WSR 13-07-059

PROPOSED RULES

DEPARTMENT OF

LABOR AND INDUSTRIES

[ Filed March 19, 2013, 8:55 a.m. ]

     Original Notice.

     Preproposal statement of inquiry was filed as WSR 13-03-124.

     Title of Rule and Other Identifying Information: Chapter 296-17 WAC, General reporting rules, audit and recordkeeping, rates and rating system for Washington workers' compensation insurance; chapter 296-17A WAC, Classifications for Washington workers' compensation insurance; and chapter 296-17B WAC, Retrospective rating for workers' compensation insurance.

     Hearing Location(s): Labor and Industries Building, Room S117, 7273 Linderson Way S.W., Tumwater, WA 98501, on May 8, 2013, at 1:00 p.m.

     Date of Intended Adoption: May 21, 2013.

     Submit Written Comments to: JoAnne Attwood, P.O. Box 44148, Olympia, WA 98504-4148, e-mail Joanne.attwood@lni.wa.gov, fax (360) 902-4799, by May 8, 2013, 5:00 p.m.

     Assistance for Persons with Disabilities: Contact office of information and assistance by May 6, 2013, TTY (360) 902-5797.

     Purpose of the Proposal and Its Anticipated Effects, Including Any Changes in Existing Rules: WAC 296-17-31003 No-fault insurance, 296-17-31004 (1), (2) Coverage requirements, 296-17-31005 Employer/employee relationship, 296-17-31007 Owner coverage, 296-17-31008 Notification requirements, 296-17-31017(4) Multiple classifications, 296-17-310171 How to report hours for employees supporting multiple business operations, 296-17-31025 Change in business operations, 296-17-31026 Reporting multiple business operations, 296-17-31029 Insurance principles, 296-17-870(11) Evaluation of actual losses, 296-17-87301 Definitions, 296-17A-0217, concrete flatwork, 296-17A-0510, Wood frame building: Construction or alterations N.O.C., 296-17A-0516, 00, 01, 02, building repair, remodeling and carpentry, 296-17A-1101, 06, delivery by retail and wholesale stores, 296-17A-1102, 02, 04, interstate, Intrastate trucking, 296-17A-1305, Television cable companies: All other employees, 296-17A-3402, 28, heat treating metal, 296-17A-3405, Precision machined parts and products N.O.C.: Manufacturing, 296-17A-4501, Radio or television broadcasting companies - field employees N.O.C., 296-17A-4502, Radio, television, recording, video production, and cable service providers; all other, 296-17A-5001, 05, Firewood cutting, 296-17A-5005, Logging: Mechanized operations, 296-17A-5301, employment agencies, 296-17A-6207, carnivals, and 296-17B-920 Hazard Group 2 tables.

     This rule making is needed to correct text and reference errors, format for better readability, update language to reflect technology changes, and make classification instructions and/or definitions clearer.

     Reasons Supporting Proposal: Corrections and clarifications must be made to correct errors and clarify rules so that employers can better understand and comply with the classification system.

     Statutory Authority for Adoption: RCW 51.04.020 and 51.16.035.

     Statute Being Implemented: RCW 51.16.035.

     Rule is not necessitated by federal law, federal or state court decision.

     Name of Proponent: Department of labor and industries, governmental.

     Name of Agency Personnel Responsible for Drafting: JoAnne Attwood, Tumwater, Washington, (360) 902-4777; Implementation: Les Hargrave, Tumwater, Washington, (360) 902-4298; and Enforcement: Victoria Kennedy, Tumwater, Washington, (360) 902-4997.

     No small business economic impact statement has been prepared under chapter 19.85 RCW. The agency is exempt from conducting a small business economic impact statement since the proposed rules set or adjust fees or rates pursuant to legislative standards described in RCW 34.05.310 (4)(f) and do not change current coverage options for employers and workers.

     A cost-benefit analysis is not required under RCW 34.05.328. Since the proposed rules do not change any existing coverage options for employers or workers and adjust fees pursuant to legislative standards, they are exempted by RCW 34.05.328 (5)(b)(vi) from the requirement for a cost-benefit analysis.

March 19, 2013

Joel Sacks

Director

OTS-5304.1


AMENDATORY SECTION(Amending WSR 98-18-042, filed 8/28/98, effective 10/1/98)

WAC 296-17-31003   No-fault insurance.   What is a workers' compensation insurance program? Workers' compensation insurance is a no-fault insurance program that eliminates blame to either party for workplace injuries or illnesses. The ((principle)) principal features include:


Wage and medical benefits to employees who suffer on-the-job injuries or illnesses; and
Immunity from lawsuits for employers as a result of workplace injuries or illnesses suffered by their employees.

[Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-31003, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 04-20-023, filed 9/28/04, effective 11/1/04)

WAC 296-17-31004   Coverage requirements.   (1) I own a business. Am I required to have workers' compensation insurance coverage for my employees? Nearly every employer doing business in the state of Washington is required to have workers' compensation insurance for his/her employees. Washington law (RCW 51.12.020) does exempt certain types of employment from coverage. ((A copy of this law can be found in Appendix A of the workers' compensation manual.)) If you employ only individuals who are excluded from mandatory workers' compensation insurance coverage, you are not required to have workers' compensation insurance coverage.

     (2) I hire contractors to perform work for me. Do I need to be concerned about premiums on their work? Yes. There are two ways you may be liable for premiums on the work they do.

     First, they may be "workers" for whom you are required to report and pay premiums. The law defines worker to include both your employees and independent contractors you hire, when the essence of the contract is personal labor. See RCW 51.08.070, 51.08.180, 51.08.181, and 51.08.195 for more guidance about when independent contractors will be considered workers.

     Second, the Industrial Insurance Act imposes premium liability on anyone who contracts with another to have work performed. Even if the contractor you hire is not your worker (for example, if the contractor uses one or more workers on the job), you could be liable for their premiums if they fail to pay.

     (3) Is there any way for me to protect myself from being held liable for premiums owed by construction contractors I hire? Yes, if you are a registered construction contractor or licensed electrical contractor, and you hire a registered construction contractor or a licensed electrical contractor to do construction work that requires licensing or registration, you can protect yourself from being found liable for the premiums on the work that contractor does for you if:

     (a) They have a principal place of business eligible for IRS deduction;

     (b) They keep books and records that reflect all items of income and all expenses of the business; and

     (c) You have verified that they have an industrial insurance account in good standing, or are a self-insured employer approved by the department.

     (4) What does "in good standing" mean? For someone's account to be in good standing, they must:

     (a) Be registered with the department of labor and industries for industrial insurance coverage with the state fund;

     (b) Have a certificate of coverage, also known as a liability certificate, that has not been revoked or canceled;

     (c) Have submitted all reports and supplements required by the department within the past year; and

     (d) Be current with all payments due to the state fund, or are current with an approved written payment agreement with the department regarding all unpaid amounts due the state fund.

     (5) How do I know that someone's account is considered to be "in good standing"? You can find out whether someone's account is in good standing by visiting the department's web site or calling your account manager. If the account is in good standing, we will give you a confirmation number you can keep as proof that you verified their status.

     (6) I use the same subcontractors over and over. Do I have to verify that they have an industrial insurance account in good standing every time I use them? No. In RCW 51.12.070 protection for construction contractors only requires that you have confirmed a subcontractor's account within a year prior to letting a contract. When you check out your subcontractors on the department's web site or by calling your account manager, a confirmation number will be provided as proof you checked them out. This confirmation number is valid for one year from the time it is issued.

     If you are notified by the department of labor and industries that a subcontractor's account is no longer in good standing, you may be liable for their industrial insurance premiums from the date of notification forward.

     (7) Can I, as a construction contractor, be held liable if I verify that the accounts of construction contractors I hire are in good standing, but they fail to confirm the accounts of the construction subcontractors they hire? No. If you make sure you and your construction subcontractors meet the requirements of RCW 51.12.070, you cannot be held liable if they fail to make sure their construction subcontractors meet the requirements.

[Statutory Authority: 2004 c 243, RCW 51.04.020 and 51.16.035. 04-20-023, § 296-17-31004, filed 9/28/04, effective 11/1/04. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-31004, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 98-18-042, filed 8/28/98, effective 10/1/98)

WAC 296-17-31005   Employer/employee relationship.   How do I determine if I am an employer? Chances are that if you employ one or more individuals to work for you, you are probably an employer. RCW 51.08.070, 51.08.180 and 51.08.195 all define the employer/employee relationship. These laws present the conditions that must exist before an exception or an independent contractor status can be recognized. ((Copies of these laws can be found in Appendix A of the workers' compensation underwriting manual.)) You may find information online at www.lni.wa.gov or you may call one of our offices and a representative will help you determine if you are an employer. We are listed in the government pages of your local telephone directory, or you can call our underwriting section at ((())360(()))-902-4817 for assistance.

[Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-31005, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 03-23-025, filed 11/12/03, effective 1/1/04)

WAC 296-17-31007   Owner coverage.   (1) As a business owner, can I buy workers' compensation insurance to cover myself?

     Yes. If you are a sole proprietor, partner, corporate officer, or member of a limited liability company you may not be required to have industrial insurance coverage as provided in RCW 51.12.020. In these instances, you can still obtain workers' compensation coverage from us. We refer to this coverage as optional coverage since as the owner/officer, you are not required to have this insurance. Because owner insurance coverage is optional, you must meet certain conditions and requirements which are detailed on the application for owner/officer optional coverage. These requirements include:


Completing an application for optional owner/officer coverage;
Reporting owner/officer hours in the classification assigned to your business that is applicable to the work being performed by the owner/officer;
Submitting a supplemental report which lists the name of each covered owner/officer; and
Reporting four hundred eighty hours or actual hours worked each quarter for each covered owner/officer and in the applicable workers' compensation classification code.

     (2) When will my owner/officer coverage become effective?

     Your coverage will become effective upon receipt of your application in the department in writing or by fax unless you indicate a future date. However, no such person or beneficiaries thereof shall be entitled to benefits unless the date of injury were the next day or later after coverage was elected. We will not make coverage effective on a date prior to our receipt of your completed application for owner/officer coverage.

     (3) Where can I obtain an application for owner/officer coverage?

     To obtain a copy of this application, go to http://www.lni.wa.gov/FormPub or contact your local labor and industries office. We are listed in the government pages of your local directory or you can call our underwriting section at ((())360(()))-902-4817.

[Statutory Authority: RCW 51.04.020, 51.16.035, and 51.12.120. 03-23-025, § 296-17-31007, filed 11/12/03, effective 1/1/04. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, § 296-17-31007, filed 11/29/99, effective 12/31/99. Statutory Authority: RCW 51.16.035. 99-18-068, § 296-17-31007, filed 8/31/99, effective 10/1/99; 98-18-042, § 296-17-31007, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 98-18-042, filed 8/28/98, effective 10/1/98)

WAC 296-17-31008   Notification requirements.   (1) Will you notify me when you have opened my workers' compensation insurance account?

     Yes, we will notify you when we have opened your workers' compensation insurance account.

     (2) Will you contact me if you need additional information about my business?

     Yes, we will contact you if we need additional information to classify your business or establish your workers' compensation insurance account.

     (3) Will you provide me with instructions on how to report and pay premiums to you?

     Yes, we will send you a written notice describing the classification or classifications we have assigned to your business and how to report the worker hours or other exposure of your employees to us. You will receive a rate notice which will detail information about your premium rate and what portions of the rate you may deduct from your employees wages. You should keep these notices with your business records. You can find a copy of a sample rate notice ((can be found in Appendix B of this manual)) at www.lni.wa.gov. If you have questions about your classifications or you need help with reporting instructions, call your account manager.

     (4) Will you notify me if you are going to change a classification assigned to my business?

     Yes, if we need to change the classifications assigned to your business, we will send you a written notice describing the new classifications and when they become effective.

     (5) How do I notify my employees that they are covered by workers' compensation insurance?

     We will send you a certificate of coverage and a packet of information when we open your account. The packet will include some special notices which you are required to post in areas where employees frequently gather. Areas where you might consider posting the special notices include employee break rooms, employee bulletin boards, or areas where time cards are kept. These notices will inform your employees that they are covered for workers' compensation insurance under the Washington state fund and will tell them what they must do if they suffer a workplace injury or illness. The certificate of coverage should be posted in a place visible to the public. This certificate provides confirmation that you have obtained workers' compensation insurance coverage for your employees.

[Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-31008, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 10-10-108, filed 5/4/10, effective 7/1/10)

WAC 296-17-31017   Multiple classifications.   (1) Can I have more than one basic classification assigned to my account?

     Yes, we will assign other classifications to your business when the assignment of another basic classification is required or permitted by the description(s) of the employer's other classification(s).

     Whenever you have more than one classification assigned to your account, you must keep detailed records of the actual time spent by each employee in each classification. An explanation of payroll records you must keep can be found under WAC 296-17-35201. Use of percentages, averages or estimates is not permitted. If you do not have original time card or time book entries to support your reporting, all worker hours in question will be assigned to the highest rated classification applicable to your business operations.

     (2) Are there other circumstances when I can have more than one basic classification assigned to my account?

     Yes, under certain circumstances we will assign more than one basic classification to your account. These circumstances include:

     • The employer is operating a secondary business which includes operations that we do not consider a normal part of that employer's principal business in Washington, or

     • The employer has multiple retail store locations.

     In these instances we will assign additional basic classifications only if all of the following conditions are met:

     • The employer maintains separate payroll records for each business,

     • Different employees work in each business,

     • Each business is separated by structural partitions if they share a common business location,

     • Each business can exist independently of the other, and

     • The classification language of the principal business does not prohibit the assignment of the secondary classification.

     If all of the above five conditions are not met, then the operations of the secondary business will be reported in the highest rated classification that applies to the employer.

     (3) What do you mean by the term "principal business?"

     The principal business is represented by the basic classification assigned to an employer which produces the greatest amount of exposure. The principal business does not include standard exception or general exclusion classifications or operations.

     (4) If my business is assigned a basic classification and a standard exception classification and I have an employee who works in both classifications, can I divide their exposure (hours) between the two classifications on my quarterly report?

     No, you cannot divide an employee's exposure (work hours) between a basic classification and standard exception classification. An explanation of "standard exception classification" is discussed in ((the next section ())WAC 296-17-31018(2)(())). If an employee performs work covered by a basic classification and a standard exception classification, all of their exposure (hours) must be reported in the basic classification applicable to your business. You cannot report the exposure (hours) of any employee in a standard exception classification if they perform duties covered by a basic classification assigned to your business. Refer to WAC 296-17-31018 for a list and explanation of the "exception classifications."

     (5) I have more than one standard exception classification assigned to my business. One of my employees works in more than one of the standard exception classifications. Can I divide their exposure (hours) between two or more standard exception classifications on my quarterly report?

     No, you cannot divide an employee's work hours between two standard exception classifications. You must report all exposure (work hours) in the highest rated standard exception classification applicable to the work being performed.

[Statutory Authority: RCW 51.16.035 and 51.04.020. 10-10-108, § 296-17-31017, filed 5/4/10, effective 7/1/10. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-31017, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 12-11-109, filed 5/22/12, effective 7/1/12)

WAC 296-17-310171   How to report hours for employees supporting multiple business operations.   I have more than one basic classification assigned to my business and I have workers who work in more than one of these classifications. Can I divide their hours between these basic classifications on my quarterly report? Yes, you may divide a worker's hours between basic classifications when:

     • The classification descriptions allow a division of hours; and

     • You maintain records from which the department can determine the hours the worker worked in each classification.

     If the classification descriptions do not allow a division of hours, or if you fail to maintain adequate records, you must report the workers' hours in the highest rated risk classification applicable to your business, unless you can establish that the worker did not work in that classification.

     Example: An employer has the risk classifications and rates shown below:


Risk Class Description Rate
0507 05 Roofing work 5.1370
0510 00 Wood frame building construction 2.9554
0513 00 Interior finish carpentry 1.3821

     If the employer did not maintain records showing in which classes a worker worked, all of the worker's hours must be reported in class 0507.

     If the employer had records that showed the worker only worked in classifications 0510 and 0513, but no further detail, all of the worker's hours must be reported in classification 0510.

     If the employer had records that showed the hours the worker worked in classification 0510 and the hours the worker worked in 0513, the employer may report the worker's hours in both classes.

     I have employees with duties that support more than one basic classification, but I am unable to distinguish their hours between classifications. In what classification(s) do I report these workers' hours? Sometimes employers are unable to divide a worker's hours between two or more classifications because the same work is incidental to more than one classification. You must report these hours in your governing classification. See "What is my governing classification?"

     What is incidental work? Incidental work is any work, unless specifically excluded, that supports the operations described in your classification description(s), but takes place away from where the product or service is produced.

     For example:

     There is no incidental work:

     • At the construction site if the employer is the builder;

     • At the assembly facility if the employer is the manufacturer;

     • In the emergency room if the employer is the hospital;

     • In the kitchen, if the employer is ((in)) the restaurant.

     Incidental work may include:

     • Laundry workers employed by but not working at a hotel;

     • Warehouse workers employed by but not working at a retail store;

     • A technical support team working for but not at a wholesale distributor;

     • Pick-up or delivery work;

     • Travel time.

     What is my governing classification? Your governing classification is the risk classification that describes what we consider your principal business. It is the basic classification assigned to your business with the largest number of worker hours/units reported in the experience rating period as defined by WAC 296-17-850(2). If you're not sure which classification is your governing classification, you should contact your account manager or refer to the expected loss summary in your current experience rating calculation.

     If you're a new business and/or a business not experience rated, a provisional governing classification may be approved by your account manager.

     The following exception classifications cannot be considered governing classifications:

     • 4900

     • 4904

     • 4911

     • 5206

     • 6301

     • 6303

     • 7100

     • 7101

     Example 1: You operate both a motel with classification 4905, and a restaurant with classification 3905. You have an off-site laundry facility that cleans the linens for both the restaurant and for the motel.

     In the sample 2009 expected loss summary shown below, the governing classification is the restaurant classification 3905 with a total of 108,199 units.

     You must report all the laundry worker hours in your governing classification.

Expected Loss Summary


Class Fiscal Year Employee Units Expected Loss Rate Expected Losses Primary Ratio Expected Primary Losses
4905 2005 10,571 .4288 4,532.84 .5790 2,624.51
4905 2006 12,437 .3982 4,952.41 .5790 2,867.45
4905 2007 14,676 .3516 5,160.08 .5790 2,987.69
Class Total 37,684 14,645.33 8,479.65
3905 2005 24,701 .1539 3,801.48 .5980 2,273.29
3905 2006 35,825 .1445 5,176.71 .5980 3,095.67
3905 2007 47,673 .1290 6,149.82 .5980 3,677.59
Class Total 108,199 15,128.01 9,046.55

     Example 2: You are a cabinet manufacturer who also offers installation services to your customers. Your manufacturing operations are under classification 2907 and your employees performing the installation service are under classification 0513. Your expected loss summary confirms you report more hours for manufacturing work in classification 2907 than for installation work in classification 0513. You must report all the delivery work in classification 2907.

     Example 3: You have a floor covering store and also offer installation services to your customers. Your store operations are under classification 6309 and your employees performing the installation service are under classification 0502. Your expected loss summary confirms you report more hours for installation work in classification 0502 than for store operations in classification 6309. You must report all the delivery work in class 0502.

[Statutory Authority: RCW 51.04.020, 51.16.035, and 51.16.100. 12-11-109, § 296-17-310171, filed 5/22/12, effective 7/1/12. Statutory Authority: RCW 51.16.035 and 51.04.020. 10-10-108, § 296-17-310171, filed 5/4/10, effective 7/1/10.]


AMENDATORY SECTION(Amending WSR 04-18-025, filed 8/24/04, effective 10/1/04)

WAC 296-17-31025   Change in business operations.   If I change the type of business I operate, or add a new operation, should I call you? Yes, we rely on you to update us about changes in your business operations. We provide a place on your quarterly premium reports to let us know about any changes you have made. If you need help determining if changes to your account are necessary, you can call your account manager. Depending on the type of change you are making, you may need to complete a new ((master)) business license application. The name and phone number of your account manager can be found on your quarterly premium report or annual rate notice. For your convenience you can call us at 360-902-4817 and we will put you in contact with your assigned account manager.

[Statutory Authority: RCW 51.04.020 and 51.16.035. 04-18-025, § 296-17-31025, filed 8/24/04, effective 10/1/04. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-31025, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 98-18-042, filed 8/28/98, effective 10/1/98)

WAC 296-17-31026   Reporting multiple business operations.   If I have more than one business, can I report them on the same account? The way the businesses are organized will make a difference. Each separate "ownership type" must be classified and reported separately from any other much the same way you must keep each business' financial records separate from any other. Your ((master)) business license application must specify the "ownership type" of your business, such as, sole proprietor, partnership, corporation, etc. If that one ownership type registration is for more than one location of the same business or more than one type of business, you can choose to report all of them on the same account or on separate accounts. However, if you register each as a separate ownership type, you must report them on separate accounts.

[Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-31026, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 98-18-042, filed 8/28/98, effective 10/1/98)

WAC 296-17-31029   Insurance principles.   (1) What insurance principles does the department of labor and industries use when a new classification is developed?

     Those principles are broken down into four major components as follows:


Administration
Equity
Homogeneity
Safety

     A detailed explanation of these principles can be found in subsection (2) of this section.

     (2) What are these principles?


Administration: Recordkeeping requirements must be simple and easy to follow. If our classification system imposed burdensome recordkeeping requirements, most employers would find it difficult to comply. Resolving complaints related to burdensome recordkeeping requirements would be in nobody's interest. The premium rate for your basic classification is based on the average exposure to hazard of all your workers. If our classification system were based upon individual occupations, you would pay a lower rate for your workers whose duties are considered low hazard, but you would pay a higher rate for your workers who have duties that expose them to a greater hazard. The total premium you pay would not be decreased; it would only be redistributed and would require more recordkeeping. Having one basic classification assigned to cover all the operations makes recordkeeping and reporting easier for you.
Statistical credibility or equity: By monitoring our classification plan, we ensure that enough hours are reported in each classification to provide a meaningful statistical base. A large enough statistical base helps avoid sudden large increases or decreases in rates and keeps them at the lowest possible level. We refer to this as statistical credibility. Classifications must also be responsive to change if equity and fairness are to be achieved. Our classification plan is in a constant state of evolution. In the early 1970s we had approximately 45 classifications. Today we have over 300 main classifications and approximately 1,000 subclassification codes to track losses. In some industries, the evolution is gradual, and no change to the classification itself is needed. We recognize that the wording used to describe a classification may not have kept up with changes in an industry. However, as the industry conditions evolve because of modern equipment, new processes or materials, or changes in employment laws and safety standards, so does the experience upon which the rate is based. In other words, the changes in the experience which ((is)) are used to develop premium rates reflect new developments in processes, equipment, and technology even though the wording in the classification is unchanged. We strive to keep our classification language current. Although it would be easy to just change the classification wording as we encounter changes in an industry, Washington law requires that we conduct public hearings before we make official changes to the rule. We do this as a public safeguard and to involve business in the change process. As technologies change or new industries develop, we receive requests from industry representatives for new classifications or for determination of proper classification assignments for the new processes. We will evaluate the request and determine if there is a large enough group of employers to justify a new classification. Any classification must produce enough premium to cover losses. In addition, as specific industries become obsolete or certain processes are no longer in use we will discontinue the classifications that covered them.
Homogeneity: Although it is rare that any two businesses are identical, our classification plan recognizes that similar businesses have similar exposures to occupational injury and disease. Employers with similar operations and exposures are grouped together so each classification includes common exposures and carries a rate that reflects those exposures. This method of grouping homogenous risks ensures that the overall cost of the workers' compensation system is distributed fairly among the businesses we insure. Classifications must also be mutually exclusive. Our classifications are clearly defined so that each type of business or industry fits in only one basic classification.
Workplace safety and accident prevention: By classifying employers by the nature of their business, each industry can take responsibility for controlling its own workers' compensation costs. Employers may belong to a trade association, which usually offers safety or risk management services. If such services result in fewer and less costly accidents, that improved experience will tend to lower the base rates for that industry. If our classification system were based upon the occupations or duties of employees, the success of a single industry's safety or risk management program would have little impact on its premium costs.

     Example: Many retail grocery stores employ meat cutters. If grocery stores wanted to reduce the frequency of injury to their meat cutters they could develop a safety plan that focused on proper meat handling, lifting, and cutting. Assuming the safety program was successful and reduced the cost associated with meat cutter claims, the rate for grocery stores would go down. If, on the other hand, all meat cutters, such as those who work for restaurants, grocery stores, or slaughter houses, reported in a single meat cutter classification, it is doubtful that the grocery stores' safety program would have any impact on the premium rates since grocery stores' meat cutters would represent only a small portion of a meat cutter classification.

[Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-31029, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 11-24-026, filed 12/1/11, effective 1/1/12)

WAC 296-17-870   Evaluation of actual losses.   (1) Except as provided in subsections (3) through (12) of this section, the actual losses for claims with a date of injury during the experience period will be evaluated on the "valuation date." Losses on claims occurring outside the experience period will not be included. The actual losses for closed claims must include:

     (a) Accident and medical aid payments; and

     (b) Pension reserve amounts paid by the accident fund; and

     (c) Accident and medical aid benefits or payments that are scheduled to be paid; and

     (d) Reserve for other accident and medical aid benefits accessible by the worker while the claim is closed.

     The actual losses for claims that are open may, in addition, also include a reserve for future payments. Actual losses do not include wage subsidies or reimbursements paid by the stay-at-work program.

     (2) Valuation date. The valuation date shall be June 1, seven months immediately preceding the effective date of premium rates.

     (3) Retroactive adjustments - Revision of losses between valuation dates. No claim value shall be revised between valuation dates and no retroactive adjustment of an experience modification shall be made because of disputation concerning the judgment of the claims examiner or because of subsequent developments except as specifically provided in the following cases:

     (a) In cases where loss values are included or excluded through mistake other than error of judgment.

     (b) In cases where a third party recovery is made, subject to subsection (5)(a) of this section.

     (c) In cases where the claim qualifies as a second injury claim under the provisions of RCW 51.16.120.

     (d) In cases where a claim, which was previously evaluated as a compensable claim, is closed and is determined to be noncompensable (ineligible for benefits other than medical treatment).

     (e) In cases where a claim is closed and is determined to be ineligible for any benefits.

     In the above specified cases retroactive adjustment of the experience modification shall be made for each rating in which the claim was included. Retroactive adjustments will not be made for rating periods more than ten years prior to the date on which the claim status was changed.

     (4) Average death value. Each fatality occurring to a worker included within the mandatory or elective coverage of Title 51 RCW shall be assigned the "average death value." The "average death value" shall be the average incurred cost for all such fatalities occurring during the experience period. The average death value is set forth in WAC 296-17-880 (Table II).

     (5) Third-party recovery - Effect on experience modification.

     (a) For claims with injury dates prior to July 1, 1994, a potential claim cost recovery from action against a third party, either by the injured worker or by the department, shall not be considered in the evaluation of actual losses until such time as the third-party action has been completed. If a third-party recovery is made after a claim had previously been used in an experience modification calculation, the experience modification shall be retroactively adjusted. The department shall compute a percentage recovery by dividing the current valuation of the claim into the amount recovered or recoverable as of the recovery date, and shall reduce both primary and excess losses previously used in the experience modification calculation by that percentage.

     (b) For claims with injury dates on or after July 1, 1994, if the department determines that there is a reasonable potential of recovery from an action against a third party, both primary and excess values of the claim shall be reduced by fifty percent for purposes of experience modification calculation, until such time as the third-party action has been completed. This calculation shall not be retroactively adjusted, regardless of the final outcome of the third-party action. After a third-party recovery is made, the actual percentage recovery shall be applied to future experience modification calculations.

     (c) For third-party actions completed before July 1, 1996, the claim shall be credited with the department's net share of the recovery, after deducting attorney fees and costs. For third-party actions completed on or after July 1, 1996, the claim shall be credited with the department's gross share of the recovery, before deducting attorney fees and costs.

     (d) Definitions:

     (i) As used in this section, "recovery date" means the date the money is received at the department or the date the order confirming the distribution of the recovery becomes final, whichever comes first.

     (ii) As used in this section, "recoverable" means any amount due as of the recovery date and/or any amount available to offset case reserved future benefits.

     (6) Second injury claims. The primary and excess values of any claim which becomes eligible for second injury relief under the provisions of RCW 51.16.120, as now or hereafter amended, shall be reduced by the percentage of relief granted.

     (7) Occupational disease claims. When a claim results from an employee's exposure to an occupational disease hazard, the "date of injury," for the purpose of experience rating, will be the date the disability was diagnosed and that gave rise to the filing of a claim for benefits. The cost of any occupational disease claim, paid from the accident fund and medical aid fund and arising from exposure to the disease hazard under two or more employers, shall be prorated to each period of employment involving exposure to the hazard. Each insured employer who had employed the claimant during the experience period, and for at least ten percent of the claimant's exposure to the hazard, shall be charged for his/her share of the claim based upon the prorated costs.

     (8) Maximum claim value. No claim shall enter an employer's experience record at a value greater than the "maximum claim value." The maximum claim value is set forth in WAC 296-17-880 (Table II).

     (9) Catastrophic losses. Whenever a single accident results in the deaths or total permanent disability of three or more workers employed by the same employer, costs charged to the employer's experience shall be limited as required by RCW 51.16.130.

     (10) Acts of terrorism. Whenever any worker insured with the state fund sustains an injury or occupational disease as a result of an incident certified to be an act of terrorism under the U.S. Terrorism Risk Insurance Act of 2002, the costs of the resulting claim shall be excluded from the experience rating computation of the worker's employer.

     (11) Claims filed by preferred workers. The costs of subsequent claims filed by certified preferred workers will not be included in experience calculations, as provided in WAC ((296-16-010)) 296-16-150.

     (12) Life and rescue phase of emergencies: This provision applies to "emergency workers" of nongovernmental employers assigned to report in classification 7205 (WAC 296-17A-7205) who assist in a life and rescue phase of a state or local emergency (disaster). The life and rescue phase of an emergency is defined in RCW 51.16.130(3) as being the first seventy-two hours after a natural or man-made disaster has occurred. For an employer to qualify for this special experience rating relief, a state or local official such as, but not limited to, the governor; a county executive; a mayor; a fire marshal; a sheriff or police chief must declare an emergency and must request help from private sector employers to assist in locating and rescuing survivors. This special relief is only applicable to nongovernmental employers during this initial seventy-two hour phase of the declared emergency unless the emergency has been extended by the official who declared the emergency. The cost of injuries or occupational disease claims filed by employees of nongovernmental employers assisting in the life and rescue phase of a declared emergency will not be charged to the experience record of the nongovernmental state fund employer.

[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). 11-24-026, § 296-17-870, filed 12/1/11, effective 1/1/12. Statutory Authority: RCW 51.16.035, 51.16.100, and Title 51 RCW. 09-16-109, § 296-17-870, filed 8/4/09, effective 10/1/09. Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). 08-24-074, § 296-17-870, filed 12/1/08, effective 1/1/09. Statutory Authority: RCW 51.06.035, 51.08.010, 51.04.020. 07-12-045, § 296-17-870, filed 5/31/07, effective 7/1/07. Statutory Authority: RCW 51.16.035, 51.16.100. 05-23-161, § 296-17-870, filed 11/22/05, effective 1/1/06. Statutory Authority: RCW 51.16.035 and 51.04.020. 04-10-045, § 296-17-870, filed 4/30/04, effective 6/1/04. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, § 296-17-870, filed 12/1/03, effective 1/1/04. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-870, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-870, filed 5/31/96, effective 7/1/96. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 90-13-018, § 296-17-870, filed 6/8/90, effective 7/9/90; 89-24-051 (Order 89-22), § 296-17-870, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), § 296-17-870, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 88-16-012 (Order 88-12), § 296-17-870 filed 7/22/88, effective 1/1/89; 81-24-042 (Order 81-30), § 296-17-870, filed 11/30/81, effective 1/1/82. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), § 296-17-870, filed 11/27/78, effective 1/1/79; Order 75-38, § 296-17-870, filed 11/24/75, effective 1/1/76; Order 74-40, § 296-17-870, filed 11/27/74, effective 1/1/75; Order 73-22, § 296-17-870, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 90-20-092, filed 10/1/90, effective 11/1/90)

WAC 296-17-87301   Definitions.   The definitions in this section shall apply throughout WAC 296-17-873 through ((296-17-87308)) 296-17-87306.

     (1) "Entity" means an individual, partnership, corporation, unincorporated association, or fiduciary operation (e.g. trust, receivership, or estate of deceased individual).

     (2) "Majority interest" means more than fifty percent ownership in the firm (business). If the owners of the firm (business) are a partnership, majority interest means more than fifty percent of the general partners' ownership in the firm (business). Majority interest in a partnership shall be determined in proportion to the general partners' ownership of the firm (business). For example, in a three-way partnership ... partner A owns twenty percent of the business, partner B owns twenty percent of the business, and partner C owns sixty percent of the business ... if partner A sold his/her share of the business, a majority interest still exists as partners B and C retain a majority interest (eighty percent) in the firm (business). Limited partners shall not be considered to have an ownership interest for purpose of these rules.

     (3) "Joint venture" means a combination of two or more entities, entered into for the purpose of carrying to completion a specified job of limited duration.

     (4) "Employee leasing entity" means a firm (business) which provides workers on a long-term basis to another firm.

[Statutory Authority: RCW 51.04.020(1) and 51.16.035. 90-20-092, § 296-17-87301, filed 10/1/90, effective 11/1/90; 89-24-051 (Order 89-22), § 296-17-87301, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), § 296-17-87301, filed 11/30/79, effective 1/1/80.]

OTS-5302.1


AMENDATORY SECTION(Amending WSR 12-11-109, filed 5/22/12, effective 7/1/12)

WAC 296-17A-0217   Classification 0217.  


0217-00 Concrete flatwork - Construction and/or repair: N.O.C.

     Applies to contractors engaged in the construction and/or repair of concrete flatwork not covered by another classification (N.O.C.) such as, but not limited to, walkways, pathways, fences, and curbing. Work in this classification includes the set-up and tear down of forms, placement of reinforcing steel and wire mesh, and the pouring and finishing of concrete.

     This classification excludes land clearing and excavation which is to be reported separately in classification 0101; concrete work performed on or in connection with highway, street, or roadway projects including sidewalks, curbs, gutters, median or retaining walls, sawing, drilling, or cutting operations which is to be reported separately in classification 0214; ((and)) concrete work contained within a concrete, masonry, iron or steel frame building or structure such as the foundation, floor slabs, precast or poured in place bearing floors or wall panels, columns, pillars, metal erection or any other portion of the building or structure itself which is to be reported separately in classification 0518; and the installation of preformed concrete or stone pavers which is to be reported separately in classification 0302.


0217-01 Concrete foundation and flatwork construction and repair: Wood structural buildings

     Applies to contractors engaged in the construction and/or repair of concrete foundation and flatwork for wood structural buildings not to exceed three stories in height. This classification includes the set-up and tear down of forms, placement of reinforcing steel and wire mesh, pouring, and finishing of concrete footings, stem walls, floor pads, cellar or basement floors, garage floors, swimming pools and ponds. This includes incidental concrete work such as walkways or driveways when performed by a foundation contractor.

     This classification excludes land clearing and excavation which is to be reported separately in classification 0101; concrete work performed on or in connection with highway, street, or roadway projects including sidewalks, curbs, gutters, median or retaining walls, sawing, drilling, or cutting operations as part of the roadway which is to be reported separately in classification 0214; concrete landscape curbing which is included in classification 0301-08; ((and)) concrete work contained within a concrete, masonry, iron or steel frame building or structure such as the foundation, floor slabs, precast or poured in place bearing floors or wall panels, columns, pillars, metal erection or any other portion of the building or structure itself which is to be reported separately in classification 0518; and the installation of preformed concrete or stone pavers which is to be reported separately in classification 0302.


0217-02 Concrete sawing, drilling and cutting, N.O.C.

     Applies to contractors engaged in concrete sawing, drilling and cutting not covered by another classification (N.O.C.), including repairs. Work contemplated by this classification includes concrete sawing, drilling and cutting operations in connection with wood frame and nonwood frame buildings or structures, including flatwork, which may or may not be part of the building structure, such as, but not limited to, foundations, walkways, driveways, patios and swimming pools which may or may not be part of the building or structure. Activities include, but are not limited to, the sawing, cutting and drilling for ventilation boxes in the footings or stem walls, cutting out for windows or door ways, preparing to mount brackets for stairways or interior bearing walls, cutting interior walls as part of a building renovation project, cutting out for electrical and switch boxes, and repairing defective areas.

     This classification excludes concrete sawing, drilling, and cutting operations performed on or in connection with highway, street, or roadway projects including sidewalks, curbs, gutters, median or retaining walls as part of roadways which are to be reported separately in classification 0214; bridge construction which is to be reported separately in classification 0201; and new dam construction which is to be reported separately in classification 0701.

[Statutory Authority: RCW 51.04.020, 51.16.035, and 51.16.100. 12-11-109, § 296-17A-0217, filed 5/22/12, effective 7/1/12. 07-01-014, recodified as § 296-17A-0217, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-50915, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-50915, filed 5/31/96, effective 7/1/96.]


AMENDATORY SECTION(Amending WSR 12-11-109, filed 5/22/12, effective 7/1/12)

WAC 296-17A-0510   Classification 0510.  


0510-00 Wood frame building: Construction or alterations, N.O.C.

     Applies to contractors engaged in wood frame building construction or alterations not covered by another classification (N.O.C.). For the purposes of this classification, wood frame building construction means buildings erected exclusively of wood or wood products. This classification includes all building framing activities done in connection with wood frame building construction including:

     • Placement of roof trusses;

     • Sheathing roofs;

     • Installation of exterior building siding;

     • Installation of exterior doors and door frames;

     • Installation of windows, window frames, and skylights when performed by framing workers as part of the framing contract on a wood frame building;

     • Erection of log home shells at customer's location.

     The manufacturing of log homes in a permanent yard which includes peeling the logs, notching the logs with chainsaws, and assembly is to be reported in classification 1003-06.

     This classification excludes all other phases of wood frame building construction not listed as part of the framing activities above such as, but not limited to:

     • Site preparation and excavation (0101);

     • Overhead or underground utilities, asphalt work, or concrete work which is to be reported separately in the applicable classification;

     • New landscape work (0301);

     • Brick work (0302);

     • Stucco work (0303);

     • Plumbing work (0306);

     • HVAC work (0307);

     • Carpet and tile work (0502);

     • Exterior painting (0504);

     • Roof work (0507);

     • Insulation work (0512);

     • Interior finish carpentry - Interior doors, cabinets, fixtures or molding (0513);

     • Installation of garage doors (0514);

     • Installation of sheet metal siding, gutters, and nonstructural sheet metal patio covers/carports (0519);

     • Interior painting (0521);

     • Electrical work (0601); and

     • Wallboard installation, taping or texturing which are to be reported separately in the applicable classifications. For a more thorough description of the activities included and excluded from wood frame building construction, review the Construction Industry Guide.

     Special note: Classification 0510 also includes wood frame building alterations or remodel work when the activity involves building new additions. The term "new additions" is defined as adding on to an existing wood frame building (upwards or outwards) in which the use of structural supports and main bearing beams is required. This is distinguishable from classification 0516 - Building repair or carpentry work that typically does not require the placement of structural supports or main bearing beams. The purpose of classification 0516 is to build or rebuild with nonstructural or bearing beams, or to replace an existing portion (including existing structural and bearing beams) of a wood frame building for appearances or as a result of deterioration to make it appear new again. Care should be exercised as the terminology to build, rebuild, remodel, construct or reconstruct is irrelevant to assignment of classification which should recognize what the project actually involves.

     Guidelines:

     • Altering all or part of an existing wood frame building by adding on new additions - 0510

     • Constructing a new wood frame building that never existed - 0510

     • Remodeling all or part of an existing wood frame building without adding on new additions - 0516

     • Altering all or part of an existing wood garage by adding on new additions - 0510

     • Altering the existing interior of a wood frame building by adding exterior additions - 0510

     • Constructing a new wood garage that never existed - 0510

     • Constructing, altering, or remodeling the interiors of nonwood frame buildings - 0516

     • Constructing a new wood carport or wood shed that never existed - 0510

     • Constructing or replacing a wood deck for any type of nonwood building - 0516

     • Constructing or replacing a wood deck on an existing wood house - 0516

     • Construction of a new wood deck by the framing contractor when a new wood house is being built - 0510

     • Installation of windows, window frames, and skylights when performed by framing workers as part of the framing contract of a wood frame building - 0510

     • Installation of wood or vinyl siding on a new or existing wood frame building - 0510

     • Installation of wood or vinyl siding on a new addition by the remodeling contractor - ((0516-02)) 0510-00

     • Installation of wood or vinyl siding on an existing structure by a remodeling contractor - 0516-00 or 0510-00

     • Rebuilding an existing wood carport or wood shed (all or part) with or without new additions - 0516

     • Remodeling all or part of an existing wood garage without adding on new additions - 0516

     • Remodeling the existing interior of a wood frame building without adding exterior additions - 0516.


0510-99 Wood frame building: Construction or alteration, N.O.C. (only to be assigned by the wood framing specialist)

     Applies to framing contractors who consider themselves to be independent contractors, have no employees, and have not elected owner coverage for themselves.

     The purpose of assigning this classification is to allow the independent contractor the opportunity to be checked for "account in good standing" status for prime contractor liability.

     Special note: Any contractor who hires employees or elects owner coverage is required to report in the applicable construction classification.

[Statutory Authority: RCW 51.04.020, 51.16.035, and 51.16.100. 12-11-109, § 296-17A-0510, filed 5/22/12, effective 7/1/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1). 10-18-024, § 296-17A-0510, filed 8/24/10, effective 10/1/10. Statutory Authority: RCW 51.16.035 and 51.16.100. 07-12-047, § 296-17A-0510, filed 5/31/07, effective 7/1/07. 07-01-014, recodified as § 296-17A-0510, filed 12/8/06, effective 12/8/06. Statutory Authority: 2004 c 243, RCW 51.04.020 and 51.16.035. 04-20-023, § 296-17-52102, filed 9/28/04, effective 11/1/04. Statutory Authority: RCW 51.16.035, 51.04.020. 00-14-052, § 296-17-52102, filed 7/1/00, effective 7/1/00. Statutory Authority: RCW 51.16.035. 99-18-068, § 296-17-52102, filed 8/31/99, effective 10/1/99; 98-18-042, § 296-17-52102, filed 8/28/98, effective 10/1/98. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 93-12-093, § 296-17-52102, filed 5/31/93, effective 7/1/93. Statutory Authority: RCW 51.16.035. 88-12-050 (Order 88-06), § 296-17-52102, filed 5/31/88, effective 7/1/88; 87-12-032 (Order 87-12), § 296-17-52102, filed 5/29/87, effective 7/1/87; 85-24-032 (Order 85-33), § 296-17-52102, filed 11/27/85, effective 1/1/86.]


AMENDATORY SECTION(Amending WSR 09-16-107, filed 8/4/09, effective 1/1/10)

WAC 296-17A-0516   Classification 0516.  


0516-00 Building repair, remodeling and carpentry

     This subcode applies to a firm that chooses to report all construction phases in one classification. This is to simplify recordkeeping.

     Applies to contractors engaged in building repair, remodeling and carpentry work.

     This classification applies to:

     • Remodeling and carpentry-related framing work on concrete, brick and steel buildings.

     • Wood framed building renovation and remodeling projects when the skeleton framework is not being modified or altered.

     Typical projects include, but are not limited to:

     • Interior building demolition ("strip outs") involving only the removal of interior walls, partitions, interior trim, cabinetry, doors, flooring and related construction materials;

     • Converting a room from one use to another, such as a bedroom to a study, or a garage to a family room;

     • Enlarging or reconfiguring a room by removing or adding an interior wall;

     • Upgrading a kitchen or bathroom;

     • Adding structures such as a wooden deck to an existing building, screening a porch, installing a wood patio cover, or assembling sheet metal tool or garden sheds.

     Contractors subject to this classification use a variety of dimensional lumber and wood products, light weight metal studs and plastic and fiber reinforced boards, metal fasteners (nails, screws and bolts), and metal reinforcing or support straps such as joist hangers and post brackets.

     This classification includes:

     • Framing of wood structures with light weight metal studs.

     • Installation of earthquake tie downs on residential buildings.

     • Specialty service providers or contractors engaged in providing general repair services or performing remodeling projects on buildings and structures.

     Contractors who alter, remodel or repair existing structures and have opted to report their construction activities under this single subclassification 0516-00 are not to be assigned any other construction classification with the exception of roof work or roofing which is to be reported separately in classification 0507-05.

     Special note: Businesses assigned to this classification are distinguishable from those assigned to classification 0516-02, in that 0516-02 requires each phase of construction to be reported separately in the appropriate construction classification(s).

     Contractors that build new wood structural additions as part of a remodeling contract must also report each phase separately. They must use classification 0510-00 to report the new framing. All other phases of the construction must be reported separately in the appropriate classification(s) as noted in the text of classification 0516-02.

     Contractors that build new structural additions and also repair and remodel existing structures will be assigned both 0510-00 and 0516-02 in addition to any other appropriate classification. 0516-00 will not be assigned to these employers.

     Subclassifications 0516-00 and 0516-02 cannot be active on an account at the same time.


0516-01 Wood playground equipment: Installation and/or repair

     Applies to contractors engaged in the installation and/or repair of wood playground equipment. Work contemplated by this classification begins after the area of land has been excavated and/or cleared and includes installing wood playground equipment at private residences and in public settings such as, but not limited to, schools, parks, day care centers, churches, and hotels. This classification usually includes a variety of playground equipment comprised of treated wood beams, poles, posts, and a variety of dimensional lumber used in building swings, forts, stationary and swinging bridges, balance beams, climbing towers, slides, and rope and tire walks. Generally, the process involves setting poles or posts with use of a post hole digger, backhoe or tractor equipped with an auger. The poles or posts may be set in concrete. Depending on the piece of equipment being built, use of beams, planks, dimensional lumber, rope, chains, tires, and metal bars or rings, are securely attached with nails, screws, bolts or eye hooks. This classification includes the building of borders surrounding the playground equipment area with beams or railroad ties and the spreading of pea gravel, sand or wood chips underneath the equipment.

     This classification excludes the installation of metal playground equipment which is to be reported separately in classification 0603, and the excavation or clearing of land which is to be reported separately in classification 0101.


0516-02 Building repair, remodeling and carpentry, N.O.C.

     This subcode applies to a firm that chooses to report all construction phases into separate construction classifications.

     Applies to contractors engaged in building repair, remodeling and carpentry work, not covered by another classification (N.O.C.).

     This classification applies to:

     • Remodeling and carpentry-related framing work on the interior of concrete, brick and steel buildings.

     • Wood framed building renovation and remodeling projects when the skeleton framework is not being modified or altered.

     Typical projects include, but are not limited to:

     • Interior building demolition ("strip outs") involving only the removal of interior walls, partitions, interior trim, cabinetry, doors, flooring and related construction materials.

     • Converting a room from one use to another, such as a bedroom to a study, or a garage to a family room.

     • Enlarging or reconfiguring a room by removing or adding an interior wall.

     • Upgrading a kitchen or bathroom.

     • Adding structures such as a wooden deck to an existing building, screening a porch, installing a wood patio cover, or assembling sheet metal tool or garden sheds.

     Contractors subject to this classification use a variety of dimensional lumber and wood products, light weight metal studs and plastic and fiber reinforced boards, metal fasteners (nails, screws and bolts), and metal reinforcing or support straps such as joist hangers and post brackets.

     This classification includes:

     • Framing of wood structures with light weight metal studs.

     • Installation of earthquake tie downs on residential buildings.

     • Specialty service providers or contractors engaged in providing general repair services or performing remodeling projects on buildings and structures.

     Except for interior demolition, framing and drywall which are to be reported in classification 0516-02, each phase must be reported separately in the appropriate classification noted below, but not limited to:

Concrete foundations/slabs 0217
Interior painting 0521
Counter tops 0302/0502
Metal siding/gutters 0519
Drywall 0550/0551
Plumbing 0306
Electrical 0601
Roofing new construction 0507
Roof work includes repairs to trusses, rafters, supports and sheathing 0507
Exterior painting 0504
Wood framing/sheathing/windows/nonmetal siding 0510
Floor coverings 0502
Interior finish carpentry 0513
Window installation (not part of a framing contract) 0511
Insulation 0512
Masonry 0302
Brick 0302

Reference: WAC 296-17-31013 and 296-17-31017.

     Contractors performing remodeling or alteration projects which involve new structural additions must report that activity in classification 0510-00 and any other applicable classification(s) noted above.

     Contractors who alter, remodel or repair existing structures can choose to report all hours in classification 0516-00. This classification excludes roofing or roof work which is to be reported in 0507-05. This method can simplify recordkeeping.

     Special note: Proper reporting in multiple construction classifications requires special care in maintaining required records. If these records have not been maintained as required, all worker hours for which the records were not maintained will be reassigned to the highest rated classification applicable to the work that was performed.


Reference: WAC 296-17-31013.

     Averages, estimates or percentages are not allowed.


Reference: WAC 296-17-31017.

[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and Title 51 RCW. 09-16-107, § 296-17A-0516, filed 8/4/09, effective 1/1/10. 07-01-014, recodified as § 296-17A-0516, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.12.120. 03-23-025, § 296-17-52108, filed 11/12/03, effective 1/1/04. Statutory Authority: RCW 51.16.035. 99-18-068, § 296-17-52108, filed 8/31/99, effective 10/1/99; 98-18-042, § 296-17-52108, filed 8/28/98, effective 10/1/98. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 93-12-093, § 296-17-52108, filed 5/31/93, effective 7/1/93; 89-24-051 (Order 89-22), § 296-17-52108, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035. 88-12-050 (Order 88-06), § 296-17-52108, filed 5/31/88, effective 7/1/88.]


