H-3237.1  _______________________________________________

 

                          HOUSE BILL 2410

          _______________________________________________

 

State of Washington      56th Legislature     2000 Regular Session

 

By Representatives Lovick, Bush, McIntire, O'Brien, Keiser, Edwards, Reardon, Haigh, Schual‑Berke, Scott, Stensen, Rockefeller, Kenney, Thomas, Morris, Wood, Regala, Hurst, Ogden, Ruderman and Kagi

 

Read first time 01/12/2000.  Referred to Committee on Financial Institutions & Insurance.

Protecting credit card users.


    AN ACT Relating to credit cards; adding a new section to chapter 63.14 RCW; creating a new section; and providing an effective date.

 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

 

    NEW SECTION.  Sec. 1.  (1) The legislature finds that credit is an important tool for consumers in today's economy, particularly the use of credit cards.  The legislature also finds that unscrupulous persons often fraudulently use the credit card accounts of others by stealing the credit card itself or by obtaining the necessary information to fraudulently charge the purchase of goods and services to another person's credit card account.  The legislature intends to provide some protection for consumers from the latter by limiting the information that can appear on a credit card receipt.

    (2) No person that accepts credit cards for the transaction of business shall print more than the last five digits of the credit card account number or print the credit card expiration date on a credit card receipt to the cardholder.

    (3) This section shall apply only to receipts that are electronically printed and shall not apply to transactions in which the sole means of recording the credit card number is by handwriting or by an imprint or copy of the credit card.

    (4) For purposes of this act, "credit card" means a card or device existing for the purpose of obtaining money, property, labor, or services on credit.

 

    NEW SECTION.  Sec. 2.  A new section is added to chapter 63.14 RCW to read as follows:

    (1) A retailer shall not print more than the last five digits of the credit card account number or print the credit card expiration date on a credit card receipt to the cardholder.

    (2) This section shall apply only to receipts that are electronically printed and shall not apply to transactions in which the sole means of recording the credit card number is by handwriting or by an imprint or copy of the credit card.

 

    NEW SECTION.  Sec. 3.  If any provision of this act or its application to any person or circumstance is held invalid, the remainder of the act or the application of the provision to other persons or circumstances is not affected.

 

    NEW SECTION.  Sec. 4.  This act takes effect July 1, 2001, and applies to credit card transactions that occur on or after July 1, 2001.

 


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