PDFWAC 296-17B-910

Hazard Group 1 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 1
Effective October 1, 2023
 
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8416
.8278
.8154
.8039
.7933
.7833
.7739
.7650
.7565
.7484
.7406
.7331
.7258
2
.8367
.8223
.8092
.7972
.7861
.7757
.7658
.7565
.7476
.7391
.7310
.7231
.7155
3
.8306
.8153
.8015
.7888
.7771
.7661
.7557
.7458
.7364
.7274
.7188
.7104
.7024
4
.8245
.8084
.7938
.7805
.7681
.7564
.7455
.7351
.7252
.7156
.7065
.6977
.6892
5
.8184
.8015
.7862
.7721
.7591
.7469
.7353
.7244
.7139
.7039
.6942
.6849
.6759
6
.8124
.7946
.7785
.7638
.7501
.7373
.7252
.7136
.7026
.6921
.6819
.6722
.6627
7
.8064
.7878
.7709
.7555
.7411
.7277
.7149
.7028
.6913
.6802
.6696
.6593
.6494
8
.8005
.7810
.7634
.7472
.7322
.7181
.7047
.6920
.6799
.6683
.6572
.6465
.6362
9
.7946
.7743
.7559
.7390
.7233
.7085
.6945
.6813
.6686
.6565
.6449
.6337
.6230
10
.7888
.7676
.7484
.7308
.7144
.6989
.6844
.6705
.6573
.6447
.6326
.6210
.6098
11
.7830
.7610
.7410
.7226
.7055
.6894
.6742
.6598
.6461
.6330
.6204
.6084
.5968
12
.7772
.7543
.7335
.7144
.6965
.6798
.6640
.6490
.6348
.6212
.6081
.5956
.5836
13
.7715
.7476
.7260
.7061
.6875
.6701
.6537
.6382
.6234
.6093
.5958
.5829
.5704
14
.7657
.7409
.7185
.6978
.6785
.6604
.6434
.6273
.6120
.5974
.5834
.5700
.5572
15
.7600
.7343
.7110
.6895
.6695
.6508
.6332
.6165
.6006
.5855
.5711
.5573
.5441
16
.7543
.7277
.7035
.6812
.6605
.6411
.6229
.6056
.5893
.5737
.5588
.5446
.5310
17
.7486
.7210
.6959
.6728
.6514
.6314
.6125
.5947
.5779
.5618
.5465
.5319
.5179
18
.7429
.7143
.6884
.6645
.6424
.6217
.6022
.5839
.5665
.5500
.5342
.5192
.5048
19
.7372
.7076
.6807
.6561
.6332
.6119
.5918
.5729
.5550
.5380
.5219
.5065
.4917
20
.7315
.7009
.6732
.6478
.6242
.6022
.5815
.5621
.5437
.5262
.5097
.4939
.4788
21
.7258
.6942
.6656
.6394
.6150
.5924
.5711
.5511
.5323
.5144
.4974
.4813
.4659
22
.7200
.6874
.6579
.6308
.6058
.5824
.5606
.5401
.5207
.5024
.4850
.4685
.4528
23
.7143
.6807
.6503
.6224
.5966
.5726
.5502
.5291
.5093
.4905
.4728
.4560
.4400
24
.7085
.6739
.6425
.6138
.5873
.5626
.5396
.5180
.4977
.4786
.4604
.4433
.4270
25
.7027
.6670
.6347
.6052
.5779
.5526
.5290
.5069
.4861
.4666
.4481
.4306
.4141
26
.6970
.6602
.6270
.5966
.5686
.5426
.5184
.4958
.4746
.4547
.4359
.4181
.4013
27
.6912
.6533
.6191
.5879
.5592
.5326
.5078
.4847
.4631
.4427
.4236
.4055
.3885
28
.6854
.6464
.6113
.5792
.5498
.5225
.4972
.4736
.4515
.4308
.4113
.3930
.3757
29
.6796
.6396
.6035
.5706
.5404
.5125
.4866
.4625
.4400
.4190
.3992
.3806
.3631
30
.6737
.6326
.5955
.5617
.5308
.5023
.4758
.4513
.4284
.4070
.3869
.3680
.3503
31
.6678
.6256
.5875
.5529
.5212
.4920
.4651
.4400
.4167
.3950
.3746
.3555
.3375
32
.6619
.6185
.5794
.5439
.5115
.4817
.4542
.4287
.4050
.3829
.3623
.3429
.3248
33
.6560
.6114
.5714
.5350
.5018
.4714
.4434
.4174
.3933
.3709
.3500
.3304
.3121
34
.6501
.6043
.5633
.5260
.4921
.4611
.4325
.4061
.3816
.3589
.3377
.3179
.2994
35
.6442
.5972
.5551
.5170
.4823
.4506
.4215
.3947
.3698
.3468
.3254
.3054
.2867
36
.6383
.5901
.5469
.5080
.4726
.4402
.4106
.3833
.3581
.3348
.3131
.2929
.2740
37
.6323
.5828
.5386
.4988
.4626
.4297
.3995
.3718
.3462
.3226
.3007
.2803
.2612
38
.6263
.5756
.5303
.4895
.4526
.4190
.3884
.3602
.3343
.3104
.2882
.2676
.2485
39
.6203
.5684
.5220
.4804
.4427
.4085
.3773
.3487
.3225
.2982
.2758
.2551
.2359
40
.6144
.5612
.5137
.4712
.4328
.3979
.3662
.3372
.3106
.2861
.2635
.2427
.2234
41
.6085
.5540
.5055
.4620
.4228
.3874
.3551
.3257
.2988
.2740
.2513
.2303
.2111
42
.6026
.5468
.4971
.4527
.4128
.3767
.3439
.3141
.2868
.2619
.2390
.2180
.1989
43
.5968
.5396
.4889
.4435
.4028
.3661
.3328
.3026
.2750
.2499
.2269
.2060
.1869
44
.5911
.5326
.4807
.4345
.3930
.3556
.3218
.2912
.2634
.2381
.2152
.1943
.1754
45
.5849
.5250
.4719
.4246
.3823
.3443
.3100
.2790
.2510
.2257
.2028
.1821
.1634
46
.5787
.5174
.4631
.4148
.3717
.3330
.2983
.2670
.2388
.2134
.1906
.1701
.1517
47
.5727
.5099
.4544
.4051
.3612
.3219
.2867
.2551
.2268
.2015
.1788
.1586
.1406
48
.5667
.5024
.4457
.3953
.3505
.3106
.2750
.2432
.2148
.1896
.1672
.1473
.1297
49
.5608
.4950
.4369
.3855
.3399
.2994
.2633
.2313
.2030
.1779
.1558
.1363
.1192
50
.5552
.4878
.4284
.3759
.3295
.2884
.2520
.2199
.1916
.1667
.1449
.1259
.1093
51
.5496
.4807
.4199
.3664
.3191
.2774
.2407
.2085
.1804
.1558
.1344
.1159
.0999
52
.5440
.4734
.4113
.3566
.3085
.2662
.2293
.1971
.1691
.1448
.1239
.1060
.0906
53
.5385
.4662
.4026
.3468
.2978
.2551
.2179
.1857
.1580
.1342
.1138
.0965
.0818
54
.5332
.4591
.3941
.3370
.2873
.2441
.2067
.1746
.1472
.1239
.1041
.0875
.0735
55
.5281
.4523
.3857
.3275
.2769
.2333
.1958
.1639
.1368
.1140
.0949
.0790
.0656
56
.5230
.4453
.3771
.3177
.2663
.2222
.1847
.1530
.1264
.1042
.0858
.0706
.0580
57
.5181
.4385
.3687
.3080
.2559
.2114
.1739
.1425
.1164
.0948
.0771
.0626
.0509
58
.5136
.4322
.3608
.2989
.2459
.2011
.1636
.1325
.1070
.0861
.0691
.0554
.0444
59
.5093
.4260
.3529
.2898
.2361
.1909
.1535
.1228
.0978
.0776
.0614
.0486
.0384
60
.5052
.4199
.3450
.2806
.2261
.1807
.1433
.1130
.0887
.0693
.0540
.0420
.0327
61
.5013
.4140
.3374
.2716
.2163
.1706
.1334
.1036
.0799
.0614
.0470
.0360
.0275
62
.4976
.4082
.3297
.2626
.2064
.1605
.1235
.0942
.0714
.0538
.0404
.0303
.0227
63
.4940
.4024
.3220
.2534
.1963
.1501
.1134
.0848
.0629
.0463
.0340
.0250
.0184
64
.4907
.3970
.3144
.2442
.1862
.1397
.1034
.0755
.0547
.0393
.0281
.0201
.0145
65
.4878
.3917
.3070
.2350
.1761
.1294
.0934
.0665
.0468
.0327
.0227
.0158
.0111
66
.4852
.3869
.2998
.2260
.1660
.1191
.0836
.0577
.0393
.0266
.0179
.0121
