Read first time 01/14/09.   Referred to Committee on Financial Institutions & Insurance.

     AN ACT Relating to financial information; and amending RCW 19.200.010 and 63.14.123.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

Sec. 1   RCW 19.200.010 and 2000 c 163 s 1 are each amended to read as follows:
     (1) The legislature finds that credit ((is an)) and debit cards are important tools for consumers in today's economy((, particularly the use of credit cards)). The legislature also finds that unscrupulous persons often fraudulently use the ((credit)) card accounts of others by stealing the ((credit)) card itself or by obtaining the necessary information to fraudulently charge the purchase of goods and services to another person's ((credit card)) account. The legislature intends to provide some protection for consumers from the latter by limiting the information that can appear on a ((credit)) card receipt.
     (2) No person that accepts credit or debit cards for the transaction of business shall print more than the last five digits of the ((credit)) card account number or print the ((credit)) card expiration date on a credit or debit card receipt. This includes all receipts kept by the person or provided to the cardholder.
     (3) This section shall apply only to receipts that are electronically printed and shall not apply to transactions in which the sole means of recording the ((credit)) card number is by handwriting or by an imprint or copy of the credit or debit card.
     (4) ((For purposes of chapter 163, Laws of 2000,)) The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.
     (a) "Credit card" means a card or device existing for the purpose of obtaining money, property, labor, or services on credit.
     (((5) This section applies on July 1, 2001, to any cash register or other machine or device that electronically prints receipts on credit card transactions and is placed into service on or after July 1, 2001, and on July 1, 2004, to any cash register or other machine or device that electronically prints receipts on credit card transactions and is placed into service prior to July 1, 2001.)) (b) "Debit card" means a card or device used to obtain money, property, labor, or services by a transaction that debits a cardholder's account, rather than extending credit.

Sec. 2   RCW 63.14.123 and 2000 c 163 s 2 are each amended to read as follows:
     (1) A retailer shall not print more than the last five digits of the ((credit)) card account number or print the ((credit)) card expiration date on a credit or debit card receipt. This includes all receipts kept by the person or provided to the cardholder.
     (2) This section shall apply only to receipts that are electronically printed and shall not apply to transactions in which the:
     (a) Sole means of recording the ((credit)) card number is by handwriting or by an imprint or copy of the credit or debit card; or
     (b) Retailer processes the transaction electronically but also takes additional manual measures for the purpose of ensuring that the card is not being used fraudulently, including measures the retailer is contractually obligated to take in connection with its acceptance of credit or debit cards.
     (3) ((This section applies on July 1, 2001, to any cash register or other machine or device that electronically prints receipts on credit card transactions and is placed into service on or after July 1, 2001, and on July 1, 2004, to any cash register or other machine or device that electronically prints receipts on credit card transactions and is placed into service prior to July 1, 2001)) For the purposes of this section:
     (a) "Credit card" means a card or device existing for the purpose of obtaining money, property, labor, or services on credit.
     (b) "Debit card" means a card or device used to obtain money, property, labor, or services by a transaction that debits a cardholder's account, rather than extending credit.