0794 .0609 .0463 .0351
65 .6697 .5686 .4756 .3921 .3189 .2560 .2030 .1592 .1235 .0949 .0722 .0545 .0408 .0303
66 .6685 .5660 .4715 .3864 .3119 .2481 .1946 .1508 .1154 .0873 .0654 .0485 .0357 .0260
67 .6673 .5636 .4675 .3809 .3051 .2403 .1864 .1425 .1075 .0800 .0589 .0429 .0309 .0221
68 .6663 .5614 .4638 .3756 .2984 .2327 .1783 .1345 .0998 .0731 .0528 .0377 .0266 .0186
69 .6655 .5594 .4602 .3704 .2918 .2252 .1704 .1266 .0924 .0664 .0470 .0328 .0226 .0154
70 .6648 .5576 .4569 .3655 .2855 .2178 .1626 .1189 .0853 .0600 .0416 .0284 .0191 .0127
71 .6642 .5560 .4538 .3607 .2791 .2104 .1548 .1112 .0782 .0539 .0364 .0242 .0159 .0102
72 .6637 .5546 .4510 .3562 .2732 .2035 .1475 .1041 .0717 .0483 .0319 .0206 .0131 .0082
73 .6634 .5535 .4485 .3521 .2676 .1970 .1406 .0975 .0658 .0433 .0278 .0175 .0108 .0066
74 .6632 .5528 .4470 .3496 .2641 .1928 .1362 .0933 .0621 .0402 .0254 .0157 .0095 .0057


Loss-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 5

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0373 .0775 .1206 .1655 .2588 .3549 .4527 .5518
2 .0000 .0357 .0749 .1172 .1615 .2537 .3486 .4455 .5437
3 .0000 .0341 .0723 .1140 .1577 .2486 .3425 .4384 .5357
4 .0000 .0325 .0699 .1108 .1538 .2435 .3363 .4312 .5277
5 .0000 .0310 .0675 .1077 .1500 .2384 .3301 .4241 .5197
6 .0000 .0296 .0652 .1046 .1462 .2334 .3240 .4170 .5117
7 .0000 .0282 .0629 .1016 .1425 .2284 .3179 .4100 .5038
8 .0000 .0268 .0607 .0986 .1388 .2235 .3119 .4029 .4959
9 .0000 .0255 .0586 .0957 .1352 .2186 .3059 .3960 .4880
10 .0000 .0243 .0565 .0928 .1316 .2137 .2999 .3890 .4802
11 .0000 .0231 .0545 .0900 .1280 .2089 .2940 .3821 .4723
12 .0000 .0220 .0525 .0872 .1245 .2040 .2881 .3751 .4645
13 .0000 .0209 .0505 .0844 .1210 .1993 .2822 .3682 .4567
14 .0000 .0199 .0486 .0817 .1176 .1945 .2763 .3614 .4489
15 .0000 .0189 .0467 .0790 .1141 .1898 .2704 .3545 .4411
16 .0000 .0179 .0449 .0764 .1107 .1851 .2646 .3476 .4334
17 .0000 .0169 .0430 .0738 .1074 .1804 .2588 .3408 .4256
18 .0000 .0160 .0413 .0712 .1040 .1758 .2529 .3339 .4178
19 .0000 .0151 .0395 .0686 .1007 .1711 .2471 .3271 .4100
20 .0000 .0143 .0378 .0661 .0975 .1665 .2413 .3202 .4023
21 .0000 .0134 .0361 .0636 .0942 .1619 .2355 .3134 .3945
22 .0000 .0126 .0345 .0611 .0910 .1573 .2298 .3066 .3867
23 .0000 .0119 .0328 .0587 .0878 .1528 .2240 .2997 .3789
24 .0000 .0111 .0313 .0563 .0847 .1482 .2182 .2929 .3711
25 .0000 .0104 .0297 .0539 .0815 .1437 .2125 .2860 .3632
26 .0000 .0097 .0282 .0516 .0784 .1392 .2067 .2791 .3554
27 .0000 .0091 .0267 .0493 .0753 .1347 .2009 .2723 .3476
28 .0000 .0084 .0252 .0470 .0723 .1302 .1952 .2654 .3397
29 .0000 .0078 .0238 .0448 .0693 .1257 .1894 .2585 .3318
30 .0000 .0072 .0224 .0426 .0663 .1213 .1837 .2516 .3239
31 .0000 .0067 .0211 .0405 .0634 .1169 .1780 .2447 .3161
32 .0000 .0061 .0198 .0383 .0604 .1125 .1722 .2378 .3081
33 .0000 .0056 .0185 .0363 .0576 .1081 .1665 .2310 .3002
34 .0000 .0051 .0173 .0342 .0547 .1037 .1608 .2241 .2923
35 .0000 .0047 .0161 .0322 .0519 .0994 .1551 .2172 .2843
36 .0000 .0042 .0149 .0302 .0491 .0951 .1494 .2102 .2763
37 .0000 .0038 .0138 .0283 .0464 .0908 .1437 .2033 .2683
38 .0000 .0034 .0127 .0265 .0437 .0866 .1381 .1964 .2603
39 .0000 .0031 .0117 .0247 .0411 .0824 .1324 .1895 .2523
40 .0000 .0028 .0107 .0229 .0386 .0783 .1269 .1827 .2444
41 .0000 .0024 .0098 .0212 .0361 .0742 .1214 .1759 .2365
42 .0000 .0022 .0089 .0196 .0337 .0703 .1160 .1692 .2286
43 .0000 .0019 .0081 .0181 .0314 .0664 .1106 .1625 .2208
44 .0000 .0017 .0073 .0166 .0292 .0626 .1054 .1560 .2131
45 .0000 .0015 .0066 .0152 .0270 .0589 .1002 .1495 .2054
46 .0000 .0013 .0059 .0139 .0250 .0553 .0952 .1431 .1978
47 .0000 .0011 .0052 .0126 .0230 .0518 .0902 .1367 .1902
48 .0000 .0009 .0047 .0114 .0211 .0484 .0853 .1304 .1827
49 .0000 .0008 .0041 .0103 .0193 .0451 .0805 .1242 .1752
50 .0000 .0007 .0036 .0092 .0175 .0419 .0758 .1181 .1678
51 .0000 .0006 .0031 .0082 .0159 .0388 .0711 .1120 .1604
52 .0000 .0005 .0027 .0073 .0143 .0357 .0666 .1060 .1531
53 .0000 .0004 .0023 .0064 .0128 .0328 .0621 .1000 .1459
54 .0000 .0003 .0020 .0056 .0114 .0300 .0577 .0942 .1387
55 .0000 .0003 .0017 .0049 .0101 .0273 .0535 .0884 .1316
56 .0000 .0002 .0014 .0042 .0089 .0247 .0493 .0827 .1245
57 .0000 .0002 .0012 .0036 .0078 .0222 .0453 .0772 .1176
58 .0000 .0001 .0009 .0030 .0067 .0198 .0414 .0717 .1108
59 .0000 .0001 .0008 .0025 .0057 .0176 .0376 .0664 .1040
60 .0000 .0001 .0006 .0021 .0049 .0154 .0339 .0612 .0974
61 .0000 .0001 .0005 .0017 .0041 .0135 .0305 .0561 .0910
62 .0000 .0000 .0004 .0013 .0033 .0116 .0271 .0512 .0846
63 .0000 .0000 .0003 .0011 .0027 .0099 .0240 .0465 .0784
64 .0000 .0000 .0002 .0008 .0022 .0083 .0210 .0420 .0724
65 .0000 .0000 .0001 .0006 .0017 .0069 .0182 .0376 .0665
66 .0000 .0000 .0001 .0004 .0013 .0056 .0156 .0334 .0608
67 .0000 .0000 .0001 .0003 .0009 .0045 .0132 .0295 .0553
68 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0257 .0500
69 .0000 .0000 .0000 .0001 .0005 .0027 .0090 .0222 .0448
70 .0000 .0000 .0000 .0001 .0003 .0020 .0072 .0189 .0399
71 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0157 .0350
72 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0130 .0306
73 .0000 .0000 .0000 .0000 .0000 .0006 .0031 .0105 .0265
74 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0090 .0240