.0083
67
.4827
.3820
.2922
.2162
.1550
.1079
.0732
.0486
.0318
.0206
.0133
.0087
.0059
68
.4807
.3775
.2849
.2064
.1437
.0965
.0627
.0397
.0247
.0152
.0094
.0060
.0040
69
.4792
.3737
.2781
.1970
.1329
.0856
.0529
.0316
.0185
.0108
.0064
.0040
.0026
70
.4781
.3701
.2709
.1862
.1200
.0727
.0417
.0229
.0123
.0067
.0038
.0023
.0016
71
.4774
.3675
.2646
.1760
.1075
.0604
.0315
.0155
.0075
.0038
.0021
.0014
.0010
72
.4771
.3653
.2579
.1632
.0907
.0441
.0190
.0076
.0031
.0015
.0009
.0006
.0005
73
.4770
.3646
.2535
.1513
.0728
.0274
.0083
.0023
.0007
.0003
.0002
.0001
.0000
74
.4770
.3645
.2523
.1452
.0613
.0173
.0034
.0005
.0001
.0000
.0000
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 1
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0401
.0826
.1272
.1729
.2675
.3646
.4633
.5634
2
.0000
.0389
.0806
.1245
.1697
.2634
.3597
.4578
.5572
3
.0000
.0374
.0781
.1211
.1657
.2582
.3536
.4508
.5495
4
.0000
.0359
.0756
.1178
.1618
.2531
.3475
.4439
.5418
5
.0000
.0344
.0731
.1145
.1578
.2480
.3414
.4370
.5342
6
.0000
.0329
.0706
.1113
.1539
.2430
.3354
.4301
.5265
7
.0000
.0314
.0682
.1081
.1501
.2380
.3294
.4233
.5189
8
.0000
.0300
.0658
.1050
.1463
.2330
.3235
.4165
.5114
9
.0000
.0287
.0636
.1019
.1425
.2281
.3176
.4098
.5039
10
.0000
.0274
.0613
.0989
.1388
.2233
.3118
.4031
.4964
11
.0000
.0261
.0591
.0960
.1352
.2185
.3060
.3965
.4890
12
.0000
.0248
.0570
.0930
.1316
.2137
.3002
.3898
.4815
13
.0000
.0236
.0548
.0901
.1280
.2089
.2945
.3831
.4740
14
.0000
.0224
.0527
.0872
.1244
.2042
.2887
.3764
.4665
15
.0000
.0212
.0507
.0844
.1209
.1995
.2830
.3698
.4590
16
.0000
.0201
.0487
.0816
.1175
.1948
.2773
.3632
.4515
17
.0000
.0190
.0467
.0789
.1140
.1902
.2716
.3565
.4439
18
.0000
.0180
.0448
.0762
.1106
.1856
.2659
.3498
.4364
19
.0000
.0170
.0429
.0735
.1072
.1810
.2602
.3431
.4287
20
.0000
.0160
.0410
.0709
.1039
.1764
.2545
.3364
.4212
21
.0000
.0150
.0392
.0683
.1006
.1718
.2488
.3297
.4136
22
.0000
.0141
.0374
.0657
.0973
.1672
.2430
.3229
.4059
23
.0000
.0132
.0356
.0631
.0940
.1627
.2373
.3162
.3983
24
.0000
.0124
.0339
.0606
.0908
.1581
.2315
.3094
.3905
25
.0000
.0115
.0322
.0581
.0875
.1534
.2257
.3025
.3827
26
.0000
.0108
.0306
.0557
.0844
.1489
.2200
.2957
.3750
27
.0000
.0100
.0290
.0533
.0812
.1443
.2142
.2888
.3671
28
.0000
.0093
.0274
.0509
.0780
.1397
.2084
.2819
.3593
29
.0000
.0086
.0259
.0485
.0749
.1352
.2026
.2751
.3515
30
.0000
.0079
.0244
.0462
.0718
.1306
.1967
.2681
.3435
31
.0000
.0072
.0229
.0439
.0687
.1261
.1908
.2611
.3355
32
.0000
.0066
.0214
.0416
.0656
.1215
.1849
.2540
.3274
33
.0000
.0060
.0200
.0394
.0625
.1169
.1790
.2469
.3194
34
.0000
.0055
.0187
.0372
.0595
.1123
.1731
.2398
.3113
35
.0000
.0050
.0174
.0350
.0565
.1078
.1672
.2327
.3031
36
.0000
.0045
.0161
.0329
.0535
.1032
.1613
.2256
.2949
37
.0000
.0040
.0148
.0308
.0506
.0987
.1553
.2183
.2866
38
.0000
.0036
.0136
.0287
.0477
.0941
.1493
.2111
.2783
39
.0000
.0032
.0125
.0268
.0448
.0896
.1433
.2039
.2700
40
.0000
.0028
.0114
.0248
.0420
.0852
.1374
.1967
.2617
41
.0000
.0024
.0104
.0229
.0393
.0808
.1315
.1895
.2535
42
.0000
.0021
.0093
.0211
.0366
.0764
.1256
.1823
.2451
43
.0000
.0018
.0084
.0194
.0340
.0721
.1198
.1751
.2369
44
.0000
.0016
.0075
.0177
.0315
.0679
.1141
.1681
.2287
45
.0000
.0013
.0066
.0159
.0287
.0634
.1079
.1605
.2199
46
.0000
.0011
.0057
.0142
.0261
.0589
.1017
.1529
.2111
47
.0000
.0008
.0049
.0126
.0236
.0546
.0957
.1454
.2024
48
.0000
.0007
.0041
.0110
.0212
.0503
.0897
.1379
.1937
49
.0000
.0005
.0035
.0096
.0189
.0462
.0838
.1305
.1849
50
.0000
.0004
.0029
.0083
.0168
.0422
.0782
.1233
.1764
51
.0000
.0003
.0024
.0071
.0147
.0384
.0726
.1162
.1679
52
.0000
.0002
.0019
.0060
.0128
.0347
.0670
.1089
.1593
53
.0000
.0002
.0015
.0050
.0110
.0310
.0615
.1017
.1506
54
.0000
.0001
.0012
.0041
.0094
.0276
.0562
.0946
.1421
55
.0000
.0001
.0009
.0033
.0079
.0243
.0511
.0878
.1337
56
.0000
.0000
.0007
.0026
.0065
.0212
.0460
.0808
.1251
57
.0000
.0000
.0005
.0020
.0053
.0182
.0411
.0740
.1167
58
.0000
.0000
.0003
.0016
.0043
.0157
.0366
.0677
.1088
59
.0000
.0000
.0002
.0012
.0034
.0133
.0323
.0615
.1009
60
.0000
.0000
.0002
.0009
.0026
.0111
.0282
.0554
.0930
61
.0000
.0000
.0001
.0006
.0020
.0090
.0243
.0495
.0854
62
.0000
.0000
.0001
.0004
.0014
.0072
.0206
.0437
.0777
63
.0000
.0000
.0000
.0003
.0010
.0056
.0170
.0379
.0700
64
.0000
.0000
.0000
.0002
.0006
.0041
.0137
.0325
.0624
65
.0000
.0000
.0000
.0001
.0004
.0029
.0108
.0272
.0550
66
.0000
.0000
.0000
.0000
.0002
.0020
.0082
.0224
.0478
67
.0000
.0000
.0000
.0000
.0001
.0012
.0057
.0175
.0402
68
.0000
.0000
.0000
.0000
.0000
.0006
.0037
.0130
.0329
69
.0000
.0000
.0000
.0000
.0000
.0003
.0022
.0092
.0261
70
.0000
.0000
.0000
.0000
.0000
.0001
.0011
.0056
.0189
71
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0030
.0126
72
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0008
.0059
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0015
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0003
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 1
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.6591
.6094
.5648
.5246
.4880
.4546
.4240
.3975
.3816
.3682
.3569
.3473
.3391
37
$120
.6529
.6019
.5562
.5151
.4777
.4437
.4126
.3913
.3758
.3628
.3518
.3425
.3347
38
$120
.6467
.5944
.5476
.5055
.4674
.4328
.4036
.3853
.3702
.3575
.3468
.3379
.3309
39
$120
.6406
.5870
.5391
.4961
.4572
.4219
.3974
.3796
.3647
.3523
.3420
.3339
.3276
40
$120
.6345
.5795
.5306
.4866
.4469
.4128
.3915
.3739
.3593
.3473
.3378
.3304
.3246
 
