H-0285.1  _______________________________________________

 

                          HOUSE BILL 1002

          _______________________________________________

 

State of Washington      55th Legislature     1997 Regular Session

 

By Representatives L. Thomas, Dyer and Mielke

 

Read first time 01/13/97.  Referred to Committee on Financial Institutions & Insurance.

 

Clarifying submission of insurance antifraud plans.



    AN ACT Relating to insurance antifraud plans; and amending RCW 48.30A.045.

 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

 

    Sec. 1.  RCW 48.30A.045 and 1995 c 285 s 9 are each amended to read as follows:

    (1) Each insurer licensed to write direct insurance in this state, except those exempted in subsection (2) of this section, shall institute and maintain an insurance antifraud plan.  An insurer licensed on July 1, 1995, shall file its antifraud plan with the insurance commissioner no later than December 31, 1995.  An insurer licensed after July 1, 1995, shall file its antifraud plan within six months of licensure.  An insurer shall file any change to the antifraud plan with the insurance commissioner within thirty days after the plan has been modified.

    (2) This section does not apply to health carriers, as defined in RCW 48.43.005, life insurers, or title insurers; or property or casualty insurers with annual gross written medical malpractice insurance premiums in this state that exceed fifty percent of their total annual gross written premiums in this state; or all credit-related insurance written in connection with a credit transaction in which the creditor is named as a beneficiary or loss payee under the policy except vendor single-interest or collateral protection coverage as defined in RCW 48.22.110(4).

 


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