AMENDATORY SECTION(Amending WSR 07-12-047, filed 5/31/07, effective 7/1/07)

WAC 296-17A-1101   Classification 1101.  


1101-04 Automobile delivery or repossessing

     Applies to establishments engaged in delivering or repossessing individual automobiles for others. Generally, a client will contact the service company and arrange for a car to be delivered to a specific destination or request that a car of which they (client) is the legal owner, be repossessed and delivered to a specific location. In either case, a driver, not a motorized transportation service, does the delivery. Duties of employees subject to this classification are generally limited to unlocking vehicles and driving. It is common on long distance deliveries for the service company to use more than one driver. This classification also applies to drivers of sound trucks.

     This classification excludes operation of tractor/trailer combinations to transport vehicles which is to be reported separately in classification 1102 and the use of a tow truck which is to be reported separately in classification 1109.


1101-06 Delivery by retail and wholesale stores and distributors, N.O.C.

     Applies to employees of retail and wholesale stores engaged in inter-store delivery((,)) or customer merchandise delivery when excluded from the store classification, employees of a company that contracts to perform those same services, small package specialty delivery companies, and delivery not covered by another classification (N.O.C.). Employees subject to this classification are generally involved in loading and unloading delivery vans or trucks and driving from store to store, or from a store to a customer's location. Drivers may ((or may not)) have designated routes or delivery areas.

     This classification ((is not applicable to)) excludes establishments engaged in general trucking services such as hauling bulk merchandise or commodities which are to be reported separately in classification 1102. ((Classification 1101 is distinguishable from delivery operations reported in classification 1102 in that businesses covered by classification 1102 generally do not own the merchandise they are transporting.))


1101-09 Parcel delivery companies for delivery of small parcels

     Applies to establishments engaged in the delivery of small parcels for others. Establishments subject to this classification may offer overnight express services, but usually do not deliver packages that exceed 150 pounds. Work contemplated by this classification includes, but is not limited to, driving, loading and unloading delivery vehicles. This classification also applies to contract mail delivery route drivers and contract hauling of mail between post offices.

     This classification excludes the delivery of bulk freight such as that delivered by trucking companies which are to be reported separately in classification 1102.


1101-14 News agents or distributors of magazines, periodicals and telephone books - No retail dealers

     Applies to establishments engaged in the distribution of newspapers, periodicals, and telephone books. Work contemplated by this classification includes, but is not limited to, driving, loading and unloading the vehicles, stocking shelves, and removing old periodicals from shelves.


1101-17 Driver delivery sales, N.O.C.

     Applies to establishments engaged in route sales of a wide variety of merchandise not covered by another classification (N.O.C.), including, but not limited to, hand tools, automotive supply, and household items. Sales personnel deliver products, show samples and solicit further orders. They may also call on new customers along their route. The classification also applies to establishments or employees known as merchandisers who deliver products to their customer's place of business then perform related merchandising functions such as taking inventory of goods on hand, restocking, reordering, removing outdated or damaged merchandise from shelves or the premises, and/or assembling temporary displays which are usually made of lightweight material such as cardboard or plastic and used for promotional or seasonal goods. These merchandisers often deal in products such as, but not limited to, greeting cards, over-the-counter medications, and grooming products.

     This classification excludes employees of establishments who provide merchandising services, but who do not deliver products to the customer's place of business, who may be reported separately in classification 0607; and establishments engaged in the set up or removal of advertising or merchandise displays that involve more than incidental assembly of seasonal or promotional exhibits which are to be reported separately in classification 0607.

     Special note: The distinguishing factor between merchandising employees who are to be reported in classification 1101-17 and those who may be reported in classification 0607 is the delivery of products to the customer's place of business. Any employee who delivers merchandise to the customer's place of business is to be reported in classification 1101.


1101-19 Route food services

     Applies to establishments engaged in route food services where prepackaged, prepared food is sold, or where food may be prepared in the mobile unit for immediate sale by employees of the route food service. Duties include, but are not limited to, driving, food preparation, loading and unloading the vehicle, and cashiering. Typical route food services include, but are not limited to, traveling coaches that sell beverages and prepared pastries or snack items at various locations during a given work day, ice cream wagons, refrigerated trucks that sell specialty prepackaged foods to route customers, or mobile "short-order" food services that sell fast foods at special events or at locations where hot food may not be available.

     This classification excludes food preparation at a fixed location for the route food vehicles which may be reported separately in classification 3905 or as applicable, food vendors operating from a push cart or mobile stand and food vendors who operate from a truck or van but who do not move from place to place throughout the day who are to be reported separately in classification 3905.


1101-20 Computer tape or accounting records delivery service

     Applies to establishments engaged in picking up and delivering computer tape, accounting records, or similar financial records to or from storage centers to customer locations. Delivery drivers in this classification often work in metropolitan areas and drive small cars or bicycles.


1101-21 Errand service

     Applies to establishments engaged in providing errand services for others. Types of errands include, but are not limited to, shopping services, delivery of food, beverages or other commodities, and delivery of body fluid samples to laboratories. Vehicles used by these services are typically small cars or bicycles. This classification also applies to the distribution of sample merchandise by vehicle.

[Statutory Authority: RCW 51.16.035 and 51.16.100. 07-12-047, § 296-17A-1101, filed 5/31/07, effective 7/1/07. 07-01-014, recodified as § 296-17A-1101, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035, 51.16.100. 06-12-075, § 296-17-536, filed 6/6/06, effective 7/7/06. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.12.120. 03-23-025, § 296-17-536, filed 11/12/03, effective 1/1/04. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-536, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-536, filed 5/31/96, effective 7/1/96. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 94-12-063, § 296-17-536, filed 5/30/94, effective 6/30/94; 89-24-051 (Order 89-22), § 296-17-536, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035. 88-12-050 (Order 88-06), § 296-17-536, filed 5/31/88, effective 7/1/88; 86-12-041 (Order 86-18), § 296-17-536, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), § 296-17-536, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), § 296-17-536, filed 2/28/85, effective 4/1/85; 83-24-017 (Order 83-36), § 296-17-536, filed 11/30/83, effective 1/1/84; 81-24-042 (Order 81-30), § 296-17-536, filed 11/30/81, effective 1/1/82; Order 77-27, § 296-17-536, filed 11/30/77, effective 1/1/78; Order 75-38, § 296-17-536, filed 11/24/75, effective 1/1/76; Order 74-40, § 296-17-536, filed 11/27/74, effective 1/1/75; Order 73-22, § 296-17-536, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 07-01-052, filed 12/8/06, effective 12/8/06)

WAC 296-17A-1102   Classification 1102.  


1102-02 Interstate trucking

     Applies to establishments engaged in interstate trucking. Interstate trucking is the hauling of goods, bulk merchandise, or commodities that either originate out-of-state or have an out-of-state destination. Duties include driving, ((mechanical repair, and)) in some cases loading/unloading vehicles, and mechanical repair. The loading and unloading may be done with forklifts, pallet jacks, hand trucks, or by hand. The drivers may have an assigned route, or they may be assigned a different destination each trip.

     Special notes: ((Effective July 1, 1993,)) Trucking establishments are allowed to have both the trucking classification 1102 and the freight handling classification 2002. However, hours cannot be split for a worker who works in both classes. If an employee has any driving duties, all their hours are to be reported in classification 1102. Establishments subject to this classification are to report actual hours worked for each driver. However, the hours are to be capped at 520 hours per driver per quarter. Detailed information can be found in the general audit rule covering the trucking industry and in RCW 51.12.095.


1102-03 Intrastate trucking

     Applies to establishments engaged in intrastate trucking. Intrastate trucking is the hauling of goods, bulk merchandise, or commodities only within the boundaries of a state((. In other words,)): The goods must have both an origin and destination in the same state. Duties include driving, ((mechanical repair and,)) in some cases((,)) loading and unloading the vehicles and mechanical repair. The loading and unloading may be done with forklifts, pallet jacks, hand trucks, or by hand. The drivers ((are usually)) may have assigned routes or a territory. Businesses in this classification usually have terminals or storage depots where merchandise is stored awaiting transfer.

     Special notes: ((Effective July 1, 1993,)) Trucking establishments are allowed to have both the trucking classification 1102 and the freight handling classification 2002. However, hours cannot be split for a worker who works in both classes. If an employee has any driving duties, all their hours are to be reported in classification 1102. Establishments subject to this classification are to report actual hours worked for each driver. However, the hours are to be capped at 520 hours per driver per quarter. Detailed information can be found in the general audit rule covering the trucking industry and in RCW 51.12.095.


1102-04 Combined interstate/intrastate trucking

     Applies to establishments engaged in a combination of interstate((/)) and intrastate trucking ((activities. Businesses assigned to this classification generally do not produce, manufacture, or legally own the goods they are hauling)). Interstate trucking is the hauling of goods which either originate out-of-state or have an out-of-state destination. Intrastate trucking is the hauling of goods only within the boundaries of a state((. In other words,)): The goods have both an origin and destination in the same state. Duties include driving, ((mechanical repair and,)) in some cases((,)) loading and unloading the vehicles, and mechanical repair. The loading and unloading may be done with forklifts, pallet jacks, hand trucks, or by hand. The drivers ((are usually)) may have assigned routes or a territory. Establishments in this classification usually have terminals or storage depots where merchandise is stored awaiting transfer.

     Special notes: ((Effective July 1, 1993,)) Trucking establishments are allowed to have both the trucking classification 1102 and the freight handling classification 2002. However, hours cannot be split for a worker who works in both classes. If an employee has any driving duties, all their hours are to be reported in classification 1102. Establishments subject to this classification are to report actual hours worked for each driver. However, the hours are to be capped at 520 hours per driver per quarter. Detailed information can be found in the general audit rule covering the trucking industry and in RCW 51.12.095.

[07-01-014, recodified as § 296-17A-1102, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035, 51.04.020. 00-14-052, § 296-17-537, filed 7/1/00, effective 7/1/00. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-537, filed 8/28/98, effective 10/1/98; 85-24-032 (Order 85-33), § 296-17-537, filed 11/27/85, effective 1/1/86; 83-24-017 (Order 83-36), § 296-17-537, filed 11/30/83, effective 1/1/84; Order 74-40, § 296-17-537, filed 11/27/74, effective 1/1/75; Order 73-22, § 296-17-537, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 07-01-014, filed 12/8/06, effective 12/8/06)

WAC 296-17A-1305   Classification 1305.  


((1305-00 Television cable companies - All other employees

     Applies to establishments engaged in providing point-to-point subscription cable communications services. This classification is restricted to companies that provide the total spectrum of cable services for a fee or rental charge. These companies will normally operate and maintain antenna and control centers where they receive signals from broadcasting stations and transmit them through a cable system to local customers. This classification also includes homeowner associations and co-ops that operate a central system for residential users. Work contemplated by this classification includes, but is not limited to, the regular installation, maintenance and repair of machinery and equipment, the extension and maintenance of lines (including poles, towers and underground lines), installation of antennae, the clearing of right of ways, erections of poles, crossarms and insulators, and subscriber service connections when done by employees of an employer having operations subject to this classification. Machinery and equipment includes, but is not limited to, cables, transformers, control panels, poles, lines, antennae, relays, computers, cranes, forklifts, vehicles and garages, warehouse equipment, and hand tools.

     This classification excludes contractors engaged in underground line construction, maintenance or repair who are to be reported separately in classification 0107; contractors engaged in overhead line installation who are to be reported separately in classification 0509; contractors engaged in pole and tower construction, maintenance or repair who are to be reported separately in classification 0508; contractors engaged in wiring within buildings and making pole-to-house service connections who are to be reported separately in classification 0601; and clerical office employees of television cable companies who are to be reported separately in classification 4502.)) Cable companies, including homeowners' associations or cooperatives offering a central cable system; technical field staff

     Classification 1305 is restricted to firms providing point-to-point subscription television or other cable communications services. These companies normally operate and maintain control centers where they receive signals through antennas or satellite dishes from broadcasting stations. The signals are then transmitted to subscribers. This classification applies to work performed away from the employer's premises, or on the roof or exterior of any building on the employer's premises. Work specific to this classification includes installing, testing, and repairing cable lines, antennas, satellite dishes, poles, towers, and using any field equipment for extending and maintaining the cable lines or doing point-to-point hook-up for customers.

     This classification excludes:

     • All employees working inside the employer's control centers, offices, or facilities who are reported in classification 4502;

     • Workers employed by television and radio stations or audio and video production companies who are reported in classifications 4501 and 4502;

     • Construction, maintenance, or repair by contractors, who are reported according to the following type work:

     – Underground lines - Classification 0107;

     – Overhead lines - Classification 0509;

     – Towers - Classification 0508;

     – Electrical wires, cable, or antenna hook-ups within buildings - Classification 0601; and

     – Satellite dish and antenna hook-ups on building exteriors - Classification 0607.

     Employers normally are assigned classification 4502 in addition to classification 1305; however, they must maintain records that permit the department to confirm hours worked in either classification. When employers do not or cannot maintain these records, they must report all hours in question in the classification with the higher rate.

     For administrative purposes, classification 1305 is divided into the following subclassification(s):


1305-00 Cable companies, including homeowners' associations or cooperatives, providing point-to-point cable communication services; technical field staff

[07-01-014, recodified as § 296-17A-1305, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-54101, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-54101, filed 5/31/96, effective 7/1/96; 85-24-032 (Order 85-33), § 296-17-54101, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), § 296-17-54101, filed 2/28/85, effective 4/1/85; 83-24-017 (Order 83-36), § 296-17-54101, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), § 296-17-54101, filed 11/29/82, effective 1/1/83.]


AMENDATORY SECTION(Amending WSR 10-24-118, filed 12/1/10, effective 1/1/11)

WAC 296-17A-3402   Classification 3402.  


3402-00 Air compressor: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of air compressors. This includes air or gas compressors used for paint sprayers, air tools, tire inflation, and general industrial purposes. Operations contemplated include, but are not limited to, welding, machining, general mechanical and electrical work. Machinery and equipment includes, but is not limited to, hand and air tools, welders, punches, shears, and compression equipment. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-01 Printing or bookbinding machinery: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of printing or bookbinding machinery. The outside casings of the machines may be made of plate metal that varies between 1" to 2 1/2" in thickness. The machines used to make the presses and binding machinery may include both computer numeric controlled (CNC) and manual mills and lathes. Other machinery used in the manufacturing process includes, but is not limited to, welders or cutters, grinders, and drill presses. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant; and the set up, installation and repair of printing or bookbinding machinery which is to be reported separately in classification 0603.


3402-02 Pump, safe, scale, auto jack, and water meter: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of pumps, safes, scales, auto jacks, and water meters. Materials range from brass screws and rubber washers used to rebuild water meters to plate metal and steel castings used for safe and pump manufacturing. Machinery includes, but is not limited to, hand tools used for repairs, lathes, welders, and pressure testers. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant; the installation and repair of safes which is to be reported separately in classification 0607; and the installation of pumps which is to be reported separately in the applicable classification.


3402-03 Shoe or textile machinery: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of shoe machinery or textile machinery. Metal materials used vary in size, shape and dimension. Machinery includes, but is not limited to, drills, mills, lathes, saws, and welders. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and the installation and repair of shoe or textile machinery which is to be reported separately in classification 0603.


3402-04 Confectioners or food processing machinery: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of food processing or confectioners machinery. Metal materials used vary in size, shape and weight. These establishments often have an assembly line operation and a separate electronic assembly area. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and the installation and repair of confectioners and food processing machinery which is to be reported separately in classification 0603.


3402-05 Machine shops, N.O.C.

     Applies to establishments engaged in general machine shop operations not covered by another classification (N.O.C.), tool sharpening, and mobile welding shops. Many of the establishments in this classification are "job shops." Size and shape of materials vary with steel and aluminum being the most common. Plastics, light weight aluminum, and alloyed metals are becoming increasingly popular in the manufacture of equipment for some industries. These establishments often have welding shops along with machine shops. Machinery and equipment includes, but is not limited to, mills, lathes, grinders, saws, welding equipment, inspection equipment, and material handling equipment. Machinery is both manual and computer numeric controlled (CNC). This classification also includes "mobile shops" which are used exclusively to repair machinery or equipment. A "mobile shop" in this classification usually means a van or pick up pulling a utility trailer equipped with hand tools, specialty tools, air tools, a compressor, and a portable welding unit. The machinery or equipment is usually repaired at the customer's location, however, sometimes the broken part is removed and taken back to the shop for repair.

     This classification excludes repairs to buildings and structures which are to be reported separately in the appropriate construction classification, and mechanical repairs which are to be reported separately in the classification applicable to the work being performed.

     Special note: The term "job shop" is an industry term that means the shop will produce products to customer specifications.


3402-06 Power saw, lawn and garden equipment, small motor, N.O.C.: Repair

     Applies to establishments engaged in repairing small power tools, small motors powered by gas or diesel, outboard marine engines, and lawn and garden equipment not covered by another classification (N.O.C.). The largest piece of equipment repaired in this classification is generally a riding lawn mower. Classification 3402-06 is assigned in conjunction with a store classification for establishments that have a store operation and also repair the type of items they sell. Classification 3402-06 may also be assigned to a manufacturers representative who performs warranty repairs. Tools used in this type of repair are mainly hand and air tools. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and the repair of electrical motors which is to be reported separately in classification 5201.


3402-07 Gear: Manufacturing or grinding

     Applies to establishments engaged in the manufacture or grinding of gears. Establishments in this classification may also cut key slots and broaches. Establishments that cut stock to manufacture the gear are often not the same ones that perform the final grinding process. Gears may go through two, three, or four different grinding, slotting, and/or keying establishments and then go to another establishment for electroplating or galvanizing before they are ready for sale or use. Precision machine shops may grind gears to the ten thousandths of an inch. Materials used are usually stainless steel, aluminum, or plastic. Machinery includes, but is not limited to, gear shapers, drill presses, mill, hobbers, grinders, some of which might be computer numeric controlled (CNC). This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-08 Elevator: Manufacturing

     Applies to establishments engaged in the manufacture of elevators and associated electronic components. Machinery includes, but is not limited to, mills, drills, lathes, saws, and grinders. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and the installation, service, and repair of elevators which is to be reported separately in classification 0602.


3402-12 Multimedia blasting

     Applies to establishments engaged in multimedia (such as, but not limited to, glass, plastic and sand) blasting operations which strip paint or other coatings from metal or fiberglass. Most of the blasting operations in this classification are done on automobiles, but it also applies to establishments that perform blasting on items such as, but not limited to, barbecue grills, and cast iron pieces. Multimedia blasting processes in this classification are performed in a shop, use less air pressure and media with softer finishes than other blasting operations. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and sandblasting of buildings or structures which is to be reported separately in classification 0504.


3402-14 Furnace, heater, radiator, wood, propane, or pellet stoves: Manufacturing

     Applies to establishments engaged in the manufacture of furnaces, radiators, wood, propane, or pellet burning stoves or similar heating fixtures. Materials include, but are not limited to, metal cast parts, sheet metal, plate metal, aluminum, or stainless steel. Machinery includes, but is not limited to, hand tools, solder guns, punches, lathes, and saws. Establishments in this classification may have separate areas for electronic assembly and/or painting. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant; establishments engaged in the manufacture of radiators for automobiles or trucks which are to be reported separately in classification 3402-48; and establishments engaged in the manufacture of baseboard heaters which are to be reported separately in classification 3404.


3402-16 Die casting

     Applies to establishments engaged in the manufacture of products by die casting. Die casting is a manufacturing process for producing accurately((-))dimensioned, sharply((-))defined metal products which are referred to as "die castings." "Dies" are the steel molds used to mass produce the product. The process begins when ingots of various metal alloys are melted in die casting machines. The machine forces the metal into the die under hydraulic or pneumatic pressure. The casting quickly solidifies in the die, and is automatically ejected by the machine, and the cycle starts again. The castings are cleaned by grinding or sanding, which also removes any excess metal "flash." Many die casting manufacturers maintain their own machine shop for making the dies. Die making, when done as a part of die casting operations, is included within the scope of this classification. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant; and establishments engaged in making dies for others which are to be reported separately in classification 3402-74.


3402-26 Saw blade: Manufacturing, assembly, or sharpening

     Applies to establishments engaged in the manufacture, assembly, or sharpening of saw blades such as, but not limited to, those used in circular saws, band saws, ripsaws, keyhole saws, and handsaws such as hacksaws or meat saws. This classification also includes sharpening services for items such as, but not limited to, tools, scissors, and knives. Materials include, but are not limited to, high tensile steel and carbide tipped blades. Machinery includes, but is not limited to, saws, mills, drills, and hand tools. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant; establishments engaged in the repair or sharpening of chain saws which are to be reported separately in classification 3402-06; and establishments engaged in the manufacture or repair of electrical saws which are to be reported separately in classification 5201.


3402-28 Heat treating metal

     Applies to establishments engaged in heat treating metal. The heat treating process may use computer numeric controlled (CNC) ovens or furnaces. The oven may heat up to 1200 degrees Fahrenheit and a furnace may heat up to 2000 degrees Fahrenheit. The metal(s) is placed on a platform; the platform is hydraulically moved into the first chamber and the door is automatically closed. At this time, the oxygen is burned from the chamber. Then the second chamber door is opened and the metal enters the oven/furnace. Depending upon the specifications, the heat treating process usually takes six to sixteen hours. When the metal is finished in the heating chamber it returns automatically to the first chamber. Then the platform lowers and the metals are dipped into a cooling agent. Once the metals are cooled to room temperature the platform rises, the door opens, and the materials are removed. The process is essentially the same without using ((noncomputer)) computer numeric controlled (CNC) heat treating equipment except that, rather than being hydraulically operated, the machine operators move the metals through the system. Many establishments do not produce a product, but heat treat a variety of products to customer specifications. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-29 Nut, bolt, screw, nail, tack, rivet, eyelet spike, needle, N.O.C.: Manufacturing

Sprinkler head, speedometer, carburetor: Manufacturing or assembly

     Applies to establishments engaged in the manufacture of nuts, bolts, screws, nails, tacks, rivets, eyelets, spikes, and needles not covered by another classification (N.O.C.). This classification also applies to establishments engaged in the manufacture or assembly of sprinkler heads, speedometers, or carburetors. Materials include, but are not limited to, steel or iron rods which may be pressed or formed, and small component parts. Machinery includes, but is not limited to, saws, shears, presses, chuckers, threading and tapping machines, some of which may be computer numeric controlled (CNC). Establishments may have separate areas for deburring, inspecting, packing and shipping. The carburetor rebuilding may be performed on vehicles that are driven or towed into the shop, or on carburetors that have been already removed from the vehicles. In either case the repairs are made exclusively with hand and air tools and sometimes a diagnostic scope and a drill press. A speedometer is usually embodied with a mileage recording mechanism. The central feature of the device is a permanent magnet. There are gears, spindles, and a drive shaft present in most speedometers. There is also a unit counting disc and a spiral spring calibrator. Hand tools are used almost exclusively in the repair of this kind of speedometer. Today many speedometers are computer controlled. Basically, if this kind of speedometer is in need of repair, a computer chip(s) is replaced, using hand tools. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and establishments engaged in the manufacture of hardware that is not covered under another classification, such as handles, latches, and hinges which are to be reported separately in classification 3404, and the repair of speedometers or carburetors in a vehicle which is to be reported separately in the appropriate vehicle repair classification.


3402-32 Abrasive wheel: Manufacturing

     Applies to establishments engaged in the manufacture of abrasive wheels. Manufacturing operations often include a laboratory where carbon and other materials are mixed together to form the abrasive edge of the mainly high tensile steel wheels. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-40 Welding or cutting, N.O.C. (mobile operations limited to repair of equipment and machinery)

     Applies to establishments engaged in welding or cutting operations not covered by another classification (N.O.C.) either in the shop or at the customer's site. Steel is the predominant material along with some aluminum alloys. Machinery is predominantly welding equipment, but may include tools such as, but not limited to, grinders, saws, drills, and material handling equipment. This classification also includes "mobile shops" which are used exclusively to repair machinery or equipment. A "mobile shop" in this classification usually means a van or pick up pulling a utility trailer equipped with hand tools, specialty tools, air tools, a compressor, and a portable welding unit. The machinery or equipment is usually repaired at the customer's location, sometimes with the use of the customer's equipment; however, broken parts may be removed and taken back to the shop for repair.

     This classification excludes welding construction and repairs to buildings or structures which are to be reported separately in the appropriate construction classification and mechanical repairs which are to be reported separately in the classification applicable to the work being performed.