$160
.6302
.5756
.5269
.4833
.4439
.4081
.3756
.3480
.3294
.3138
.3007
.2896
.2802
41
$120
.6284
.5721
.5220
.4771
.4367
.4066
.3856
.3684
.3541
.3429
.3341
.3272
.3218
 
$160
.6241
.5682
.5184
.4738
.4337
.3973
.3642
.3410
.3229
.3078
.2951
.2843
.2753
42
$120
.6223
.5647
.5134
.4675
.4263
.4006
.3798
.3628
.3493
.3388
.3307
.3243
.3193
 
$160
.6181
.5608
.5099
.4643
.4234
.3864
.3555
.3343
.3166
.3019
.2895
.2792
.2709
43
$120
.6163
.5573
.5049
.4580
.4199
.3947
.3742
.3577
.3449
.3351
.3275
.3216
.3170
 
$160
.6121
.5535
.5014
.4549
.4132
.3755
.3486
.3278
.3105
.2961
.2842
.2746
.2670
44
$120
.6104
.5500
.4965
.4487
.4139
.3889
.3687
.3530
.3410
.3317
.3246
.3191
.3150
 
$160
.6063
.5463
.4931
.4456
.4031
.3669
.3420
.3216
.3046
.2907
.2794
.2706
.2635
45
$120
.6040
.5421
.4873
.4385
.4074
.3825
.3630
.3482
.3368
.3281
.3215
.3166
.3130
 
$160
.5999
.5384
.4840
.4355
.3921
.3593
.3349
.3148
.2983
.2850
.2746
.2664
.2600
46
$120
.5976
.5343
.4782
.4316
.4008
.3765
.3578
.3436
.3329
.3248
.3188
.3144
.3112
 
$160
.5936
.5306
.4750
.4254
.3816
.3520
.3279
.3082
.2923
.2799
.2702
.2626
.2567
47
$120
.5915
.5266
.4693
.4252
.3945
.3708
.3528
.3393
.3292
.3218
.3164
.3125
.3097
 
$160
.5874
.5230
.4661
.4155
.3742
.3449
.3211
.3019
.2869
.2752
.2662
.2592
.2538
 
$250
.5813
.5176
.4612
.4112
.3666
.3267
.2910
.2639
.2418
.2235
.2081
.1953
.1846
48
$120
.5853
.5189
.4602
.4187
.3884
.3654
.3481
.3353
.3259
.3191
.3143
.3108
.3084
 
$160
.5813
.5153
.4571
.4055
.3670
.3379
.3144
.2960
.2818
.2708
.2624
.2560
.2512
 
$250
.5753
.5100
.4524
.4013
.3558
.3153
.2813
.2554
.2339
.2161
.2013
.1890
.1790
 
$275
.5741
.5089
.4514
.4004
.3551
.3146
.2785
.2499
.2269
.2078
.1918
.1785
.1673
49
$120
.5792
.5112
.4512
.4123
.3825
.3602
.3436
.3315
.3228
.3167
.3124
.3094
.3073
 
$160
.5752
.5077
.4481
.3956
.3598
.3309
.3081
.2905
.2770
.2667
.2590
.2532
.2489
 
$250
.5693
.5025
.4435
.3913
.3450
.3039
.2726
.2472
.2262
.2090
.1947
.1832
.1739
 
$275
.5681
.5014
.4426
.3905
.3443
.3032
.2681
.2411
.2187
.2001
.1847
.1720
.1615
50
$120
.5733
.5038
.4449
.4063
.3770
.3553
.3394
.3281
.3201
.3145
.3107
.3082
.3064
 
$160
.5694
.5003
.4394
.3886
.3528
.3243
.3022
.2854
.2726
.2630
.2559
.2507
.2469
 
$250
.5635
.4951
.4349
.3816
.3345
.2946
.2643
.2394
.2190
.2022
.1887
.1779
.1694
 
$275
.5624
.4941
.4340
.3808
.3338
.2921
.2592
.2327
.2109
.1929
.1781
.1660
.1562
51
$120
.5676
.4964
.4389
.4004
.3717
.3506
.3355
.3249
.3176
.3126
.3093
.3071
.3057
 
$160
.5637
.4930
.4307
.3817
.3460
.3180
.2966
.2805
.2684
.2596
.2531
.2485
.2452
 
$250
.5579
.4879
.4262
.3719
.3239
.2861
.2562
.2318
.2119
.1958
.1831
.1730
.1652
 
$275
.5567
.4869
.4254
.3711
.3232
.2821
.2506
.2246
.2034
.1859
.1717
.1604
.1514
52
$120
.5618
.4889
.4328
.3946
.3664
.3460
.3317
.3219
.3153
.3109
.3081
.3062
.3051
 
$160
.5580
.4856
.4218
.3747
.3392
.3118
.2911
.2758
.2645
.2564
.2506
.2465
.2437
 
$250
.5522
.4805
.4175
.3619
.3138
.2776
.2481
.2242
.2049
.1897
.1777
.1685
.1613
 
$275
.5510
.4795
.4166
.3612
.3124
.2731
.2420
.2166
.1958
.1790
.1657
.1552
.1469
 
$380
.5477
.4766
.4140
.3590
.3105
.2680
.2308
.1997
.1746
.1538
.1365
.1223
.1105
53
$120
.5561
.4815
.4268
.3889
.3613
.3417
.3282
.3192
.3132
.3094
.3070
.3055
.3046
 
$160
.5523
.4782
.4129
.3678
.3325
.3058
.2859
.2713
.2608
.2535
.2483
.2448
.2424
 
$250
.5466
.4732
.4087
.3520
.3053
.2693
.2402
.2168
.1983
.1839
.1728
.1643
.1578
 
$275
.5455
.4722
.4078
.3512
.3019
.2643
.2336
.2086
.1885
.1726
.1601
.1503
.1428
 
$380
.5421
.4694
.4053
.3491
.2998
.2568
.2196
.1900
.1656
.1454
.1289
.1154
.1043
54
$120
.5506
.4742
.4211
.3834
.3564
.3376
.3250
.3167
.3114
.3081
.3061
.3049
.3042
 
$160
.5469
.4709
.4063
.3610
.3261
.3000
.2809
.2672
.2575
.2509
.2463
.2433
.2413
 
$250
.5412
.4660
.4000
.3421
.2970
.2612
.2324
.2097
.1921
.1785
.1682
.1604
.1547
 
$275
.5401
.4651
.3991
.3414
.2932
.2558
.2254
.2010
.1816
.1665
.1549
.1459
.1391
 
$380
.5368
.4622
.3967
.3393
.2892
.2457
.2098
.1808
.1569
.1375
.1216
.1089
.0986
55
$120
.5454
.4671
.4155
.3781
.3517
.3338
.3220
.3145
.3099
.3071
.3054
.3045
.3039
 
$160
.5416
.4639
.3999
.3545
.3200
.2946
.2762
.2634
.2545
.2486
.2446
.2421
.2404
 
$250
.5360
.4591
.3915
.3330
.2889
.2533
.2250
.2031
.1863
.1736
.1641
.1570
.1519
 
$275
.5349
.4581
.3907
.3317
.2847
.2475
.2175
.1937
.1752
.1610
.1501
.1419
.1358
 
$380
.5316
.4553
.3883
.3297
.2788
.2351
.2004
.1719
.1487
.1299
.1148
.1029
.0935
 
$500
.5298
.4537
.3869
.3285
.2778
.2340
.1964
.1646
.1387
.1174
.0999
.0856
.0741
56
$120
.5401
.4610
.4099
.3728
.3471
.3301
.3192
.3125
.3085
.3061
.3048
.3041
.3037
 
$160
.5364
.4567
.3933
.3479
.3139
.2891
.2717
.2598
.2518
.2465
.2431
.2410
.2397
 
$250
.5308
.4520
.3828
.3249
.2806
.2453
.2177
.1966
.1807
.1688
.1602
.1539
.1494
 
$275
.5297
.4510
.3820
.3221
.2761
.2390
.2096
.1866
.1689
.1556
.1456
.1382
.1328
 
$380
.5265
.4483
.3796
.3198
.2681
.2253
.1909
.1630
.1404
.1225
.1083
.0972
.0887
 
$500
.5246
.4467
.3783
.3187
.2672
.2229
.1853
.1544
.1292
.1087
.0920
.0786
.0678
 
$550
.5242
.4464
.3780
.3185
.2670
.2228
.1852
.1534
.1273
.1061
.0889
.0750
.0637
57
$120
.5350
.4558
.4044
.3676
.3427
.3267
.3167
.3107
.3073
.3054
.3044
.3038
.3035
 
$160
.5314
.4497
.3870
.3415
.3079
.2840
.2675
.2565
.2493
.2447
.2419
.2402
.2391
 
$250
.5259
.4451
.3742
.3170
.2726
.2376
.2107
.1904
.1754
.1645
.1567
.1512
.1473
 
$275
.5248
.4442
.3735
.3139
.2677
.2308
.2020
.1798
.1631
.1506
.1415
.1349
.1302
 
$380
.5216
.4415
.3712
.3101
.2576
.2158
.1817
.1544
.1326
.1155
.1022
.0920
.0843
 
$500
.5197
.4399
.3699
.3090
.2567
.2121
.1748
.1447
.1202
.1004
.0846
.0720
.0621
 
$550
.5193
.4396
.3696
.3088
.2565
.2119
.1743
.1430
.1179
.0976
.0812
.0681
.0577
58
$120
.5304
.4511
.3994
.3631
.3389
.3237
.3146
.3093
.3064
.3049
.3040
.3036
.3034
 
$160
.5268
.4433
.3812
.3357
.3026
.2795
.2639
.2537
.2473
.2433
.2409
.2395
.2387
 
$250
.5214
.4387
.3662
.3096
.2651
.2306
.2044
.1849
.1708
.1608
.1538
.1489
.1456
 
$275
.5203
.4378
.3654
.3062
.2599
.2233
.1951
.1737
.1579
.1463
.1380
.1322
.1281
 
