Washington State House of Representatives Office of Program Research | BILL ANALYSIS |
Health Care & Wellness Committee |
SSB 5683
This analysis was prepared by non-partisan legislative staff for the use of legislative members in their deliberations. This analysis is not a part of the legislation nor does it constitute a statement of legislative intent. |
Brief Description: Concerning health care for Pacific Islanders residing in Washington under a compact of free association.
Sponsors: Senate Committee on Ways & Means (originally sponsored by Senators Saldaña, Kuderer, Cleveland, Hasegawa, Darneille, Hunt, Conway, Keiser, Hobbs, McCoy and Pedersen).
Brief Summary of Substitute Bill |
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Hearing Date: 2/16/18
Staff: Jim Morishima (786-7191).
Background:
The Washington Healthplanfinder.
Under the federal Patient Protection and Affordable Care Act (ACA), each state must establish a health benefit exchange through which consumers may compare and purchase individual and small group coverage, access premium and cost-sharing subsidies, and apply for Medicaid coverage. Premium subsidies are available to individuals between 100 percent and 400 percent of the federal poverty level. Qualified health plans (QHPs) sold in an exchange must meet certain standardized actuarial values: Bronze (60 percent), Silver (70 percent), Gold (80 percent), and Platinum (90 percent).
Washington's health benefit exchange, the Washington Healthplanfinder, is a public-private partnership governed by a board consisting of members with expertise in the health care system and health care coverage.
The Compact of Free Association.
Under the Compact of Free Association (COFA), citizens of the Republic of the Marshall Islands, the Federated States of Micronesia, and the Republic of Palau may live and work in the United States and serve in the United States Military. Citizens of COFA nations are also eligible for premium assistance through the health benefit exchanges established by the ACA. Citizens of COFA nations are, however, ineligible for Medicaid.
Health Impact Review.
The Washington State Board of Health (Board), in collaboration with the Governor's Interagency Council on Health Disparities, may complete health impact reviews on legislative proposals to evaluate the proposals' impact on health and health disparities. In 2016 the Board completed a health impact review of House Bill 2986 (2016), which created a premium assistance program for citizens of COFA nations. The Board determined that the program would improve access and outcomes for COFA citizens and decrease health disparities.
Summary of Bill:
The COFA Premium Assistance Program (Program) is established. Through the Program, the Health Care Authority (HCA) must, within funds appropriated for the specific purpose, pay the premiums and out-of-pocket costs associated with a QHP purchased by an eligible individual. A person is eligible for the Program if he or she:
is a Washington resident;
is a citizen of a COFA nation;
enrolls in a Silver plan;
has an income that is less than 133 percent of the federal poverty level; and
is ineligible for Medicaid coverage.
A person is disqualified for the Program if he or she:
no longer meets the eligibility criteria;
fails to comply with the Program requirements related to procedures or documentation;
fails to notify the HCA of a change of address in a timely manner;
withdraws his or her application or requests the termination of coverage; or
commits fraud that results in an insurer rescinding the policy.
The HCA must establish:
application, enrollment, and renewal processes;
the QHPs that are eligible for reimbursement by the Program;
procedural requirements for participation in the Program;
open enrollment and special enrollment periods consistent with the enrollment periods of the Washington Healthplanfinder— the first open enrollment period must begin by November 1, 2018; and
a comprehensive community education and outreach campaign that must, subject to the availability of appropriated funds, provide culturally and linguistically accessible information to facilitate participation in the program—the community education and outreach campaign must begin no later than September 1, 2018.
The HCA must appoint an advisory committee (Committee) that must include insurers and representatives of communities of citizens of COFA nations. The Committee must advise the HCA in the development, implementation, and operation of the Program. The Committee may be dissolved after December 31, 2019. Members may be reimbursed for their travel expenses.
By December 31, 2019, the HCA must report to the Governor and the Legislature on the implementation of the Program. The report must include:
the number of people participating in the Program;
the actual costs of the Program compared to predicted costs;
the results of the community education and outreach campaign; and
the funding needed to continue the program through the end of the biennium.
Appropriation: None.
Fiscal Note: Available.
Effective Date: The bill contains an emergency clause and takes effect immediately.