Revised Code of Washington
2023 Archive

Chapter 19.182 RCW
FAIR CREDIT REPORTING ACT
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PDF of Complete Chapter
Sections
19.182.005FindingsDeclaration.
19.182.010Definitions.
19.182.020Consumer reportFurnishingProcuring.
19.182.030Consumer reportCredit action not initiated by consumerExclusion by consumer.
19.182.040Consumer reportProhibited informationExceptions.
19.182.050Investigative consumer reportProcurement, preparationDisclosureUseLiabilityRecord.
19.182.060Consumer reportProcedures for complianceInformation for governmental agencyRecord.
19.182.070Disclosures to consumer.
19.182.080Disclosures to consumerProcedures.
19.182.090Consumer fileDisputeProcedureNoticeStatement of disputeToll-free information number.
19.182.100Consumer reporting agencyConsumer fees and charges for required informationExceptions.
19.182.110Adverse action based on reportProcedureNotice.
19.182.120Limitation on actionException.
19.182.130Obtaining information under false pretensesPenalty.
19.182.140Provision of information to unauthorized personPenalty.
19.182.150Application of consumer protection actLimitationAwardsPenaltiesAttorneys' fees.
19.182.160Block of information appearing as result of identity theft.
19.182.170Victim of identity theftSecurity freeze.
19.182.180Security freezeChanges to informationWritten confirmation required.
19.182.190Security freezeRCW 19.182.170 not applicable to certain consumer reporting agencies.
19.182.200Security freezeExempt entities.
19.182.210Information furnished to a governmental agency.
19.182.220Security freezeProtected consumersDefinitions.
19.182.230Security freezeProtected consumersPlacement and removalFeesExceptions.
19.182.800Report on credit freezes.
19.182.900Short title1993 c 476.
19.182.902Effective date1993 c 476.