PART 1 GENERAL PROVISIONS AND DEFINITIONS | ||
| HTMLPDF | 62A.4-101 | Short title. |
| HTMLPDF | 62A.4-102 | Applicability. |
| HTMLPDF | 62A.4-103 | Variation by agreement; measure of damages; action constituting ordinary care. |
| HTMLPDF | 62A.4-104 | Definitions and index of definitions. |
| HTMLPDF | 62A.4-105 | "Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank". |
| HTMLPDF | 62A.4-106 | Payable through or payable at bank; collecting bank. |
| HTMLPDF | 62A.4-107 | Separate office of a bank. |
| HTMLPDF | 62A.4-108 | Time of receipt of items. |
| HTMLPDF | 62A.4-109 | Delays. |
| HTMLPDF | 62A.4-110 | Electronic presentment. |
| HTMLPDF | 62A.4-111 | Statute of limitations. |
PART 2 COLLECTION OF ITEMS: DEPOSITORY AND COLLECTING BANKS | ||
| HTMLPDF | 62A.4-201 | Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed "pay any bank". |
| HTMLPDF | 62A.4-202 | Responsibility for collection or return; when action timely. |
| HTMLPDF | 62A.4-203 | Effect of instructions. |
| HTMLPDF | 62A.4-204 | Methods of sending and presenting; sending directly to payor bank. |
| HTMLPDF | 62A.4-205 | Depositary bank holder of unindorsed item. |
| HTMLPDF | 62A.4-206 | Transfer between banks. |
| HTMLPDF | 62A.4-207 | Transfer warranties. |
| HTMLPDF | 62A.4-208 | Presentment warranties. |
| HTMLPDF | 62A.4-209 | Encoding and retention warranties. |
| HTMLPDF | 62A.4-210 | Security interest of collecting bank in items, accompanying documents and proceeds. |
| HTMLPDF | 62A.4-211 | When bank gives value for purposes of holder in due course. |
| HTMLPDF | 62A.4-212 | Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser. |
| HTMLPDF | 62A.4-213 | Medium and time of settlement by bank. |
| HTMLPDF | 62A.4-214 | Right of charge-back or refund; liability of collecting bank; return of item. |
| HTMLPDF | 62A.4-215 | Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal. |
| HTMLPDF | 62A.4-216 | Insolvency and preference. |
PART 3 COLLECTION OF ITEMS: PAYOR BANKS | ||
| HTMLPDF | 62A.4-301 | Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank. |
| HTMLPDF | 62A.4-302 | Payor bank's responsibility for late return of item. |
| HTMLPDF | 62A.4-303 | When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified. |
PART 4 RELATIONSHIP BETWEEN PAYOR BANK AND ITS CUSTOMER | ||
| HTMLPDF | 62A.4-401 | When bank may charge customer's account. |
| HTMLPDF | 62A.4-402 | Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account. |
| HTMLPDF | 62A.4-403 | Customer's right to stop payment; burden of proof of loss. |
| HTMLPDF | 62A.4-404 | Bank not obligated to pay check more than six months old. |
| HTMLPDF | 62A.4-405 | Death or incompetence of customer. |
| HTMLPDF | 62A.4-406 | Customer's duty to discover and report unauthorized signature or alteration. |
| HTMLPDF | 62A.4-407 | Payor bank's right to subrogation on improper payment. |
PART 5 COLLECTION OF DOCUMENTARY DRAFTS | ||
| HTMLPDF | 62A.4-501 | Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor. |
| HTMLPDF | 62A.4-502 | Presentment of "on arrival" drafts. |
| HTMLPDF | 62A.4-503 | Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need. |
| HTMLPDF | 62A.4-504 | Privilege of presenting bank to deal with goods; security interest for expenses. |