H-1279.1  _______________________________________________

 

                          HOUSE BILL 1733

          _______________________________________________

 

State of Washington      55th Legislature     1997 Regular Session

 

By Representatives Zellinsky, L. Thomas, Benson, DeBolt, Dyer and Pennington

 

Read first time 02/06/97.  Referred to Committee on Financial Institutions & Insurance.

Clarifying personal injury protection automobile insurance coverage.


    AN ACT Relating to personal injury protection automobile insurance; and amending RCW 48.22.090.

 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

 

    Sec. 1.  RCW 48.22.090 and 1993 c 242 s 3 are each amended to read as follows:

    (1) Personal injury protection coverage need not be provided for vendor's single interest policies, general liability policies, or other policies, commonly known as umbrella policies, that apply only as excess to the automobile liability policy directly applicable to the insured motor vehicle.

    (2) Personal injury protection coverage need not be provided to or on behalf of:

    (a) A person who intentionally causes injury to himself or herself;

    (b) A person who is injured while participating in a prearranged or organized racing or speed contest or in practice or preparation for such a contest;

    (c) A person whose bodily injury is due to war, whether or not declared, or to an act or condition incident to such circumstances;

    (d) A person whose bodily injury results from the radioactive, toxic, explosive, or other hazardous properties of nuclear material;

    (e) The named insured or a relative while occupying a motor vehicle owned by the named insured or furnished for the named insured's regular use, if such motor vehicle is not described on the declaration page of the policy under which a claim is made;

    (f) A relative while occupying a motor vehicle owned by the relative or furnished for the relative's regular use, if such motor vehicle is not described on the declaration page of the policy under which a claim is made; or

    (g) An insured whose bodily injury results or arises from the insured's use of an automobile in the commission of a felony.

    (3) When an insured has personal injury protection coverage on more than one vehicle, and coverage applies to an accident not involving any of the insured's vehicles, only one vehicle's personal injury protection coverage applies.  If there are different limits of coverage, the policy with the highest limit applies.

 


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