$380
.5171
.4351
.3632
.3009
.2486
.2069
.1732
.1464
.1254
.1092
.0969
.0876
.0806
 
$500
.5153
.4336
.3619
.2999
.2467
.2018
.1653
.1357
.1118
.0928
.0779
.0662
.0572
 
$550
.5149
.4333
.3617
.2996
.2466
.2016
.1640
.1337
.1093
.0897
.0742
.0620
.0524
59
$120
.5260
.4465
.3945
.3586
.3353
.3210
.3127
.3081
.3057
.3044
.3038
.3035
.3034
 
$160
.5224
.4369
.3755
.3300
.2974
.2751
.2605
.2512
.2455
.2421
.2401
.2390
.2384
 
$250
.5170
.4324
.3586
.3023
.2578
.2237
.1982
.1797
.1665
.1574
.1511
.1469
.1442
 
$275
.5159
.4315
.3575
.2986
.2522
.2159
.1884
.1679
.1530
.1423
.1349
.1298
.1263
 
$380
.5128
.4289
.3553
.2918
.2398
.1981
.1648
.1387
.1186
.1033
.0919
.0834
.0773
 
$500
.5110
.4274
.3541
.2907
.2368
.1920
.1559
.1268
.1037
.0856
.0716
.0608
.0526
 
$550
.5106
.4270
.3538
.2905
.2366
.1914
.1543
.1246
.1009
.0822
.0676
.0563
.0476
60
$120
.5217
.4418
.3896
.3542
.3317
.3184
.3110
.3070
.3050
.3041
.3036
.3034
.3033
 
$160
.5182
.4309
.3697
.3243
.2923
.2709
.2572
.2488
.2439
.2411
.2395
.2386
.2382
 
$250
.5128
.4262
.3518
.2949
.2505
.2168
.1922
.1747
.1625
.1542
.1488
.1452
.1430
 
$275
.5117
.4253
.3496
.2910
.2444
.2086
.1818
.1622
.1483
.1386
.1320
.1276
.1247
 
$380
.5086
.4227
.3474
.2826
.2309
.1893
.1565
.1311
.1120
.0977
.0872
.0797
.0743
 
$500
.5068
.4212
.3462
.2815
.2268
.1823
.1465
.1181
.0958
.0786
.0656
.0558
.0485
 
$550
.5064
.4209
.3459
.2813
.2267
.1811
.1447
.1156
.0927
.0749
.0613
.0509
.0432
 
$800
.5057
.4203
.3454
.2809
.2263
.1808
.1435
.1131
.0889
.0698
.0549
.0434
.0345
61
$120
.5177
.4373
.3848
.3499
.3284
.3161
.3095
.3061
.3045
.3038
.3035
.3033
.3033
 
$160
.5141
.4260
.3641
.3187
.2874
.2669
.2543
.2468
.2425
.2402
.2390
.2384
.2380
 
$250
.5088
.4202
.3452
.2877
.2433
.2103
.1865
.1700
.1588
.1515
.1468
.1438
.1420
 
$275
.5078
.4193
.3428
.2835
.2369
.2015
.1755
.1569
.1440
.1353
.1296
.1258
.1235
 
$380
.5047
.4168
.3396
.2743
.2222
.1807
.1484
.1239
.1058
.0925
.0830
.0764
.0717
 
$500
.5029
.4153
.3385
.2725
.2173
.1729
.1374
.1097
.0883
.0721
.0601
.0513
.0448
 
$550
.5025
.4150
.3382
.2723
.2168
.1715
.1354
.1069
.0849
.0681
.0555
.0461
.0392
 
$800
.5018
.4144
.3377
.2719
.2165
.1708
.1335
.1037
.0804
.0622
.0483
.0378
.0299
62
$120
.5139
.4328
.3800
.3457
.3252
.3139
.3082
.3054
.3041
.3036
.3034
.3033
.3033
 
$160
.5103
.4211
.3585
.3131
.2825
.2631
.2515
.2449
.2414
.2395
.2386
.2381
.2379
 
$250
.5051
.4143
.3386
.2805
.2362
.2038
.1810
.1655
.1554
.1490
.1450
.1426
.1412
 
$275
.5040
.4135
.3361
.2760
.2293
.1944
.1693
.1518
.1400
.1323
.1274
.1243
.1224
 
$380
.5009
.4109
.3319
.2661
.2135
.1721
.1405
.1169
.0998
.0877
.0792
.0734
.0695
 
$500
.4992
.4095
.3308
.2634
.2079
.1634
.1284
.1014
.0811
.0660
.0550
.0471
.0416
 
$550
.4988
.4092
.3305
.2632
.2070
.1618
.1261
.0984
.0774
.0616
.0501
.0417
.0357
 
$800
.4980
.4086
.3300
.2628
.2066
.1606
.1236
.0945
.0721
.0550
.0421
.0326
.0256
 
$1,000
.4979
.4084
.3299
.2627
.2066
.1606
.1236
.0943
.0714
.0540
.0408
.0310
.0237
63
$120
.5102
.4281
.3752
.3415
.3221
.3119
.3070
.3048
.3038
.3035
.3033
.3033
.3033
 
$160
.5067
.4162
.3527
.3075
.2777
.2595
.2490
.2433
.2404
.2390
.2383
.2380
.2379
 
$250
.5014
.4085
.3320
.2732
.2289
.1972
.1755
.1613
.1523
.1468
.1435
.1417
.1406
 
$275
.5004
.4076
.3293
.2683
.2216
.1873
.1633
.1470
.1363
.1296
.1255
.1230
.1216
 
$380
.4973
.4052
.3242
.2576
.2046
.1634
.1325
.1100
.0941
.0831
.0757
.0708
.0676
 
$500
.4956
.4037
.3230
.2542
.1983
.1538
.1193
.0932
.0740
.0601
.0502
.0434
.0387
 
$550
.4952
.4034
.3228
.2540
.1971
.1520
.1167
.0899
.0699
.0554
.0450
.0377
.0326
 
$800
.4945
.4028
.3223
.2536
.1965
.1502
.1136
.0854
.0639
.0480
.0363
.0278
.0218
 
$1,000
.4943
.4027
.3222
.2535
.1965
.1502
.1134
.0848
.0631
.0467
.0347
.0259
.0196
64
$120
.5068
.4236
.3703
.3374
.3192
.3101
.3060
.3043
.3036
.3034
.3033
.3033
.3033
 
$160
.5033
.4113
.3470
.3019
.2731
.2560
.2467
.2419
.2396
.2385
.2381
.2379
.2378
 
$250
.4981
.4029
.3254
.2658
.2218
.1909
.1704
.1574
.1495
.1449
.1423
.1409
.1402
 
$275
.4971
.4021
.3225
.2607
.2140
.1804
.1574
.1424
.1329
.1272
.1239
.1220
.1209
 
$380
.4941
.3996
.3166
.2492
.1957
.1549
.1248
.1034
.0888
.0790
.0726
.0686
.0661
 
$500
.4923
.3982
.3154
.2453
.1887
.1442
.1104
.0853
.0673
.0546
.0459
.0401
.0363
 
$550
.4919
.3979
.3152
.2448
.1874
.1422
.1076
.0817
.0629
.0496
.0404
.0341
.0300
 
$800
.4912
.3973
.3147
.2444
.1864
.1399
.1038
.0764
.0561
.0414
.0309
.0236
.0186
 
$1,000
.4910
.3972
.3146
.2443
.1863
.1398
.1034
.0757
.0550
.0399
.0291
.0214
.0161
65
$120
.5037
.4190
.3655
.3334
.3164
.3085
.3052
.3039
.3035
.3033
.3033
.3033
.3033
 
$160
.5003
.4066
.3413
.2964
.2685
.2528
.2446
.2407
.2390
.2382
.2379
.2378
.2378
 
$250
.4951
.3976
.3188
.2585
.2147
.1847
.1655
.1538
.1471
.1433
.1414
.1404
.1399
 
$275
.4941
.3968
.3159
.2531
.2064
.1736
.1519
.1382
.1300
.1252
.1226
.1212
.1205
 
$380
.4911
.3944
.3094
.2408
.1869
.1463
.1172
.0972
.0838
.0753
.0700
.0668
.0649
 
$500
.4893
.3930
.3080
.2364
.1792
.1347
.1016
.0776
.0609
.0496
.0422
.0374
.0344
 
$550
.4890
.3927
.3078
.2356
.1777
.1325
.0985
.0737
.0563
.0443
.0363
.0311
.0278
 
$800
.4882
.3921
.3073
.2353
.1763
.1297
.0941
.0678
.0487
.0353
.0261
.0199
.0158
 
$1,000
.4881
.3920
.3072
.2352
.1762
.1295
.0935
.0668
.0474
.0336
.0240
.0175
.0131
66
$120
.5010
.4145
.3607
.3295
.3139
.3072
.3046
.3036
.3034
.3033
.3033
.3033
.3032
 
$160
.4976
.4019
.3356
.2909
.2642
.2499
.2429
.2398
.2385
.2380
.2379
.2378
.2378
 
$250
.4925
.3927
.3124
.2513
.2076
.1788
.1609
.1506
.1450
.1421
.1406
.1400
.1397
 