3402-48 Automobile or truck, radiator and heater core: Manufacturing and repair shops

     Applies to establishments engaged in the manufacture and/or repair of automobile or truck radiator and heater cores. Manufacturers in this classification may have a die casting area and a separate electronic assembly area. Tools and equipment include, but are not limited to, hand tools, solder guns, and punches. Shops that repair radiators may work on the radiators in the vehicles, but usually the radiators have been removed from the vehicle. The radiator is examined and the core may be removed. Next the radiator is cleaned, air pressurized, and dipped in a water tank to check it for leaks. Once the leaks are found they can generally be repaired by welding the holes shut. The radiator is dipped again to ensure the repair has been made properly. Cleaning the radiator may be done by sandblasting, ultra sound baths or by "rodding" the radiator to remove corrosion. Repair equipment includes, but is not limited to, welders, air and hand tools, dipping tanks, hoists, and forklifts. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-60 Office machinery, N.O.C.: Manufacturing or assembly; Cash register or sewing machines: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of cash registers, sewing machines and office machinery not covered by another classification (N.O.C.) such as, but not limited to, copiers, collators, mail/postage machines, calculators and automatic letter openers. Component parts may be metal, plastic, or wood. Operations include, but are not limited to, cutting, shaping, forming, drilling, riveting, clamping, and bolting; there may be a separate electronic assembly area. Machinery and tools vary within this classification; some establishments use hand and air tools only, others use additional equipment such as, but not limited to, saws, lathes, mills, drills, or water jets, some of which may be computer numeric controlled (CNC). This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-61 Small arms and ammunition: Manufacturing, assembly, or rebuild

     Applies to establishments engaged in the manufacture, assembly, or rebuild of small arms, the manufacture of ammunition and reloading. For the purpose of this classification, small arms means .50 caliber or less, such as pistols, rifles, shotguns, and light machine guns. Operations include, but are not limited to, metal stamping of casings, machining, assembling, and a high proportion of inspecting. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant; the manufacture or repair of heavy arms which is to be reported separately in classification 5109; and gun stores which are to be reported separately in classification 6309.


3402-74 Tool: Manufacturing, not hot forming or stamping; Die: Manufacturing - Ferrous

     Applies to establishments engaged in tool manufacturing or die manufacturing, for others, from ferrous materials. Tools manufactured in this classification are usually cutting tools used in lathes, mills, rotors, and saws. Machinery includes, but is not limited to, sharpeners, grinders, lathes and mills, which are both manual or computer numeric controlled (CNC). The die manufacturing included in this classification includes those made exclusively of ferrous materials including, but not limited to, jigs, fixtures, and dies for metal work in general. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and establishments engaged in the manufacture of machine-finished tools which are to be reported separately in classification 3402-83.


3402-77 Auto, truck, semi-trailer and bus body: Manufacturing;

Travel trailer body: Manufacturing or repair

     Applies to establishments engaged in the manufacture of auto, truck, and bus bodies, and in the manufacture or repair of travel trailer bodies or cargo containers. Repairs are usually made with the use of welders or cutting torches and air or hand tools. These establishments will also repair or replace hydraulic units. Material used in the manufacture of goods in this classification is usually steel and aluminum, varying in thickness from 16 gauge to plate metal up to one inch thick. Shapes include, but are not limited to, sheet metal, tubes, solid rod or I-beams. Equipment includes, but is not limited to, shears, breaks, hydraulic presses, iron workers, drill presses, grinders, welders, hoist, cranes, and forklifts. Shops may have a finish sanding area as well as a paint area where the vehicle bodies are sprayed with primer, a body bonding material, or a finish coat of paint. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-83 Tool: Manufacturing and machine finishing

     Applies to establishments engaged in manufacturing and machine finishing tools. Tools manufactured in this classification are usually hand held instruments such as, but not limited to, wrenches, screw drivers, hammers, torque wrenches, pliers, and sockets. Machinery includes, but is not limited to, air and hand tools, polishers, grinders, inspection equipment, mills, lathes, shapers, and drill presses, some of which may be computer numeric ((Control)) controlled (CNC). Establishments may have a galvanizing and/or electroplating area for the finish work which is included when performed by employees of employers subject to this classification. Other establishments in this classification send the finish work out. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant; establishments engaged in the manufacture of tools from ferrous materials which are to be reported separately in classification 3402-74; and establishments engaged in tool forging which are to be reported separately in classification 5106.


3402-85 Auto or truck parts: Machining or rebuild not in vehicle

     Applies to establishments engaged in machining or rebuilding auto or truck parts such as, but not limited to, water pumps, fuel pumps, transmissions, heads, brake drums, ball joints, and rear ends, which are not in the vehicle. Work contemplated in this classification may also include manufacturing sockets, pulleys, shafts, fittings, flywheels, and/or bearings. Machinery includes, but is not limited to, mills, lathes, grinders, sanders, presses, welders, and balancing equipment. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and establishments engaged in manufacturing or rebuilding auto, truck, or aircraft engines which are to be reported separately in classification 3402-86.


3402-86 Auto, truck or aircraft engine, N.O.C.: Manufacturing or rebuilding

     Applies to establishments engaged in manufacturing or rebuilding auto, truck, or aircraft engines not covered by another classification (N.O.C.), including manufacturing the component parts. Establishments in this classification often specialize in the type of engines they make or rebuild. The basic difference between automobile, truck, and aircraft engines is the size and weight of the parts being worked on. Engine rebuild shops use many specialized machines and air tools to tear the core down to an engine block; then rebuild the engine. After the engine is stripped down to the engine block, it is placed in a machine called a baker which heats to approximately 600 degrees and bakes away the grease. After baking, the engine block is placed in a sand blaster where the surface is cleaned with very fine steel shot. The engine block is then placed in a large pressure washer which removes the steel shot. Next, the crank and cam shafts are ground and turned on machinery similar to lathes. There is usually a separate room or area which is called the "head shop" where the heads and valves are machined on valve grinders, valve facers, and head grinders. Engine rebuild shops that do not have the equipment to grind the crank and cam shafts will contract work out to other shops, or buy new crank shafts and cam shafts. Other machinery includes, but is not limited to, boring bars and hones to polish cylinder walls, small pressure washers for oil pans and other smaller parts, solvent tanks, and hoists or forklifts for lifting the engines or engine parts. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and establishments engaged in machining or rebuilding auto or truck parts, other than engines, which are to be reported separately in classification 3402-85.


3402-91 Bed spring or wire mattress: Manufacturing

     Applies to establishments engaged in the manufacture of bed springs or wire mattresses. The wire stock is coiled and cut to length on a coiling machine, then tempered in an oven to produce the spring. The coils are fastened to the frame either by hand or by machine. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and establishments engaged in the manufacture of stuffed mattresses which are to be reported separately in classification 3708.


3402-93 Valve: Manufacturing

     Applies to establishments engaged in the manufacture of valves. Valves regulate the flow of air, gases, liquids, or loose material through structures by opening, closing, or obstructing passageways. They are operated manually, electrically, with compressed air, or hydraulic pressure. Valves are usually cut from aluminum, steel, or stainless steel either by a computer numeric controlled (CNC) machine (((CNC))) or water jet machine. Depending upon the complexity of the valve, they are assembled in one or several stages. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and establishments engaged in the manufacture of valves made in a die mold which are to be reported separately in classification 3402-74.


3402-94 Precision machined parts, N.O.C.: Manufacturing

     Applies to establishments engaged in manufacturing precision machined parts not covered by another classification (N.O.C.). Most of these establishments are "job shops." Job shops make component parts for other businesses according to customer specifications, rather than manufacturing a specific product. Many establishments in this classification manufacture precision parts for the aerospace industry. Machining usually begins with solid blocks of material such as, but not limited to, steel, aluminum, titanium, inconel, or plastic, although some hollow tube, flat bar, and angle stock may also be used. The "rough cuts" are often made on manual machines, and the finish cuts on computer numeric controlled (CNC) machines. Depending on the establishment and the job specifications, a specific part may be sent to one or more additional shops to be tempered, milled, or inspected before the original establishment is through with the manufacturing process. Some parts are so sensitive that climate controlled conditions are necessary. Both manual and CNC mills and lathes are the most common types of machines used. Others include, but are not limited to, saws, drills, and grinding machines. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-95 Storage battery: Manufacturing, assembly or repair

     Applies to establishments engaged in the manufacture, assembly, or repair of storage batteries. Lead ingots, weighing 20-25 pounds, are melted and poured into a mold or casting machine. After the grids are cooled lead oxide is then pumped onto each side of a grid and cured by baking in an oven of about 300 - 400 degrees F. The plates are then assembled by placing a negative separator (zinc) between a positive separator (copper), and so forth until there are enough of these cells to form the battery. Next, they are sent to a burning machine that cures the paste and plates. After the burning process, the plates are placed into a plastic or hard rubber box-like container and cured for two or three days. The plates are welded together and the top is attached to the body of the battery case with an epoxy glue. Diluted sulfuric acid is added to the battery and then it is put on a charger. The battery is then cleaned and packed for shipping. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant; establishments engaged in the manufacture of dry cell (flashlight type) batteries which are to be reported separately in classification 3602; and establishments engaged in battery sales and installation which are to be reported separately in the applicable automotive services classification.


3402-96 Automobile or motorcycle: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of automobiles or motorcycles. Most of the manufacturing operations, such as cutting, milling, and turning, are performed with computer ((Numerically)) numeric controlled (CNC) machinery. Most of the assembly operations are performed with air and hand tools. Other machinery includes but is not limited to saws, grinders, and drill presses. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant and establishments engaged only in the manufacture of auto bodies which are to be reported separately in classification 3402-77.


3402-98 Machinery, N.O.C.: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of machinery not covered by another classification (N.O.C.). For purposes of this classification, machinery means any combination of mechanical parts constructed primarily with metal. Finished products vary widely and range from hand held machines to those weighing thousands of pounds; products include, but are not limited to, grinding machines, boring machines, conveyer systems, and wood chippers. Machinery used to manufacture these items includes, but is not limited to, lathes, mills, press, breaks, shears, and welders, some of which may be computer ((Numerically)) numeric controlled (CNC). This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.


3402-99 Photo processing machinery: Manufacturing or assembly

     Applies to establishments engaged in the manufacture or assembly of photo processing machinery such as, but not limited to, photo processors or film enlargers. This classification includes the repair of items being manufactured or assembled when done by employees of an employer having operations subject to this classification when the repair is done as a part of and in connection with the manufacturing or assembly operation. This is a shop or plant only classification; it includes work being performed in an adjacent yard when operated by an employer having operations subject to this classification.

     This classification excludes all activities away from the shop or plant.

[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1). 10-24-118, § 296-17A-3402, filed 12/1/10, effective 1/1/11. Statutory Authority: RCW 51.16.035, 51.16.100, 2008 c 70, and Title 51 RCW. 08-15-132, § 296-17A-3402, filed 7/22/08, effective 10/1/08. Statutory Authority: RCW 51.16.035 and 51.16.100. 07-12-047, § 296-17A-3402, filed 5/31/07, effective 7/1/07. 07-01-014, recodified as § 296-17A-3402, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035 and 51.16.100. 06-24-055, § 296-17-580, filed 12/1/06, effective 1/1/07; 06-12-075, § 296-17-580, filed 6/6/06, effective 1/1/07. Statutory Authority: RCW 51.16.035. 99-18-068, § 296-17-580, filed 8/31/99, effective 10/1/99; 98-18-042, § 296-17-580, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-580, filed 5/31/96, effective 7/1/96. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 93-12-093, § 296-17-580, filed 5/31/93, effective 7/1/93; 89-24-051 (Order 89-22), § 296-17-580, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035. 88-12-050 (Order 88-06), § 296-17-580, filed 5/31/88, effective 7/1/88; 85-24-032 (Order 85-33), § 296-17-580, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), § 296-17-580, filed 2/28/85, effective 4/1/85; 83-24-017 (Order 83-36), § 296-17-580, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), § 296-17-580, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), § 296-17-580, filed 11/30/81, effective 1/1/82. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), § 296-17-580, filed 11/30/79, effective 1/1/80; Order 76-36, § 296-17-580, filed 11/30/76; Order 75-38, § 296-17-580, filed 11/24/75, effective 1/1/76; Order 73-22, § 296-17-580, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 07-01-014, filed 12/8/06, effective 12/8/06)

WAC 296-17A-3405   Classification 3405.  


3405-02 Precision machined parts and products, N.O.C.: Manufacturing

     Applies to establishments engaged in the manufacture of parts and products not otherwise classified (N.O.C.) of various sizes and metal compositions which are primarily produced with computer numeric controlled (CNC) machinery and equipment and are frequently used by aerospace, aircraft, automotive, medical, and scientific industries.

     This classification excludes establishments engaged in the manufacture of hand tools, hardware, or similar parts or products, N.O.C. which are not produced with ((computer numeric controlled)) CNC machinery and equipment. This classification excludes all foundry operations involving the preparation of castings, the pouring of metal, and shake out operations which are to be reported separately in classification 5103.

[07-01-014, recodified as § 296-17A-3405, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035, 51.16.100. 05-12-031, § 296-17-58201, filed 5/24/05, effective 7/1/05. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-58201, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-58201, filed 5/31/96, effective 7/1/96. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 93-12-093, § 296-17-58201, filed 5/31/93, effective 7/1/93. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), § 296-17-58201, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), § 296-17-58201, filed 2/28/85, effective 4/1/85; 81-24-042 (Order 81-30), § 296-17-58201, filed 11/30/81, effective 1/1/82. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), § 296-17-58201, filed 11/27/78, effective 1/1/79.]


AMENDATORY SECTION(Amending WSR 07-01-014, filed 12/8/06, effective 12/8/06)

WAC 296-17A-4501   Classification 4501.  


((4501-00 Radio or television broadcasting companies: Transmitter or field employees outside, N.O.C.

     Applies to the field employees, not covered by another classification (N.O.C.), of establishments engaged in the operation of radio or television broadcasting companies. This classification is limited to outside employees engaged in technical and engineering work such as the installation/testing/repair of lines, antennas (including tower mounted), satellite dishes, and field transmitting equipment.

     This classification excludes radio or television broadcasting station employees confined to the studio or office such as, but not limited to, control operators/engineers, announcers, camera operators, players, entertainers, musicians, clerical office and sales personnel, who are to be reported separately in classification 4502; establishments engaged in providing television cable service to subscribers which are to be reported separately in classification 1305; contractors engaged in underground line construction, maintenance, or repair who are to be reported separately in classification 0107; contractors engaged in overhead line construction, maintenance or repair who are to be reported separately in classification 0509; and contractors engaged in wiring within buildings and antenna hookups within buildings who are to be reported separately in classification 0601.)) Radio or television broadcasting, recording, and video production; technical field staff

     Classification 4501 applies to technical staff for radio, television, recording, and video production, who perform work such as installing, testing, and repairing lines, antennas (including tower mounted), satellite dishes, and field transmitting equipment outside their employers' offices or studios.

     This classification excludes:

     • Employees working inside the employer's studio or office who are to be reported separately in classification 4502;

     • Workers employed by cable service providers who are reported separately in classifications 1305 and 4502;

     • Construction, maintenance, or repair by contractors, who are reported according to the following type work:

     – Underground lines - Classification 0107;

     – Overhead lines - Classification 0509;

     – Towers - Classification 0508;

     – Electrical wires, cable, or antenna hook-ups within buildings - Classification 0601; and

     – Satellite dish and antenna hookups on building exteriors - Classification 0607.

     Employers normally are assigned classification 4502 in addition to classification 4501; however, they must maintain records that permit the department to confirm hours worked in either classification. When employers do not or cannot maintain these records, they must report all hours in question in the classification with the higher rate.

     For administrative purposes, classification 4501 is divided into the following subclassification(s):


4501-00 Radio or television broadcasting, recording, and video production; technical field staff

[07-01-014, recodified as § 296-17A-4501, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-637, filed 8/28/98, effective 10/1/98; 85-24-032 (Order 85-33), § 296-17-637, filed 11/27/85, effective 1/1/86; Order 75-38, § 296-17-637, filed 11/24/75, effective 1/1/76; Order 73-22, § 296-17-637, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 07-01-014, filed 12/8/06, effective 12/8/06)

WAC 296-17A-4502   Classification 4502.  


((4502-00 Radio broadcasting stations: All other employment

     Applies to establishments engaged in the operation of radio broadcasting stations. This classification is limited to those employees who are confined to the studio or office such as, but not limited to, control operators, producers, engineers, announcers, reporters, disc jockeys, players, entertainers, musicians, clerical office and sales personnel. This classification includes occasional outside exposure when broadcasting from a remote location.

     This classification excludes radio broadcasting station field employees engaged in technical and engineering work such as, but not limited to, the installation/testing/repair of lines, antennas, and satellite dishes who are to be reported separately in classification 4501.


4502-01 Television broadcasting stations and video production: All other employment

     Applies to establishments engaged in the operation of television broadcasting stations and the production of videos. This classification is limited to those employees who are confined to the studio or office such as, but not limited to, control operators, producers, directors, announcers, camera operators, reporters, players, entertainers, musicians, clerical office and sales personnel. This classification includes occasional outside exposure when broadcasting from a remote location.

     This classification excludes television broadcasting station field employees engaged in technical and engineering work such as, but not limited to, installation/testing/repair of lines, antennas, and satellite dishes who are to be reported separately in classification 4501; studio or office employees of television cable companies who are to be reported separately in classification 4502-03; and large-scale theatrical/movie production which is to be reported separately in classification 6608.


4502-02 Recording companies, studio

     Applies to establishments engaged in the operation of studio recording companies. This classification is limited to those employees who are confined to the studio or office such as, but not limited to, control operators, engineers, announcers, players, entertainers, musicians, clerical office and sales personnel. This classification includes occasional outside exposure when recording at a remote location.


4502-03 Television cable companies: Control room and clerical personnel

     Applies to control room and office employees of establishments engaged in providing point-to-point cable television service to subscribers. Television cable companies receive commercially produced programming from others through satellite and antennae, which they distribute to their subscribers through the local cable lines they install and maintain. They may also become involved in producing original programming and making channels available for public access broadcasts. Work contemplated by this classification is limited to those employees who are confined to a control center, studio or office such as, but not limited to, control operators, players, announcers, entertainers, musicians, clerical office and sales personnel. This classification includes occasional outside exposure for broadcasting from a remote location. Also included are homeowners' associations and co-ops who operate a central system for residential users.

     This classification excludes television cable company field employees engaged in operation, maintenance and extension of lines and subscriber hook-ups who are to be reported separately in classification 1305 and studio or office employees of noncable television broadcasting companies who are to be reported separately in classification 4502-01.)) Radio, television, recording, video production, and cable service providers; all other employees

     Classification 4502 is limited to employees who do not install, test, or repair electrical wiring, cable lines, antennas, satellite dishes, or hook-up subscribers, unless the work is performed inside buildings on their employers' premises. Occupations reported in this classification include clerical office and sales workers, but may also include:


     Account managers;

     Administrative staff;

     Advertising, marketing, and promotions staff;

     Animation production staff;

     Announcers;

     Art, design, wardrobe staff;

     Billing, customer service staff;

     Camera operators, videographers, photographers;

     Commercial productions staff;

     Control room engineers and operators;

     Facility operations, maintenance staff;

     Film and video editors;

     Meteorologists;

     Music DJs;

     Musicians, performers, actors, and personalities;

     Producers, directors, reporters;

     Sales staff;

     Set construction staff, lighting technicians;

     Studio engineers, studio technicians;

     Stunts staff.


     This classification excludes:

     • Field employees for cable television or communication providers installing or maintaining extension lines and subscriber hook-ups, who are reported separately in classification 1305;

     • Technical staff employed by a radio or television station, recording studio, or video production company installing, testing, or repairing electrical wires, cable, antennas, satellite dishes, or any other equipment outside their employers' studios, offices, or facilities;

     • Large-scale theatrical/movie productions reported separately in classification 6608;

     • Videotaping by photography studios reported separately in classification 6506; and

     • Entertainers, musicians, recording engineers, etc., who are not employees of the broadcasting or recording company.

     Businesses may be assigned either classification 4501 or 1305 in addition to classification 4502; however, employers must maintain records that permit the department to confirm hours worked in each classification. If employers do not or cannot maintain these records, they must report all hours in question in the classification with the higher rate.

     For administrative purposes classification 4502 is divided into the following subclassification(s):


4502-00 Radio stations, N.O.C.


4502-01 Television stations and video production


4502-02 Recording studios


4502-03 Cable companies, including homeowners' associations or cooperatives offering a central cable system

[07-01-014, recodified as § 296-17A-4502, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-638, filed 8/28/98, effective 10/1/98; 85-24-032 (Order 85-33), § 296-17-638, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), § 296-17-638, filed 2/28/85, effective 4/1/85; Order 73-22, § 296-17-638, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 09-24-082, filed 11/30/09, effective 1/1/10)

WAC 296-17A-5001   Classification 5001.  


5001-03 Logging, N.O.C.

     Applies to establishments engaged in various logging operations not covered by another classification (N.O.C). Typical work contemplated by this classification includes, but is not limited to, high lead or tower logging, ground logging, and team logging with horses. For purposes of this rule, logging is the complete operation of felling, skidding, yarding, delimbing, and bucking of trees into logs or block wood and loading them onto trucks or rail cars.

     Definitions:

     High Lead or Tower Logging - Usually occurs in steep terrain where a metal tower is set-up on a hilltop with a system of heavy cables running down the hillside and fastened to a stump or tree and has other smaller cables with chokers hanging from it. A choker is wrapped around each fallen tree and pulled back to the landing site.

     Helicopter logging - Includes ground crews that work with the use of helicopters to hoist fallen trees or bucked log lengths to the landing side.

     Chokers - Chains or cables which are attached to the fallen trees for skidding to the landing site.

     Ground logging - Usually occurs on relatively flat land; fallen trees are moved to a landing by a skidder, cat or shovel.

     Bucking - Stripping or delimbing tree of branches and cutting the tree to desired log lengths.

     Skidding - Process of dragging the fallen logs to the landing site.

     Landing - Place where the fallen logs are brought for sorting and loading onto log trucks.

     Yarding - Usually performed at the landing site with use of a log loader to sort the logs by species, length and diameter, prior to loading onto log trucks.

     This classification excludes flight crews of helicopters used in helicopter logging which are to be reported separately in classification 6803; log hauling which is to be reported separately in classification 5003; logging road construction which is to be reported separately in classification 6902; logging machine operators which are to be reported separately in classification 5005-01; and mechanical or mechanized logging operations which are to be reported separately in classification 5005-00 provided the classification has been approved by the classification services section.


5001-04 Shake, shingle bolt, and post cutting

     Applies to establishments engaged in the cutting of shakes, shingle bolts (blocks), and fence posts in the woods. For the purposes of this rule, this classification includes all operations performed in the woods such as, but not limited to, the felling of trees, stripping or delimbing of branches, and all further cutting or splitting of trees/logs to produce shakes, shingle bolts or fence posts. This classification includes all transporting of shakes, shingle bolts or fence posts from the cutting site when conducted by employees of employers subject to this classification.


5001-05 Firewood cutting

     Applies to establishments engaged in the cutting of firewood in the woods. For the purposes of this rule, this classification includes all operations performed in the woods such as, but not limited to, the felling of trees, stripping or delimbing of branches, and all further cutting or splitting of trees/logs to produce firewood. This classification includes all transporting of log lengths, rounds or split wood from the cutting site when conducted by employees of employers subject to this classification. This classification excludes firewood sales lots conducted away from logging operations, which are to be reported in classification 1103.


5001-06 Sawmill operations conducted in the woods in connection with logging operations

     Applies to establishments operating a temporary or portable sawmill operation in the woods. This type of work is usually performed on privately owned land. A portable sawmill and saw tables, similar to those at a permanent sawmill location, are transported directly to the logging site. Log lengths are fed through a circular saw that is capable of producing various sized rough cut timber, blocks, boards and planks. This classification includes all transporting of rough cut timber, blocks, boards and planks from the cutting and/or sawing site when conducted by employees of employers subject to this classification.

     This classification excludes sawmill operations which are not conducted in the woods in connection with a logging operation which is to be reported separately in the applicable sawmill classification.

[Statutory Authority: RCW 51.16.035 and 51.16.100. 09-24-082, § 296-17A-5001, filed 11/30/09, effective 1/1/10; 07-12-047, § 296-17A-5001, filed 5/31/07, effective 7/1/07. 07-01-014, recodified as § 296-17A-5001, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.12.120. 03-23-025, § 296-17-659, filed 11/12/03, effective 1/1/04. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-659, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-659, filed 5/31/96, effective 7/1/96; 86-12-041 (Order 86-18), § 296-17-659, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), § 296-17-659, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), § 296-17-659, filed 2/28/85, effective 4/1/85; 83-24-017 (Order 83-36), § 296-17-659, filed 11/30/83, effective 1/1/84; 80-17-016 (Order 80-23), § 296-17-659, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), § 296-17-659, filed 11/27/78, effective 1/1/79; Order 77-27, § 296-17-659, filed 11/30/77, effective 1/1/78; Order 75-38, § 296-17-659, filed 11/24/75, effective 1/1/76; Order 73-22, § 296-17-659, filed 11/9/73, effective 1/1/74.]

