H-3749              _______________________________________________

                                                   HOUSE BILL NO. 1788

                        _______________________________________________

State of Washington                              50th Legislature                              1988 Regular Session

By Representatives Valle and Lux

Read first time 1/25/88 and referred to Committee on Financial Institutions & Insurance.

AN ACT Relating to automobile insurance premiums reduction; and amending RCW 48.19.460.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

        Sec. 1.  Section 1, chapter 235, Laws of 1986 as amended by section 1, chapter 377, Laws of 1987 and RCW 48.19.460 are each amended to read as follows:

(1) Any schedule of rates or rating plan for automobile liability and physical damage insurance submitted to or filed with the commissioner shall provide for an appropriate reduction in premium charges except for underinsured motorist coverage for those insureds who are fifty-five years of age and older, for a two-year period after successfully completing a motor vehicle accident prevention course meeting the criteria of the department of licensing with a minimum of eight hours, or additional hours as determined by rule of the department of licensing.  An eight-hour program-learning self-instruction course shall be made available in areas in which a classroom course meeting the criteria of this section is not offered.  The classroom course may be conducted by a public or private agency approved by the department.  The self-instruction course shall be conducted by an agency approved by the department to conduct classroom courses under this section.

(2) Any schedule of rates or rating plan for automobile liability and physical damage insurance submitted to or filed with the commissioner shall provide for an appropriate reduction in premium charges, except for underinsured motorist coverage, for those insureds who:  (a) Are nineteen years of age or older, (b) have a good driving record, (c) have ten years' driving experience or have completed a traffic safety education course, and (d) have successfully completed a motor vehicle accident prevention course.  The premium reduction shall apply for a two-year period after successful completion of a motor vehicle accident prevention course meeting the criteria of the department of licensing with a minimum of eight hours, or additional hours as determined by rule of the department of licensing.