Loss-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 5

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7407 .6767 .6199 .5690 .5230 .4831 .4506 .4238 .4015 .3829 .3671 .3538 .3427 .3337
41 $120 .7366 .6712 .6131 .5610 .5144 .4755 .4436 .4173 .3953 .3770 .3615 .3486 .3382 .3299
42 $120 .7327 .6658 .6064 .5532 .5066 .4684 .4370 .4110 .3893 .3712 .3561 .3440 .3342 .3264
43 $120 .7288 .6605 .5997 .5455 .4994 .4617 .4306 .4048 .3834 .3656 .3512 .3397 .3305 .3232
44 $120 .7250 .6552 .5931 .5383 .4927 .4553 .4244 .3989 .3777 .3604 .3467 .3358 .3271 .3202
45 $120 .7213 .6501 .5867 .5317 .4864 .4491 .4184 .3930 .3722 .3556 .3425 .3322 .3240 .3175
46 $120 .7178 .6450 .5804 .5255 .4803 .4430 .4124 .3872 .3671 .3512 .3386 .3287 .3210 .3150
47 $120 .7143 .6400 .5745 .5196 .4743 .4371 .4065 .3819 .3623 .3470 .3349 .3255 .3183 .3128
48 $120 .7109 .6351 .5690 .5139 .4685 .4313 .4009 .3768 .3578 .3430 .3314 .3226 .3159 .3108
49 $120 .7076 .6304 .5638 .5084 .4629 .4255 .3955 .3719 .3535 .3392 .3282 .3199 .3136 .3089
50 $120 .7043 .6259 .5588 .5031 .4572 .4200 .3904 .3673 .3493 .3356 .3252 .3174 .3116 .3073
$250 .7046 .6260 .5558 .4931 .4369 .3869 .3437 .3069 .2757 .2492 .2268 .2080 .1920 .1788
51 $120 .7012 .6217 .5540 .4978 .4517 .4146 .3855 .3628 .3454 .3322 .3224 .3151 .3097 .3058
$250 .7015 .6214 .5497 .4857 .4285 .3783 .3353 .2987 .2678 .2417 .2198 .2013 .1860 .1733
52 $120 .6982 .6176 .5493 .4926 .4463 .4095 .3807 .3585 .3417 .3291 .3198 .3130 .3080 .3045
$250 .6984 .6168 .5437 .4784 .4203 .3700 .3271 .2908 .2602 .2344 .2128 .1950 .1803 .1683
53 $120 .6953 .6138 .5448 .4875 .4411 .4045 .3761 .3544 .3382 .3261 .3174 .3110 .3065 .3033
$250 .6955 .6123 .5378 .4712 .4125 .3621 .3192 .2831 .2527 .2273 .2062 .1890 .1749 .1635
54 $120 .6926 .6102 .5403 .4825 .4361 .3997 .3717 .3505 .3348 .3234 .3151 .3093 .3051 .3023
$250 .6927 .6080 .5319 .4641 .4050 .3544 .3116 .2755 .2454 .2204 .1999 .1833 .1699 .1591
55 $120 .6901 .6066 .5359 .4777 .4312 .3950 .3674 .3468 .3317 .3208 .3131 .3077 .3039 .3014
$250 .6900 .6037 .5262 .4574 .3978 .3470 .3040 .2681 .2382 .2138 .1939 .1779 .1651 .1549
56 $120 .6877 .6032 .5316 .4730 .4264 .3904 .3633 .3432 .3287 .3184 .3112 .3062 .3028 .3005
$250 .6874 .5996 .5206 .4509 .3908 .3396 .2966 .2608 .2314 .2075 .1882 .1728 .1607 .1511
57 $120 .6855 .5999 .5275 .4684 .4217 .3860 .3593 .3398 .3259 .3162 .3095 .3049 .3019 .2998
$250 .6849 .5955 .5152 .4446 .3839 .3324 .2893 .2537 .2247 .2014 .1827 .1680 .1565 .1475
58 $120 .6834 .5967 .5235 .4639 .4172 .3817 .3555 .3366 .3233 .3141 .3079 .3037 .3010 .2992
$250 .6826 .5916 .5100 .4386 .3772 .3254 .2822 .2469 .2183 .1955 .1775 .1635 .1526 .1442
$500 .6826 .5917 .5096 .4363 .3714 .3145 .2652 .2229 .1870 .1568 .1315 .1105 .0932 .0789
59 $120 .6815 .5937 .5195 .4595 .4128 .3776 .3518 .3335 .3208 .3122 .3064 .3027 .3003 .2987
$250 .6803 .5879 .5051 .4327 .3706 .3184 .2753 .2402 .2121 .1899 .1726 .1592 .1489 .1412
$500 .6804 .5880 .5043 .4296 .3635 .3059 .2562 .2139 .1782 .1483 .1236 .1032 .0865 .0730
60 $120 .6796 .5907 .5157 .4553 .4085 .3735 .3483 .3306 .3185 .3104 .3052 .3018 .2996 .2983
$250 .6782 .5844 .5004 .4269 .3642 .3116 .2685 .2338 .2061 .1845 .1679 .1552 .1456 .1385
$500 .6782 .5843 .4991 .4230 .3558 .2974 .2474 .2051 .1696 .1401 .1159 .0962 .0802 .0674
61 $120 .6779 .5879 .5121 .4511 .4043 .3697 .3450 .3279 .3164 .3088 .3040 .3009 .2990 .2979
$250 .6762 .5811 .4958 .4213 .3579 .3050 .2619 .2275 .2004 .1794 .1634 .1514 .1425 .1359
$500 .6763 .5808 .4941 .4165 .3482 .2892 .2388 .1964 .1611 .1321 .1085 .0895 .0743 .0622
62 $120 .6763 .5852 .5085 .4471 .4002 .3659 .3418 .3253 .3144 .3074 .3029 .3002 .2986 .2976
$250 .6744 .5780 .4914 .4159 .3517 .2985 .2555 .2214 .1948 .1745 .1593 .1480 .1397 .1337
$500 .6744 .5775 .4892 .4102 .3409 .2811 .2304 .1880 .1530 .1244 .1014 .0831 .0687 .0573
63 $120 .6748 .5827 .5050 .4432 .3963 .3623 .3387 .3229 .3126 .3060 .3020 .2996 .2981 .2973
$250 .6727 .5750 .4872 .4106 .3457 .2922 .2492 .2155 .1895 .1699 .1554 .1447 .1371 .1316
$500 .6727 .5744 .4845 .4041 .3336 .2731 .2221 .1797 .1450 .1170 .0947 .0771 .0634 .0528
64 $120 .6734 .5802 .5017 .4394 .3925 .3589 .3358 .3206 .3109 .3048 .3012 .2990 .2978 .2971
$250 .6712 .5723 .4831 .4054 .3398 .2860 .2432 .2098 .1844 .1655 .1517 .1418 .1347 .1298
$500 .6711 .5714 .4800 .3981 .3266 .2654 .2140 .1716 .1372 .1098 .0882 .0714 .0585 .0487
$1,000 .6711 .5714 .4800 .3980 .3260 .2640 .2115 .1678 .1318 .1027 .0794 .0610 .0465 .0353
65 $120 .6721 .5779 .4985 .4357 .3888 .3556 .3331 .3185 .3093 .3038 .3005 .2986 .2975 .2969
$250 .6699 .5697 .4793 .4005 .3341 .2800 .2372 .2043 .1796 .1614 .1483 .1391 .1326 .1282
$500 .6697 .5686 .4756 .3924 .3197 .2577 .2060 .1637 .1297 .1029 .0820 .0661 .0540 .0449
$1,000 .6697 .5686 .4756 .3921 .3189 .2560 .2030 .1592 .1235 .0949 .0723 .0547 .0411 .0306
66 $120 .6710 .5757 .4954 .4321 .3852 .3524 .3305 .3165 .3079 .3028 .2998 .2982 .2973 .2968
$250 .6687 .5673 .4756 .3956 .3285 .2742 .2315 .1990 .1750 .1575 .1452 .1366 .1308 .1268
$500 .6684 .5660 .4716 .3869 .3130 .2503 .1982 .1560 .1225 .0963 .0762 .0611 .0498 .0415
$1,000 .6685 .5660 .4715 .3864 .3119 .2481 .1947 .1508 .1154 .0874 .0656 .0488 .0360 .0264
67 $120 .6699 .5736 .4924 .4286 .3818 .3494 .3281 .3147 .3066 .3019 .2993 .2978 .2971 .2966
$250 .6676 .5651 .4721 .3910 .3231 .2685 .2260 .1940 .1706 .1539 .1423 .1344 .1291 .1256
$500 .6673 .5636 .4677 .3815 .3065 .2430 .1906 .1485 .1154 .0900 .0707 .0564 .0460 .0384
$1,000 .6673 .5636 .4675 .3809 .3051 .2403 .1864 .1426 .1076 .0802 .0591 .0432 .0313 .0225
68 $120 .6689 .5716 .4895 .4253 .3785 .3465 .3258 .3130 .3055 .3012 .2988 .2976 .2969 .2966
$250 .6667 .5631 .4688 .3865 .3179 .2629 .2206 .1891 .1664 .1505 .1396 .1324 .1276 .1246
$500 .6663 .5615 .4640 .3764 .3002 .2358 .1832 .1413 .1087 .0839 .0655 .0521 .0425 .0357
$1,000 .6663 .5614 .4638 .3756 .2984 .2327 .1784 .1346 .1000 .0733 .0531 .0380 .0270 .0191
69 $120 .6681 .5698 .4868 .4221 .3753 .3437 .3236 .3115 .3044 .3005 .2984 .2973 .2968 .2965
$250 .6659 .5612 .4656 .3822 .3128 .2576 .2154 .1845 .1625 .1474 .1372 .1306 .1263 .1237
$500 .6655 .5595 .4606 .3715 .2940 .2288 .1759 .1342 .1022 .0782 .0607 .0482 .0394 .0333
$1,000 .6655 .5594 .4602 .3704 .2919 .2252 .1705 .1267 .0926 .0667 .0474 .0333 .0231 .0160
70 $120 .6673 .5680 .4841 .4190 .3723 .3411 .3216 .3100 .3035 .2999 .2981 .2971 .2966 .2964
$250 .6652 .5596 .4627 .3781 .3079 .2524 .2104 .1801 .1588 .1444 .1350 .1290 .1252 .1229
$500 .6648 .5577 .4574 .3667 .2880 .2220 .1688 .1273 .0959 .0728 .0562 .0446 .0366 .0312
$1,000 .6648 .5576 .4569 .3655 .2855 .2179 .1627 .1191 .0855 .0604 .0420 .0289 .0197 .0133
71 $120 .6666 .5664 .4816 .4159 .3693 .3386 .3197 .3087 .3026 .2994 .2978 .2969 .2966 .2964
$250 .6646 .5580 .4598 .3740 .3030 .2472 .2055 .1757 .1553 .1417 .1330 .1276 .1242 .1223
$500 .6642 .5561 .4544 .3621 .2820 .2152 .1618 .1205 .0898 .0676 .0519 .0412 .0340 .0293
$1,000 .6642 .5560 .4538 .3607 .2792 .2105 .1550 .1115 .0785 .0543 .0369 .0248 .0165 .0109
72 $120 .6660 .5649 .4792 .4132 .3666 .3363 .3180 .3076 .3019 .2990 .2975 .2968 .2965 .2963
$250 .6641 .5567 .4573 .3703 .2984 .2424 .2010 .1718 .1521 .1393 .1313 .1264 .1234 .1218
$500 .6637 .5548 .4517 .3579 .2764 .2088 .1552 .1143 .0842 .0629 .0482 .0384 .0319 .0278
$1,000 .6637 .5546 .4510 .3562 .2733 .2036 .1477 .1044 .0721 .0488 .0325 .0213 .0138 .0090
73 $120 .6655 .5636 .4771 .4106 .3641 .3343 .3165 .3065 .3013 .2986 .2973 .2967 .2964 .2963
$250 .6638 .5555 .4550 .3668 .2942 .2380 .1969 .1683 .1493 .1372 .1298 .1254 .1228 .1213
$500 .6634 .5537 .4493 .3541 .2713 .2029 .1490 .1085 .0792 .0587 .0449 .0359 .0301 .0266
$1,000 .6634 .5535 .4485 .3522 .2677 .1971 .1409 .0979 .0663 .0439 .0285 .0183 .0116 .0074
74 $120 .6652 .5628 .4757 .4090 .3626 .3330 .3156 .3059 .3009 .2984 .2972 .2967 .2964 .2963
$250 .6636 .5549 .4536 .3647 .2916 .2352 .1943 .1661 .1476 .1360 .1289 .1248 .1224 .1211
$500 .6632 .5531 .4479 .3517 .2680 .1991 .1451 .1048 .0760 .0562 .0430 .0345 .0291 .0259
$1,000 .6632 .5528 .4471 .3497 .2642 .1930 .1365 .0937 .0626 .0408 .0261 .0165 .0103 .0065

*Single Loss Limit values are expressed in thousands of dollars.



Loss-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 5

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss

Limit*

0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0027 .0106 .0228 .0384 .0779 .1263 .1818 .2433
41 $120 .0000 .0024 .0097 .0211 .0359 .0738 .1208 .1750 .2354
42 $120 .0000 .0021 .0088 .0195 .0335 .0699 .1154 .1683 .2275
43 $120 .0000 .0019 .0080 .0179 .0312 .0660 .1100 .1617 .2198
44 $120 .0000 .0016 .0072 .0165 .0290 .0622 .1048 .1551 .2127
45 $120 .0000 .0014 .0065 .0151 .0268 .0585 .0996 .1486 .2061
46 $120 .0000 .0012 .0058 .0138 .0248 .0549 .0946 .1424 .1999
47 $120 .0000 .0011 .0052 .0125 .0228 .0515 .0896 .1365 .1940
48 $120 .0000 .0009 .0046 .0113 .0209 .0481 .0847 .1310 .1883
49 $120 .0000 .0008 .0041 .0102 .0191 .0447 .0800 .1258 .1828
50 $120 .0000 .0007 .0036 .0091 .0174 .0415 .0755 .1208 .1774
$250 .0000 .0007 .0036 .0092 .0175 .0418 .0756 .1178 .1674
51 $120 .0000 .0006 .0031 .0081 .0157 .0384 .0712 .1160 .1722
$250 .0000 .0006 .0031 .0082 .0158 .0386 .0709 .1117 .1601
52 $120 .0000 .0005 .0027 .0072 .0142 .0354 .0672 .1113 .1670
$250 .0000 .0005 .0027 .0073 .0143 .0356 .0664 .1057 .1528
53 $120 .0000 .0004 .0023 .0063 .0127 .0325 .0634 .1067 .1619
$250 .0000 .0004 .0023 .0064 .0128 .0327 .0619 .0998 .1455
54 $120 .0000 .0003 .0020 .0055 .0113 .0298 .0597 .1023 .1569
$250 .0000 .0003 .0020 .0056 .0114 .0299 .0576 .0939 .1385
55 $120 .0000 .0002 .0017 .0048 .0100 .0273 .0562 .0979 .1521
$250 .0000 .0003 .0017 .0048 .0101 .0272 .0533 .0882 .1318
56 $120 .0000 .0002 .0014 .0041 .0088 .0249 .0528 .0936 .1474
$250 .0000 .0002 .0014 .0042 .0089 .0246 .0492 .0825 .1253
57 $120 .0000 .0002 .0011 .0035 .0077 .0227 .0495 .0895 .1428
$250 .0000 .0002 .0012 .0036 .0077 .0221 .0451 .0772 .1190
58 $120 .0000 .0001 .0009 .0030 .0066 .0206 .0463 .0854 .1383
$250 .0000 .0001 .0009 .0030 .0067 .0197 .0412 .0720 .1129
$500 .0000 .0001 .0009 .0030 .0067 .0198 .0413 .0716 .1107
59 $120 .0000 .0001 .0007 .0025 .0057 .0187 .0433 .0815 .1339
$250 .0000 .0001 .0008 .0025 .0057 .0175 .0375 .0671 .1070
$500 .0000 .0001 .0008 .0025 .0057 .0175 .0375 .0663 .1039
60 $120 .0000 .0001 .0006 .0020 .0048 .0168 .0403 .0777 .1296
$250 .0000 .0001 .0006 .0021 .0048 .0154 .0340 .0623 .1013
$500 .0000 .0001 .0006 .0021 .0048 .0154 .0339 .0611 .0973
61 $120 .0000 .0000 .0005 .0017 .0041 .0151 .0375 .0740 .1255
$250 .0000 .0001 .0005 .0017 .0040 .0134 .0307 .0578 .0957
$500 .0000 .0001 .0005 .0017 .0040 .0134 .0304 .0560 .0908
62 $120 .0000 .0000 .0004 .0013 .0034 .0135 .0348 .0705 .1215
$250 .0000 .0000 .0004 .0013 .0033 .0116 .0276 .0534 .0902
$500 .0000 .0000 .0004 .0013 .0033 .0116 .0271 .0512 .0846
63 $120 .0000 .0000 .0003 .0010 .0029 .0120 .0322 .0670 .1175
$250 .0000 .0000 .0003 .0010 .0027 .0099 .0246 .0492 .0849
$500 .0000 .0000 .0003 .0011 .0027 .0099 .0239 .0464 .0784
64 $120 .0000 .0000 .0002 .0008 .0024 .0106 .0298 .0637 .1137
$250 .0000 .0000 .0002 .0008 .0021 .0084 .0219 .0451 .0798
$500 .0000 .0000 .0002 .0008 .0022 .0083 .0210 .0419 .0725
$1,000 .0000 .0000 .0002 .0008 .0022 .0083 .0210 .0420 .0724
65 $120 .0000 .0000 .0001 .0006 .0019 .0093 .0275 .0604 .1100
$250 .0000 .0000 .0001 .0006 .0017 .0071 .0193 .0413 .0748
$500 .0000 .0000 .0001 .0006 .0017 .0069 .0182 .0376 .0668
$1,000 .0000 .0000 .0001 .0006 .0017 .0069 .0182 .0376 .0665
66 $120 .0000 .0000 .0001 .0005 .0015 .0082 .0252 .0573 .1065
$250 .0000 .0000 .0001 .0004 .0013 .0059 .0169 .0376 .0700
$500 .0000 .0000 .0001 .0004 .0013 .0056 .0156 .0335 .0612
$1,000 .0000 .0000 .0001 .0004 .0013 .0056 .0156 .0334 .0608
67 $120 .0000 .0000 .0001 .0004 .0012 .0071 .0232 .0544 .1030
$250 .0000 .0000 .0001 .0003 .0010 .0048 .0147 .0341 .0654
$500 .0000 .0000 .0001 .0003 .0009 .0045 .0132 .0297 .0559
$1,000 .0000 .0000 .0001 .0003 .0009 .0045 .0132 .0295 .0553
68 $120 .0000 .0000 .0000 .0003 .0010 .0061 .0212 .0515 .0997
$250 .0000 .0000 .0000 .0002 .0007 .0039 .0127 .0308 .0609
$500 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0260 .0508
$1,000 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0257 .0500
69 $120 .0000 .0000 .0000 .0002 .0007 .0053 .0193 .0487 .0965
$250 .0000 .0000 .0000 .0001 .0005 .0030 .0108 .0276 .0566
$500 .0000 .0000 .0000 .0001 .0005 .0027 .0091 .0226 .0458
$1,000 .0000 .0000 .0000 .0001 .0005 .0027 .0090 .0222 .0448
70 $120 .0000 .0000 .0000 .0001 .0006 .0045 .0176 .0461 .0934
$250 .0000 .0000 .0000 .0001 .0003 .0024 .0091 .0246 .0524
$500 .0000 .0000 .0000 .0001 .0003 .0020 .0073 .0194 .0411
$1,000 .0000 .0000 .0000 .0001 .0003 .0020 .0072 .0189 .0399
71 $120 .0000 .0000 .0000 .0001 .0004 .0038 .0160 .0435 .0903
$250 .0000 .0000 .0000 .0000 .0002 .0018 .0076 .0218 .0484
$500 .0000 .0000 .0000 .0000 .0002 .0014 .0057 .0163 .0365
$1,000 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0158 .0350
72 $120 .0000 .0000 .0000 .0000 .0003 .0032 .0145 .0412 .0875
$250 .0000 .0000 .0000 .0000 .0001 .0013 .0063 .0193 .0446
$500 .0000 .0000 .0000 .0000 .0001 .0009 .0044 .0137 .0323
$1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0130 .0306
73 $120 .0000 .0000 .0000 .0000 .0002 .0027 .0132 .0391 .0850
$250 .0000 .0000 .0000 .0000 .0001 .0009 .0051 .0170 .0412
$500 .0000 .0000 .0000 .0000 .0000 .0006 .0033 .0113 .0284
$1,000 .0000 .0000 .0000 .0000 .0000 .0006 .0031 .0105 .0266
74 $120 .0000 .0000 .0000 .0000 .0002 .0024 .0124 .0377 .0833
$250 .0000 .0000 .0000 .0000 .0000 .0007 .0045 .0156 .0391
$500 .0000 .0000 .0000 .0000 .0000 .0004 .0027 .0099 .0260
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0090 .0240

