BILL REQ. #:  S-3556.1 

Read first time 01/14/2004.   Referred to Committee on Financial Services, Insurance & Housing.

     AN ACT Relating to insurer inquiries to consumer reporting agencies; and adding a new section to chapter 19.182 RCW.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION.  Sec. 1   A new section is added to chapter 19.182 RCW to read as follows:
     (1) Consumer reporting agencies may not include mere inquiries to an insurer regarding the terms and conditions of an insured consumer's real property insurance coverage to the agency's data base. Business data bases used for comprehensive loss underwriting exchange purposes, and relied upon by insurers for underwriting decisions, may only contain information regarding actual claim history.
     (2) All rights of inspection and correction, and other remedies available under this chapter, apply to consumers of real property insurance, in regard to data and reports or credit scores maintained by consumer reporting agencies.