Declares that it is unlawful for any person engaged in the business of insurance, knowing it to be such, to: (1) Present, or cause to be presented, a false or fraudulent refusal of a claim, or any proof in support of such a refused claim, for the payment of a loss under a contract of insurance; or

(2) Prepare, make, or subscribe any false or fraudulent account, certificate, affidavit, or proof of loss, or other document or writing, with intent that it be presented or used in support of such a refusal to pay a claim.

Declares that a violation of this act is a gross misdemeanor.

Provides that, if the claim is in excess of one thousand five hundred dollars, the violation is a class C felony punishable according to chapter 9A.20 RCW.