On page 2, line 25, after "(10)" insert ""Financial organization loyalty program" means a record given without direct monetary consideration under an award, reward, benefit, loyalty, incentive, rebate, or other promotional program established by a financial organization for the purposes of rewarding a relationship with a sponsoring entity.

(a) "Direct monetary consideration" does not include an annual or periodic fee charged for joining any such award, reward, loyalty, rebate, or promotional program.

(b) "Financial organization loyalty program" includes both a physical and an electronic record.

(c) An award, reward, benefit, loyalty, incentive, rebate, or promotional program is not excluded from the definition of "financial organization loyalty program" because the record is redeemable for money or cash or is otherwise monetized by the issuer.

(11)"

Renumber the remaining subsections consecutively and correct any internal references accordingly.

On page 5, line 28, after "(iv)" insert "A financial organization loyalty program;

(v)"

Reletter the remaining subsections consecutively and correct any internal references accordingly.

On page 7, line 4, after "gift certificate," insert "financial organization loyalty program,"

On page 7, line 20, after "content;" strike "or"

On page 7, line 21, after "(c)" insert "A financial organization loyalty program; or

(d)"

Correct any internal references accordingly.