     Reviser's note: The typographical error in the above section occurred in the copy filed by the agency and appears in the Register pursuant to the requirements of RCW 34.08.040.
AMENDATORY SECTION(Amending WSR 09-24-082, filed 11/30/09, effective 1/1/10)

WAC 296-17A-5005   Classification 5005.  


5005-00 Logging and/or tree thinning - Mechanized operations

     (to be assigned only by classification services staff)

     ((Applies to establishments engaged in mechanized logging or tree thinning operations. For purposes of this classification, mechanized logging is defined as the entire process of felling, removal (skidding), yarding, processing, delimbing, bucking and loading of trees/logs by machine. This classification can be used by a logging contractor only if the entire side is being logged using methods and equipment described in this rule. If any portion of the side is being logged by conventional methods the entire operation must be reported in classification 5001 - Logging, N.O.C. or 5005-01 Logging Machine Operators. For example, an employer that subcontracts to fell trees with a feller/buncher or processor but is not involved in the removal (skidding) of the trees, the processing (delimbing and bucking) of the trees and the loading of trees is excluded from classification 5005-00 and is to be reported in classification 5001 - Logging, N.O.C. or 5005-01 Logging Machine Operators. Any employer whose operation includes any manual felling, removal, processing, or loading of trees is excluded from classification 5005-00 and is to be reported in classification 5001 - Logging, N.O.C. Work contemplated by this classification includes the falling of trees with a machine such as a feller buncher or processor; skidding logs to the landing with use of a grapple skidder or forwarder; delimbing logs with a mechanized delimber such as a stroke delimber, processor, CTR or harvester; and loading logs onto log trucks with a mechanical loader or shovel. Equipment used by employers subject to this classification will consist of the following:

     Feller/buncher - Used to fell trees and place felled trees into stacks (bunches) for removal to the log landing for further processing. The operator of this machine does not leave the cab of the machine in the performance of duties in the logging operation.

     Processor - Used to fell trees, delimb them, buck tree to desired log length and stack the bunches for removal to the landing where they will be segregated by general grade and loaded onto log trucks. A processor is sometimes used at the landing to delimb trees and buck them to log length, especially when the trees are felled by a feller/buncher. The operator of this machine does not leave the cab of the machine in the performance of duties in the logging operation.

     Grapple skidder - Is used to remove (ground skid) stacks (bunches) of felled trees from the woods to the landing. The industry refers to both the skidder and the bulldozers as a tractor. The two are distinguished from one another in that the skidder is a tire-driven tractor and the bulldozer is a track-driven tractor. A bulldozer equipped with a grapple is an acceptable piece of equipment to be used in the removal of trees. The operator of either the grapple skidder or bulldozer equipped with grapple does not leave the cab of the machine in the performance of duties in the logging operation.

     Forwarder - Is used to remove logs as cut by a processor from the woods to an awaiting log truck or to be stacked in piles for a future pick up by a log truck. This is a small specialized tractor equipped with a self-loader and a log bunk. The operator of this machine does not leave the machine in the performance of duties in the logging operation.

     Harvester - Is used at the landing of the logging side to delimb trees and buck trees to desired log length. This machine can also be used to load logs onto log trucks. The operator of this machine does not leave the cab of the machine in the performance of duties in the logging operation.

     Loader - Is used at the landing to load logs onto log trucks. The operator of this machine does not leave the cab of the machine in the performance of duties in the logging operation.

     This classification excludes log hauling which is to be reported separately in classification 5003, logging road construction which is to be reported separately in classification 6902, logging machine operators which are to be reported separately in classification 5005-01, and logging operations which are to be reported separately in classification 5001.

     Special notes: If any portion of the logging contract is performed manually or by hand, the establishment does not qualify for this classification. If any portion of the logging contract is subcontracted out to another business and is performed manually or by hand, then none of the businesses involved in the logging contract will qualify for this classification and are to be reported separately in classification 5001 or 5005-01.

     All equipment used by employers subject to this classification must meet WISHA guidelines for Roll Over Protection Standards (ROPS) and Falling Object Protection Standards (FOPS).

     See classification 5206 (WAC 296-17-675) for permanent shop/yard operations.


5005-01 Logging machine operators

     (to be assigned only by classification services staff)

     This classification applies to employees of a logging company that does not qualify as a mechanized operation but operates equipment such as a feller buncher, processor, forwarder, skidder, log loader, or tower and who are in a protective cab. This classification also applies to firms who contract with logging firms to provide such equipment and operators to a logging side. The operator does not leave the cab to perform duties as part of the logging operation. Equipment used by employers subject to this classification are required to meet WISHA guidelines for roll over protection standards (ROPS) and falling object protection standards (FOPS).

     This classification excludes all logging activities being performed on the ground which are to be reported separately in classification 5001.

     Special note: This classification does not apply to classification 5005-00 "logging and/or tree thinning - mechanical operations" whereby logging activities are performed exclusively by machine and no employees are on the ground.)) Applies to establishments engaged in mechanized logging or tree thinning operations. For purposes of this classification, mechanized logging is defined as the entire process of felling, removal (skidding), yarding, processing, delimbing, bucking and loading of trees or logs by machine.

     When would your business qualify for this classification?

     • If the entire side is being logged using methods and equipment described in this rule.

     Typical equipment:

     • Feller buncher;

     • Forwarder;

     • Grapple skidder;

     • Harvester;

     • Log loader;

     • Processor.

     All equipment used by employers subject to this classification must have a protective cab and is required to meet WISHA guidelines for roll over protection standards (ROPS) and falling object protection standards (FOPS).

     Work in this classification includes, but is not limited to:

     • Falling of trees with a machine such as a feller buncher or processor;

     • Skidding logs to the landing with use of a grapple skidder or forwarder;

     • Delimbing logs with a mechanized delimber such as a stroke delimber, processor, or harvester;

     • Loading logs onto log trucks with a mechanized loader or shovel; and

     • Operators who leave the cab of the machine to perform incidental maintenance on the machine or to cut debris out of the equipment.

     What activities are not included in this classification?

     • Operators who leave the cab of the machine to perform duties as part of a logging operation or falling and processing of any trees by hand (report in classification 5001).

     • If any portion of the logging contract is performed manually or by hand, the establishment does not qualify for this classification (report in classification 5001 or 5005-01);

     • If any portion of the logging contract is subcontracted out to another business and is performed manually or by hand, then none of the businesses involved in the logging contract will qualify for this classification (report in classification 5001 or 5005-01);

     • Log hauling (report in classification 5003);

     • Logging road construction (report in classification 6902);

     • Logging machine operators (report in classification 5005-01); and

     • Manual logging operations (report in classification 5001).

     Note: See classification 5206 and the exemption classification reporting rule (WAC 296-17-31018) for permanent yard or shop operations.


5005-01 Logging machine operators

     (to be assigned only by classification services staff)

     Applies to employees of a logging company that does not qualify as a mechanized operation, or firms who contract with logging firms to provide such equipment and operators to a logging side.

     Typical equipment:

     • Feller buncher;

     • Forwarder;

     • Grapple skidder;

     • Harvester;

     • Log loader;

     • Processor;

     • Tower.

     All equipment used by employers subject to this classification must have a protective cab and is required to meet WISHA guidelines for roll over protection standards (ROPS) and falling object protection standards (FOPS).

     Work in this classification includes:

     • Operators who leave the cab of the machine to perform incidental maintenance of the machine or to cut debris out of the equipment.

     What activities are not included in this classification?

     • Operators who leave the cab of the machine to perform duties as part of a logging operation or falling and processing of any trees by hand (report those hours in classification 5001).

     • Operators of machines that require the operator to routinely leave the cab during operation. For example; a skidder operator that must leave the cab to set chokers (report in classification 5001).

     Special note: This classification does not apply to classification 5005-00 "logging and/or tree thinning - Mechanical operations" where logging activities are performed exclusively by machine and no employees are on the ground.

[Statutory Authority: RCW 51.16.035 and 51.16.100. 09-24-082, § 296-17A-5005, filed 11/30/09, effective 1/1/10. 07-01-014, recodified as § 296-17A-5005, filed 12/8/06, effective 12/8/06; 06-12-075, § 296-17-66003, filed 6/6/06, effective 7/7/06. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.12.120. 03-23-025, § 296-17-66003, filed 11/12/03, effective 1/1/04. Statutory Authority: RCW 51.16.035, 51.04.020. 00-14-052, § 296-17-66003, filed 7/1/00, effective 7/1/00. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-66003, filed 8/28/98, effective 10/1/98. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 94-12-051, § 296-17-66003, filed 5/27/94, effective 7/1/94.]


AMENDATORY SECTION(Amending WSR 12-11-109, filed 5/22/12, effective 7/1/12)

WAC 296-17A-5301   Classification 5301.  


5301-10 Accounting or bookkeeping services

     Applies to establishments engaged in providing general accounting or bookkeeping services to others. Types of services contemplated by establishments subject to this classification include, but are not limited to:

     • Auditing;

     • Tax preparation;

     • Medical or dental claims processing and billing;

     • Advisory services.

     This classification includes:

     • Clerical office;

     • Outside sales, and personnel who travel from one office to another.

     This classification excludes establishments engaged primarily in management consultant services that are not otherwise classified, which are to be reported separately in classification 5301-12.

     Special note: This classification is limited to employers engaged in such services being provided to the general public. This is a services only classification and does not include retailing or store operations, nor is this classification to be assigned to employers setting up separate business operations to manage other commonly owned or operated business undertakings unless coincidentally the other operations are also subject to this classification.


5301-11 Law firms

     Applies to establishments engaged in providing legal services to others. Law firms may specialize in one or more areas of law. This classification includes clerical office and outside sales personnel who travel from one office environment to another.

     Special note: This is a services only classification and does not include retailing or store operations, nor is this classification to be assigned to employers setting up separate business operations to manage other commonly owned or operated business undertakings unless coincidentally the other operations are also subject to this classification.


5301-12 Management consultant services, N.O.C.

     Applies to establishments engaged in providing management consulting services not covered by another classification (N.O.C.). Management consultants typically will observe and analyze:

     • Computer or communication systems;

     • Mail distribution;

     • Organizational structures;

     • Planning or development of related business needs;

     • Work processes or work flows.

     After a thorough analysis, consultants usually prepare a written report for the customer which identifies problem areas and/or recommends improvements to processes or equipment. Consultants may remain to oversee the implementation of the recommended improvements. Consultants subject to this classification do not sell any product they have recommended although they may act as an agent for their client in purchasing the product. Consulting projects vary from client to client depending upon the contract. Included within this classification are businesses that provide similar consultative services such as, but not limited to:

     • Advertising agencies;

     • Employer representative organizations;

     • Mortgage brokers and financial advisers who do not make purchases on behalf of their clients;

     • Public relations companies.

     This classification includes clerical office staff, outside sales personnel and other staff who travel from one office to another.

     This classification excludes businesses that perform computer consulting for others, which is to be reported in classification 5302.

     Special note: This classification is limited to employers engaged in such services being provided to the general public. This is a services only classification and does not include retailing or store operations, nor is this classification to be assigned to employers setting up separate business operations to manage other commonly owned or operated business undertakings unless coincidentally the other operations are also subject to this classification.


5301-13 Credit bureaus; collection agencies

     Applies to establishments that are licensed to provide collection and/or credit investigation services to others. Services include, but are not limited to:

     • Checking the credit backgrounds of their client's potential customers;

     • Collection of NSF checks or delinquent debts owed to clients of the collection agency.

     If debts are not collected, the service agency may initiate legal proceedings against the debtor. This classification includes clerical office and outside sales personnel, and other staff who travel from one office to another.

     This classification excludes establishments engaged in providing process and legal messenger services which are to be reported separately in classification 6601.


5301-14 Employment agencies

     (only to be assigned by the temporary help/leasing underwriter)

     Applies to establishments that are licensed to provide employment services for others. Clients of employment agencies may be persons seeking employment or companies looking for employees. Employment agencies usually conduct preliminary interviews with candidates for positions prior to referring them to their client companies for interviews. Generally, establishments subject to this classification place people in permanent positions. This classification includes clerical office and outside sales personnel, and staff who travel from one office to another.

     This classification excludes:

     • Employees of a temporary help agency who are assigned to work in the administrative or branch offices of the agency who are to be reported separately in classification 7104;

     • Employees of a temporary help agency who are assigned on a temporary basis to its customers who are to be reported separately in the appropriate temporary help classification.


5301-15 Court reporting services

     Applies to establishments engaged in providing court reporting services to others. Court reporters record verbatim testimony presented in court proceedings, depositions, public hearings or meetings. The most frequently used method to record testimony is by stenotype machine, although it may be recorded by voice recording on audio tape, or by manual shorthand. Transcription of the recorded material may be performed by the court reporter or by "note readers" or typists. The majority of court reporters today use computer-aided transcription systems. Court reporters may also offer notary public services for their clients. This classification includes clerical office and staff who travel from one office to another.


5301-16 Service and professional organizations

     Applies to establishments engaged in protecting or furthering the interest of their members and/or the general public. Many of these operate as nonprofit organizations. Service and professional organizations may perform one or many of the following activities:

     • Administer certification tests;

     • Arbitrate disputes;

     • Award scholarships;

     • Collect membership dues;

     • Compile, review, and disseminate informational data;

     • Disburse funds;

     • Host conventions;

     • Issue vehicle license registrations, plates, decals, and certificates of title;

     • Lobby the legislature;

     • Manage promotional marketing programs;

     • Maintain a membership directory;

     • Offer insurance programs;

     • Operate a tourist information center;

     • Organize fund-raising campaigns;

     • Perform charitable community services;

     • Perform collective bargaining;

     • Provide counseling, adoption, and advocacy services;

     • Provide job placement assistance;

     • Publish a newsletter;

     • Research and interpret local, state, and federal regulations and apprise members of the results;

     • Sponsor athletic leagues and tournaments;

     • Sponsor educational training programs.

     Also included in this classification are Economic Development Councils, Boards, or Associations. These nonprofit organizations provide economic consulting services and related statistics to government and industry in the promotion of economic stability, and recruit businesses that will create jobs and provide loans from the grant funds they manage. This classification includes clerical office and outside sales personnel who travel from one office environment to another.

     This classification excludes:

     • Collection of donated items by truck which is to be reported separately in classification 1101;

     • Labor unions and employee representative associations which are to be reported separately in classification 6503.

     Special note: If a charitable organization subject to classification 5301 operates a retail store for the sale of donated items, the collection of those items by truck, and all store operations, are to be reported separately in classification 6504.


5301-18 Telephone answering services

     Applies to establishments engaged in providing telephone answering services for others. Customers include, but are not limited to:

     • Attorneys;

     • Medical professionals;

     • Private businesses;

     • Individuals.

     Most answering services today use computerized communications systems to identify company names when answering calls for various companies, obtain correct information about the company to respond to questions, record and relay accurate messages in a timely manner. Related services often offered by telephone answering service companies include, but are not limited to:

     • Dispatching;

     • Monitoring alarm systems;

     • Placing reminder calls;

     • Rental of office space;

     • Scheduling appointments for customers;

     • Telemarketing;

     • Voice mail or paging.

     This classification includes clerical office personnel and staff who travel from one office to another.


5301-19 Travel agencies

     Applies to establishments engaged in providing travel arrangement services for others. Travel agencies coordinate all types of travel arrangements for their clients through:

     • Air;

     • Bus lines;

     • Car rental agencies;

     • Cruise;

     • Hotels;

     • Motels;

     • Related travel providers;

     • Resorts;

     • Train;

     • Travel insurance companies.

     Services vary and could include:

     • Arrangement of special needs for disabled or elderly travelers;

     • Booking reservations;

     • Delivery of tickets and itineraries to clients;

     • Selling tickets for tours, excursions, or other entertainment events.

     This classification includes clerical office and sales staff who travel from one office to another.


5301-21 Word processing or secretarial services

     Applies to establishments engaged in providing word processing or secretarial services to others. Services include, but are not limited to:

     • Desktop publishing;

     • Dictation and transcription services;

     • Making copies of documents;

     • Typing/compiling reports, proposals, resumes, or correspondence;

     • Sending faxes.

     A pickup and delivery service may be offered. This classification includes clerical office and outside sales personnel who travel from one office environment to another.

     Special note: This classification is limited to employers engaged in such services being provided to the general public. This is a services only classification and does not include retailing or store operations, nor is this classification to be assigned to employers setting up separate business operations to manage other commonly owned or operated business undertakings unless coincidentally the other operations are also subject to this classification.

[Statutory Authority: RCW 51.04.020, 51.16.035, and 51.16.100. 12-11-109, § 296-17A-5301, filed 5/22/12, effective 7/1/12. Statutory Authority: RCW 51.16.035, 51.16.100, and Title 51 RCW. 09-20-039, § 296-17A-5301, filed 9/30/09, effective 1/1/10. 07-01-014, recodified as § 296-17A-5301, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035, 51.16.100. 06-12-075, § 296-17-677, filed 6/6/06, effective 7/7/06. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.12.120. 03-23-025, § 296-17-677, filed 11/12/03, effective 1/1/04. Statutory Authority: RCW 51.16.035. 98-18-042, § 296-17-677, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-677, filed 5/31/96, effective 7/1/96. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 89-24-051 (Order 89-22), § 296-17-677, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035. 88-12-050 (Order 88-06), § 296-17-677, filed 5/31/88, effective 7/1/88; 86-12-041 (Order 86-18), § 296-17-677, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), § 296-17-677, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), § 296-17-677, filed 2/28/85, effective 4/1/85; 83-24-017 (Order 83-36), § 296-17-677, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), § 296-17-677, filed 11/29/82, effective 1/1/83. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 78-12-043 (Order 78-23), § 296-17-677, filed 11/27/78, effective 1/1/79; Order 75-38, § 296-17-677, filed 11/24/75, effective 1/1/76; Order 73-22, § 296-17-677, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 07-01-014, filed 12/8/06, effective 12/8/06)

WAC 296-17A-6207   Classification 6207.  


6207-00 Carnivals - Traveling

     Applies to those employees of an employer engaged in operating traveling carnivals, who are drivers and/or engaged in the set up and/or tear down of mechanical and nonmechanical amusement rides, and any temporary structure associated with a traveling carnival such as, but not limited to, game, food, or souvenir concession booths, mobile offices, aid rooms or ticket booths.

     This classification excludes clerical office employees who are assigned to a permanent office location with no outside duties who may be reported separately in classification 4904 provided all the conditions of the general reporting rules covering standard exception employees have been met; clerical employees who travel with the carnival or with ride operators and who work out of a mobile office, ride operators, game attendants, ticket sellers/takers and personnel involved in the care, custody, and maintenance of carnival facilities who are to be reported separately in classification 6208; establishments engaged in operating mechanical or nonmechanical rides at a permanent location which are to be reported separately in classification 6208; and establishments engaged in operating video or amusement game arcades at a permanent location, not within or operated in connection with an amusement park, which are to be reported separately in classification 6406.

     Special note: Permanent shop employees, and those employees assigned to the shop during the winter quartering period may be reported separately in classification 5206 provided the conditions set forth in WAC ((296-17-675)) 296-17-31018 have been met.


6207-01 Circuses - Traveling

     Applies to establishments engaged in operating a traveling circus. Work contemplated by this classification includes all preparations, operations and maintenance normally performed by employees of an employer having operations subject to this classification. Employments include, but are not limited to, drivers, trainers, performers, ticket sellers/takers, clerical staff who travel with the circus, set up/tear down of mechanical and nonmechanical rides, concession booths or stands, mobile offices, aid rooms, ticket booths and all other temporary structures associated with a traveling circus.

     This classification excludes clerical office employees who are assigned to a permanent office location with no outside duties, who may be reported separately in classification 4904 provided all the conditions of the general reporting rules covering standard exception employees have been met.

     Special note: Classifications 6208 and 5206 do not apply to circus operations.


6207-02 Amusement rides - Traveling

     Applies to establishments engaged in operating mechanical or nonmechanical amusement rides. Employments contemplated by this classification include, but are not limited to, drivers and all employees engaged in the set up and tear down, operation, and maintenance of mechanical and nonmechanical rides and all other temporary structures associated with the amusement rides. This classification also includes automobile stunt shows, such as monster trucks or motorcycle car jumps, that perform for entertainment purposes. Covered employments associated with automobile stunt shows include, but are not limited to, drivers, mechanics, and maintenance employees who set up and take down ramps or other structures used in the show.

     This classification excludes clerical office employees who are assigned to a permanent office location with no outside duties, who may be reported separately in classification 4904 provided all the conditions of the general reporting rule covering standard exception employees have been met; clerical employees who travel with the amusement operations and work out of a mobile office, ride operators, attendants, ticket sellers/takers, and personnel involved in the care, custody, and maintenance of amusement facilities who may be reported separately in classification 6208; employers engaged in operating mechanical or nonmechanical rides at a permanent location which are to be reported separately in classification 6208; and establishments engaged in operating video or amusement game arcades at a permanent location, not within or operated in connection with an amusement park, which are to be reported separately in classification 6406.

     Special note: Permanent shop employees, and those employees assigned to the shop during the winter quartering period, may be reported separately in classification 5206 provided the conditions set forth in WAC 296-17-675 have been met.


6207-03 Rodeos

     Applies to establishments engaged in the production of rodeos. Employments contemplated by this classification include all operations normally performed by employees of an employer having operations subject to this classification such as, but not limited to, drivers and all arena employees, setting up/tearing down temporary enclosures/structures/bleachers, clowns, gate openers, animal handlers, ticket sellers/takers, first-aid staff, and clerical staff who travel with the rodeo.

     This classification excludes clerical office employees who are assigned to a permanent office location with no outside duties, who may be reported separately in classification 4904 provided all the conditions of the general reporting rule covering standard exception employees have been met; and stock handlers who contract with a rodeo producer to supply horses, bulls, or other rodeo animals, who are to be reported separately in classification 7302.

     Special note: Classifications 6208 and 5206 do not apply to rodeos.


6207-04 Fireworks exhibition

     Applies to establishments engaged in producing pyrotechnic exhibitions. This classification includes purchasing ready made fireworks, setting up displays, timing fuses, lighting the fireworks, and cleaning up.

     This classification excludes establishments engaged in the manufacture of fireworks which are to be reported separately in classification 4601.

[07-01-014, recodified as § 296-17A-6207, filed 12/8/06, effective 12/8/06. Statutory Authority: RCW 51.16.035. 99-18-068, § 296-17-693, filed 8/31/99, effective 10/1/99; 98-18-042, § 296-17-693, filed 8/28/98, effective 10/1/98; 96-12-039, § 296-17-693, filed 5/31/96, effective 7/1/96; 86-12-041 (Order 86-18), § 296-17-693, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), § 296-17-693, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), § 296-17-693, filed 2/28/85, effective 4/1/85; Order 77-27, § 296-17-693, filed 11/30/77, effective 1/1/78; Order 73-22, § 296-17-693, filed 11/9/73, effective 1/1/74.]

OTS-5303.1


AMENDATORY SECTION(Amending WSR 10-21-086, filed 10/19/10, effective 11/19/10)

WAC 296-17B-920   Hazard Group 2 tables.  

