Effective Date of Rule: Thirty-one days after filing.
Purpose: This new rule provides clarity and improves the efficiency of claims handling in Washington for consumers and insurers.
Citation of Existing Rules Affected by this Order: Amending WAC 284-30-393.
Statutory Authority for Adoption: RCW 48.02.060.
Adopted under notice filed as WSR 11-09-027 on April 14, 2011.
A final cost-benefit analysis is available by contacting Kacy Scott, P.O. Box 40258, Olympia, WA 98504-0258, phone (360) 725-7041, fax (360) 586-3109, e-mail email@example.com.
Number of Sections Adopted in Order to Comply with Federal Statute: New 0, Amended 0, Repealed 0; Federal Rules or Standards: New 0, Amended 0, Repealed 0; or Recently Enacted State Statutes: New 0, Amended 0, Repealed 0.
Number of Sections Adopted at Request of a Nongovernmental Entity: New 0, Amended 1, Repealed 0.
Number of Sections Adopted on the Agency's Own Initiative: New 0, Amended 0, Repealed 0.
Number of Sections Adopted in Order to Clarify, Streamline, or Reform Agency Procedures: New 0, Amended 0, Repealed 0.
Number of Sections Adopted Using Negotiated Rule Making: New 0, Amended 0, Repealed 0; Pilot Rule Making: New 0, Amended 0, Repealed 0; or Other Alternative Rule Making: New 0, Amended 1, Repealed 0.
Date Adopted: June 7, 2011.
AMENDATORY SECTION(Amending Matter No. R 2007-08, filed 5/20/09, effective 8/21/09)
WAC 284-30-393 Insurer must include an insured's deductible in its subrogation demands. The insurer must include the insured's deductible, if any, in its subrogation demands. ((
Subrogation)) Any recoveries must be allocated
first to the insured for any deductible(s) incurred in the
loss, less applicable comparable fault. Deductions for
expenses must not be made from the deductible recovery unless
an outside attorney is retained to collect the recovery. The
deduction may then be made only as a pro rata share of the
allocated loss adjustment expense. The insurer must keep its
insured regularly informed of its efforts related to the
progress of subrogation claims. "Regularly informed" means
that the insurer must contact its insured within sixty days
after the start of the subrogation process, and no less
frequently than every one hundred eighty days until the
insured's interest is resolved.
[Statutory Authority: RCW 48.02.060 and 48.30.010. 09-11-129 (Matter No. R 2007-08), § 284-30-393, filed 5/20/09, effective 8/21/09.]