*Single Loss Limit values are expressed in thousands of dollars.

[]

OTS-3418.2


NEW SECTION
WAC 296-17B-960   Hazard Group 6 tables.  

Premium-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 6

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .8825 .8680 .8551 .8433 .8324 .8222 .8125 .8034 .7946 .7863 .7783 .7706 .7631 .7560
2 .8778 .8624 .8486 .8360 .8244 .8135 .8032 .7935 .7842 .7753 .7668 .7586 .7507 .7430
3 .8732 .8568 .8422 .8288 .8164 .8049 .7939 .7836 .7738 .7644 .7553 .7466 .7383 .7302
4 .8686 .8512 .8357 .8215 .8084 .7961 .7846 .7737 .7632 .7533 .7438 .7346 .7257 .7172
5 .8639 .8456 .8292 .8142 .8004 .7874 .7753 .7637 .7527 .7422 .7322 .7225 .7132 .7043
6 .8594 .8400 .8228 .8070 .7924 .7787 .7659 .7538 .7422 .7312 .7206 .7105 .7007 .6913
7 .8548 .8345 .8163 .7997 .7844 .7701 .7566 .7439 .7317 .7202 .7091 .6985 .6883 .6784
8 .8503 .8290 .8099 .7925 .7764 .7614 .7473 .7339 .7213 .7092 .6976 .6865 .6758 .6655
9 .8458 .8234 .8034 .7852 .7684 .7527 .7380 .7240 .7108 .6982 .6861 .6745 .6634 .6527
10 .8413 .8179 .7970 .7780 .7604 .7441 .7287 .7141 .7003 .6872 .6746 .6626 .6510 .6399
11 .8368 .8124 .7907 .7708 .7525 .7354 .7194 .7042 .6899 .6762 .6632 .6506 .6386 .6271
12 .8324 .8070 .7843 .7636 .7445 .7268 .7101 .6944 .6794 .6652 .6517 .6387 .6263 .6144
13 .8279 .8015 .7779 .7564 .7366 .7181 .7008 .6845 .6690 .6543 .6402 .6268 .6140 .6016
14 .8235 .7960 .7715 .7492 .7286 .7094 .6915 .6746 .6585 .6433 .6288 .6149 .6017 .5890
15 .8191 .7906 .7651 .7420 .7206 .7008 .6822 .6646 .6481 .6323 .6174 .6031 .5894 .5763
16 .8147 .7852 .7588 .7348 .7126 .6921 .6728 .6547 .6376 .6214 .6059 .5912 .5771 .5637
17 .8104 .7797 .7524 .7275 .7046 .6834 .6635 .6448 .6272 .6104 .5945 .5794 .5649 .5511
18 .8060 .7743 .7460 .7203 .6966 .6747 .6542 .6349 .6167 .5995 .5831 .5676 .5527 .5385
19 .8016 .7689 .7396 .7130 .6886 .6660 .6448 .6249 .6062 .5885 .5717 .5557 .5405 .5260
20 .7973 .7634 .7332 .7058 .6806 .6572 .6354 .6150 .5958 .5776 .5603 .5439 .5283 .5134
21 .7929 .7580 .7268 .6985 .6725 .6485 .6260 .6050 .5852 .5666 .5489 .5321 .5161 .5009
22 .7886 .7526 .7204 .6912 .6644 .6397 .6166 .5950 .5747 .5556 .5375 .5203 .5040 .4884
23 .7843 .7471 .7140 .6839 .6563 .6309 .6072 .5850 .5642 .5446 .5261 .5085 .4918 .4759
24 .7800 .7417 .7075 .6766 .6482 .6220 .5977 .5750 .5536 .5336 .5146 .4967 .4796 .4634
25 .7757 .7362 .7010 .6692 .6401 .6132 .5882 .5649 .5431 .5225 .5032 .4848 .4674 .4509
26 .7714 .7307 .6946 .6618 .6319 .6043 .5787 .5548 .5325 .5115 .4917 .4729 .4552 .4383
27 .7671 .7253 .6881 .6544 .6237 .5954 .5691 .5447 .5218 .5004 .4802 .4611 .4430 .4258
28 .7628 .7198 .6815 .6470 .6154 .5864 .5595 .5345 .5111 .4892 .4686 .4491 .4307 .4132
29 .7585 .7143 .6750 .6395 .6072 .5774 .5499 .5243 .5005 .4781 .4570 .4372 .4184 .4006
30 .7542 .7088 .6685 .6321 .5989 .5684 .5402 .5141 .4897 .4669 .4454 .4252 .4060 .3879
31 .7500 .7034 .6619 .6246 .5906 .5593 .5305 .5038 .4789 .4556 .4337 .4131 .3937 .3752
32 .7457 .6979 .6554 .6170 .5822 .5502 .5208 .4935 .4681 .4443 .4220 .4010 .3812 .3624
33 .7415 .6924 .6488 .6095 .5738 .5411 .5110 .4831 .4572 .4329 .4102 .3888 .3686 .3496
34 .7372 .6869 .6422 .6019 .5653 .5319 .5011 .4726 .4462 .4215 .3983 .3765 .3560 .3366
35 .7330 .6814 .6355 .5943 .5569 .5227 .4912 .4621 .4351 .4099 .3863 .3641 .3433 .3236
36 .7288 .6759 .6289 .5866 .5483 .5133 .4812 .4515 .4239 .3982 .3742 .3516 .3305 .3106
37 .7246 .6704 .6222 .5789 .5397 .5039 .4711 .4408 .4127 .3865 .3620 .3391 .3176 .2976
38 .7205 .6649 .6155 .5712 .5311 .4945 .4609 .4300 .4013 .3746 .3497 .3265 .3048 .2846
39 .7164 .6594 .6088 .5635 .5224 .4850 .4507 .4191 .3899 .3627 .3374 .3139 .2921 .2718
40 .7123 .6539 .6022 .5557 .5138 .4755 .4405 .4082 .3784 .3508 .3252 .3015 .2795 .2591
41 .7083 .6486 .5956 .5480 .5051 .4660 .4302 .3973 .3670 .3389 .3130 .2891 .2670 .2465
42 .7043 .6432 .5890 .5404 .4965 .4565 .4200 .3864 .3556 .3271 .3010 .2769 .2547 .2342
43 .7005 .6380 .5825 .5328 .4878 .4470 .4097 .3756 .3442 .3155 .2891 .2649 .2426 .2222
44 .6967 .6328 .5760 .5252 .4793 .4375 .3995 .3647 .3330 .3039 .2773 .2530 .2307 .2104
45 .6930 .6277 .5696 .5176 .4707 .4281 .3893 .3540 .3218 .2924 .2657 .2413 .2191 .1988
46 .6894 .6226 .5633 .5101 .4621 .4186 .3792 .3433 .3107 .2811 .2542 .2298 .2077 .1876
47 .6858 .6176 .5570 .5026 .4536 .4092 .3690 .3327 .2997 .2699 .2429 .2185 .1965 .1766
48 .6824 .6127 .5507 .4951 .4450 .3998 .3590 .3221 .2889 .2589 .2318 .2075 .1855 .1658
49 .6790 .6079 .5445 .4877 .4365 .3904 .3490 .3116 .2781 .2479 .2208 .1966 .1749 .1554
50 .6757 .6031 .5383 .4802 .4280 .3811 .3390 .3012 .2674 .2371 .2101 .1859 .1644 .1453
51 .6725 .5984 .5322 .4728 .4196 .3718 .3291 .2909 .2568 .2265 .1995 .1755 .1542 .1354
52 .6693 .5938 .5261 .4655 .4112 .3626 .3193 .2807 .2464 .2159 .1890 .1653 .1443 .1259
53 .6663 .5892 .5201 .4582 .4028 .3534 .3095 .2705 .2360 .2056 .1788 .1553 .1347 .1166
54 .6634 .5847 .5141 .4509 .3945 .3443 .2998 .2604 .2258 .1954 .1688 .1455 .1253 .1077
55 .6605 .5803 .5082 .4437 .3862 .3352 .2901 .2505 .2157 .1854 .1589 .1360 .1162 .0991
56 .6578 .5760 .5024 .4366 .3780 .3262 .2806 .2406 .2058 .1755 .1493 .1267 .1073 .0907
57 .6551 .5718 .4967 .4296 .3699 .3172 .2711 .2308 .1959 .1658 .1399 .1177 .0988 .0828
58 .6526 .5677 .4911 .4226 .3618 .3084 .2617 .2212 .1862 .1563 .1307 .1090 .0906 .0751
59 .6502 .5638 .4856 .4157 .3539 .2996 .2524 .2116 .1767 .1469 .1217 .1005 .0827 .0678
60 .6479 .5599 .4802 .4090 .3460 .2909 .2432 .2022 .1673 .1378 .1130 .0923 .0751 .0609
61 .6457 .5563 .4750 .4023 .3382 .2823 .2341 .1929 .1581 .1288 .1045 .0844 .0678 .0543
62 .6437 .5527 .4699 .3958 .3305 .2738 .2251 .1837 .1490 .1201 .0963 .0768 .0609 .0481
63 .6419 .5494 .4650 .3895 .3230 .2654 .2162 .1747 .1401 .1116 .0883 .0695 .0544 .0423
64 .6402 .5462 .4603 .3833 .3156 .2571 .2074 .1658 .1314 .1033 .0806 .0625 .0482 .0369
65 .6386 .5432 .4557 .3772 .3083 .2489 .1988 .1570 .1229 .0953 .0733 .0559 .0424 .0319
66 .6372 .5405 .4514 .3713 .3011 .2409 .1902 .1485 .1146 .0875 .0662 .0497 .0370 .0273
67 .6359 .5379 .4472 .3656 .2941 .2329 .1818 .1400 .1065 .0800 .0595 .0438 .0319 .0231
68 .6348 .5355 .4433 .3601 .2872 .2251 .1735 .1318 .0986 .0728 .0531 .0383 .0273 .0194
69 .6339 .5334 .4396 .3547 .2805 .2174 .1654 .1236 .0909 .0659 .0470 .0332 .0231 .0160
70 .6331 .5314 .4361 .3496 .2739 .2098 .1574 .1157 .0835 .0593 .0414 .0285 .0194 .0130
71 .6324 .5297 .4328 .3445 .2673 .2022 .1493 .1078 .0762 .0528 .0360 .0241 .0159 .0104
72 .6319 .5282 .4298 .3399 .2611 .1950 .1417 .1004 .0694 .0470 .0312 .0203 .0130 .0082
73 .6316 .5270 .4272 .3356 .2553 .1881 .1345 .0934 .0632 .0417 .0269 .0170 .0105 .0064
74 .6314 .5263 .4256 .3329 .2516 .1837 .1299 .0890 .0593 .0384 .0243 .0151 .0091 .0054