$275
.4914
.3919
.3093
.2456
.1989
.1671
.1467
.1344
.1274
.1236
.1216
.1206
.1202
 
$380
.4884
.3895
.3026
.2325
.1781
.1380
.1099
.0913
.0794
.0721
.0678
.0654
.0640
 
$500
.4867
.3881
.3008
.2277
.1696
.1253
.0930
.0704
.0551
.0452
.0389
.0351
.0328
 
$550
.4863
.3878
.3005
.2268
.1680
.1229
.0896
.0661
.0501
.0396
.0328
.0286
.0261
 
$800
.4856
.3872
.3001
.2262
.1661
.1196
.0847
.0594
.0418
.0298
.0219
.0168
.0136
 
$1,000
.4854
.3871
.3000
.2261
.1661
.1191
.0839
.0583
.0402
.0278
.0195
.0141
.0107
67
$120
.4985
.4096
.3555
.3255
.3115
.3060
.3040
.3035
.3033
.3033
.3033
.3032
.3032
 
$160
.4951
.3970
.3294
.2851
.2598
.2470
.2413
.2390
.2382
.2379
.2378
.2378
.2378
 
$250
.4900
.3877
.3055
.2434
.2001
.1726
.1564
.1476
.1432
.1411
.1401
.1397
.1395
 
$275
.4890
.3869
.3023
.2374
.1909
.1602
.1414
.1307
.1250
.1222
.1208
.1202
.1200
 
$380
.4860
.3846
.2954
.2236
.1686
.1291
.1024
.0854
.0751
.0692
.0659
.0642
.0634
 
$500
.4843
.3832
.2932
.2184
.1593
.1152
.0840
.0629
.0494
.0410
.0360
.0332
.0316
 
$550
.4839
.3829
.2930
.2174
.1576
.1125
.0803
.0584
.0440
.0350
.0296
.0265
.0247
 
$800
.4832
.3823
.2925
.2164
.1553
.1086
.0746
.0508
.0348
.0245
.0180
.0140
.0117
 
$1,000
.4830
.3822
.2924
.2164
.1551
.1081
.0736
.0494
.0329
.0222
.0154
.0112
.0087
68
$120
.4965
.4047
.3503
.3216
.3093
.3050
.3037
.3033
.3033
.3033
.3032
.3032
.3032
 
$160
.4931
.3922
.3231
.2792
.2555
.2445
.2401
.2385
.2380
.2378
.2378
.2378
.2378
 
$250
.4880
.3832
.2986
.2354
.1926
.1666
.1522
.1451
.1417
.1403
.1398
.1395
.1395
 
$275
.4869
.3824
.2954
.2291
.1827
.1534
.1365
.1275
.1232
.1212
.1203
.1200
.1199
 
$380
.4840
.3801
.2883
.2145
.1589
.1201
.0950
.0799
.0714
.0668
.0645
.0634
.0629
 
$500
.4823
.3787
.2858
.2089
.1488
.1050
.0751
.0559
.0442
.0374
.0337
.0318
.0308
 
$550
.4819
.3784
.2856
.2078
.1469
.1021
.0711
.0509
.0385
.0312
.0271
.0249
.0237
 
$800
.4812
.3779
.2851
.2066
.1442
.0976
.0646
.0425
.0284
.0198
.0148
.0119
.0104
 
$1,000
.4810
.3777
.2850
.2065
.1438
.0968
.0634
.0408
.0262
.0173
.0119
.0089
.0072
69
$120
.4949
.4000
.3453
.3181
.3075
.3043
.3035
.3033
.3033
.3033
.3032
.3032
.3032
 
$160
.4915
.3876
.3171
.2737
.2517
.2425
.2391
.2381
.2378
.2378
.2378
.2378
.2378
 
$250
.4865
.3794
.2920
.2276
.1854
.1611
.1487
.1431
.1407
.1399
.1396
.1395
.1394
 
$275
.4854
.3786
.2888
.2211
.1750
.1472
.1322
.1250
.1218
.1205
.1200
.1199
.1198
 
$380
.4825
.3763
.2817
.2059
.1496
.1117
.0884
.0752
.0684
.0651
.0636
.0630
.0627
 
$500
.4808
.3749
.2792
.1999
.1387
.0953
.0669
.0497
.0399
.0347
.0321
.0308
.0303
 
$550
.4804
.3747
.2788
.1987
.1366
.0921
.0626
.0443
.0338
.0282
.0252
.0238
.0232
 
$800
.4797
.3741
.2784
.1972
.1335
.0870
.0552
.0350
.0229
.0161
.0124
.0105
.0096
 
$1,000
.4795
.3740
.2783
.1971
.1331
.0860
.0538
.0331
.0205
.0133
.0094
.0073
.0063
70
$120
.4937
.3946
.3394
.3142
.3059
.3037
.3033
.3033
.3033
.3032
.3032
.3032
.3032
 
$160
.4903
.3826
.3100
.2673
.2477
.2405
.2384
.2379
.2378
.2378
.2378
.2378
.2378
 
$250
.4852
.3757
.2846
.2185
.1772
.1553
.1453
.1414
.1400
.1396
.1395
.1394
.1394
 
$275
.4842
.3749
.2814
.2116
.1660
.1404
.1279
.1227
.1207
.1201
.1199
.1198
.1198
 
$380
.4813
.3726
.2745
.1958
.1387
.1021
.0812
.0706
.0658
.0637
.0630
.0627
.0626
 
$500
.4796
.3713
.2720
.1894
.1268
.0841
.0579
.0432
.0358
.0323
.0308
.0302
.0300
 
$550
.4792
.3710
.2715
.1882
.1245
.0805
.0531
.0375
.0294
.0255
.0238
.0231
.0228
 
$800
.4785
.3705
.2711
.1866
.1210
.0746
.0448
.0272
.0176
.0128
.0105
.0095
.0091
 
$1,000
.4783
.3703
.2710
.1863
.1204
.0735
.0430
.0249
.0149
.0097
.0073
.0062
.0057
71
$120
.4930
.3894
.3337
.3109
.3047
.3034
.3033
.3033
.3032
.3032
.3032
.3032
.3032
 
$160
.4896
.3780
.3030
.2613
.2443
.2392
.2380
.2378
.2378
.2378
.2378
.2378
.2378
 
$250
.4846
.3730
.2776
.2097
.1695
.1502
.1427
.1403
.1396
.1395
.1394
.1394
.1394
 
$275
.4836
.3722
.2745
.2025
.1574
.1344
.1246
.1212
.1201
.1199
.1198
.1198
.1198
 
$380
.4806
.3699
.2680
.1861
.1281
.0931
.0751
.0671
.0641
.0630
.0627
.0626
.0626
 
$500
.4789
.3686
.2657
.1795
.1153
.0735
.0498
.0381
.0329
.0309
.0302
.0300
.0299
 
$550
.4786
.3684
.2653
.1783
.1128
.0695
.0446
.0319
.0262
.0239
.0231
.0228
.0227
 
$800
.4778
.3678
.2649
.1765
.1088
.0628
.0353
.0206
.0136
.0106
.0094
.0090
.0089
 
$1,000
.4777
.3677
.2648
.1762
.1080
.0614
.0332
.0180
.0106
.0074
.0061
.0056
.0054
72
$120
.4927
.3826
.3262
.3073
.3037
.3033
.3033
.3032
.3032
.3032
.3032
.3032
.3032
 
$160
.4893
.3747
.2937
.2537
.2409
.2382
.2378
.2378
.2378
.2378
.2378
.2378
.2378
 
$250
.4842
.3708
.2688
.1978
.1597
.1448
.1405
.1396
.1395
.1394
.1394
.1394
.1394
 
$275
.4832
.3701
.2661
.1902
.1464
.1276
.1216
.1201
.1198
.1198
.1198
.1198
.1198
 
$380
.4803
.3678
.2607
.1733
.1139
.0820
.0686
.0641
.0629
.0626
.0626
.0626
.0626
 
$500
.4786
.3665
.2588
.1669
.0997
.0598
.0407
.0332
.0307
.0301
.0299
.0299
.0299
 
$550
.4782
.3662
.2586
.1656
.0970
.0553
.0348
.0265
.0237
.0229
.0227
.0227
.0227
 
$800
.4775
.3657
.2582
.1638
.0924
.0474
.0240
.0139
.0103
.0092
.0089
.0088
.0088
 
$1,000
.4773
.3656
.2581
.1634
.0915
.0457
.0215
.0110
.0071
.0058
.0055
.0054
.0054
73
$120
.4926
.3765
.3184
.3046
.3033
.3033
.3032
.3032
.3032
.3032
.3032
.3032
.3032
 
$160
.4892
.3739
.2836
.2465
.2386
.2378
.2378
.2378
.2378
.2378
.2378
.2378
.2378
 
$250
.4842
.3701
.2606
.1850
.1504
.1411
.1396
.1394
.1394
.1394
.1394
.1394
.1394
 
$275
.4832
.3693
.2586
.1770
.1354
.1225
.1201
.1198
.1198
.1198
.1198
.1198
.1198
 
$380
.4802
.3670
.2553
.1604
.0990
.0720
.0643
.0628
.0626
.0626
.0626
.0626
.0626
 
