Chapter 31.04 RCW
CONSUMER LOAN ACT
Sections
Definitions.
Application of chapter.
Violations of chapter.
LicenseApplicationBackground checksFeeSurety bond.
LicenseePlace of business.
LicensingApplicationsRegulation of licenseesDirector's duties and authorityFinesOrdersStatute of limitations.
Loans secured, or not secured, by lien on real propertyLicensee's obligationsDisclosure of fees and costs to borrowerTime limits.
LicenseePowersRestrictions.
Investigations and examinationsDirector's duties and powersProduction of informationCosts.
Enforcement of chapterDirector's discretionHearingSanctionsRecovery of costs.
Mortgage loan originatorLicense requiredUnique identifier required.
Licensing exemptionsResidential mortgage loans.
Issuance of mortgage loan originator licenseNecessary findings.
Consumer loan companiesWhen reports of condition are required.
Residential mortgage loan servicerRequirementsWritten detailed information.
Residential mortgage loan servicerLiquidity, operating reserves, tangible net worth requirements.
Residential mortgage loan servicerAppointment of receiver.
Right to rescind transaction.