HOUSE BILL REPORT
HB 1086
This analysis was prepared by non-partisan legislative staff for the use of legislative members in
their deliberations. This analysis is not a part of the legislation nor does it constitute a
statement of legislative intent.
As Reported by House Committee On:
Health Care & Wellness
Title: An act relating to long-term care insurance.
Brief Description: Revising requirements for long-term care insurance.
Sponsors: Representatives Morrell, Bailey, Green, Cody, Ericks, Dickerson, Linville, Sells, Moeller, Blake, Flannigan, Miloscia, Hunter, Pettigrew, Conway, Lantz, Kagi, Appleton, Ormsby, Hudgins, Clibborn, Kenney, Wallace, Santos, Simpson and Schual-Berke.
Brief History:
Health Care & Wellness: 1/17/07, 1/22/07 [DP].
Brief Summary of Bill |
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HOUSE COMMITTEE ON HEALTH CARE & WELLNESS
Majority Report: Do pass. Signed by 12 members: Representatives Cody, Chair; Morrell, Vice Chair; Hinkle, Ranking Minority Member; Alexander, Assistant Ranking Minority Member; Barlow, Campbell, Condotta, Curtis, Green, Moeller, Pedersen and Seaquist.
Staff: Dave Knutson (786-7146).
Background:
The Federal Deficit Reduction Act of 2005, P.L. 109-171, authorizes states who adopt the
National Association of Insurance Commissioners' Model Long-Term Care Act and model
long-term care regulation to participate in the Long-Term Care Insurance Partnership
Program.
Summary of Bill:
The Office of the Insurance Commissioner is authorized to adopt the provisions of the
National Association of Insurance Commissioners' Model Long-Term Care Act and model
long-term care regulation. The definition of "preexisting condition" is modified to bring it
into compliance with the federal standard established in the Deficit Reduction Act of 2005.
Appropriation: None.
Fiscal Note: Not requested.
Effective Date: The bill takes effect 90 days after adjournment of session in which bill is passed.
Staff Summary of Public Testimony: (In Support) Congressional action to expand the
availability of the Long-Term Care Partnership Program will make these policies more
attractive for people to purchase and will reduce the cost of long-term care that must be paid
by the Medicaid program.
(Opposed) None.
(Neutral) The Long-Term Care Partnership Program is not a silver bullet that will solve the
financing challenges posed by the large number of baby boomers who will start retiring in the
next few years.
Persons Testifying: (In Support) Representative Morrell, prime sponsor; Christine Khemis,
Long-Term Care Financial Partners; and Mel Sorenson, American Council of Life Insurers,
America's Health Insurance Plans, Washington Association of Hospital Underwriters.
(Neutral) Nora Kelley, Service Employees International Union 775.