$500
.4785
.3658
.2544
.1546
.0832
.0466
.0337
.0305
.0300
.0299
.0299
.0299
.0299
 
$550
.4782
.3655
.2542
.1535
.0802
.0413
.0271
.0235
.0228
.0227
.0227
.0227
.0227
 
$800
.4775
.3649
.2538
.1519
.0750
.0319
.0148
.0100
.0090
.0088
.0088
.0088
.0088
 
$1,000
.4773
.3648
.2537
.1516
.0739
.0298
.0119
.0067
.0056
.0054
.0054
.0054
.0054
74
$120
.4926
.3764
.3135
.3037
.3033
.3032
.3032
.3032
.3032
.3032
.3032
.3032
.3032
 
$160
.4892
.3739
.2769
.2425
.2380
.2378
.2378
.2378
.2378
.2378
.2378
.2378
.2378
 
$250
.4842
.3700
.2564
.1766
.1453
.1399
.1395
.1394
.1394
.1394
.1394
.1394
.1394
 
$275
.4832
.3692
.2556
.1684
.1291
.1207
.1198
.1198
.1198
.1198
.1198
.1198
.1198
 
$380
.4802
.3670
.2540
.1527
.0894
.0670
.0630
.0626
.0626
.0626
.0626
.0626
.0626
 
$500
.4785
.3657
.2531
.1478
.0725
.0392
.0311
.0300
.0299
.0299
.0299
.0299
.0299
 
$550
.4782
.3654
.2529
.1470
.0693
.0334
.0242
.0228
.0227
.0227
.0227
.0227
.0227
 
$800
.4775
.3649
.2526
.1457
.0638
.0229
.0110
.0090
.0088
.0088
.0088
.0088
.0088
 
$1,000
.4773
.3647
.2525
.1454
.0626
.0204
.0078
.0056
.0054
.0054
.0054
.0054
.0054
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 1
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0046
.0166
.0340
.0553
.1066
.1665
.2329
.3046
37
$120
.0041
.0153
.0318
.0522
.1019
.1603
.2255
.2960
38
$120
.0037
.0141
.0297
.0492
.0972
.1541
.2180
.2874
39
$120
.0033
.0129
.0276
.0463
.0926
.1480
.2105
.2788
40
$120
.0029
.0118
.0256
.0434
.0880
.1419
.2031
.2703
 
$160
.0029
.0117
.0255
.0431
.0874
.1409
.2017
.2685
41
$120
.0025
.0107
.0237
.0406
.0834
.1358
.1957
.2618
 
$160
.0025
.0106
.0235
.0403
.0829
.1349
.1944
.2600
42
$120
.0022
.0097
.0218
.0378
.0789
.1297
.1882
.2532
 
$160
.0022
.0096
.0217
.0375
.0784
.1288
.1870
.2514
43
$120
.0019
.0087
.0200
.0351
.0745
.1237
.1809
.2446
 
$160
.0019
.0086
.0199
.0349
.0740
.1229
.1796
.2430
44
$120
.0016
.0078
.0183
.0325
.0702
.1178
.1736
.2362
 
$160
.0016
.0077
.0182
.0323
.0697
.1170
.1724
.2346
45
$120
.0013
.0068
.0164
.0297
.0654
.1114
.1657
.2271
 
$160
.0013
.0067
.0163
.0295
.0650
.1106
.1646
.2255
46
$120
.0011
.0059
.0146
.0270
.0608
.1050
.1579
.2180
 
$160
.0011
.0058
.0145
.0268
.0604
.1043
.1568
.2165
47
$120
.0009
.0050
.0130
.0244
.0564
.0988
.1502
.2116
 
$160
.0009
.0050
.0129
.0242
.0560
.0982
.1491
.2076
 
$250
.0009
.0050
.0127
.0240
.0554
.0972
.1476
.2054
48
$120
.0007
.0043
.0114
.0219
.0520
.0927
.1424
.2053
 
$160
.0007
.0043
.0113
.0217
.0516
.0920
.1415
.1986
 
$250
.0007
.0042
.0112
.0215
.0511
.0911
.1400
.1966
 
$275
.0007
.0042
.0112
.0215
.0510
.0909
.1397
.1962
49
$120
.0005
.0036
.0099
.0195
.0477
.0866
.1353
.1990
 
$160
.0005
.0036
.0099
.0194
.0474
.0860
.1339
.1897
 
$250
.0005
.0035
.0098
.0192
.0469
.0851
.1325
.1877
 
$275
.0005
.0035
.0097
.0191
.0468
.0849
.1322
.1873
50
$120
.0004
.0030
.0086
.0173
.0436
.0807
.1296
.1929
 
$160
.0004
.0030
.0085
.0172
.0433
.0802
.1265
.1812
 
$250
.0004
.0029
.0084
.0170
.0429
.0794
.1252
.1791
 
$275
.0004
.0029
.0084
.0170
.0428
.0792
.1249
.1787
51
$120
.0003
.0025
.0074
.0152
.0397
.0750
.1240
.1869
 
$160
.0003
.0024
.0073
.0151
.0394
.0745
.1191
.1744
 
$250
.0003
.0024
.0072
.0150
.0390
.0737
.1179
.1705
 
$275
.0003
.0024
.0072
.0149
.0389
.0735
.1177
.1701
52
$120
.0002
.0020
.0062
.0132
.0358
.0692
.1184
.1808
 
$160
.0002
.0020
.0062
.0131
.0355
.0687
.1117
.1677
 
$250
.0002
.0019
.0061
.0130
.0352
.0680
.1105
.1617
 
$275
.0002
.0019
.0061
.0130
.0351
.0679
.1103
.1613
 
$380
.0002
.0019
.0061
.0129
.0349
.0675
.1096
.1603
53
$120
.0002
.0016
.0052
.0114
.0320
.0644
.1127
.1748
 
$160
.0002
.0016
.0051
.0113
.0318
.0631
.1049
.1609
 
$250
.0002
.0015
.0051
.0112
.0315
.0624
.1032
.1529
 
$275
.0002
.0015
.0051
.0112
.0314
.0623
.1030
.1526
 
$380
.0002
.0015
.0050
.0111
.0312
.0619
.1024
.1516
54
$120
.0001
.0012
.0042
.0097
.0285
.0599
.1072
.1691
 
$160
.0001
.0012
.0042
.0096
.0283
.0576
.0989
.1543
 
$250
.0001
.0012
.0042
.0095
.0280
.0570
.0961
.1442
 
$275
.0001
.0012
.0042
.0095
.0279
.0569
.0959
.1439
 
$380
.0001
.0012
.0041
.0094
.0278
.0566
.0953
.1430
55
$120
.0001
.0009
.0034
.0081
.0251
.0555
.1019
.1635
 
$160
.0001
.0009
.0034
.0081
.0250
.0524
.0932
.1479
 
$250
.0001
.0009
.0034
.0080
.0247
.0518
.0891
.1357
 
$275
.0001
.0009
.0034
.0080
.0247
.0517
.0889
.1354
 
$380
.0001
.0009
.0033
.0079
.0245
.0514
.0884
.1346
 
$500
.0001
.0009
.0033
.0079
.0244
.0512
.0881
.1341
56
$120
.0000
.0007
.0027
.0067
.0219
.0511
.0965
.1579
 
$160
.0000
.0007
.0027
.0067
.0217
.0472
.0873
.1413
 
$250
.0000
.0007
.0027
.0066
.0215
.0467
.0820
.1275
 
$275
.0000
.0007
.0027
.0066
.0215
.0466
.0818
.1267
 
$380
.0000
.0007
.0026
.0065
.0213
.0463
.0813
.1259
 
$500
.0000
.0007
.0026
.0065
.0212
.0461
.0810
.1255
 
$550
.0000
.0007
.0026
.0065
.0212
.0461
.0810
.1254
57
$120
.0000
.0005
.0021
.0054
.0190
.0469
.0913
.1524
 
$160
.0000
.0005
.0021
.0054
.0187
.0428
.0817
.1350
 
$250
.0000
.0005
.0021
.0053
.0185
.0417
.0751
.1201
 
$275
.0000
.0005
.0021
.0053
.0185
.0416
.0750
.1185
 
$380
.0000
.0005
.0020
.0053
.0184
.0413
.0745
.1175
 
$500
.0000
.0005
.0020
.0053
.0183
.0412
.0742
.1171
 
$550
.0000
.0005
.0020
.0053
.0183
.0412
.0742
.1170
58
$120
.0000
.0004
.0016
.0044
.0167
.0432
.0866
.1474
 
$160
.0000
.0003
.0016
.0044
.0161
.0389
.0765
.1292
 
$250
.0000
.0003
.0016
.0043
.0159
.0372
.0687
.1133
 
$275
.0000
.0003
.0016
.0043
.0159
.0371
.0686
.1115
 
$380
.0000
.0003
.0016
.0043
.0158
.0369
.0682
.1095
 
$500
.0000
.0003
.0016
.0043
.0157
.0367
.0679
.1091
 
$550
.0000
.0003
.0016
.0043
.0157
.0367
.0679
.1090
59
$120
.0000
.0002
.0012
.0035
.0145
.0395
.0820
.1425
 
