Directs the Washington state housing finance commission to create and implement a veteran homeownership program to assist the following individuals purchase a home: (1) Washington state veterans who are eligible for Washington veterans' benefits;

(2) Members and former members of the Washington national guard and reserve who have completed six years of continuous service under honorable conditions; and

(3) Never remarried spouses and dependent children of deceased, eligible veterans.

Provides that the program shall also assist veterans, who are suffering from a disability that is a result of an injury incurred or disease aggravated by or contracted in the line of duty, make adaptations to a home to be purchased or currently owned when such adaptations are necessary to accommodate the disability.