Premium-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 2

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .8627 .8442 .8279 .8131 .7995 .7868 .7749 .7637 .7530 .7429 .7332 .7238 .7148 .7062
2 .8572 .8377 .8204 .8047 .7902 .7768 .7642 .7523 .7410 .7302 .7199 .7100 .7005 .6913
3 .8519 .8313 .8129 .7963 .7810 .7668 .7535 .7409 .7290 .7176 .7067 .6963 .6862 .6765
4 .8467 .8249 .8055 .7880 .7719 .7569 .7428 .7296 .7170 .7050 .6935 .6825 .6719 .6617
5 .8415 .8185 .7982 .7797 .7628 .7470 .7322 .7183 .7050 .6924 .6803 .6688 .6577 .6470
6 .8363 .8123 .7909 .7715 .7537 .7372 .7216 .7070 .6931 .6799 .6672 .6551 .6435 .6323
7 .8313 .8061 .7837 .7634 .7448 .7274 .7112 .6958 .6813 .6675 .6542 .6416 .6294 .6177
8 .8263 .7999 .7765 .7553 .7358 .7177 .7007 .6847 .6695 .6551 .6413 .6281 .6154 .6033
9 .8214 .7939 .7695 .7473 .7270 .7081 .6903 .6736 .6578 .6428 .6284 .6147 .6015 .5889
10 .8165 .7879 .7624 .7394 .7182 .6985 .6800 .6626 .6462 .6305 .6156 .6014 .5877 .5746
11 .8117 .7819 .7555 .7315 .7094 .6889 .6697 .6516 .6346 .6183 .6029 .5881 .5740 .5605
12 .8070 .7760 .7485 .7236 .7007 .6794 .6595 .6407 .6230 .6062 .5902 .5750 .5604 .5464
13 .8023 .7702 .7416 .7157 .6920 .6699 .6492 .6298 .6115 .5941 .5776 .5619 .5468 .5325
14 .7976 .7643 .7348 .7079 .6833 .6604 .6390 .6190 .6000 .5821 .5651 .5489 .5334 .5186
15 .7930 .7586 .7279 .7002 .6746 .6510 .6289 .6082 .5886 .5701 .5526 .5359 .5200 .5049
16 .7885 .7528 .7211 .6924 .6660 .6416 .6188 .5974 .5773 .5582 .5402 .5231 .5068 .4913
17 .7839 .7471 .7144 .6847 .6574 .6322 .6087 .5867 .5659 .5464 .5279 .5103 .4937 .4778
18 .7795 .7415 .7076 .6770 .6489 .6229 .5986 .5760 .5547 .5346 .5156 .4977 .4806 .4644
19 .7750 .7358 .7009 .6693 .6403 .6135 .5886 .5653 .5435 .5229 .5035 .4851 .4677 .4511
20 .7706 .7302 .6942 .6617 .6318 .6042 .5786 .5547 .5323 .5112 .4914 .4726 .4549 .4380
21 .7663 .7246 .6876 .6540 .6233 .5949 .5686 .5441 .5212 .4996 .4793 .4602 .4421 .4250
22 .7619 .7191 .6809 .6464 .6148 .5857 .5587 .5336 .5101 .4881 .4674 .4479 .4295 .4121
23 .7576 .7135 .6743 .6388 .6063 .5764 .5488 .5231 .4991 .4766 .4555 .4356 .4170 .3993
24 .7534 .7080 .6677 .6312 .5979 .5672 .5389 .5126 .4881 .4651 .4437 .4235 .4045 .3866
25 .7491 .7025 .6611 .6236 .5894 .5580 .5290 .5021 .4771 .4538 .4319 .4114 .3922 .3740
26 .7449 .6971 .6545 .6160 .5810 .5488 .5192 .4917 .4662 .4424 .4202 .3994 .3799 .3616
27 .7408 .6917 .6479 .6085 .5726 .5397 .5094 .4814 .4554 .4312 .4086 .3875 .3678 .3492
28 .7366 .6862 .6414 .6010 .5642 .5305 .4996 .4710 .4446 .4200 .3971 .3757 .3557 .3369
29 .7326 .6809 .6349 .5935 .5558 .5214 .4898 .4607 .4338 .4088 .3856 .3639 .3437 .3248
30 .7285 .6755 .6284 .5860 .5475 .5123 .4801 .4505 .4231 .3977 .3742 .3522 .3318 .3127
31 .7245 .6702 .6219 .5785 .5392 .5033 .4704 .4403 .4124 .3867 .3628 .3407 .3200 .3007
32 .7205 .6649 .6155 .5711 .5308 .4942 .4607 .4300 .4018 .3757 .3515 .3291 .3082 .2888
33 .7166 .6597 .6091 .5637 .5226 .4852 .4511 .4199 .3912 .3647 .3403 .3176 .2966 .2770
34 .7127 .6545 .6027 .5563 .5143 .4762 .4415 .4097 .3806 .3538 .3290 .3061 .2849 .2652
35 .7089 .6493 .5964 .5489 .5060 .4672 .4319 .3996 .3701 .3429 .3179 .2947 .2733 .2535
36 .7051 .6442 .5900 .5415 .4978 .4582 .4223 .3895 .3595 .3320 .3067 .2833 .2618 .2419
37 .7014 .6391 .5837 .5342 .4896 .4492 .4127 .3794 .3490 .3211 .2955 .2720 .2504 .2304
38 .6977 .6341 .5775 .5269 .4814 .4403 .4031 .3693 .3384 .3103 .2844 .2608 .2391 .2191
39 .6941 .6291 .5713 .5196 .4732 .4314 .3936 .3592 .3280 .2995 .2734 .2497 .2279 .2081
40 .6906 .6242 .5652 .5124 .4651 .4226 .3841 .3493 .3176 .2888 .2626 .2387 .2170 .1972
41 .6872 .6194 .5592 .5054 .4571 .4138 .3747 .3394 .3073 .2783 .2519 .2280 .2063 .1866
42 .6838 .6147 .5532 .4984 .4492 .4051 .3654 .3296 .2972 .2679 .2414 .2175 .1959 .1763
43 .6806 .6101 .5474 .4915 .4414 .3966 .3562 .3199 .2871 .2577 .2311 .2072 .1857 .1663
44 .6775 .6056 .5417 .4847 .4337 .3881 .3471 .3103 .2773 .2476 .2210 .1972 .1758 .1566
45 .6744 .6013 .5361 .4780 .4261 .3797 .3381 .3009 .2676 .2378 .2112 .1874 .1661 .1472
46 .6715 .5970 .5306 .4714 .4186 .3714 .3292 .2916 .2580 .2281 .2015 .1778 .1568 .1381
47 .6687 .5928 .5252 .4649 .4111 .3631 .3204 .2824 .2486 .2186 .1920 .1685 .1477 .1294
48 .6660 .5888 .5199 .4585 .4037 .3550 .3117 .2734 .2394 .2093 .1828 .1594 .1389 .1209
49 .6634 .5848 .5147 .4521 .3964 .3470 .3032 .2644 .2302 .2002 .1737 .1506 .1304 .1127
50 .6608 .5810 .5096 .4459 .3892 .3390 .2947 .2556 .2213 .1912 .1649 .1420 .1221 .1048
51 .6584 .5773 .5045 .4397 .3821 .3312 .2863 .2469 .2124 .1824 .1563 .1336 .1141 .0972
52 .6561 .5736 .4996 .4336 .3751 .3234 .2780 .2383 .2038 .1738 .1479 .1255 .1063 .0899
53 .6539 .5701 .4948 .4276 .3681 .3157 .2698 .2299 .1952 .1653 .1396 .1176 .0989 .0829
54 .6518 .5667 .4901 .4217 .3613 .3081 .2618 .2216 .1869 .1571 .1316 .1100 .0917 .0762
55 .6498 .5634 .4855 .4159 .3545 .3006 .2538 .2134 .1786 .1490 .1238 .1026 .0847 .0698
56 .6479 .5602 .4809 .4102 .3478 .2932 .2459 .2053 .1705 .1411 .1163 .0954 .0781 .0637
57 .6461 .5571 .4766 .4047 .3412 .2859 .2382 .1973 .1626 .1334 .1089 .0885 .0717 .0579
58 .6444 .5542 .4723 .3992 .3348 .2787 .2305 .1895 .1548 .1258 .1018 .0819 .0656 .0523
59 .6428 .5513 .4682 .3938 .3284 .2716 .2230 .1818 .1472 .1185 .0948 .0755 .0598 .0471
60 .6413 .5486 .4642 .3886 .3222 .2647 .2156 .1742 .1398 .1114 .0882 .0694 .0543 .0422
61 .6400 .5461 .4603 .3835 .3160 .2578 .2083 .1668 .1325 .1044 .0817 .0635 .0490 .0376
62 .6387 .5437 .4566 .3785 .3100 .2510 .2011 .1596 .1254 .0977 .0755 .0579 .0441 .0334
63 .6376 .5414 .4530 .3737 .3041 .2444 .1941 .1524 .1185 .0912 .0696 .0526 .0395 .0294
64 .6365 .5393 .4496 .3690 .2984 .2379 .1872 .1455 .1117 .0849 .0639 .0476 .0352 .0258
65 .6356 .5373 .4463 .3645 .2928 .2315 .1804 .1387 .1052 .0789 .0585 .0429 .0312 .0224
66 .6348 .5354 .4432 .3601 .2873 .2253 .1738 .1321 .0989 .0731 .0533 .0385 .0275 .0194
67 .6340 .5338 .4403 .3559 .2820 .2192 .1673 .1256 .0928 .0675 .0485 .0344 .0241 .0167
68 .6334 .5322 .4376 .3519 .2768 .2133 .1610 .1194 .0869 .0623 .0439 .0306 .0210 .0142
69 .6328 .5308 .4350 .3480 .2718 .2074 .1549 .1133 .0812 .0572 .0396 .0270 .0182 .0121
70 .6324 .5296 .4326 .3443 .2669 .2018 .1489 .1074 .0758 .0525 .0357 .0238 .0157 .0102
71 .6320 .5284 .4303 .3406 .2621 .1962 .1429 .1016 .0705 .0479 .0319 .0208 .0134 .0085
72 .6317 .5275 .4282 .3373 .2577 .1909 .1374 .0962 .0657 .0438 .0286 .0183 .0115 .0071
73 .6315 .5267 .4265 .3343 .2535 .1860 .1323 .0913 .0613 .0401 .0256 .0160 .0098 .0059
74 .6313 .5262 .4254 .3325 .2509 .1829 .1290 .0882 .0585 .0378 .0239 .0147 .0089 .0053


Premium-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 2

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0321 .0674 .1058 .1464 .2317 .3202 .4109 .5031
2 .0000 .0304 .0646 .1023 .1422 .2262 .3137 .4034 .4947
3 .0000 .0288 .0620 .0989 .1382 .2209 .3073 .3959 .4863
4 .0000 .0272 .0595 .0956 .1342 .2157 .3009 .3885 .4780
5 .0000 .0257 .0570 .0924 .1303 .2105 .2945 .3812 .4697
6 .0000 .0243 .0547 .0893 .1264 .2053 .2883 .3739 .4615
7 .0000 .0229 .0525 .0863 .1227 .2003 .2821 .3667 .4534
8 .0000 .0216 .0503 .0834 .1190 .1953 .2759 .3595 .4453
9 .0000 .0204 .0483 .0805 .1154 .1904 .2699 .3525 .4373
10 .0000 .0192 .0462 .0777 .1119 .1855 .2639 .3454 .4294
11 .0000 .0181 .0443 .0749 .1084 .1807 .2579 .3385 .4215
12 .0000 .0171 .0424 .0722 .1050 .1760 .2520 .3315 .4136
13 .0000 .0161 .0406 .0696 .1016 .1713 .2462 .3246 .4057
14 .0000 .0152 .0388 .0670 .0983 .1666 .2403 .3178 .3979
15 .0000 .0143 .0370 .0645 .0950 .1620 .2346 .3109 .3902
16 .0000 .0134 .0353 .0620 .0917 .1575 .2288 .3041 .3824
17 .0000 .0126 .0337 .0595 .0886 .1529 .2231 .2974 .3747
18 .0000 .0118 .0321 .0572 .0854 .1485 .2175 .2906 .3670
19 .0000 .0110 .0305 .0548 .0823 .1440 .2118 .2839 .3593
20 .0000 .0103 .0290 .0525 .0793 .1396 .2062 .2772 .3517
21 .0000 .0096 .0275 .0502 .0763 .1353 .2006 .2706 .3440
22 .0000 .0089 .0261 .0480 .0733 .1309 .1951 .2639 .3364
23 .0000 .0083 .0246 .0458 .0704 .1266 .1895 .2573 .3288
24 .0000 .0077 .0233 .0437 .0675 .1224 .1840 .2507 .3212
25 .0000 .0071 .0220 .0416 .0647 .1181 .1785 .2441 .3136
26 .0000 .0066 .0207 .0396 .0619 .1139 .1731 .2375 .3060
27 .0000 .0061 .0194 .0376 .0591 .1098 .1677 .2309 .2985
28 .0000 .0056 .0182 .0356 .0564 .1056 .1622 .2244 .2910
29 .0000 .0051 .0171 .0337 .0538 .1016 .1569 .2179 .2835
30 .0000 .0047 .0159 .0318 .0512 .0975 .1515 .2114 .2760
31 .0000 .0043 .0149 .0300 .0486 .0935 .1462 .2049 .2685
32 .0000 .0039 .0138 .0282 .0461 .0895 .1409 .1985 .2611
33 .0000 .0035 .0128 .0265 .0436 .0856 .1357 .1921 .2537
34 .0000 .0032 .0118 .0248 .0412 .0817 .1305 .1857 .2463
35 .0000 .0029 .0109 .0232 .0388 .0779 .1253 .1794 .2389
36 .0000 .0026 .0100 .0216 .0365 .0741 .1202 .1730 .2315
37 .0000 .0023 .0092 .0201 .0342 .0704 .1151 .1667 .2242
38 .0000 .0020 .0084 .0186 .0320 .0667 .1101 .1605 .2169
39 .0000 .0018 .0076 .0171 .0298 .0631 .1051 .1543 .2096
40 .0000 .0016 .0069 .0158 .0278 .0596 .1002 .1482 .2024
41 .0000 .0014 .0062 .0145 .0258 .0562 .0954 .1422 .1954
42 .0000 .0012 .0056 .0133 .0239 .0528 .0907 .1362 .1884
43 .0000 .0010 .0050 .0121 .0221 .0496 .0861 .1304 .1815
44 .0000 .0009 .0045 .0110 .0203 .0465 .0816 .1247 .1747
45 .0000 .0008 .0040 .0100 .0186 .0434 .0773 .1191 .1680
46 .0000 .0007 .0035 .0090 .0171 .0405 .0730 .1136 .1614
47 .0000 .0006 .0031 .0081 .0156 .0377 .0688 .1082 .1549
48 .0000 .0005 .0027 .0073 .0142 .0350 .0648 .1029 .1485
49 .0000 .0004 .0024 .0065 .0128 .0324 .0608 .0977 .1421
50 .0000 .0003 .0021 .0057 .0115 .0298 .0570 .0926 .1359
51 .0000 .0003 .0018 .0050 .0104 .0274 .0533 .0875 .1297
52 .0000 .0002 .0015 .0044 .0092 .0251 .0496 .0826 .1236
53 .0000 .0002 .0013 .0039 .0082 .0229 .0461 .0778 .1176
54 .0000 .0001 .0011 .0033 .0072 .0208 .0427 .0731 .1117
55 .0000 .0001 .0009 .0029 .0063 .0188 .0394 .0685 .1059
56 .0000 .0001 .0007 .0024 .0055 .0169 .0362 .0639 .1002
57 .0000 .0001 .0006 .0020 .0048 .0151 .0331 .0596 .0947
58 .0000 .0001 .0005 .0017 .0041 .0134 .0302 .0553 .0892
59 .0000 .0000 .0004 .0014 .0035 .0118 .0273 .0512 .0838
60 .0000 .0000 .0003 .0011 .0029 .0103 .0246 .0472 .0786
61 .0000 .0000 .0002 .0009 .0024 .0090 .0221 .0433 .0735
62 .0000 .0000 .0002 .0007 .0020 .0077 .0197 .0396 .0685
63 .0000 .0000 .0001 .0006 .0016 .0066 .0174 .0360 .0637
64 .0000 .0000 .0001 .0004 .0013 .0055 .0153 .0326 .0590
65 .0000 .0000 .0001 .0003 .0010 .0046 .0133 .0293 .0545
66 .0000 .0000 .0000 .0002 .0007 .0038 .0114 .0262 .0501
67 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0233 .0459
68 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0206 .0419
69 .0000 .0000 .0000 .0001 .0003 .0018 .0068 .0180 .0380
70 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0156 .0343
71 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0133 .0306
72 .0000 .0000 .0000 .0000 .0001 .0007 .0035 .0112 .0273
73 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0095 .0243
74 .0000 .0000 .0000 .0000 .0000 .0003 .0022 .0084 .0225


Premium-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 2

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .6903 .6237 .5645 .5116 .4641 .4222 .3871 .3577 .3330 .3122 .2946 .2797 .2672 .2569
41 $120 .6868 .6189 .5585 .5045 .4562 .4148 .3801 .3510 .3266 .3061 .2888 .2744 .2624 .2527
42 $120 .6835 .6142 .5525 .4975 .4488 .4078 .3734 .3446 .3205 .3002 .2833 .2694 .2581 .2489
43 $120 .6803 .6096 .5467 .4906 .4420 .4012 .3670 .3384 .3145 .2946 .2782 .2648 .2541 .2454
44 $120 .6772 .6052 .5410 .4841 .4355 .3948 .3608 .3324 .3087 .2892 .2734 .2606 .2503 .2421
45 $120 .6742 .6008 .5354 .4780 .4294 .3887 .3547 .3265 .3031 .2842 .2689 .2566 .2468 .2391
46 $120 .6712 .5965 .5300 .4722 .4235 .3828 .3489 .3208 .2979 .2794 .2646 .2529 .2436 .2363
47 $120 .6684 .5924 .5248 .4667 .4178 .3770 .3431 .3153 .2928 .2749 .2606 .2494 .2405 .2337
48 $120 .6657 .5883 .5199 .4614 .4123 .3713 .3375 .3101 .2881 .2706 .2568 .2461 .2378 .2314
49 $120 .6631 .5844 .5153 .4563 .4068 .3657 .3321 .3051 .2835 .2665 .2533 .2430 .2352 .2292
50 $120 .6606 .5807 .5108 .4514 .4015 .3603 .3269 .3002 .2791 .2626 .2499 .2402 .2328 .2272
$250 .6608 .5809 .5094 .4456 .3889 .3387 .2951 .2576 .2257 .1986 .1758 .1566 .1405 .1271
51 $120 .6582 .5772 .5065 .4465 .3963 .3551 .3219 .2956 .2749 .2590 .2468 .2375 .2306 .2254
$250 .6584 .5772 .5044 .4394 .3818 .3312 .2874 .2501 .2184 .1916 .1692 .1504 .1349 .1220
52 $120 .6559 .5738 .5024 .4418 .3912 .3501 .3171 .2911 .2709 .2555 .2438 .2351 .2286 .2238
$250 .6561 .5735 .4994 .4334 .3748 .3239 .2800 .2428 .2113 .1849 .1628 .1446 .1295 .1173
53 $120 .6537 .5706 .4984 .4371 .3863 .3451 .3124 .2868 .2671 .2522 .2410 .2328 .2267 .2224
$250 .6539 .5700 .4946 .4274 .3681 .3168 .2728 .2356 .2044 .1783 .1567 .1389 .1245 .1128
54 $120 .6516 .5676 .4945 .4326 .3815 .3404 .3078 .2827 .2635 .2491 .2384 .2307 .2250 .2210
$250 .6517 .5666 .4899 .4216 .3616 .3099 .2658 .2287 .1976 .1719 .1508 .1336 .1197 .1086
55 $120 .6497 .5647 .4907 .4282 .3769 .3357 .3034 .2787 .2600 .2461 .2360 .2287 .2235 .2198
$250 .6497 .5633 .4853 .4159 .3553 .3032 .2590 .2219 .1911 .1658 .1452 .1285 .1152 .1047
56 $120 .6479 .5619 .4870 .4239 .3723 .3312 .2992 .2748 .2567 .2434 .2337 .2269 .2221 .2188
$250 .6478 .5601 .4808 .4104 .3491 .2966 .2523 .2153 .1847 .1598 .1398 .1237 .1110 .1010
57 $120 .6463 .5592 .4835 .4198 .3679 .3268 .2951 .2712 .2535 .2408 .2316 .2253 .2208 .2178
$250 .6461 .5570 .4765 .4051 .3432 .2903 .2457 .2088 .1786 .1541 .1346 .1191 .1070 .0976
58 $120 .6447 .5567 .4800 .4157 .3636 .3225 .2911 .2677 .2505 .2383 .2297 .2238 .2197 .2170
$250 .6444 .5541 .4724 .4000 .3373 .2840 .2393 .2025 .1726 .1487 .1297 .1148 .1033 .0944
$500 .6444 .5541 .4723 .3991 .3347 .2787 .2305 .1896 .1551 .1265 .1029 .0835 .0677 .0551
59 $120 .6433 .5543 .4767 .4118 .3593 .3184 .2873 .2643 .2477 .2360 .2279 .2224 .2187 .2162
$250 .6428 .5513 .4684 .3951 .3316 .2778 .2331 .1964 .1669 .1434 .1250 .1107 .0998 .0915
$500 .6428 .5513 .4681 .3938 .3283 .2716 .2230 .1820 .1477 .1194 .0963 .0775 .0623 .0503
60 $120 .6420 .5520 .4735 .4080 .3553 .3143 .2836 .2611 .2450 .2339 .2262 .2211 .2178 .2156
$250 .6413 .5486 .4646 .3903 .3261 .2719 .2270 .1905 .1613 .1383 .1205 .1069 .0965 .0888
$500 .6413 .5486 .4641 .3885 .3221 .2647 .2157 .1746 .1405 .1126 .0899 .0717 .0572 .0458
61 $120 .6407 .5498 .4704 .4043 .3513 .3104 .2800 .2580 .2425 .2319 .2247 .2200 .2170 .2150
$250 .6399 .5461 .4609 .3856 .3207 .2660 .2210 .1847 .1559 .1335 .1163 .1032 .0935 .0863
$500 .6400 .5461 .4603 .3834 .3160 .2579 .2086 .1674 .1335 .1060 .0839 .0663 .0524 .0416
62 $120 .6396 .5477 .4675 .4007 .3474 .3067 .2766 .2551 .2401 .2300 .2233 .2190 .2162 .2145
$250 .6387 .5438 .4574 .3811 .3154 .2603 .2152 .1791 .1507 .1289 .1123 .0999 .0907 .0841
$500 .6387 .5437 .4565 .3785 .3100 .2512 .2016 .1604 .1267 .0996 .0780 .0611 .0479 .0378
63 $120 .6385 .5457 .4646 .3972 .3437 .3030 .2733 .2523 .2379 .2283 .2221 .2181 .2156 .2141
$250 .6376 .5416 .4541 .3767 .3102 .2547 .2096 .1737 .1457 .1244 .1085 .0967 .0881 .0820
$500 .6376 .5414 .4530 .3737 .3042 .2447 .1947 .1535 .1201 .0934 .0725 .0562 .0437 .0342
64 $120 .6376 .5439 .4619 .3938 .3401 .2995 .2702 .2497 .2358 .2267 .2209 .2173 .2151 .2137
$250 .6365 .5396 .4509 .3725 .3052 .2493 .2041 .1684 .1410 .1202 .1049 .0938 .0858 .0802
$500 .6365 .5393 .4496 .3690 .2985 .2383 .1880 .1468 .1137 .0875 .0672 .0516 .0398 .0309
$1,000 .6365 .5393 .4496 .3690 .2984 .2379 .1872 .1455 .1117 .0849 .0639 .0476 .0352 .0258
65 $120 .6367 .5421 .4592 .3905 .3365 .2961 .2671 .2472 .2339 .2253 .2199 .2166 .2146 .2134
$250 .6356 .5377 .4479 .3684 .3004 .2440 .1988 .1634 .1364 .1163 .1016 .0911 .0837 .0785
$500 .6356 .5373 .4463 .3645 .2930 .2321 .1814 .1403 .1075 .0818 .0621 .0472 .0361 .0280
$1,000 .6356 .5373 .4463 .3645 .2928 .2315 .1804 .1387 .1052 .0789 .0585 .0429 .0312 .0225
66 $120 .6360 .5405 .4567 .3874 .3332 .2929 .2643 .2448 .2321 .2240 .2190 .2160 .2142 .2132
$250 .6348 .5360 .4451 .3645 .2957 .2389 .1936 .1585 .1320 .1125 .0985 .0886 .0817 .0771
$500 .6348 .5354 .4433 .3602 .2877 .2260 .1750 .1339 .1015 .0764 .0574 .0432 .0328 .0253
$1,000 .6348 .5354 .4432 .3601 .2873 .2253 .1738 .1321 .0989 .0731 .0534 .0385 .0275 .0195
67 $120 .6353 .5390 .4543 .3844 .3299 .2897 .2616 .2426 .2304 .2228 .2181 .2154 .2138 .2129
$250 .6341 .5344 .4424 .3608 .2912 .2340 .1886 .1538 .1278 .1090 .0956 .0863 .0800 .0758
$500 .6340 .5338 .4404 .3561 .2825 .2201 .1688 .1278 .0957 .0712 .0529 .0394 .0297 .0228
$1,000 .6340 .5338 .4403 .3559 .2820 .2192 .1674 .1256 .0928 .0676 .0485 .0344 .0241 .0167
68 $120 .6346 .5376 .4521 .3815 .3267 .2867 .2590 .2406 .2289 .2217 .2174 .2149 .2135 .2128
$250 .6335 .5329 .4399 .3572 .2868 .2292 .1838 .1493 .1239 .1057 .0929 .0843 .0785 .0747
$500 .6334 .5322 .4376 .3521 .2774 .2143 .1628 .1218 .0902 .0663 .0487 .0360 .0270 .0207
$1,000 .6334 .5322 .4376 .3519 .2768 .2133 .1611 .1194 .0869 .0623 .0440 .0306 .0210 .0143
69 $120 .6341 .5362 .4499 .3787 .3237 .2839 .2565 .2386 .2274 .2207 .2167 .2145 .2133 .2126
$250 .6330 .5316 .4375 .3538 .2825 .2245 .1791 .1450 .1201 .1025 .0905 .0824 .0771 .0737
$500 .6328 .5309 .4351 .3483 .2725 .2087 .1569 .1160 .0848 .0616 .0448 .0328 .0244 .0187
$1,000 .6328 .5308 .4350 .3480 .2718 .2074 .1549 .1133 .0813 .0573 .0397 .0271 .0183 .0121
70 $120 .6336 .5350 .4478 .3760 .3208 .2811 .2542 .2368 .2261 .2198 .2161 .2141 .2130 .2125
$250 .6325 .5304 .4353 .3505 .2784 .2200 .1747 .1409 .1166 .0996 .0882 .0807 .0759 .0728
$500 .6324 .5296 .4327 .3447 .2678 .2033 .1511 .1105 .0798 .0572 .0411 .0299 .0222 .0171
$1,000 .6324 .5296 .4326 .3443 .2669 .2018 .1489 .1074 .0759 .0525 .0357 .0239 .0158 .0103
71 $120 .6332 .5339 .4459 .3734 .3180 .2785 .2519 .2351 .2249 .2190 .2156 .2138 .2129 .2124
$250 .6322 .5294 .4332 .3473 .2744 .2156 .1702 .1368 .1131 .0969 .0861 .0791 .0748 .0721
$500 .6320 .5285 .4305 .3411 .2631 .1979 .1455 .1050 .0748 .0530 .0377 .0272 .0202 .0156
$1,000 .6320 .5284 .4303 .3406 .2621 .1962 .1430 .1016 .0706 .0480 .0320 .0209 .0135 .0086
72 $120 .6328 .5329 .4441 .3710 .3154 .2760 .2499 .2336 .2238 .2182 .2152 .2135 .2127 .2123
$250 .6319 .5284 .4313 .3444 .2707 .2115 .1662 .1332 .1100 .0944 .0843 .0778 .0739 .0715
$500 .6317 .5276 .4285 .3379 .2588 .1928 .1402 .1000 .0703 .0492 .0346 .0248 .0184 .0143
$1,000 .6317 .5275 .4283 .3373 .2577 .1909 .1374 .0963 .0657 .0439 .0286 .0184 .0116 .0072
73 $120 .6325 .5320 .4424 .3688 .3130 .2738 .2481 .2322 .2229 .2176 .2148 .2133 .2126 .2122
$250 .6316 .5277 .4296 .3417 .2673 .2077 .1625 .1298 .1073 .0923 .0827 .0767 .0731 .0710
$500 .6315 .5268 .4267 .3350 .2548 .1882 .1353 .0953 .0662 .0458 .0319 .0228 .0170 .0133
$1,000 .6315 .5267 .4265 .3343 .2535 .1860 .1323 .0913 .0613 .0402 .0257 .0161 .0099 .0060
74 $120 .6323 .5315 .4414 .3674 .3115 .2725 .2470 .2314 .2223 .2173 .2146 .2132 .2125 .2122
$250 .6315 .5272 .4286 .3401 .2651 .2053 .1601 .1277 .1056 .0910 .0817 .0760 .0726 .0707
$500 .6314 .5263 .4257 .3332 .2523 .1852 .1323 .0924 .0636 .0437 .0303 .0216 .0161 .0127
$1,000 .6313 .5262 .4254 .3325 .2509 .1830 .1291 .0882 .0586 .0379 .0240 .0148 .0090 .0054

*Single Loss Limit values are expressed in thousands of dollars.