Premium-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 6

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0366 .0759 .1177 .1613 .2515 .3440 .4381 .5333
2 .0000 .0351 .0735 .1147 .1577 .2468 .3384 .4316 .5260
3 .0000 .0337 .0712 .1118 .1542 .2422 .3328 .4252 .5188
4 .0000 .0322 .0689 .1089 .1507 .2376 .3272 .4187 .5115
5 .0000 .0308 .0667 .1060 .1472 .2329 .3216 .4122 .5042
6 .0000 .0295 .0646 .1032 .1437 .2284 .3160 .4058 .4970
7 .0000 .0282 .0625 .1004 .1403 .2238 .3105 .3993 .4897
8 .0000 .0269 .0605 .0977 .1369 .2193 .3050 .3929 .4825
9 .0000 .0257 .0585 .0950 .1336 .2148 .2994 .3864 .4752
10 .0000 .0246 .0566 .0923 .1303 .2103 .2939 .3800 .4680
11 .0000 .0234 .0547 .0897 .1270 .2058 .2884 .3737 .4608
12 .0000 .0224 .0528 .0871 .1237 .2014 .2830 .3673 .4536
13 .0000 .0213 .0509 .0845 .1205 .1969 .2775 .3609 .4464
14 .0000 .0203 .0491 .0820 .1172 .1925 .2720 .3545 .4392
15 .0000 .0194 .0473 .0794 .1140 .1881 .2666 .3481 .4320
16 .0000 .0184 .0456 .0769 .1109 .1837 .2612 .3418 .4248
17 .0000 .0175 .0439 .0745 .1077 .1794 .2557 .3354 .4175
18 .0000 .0166 .0422 .0720 .1046 .1750 .2503 .3290 .4103
19 .0000 .0158 .0405 .0696 .1014 .1706 .2449 .3226 .4030
20 .0000 .0149 .0388 .0672 .0983 .1663 .2394 .3162 .3958
21 .0000 .0141 .0372 .0648 .0952 .1619 .2340 .3098 .3885
22 .0000 .0133 .0356 .0624 .0922 .1576 .2286 .3034 .3812
23 .0000 .0126 .0340 .0601 .0891 .1533 .2231 .2970 .3739
24 .0000 .0118 .0325 .0578 .0861 .1490 .2177 .2905 .3666
25 .0000 .0111 .0310 .0555 .0831 .1447 .2122 .2840 .3592
26 .0000 .0104 .0295 .0532 .0801 .1404 .2067 .2776 .3518
27 .0000 .0097 .0280 .0510 .0771 .1361 .2013 .2711 .3444
28 .0000 .0091 .0266 .0488 .0742 .1318 .1958 .2645 .3370
29 .0000 .0085 .0252 .0466 .0713 .1275 .1903 .2580 .3295
30 .0000 .0079 .0238 .0444 .0684 .1232 .1848 .2515 .3221
31 .0000 .0073 .0224 .0423 .0655 .1190 .1794 .2449 .3146
32 .0000 .0067 .0211 .0402 .0626 .1147 .1739 .2384 .3070
33 .0000 .0062 .0198 .0381 .0598 .1105 .1684 .2318 .2995
34 .0000 .0057 .0186 .0361 .0570 .1062 .1629 .2252 .2919
35 .0000 .0052 .0174 .0341 .0542 .1020 .1574 .2185 .2843
36 .0000 .0048 .0162 .0321 .0515 .0978 .1519 .2119 .2766
37 .0000 .0043 .0150 .0302 .0488 .0936 .1464 .2052 .2689
38 .0000 .0039 .0139 .0283 .0461 .0895 .1409 .1985 .2612
39 .0000 .0035 .0129 .0265 .0435 .0854 .1354 .1918 .2535
40 .0000 .0032 .0118 .0247 .0409 .0813 .1299 .1852 .2457
41 .0000 .0028 .0108 .0230 .0384 .0773 .1246 .1786 .2380
42 .0000 .0025 .0099 .0213 .0360 .0733 .1192 .1720 .2304
43 .0000 .0022 .0090 .0197 .0337 .0695 .1140 .1655 .2228
44 .0000 .0020 .0082 .0182 .0314 .0657 .1088 .1590 .2152
45 .0000 .0017 .0074 .0167 .0292 .0620 .1037 .1526 .2076
46 .0000 .0015 .0067 .0153 .0270 .0584 .0986 .1463 .2001
47 .0000 .0013 .0060 .0140 .0250 .0548 .0936 .1400 .1926
48 .0000 .0011 .0053 .0127 .0230 .0514 .0887 .1337 .1851
49 .0000 .0010 .0047 .0115 .0211 .0480 .0839 .1275 .1777
50 .0000 .0008 .0042 .0104 .0193 .0447 .0791 .1213 .1702
51 .0000 .0007 .0037 .0093 .0175 .0415 .0744 .1152 .1628
52 .0000 .0006 .0032 .0083 .0159 .0383 .0698 .1091 .1555
53 .0000 .0005 .0028 .0073 .0143 .0353 .0652 .1031 .1482
54 .0000 .0004 .0024 .0064 .0128 .0324 .0607 .0971 .1409
55 .0000 .0003 .0020 .0056 .0114 .0295 .0563 .0912 .1337
56 .0000 .0003 .0017 .0049 .0100 .0268 .0520 .0854 .1266
57 .0000 .0002 .0014 .0042 .0088 .0241 .0478 .0797 .1196
58 .0000 .0002 .0012 .0035 .0076 .0216 .0437 .0741 .1126
59 .0000 .0001 .0009 .0030 .0065 .0192 .0398 .0686 .1057
60 .0000 .0001 .0007 .0025 .0056 .0169 .0359 .0632 .0990
61 .0000 .0001 .0006 .0020 .0047 .0147 .0323 .0580 .0923
62 .0000 .0000 .0005 .0016 .0039 .0127 .0287 .0529 .0858
63 .0000 .0000 .0003 .0013 .0031 .0109 .0254 .0480 .0795
64 .0000 .0000 .0002 .0010 .0025 .0092 .0222 .0433 .0733
65 .0000 .0000 .0002 .0007 .0020 .0076 .0192 .0387 .0672
66 .0000 .0000 .0001 .0005 .0015 .0062 .0165 .0344 .0613
67 .0000 .0000 .0001 .0004 .0011 .0049 .0139 .0302 .0556
68 .0000 .0000 .0000 .0002 .0008 .0038 .0115 .0263 .0501
69 .0000 .0000 .0000 .0002 .0005 .0029 .0094 .0226 .0447
70 .0000 .0000 .0000 .0001 .0003 .0021 .0074 .0191 .0396
71 .0000 .0000 .0000 .0000 .0002 .0014 .0057 .0158 .0345
72 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0128 .0299
73 .0000 .0000 .0000 .0000 .0000 .0006 .0030 .0102 .0256
74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0086 .0229


Premium-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 6

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7119 .6533 .6013 .5547 .5125 .4761 .4468 .4230 .4032 .3867 .3727 .3610 .3511 .3432
41 $120 .7079 .6479 .5947 .5470 .5042 .4689 .4404 .4170 .3975 .3813 .3676 .3562 .3471 .3398
42 $120 .7039 .6426 .5881 .5393 .4968 .4624 .4343 .4112 .3920 .3760 .3626 .3520 .3435 .3367
43 $120 .7001 .6374 .5816 .5318 .4900 .4561 .4284 .4056 .3866 .3708 .3582 .3482 .3402 .3339
44 $120 .6963 .6322 .5752 .5249 .4837 .4502 .4227 .4000 .3813 .3661 .3541 .3447 .3372 .3313
45 $120 .6926 .6271 .5688 .5186 .4778 .4444 .4171 .3946 .3762 .3618 .3504 .3414 .3344 .3289
46 $120 .6890 .6220 .5626 .5127 .4720 .4388 .4116 .3893 .3716 .3577 .3469 .3384 .3318 .3267
47 $120 .6854 .6170 .5569 .5071 .4665 .4333 .4061 .3843 .3673 .3540 .3436 .3356 .3294 .3248
48 $120 .6820 .6121 .5516 .5017 .4610 .4278 .4009 .3797 .3632 .3504 .3405 .3330 .3273 .3230
49 $120 .6786 .6074 .5465 .4965 .4556 .4224 .3959 .3753 .3593 .3470 .3376 .3306 .3253 .3214
50 $120 .6753 .6029 .5417 .4914 .4503 .4172 .3912 .3711 .3556 .3438 .3350 .3284 .3236 .3200
$250 .6756 .6029 .5380 .4798 .4275 .3810 .3409 .3069 .2782 .2538 .2332 .2158 .2010 .1887
51 $120 .6721 .5987 .5370 .4863 .4450 .4122 .3867 .3670 .3520 .3408 .3325 .3264 .3220 .3188
$250 .6723 .5982 .5319 .4725 .4191 .3725 .3328 .2991 .2707 .2467 .2264 .2094 .1952 .1836
52 $120 .6690 .5947 .5325 .4813 .4400 .4075 .3823 .3631 .3487 .3380 .3302 .3246 .3205 .3177
$250 .6692 .5936 .5258 .4651 .4111 .3645 .3250 .2915 .2634 .2397 .2198 .2033 .1898 .1788
53 $120 .6660 .5909 .5280 .4764 .4351 .4029 .3781 .3594 .3456 .3354 .3281 .3229 .3192 .3167
$250 .6662 .5890 .5198 .4578 .4034 .3568 .3174 .2842 .2562 .2328 .2135 .1976 .1847 .1743
54 $120 .6632 .5872 .5237 .4716 .4304 .3984 .3740 .3559 .3426 .3330 .3262 .3214 .3181 .3158
$250 .6632 .5845 .5139 .4508 .3961 .3494 .3100 .2769 .2492 .2262 .2075 .1922 .1800 .1701
55 $120 .6606 .5837 .5193 .4670 .4257 .3940 .3701 .3526 .3398 .3308 .3245 .3201 .3171 .3151
$250 .6604 .5801 .5080 .4441 .3890 .3422 .3027 .2697 .2423 .2199 .2018 .1872 .1755 .1662
56 $120 .6581 .5803 .5151 .4625 .4212 .3898 .3664 .3494 .3372 .3287 .3228 .3189 .3162 .3144
$250 .6577 .5758 .5023 .4376 .3821 .3351 .2955 .2627 .2357 .2139 .1963 .1823 .1712 .1625
57 $120 .6558 .5770 .5111 .4581 .4168 .3857 .3628 .3464 .3348 .3268 .3214 .3178 .3154 .3138
$250 .6550 .5716 .4968 .4314 .3754 .3281 .2885 .2559 .2294 .2081 .1911 .1778 .1673 .1592
58 $120 .6537 .5737 .5071 .4538 .4126 .3818 .3594 .3435 .3325 .3250 .3201 .3168 .3147 .3134
$250 .6525 .5676 .4916 .4254 .3688 .3212 .2816 .2493 .2233 .2025 .1862 .1735 .1636 .1561
$500 .6526 .5677 .4910 .4225 .3616 .3082 .2617 .2218 .1879 .1592 .1350 .1149 .0982 .0844
59 $120 .6516 .5706 .5032 .4495 .4084 .3779 .3561 .3408 .3304 .3234 .3189 .3160 .3141 .3129
$250 .6501 .5637 .4866 .4196 .3624 .3144 .2749 .2429 .2174 .1972 .1815 .1694 .1602 .1533
$500 .6502 .5637 .4855 .4156 .3537 .2995 .2528 .2129 .1791 .1507 .1271 .1076 .0916 .0785
60 $120 .6497 .5676 .4995 .4454 .4044 .3743 .3529 .3383 .3284 .3220 .3178 .3152 .3136 .3126
$250 .6478 .5601 .4818 .4138 .3560 .3078 .2684 .2367 .2117 .1921 .1771 .1657 .1571 .1507
$500 .6479 .5599 .4802 .4089 .3459 .2911 .2440 .2041 .1705 .1426 .1195 .1006 .0852 .0729
61 $120 .6478 .5647 .4958 .4414 .4004 .3707 .3499 .3359 .3266 .3206 .3169 .3146 .3131 .3123
$250 .6457 .5566 .4772 .4082 .3497 .3013 .2620 .2307 .2062 .1873 .1729 .1622 .1542 .1484
$500 .6457 .5562 .4749 .4022 .3382 .2828 .2355 .1955 .1622 .1346 .1121 .0939 .0793 .0676
62 $120 .6461 .5620 .4923 .4376 .3966 .3673 .3471 .3336 .3249 .3194 .3160 .3140 .3128 .3121
$250 .6437 .5534 .4727 .4028 .3437 .2950 .2558 .2248 .2009 .1827 .1690 .1589 .1516 .1463
$500 .6437 .5527 .4699 .3958 .3308 .2747 .2270 .1871 .1540 .1270 .1051 .0876 .0737 .0627
63 $120 .6445 .5593 .4888 .4338 .3929 .3641 .3444 .3315 .3234 .3183 .3153 .3135 .3125 .3119
$250 .6419 .5503 .4684 .3974 .3377 .2888 .2497 .2192 .1959 .1783 .1654 .1559 .1492 .1444
$500 .6418 .5494 .4650 .3895 .3235 .2668 .2188 .1788 .1461 .1195 .0983 .0815 .0684 .0582
64 $120 .6430 .5568 .4855 .4301 .3894 .3609 .3419 .3296 .3220 .3174 .3146 .3131 .3122 .3117
$250 .6403 .5474 .4643 .3923 .3319 .2828 .2439 .2138 .1910 .1742 .1620 .1532 .1470 .1428
$500 .6401 .5462 .4603 .3835 .3164 .2589 .2107 .1708 .1384 .1124 .0919 .0758 .0635 .0540
$1,000 .6401 .5462 .4603 .3833 .3155 .2571 .2074 .1658 .1314 .1034 .0808 .0627 .0485 .0373
65 $120 .6416 .5544 .4823 .4265 .3859 .3579 .3395 .3278 .3207 .3165 .3141 .3127 .3120 .3116
$250 .6388 .5447 .4603 .3873 .3262 .2769 .2381 .2085 .1864 .1703 .1588 .1507 .1451 .1413
$500 .6386 .5432 .4558 .3776 .3094 .2513 .2027 .1629 .1309 .1055 .0857 .0705 .0589 .0502
$1,000 .6386 .5432 .4557 .3772 .3082 .2489 .1987 .1571 .1229 .0954 .0735 .0562 .0427 .0324
66 $120 .6403 .5520 .4791 .4231 .3826 .3551 .3372 .3262 .3196 .3157 .3136 .3124 .3118 .3115
$250 .6375 .5422 .4565 .3824 .3207 .2712 .2326 .2035 .1821 .1667 .1559 .1484 .1434 .1400
$500 .6372 .5405 .4515 .3720 .3026 .2438 .1949 .1552 .1236 .0989 .0799 .0655 .0547 .0468
$1,000 .6372 .5405 .4514 .3713 .3011 .2408 .1902 .1485 .1147 .0877 .0665 .0500 .0374 .0279
67 $120 .6392 .5499 .4761 .4197 .3794 .3523 .3351 .3246 .3185 .3151 .3132 .3122 .3117 .3114
$250 .6363 .5398 .4529 .3777 .3154 .2656 .2273 .1987 .1779 .1633 .1532 .1464 .1419 .1390
$500 .6359 .5379 .4475 .3665 .2960 .2364 .1873 .1477 .1166 .0926 .0744 .0608 .0509 .0437
$1,000 .6359 .5379 .4472 .3656 .2941 .2329 .1819 .1401 .1066 .0803 .0599 .0443 .0325 .0238
68 $120 .6381 .5478 .4732 .4165 .3763 .3498 .3331 .3232 .3176 .3145 .3128 .3120 .3116 .3114
$250 .6353 .5377 .4494 .3732 .3101 .2602 .2221 .1941 .1740 .1602 .1508 .1446 .1406 .1380
$500 .6348 .5356 .4437 .3612 .2896 .2292 .1798 .1405 .1098 .0866 .0692 .0565 .0474 .0410
$1,000 .6348 .5355 .4433 .3601 .2872 .2251 .1736 .1319 .0988 .0732 .0536 .0389 .0280 .0202
69 $120 .6371 .5458 .4704 .4133 .3734 .3473 .3313 .3220 .3168 .3140 .3125 .3118 .3115 .3113
$250 .6344 .5357 .4462 .3688 .3050 .2549 .2171 .1896 .1704 .1573 .1486 .1430 .1394 .1372
$500 .6339 .5335 .4401 .3561 .2832 .2221 .1725 .1333 .1033 .0808 .0644 .0526 .0443 .0385
$1,000 .6339 .5334 .4396 .3547 .2805 .2175 .1655 .1239 .0913 .0663 .0476 .0339 .0240 .0169
70 $120 .6363 .5440 .4678 .4103 .3706 .3450 .3296 .3208 .3160 .3136 .3123 .3117 .3114 .3113
$250 .6336 .5339 .4431 .3645 .3001 .2498 .2123 .1854 .1669 .1546 .1466 .1416 .1385 .1366
$500 .6331 .5316 .4367 .3513 .2771 .2152 .1654 .1265 .0971 .0754 .0599 .0490 .0415 .0364
$1,000 .6331 .5314 .4361 .3496 .2739 .2099 .1576 .1160 .0839 .0598 .0421 .0293 .0203 .0140
71 $120 .6355 .5422 .4651 .4074 .3678 .3428 .3280 .3197 .3154 .3132 .3121 .3116 .3113 .3112
$250 .6330 .5322 .4401 .3604 .2952 .2447 .2075 .1814 .1637 .1521 .1448 .1403 .1376 .1360
$500 .6325 .5299 .4336 .3465 .2710 .2083 .1582 .1197 .0909 .0702 .0556 .0456 .0390 .0346
$1,000 .6324 .5297 .4328 .3446 .2674 .2023 .1496 .1082 .0767 .0535 .0368 .0250 .0170 .0115
72 $120 .6348 .5406 .4627 .4047 .3653 .3408 .3266 .3188 .3148 .3129 .3119 .3115 .3113 .3112
$250 .6324 .5308 .4374 .3565 .2907 .2400 .2032 .1777 .1607 .1499 .1433 .1393 .1369 .1356
$500 .6320 .5285 .4307 .3421 .2653 .2018 .1516 .1133 .0854 .0655 .0519 .0428 .0368 .0331
$1,000 .6319 .5282 .4298 .3399 .2612 .1952 .1420 .1009 .0701 .0478 .0321 .0214 .0142 .0095
73 $120 .6342 .5391 .4605 .4022 .3630 .3390 .3253 .3180 .3144 .3126 .3118 .3114 .3113 .3112
$250 .6320 .5295 .4350 .3530 .2864 .2357 .1992 .1743 .1582 .1480 .1419 .1384 .1364 .1353
$500 .6316 .5273 .4283 .3381 .2600 .1957 .1453 .1075 .0803 .0613 .0486 .0404 .0351 .0318
$1,000 .6316 .5270 .4272 .3357 .2555 .1884 .1350 .0941 .0640 .0427 .0280 .0182 .0118 .0078
74 $120 .6338 .5383 .4592 .4006 .3616 .3379 .3245 .3176 .3141 .3125 .3117 .3114 .3113 .3112
$250 .6318 .5288 .4335 .3508 .2838 .2329 .1967 .1723 .1566 .1469 .1412 .1379 .1361 .1351
$500 .6314 .5267 .4268 .3356 .2567 .1919 .1414 .1038 .0771 .0588 .0467 .0389 .0341 .0312
$1,000 .6314 .5263 .4257 .3331 .2518 .1841 .1304 .0898 .0602 .0395 .0255 .0164 .0105 .0069

