Chapter 19.146 RCW

MORTGAGE BROKER PRACTICES ACT

Sections

HTMLPDF 19.146.005Findings and declaration.
HTMLPDF 19.146.010Definitions.
HTMLPDF 19.146.020Exemptions from chapter.
HTMLPDF 19.146.0201Loan originator, mortgage broker—Prohibitions—Requirements.
HTMLPDF 19.146.030Written disclosure of fees and costs—Rules—Contents—Lock-in agreement terms—Excess fees limited.
HTMLPDF 19.146.040Written contract required—Contract entered by loan originator binding on mortgage broker—Written loan broker agreement required.
HTMLPDF 19.146.050Moneys for third-party provider services deemed in trust—Deposit of moneys in trust account—Use of trust account—Rules—Tax treatment.
HTMLPDF 19.146.060Accounting requirements.
HTMLPDF 19.146.070Fee, commission, or compensation—When permitted.
HTMLPDF 19.146.080Borrowers unable to obtain loans—Mortgage broker to provide copies of certain documents—Conditions—Exceptions.
HTMLPDF 19.146.085Duties—Generally.
HTMLPDF 19.146.095Fiduciary duties.
HTMLPDF 19.146.100Violations of chapter—Application of consumer protection act.
HTMLPDF 19.146.103Financial interest in a mortgage broker—Prohibited practices.
HTMLPDF 19.146.110Criminal penalty.
HTMLPDF 19.146.200Mortgage broker or loan originator—License required—Suit or action for collection of compensation—Designated broker required.
HTMLPDF 19.146.205License—Application—Applicant to furnish information establishing identity—Background check—Fee—Bond or alternative.
HTMLPDF 19.146.210License—Requirements for issuance—Denial—Validity—Surrender—Interim license—Rules.
HTMLPDF 19.146.215Continuing education—Rules.
HTMLPDF 19.146.218Informal settlement of complaints or enforcement actions—Director's discretion.
HTMLPDF 19.146.220Director—Powers and duties—Violations as separate violations—Rules.
HTMLPDF 19.146.221Action by director—Hearing—Sanction.
HTMLPDF 19.146.223Director—Administration and interpretation.
HTMLPDF 19.146.225Director—Rule-making powers.
HTMLPDF 19.146.226Director—Licensing rules and interim procedures.
HTMLPDF 19.146.227Cease and desist order—Action to enjoin and enforce.
HTMLPDF 19.146.228Fees—Exception.
HTMLPDF 19.146.230Administrative procedure act application.
HTMLPDF 19.146.233Subpoena authority—Application—Contents—Notice—Fees.
HTMLPDF 19.146.235Director's authority to conduct investigations and examinations—Rules—Penalty.
HTMLPDF 19.146.237Director—Powers under chapter 19.144 RCW.
HTMLPDF 19.146.240Violations—Claims against bond or alternative.
HTMLPDF 19.146.245Violations—Liability.
HTMLPDF 19.146.250Authority restricted to person named in license—Exceptions.
HTMLPDF 19.146.260Registered agent for brokers without physical office in state—Venue.
HTMLPDF 19.146.265Branch offices—Fee—Licenses—Rules.
HTMLPDF 19.146.300Loan originator license—Application—Applicant to furnish information establishing identification—Background check—Fees—Rules.
HTMLPDF 19.146.310Loan originator license—Requirements for issuance—Denial—Validity—Expiration—Surrender—Interim license.
HTMLPDF 19.146.320Loan originator license—Not assignable.
HTMLPDF 19.146.325Loan originator license—Test.
HTMLPDF 19.146.340Loan originator applicants.
HTMLPDF 19.146.350Loan originators—Continuing education—Requirements.
HTMLPDF 19.146.353Residential mortgage loan modification services—Written fee agreement—Limitation on fees—Rules.
HTMLPDF 19.146.355Third-party residential mortgage loan modification services providers—Duties—Restrictions.
HTMLPDF 19.146.357Mortgage loan originator—License required—Nationwide mortgage licensing system and registry.
HTMLPDF 19.146.360Director's duty—Process to challenge information—Nationwide mortgage licensing system and registry.
HTMLPDF 19.146.370Disclosure of information—Privilege—Confidentiality—Exceptions.
HTMLPDF 19.146.380Director's authority to contract—Records and fees.
HTMLPDF 19.146.390Mortgage brokers—Call reports—Licensing system and registry.
HTMLPDF 19.146.400Director's authority—Violation and enforcement reporting.
HTMLPDF 19.146.900Short title.
HTMLPDF 19.146.903Effective dates—1994 c 33.
HTMLPDF 19.146.904Implementation of act—2006 c 19.
HTMLPDF 19.146.905Effective date—2006 c 19.