Premium-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 2

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% ((50%)) 60%
40 $120 .0000 .0016 .0069 .0157 .0276 .0593 .0997 .1475 .2016
41 $120 .0000 .0014 .0062 .0144 .0256 .0558 .0949 .1415 .1945
42 $120 .0000 .0012 .0056 .0132 .0237 .0525 .0902 .1355 .1875
43 $120 .0000 .0010 .0050 .0120 .0219 .0493 .0856 .1297 .1806
44 $120 .0000 .0009 .0045 .0109 .0202 .0462 .0812 .1240 .1741
45 $120 .0000 .0008 .0040 .0099 .0185 .0432 .0768 .1184 .1680
46 $120 .0000 .0006 .0035 .0089 .0169 .0402 .0725 .1130 .1622
47 $120 .0000 .0006 .0031 .0080 .0154 .0374 .0684 .1078 .1567
48 $120 .0000 .0005 .0027 .0072 .0140 .0347 .0643 .1029 .1514
49 $120 .0000 .0004 .0024 .0064 .0127 .0321 .0604 .0983 .1463
50 $120 .0000 .0003 .0020 .0057 .0114 .0296 .0567 .0938 .1414
$250 .0000 .0003 .0021 .0057 .0115 .0298 .0569 .0924 .1356
51 $120 .0000 .0003 .0018 .0050 .0103 .0272 .0532 .0895 .1365
$250 .0000 .0003 .0018 .0050 .0103 .0274 .0532 .0874 .1294
52 $120 .0000 .0002 .0015 .0044 .0091 .0249 .0498 .0854 .1318
$250 .0000 .0002 .0015 .0044 .0092 .0251 .0495 .0824 .1234
53 $120 .0000 .0002 .0013 .0038 .0081 .0227 .0466 .0814 .1271
$250 .0000 .0002 .0013 .0038 .0082 .0229 .0460 .0776 .1174
54 $120 .0000 .0001 .0011 .0033 .0072 .0206 .0436 .0775 .1226
$250 .0000 .0001 .0011 .0033 .0072 .0207 .0426 .0729 .1116
55 $120 .0000 .0001 .0009 .0028 .0063 .0187 .0407 .0737 .1182
$250 .0000 .0001 .0009 .0028 .0063 .0187 .0393 .0683 .1059
56 $120 .0000 .0001 .0007 .0024 .0054 .0169 .0379 .0700 .1139
$250 .0000 .0001 .0007 .0024 .0055 .0168 .0361 .0638 .1004
57 $120 .0000 .0001 .0006 .0020 .0047 .0153 .0352 .0665 .1098
$250 .0000 .0001 .0006 .0020 .0047 .0151 .0330 .0595 .0951
58 $120 .0000 .0001 .0005 .0017 .0040 .0137 .0327 .0630 .1057
$250 .0000 .0001 .0005 .0017 .0041 .0134 .0301 .0554 .0900
$500 .0000 .0001 .0005 .0017 .0041 .0134 .0301 .0553 .0891
59 $120 .0000 .0000 .0004 .0014 .0034 .0123 .0303 .0597 .1018
$250 .0000 .0000 .0004 .0014 .0034 .0118 .0273 .0514 .0851
$500 .0000 .0000 .0004 .0014 .0035 .0118 .0273 .0511 .0838
60 $120 .0000 .0000 .0003 .0011 .0029 .0110 .0280 .0565 .0980
$250 .0000 .0000 .0003 .0011 .0029 .0103 .0246 .0476 .0803
$500 .0000 .0000 .0003 .0011 .0029 .0103 .0246 .0471 .0785
61 $120 .0000 .0000 .0002 .0009 .0024 .0097 .0258 .0534 .0943
$250 .0000 .0000 .0002 .0009 .0024 .0089 .0221 .0439 .0756
$500 .0000 .0000 .0002 .0009 .0024 .0090 .0221 .0433 .0734
62 $120 .0000 .0000 .0002 .0007 .0020 .0086 .0237 .0505 .0907
$250 .0000 .0000 .0002 .0007 .0020 .0077 .0198 .0404 .0711
$500 .0000 .0000 .0002 .0007 .0020 .0077 .0197 .0395 .0685
63 $120 .0000 .0000 .0001 .0006 .0016 .0075 .0217 .0476 .0872
$250 .0000 .0000 .0001 .0006 .0016 .0066 .0176 .0371 .0667
$500 .0000 .0000 .0001 .0006 .0016 .0066 .0174 .0360 .0637
64 $120 .0000 .0000 .0001 .0004 .0013 .0066 .0199 .0449 .0838
$250 .0000 .0000 .0001 .0004 .0013 .0055 .0156 .0339 .0625
$500 .0000 .0000 .0001 .0004 .0013 .0055 .0153 .0326 .0590
$1,000 .0000 .0000 .0001 .0004 .0013 .0055 .0153 .0326 .0590
65 $120 .0000 .0000 .0001 .0003 .0011 .0057 .0181 .0422 .0805
$250 .0000 .0000 .0001 .0003 .0010 .0046 .0137 .0309 .0584
$500 .0000 .0000 .0001 .0003 .0010 .0046 .0133 .0293 .0545
$1,000 .0000 .0000 .0001 .0003 .0010 .0046 .0133 .0293 .0545
66 $120 .0000 .0000 .0000 .0002 .0009 .0050 .0165 .0397 .0774
$250 .0000 .0000 .0000 .0002 .0007 .0038 .0120 .0281 .0545
$500 .0000 .0000 .0000 .0002 .0007 .0038 .0114 .0263 .0502
$1,000 .0000 .0000 .0000 .0002 .0007 .0038 .0114 .0262 .0501
67 $120 .0000 .0000 .0000 .0002 .0007 .0043 .0150 .0373 .0744
$250 .0000 .0000 .0000 .0002 .0006 .0031 .0104 .0254 .0508
$500 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0234 .0461
$1,000 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0233 .0459
68 $120 .0000 .0000 .0000 .0001 .0005 .0036 .0136 .0351 .0715
$250 .0000 .0000 .0000 .0001 .0004 .0025 .0089 .0229 .0472
$500 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0206 .0421
$1,000 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0206 .0419
69 $120 .0000 .0000 .0000 .0001 .0004 .0031 .0122 .0329 .0687
$250 .0000 .0000 .0000 .0001 .0003 .0020 .0076 .0205 .0438
$500 .0000 .0000 .0000 .0001 .0003 .0018 .0069 .0181 .0383
$1,000 .0000 .0000 .0000 .0001 .0003 .0018 .0068 .0180 .0380
70 $120 .0000 .0000 .0000 .0001 .0003 .0026 .0110 .0308 .0660
$250 .0000 .0000 .0000 .0000 .0002 .0015 .0064 .0183 .0405
$500 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0157 .0347
$1,000 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0156 .0343
71 $120 .0000 .0000 .0000 .0000 .0002 .0022 .0099 .0289 .0634
$250 .0000 .0000 .0000 .0000 .0001 .0012 .0054 .0162 .0373
$500 .0000 .0000 .0000 .0000 .0001 .0010 .0045 .0135 .0311
$1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0133 .0306
72 $120 .0000 .0000 .0000 .0000 .0002 .0018 .0089 .0271 .0610
$250 .0000 .0000 .0000 .0000 .0001 .0009 .0044 .0143 .0344
$500 .0000 .0000 .0000 .0000 .0001 .0007 .0036 .0115 .0279
$1,000 .0000 .0000 .0000 .0000 .0001 .0007 .0035 .0113 .0273
73 $120 .0000 .0000 .0000 .0000 .0001 .0015 .0080 .0254 .0588
$250 .0000 .0000 .0000 .0000 .0000 .0006 .0037 .0126 .0317
$500 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0097 .0250
$1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0095 .0243
74 $120 .0000 .0000 .0000 .0000 .0001 .0013 .0075 .0244 .0574
$250 .0000 .0000 .0000 .0000 .0000 .0005 .0032 .0116 .0301
$500 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0087 .0232
$1,000 .0000 .0000 .0000 .0000 .0000 .0003 .0022 .0084 .0225

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with no Single Loss Limit


Insurance Charge Table

Hazard Group 2

Effective November 19, 2010



Maximum Loss Ratio
Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
1 .9062 .8868 .8696 .8541 .8398 .8265 .8140 .8022 .7910 .7803 .7701 .7603 .7509 .7418
2 .9005 .8799 .8617 .8452 .8301 .8159 .8027 .7902 .7783 .7670 .7562 .7458 .7358 .7261
3 .8949 .8732 .8539 .8365 .8204 .8055 .7915 .7783 .7657 .7538 .7424 .7314 .7208 .7106
4 .8893 .8664 .8461 .8277 .8108 .7950 .7803 .7663 .7531 .7405 .7285 .7169 .7058 .6951
5 .8839 .8598 .8384 .8190 .8012 .7847 .7691 .7545 .7406 .7273 .7146 .7025 .6908 .6796
6 .8785 .8532 .8308 .8104 .7917 .7743 .7580 .7426 .7281 .7142 .7009 .6882 .6759 .6642
7 .8732 .8467 .8232 .8019 .7823 .7641 .7470 .7309 .7156 .7011 .6872 .6739 .6612 .6489
8 .8680 .8403 .8157 .7934 .7729 .7539 .7360 .7192 .7033 .6881 .6736 .6598 .6465 .6337
9 .8628 .8339 .8083 .7850 .7636 .7438 .7251 .7076 .6910 .6752 .6601 .6457 .6319 .6186
10 .8577 .8276 .8009 .7766 .7544 .7337 .7143 .6960 .6787 .6623 .6467 .6317 .6174 .6036
11 .8526 .8213 .7935 .7683 .7452 .7236 .7035 .6845 .6666 .6495 .6333 .6178 .6029 .5887
12 .8477 .8151 .7863 .7601 .7360 .7136 .6927 .6730 .6544 .6368 .6200 .6040 .5886 .5740
13 .8427 .8090 .7790 .7518 .7268 .7037 .6820 .6616 .6423 .6241 .6067 .5902 .5744 .5593
14 .8378 .8029 .7718 .7436 .7177 .6937 .6713 .6502 .6303 .6114 .5936 .5765 .5603 .5448
15 .8330 .7968 .7646 .7355 .7087 .6838 .6606 .6388 .6183 .5989 .5805 .5629 .5463 .5303
16 .8282 .7908 .7575 .7273 .6996 .6739 .6500 .6275 .6064 .5864 .5674 .5495 .5323 .5160
17 .8235 .7848 .7504 .7192 .6906 .6641 .6394 .6162 .5945 .5739 .5545 .5361 .5186 .5019
18 .8188 .7788 .7433 .7111 .6816 .6543 .6288 .6050 .5826 .5616 .5416 .5228 .5048 .4878
19 .8141 .7729 .7363 .7031 .6726 .6445 .6183 .5938 .5709 .5492 .5288 .5096 .4913 .4739
20 .8095 .7670 .7292 .6950 .6637 .6347 .6078 .5827 .5591 .5370 .5162 .4964 .4778 .4601
21 .8049 .7612 .7222 .6870 .6547 .6249 .5973 .5715 .5474 .5248 .5035 .4834 .4644 .4464
22 .8003 .7553 .7152 .6790 .6458 .6152 .5869 .5605 .5358 .5127 .4909 .4705 .4511 .4329
23 .7958 .7495 .7083 .6710 .6369 .6055 .5765 .5494 .5242 .5006 .4785 .4576 .4380 .4194
24 .7913 .7437 .7013 .6630 .6280 .5958 .5661 .5384 .5127 .4886 .4660 .4448 .4249 .4061
25 .7869 .7380 .6944 .6550 .6191 .5862 .5557 .5275 .5012 .4766 .4537 .4322 .4119 .3929
26 .7825 .7322 .6875 .6471 .6103 .5765 .5454 .5165 .4897 .4647 .4414 .4196 .3991 .3798
27 .7781 .7265 .6806 .6392 .6015 .5669 .5351 .5056 .4783 .4529 .4292 .4071 .3863 .3668
28 .7738 .7208 .6737 .6313 .5926 .5573 .5248 .4948 .4670 .4411 .4171 .3946 .3736 .3539
29 .7695 .7152 .6669 .6234 .5838 .5477 .5145 .4840 .4557 .4294 .4050 .3823 .3610 .3411
30 .7652 .7096 .6601 .6155 .5751 .5382 .5043 .4732 .4444 .4178 .3930 .3700 .3485 .3284
31 .7610 .7040 .6533 .6077 .5663 .5287 .4942 .4624 .4332 .4062 .3811 .3578 .3361 .3159
32 .7569 .6985 .6465 .5999 .5576 .5191 .4840 .4517 .4220 .3946 .3692 .3457 .3238 .3033
33 .7528 .6930 .6398 .5921 .5489 .5097 .4739 .4411 .4109 .3831 .3574 .3336 .3115 .2909
34 .7487 .6875 .6331 .5843 .5402 .5002 .4637 .4304 .3998 .3716 .3456 .3216 .2993 .2786
35 .7447 .6821 .6264 .5766 .5316 .4908 .4537 .4198 .3887 .3602 .3339 .3096 .2871 .2663
36 .7407 .6767 .6198 .5688 .5229 .4813 .4435 .4091 .3776 .3487 .3221 .2976 .2750 .2541
37 .7367 .6713 .6132 .5611 .5142 .4719 .4335 .3985 .3666 .3373 .3104 .2857 .2630 .2421
38 .7329 .6660 .6066 .5534 .5056 .4625 .4234 .3879 .3555 .3259 .2988 .2739 .2511 .2302
39 .7291 .6608 .6001 .5458 .4971 .4531 .4134 .3773 .3445 .3146 .2872 .2622 .2394 .2185
40 .7254 .6557 .5937 .5383 .4886 .4439 .4035 .3669 .3336 .3034 .2758 .2508 .2279 .2071
41 .7218 .6506 .5873 .5308 .4802 .4347 .3936 .3565 .3228 .2923 .2646 .2395 .2167 .1960
42 .7183 .6457 .5811 .5235 .4719 .4256 .3838 .3462 .3121 .2814 .2536 .2284 .2057 .1852
43 .7149 .6409 .5750 .5163 .4637 .4166 .3742 .3360 .3016 .2707 .2428 .2176 .1950 .1747
44 .7116 .6362 .5690 .5091 .4556 .4076 .3646 .3260 .2913 .2601 .2322 .2071 .1846 .1645
45 .7084 .6316 .5631 .5021 .4476 .3988 .3552 .3161 .2811 .2498 .2218 .1968 .1745 .1546
46 .7054 .6271 .5574 .4952 .4397 .3901 .3458 .3063 .2710 .2396 .2117 .1868 .1647 .1451
47 .7024 .6227 .5517 .4883 .4318 .3815 .3366 .2966 .2612 .2296 .2017 .1770 .1552 .1359
48 .6996 .6185 .5461 .4816 .4241 .3729 .3275 .2871 .2514 .2199 .1920 .1675 .1459 .1270
49 .6968 .6143 .5406 .4749 .4164 .3645 .3184 .2777 .2418 .2103 .1825 .1582 .1369 .1184
50 .6942 .6103 .5353 .4683 .4088 .3561 .3095 .2685 .2324 .2008 .1732 .1492 .1282 .1101
51 .6916 .6064 .5300 .4619 .4014 .3479 .3007 .2594 .2232 .1916 .1642 .1404 .1198 .1021
52 .6892 .6026 .5248 .4555 .3940 .3397 .2920 .2503 .2140 .1825 .1553 .1319 .1117 .0944
53 .6869 .5988 .5197 .4492 .3867 .3316 .2834 .2415 .2051 .1737 .1467 .1236 .1038 .0871
54 .6847 .5953 .5148 .4430 .3795 .3237 .2750 .2327 .1963 .1650 .1383 .1156 .0963 .0800
55 .6826 .5918 .5099 .4369 .3724 .3158 .2666 .2241 .1876 .1565 .1301 .1078 .0890 .0733
56 .6806 .5884 .5052 .4309 .3653 .3080 .2583 .2156 .1791 .1482 .1221 .1003 .0820 .0669
57 .6787 .5852 .5006 .4251 .3584 .3004 .2502 .2073 .1708 .1401 .1144 .0930 .0753 .0608
58 .6769 .5821 .4961 .4193 .3516 .2928 .2422 .1990 .1627 .1322 .1069 .0860 .0689 .0550
59 .6752 .5791 .4918 .4137 .3450 .2853 .2342 .1910 .1546 .1245 .0996 .0793 .0628 .0495
60 .6737 .5763 .4876 .4082 .3384 .2780 .2265 .1830 .1468 .1170 .0926 .0729 .0570 .0444
61 .6722 .5736 .4835 .4028 .3320 .2708 .2188 .1752 .1392 .1097 .0858 .0667 .0515 .0395
62 .6709 .5711 .4796 .3976 .3257 .2637 .2113 .1676 .1317 .1026 .0793 .0608 .0463 .0351
3 .6697 .5687 .4758 .3925 .3195 .2567 .2039 .1601 .1244 .0958 .0731 .0553 .0415 .0309
64 .6686 .5665 .4722 .3876 .3134 .2499 .1966 .1528 .1174 .0892 .0671 .0500 .0369 .0271
65 .6676 .5644 .4688 .3829 .3075 .2432 .1895 .1457 .1105 .0828 .0614 .0450 .0327 .0236
66 .6668 .5624 .4656 .3783 .3018 .2367 .1826 .1387 .1039 .0768 .0560 .0404 .0288 .0204
67 .6660 .5607 .4625 .3738 .2962 .2303 .1758 .1319 .0975 .0709 .0509 .0361 .0253 .0175
68 .6653 .5591 .4596 .3696 .2908 .2240 .1692 .1254 .0913 .0654 .0461 .0321 .0220 .0149
69 .6648 .5576 .4569 .3655 .2855 .2179 .1627 .1190 .0853 .0601 .0416 .0284 .0191 .0127
70 .6643 .5563 .4544 .3616 .2804 .2120 .1564 .1128 .0796 .0551 .0375 .0250 .0165 .0107
71 .6639 .5551 .4520 .3578 .2753 .2060 .1501 .1067 .0741 .0503 .0335 .0219 .0141 .0089
72 .6635 .5541 .4498 .3544 .2707 .2005 .1443 .1011 .0690 .0460 .0300 .0192 .0120 .0074
73 .6633 .5532 .4480 .3512 .2663 .1954 .1389 .0959 .0644 .0421 .0269 .0168 .0103 .0062
74 .6632 .5528 .4468 .3492 .2636 .1921 .1355 .0926 .0615 .0397 .0251 .0154 .0093 .0055