*Single Loss Limit values are expressed in thousands of dollars.

Premium-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 6

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0031 .0117 .0245 .0407 .0809 .1293 .1843 .2447
41 $120 .0000 .0028 .0108 .0228 .0382 .0769 .1239 .1777 .2370
42 $120 .0000 .0025 .0098 .0212 .0358 .0729 .1186 .1711 .2293
43 $120 .0000 .0022 .0090 .0196 .0334 .0691 .1134 .1646 .2218
44 $120 .0000 .0019 .0081 .0181 .0312 .0653 .1082 .1582 .2149
45 $120 .0000 .0017 .0074 .0166 .0289 .0616 .1031 .1518 .2086
46 $120 .0000 .0015 .0066 .0152 .0268 .0580 .0980 .1456 .2027
47 $120 .0000 .0013 .0059 .0139 .0248 .0544 .0930 .1399 .1971
48 $120 .0000 .0011 .0053 .0126 .0228 .0510 .0881 .1346 .1917
49 $120 .0000 .0010 .0047 .0114 .0209 .0476 .0834 .1295 .1865
50 $120 .0000 .0008 .0041 .0103 .0191 .0443 .0789 .1247 .1814
$250 .0000 .0008 .0042 .0103 .0192 .0446 .0789 .1210 .1698
51 $120 .0000 .0007 .0036 .0092 .0174 .0411 .0747 .1200 .1763
$250 .0000 .0007 .0037 .0093 .0175 .0413 .0742 .1149 .1625
52 $120 .0000 .0006 .0032 .0082 .0157 .0380 .0707 .1155 .1713
$250 .0000 .0006 .0032 .0082 .0158 .0382 .0696 .1088 .1551
53 $120 .0000 .0005 .0027 .0072 .0141 .0350 .0669 .1110 .1664
$250 .0000 .0005 .0027 .0073 .0142 .0352 .0650 .1028 .1478
54 $120 .0000 .0004 .0023 .0064 .0126 .0322 .0632 .1067 .1616
$250 .0000 .0004 .0024 .0064 .0127 .0322 .0605 .0969 .1408
55 $120 .0000 .0003 .0020 .0055 .0112 .0296 .0597 .1023 .1570
$250 .0000 .0003 .0020 .0056 .0113 .0294 .0561 .0910 .1341
56 $120 .0000 .0003 .0017 .0048 .0099 .0271 .0563 .0981 .1525
$250 .0000 .0003 .0017 .0048 .0100 .0267 .0518 .0853 .1276
57 $120 .0000 .0002 .0014 .0041 .0087 .0248 .0530 .0941 .1481
$250 .0000 .0002 .0014 .0041 .0087 .0240 .0476 .0798 .1214
58 $120 .0000 .0002 .0011 .0035 .0075 .0227 .0497 .0901 .1438
$250 .0000 .0002 .0011 .0035 .0076 .0215 .0436 .0746 .1154
$500 .0000 .0002 .0012 .0035 .0076 .0216 .0437 .0740 .1125
59 $120 .0000 .0001 .0009 .0029 .0065 .0206 .0466 .0862 .1395
$250 .0000 .0001 .0009 .0029 .0065 .0191 .0397 .0696 .1096
$500 .0000 .0001 .0009 .0030 .0065 .0192 .0397 .0685 .1056
60 $120 .0000 .0001 .0007 .0024 .0056 .0187 .0436 .0825 .1354
$250 .0000 .0001 .0007 .0024 .0055 .0168 .0361 .0648 .1038
$500 .0000 .0001 .0007 .0024 .0056 .0169 .0359 .0632 .0989
61 $120 .0000 .0001 .0006 .0020 .0047 .0168 .0407 .0788 .1314
$250 .0000 .0001 .0006 .0020 .0046 .0147 .0326 .0602 .0982
$500 .0000 .0001 .0006 .0020 .0047 .0147 .0322 .0579 .0922
62 $120 .0000 .0000 .0004 .0016 .0040 .0151 .0380 .0753 .1276
$250 .0000 .0000 .0004 .0016 .0038 .0127 .0294 .0557 .0928
$500 .0000 .0000 .0005 .0016 .0039 .0127 .0287 .0529 .0858
63 $120 .0000 .0000 .0003 .0013 .0034 .0135 .0353 .0718 .1238
$250 .0000 .0000 .0003 .0013 .0031 .0109 .0263 .0514 .0874
$500 .0000 .0000 .0003 .0013 .0031 .0108 .0254 .0480 .0795
64 $120 .0000 .0000 .0002 .0010 .0028 .0120 .0328 .0685 .1201
$250 .0000 .0000 .0002 .0010 .0025 .0093 .0234 .0473 .0823
$500 .0000 .0000 .0002 .0010 .0025 .0091 .0222 .0433 .0735
$1,000 .0000 .0000 .0002 .0010 .0025 .0091 .0222 .0433 .0733
65 $120 .0000 .0000 .0002 .0008 .0023 .0106 .0304 .0653 .1165
$250 .0000 .0000 .0002 .0007 .0019 .0078 .0207 .0433 .0773
$500 .0000 .0000 .0002 .0007 .0019 .0076 .0192 .0388 .0676
$1,000 .0000 .0000 .0002 .0007 .0020 .0076 .0192 .0387 .0672
66 $120 .0000 .0000 .0001 .0006 .0018 .0093 .0280 .0621 .1131
$250 .0000 .0000 .0001 .0005 .0015 .0065 .0182 .0395 .0724
$500 .0000 .0000 .0001 .0005 .0015 .0062 .0165 .0345 .0620
$1,000 .0000 .0000 .0001 .0005 .0015 .0062 .0165 .0344 .0613
67 $120 .0000 .0000 .0001 .0004 .0015 .0082 .0259 .0591 .1097
$250 .0000 .0000 .0001 .0004 .0011 .0053 .0158 .0359 .0677
$500 .0000 .0000 .0001 .0004 .0011 .0049 .0139 .0305 .0565
$1,000 .0000 .0000 .0001 .0004 .0011 .0049 .0139 .0302 .0556
68 $120 .0000 .0000 .0001 .0003 .0012 .0071 .0238 .0562 .1065
$250 .0000 .0000 .0000 .0002 .0008 .0043 .0137 .0324 .0632
$500 .0000 .0000 .0000 .0002 .0008 .0038 .0116 .0267 .0512
$1,000 .0000 .0000 .0000 .0002 .0008 .0038 .0115 .0263 .0501
69 $120 .0000 .0000 .0000 .0002 .0009 .0061 .0218 .0534 .1033
$250 .0000 .0000 .0000 .0002 .0006 .0034 .0117 .0292 .0588
$500 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0231 .0461
$1,000 .0000 .0000 .0000 .0002 .0005 .0029 .0094 .0226 .0447
70 $120 .0000 .0000 .0000 .0002 .0007 .0053 .0200 .0508 .1003
$250 .0000 .0000 .0000 .0001 .0004 .0026 .0099 .0261 .0545
$500 .0000 .0000 .0000 .0001 .0003 .0021 .0076 .0197 .0413
$1,000 .0000 .0000 .0000 .0001 .0003 .0021 .0074 .0191 .0396
71 $120 .0000 .0000 .0000 .0001 .0005 .0045 .0182 .0481 .0974
$250 .0000 .0000 .0000 .0001 .0002 .0020 .0082 .0231 .0504
$500 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0166 .0365
$1,000 .0000 .0000 .0000 .0000 .0002 .0014 .0057 .0158 .0346
72 $120 .0000 .0000 .0000 .0001 .0004 .0038 .0166 .0457 .0947
$250 .0000 .0000 .0000 .0000 .0001 .0014 .0068 .0204 .0465
$500 .0000 .0000 .0000 .0000 .0001 .0010 .0045 .0137 .0321
$1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0128 .0299
73 $120 .0000 .0000 .0000 .0000 .0003 .0032 .0151 .0435 .0922
$250 .0000 .0000 .0000 .0000 .0001 .0010 .0055 .0180 .0430
$500 .0000 .0000 .0000 .0000 .0000 .0006 .0033 .0113 .0281
$1,000 .0000 .0000 .0000 .0000 .0000 .0006 .0030 .0102 .0257
74 $120 .0000 .0000 .0000 .0000 .0002 .0028 .0143 .0422 .0906
$250 .0000 .0000 .0000 .0000 .0001 .0008 .0048 .0165 .0408
$500 .0000 .0000 .0000 .0000 .0000 .0004 .0027 .0098 .0256
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0087 .0231

*Single Loss Limit values are expressed in thousands of dollars.