$160
.0000
.0002
.0012
.0035
.0136
.0351
.0714
.1235
 
$250
.0000
.0002
.0012
.0034
.0135
.0328
.0631
.1066
 
$275
.0000
.0002
.0012
.0034
.0135
.0328
.0623
.1045
 
$380
.0000
.0002
.0012
.0034
.0134
.0326
.0619
.1016
 
$500
.0000
.0002
.0012
.0034
.0133
.0325
.0617
.1012
 
$550
.0000
.0002
.0012
.0034
.0133
.0324
.0617
.1012
60
$120
.0000
.0002
.0009
.0027
.0125
.0359
.0773
.1376
 
$160
.0000
.0002
.0009
.0027
.0114
.0314
.0664
.1177
 
$250
.0000
.0002
.0009
.0027
.0112
.0286
.0575
.0998
 
$275
.0000
.0002
.0009
.0026
.0112
.0286
.0566
.0976
 
$380
.0000
.0002
.0009
.0026
.0111
.0284
.0557
.0937
 
$500
.0000
.0002
.0009
.0026
.0111
.0283
.0555
.0933
 
$550
.0000
.0002
.0009
.0026
.0111
.0283
.0555
.0933
 
$800
.0000
.0002
.0009
.0026
.0111
.0282
.0554
.0931
61
$120
.0000
.0001
.0006
.0020
.0106
.0325
.0728
.1328
 
$160
.0000
.0001
.0006
.0020
.0095
.0279
.0615
.1121
 
$250
.0000
.0001
.0006
.0020
.0092
.0247
.0521
.0932
 
$275
.0000
.0001
.0006
.0020
.0092
.0246
.0511
.0908
 
$380
.0000
.0001
.0006
.0020
.0091
.0245
.0498
.0861
 
$500
.0000
.0001
.0006
.0020
.0091
.0244
.0496
.0856
 
$550
.0000
.0001
.0006
.0020
.0091
.0243
.0496
.0856
 
$800
.0000
.0001
.0006
.0020
.0091
.0243
.0495
.0854
62
$120
.0000
.0001
.0004
.0015
.0088
.0291
.0683
.1280
 
$160
.0000
.0001
.0004
.0015
.0077
.0245
.0566
.1065
 
$250
.0000
.0001
.0004
.0014
.0073
.0211
.0469
.0866
 
$275
.0000
.0001
.0004
.0014
.0073
.0208
.0458
.0841
 
$380
.0000
.0001
.0004
.0014
.0073
.0207
.0440
.0789
 
$500
.0000
.0001
.0004
.0014
.0072
.0206
.0438
.0780
 
$550
.0000
.0001
.0004
.0014
.0072
.0206
.0438
.0779
 
$800
.0000
.0001
.0004
.0014
.0072
.0206
.0437
.0778
 
$1,000
.0000
.0001
.0004
.0014
.0072
.0206
.0437
.0778
63
$120
.0000
.0000
.0003
.0010
.0071
.0258
.0636
.1232
 
$160
.0000
.0000
.0003
.0010
.0061
.0212
.0517
.1007
 
$250
.0000
.0000
.0003
.0010
.0056
.0178
.0417
.0800
 
$275
.0000
.0000
.0003
.0010
.0056
.0174
.0405
.0773
 
$380
.0000
.0000
.0003
.0010
.0056
.0171
.0382
.0716
 
$500
.0000
.0000
.0003
.0010
.0056
.0171
.0381
.0702
 
$550
.0000
.0000
.0003
.0010
.0056
.0171
.0380
.0702
 
$800
.0000
.0000
.0003
.0010
.0056
.0170
.0380
.0701
 
$1,000
.0000
.0000
.0003
.0010
.0056
.0170
.0380
.0700
64
$120
.0000
.0000
.0002
.0007
.0057
.0226
.0591
.1183
 
$160
.0000
.0000
.0002
.0007
.0047
.0180
.0468
.0950
 
$250
.0000
.0000
.0002
.0006
.0042
.0147
.0366
.0734
 
$275
.0000
.0000
.0002
.0006
.0042
.0143
.0354
.0705
 
$380
.0000
.0000
.0002
.0006
.0042
.0138
.0329
.0645
 
$500
.0000
.0000
.0002
.0006
.0041
.0138
.0326
.0627
 
$550
.0000
.0000
.0002
.0006
.0041
.0138
.0325
.0626
 
$800
.0000
.0000
.0002
.0006
.0041
.0138
.0325
.0625
 
$1,000
.0000
.0000
.0002
.0006
.0041
.0138
.0325
.0625
65
$120
.0000
.0000
.0001
.0004
.0044
.0195
.0545
.1135
 
$160
.0000
.0000
.0001
.0004
.0035
.0151
.0421
.0893
 
$250
.0000
.0000
.0001
.0004
.0030
.0118
.0317
.0668
 
$275
.0000
.0000
.0001
.0004
.0030
.0114
.0304
.0639
 
$380
.0000
.0000
.0001
.0004
.0030
.0108
.0279
.0574
 
$500
.0000
.0000
.0001
.0004
.0029
.0108
.0273
.0554
 
$550
.0000
.0000
.0001
.0004
.0029
.0108
.0273
.0551
 
$800
.0000
.0000
.0001
.0004
.0029
.0108
.0273
.0551
 
$1,000
.0000
.0000
.0001
.0004
.0029
.0108
.0273
.0550
66
$120
.0000
.0000
.0000
.0003
.0033
.0165
.0500
.1087
 
$160
.0000
.0000
.0000
.0002
.0025
.0123
.0374
.0836
 
$250
.0000
.0000
.0000
.0002
.0021
.0092
.0270
.0604
 
$275
.0000
.0000
.0000
.0002
.0020
.0089
.0258
.0573
 
$380
.0000
.0000
.0000
.0002
.0020
.0082
.0231
.0506
 
$500
.0000
.0000
.0000
.0002
.0020
.0082
.0225
.0484
 
$550
.0000
.0000
.0000
.0002
.0020
.0082
.0224
.0480
 
$800
.0000
.0000
.0000
.0002
.0020
.0082
.0224
.0478
 
$1,000
.0000
.0000
.0000
.0002
.0020
.0082
.0224
.0478
67
$120
.0000
.0000
.0000
.0001
.0023
.0135
.0451
.1035
 
$160
.0000
.0000
.0000
.0001
.0017
.0096
.0325
.0774
 
$250
.0000
.0000
.0000
.0001
.0013
.0068
.0222
.0535
 
$275
.0000
.0000
.0000
.0001
.0012
.0065
.0210
.0503
 
$380
.0000
.0000
.0000
.0001
.0012
.0059
.0184
.0434
 
$500
.0000
.0000
.0000
.0001
.0012
.0058
.0176
.0410
 
$550
.0000
.0000
.0000
.0001
.0012
.0058
.0175
.0406
 
$800
.0000
.0000
.0000
.0001
.0012
.0057
.0175
.0403
 
$1,000
.0000
.0000
.0000
.0001
.0012
.0057
.0175
.0403
68
$120
.0000
.0000
.0000
.0001
.0014
.0107
.0402
.0983
 
$160
.0000
.0000
.0000
.0000
.0010
.0072
.0277
.0711
 
$250
.0000
.0000
.0000
.0000
.0007
.0047
.0177
.0466
 
$275
.0000
.0000
.0000
.0000
.0007
.0044
.0165
.0434
 
$380
.0000
.0000
.0000
.0000
.0006
.0039
.0140
.0363
 
$500
.0000
.0000
.0000
.0000
.0006
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.0132
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$550
.0000
.0000
.0000
.0000
.0006
.0037
.0131
.0333
 
$800
.0000
.0000
.0000
.0000
.0006
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.0130
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$1,000
.0000
.0000
.0000
.0000
.0006
.0037
.0130
.0329
69
$120
.0000
.0000
.0000
.0000
.0009
.0082
.0355
.0933
 
$160
.0000
.0000
.0000
.0000
.0005
.0051
.0231
.0651
 
$250
.0000
.0000
.0000
.0000
.0004
.0030
.0136
.0400
 
$275
.0000
.0000
.0000
.0000
.0003
.0028
.0125
.0368
 
$380
.0000
.0000
.0000
.0000
.0003
.0024
.0102
.0297
 
$500
.0000
.0000
.0000
.0000
.0003
.0023
.0095
.0272
 
$550
.0000
.0000
.0000
.0000
.0003
.0023
.0093
.0267
 
$800
.0000
.0000
.0000
.0000
.0003
.0023
.0092
.0262
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0023
.0092
.0262
70
$120
.0000
.0000
.0000
.0000
.0004
.0057
.0301
.0874
 
$160
.0000
.0000
.0000
.0000
.0002
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.0181
.0580
 
$250
.0000
.0000
.0000
.0000
.0001
.0016
.0094
.0326
 
$275
.0000
.0000
.0000
.0000
.0001
.0015
.0085
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$380
.0000
.0000
.0000
.0000
.0001
.0012
.0065
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$500
.0000
.0000
.0000
.0000
.0001
.0011
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$550
.0000
.0000
.0000
.0000
.0001
.0011
.0057
.0195
 