Loss-Based Plan, with no Single Loss Limit


Insurance Savings Table

Hazard Group 2

Effective November 19, 2010



Minimum Loss Ratio
Size 0% 5% 10% 15% 20% 30% 40% 50% 60%
1 .0000 .0338 .0708 .1111 .1538 .2434 .3364 .4316 .5285
2 .0000 .0320 .0679 .1074 .1494 .2376 .3295 .4237 .5196
3 .0000 .0302 .0651 .1039 .1452 .2321 .3227 .4159 .5109
4 .0000 .0286 .0625 .1005 .1410 .2265 .3160 .4081 .5021
5 .0000 .0270 .0599 .0971 .1368 .2211 .3094 .4004 .4934
6 .0000 .0255 .0575 .0938 .1328 .2157 .3028 .3927 .4848
7 .0000 .0241 .0551 .0907 .1289 .2104 .2963 .3852 .4763
8 .0000 .0227 .0529 .0876 .1250 .2052 .2898 .3777 .4678
9 .0000 .0214 .0507 .0846 .1212 .2000 .2835 .3702 .4594
10 .0000 .0202 .0486 .0816 .1175 .1949 .2772 .3628 .4510
11 .0000 .0191 .0465 .0787 .1139 .1898 .2709 .3555 .4427
12 .0000 .0180 .0445 .0759 .1103 .1848 .2647 .3482 .4344
13 .0000 .0169 .0426 .0731 .1067 .1799 .2586 .3410 .4262
14 .0000 .0159 .0407 .0704 .1032 .1750 .2525 .3338 .4180
15 .0000 .0150 .0389 .0677 .0998 .1702 .2464 .3266 .4098
16 .0000 .0141 .0371 .0651 .0964 .1654 .2404 .3195 .4017
17 .0000 .0132 .0354 .0626 .0930 .1607 .2344 .3124 .3936
18 .0000 .0124 .0337 .0600 .0897 .1559 .2284 .3053 .3855
19 .0000 .0116 .0320 .0576 .0865 .1513 .2225 .2982 .3774
20 .0000 .0108 .0304 .0551 .0833 .1467 .2166 .2912 .3694
21 .0000 .0101 .0289 .0528 .0801 .1421 .2107 .2842 .3613
22 .0000 .0094 .0274 .0504 .0770 .1375 .2049 .2772 .3533
23 .0000 .0087 .0259 .0482 .0740 .1330 .1991 .2702 .3453
24 .0000 .0081 .0245 .0459 .0709 .1285 .1933 .2633 .3374
25 .0000 .0075 .0231 .0437 .0680 .1241 .1875 .2564 .3294
26 .0000 .0069 .0217 .0416 .0650 .1197 .1818 .2495 .3215
27 .0000 .0064 .0204 .0395 .0621 .1153 .1761 .2426 .3135
28 .0000 .0059 .0191 .0374 .0593 .1110 .1704 .2357 .3056
29 .0000 .0054 .0179 .0354 .0565 .1067 .1648 .2289 .2977
30 .0000 .0049 .0167 .0334 .0537 .1024 .1592 .2220 .2899
31 .0000 .0045 .0156 .0315 .0510 .0982 .1536 .2153 .2821
32 .0000 .0041 .0145 .0296 .0484 .0941 .1481 .2085 .2742
33 .0000 .0037 .0135 .0278 .0458 .0899 .1426 .2018 .2664
34 .0000 .0033 .0124 .0261 .0432 .0859 .1371 .1951 .2587
35 .0000 .0030 .0115 .0243 .0407 .0818 .1317 .1884 .2509
36 .0000 .0027 .0105 .0227 .0383 .0779 .1263 .1818 .2432
37 .0000 .0024 .0096 .0211 .0359 .0739 .1209 .1751 .2355
38 .0000 .0021 .0088 .0195 .0336 .0701 .1156 .1686 .2278
39 .0000 .0019 .0080 .0180 .0313 .0663 .1104 .1621 .2202
40 .0000 .0017 .0073 .0166 .0292 .0626 .1052 .1557 .2127
41 .0000 .0014 .0066 .0152 .0271 .0590 .1002 .1493 .2052
42 .0000 .0013 .0059 .0139 .0251 .0555 .0953 .1431 .1979
43 .0000 .0011 .0053 .0127 .0232 .0521 .0905 .1370 .1906
44 .0000 .0009 .0047 .0116 .0213 .0488 .0858 .1310 .1835
45 .0000 .0008 .0042 .0105 .0196 .0456 .0812 .1251 .1765
46 .0000 .0007 .0037 .0095 .0179 .0426 .0767 .1193 .1695
47 .0000 .0006 .0033 .0085 .0164 .0396 .0723 .1137 .1627
48 .0000 .0005 .0029 .0076 .0149 .0367 .0681 .1081 .1559
49 .0000 .0004 .0025 .0068 .0135 .0340 .0639 .1026 .1493
50 .0000 .0003 .0022 .0060 .0121 .0314 .0599 .0972 .1427
51 .0000 .0003 .0019 .0053 .0109 .0288 .0560 .0920 .1362
52 .0000 .0002 .0016 .0046 .0097 .0264 .0521 .0868 .1298
53 .0000 .0002 .0013 .0040 .0086 .0241 .0484 .0817 .1235
54 .0000 .0002 .0011 .0035 .0076 .0219 .0448 .0768 .1174
55 .0000 .0001 .0009 .0030 .0067 .0197 .0414 .0719 .1113
56 .0000 .0001 .0008 .0025 .0058 .0177 .0380 .0672 .1053
57 .0000 .0001 .0006 .0021 .0050 .0159 .0348 .0626 .0994
58 .0000 .0001 .0005 .0018 .0043 .0141 .0317 .0581 .0937
59 .0000 .0000 .0004 .0015 .0036 .0124 .0287 .0537 .0880
60 .0000 .0000 .0003 .0012 .0030 .0109 .0259 .0495 .0826
61 .0000 .0000 .0002 .0010 .0025 .0094 .0232 .0455 .0772
62 .0000 .0000 .0002 .0008 .0021 .0081 .0207 .0416 .0720
63 .0000 .0000 .0001 .0006 .0017 .0069 .0183 .0378 .0669
64 .0000 .0000 .0001 .0005 .0013 .0058 .0160 .0342 .0620
65 .0000 .0000 .0001 .0003 .0010 .0048 .0140 .0308 .0572
66 .0000 .0000 .0000 .0002 .0008 .0040 .0120 .0276 .0526
67 .0000 .0000 .0000 .0002 .0006 .0032 .0103 .0245 .0482
68 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0216 .0440
69 .0000 .0000 .0000 .0001 .0003 .0019 .0072 .0189 .0399
70 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0164 .0360
71 .0000 .0000 .0000 .0000 .0001 .0010 .0047 .0139 .0322
72 .0000 .0000 .0000 .0000 .0001 .0007 .0037 .0118 .0287
73 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0099 .0256
74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0088 .0236


Loss-Based Plan, with Various Single Loss Limits


Insurance Charge Table

Hazard Group 2

Effective November 19, 2010



Maximum Loss Ratio
Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160%
40 $120 .7251 .6552 .5930 .5374 .4875 .4435 .4066 .3757 .3498 .3279 .3094 .2938 .2807 .2699
41 $120 .7215 .6501 .5866 .5299 .4792 .4357 .3992 .3687 .3431 .3215 .3034 .2882 .2757 .2655
42 $120 .7180 .6452 .5804 .5226 .4715 .4283 .3922 .3620 .3366 .3154 .2976 .2830 .2711 .2615
43 $120 .7146 .6404 .5743 .5154 .4643 .4214 .3855 .3555 .3304 .3094 .2922 .2782 .2669 .2577
44 $120 .7113 .6357 .5683 .5085 .4575 .4147 .3790 .3491 .3243 .3038 .2871 .2737 .2630 .2543
45 $120 .7081 .6311 .5624 .5021 .4511 .4083 .3726 .3429 .3184 .2985 .2824 .2696 .2593 .2511
46 $120 .7051 .6266 .5567 .4960 .4449 .4021 .3664 .3369 .3129 .2935 .2780 .2656 .2559 .2482
47 $120 .7021 .6223 .5513 .4903 .4389 .3960 .3604 .3312 .3076 .2888 .2738 .2619 .2527 .2455
48 $120 .6993 .6180 .5461 .4847 .4331 .3900 .3545 .3257 .3026 .2843 .2698 .2585 .2497 .2430
49 $120 .6965 .6139 .5413 .4793 .4274 .3842 .3489 .3204 .2978 .2800 .2660 .2553 .2470 .2408
50 $120 .6939 .6100 .5366 .4741 .4218 .3785 .3434 .3154 .2932 .2759 .2625 .2523 .2445 .2387
$250 .6941 .6102 .5351 .4681 .4085 .3558 .3100 .2706 .2371 .2086 .1847 .1645 .1476 .1335
51 $120 .6914 .6063 .5321 .4690 .4163 .3730 .3382 .3105 .2888 .2720 .2592 .2495 .2422 .2368
$250 .6916 .6063 .5298 .4616 .4010 .3479 .3019 .2627 .2294 .2013 .1777 .1580 .1417 .1282
52 $120 .6890 .6027 .5277 .4640 .4110 .3677 .3331 .3058 .2846 .2684 .2561 .2469 .2401 .2351
$250 .6891 .6024 .5246 .4552 .3937 .3402 .2942 .2550 .2219 .1942 .1710 .1518 .1361 .1232
53 $120 .6867 .5994 .5235 .4592 .4058 .3625 .3281 .3013 .2806 .2649 .2532 .2445 .2382 .2336
$250 .6868 .5987 .5196 .4489 .3867 .3327 .2866 .2475 .2147 .1873 .1646 .1460 .1308 .1185
54 $120 .6845 .5962 .5194 .4544 .4008 .3575 .3234 .2969 .2768 .2616 .2504 .2423 .2364 .2322
$250 .6846 .5952 .5146 .4428 .3798 .3255 .2792 .2402 .2076 .1806 .1584 .1404 .1258 .1141
55 $120 .6825 .5931 .5155 .4498 .3959 .3526 .3187 .2927 .2731 .2585 .2479 .2402 .2348 .2309
$250 .6825 .5917 .5098 .4369 .3732 .3185 .2720 .2331 .2007 .1741 .1525 .1350 .1210 .1099
56 $120 .6806 .5902 .5116 .4453 .3911 .3479 .3143 .2887 .2696 .2556 .2455 .2383 .2333 .2298
$250 .6805 .5883 .5051 .4311 .3667 .3116 .2650 .2261 .1940 .1679 .1468 .1299 .1166 .1061
57 $120 .6789 .5874 .5079 .4409 .3864 .3433 .3100 .2849 .2663 .2529 .2433 .2366 .2320 .2288
$250 .6786 .5851 .5005 .4256 .3605 .3049 .2581 .2193 .1876 .1619 .1414 .1251 .1124 .1025
58 $120 .6772 .5848 .5043 .4367 .3819 .3388 .3058 .2812 .2632 .2503 .2413 .2350 .2308 .2279
$250 .6769 .5820 .4962 .4202 .3543 .2983 .2514 .2127 .1813 .1562 .1362 .1206 .1085 .0992
$500 .6769 .5821 .4961 .4192 .3516 .2927 .2421 .1991 .1630 .1329 .1080 .0877 .0712 .0578
59 $120 .6757 .5822 .5008 .4326 .3775 .3344 .3017 .2776 .2602 .2479 .2394 .2336 .2297 .2271
$250 .6752 .5791 .4920 .4150 .3484 .2919 .2448 .2063 .1753 .1506 .1313 .1163 .1048 .0961
$500 .6752 .5791 .4917 .4136 .3449 .2853 .2343 .1912 .1552 .1255 .1011 .0814 .0655 .0528
60 $120 .6743 .5798 .4974 .4285 .3732 .3302 .2979 .2742 .2574 .2457 .2377 .2323 .2287 .2265
$250 .6736 .5763 .4880 .4099 .3425 .2856 .2384 .2001 .1694 .1453 .1266 .1122 .1014 .0932
$500 .6737 .5763 .4875 .4081 .3383 .2780 .2266 .1834 .1476 .1183 .0945 .0753 .0601 .0481
61 $120 .6730 .5775 .4942 .4246 .3690 .3261 .2941 .2710 .2547 .2436 .2361 .2311 .2279 .2259
$250 .6722 .5737 .4842 .4050 .3368 .2794 .2321 .1940 .1638 .1402 .1221 .1084 .0982 .0907
$500 .6722 .5736 .4835 .4028 .3319 .2709 .2191 .1759 .1403 .1113 .0881 .0696 .0551 .0437
62 $120 .6718 .5753 .4910 .4209 .3649 .3221 .2905 .2679 .2522 .2416 .2346 .2300 .2272 .2253
$250 .6709 .5712 .4805 .4003 .3313 .2734 .2261 .1881 .1583 .1354 .1179 .1049 .0953 .0883
$500 .6709 .5711 .4796 .3976 .3257 .2639 .2117 .1685 .1331 .1046 .0820 .0642 .0503 .0397
63 $120 .6707 .5732 .4880 .4172 .3610 .3183 .2871 .2650 .2499 .2398 .2333 .2291 .2265 .2249
$250 .6697 .5689 .4770 .3957 .3259 .2676 .2201 .1824 .1531 .1307 .1139 .1016 .0926 .0862
$500 .6697 .5687 .4758 .3925 .3195 .2570 .2045 .1612 .1261 .0981 .0761 .0590 .0459 .0359
64 $120 .6697 .5713 .4852 .4137 .3572 .3146 .2838 .2623 .2477 .2382 .2321 .2283 .2259 .2245
$250 .6686 .5668 .4737 .3913 .3206 .2619 .2144 .1769 .1481 .1263 .1102 .0985 .0901 .0842
$500 .6686 .5664 .4722 .3876 .3136 .2503 .1975 .1542 .1194 .0919 .0706 .0542 .0418 .0325
$1,000 .6686 .5665 .4722 .3876 .3134 .2499 .1966 .1528 .1174 .0892 .0671 .0500 .0370 .0271
65 $120 .6688 .5695 .4824 .4102 .3535 .3110 .2806 .2596 .2457 .2367 .2310 .2275 .2254 .2242
$250 .6677 .5648 .4705 .3870 .3155 .2564 .2088 .1716 .1433 .1221 .1067 .0957 .0879 .0825
$500 .6676 .5644 .4688 .3829 .3078 .2438 .1906 .1473 .1129 .0859 .0653 .0496 .0379 .0294
$1,000 .6676 .5644 .4688 .3829 .3075 .2432 .1895 .1457 .1105 .0829 .0614 .0451 .0328 .0236
66 $120 .6680 .5678 .4798 .4069 .3500 .3076 .2776 .2572 .2438 .2353 .2300 .2268 .2250 .2239
$250 .6668 .5630 .4675 .3829 .3106 .2510 .2034 .1665 .1387 .1182 .1035 .0931 .0859 .0810
$500 .6668 .5624 .4656 .3784 .3022 .2374 .1839 .1407 .1066 .0802 .0603 .0454 .0344 .0265
$1,000 .6668 .5624 .4656 .3783 .3018 .2367 .1826 .1387 .1039 .0768 .0560 .0405 .0289 .0204
67 $120 .6673 .5662 .4773 .4038 .3465 .3043 .2747 .2549 .2420 .2340 .2291 .2263 .2246 .2237
$250 .6661 .5613 .4647 .3790 .3058 .2458 .1981 .1615 .1343 .1145 .1004 .0907 .0840 .0796
$500 .6660 .5607 .4626 .3740 .2967 .2312 .1773 .1342 .1005 .0748 .0556 .0414 .0312 .0240
$1,000 .6660 .5607 .4625 .3738 .2962 .2303 .1758 .1319 .0975 .0710 .0510 .0361 .0253 .0176
68 $120 .6666 .5647 .4749 .4007 .3432 .3012 .2720 .2527 .2404 .2328 .2284 .2258 .2243 .2235
$250 .6655 .5598 .4621 .3752 .3012 .2407 .1931 .1568 .1301 .1110 .0976 .0885 .0824 .0784
$500 .6653 .5591 .4597 .3699 .2914 .2252 .1710 .1280 .0947 .0696 .0512 .0378 .0283 .0217
$1,000 .6653 .5591 .4596 .3696 .2908 .2240 .1692 .1254 .0913 .0654 .0462 .0322 .0221 .0150
69 $120 .6661 .5633 .4726 .3978 .3400 .2982 .2694 .2507 .2389 .2318 .2277 .2253 .2240 .2233
$250 .6649 .5584 .4596 .3716 .2968 .2358 .1882 .1523 .1262 .1077 .0950 .0865 .0810 .0774
$500 .6648 .5576 .4570 .3659 .2863 .2192 .1648 .1219 .0891 .0647 .0470 .0344 .0257 .0197
$1,000 .6648 .5576 .4569 .3655 .2855 .2179 .1627 .1190 .0854 .0601 .0417 .0285 .0192 .0128
70 $120 .6655 .5620 .4704 .3950 .3370 .2953 .2670 .2488 .2375 .2309 .2270 .2249 .2238 .2232
$250 .6644 .5572 .4572 .3682 .2925 .2311 .1835 .1480 .1224 .1047 .0927 .0848 .0797 .0765
$500 .6643 .5563 .4545 .3620 .2813 .2135 .1588 .1161 .0838 .0601 .0432 .0314 .0233 .0179
$1,000 .6643 .5563 .4544 .3616 .2804 .2120 .1564 .1128 .0797 .0552 .0375 .0251 .0166 .0108
71 $120 .6651 .5608 .4683 .3922 .3340 .2925 .2647 .2470 .2362 .2300 .2265 .2246 .2236 .2231
$250 .6640 .5560 .4550 .3648 .2882 .2264 .1788 .1437 .1188 .1018 .0904 .0831 .0785 .0757
$500 .6639 .5551 .4522 .3583 .2764 .2078 .1528 .1103 .0786 .0556 .0395 .0285 .0212 .0164
$1,000 .6639 .5551 .4520 .3578 .2753 .2061 .1502 .1067 .0741 .0504 .0336 .0220 .0142 .0090
72 $120 .6647 .5597 .4665 .3897 .3313 .2900 .2625 .2454 .2351 .2293 .2260 .2243 .2234 .2230
$250 .6637 .5551 .4530 .3618 .2843 .2221 .1746 .1399 .1156 .0992 .0885 .0818 .0776 .0751
$500 .6636 .5542 .4501 .3550 .2719 .2026 .1473 .1050 .0738 .0517 .0364 .0261 .0194 .0151
$1,000 .6635 .5541 .4498 .3544 .2707 .2006 .1444 .1011 .0691 .0461 .0301 .0193 .0121 .0075
73 $120 .6644 .5588 .4647 .3874 .3288 .2876 .2606 .2439 .2341 .2286 .2256 .2241 .2233 .2229
$250 .6635 .5543 .4513 .3590 .2808 .2181 .1707 .1364 .1127 .0969 .0868 .0806 .0768 .0745
$500 .6633 .5533 .4482 .3519 .2677 .1977 .1422 .1001 .0695 .0481 .0335 .0240 .0178 .0140
$1,000 .6633 .5532 .4480 .3512 .2663 .1954 .1390 .0959 .0644 .0422 .0270 .0169 .0104 .0063
74 $120 .6642 .5583 .4637 .3860 .3272 .2862 .2595 .2431 .2335 .2282 .2254 .2240 .2232 .2229
$250 .6634 .5538 .4502 .3573 .2785 .2157 .1682 .1342 .1109 .0956 .0858 .0799 .0763 .0742
$500 .6632 .5528 .4471 .3500 .2651 .1946 .1389 .0971 .0669 .0459 .0318 .0227 .0169 .0134
$1,000 .6632 .5528 .4468 .3492 .2636 .1922 .1356 .0927 .0616 .0398 .0252 .0156 .0095 .0057

*Single Loss Limit values are expressed in thousands of dollars.


Loss-Based Plan, with Various Single Loss Limits


Insurance Savings Table

Hazard Group 2

Effective November 19, 2010



Minimum Loss Ratio
Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60%
40 $120 .0000 .0016 .0072 .0165 .0290 .0623 .1047 .1549 .2117
41 $120 .0000 .0014 .0065 .0151 .0269 .0587 .0997 .1486 .2043
42 $120 .0000 .0012 .0058 .0138 .0249 .0552 .0948 .1424 .1969
43 $120 .0000 .0011 .0052 .0126 .0230 .0518 .0900 .1363 .1897
44 $120 .0000 .0009 .0047 .0115 .0212 .0485 .0853 .1303 .1829
45 $120 .0000 .0008 .0042 .0104 .0194 .0453 .0807 .1244 .1765
46 $120 .0000 .0007 .0037 .0094 .0178 .0423 .0762 .1187 .1704
47 $120 .0000 .0006 .0032 .0084 .0162 .0393 .0718 .1133 .1646
48 $120 .0000 .0005 .0028 .0076 .0147 .0365 .0676 .1081 .1591
49 $120 .0000 .0004 .0025 .0067 .0133 .0337 .0635 .1032 .1537
50 $120 .0000 .0003 .0021 .0060 .0120 .0311 .0596 .0985 .1485
$250 .0000 .0003 .0022 .0060 .0121 .0313 .0598 .0970 .1425
51 $120 .0000 .0003 .0018 .0053 .0108 .0286 .0558 .0940 .1434
$250 .0000 .0003 .0019 .0053 .0108 .0288 .0558 .0918 .1360
52 $120 .0000 .0002 .0016 .0046 .0096 .0262 .0523 .0897 .1384
$250 .0000 .0002 .0016 .0046 .0097 .0263 .0520 .0866 .1296
53 $120 .0000 .0002 .0013 .0040 .0085 .0239 .0490 .0855 .1335
$250 .0000 .0002 .0013 .0040 .0086 .0240 .0483 .0815 .1233
54 $120 .0000 .0001 .0011 .0035 .0075 .0217 .0458 .0814 .1288
$250 .0000 .0001 .0011 .0035 .0076 .0218 .0447 .0766 .1172
55 $120 .0000 .0001 .0009 .0030 .0066 .0197 .0427 .0774 .1242
$250 .0000 .0001 .0009 .0030 .0066 .0197 .0413 .0717 .1112
56 $120 .0000 .0001 .0008 .0025 .0057 .0178 .0398 .0736 .1197
$250 .0000 .0001 .0008 .0025 .0058 .0177 .0379 .0670 .1055
57 $120 .0000 .0001 .0006 .0021 .0049 .0160 .0370 .0698 .1153
$250 .0000 .0001 .0006 .0021 .0050 .0158 .0347 .0625 .0999
58 $120 .0000 .0001 .0005 .0018 .0042 .0144 .0343 .0662 .1111
$250 .0000 .0001 .0005 .0018 .0043 .0140 .0316 .0581 .0946
$500 .0000 .0001 .0005 .0018 .0043 .0141 .0317 .0581 .0936
59 $120 .0000 .0000 .0004 .0015 .0036 .0129 .0318 .0627 .1069
$250 .0000 .0000 .0004 .0015 .0036 .0124 .0287 .0540 .0893
$500 .0000 .0000 .0004 .0015 .0036 .0124 .0287 .0537 .0880
60 $120 .0000 .0000 .0003 .0012 .0030 .0115 .0294 .0594 .1029
$250 .0000 .0000 .0003 .0012 .0030 .0108 .0259 .0500 .0843
$500 .0000 .0000 .0003 .0012 .0030 .0109 .0259 .0495 .0825
61 $120 .0000 .0000 .0002 .0010 .0025 .0102 .0271 .0561 .0990
$250 .0000 .0000 .0002 .0010 .0025 .0094 .0233 .0461 .0794
$500 .0000 .0000 .0002 .0010 .0025 .0094 .0232 .0454 .0771
62 $120 .0000 .0000 .0002 .0008 .0021 .0090 .0249 .0530 .0952
$250 .0000 .0000 .0002 .0008 .0021 .0081 .0208 .0425 .0747
$500 .0000 .0000 .0002 .0008 .0021 .0081 .0207 .0415 .0719
63 $120 .0000 .0000 .0001 .0006 .0017 .0079 .0228 .0500 .0916
$250 .0000 .0000 .0001 .0006 .0017 .0069 .0185 .0390 .0701
$500 .0000 .0000 .0001 .0006 .0017 .0069 .0183 .0378 .0669
64 $120 .0000 .0000 .0001 .0005 .0014 .0069 .0209 .0471 .0880
$250 .0000 .0000 .0001 .0004 .0013 .0058 .0164 .0357 .0656
$500 .0000 .0000 .0001 .0004 .0013 .0058 .0160 .0342 .0620
$1,000 .0000 .0000 .0001 .0005 .0013 .0058 .0160 .0342 .0620
65 $120 .0000 .0000 .0001 .0003 .0011 .0060 .0190 .0444 .0846
$250 .0000 .0000 .0001 .0003 .0010 .0049 .0144 .0325 .0614
$500 .0000 .0000 .0001 .0003 .0010 .0048 .0139 .0308 .0573
$1,000 .0000 .0000 .0001 .0003 .0010 .0048 .0139 .0308 .0572
66 $120 .0000 .0000 .0000 .0003 .0009 .0052 .0173 .0417 .0813
$250 .0000 .0000 .0000 .0002 .0008 .0040 .0126 .0295 .0573
$500 .0000 .0000 .0000 .0002 .0008 .0039 .0120 .0276 .0527
$1,000 .0000 .0000 .0000 .0002 .0008 .0040 .0120 .0276 .0526
67 $120 .0000 .0000 .0000 .0002 .0007 .0045 .0157 .0392 .0781
$250 .0000 .0000 .0000 .0002 .0006 .0033 .0109 .0267 .0533
$500 .0000 .0000 .0000 .0002 .0006 .0032 .0103 .0245 .0484
$1,000 .0000 .0000 .0000 .0002 .0006 .0032 .0103 .0245 .0482
68 $120 .0000 .0000 .0000 .0001 .0005 .0038 .0143 .0368 .0751
$250 .0000 .0000 .0000 .0001 .0004 .0026 .0094 .0240 .0496
$500 .0000 .0000 .0000 .0001 .0004 .0025 .0087 .0217 .0442
$1,000 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0216 .0440
69 $120 .0000 .0000 .0000 .0001 .0004 .0032 .0129 .0346 .0721
$250 .0000 .0000 .0000 .0001 .0003 .0021 .0080 .0215 .0460
$500 .0000 .0000 .0000 .0001 .0003 .0019 .0072 .0190 .0402
$1,000 .0000 .0000 .0000 .0001 .0003 .0019 .0072 .0189 .0399
70 $120 .0000 .0000 .0000 .0001 .0003 .0027 .0116 .0324 .0693
$250 .0000 .0000 .0000 .0000 .0002 .0016 .0068 .0192 .0425
$500 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0165 .0364
$1,000 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0164 .0360
71 $120 .0000 .0000 .0000 .0000 .0002 .0023 .0104 .0303 .0666
$250 .0000 .0000 .0000 .0000 .0001 .0012 .0056 .0170 .0392
$500 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0141 .0327
$1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0047 .0139 .0322
72 $120 .0000 .0000 .0000 .0000 .0002 .0019 .0093 .0284 .0641
$250 .0000 .0000 .0000 .0000 .0001 .0009 .0047 .0150 .0361
$500 .0000 .0000 .0000 .0000 .0001 .0007 .0037 .0121 .0293
$1,000 .0000 .0000 .0000 .0000 .0001 .0007 .0037 .0118 .0287
73 $120 .0000 .0000 .0000 .0000 .0001 .0016 .0084 .0267 .0618
$250 .0000 .0000 .0000 .0000 .0000 .0007 .0038 .0133 .0333
$500 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0102 .0263
$1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0099 .0256
74 $120 .0000 .0000 .0000 .0000 .0001 .0014 .0078 .0257 .0603
$250 .0000 .0000 .0000 .0000 .0000 .0005 .0034 .0122 .0316
$500 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0091 .0244
$1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0088 .0236

*Single Loss Limit values are expressed in thousands of dollars.

[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. 10-21-086, § 296-17B-920, filed 10/19/10, effective 11/19/10.]

     Reviser's note: The typographical error in the above section occurred in the copy filed by the agency and appears in the Register pursuant to the requirements of RCW 34.08.040.