Loss-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 6

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .9270 .9118 .8982 .8858 .8744 .8636 .8535 .8439 .8347 .8259 .8175 .8094 .8016 .7941
2 .9221 .9059 .8914 .8782 .8660 .8545 .8437 .8335 .8237 .8144 .8054 .7968 .7885 .7805
3 .9172 .9000 .8846 .8706 .8576 .8454 .8340 .8231 .8128 .8029 .7934 .7843 .7755 .7670
4 .9123 .8941 .8778 .8629 .8492 .8363 .8241 .8127 .8017 .7913 .7813 .7716 .7623 .7534
5 .9075 .8883 .8710 .8553 .8407 .8271 .8143 .8022 .7907 .7797 .7691 .7590 .7492 .7398
6 .9027 .8824 .8642 .8477 .8323 .8180 .8045 .7918 .7797 .7681 .7570 .7463 .7361 .7262
7 .8979 .8766 .8575 .8400 .8239 .8089 .7947 .7814 .7686 .7565 .7449 .7337 .7230 .7126
8 .8932 .8707 .8507 .8324 .8155 .7998 .7850 .7709 .7576 .7449 .7328 .7211 .7099 .6991
9 .8884 .8649 .8440 .8248 .8072 .7907 .7752 .7605 .7466 .7334 .7207 .7085 .6969 .6856
10 .8837 .8592 .8372 .8172 .7988 .7816 .7654 .7501 .7356 .7218 .7086 .6960 .6838 .6721
11 .8790 .8534 .8305 .8097 .7904 .7725 .7557 .7398 .7247 .7103 .6966 .6835 .6708 .6587
12 .8744 .8477 .8238 .8021 .7821 .7634 .7459 .7294 .7137 .6988 .6846 .6709 .6579 .6453
13 .8697 .8419 .8171 .7945 .7737 .7543 .7361 .7190 .7027 .6873 .6725 .6584 .6449 .6320
14 .8650 .8362 .8104 .7870 .7653 .7452 .7263 .7086 .6917 .6757 .6605 .6460 .6320 .6186
15 .8604 .8305 .8037 .7794 .7570 .7361 .7165 .6981 .6807 .6642 .6485 .6335 .6191 .6053
16 .8558 .8247 .7970 .7718 .7486 .7270 .7068 .6877 .6698 .6527 .6365 .6210 .6062 .5921
17 .8512 .8190 .7903 .7642 .7402 .7178 .6970 .6773 .6588 .6412 .6245 .6086 .5934 .5789
18 .8466 .8133 .7836 .7566 .7318 .7087 .6871 .6669 .6478 .6297 .6125 .5962 .5806 .5656
19 .8421 .8076 .7769 .7490 .7233 .6995 .6773 .6564 .6368 .6182 .6005 .5838 .5678 .5525
20 .8375 .8019 .7702 .7414 .7149 .6904 .6675 .6460 .6258 .6067 .5886 .5714 .5550 .5393
21 .8329 .7962 .7635 .7337 .7064 .6812 .6576 .6355 .6148 .5951 .5766 .5589 .5422 .5262
22 .8284 .7905 .7567 .7261 .6979 .6719 .6477 .6250 .6037 .5836 .5646 .5465 .5294 .5130
23 .8238 .7848 .7500 .7184 .6894 .6627 .6378 .6145 .5927 .5721 .5526 .5341 .5166 .4999
24 .8193 .7791 .7432 .7107 .6809 .6534 .6278 .6040 .5816 .5605 .5406 .5217 .5038 .4868
25 .8148 .7733 .7364 .7030 .6723 .6441 .6179 .5934 .5705 .5489 .5285 .5093 .4910 .4736
26 .8103 .7676 .7296 .6952 .6637 .6347 .6079 .5828 .5593 .5372 .5164 .4968 .4782 .4605
27 .8057 .7618 .7228 .6874 .6551 .6254 .5978 .5721 .5481 .5256 .5044 .4843 .4653 .4473
28 .8012 .7561 .7159 .6796 .6465 .6160 .5877 .5615 .5369 .5139 .4922 .4718 .4524 .4340
29 .7967 .7503 .7091 .6718 .6378 .6065 .5776 .5508 .5257 .5022 .4801 .4592 .4395 .4208
30 .7922 .7446 .7022 .6639 .6291 .5970 .5675 .5400 .5144 .4904 .4678 .4466 .4265 .4075
31 .7878 .7388 .6953 .6561 .6203 .5876 .5573 .5292 .5031 .4786 .4556 .4340 .4135 .3941
32 .7833 .7331 .6884 .6481 .6115 .5780 .5470 .5184 .4917 .4667 .4433 .4212 .4004 .3807
33 .7789 .7273 .6815 .6402 .6027 .5684 .5368 .5075 .4802 .4548 .4309 .4084 .3872 .3672
34 .7744 .7215 .6745 .6322 .5938 .5587 .5264 .4965 .4687 .4427 .4184 .3955 .3739 .3536
35 .7700 .7157 .6676 .6242 .5849 .5490 .5160 .4854 .4571 .4306 .4058 .3825 .3606 .3399
36 .7656 .7099 .6606 .6162 .5759 .5392 .5054 .4743 .4453 .4183 .3930 .3694 .3471 .3262
37 .7612 .7042 .6536 .6081 .5669 .5294 .4949 .4630 .4335 .4059 .3802 .3562 .3336 .3126
38 .7568 .6984 .6465 .6000 .5579 .5194 .4842 .4517 .4215 .3935 .3673 .3429 .3202 .2990
39 .7525 .6926 .6395 .5919 .5488 .5095 .4735 .4403 .4095 .3810 .3544 .3298 .3068 .2855
40 .7482 .6869 .6325 .5838 .5397 .4995 .4627 .4288 .3975 .3685 .3416 .3167 .2936 .2721
41 .7440 .6813 .6256 .5757 .5306 .4895 .4519 .4174 .3855 .3560 .3288 .3037 .2805 .2590
42 .7399 .6757 .6187 .5676 .5215 .4795 .4412 .4059 .3735 .3436 .3162 .2909 .2675 .2460
43 .7358 .6701 .6118 .5596 .5124 .4696 .4304 .3945 .3616 .3314 .3037 .2782 .2548 .2334
44 .7318 .6647 .6051 .5516 .5034 .4596 .4196 .3831 .3498 .3192 .2913 .2657 .2424 .2210
45 .7279 .6593 .5983 .5437 .4944 .4497 .4089 .3718 .3380 .3072 .2791 .2535 .2301 .2088
46 .7241 .6540 .5917 .5358 .4854 .4397 .3983 .3606 .3264 .2953 .2671 .2414 .2181 .1970
47 .7204 .6488 .5851 .5279 .4764 .4298 .3877 .3495 .3149 .2835 .2552 .2296 .2064 .1855
48 .7168 .6436 .5785 .5201 .4675 .4200 .3771 .3384 .3034 .2719 .2435 .2179 .1949 .1742
49 .7132 .6385 .5720 .5122 .4585 .4101 .3666 .3274 .2921 .2604 .2320 .2065 .1837 .1632
50 .7097 .6335 .5655 .5044 .4496 .4003 .3561 .3164 .2809 .2491 .2206 .1953 .1727 .1526
51 .7064 .6286 .5590 .4967 .4407 .3906 .3457 .3056 .2698 .2379 .2095 .1843 .1620 .1422
52 .7031 .6237 .5526 .4889 .4319 .3809 .3354 .2948 .2588 .2268 .1986 .1736 .1516 .1322
53 .6999 .6189 .5463 .4813 .4231 .3712 .3251 .2841 .2479 .2160 .1878 .1631 .1414 .1225
54 .6968 .6142 .5401 .4736 .4144 .3616 .3149 .2736 .2372 .2053 .1773 .1529 .1316 .1131
55 .6938 .6096 .5339 .4661 .4057 .3521 .3048 .2631 .2266 .1947 .1670 .1429 .1220 .1040
56 .6909 .6051 .5278 .4586 .3971 .3426 .2947 .2527 .2161 .1843 .1568 .1331 .1128 .0953
57 .6882 .6006 .5218 .4512 .3885 .3332 .2848 .2425 .2058 .1742 .1470 .1237 .1038 .0869
58 .6855 .5963 .5159 .4439 .3801 .3239 .2749 .2323 .1956 .1642 .1373 .1145 .0952 .0789
59 .6830 .5922 .5101 .4367 .3717 .3147 .2651 .2223 .1856 .1543 .1279 .1055 .0868 .0712
60 .6806 .5882 .5045 .4296 .3634 .3056 .2554 .2124 .1758 .1447 .1187 .0969 .0789 .0640
61 .6783 .5843 .4990 .4226 .3553 .2965 .2459 .2026 .1660 .1353 .1098 .0886 .0712 .0570
62 .6762 .5806 .4936 .4158 .3472 .2876 .2364 .1930 .1565 .1262 .1011 .0806 .0640 .0505
63 .6742 .5771 .4885 .4091 .3393 .2788 .2271 .1835 .1472 .1172 .0928 .0730 .0571 .0444
64 .6724 .5738 .4835 .4026 .3315 .2701 .2179 .1742 .1380 .1085 .0847 .0657 .0506 .0388
65 .6708 .5706 .4787 .3962 .3238 .2615 .2088 .1650 .1291 .1001 .0770 .0587 .0445 .0335
66 .6693 .5677 .4741 .3900 .3163 .2530 .1998 .1559 .1203 .0919 .0696 .0522 .0388 .0287
67 .6680 .5650 .4698 .3840 .3089 .2447 .1910 .1471 .1118 .0840 .0625 .0460 .0336 .0243
68 .6668 .5625 .4656 .3782 .3017 .2365 .1823 .1384 .1036 .0765 .0558 .0402 .0287 .0203
69 .6659 .5603 .4617 .3726 .2946 .2283 .1737 .1299 .0955 .0692 .0494 .0349 .0243 .0168
70 .6650 .5582 .4581 .3672 .2877 .2204 .1653 .1215 .0877 .0622 .0435 .0299 .0203 .0137
71 .6643 .5564 .4546 .3619 .2807 .2124 .1568 .1132 .0800 .0555 .0378 .0253 .0167 .0109
72 .6638 .5549 .4515 .3570 .2743 .2048 .1488 .1054 .0729 .0493 .0327 .0213 .0136 .0086
73 .6634 .5536 .4488 .3525 .2682 .1976 .1413 .0981 .0664 .0438 .0282 .0178 .0111 .0067
74 .6632 .5529 .4471 .3497 .2643 .1930 .1364 .0935 .0622 .0404 .0255 .0158 .0096 .0057


