Declares it is the public policy of this state to: (1) Promote ready access to legal assistance and counsel for citizens of this state; and

(2) Encourage programs and plans that promote arrangements between members of the public as consumers of legal services and lawyers and other trained professionals who provide legal assistance and counsel to the general public for any type of legal needs.

Provides that legal service contractors are not insurers and legal service plans are not insurance under the insurance laws.