This chapter applies to contracts of life insurance and annuities other than group life insurance, group annuities, and, except for RCW
48.23.260,
48.23.270, and
48.23.340, other than industrial life insurance. However, Title
48 RCW does not apply to charitable gift annuities issued by a board of a state university, regional university, or a state college, nor to the issuance thereof.