Loss-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 6

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0385 .0798 .1237 .1695 .2641 .3614 .4602 .5602
2 .0000 .0369 .0772 .1205 .1657 .2592 .3554 .4534 .5526
3 .0000 .0354 .0748 .1174 .1620 .2544 .3496 .4466 .5450
4 .0000 .0339 .0724 .1143 .1583 .2495 .3437 .4398 .5373
5 .0000 .0324 .0701 .1114 .1546 .2447 .3378 .4330 .5297
6 .0000 .0310 .0678 .1084 .1510 .2399 .3320 .4262 .5220
7 .0000 .0296 .0657 .1055 .1474 .2351 .3261 .4194 .5144
8 .0000 .0283 .0635 .1026 .1438 .2303 .3203 .4127 .5068
9 .0000 .0270 .0615 .0998 .1403 .2256 .3145 .4059 .4992
10 .0000 .0258 .0594 .0970 .1368 .2209 .3087 .3992 .4916
11 .0000 .0246 .0574 .0942 .1334 .2162 .3030 .3925 .4840
12 .0000 .0235 .0554 .0915 .1300 .2115 .2972 .3858 .4765
13 .0000 .0224 .0535 .0888 .1265 .2069 .2915 .3791 .4689
14 .0000 .0214 .0516 .0861 .1232 .2022 .2858 .3724 .4613
15 .0000 .0203 .0497 .0834 .1198 .1976 .2800 .3657 .4537
16 .0000 .0193 .0479 .0808 .1164 .1930 .2743 .3590 .4462
17 .0000 .0184 .0461 .0782 .1131 .1884 .2686 .3523 .4386
18 .0000 .0174 .0443 .0756 .1098 .1838 .2629 .3456 .4310
19 .0000 .0165 .0425 .0731 .1066 .1792 .2572 .3389 .4234
20 .0000 .0157 .0408 .0706 .1033 .1747 .2515 .3322 .4158
21 .0000 .0148 .0391 .0681 .1001 .1701 .2458 .3254 .4081
22 .0000 .0140 .0374 .0656 .0968 .1656 .2401 .3187 .4004
23 .0000 .0132 .0358 .0631 .0936 .1610 .2344 .3119 .3928
24 .0000 .0124 .0341 .0607 .0904 .1565 .2286 .3052 .3850
25 .0000 .0117 .0325 .0583 .0873 .1520 .2229 .2984 .3773
26 .0000 .0109 .0310 .0559 .0841 .1474 .2172 .2916 .3696
27 .0000 .0102 .0294 .0536 .0810 .1429 .2114 .2847 .3618
28 .0000 .0095 .0279 .0512 .0779 .1384 .2057 .2779 .3540
29 .0000 .0089 .0264 .0489 .0749 .1339 .1999 .2710 .3462
30 .0000 .0083 .0250 .0467 .0718 .1294 .1942 .2642 .3383
31 .0000 .0077 .0236 .0444 .0688 .1250 .1884 .2573 .3304
32 .0000 .0071 .0222 .0422 .0658 .1205 .1826 .2504 .3225
33 .0000 .0065 .0208 .0401 .0628 .1160 .1769 .2435 .3146
34 .0000 .0060 .0195 .0379 .0599 .1116 .1711 .2365 .3066
35 .0000 .0055 .0182 .0358 .0570 .1072 .1653 .2295 .2986
36 .0000 .0050 .0170 .0338 .0541 .1027 .1595 .2225 .2906
37 .0000 .0045 .0158 .0317 .0512 .0984 .1537 .2155 .2825
38 .0000 .0041 .0146 .0298 .0484 .0940 .1480 .2085 .2744
39 .0000 .0037 .0135 .0278 .0457 .0897 .1422 .2015 .2662
40 .0000 .0033 .0124 .0259 .0430 .0854 .1365 .1945 .2581
41 .0000 .0030 .0114 .0241 .0404 .0812 .1308 .1876 .2500
42 .0000 .0026 .0104 .0224 .0378 .0770 .1252 .1807 .2420
43 .0000 .0023 .0095 .0207 .0353 .0730 .1197 .1738 .2340
44 .0000 .0021 .0086 .0191 .0330 .0690 .1143 .1670 .2260
45 .0000 .0018 .0078 .0176 .0306 .0651 .1089 .1603 .2181
46 .0000 .0016 .0070 .0161 .0284 .0613 .1036 .1537 .2102
47 .0000 .0014 .0063 .0147 .0262 .0576 .0984 .1470 .2023
48 .0000 .0012 .0056 .0134 .0242 .0540 .0932 .1405 .1944
49 .0000 .0010 .0050 .0121 .0222 .0504 .0881 .1339 .1866
50 .0000 .0009 .0044 .0109 .0202 .0469 .0831 .1274 .1788
51 .0000 .0007 .0039 .0098 .0184 .0436 .0782 .1210 .1710
52 .0000 .0006 .0034 .0087 .0167 .0403 .0733 .1146 .1633
53 .0000 .0005 .0029 .0077 .0150 .0371 .0685 .1083 .1556
54 .0000 .0004 .0025 .0068 .0134 .0340 .0638 .1020 .1480
55 .0000 .0003 .0021 .0059 .0119 .0310 .0592 .0958 .1405
56 .0000 .0003 .0018 .0051 .0105 .0281 .0546 .0897 .1330
57 .0000 .0002 .0015 .0044 .0092 .0253 .0502 .0837 .1256
58 .0000 .0002 .0012 .0037 .0080 .0227 .0459 .0778 .1183
59 .0000 .0001 .0010 .0031 .0069 .0202 .0418 .0721 .1111
60 .0000 .0001 .0008 .0026 .0058 .0178 .0378 .0664 .1040
61 .0000 .0001 .0006 .0021 .0049 .0155 .0339 .0609 .0970
62 .0000 .0001 .0005 .0017 .0041 .0134 .0302 .0556 .0902
63 .0000 .0000 .0004 .0013 .0033 .0114 .0267 .0504 .0835
64 .0000 .0000 .0003 .0010 .0026 .0096 .0233 .0455 .0770
65 .0000 .0000 .0002 .0008 .0021 .0080 .0202 .0407 .0706
66 .0000 .0000 .0001 .0006 .0016 .0065 .0173 .0361 .0644
67 .0000 .0000 .0001 .0004 .0012 .0052 .0146 .0317 .0584
68 .0000 .0000 .0001 .0003 .0008 .0040 .0121 .0276 .0526
69 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0237 .0470
70 .0000 .0000 .0000 .0001 .0004 .0022 .0078 .0200 .0416
71 .0000 .0000 .0000 .0000 .0002 .0015 .0060 .0165 .0363
72 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0135 .0314
73 .0000 .0000 .0000 .0000 .0000 .0006 .0032 .0107 .0269
74 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0091 .0241


Loss-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 6

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7478 .6863 .6317 .5827 .5383 .5001 .4694 .4443 .4235 .4062 .3915 .3791 .3688 .3605
41 $120 .7435 .6806 .6247 .5746 .5296 .4926 .4626 .4380 .4176 .4005 .3861 .3741 .3646 .3570
42 $120 .7394 .6750 .6178 .5665 .5218 .4857 .4562 .4319 .4118 .3949 .3809 .3697 .3608 .3537
43 $120 .7354 .6695 .6110 .5586 .5147 .4791 .4500 .4260 .4061 .3895 .3762 .3657 .3574 .3508
44 $120 .7314 .6640 .6042 .5514 .5081 .4729 .4440 .4202 .4005 .3845 .3720 .3621 .3542 .3480
45 $120 .7275 .6587 .5975 .5448 .5018 .4668 .4381 .4145 .3952 .3800 .3681 .3587 .3513 .3455
46 $120 .7237 .6534 .5910 .5386 .4958 .4609 .4323 .4089 .3903 .3758 .3644 .3555 .3485 .3432
47 $120 .7200 .6481 .5850 .5327 .4900 .4551 .4266 .4037 .3858 .3718 .3609 .3525 .3460 .3411
48 $120 .7164 .6430 .5794 .5270 .4843 .4493 .4211 .3988 .3815 .3680 .3576 .3497 .3438 .3393
49 $120 .7128 .6380 .5741 .5215 .4786 .4437 .4159 .3942 .3774 .3645 .3546 .3473 .3417 .3377
50 $120 .7094 .6333 .5690 .5162 .4730 .4382 .4109 .3898 .3735 .3611 .3519 .3450 .3399 .3362
$250 .7096 .6333 .5652 .5040 .4491 .4002 .3581 .3224 .2922 .2666 .2450 .2266 .2112 .1982
51 $120 .7060 .6289 .5641 .5109 .4675 .4330 .4062 .3855 .3698 .3580 .3493 .3429 .3382 .3348
$250 .7062 .6284 .5587 .4963 .4403 .3913 .3495 .3142 .2843 .2591 .2378 .2199 .2051 .1928
52 $120 .7027 .6247 .5593 .5056 .4622 .4280 .4016 .3814 .3663 .3551 .3469 .3409 .3367 .3337
$250 .7030 .6235 .5523 .4885 .4318 .3829 .3413 .3062 .2767 .2518 .2309 .2136 .1994 .1878
53 $120 .6996 .6207 .5547 .5004 .4570 .4232 .3971 .3775 .3630 .3524 .3447 .3392 .3353 .3326
$250 .6998 .6187 .5460 .4809 .4237 .3748 .3334 .2985 .2691 .2446 .2242 .2076 .1940 .1831
54 $120 .6967 .6169 .5501 .4954 .4521 .4184 .3929 .3738 .3599 .3498 .3427 .3376 .3341 .3317
$250 .6967 .6140 .5398 .4735 .4160 .3670 .3256 .2908 .2617 .2376 .2179 .2019 .1890 .1787
55 $120 .6939 .6132 .5455 .4905 .4472 .4139 .3888 .3703 .3570 .3475 .3408 .3362 .3331 .3309
$250 .6937 .6094 .5336 .4665 .4086 .3594 .3180 .2833 .2545 .2310 .2119 .1966 .1843 .1746
56 $120 .6913 .6096 .5411 .4858 .4425 .4094 .3849 .3670 .3542 .3453 .3391 .3349 .3321 .3303
$250 .6908 .6049 .5276 .4597 .4014 .3520 .3104 .2759 .2476 .2247 .2062 .1915 .1799 .1707
57 $120 .6889 .6061 .5368 .4812 .4378 .4051 .3811 .3638 .3517 .3433 .3376 .3338 .3313 .3297
$250 .6881 .6005 .5219 .4532 .3944 .3446 .3030 .2688 .2410 .2186 .2008 .1867 .1757 .1672
58 $120 .6866 .6027 .5327 .4766 .4334 .4010 .3775 .3608 .3493 .3414 .3362 .3328 .3306 .3292
$250 .6854 .5962 .5164 .4469 .3874 .3374 .2958 .2619 .2345 .2127 .1956 .1822 .1719 .1640
$500 .6855 .5963 .5158 .4438 .3799 .3237 .2749 .2330 .1973 .1672 .1418 .1207 .1032 .0887
59 $120 .6845 .5994 .5286 .4722 .4290 .3970 .3740 .3580 .3470 .3397 .3350 .3319 .3299 .3287
$250 .6829 .5921 .5111 .4407 .3806 .3302 .2888 .2552 .2283 .2071 .1907 .1780 .1683 .1610
$500 .6829 .5921 .5100 .4365 .3715 .3146 .2655 .2236 .1881 .1583 .1335 .1130 .0962 .0824
60 $120 .6824 .5962 .5247 .4679 .4248 .3931 .3707 .3553 .3450 .3382 .3338 .3311 .3294 .3284
$250 .6805 .5883 .5061 .4347 .3739 .3233 .2819 .2486 .2223 .2018 .1860 .1740 .1650 .1583
$500 .6805 .5881 .5044 .4295 .3633 .3058 .2563 .2144 .1791 .1498 .1255 .1057 .0895 .0765
61 $120 .6805 .5932 .5208 .4637 .4206 .3894 .3676 .3528 .3431 .3368 .3328 .3304 .3289 .3281
$250 .6782 .5847 .5013 .4288 .3674 .3165 .2752 .2423 .2166 .1967 .1816 .1704 .1620 .1559
$500 .6783 .5843 .4989 .4225 .3553 .2971 .2473 .2054 .1703 .1414 .1178 .0987 .0833 .0710
62 $120 .6787 .5903 .5171 .4596 .4166 .3858 .3646 .3505 .3413 .3355 .3320 .3298 .3285 .3278
$250 .6762 .5813 .4966 .4231 .3610 .3099 .2687 .2362 .2110 .1919 .1775 .1669 .1592 .1537
$500 .6762 .5806 .4935 .4158 .3475 .2886 .2385 .1965 .1618 .1334 .1104 .0920 .0774 .0659
63 $120 .6770 .5875 .5135 .4556 .4128 .3824 .3618 .3483 .3397 .3344 .3312 .3293 .3282 .3276
$250 .6743 .5780 .4920 .4175 .3548 .3034 .2623 .2303 .2057 .1873 .1737 .1638 .1567 .1517
$500 .6742 .5771 .4884 .4092 .3398 .2802 .2298 .1879 .1534 .1256 .1033 .0856 .0718 .0611
64 $120 .6754 .5848 .5100 .4518 .4090 .3791 .3591 .3462 .3382 .3334 .3305 .3289 .3279 .3274
$250 .6726 .5750 .4877 .4121 .3487 .2970 .2562 .2245 .2007 .1830 .1701 .1609 .1545 .1500
$500 .6724 .5737 .4835 .4028 .3323 .2720 .2213 .1794 .1453 .1181 .0965 .0797 .0667 .0568
$1,000 .6724 .5738 .4835 .4026 .3315 .2700 .2178 .1741 .1380 .1086 .0848 .0659 .0509 .0392
65 $120 .6740 .5823 .5066 .4480 .4054 .3760 .3566 .3443 .3369 .3325 .3299 .3285 .3277 .3273
$250 .6710 .5722 .4835 .4068 .3427 .2909 .2502 .2190 .1958 .1789 .1668 .1583 .1524 .1484
$500 .6708 .5706 .4788 .3967 .3250 .2639 .2129 .1711 .1375 .1108 .0900 .0740 .0619 .0528
$1,000 .6708 .5706 .4787 .3962 .3238 .2614 .2088 .1650 .1291 .1002 .0772 .0590 .0449 .0340
66 $120 .6726 .5799 .5033 .4444 .4019 .3730 .3542 .3426 .3357 .3317 .3294 .3282 .3275 .3272
$250 .6696 .5695 .4795 .4017 .3369 .2848 .2443 .2138 .1913 .1751 .1637 .1559 .1506 .1471
$500 .6693 .5677 .4743 .3907 .3179 .2561 .2047 .1630 .1298 .1039 .0839 .0688 .0575 .0492
$1,000 .6693 .5677 .4741 .3900 .3163 .2530 .1998 .1560 .1205 .0921 .0699 .0526 .0393 .0293
67 $120 .6714 .5776 .5001 .4409 .3985 .3701 .3520 .3410 .3346 .3310 .3290 .3279 .3274 .3271
$250 .6684 .5671 .4757 .3968 .3313 .2790 .2387 .2087 .1869 .1715 .1609 .1538 .1490 .1460
$500 .6680 .5651 .4701 .3850 .3109 .2483 .1967 .1552 .1225 .0973 .0781 .0639 .0535 .0459
$1,000 .6680 .5650 .4698 .3840 .3089 .2447 .1910 .1472 .1120 .0843 .0629 .0465 .0342 .0250
68 $120 .6703 .5754 .4971 .4375 .3953 .3674 .3499 .3395 .3336 .3303 .3286 .3277 .3273 .3271
$250 .6673 .5648 .4721 .3920 .3258 .2733 .2333 .2038 .1828 .1682 .1584 .1519 .1477 .1450
$500 .6668 .5626 .4661 .3794 .3042 .2408 .1889 .1475 .1154 .0909 .0727 .0594 .0498 .0430
$1,000 .6668 .5625 .4656 .3782 .3017 .2365 .1824 .1386 .1038 .0768 .0563 .0409 .0295 .0212
69 $120 .6693 .5733 .4942 .4342 .3922 .3648 .3480 .3382 .3327 .3298 .3283 .3276 .3272 .3270
$250 .6664 .5627 .4687 .3874 .3204 .2678 .2280 .1992 .1790 .1652 .1561 .1502 .1465 .1442
$500 .6659 .5604 .4623 .3741 .2975 .2333 .1812 .1401 .1085 .0849 .0676 .0552 .0465 .0405
$1,000 .6659 .5603 .4617 .3726 .2946 .2284 .1739 .1301 .0959 .0697 .0500 .0356 .0252 .0177
70 $120 .6683 .5714 .4914 .4310 .3893 .3624 .3462 .3370 .3320 .3294 .3280 .3274 .3271 .3270
$250 .6656 .5608 .4654 .3829 .3152 .2624 .2230 .1948 .1754 .1624 .1540 .1487 .1454 .1435
$500 .6650 .5584 .4588 .3690 .2911 .2261 .1737 .1329 .1020 .0792 .0629 .0514 .0436 .0382
$1,000 .6650 .5582 .4581 .3672 .2877 .2205 .1655 .1219 .0882 .0628 .0442 .0308 .0213 .0147
71 $120 .6675 .5695 .4886 .4279 .3864 .3601 .3445 .3359 .3313 .3290 .3278 .3273 .3270 .3269
$250 .6649 .5590 .4623 .3785 .3101 .2571 .2180 .1905 .1719 .1598 .1521 .1474 .1445 .1429
$500 .6644 .5566 .4554 .3639 .2847 .2188 .1662 .1257 .0955 .0737 .0584 .0479 .0409 .0363
$1,000 .6643 .5564 .4546 .3619 .2808 .2125 .1571 .1136 .0806 .0562 .0386 .0263 .0178 .0121
72 $120 .6668 .5678 .4861 .4251 .3837 .3580 .3430 .3349 .3307 .3286 .3276 .3272 .3270 .3269
$250 .6643 .5575 .4595 .3745 .3053 .2521 .2135 .1866 .1689 .1575 .1505 .1463 .1438 .1424
$500 .6638 .5552 .4525 .3594 .2787 .2120 .1592 .1191 .0897 .0688 .0545 .0450 .0387 .0347
$1,000 .6638 .5549 .4515 .3571 .2744 .2050 .1492 .1060 .0736 .0502 .0337 .0224 .0149 .0099
73 $120 .6662 .5663 .4837 .4224 .3813 .3561 .3417 .3341 .3302 .3284 .3275 .3271 .3270 .3269
$250 .6639 .5562 .4569 .3708 .3009 .2476 .2093 .1831 .1661 .1555 .1491 .1454 .1433 .1421
$500 .6635 .5539 .4498 .3552 .2731 .2056 .1526 .1129 .0843 .0644 .0511 .0424 .0369 .0334
$1,000 .6634 .5536 .4488 .3526 .2684 .1979 .1418 .0988 .0672 .0448 .0294 .0191 .0124 .0082
74 $120 .6658 .5654 .4823 .4208 .3798 .3549 .3409 .3336 .3299 .3282 .3274 .3271 .3269 .3269
$250 .6637 .5555 .4554 .3685 .2981 .2447 .2066 .1810 .1645 .1543 .1483 .1449 .1429 .1419
$500 .6633 .5532 .4483 .3525 .2696 .2016 .1485 .1090 .0810 .0618 .0490 .0409 .0358 .0327
$1,000 .6632 .5529 .4472 .3498 .2645 .1934 .1370 .0943 .0632 .0415 .0268 .0172 .0110 .0072

*Single Loss Limit values are expressed in thousands of dollars.

Loss-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 6

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0033 .0123 .0258 .0427 .0849 .1358 .1936 .2570
41 $120 .0000 .0029 .0113 .0240 .0401 .0807 .1302 .1867 .2489
42 $120 .0000 .0026 .0103 .0222 .0376 .0766 .1246 .1798 .2409
43 $120 .0000 .0023 .0094 .0206 .0351 .0725 .1191 .1729 .2330
44 $120 .0000 .0020 .0085 .0190 .0327 .0686 .1136 .1661 .2258
45 $120 .0000 .0018 .0077 .0174 .0304 .0647 .1083 .1594 .2191
46 $120 .0000 .0016 .0070 .0160 .0282 .0609 .1030 .1530 .2129
47 $120 .0000 .0014 .0062 .0146 .0260 .0572 .0977 .1470 .2070
48 $120 .0000 .0012 .0056 .0132 .0240 .0535 .0926 .1414 .2014
49 $120 .0000 .0010 .0049 .0120 .0220 .0500 .0876 .1360 .1959
50 $120 .0000 .0009 .0044 .0108 .0201 .0465 .0829 .1310 .1905
$250 .0000 .0009 .0044 .0109 .0202 .0468 .0829 .1271 .1784
51 $120 .0000 .0007 .0038 .0097 .0182 .0432 .0784 .1261 .1852
$250 .0000 .0007 .0038 .0097 .0183 .0434 .0780 .1207 .1706
52 $120 .0000 .0006 .0033 .0086 .0165 .0399 .0743 .1213 .1800
$250 .0000 .0006 .0033 .0087 .0166 .0401 .0731 .1143 .1629
53 $120 .0000 .0005 .0029 .0076 .0148 .0368 .0703 .1166 .1748
$250 .0000 .0005 .0029 .0077 .0149 .0370 .0683 .1080 .1553
54 $120 .0000 .0004 .0025 .0067 .0133 .0338 .0664 .1120 .1698
$250 .0000 .0004 .0025 .0067 .0134 .0339 .0636 .1017 .1479
55 $120 .0000 .0003 .0021 .0058 .0118 .0311 .0627 .1075 .1649
$250 .0000 .0003 .0021 .0059 .0119 .0309 .0590 .0956 .1408
56 $120 .0000 .0003 .0018 .0050 .0104 .0285 .0591 .1031 .1602
$250 .0000 .0003 .0018 .0051 .0105 .0280 .0545 .0896 .1341
57 $120 .0000 .0002 .0015 .0043 .0091 .0261 .0556 .0988 .1555
$250 .0000 .0002 .0015 .0044 .0092 .0252 .0501 .0838 .1276
58 $120 .0000 .0002 .0012 .0037 .0079 .0238 .0522 .0946 .1510
$250 .0000 .0002 .0012 .0037 .0080 .0226 .0458 .0784 .1212
$500 .0000 .0002 .0012 .0037 .0080 .0227 .0459 .0778 .1181
59 $120 .0000 .0001 .0010 .0031 .0068 .0216 .0490 .0906 .1466
$250 .0000 .0001 .0010 .0031 .0068 .0201 .0417 .0731 .1151
$500 .0000 .0001 .0010 .0031 .0069 .0201 .0417 .0720 .1109
60 $120 .0000 .0001 .0008 .0025 .0059 .0196 .0458 .0866 .1423
$250 .0000 .0001 .0008 .0026 .0058 .0177 .0379 .0681 .1091
$500 .0000 .0001 .0008 .0026 .0058 .0177 .0377 .0663 .1038
61 $120 .0000 .0001 .0006 .0021 .0050 .0177 .0428 .0828 .1381
$250 .0000 .0001 .0006 .0021 .0049 .0154 .0342 .0632 .1032
$500 .0000 .0001 .0006 .0021 .0049 .0155 .0338 .0608 .0969
62 $120 .0000 .0000 .0005 .0017 .0042 .0159 .0399 .0791 .1340
$250 .0000 .0001 .0005 .0017 .0040 .0133 .0308 .0585 .0974
$500 .0000 .0001 .0005 .0017 .0040 .0134 .0301 .0555 .0901
63 $120 .0000 .0000 .0003 .0013 .0035 .0142 .0371 .0755 .1300
$250 .0000 .0000 .0004 .0013 .0033 .0115 .0276 .0540 .0919
$500 .0000 .0000 .0004 .0013 .0033 .0114 .0266 .0504 .0836
64 $120 .0000 .0000 .0003 .0010 .0029 .0126 .0344 .0719 .1261
$250 .0000 .0000 .0003 .0010 .0026 .0097 .0246 .0497 .0864
$500 .0000 .0000 .0003 .0010 .0026 .0096 .0233 .0454 .0772
$1,000 .0000 .0000 .0003 .0010 .0026 .0096 .0233 .0455 .0769
65 $120 .0000 .0000 .0002 .0008 .0024 .0111 .0319 .0686 .1224
$250 .0000 .0000 .0002 .0008 .0020 .0082 .0218 .0455 .0812
$500 .0000 .0000 .0002 .0008 .0020 .0080 .0202 .0407 .0710
$1,000 .0000 .0000 .0002 .0008 .0021 .0080 .0202 .0407 .0706
66 $120 .0000 .0000 .0001 .0006 .0019 .0098 .0295 .0653 .1188
$250 .0000 .0000 .0001 .0006 .0016 .0068 .0191 .0415 .0761
$500 .0000 .0000 .0001 .0006 .0016 .0065 .0173 .0363 .0651
$1,000 .0000 .0000 .0001 .0006 .0016 .0065 .0173 .0361 .0644
67 $120 .0000 .0000 .0001 .0005 .0016 .0086 .0272 .0621 .1152
$250 .0000 .0000 .0001 .0004 .0012 .0056 .0166 .0377 .0711
$500 .0000 .0000 .0001 .0004 .0011 .0052 .0146 .0320 .0593
$1,000 .0000 .0000 .0001 .0004 .0012 .0052 .0146 .0317 .0584
68 $120 .0000 .0000 .0001 .0003 .0012 .0075 .0250 .0591 .1118
$250 .0000 .0000 .0001 .0003 .0008 .0045 .0144 .0341 .0664
$500 .0000 .0000 .0001 .0003 .0008 .0040 .0122 .0280 .0538
$1,000 .0000 .0000 .0001 .0003 .0008 .0040 .0121 .0276 .0526
69 $120 .0000 .0000 .0000 .0002 .0009 .0064 .0229 .0561 .1086
$250 .0000 .0000 .0000 .0002 .0006 .0036 .0123 .0306 .0617
$500 .0000 .0000 .0000 .0002 .0006 .0030 .0100 .0243 .0485
$1,000 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0237 .0470
70 $120 .0000 .0000 .0000 .0002 .0007 .0055 .0210 .0533 .1054
$250 .0000 .0000 .0000 .0001 .0004 .0028 .0104 .0274 .0573
$500 .0000 .0000 .0000 .0001 .0004 .0022 .0080 .0207 .0433
$1,000 .0000 .0000 .0000 .0001 .0004 .0022 .0078 .0200 .0416
71 $120 .0000 .0000 .0000 .0001 .0005 .0047 .0191 .0506 .1023
$250 .0000 .0000 .0000 .0001 .0002 .0021 .0086 .0242 .0529
$500 .0000 .0000 .0000 .0000 .0002 .0015 .0062 .0174 .0383
$1,000 .0000 .0000 .0000 .0000 .0002 .0015 .0060 .0166 .0363
72 $120 .0000 .0000 .0000 .0001 .0004 .0040 .0174 .0480 .0994
$250 .0000 .0000 .0000 .0000 .0001 .0015 .0071 .0214 .0489
$500 .0000 .0000 .0000 .0000 .0001 .0010 .0047 .0144 .0337
$1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0135 .0315
73 $120 .0000 .0000 .0000 .0000 .0003 .0033 .0159 .0457 .0968
$250 .0000 .0000 .0000 .0000 .0001 .0011 .0058 .0189 .0452
$500 .0000 .0000 .0000 .0000 .0001 .0006 .0035 .0118 .0295
$1,000 .0000 .0000 .0000 .0000 .0000 .0006 .0032 .0108 .0270
74 $120 .0000 .0000 .0000 .0000 .0002 .0030 .0150 .0443 .0952
$250 .0000 .0000 .0000 .0000 .0001 .0009 .0050 .0173 .0429
$500 .0000 .0000 .0000 .0000 .0000 .0004 .0028 .0103 .0269
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0091 .0242

*Single Loss Limit values are expressed in thousands of dollars.

[]

© Washington State Code Reviser's Office