$800
.0000
.0000
.0000
.0000
.0001
.0011
.0056
.0190
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0011
.0056
.0189
71
$120
.0000
.0000
.0000
.0000
.0002
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.0249
.0817
 
$160
.0000
.0000
.0000
.0000
.0001
.0017
.0135
.0510
 
$250
.0000
.0000
.0000
.0000
.0000
.0007
.0060
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$275
.0000
.0000
.0000
.0000
.0000
.0006
.0052
.0225
 
$380
.0000
.0000
.0000
.0000
.0000
.0005
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.0160
 
$500
.0000
.0000
.0000
.0000
.0000
.0004
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$550
.0000
.0000
.0000
.0000
.0000
.0004
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$800
.0000
.0000
.0000
.0000
.0000
.0004
.0030
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$1,000
.0000
.0000
.0000
.0000
.0000
.0004
.0030
.0127
72
$120
.0000
.0000
.0000
.0000
.0000
.0015
.0181
.0742
 
$160
.0000
.0000
.0000
.0000
.0000
.0005
.0080
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$250
.0000
.0000
.0000
.0000
.0000
.0001
.0025
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$275
.0000
.0000
.0000
.0000
.0000
.0001
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$380
.0000
.0000
.0000
.0000
.0000
.0001
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$500
.0000
.0000
.0000
.0000
.0000
.0001
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$550
.0000
.0000
.0000
.0000
.0000
.0001
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$800
.0000
.0000
.0000
.0000
.0000
.0001
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$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0008
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73
$120
.0000
.0000
.0000
.0000
.0000
.0004
.0112
.0664
 
$160
.0000
.0000
.0000
.0000
.0000
.0001
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$250
.0000
.0000
.0000
.0000
.0000
.0000
.0006
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$275
.0000
.0000
.0000
.0000
.0000
.0000
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$380
.0000
.0000
.0000
.0000
.0000
.0000
.0002
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$500
.0000
.0000
.0000
.0000
.0000
.0000
.0001
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$550
.0000
.0000
.0000
.0000
.0000
.0000
.0001
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$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0016
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0016
74
$120
.0000
.0000
.0000
.0000
.0000
.0001
.0070
.0615
 
$160
.0000
.0000
.0000
.0000
.0000
.0000
.0014
.0249
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0044
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0030
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0010
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0005
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0005
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0003
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 1
Effective October 1, 2023
 
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9078
.8930
.8796
.8672
.8557
.8450
.8349
.8252
.8161
.8073
.7989
.7908
.7830
2
.9026
.8870
.8730
.8600
.8480
.8368
.8261
.8161
.8065
.7973
.7885
.7800
.7718
3
.8960
.8795
.8646
.8510
.8383
.8264
.8152
.8046
.7944
.7847
.7754
.7664
.7577
4
.8894
.8720
.8563
.8419
.8285
.8160
.8042
.7930
.7823
.7720
.7621
.7526
.7434
5
.8828
.8646
.8481
.8329
.8188
.8057
.7932
.7814
.7701
.7593
.7489
.7389
.7292
6
.8764
.8572
.8399
.8240
.8092
.7953
.7823
.7698
.7580
.7466
.7356
.7251
.7149
7
.8699
.8498
.8317
.8150
.7995
.7850
.7712
.7582
.7457
.7338
.7223
.7112
.7006
8
.8635
.8425
.8235
.8061
.7898
.7746
.7602
.7465
.7335
.7210
.7090
.6974
.6863
9
.8572
.8352
.8154
.7972
.7802
.7643
.7492
.7349
.7213
.7082
.6957
.6836
.6720
10
.8509
.8280
.8074
.7883
.7706
.7540
.7383
.7233
.7091
.6955
.6825
.6699
.6579
11
.8447
.8209
.7994
.7795
.7611
.7437
.7273
.7118
.6970
.6829
.6693
.6563
.6438
12
.8385
.8137
.7913
.7706
.7514
.7333
.7163
.7001
.6848
.6701
.6560
.6425
.6296
13
.8322
.8065
.7832
.7617
.7417
.7229
.7052
.6885
.6725
.6573
.6427
.6288
.6153
14
.8260
.7993
.7750
.7527
.7319
.7124
.6941
.6767
.6602
.6444
.6293
.6149
.6011
15
.8199
.7921
.7670
.7438
.7222
.7020
.6830
.6650
.6479
.6317
.6161
.6012
.5869
16
.8137
.7850
.7588
.7348
.7125
.6916
.6719
.6533
.6357
.6189
.6028
.5875
.5728
17
.8075
.7778
.7507
.7258
.7027
.6811
.6608
.6416
.6234
.6061
.5895
.5738
.5587
18
.8014
.7706
.7426
.7168
.6930
.6706
.6497
.6299
.6111
.5933
.5763
.5601
.5446
19
.7952
.7633
.7344
.7078
.6831
.6601
.6384
.6180
.5987
.5804
.5630
.5463
.5305
20
.7891
.7561
.7262
.6988
.6733
.6496
.6273
.6063
.5865
.5677
.5498
.5328
.5165
21
.7830
.7489
.7180
.6897
.6635
.6390
.6161
.5945
.5742
.5549
.5366
.5192
.5026
22
.7767
.7416
.7097
.6805
.6535
.6283
.6047
.5826
.5617
.5419
.5232
.5054
.4885
23
.7706
.7343
.7015
.6714
.6436
.6177
.5935
.5708
.5494
.5292
.5100
.4919
.4746
24
.7643
.7269
.6931
.6621
.6335
.6069
.5821
.5588
.5369
.5162
.4967
.4782
.4606
25
.7581
.7195
.6847
.6528
.6234
.5961
.5706
.5468
.5244
.5033
.4834
.4645
.4467
26
.7519
.7122
.6763
.6436
.6134
.5854
.5593
.5349
.5120
.4905
.4702
.4510
.4329
27
.7456
.7048
.6679
.6342
.6032
.5745
.5478
.5229
.4995
.4776
.4570
.4375
.4191
28
.7393
.6973
.6594
.6248
.5930
.5637
.5363
.5109
.4871
.4647
.4437
.4240
.4053
29
.7331
.6899
.6510
.6155
.5829
.5528
.5249
.4989
.4747
.4520
.4306
.4106
.3917
30
.7268
.6824
.6424
.6060
.5726
.5418
.5133
.4868
.4621
.4390
.4174
.3970
.3779
31
.7204
.6748
.6338
.5964
.5622
.5308
.5017
.4747
.4495
.4261
.4041
.3835
.3641
32
.7141
.6672
.6250
.5868
.5518
.5196
.4900
.4625
.4369
.4131
.3908
.3699
.3503
33
.7077
.6596
.6163
.5771
.5414
.5085
.4783
.4503
.4243
.4001
.3776
.3565
.3367
34
.7013
.6519
.6076
.5675
.5309
.4974
.4665
.4381
.4117
.3872
.3643
.3430
.3230
35
.6949
.6442
.5988
.5577
.5203
.4861
.4547
.4257
.3990
.3741
.3510
.3294
.3092
36
.6885
.6365
.5900
.5480
.5098
.4749
.4429
.4135
.3863
.3612
.3378
.3160
.2956
37
.6821
.6287
.5810
.5380
.4990
.4635
.4310
.4011
.3735
.3480
.3244
.3023
.2818
38
.6756
.6209
.5720
.5281
.4883
.4520
.4189
.3886
.3606
.3348
.3109
.2887
.2680
39
.6692
.6131
.5631
.5182
.4776
.4407
.4070
.3762
.3479
.3217
.2976
.2752
.2545
40
.6628
.6054
.5542
.5083
.4668
.4293
.3951
.3638
.3351
.3087
.2843
.2618
.2410
41
.6564
.5976
.5453
.4984
.4561
.4179
.3831
.3514
.3223
.2956
.2711
.2485
.2277
42
.6501
.5898
.5363
.4884
.4453
.4064
.3710
.3388
.3094
.2825
.2578
.2352
.2145
43
.6438
.5821
.5274
.4785
.4345
.3949
.3590
.3264
.2967
.2695
.2448
.2222
.2016
44
.6376
.5746
.5186
.4687
.4239
.3836
.3472
.3141
.2841
.2569
.2321
.2096
.1892
45
.6309
.5663
.5091
.4581
.4124
.3714
.3344
.3010
.2708
.2434
.2187
.1964
.1763
46
.6243
.5581
.4995
.4475
.4010
.3593
.3217
.2880
.2576
.2302
.2056
.1835
.1637
47
.6178
.5501
.4902
.4370
.3896
.3472
.3092
.2752
.2447
.2173
.1929
.1711
.1516
48
.6114
.5420
.4807
.4265
.3781
.3351
.2966
.2623
.2317
.2045
.1803
.1589
.1399
49
.6050
.5340
.4713
.4159
.3667
.3229
.2841
.2496
.2190
.1919
.1680
.1470
.1286
50
.5989
.5262
.4622
.4055
.3554
.3111
.2718
.2372
.2067
.1798
.1563
.1358
.1179
51
.5929
.5185
.4530
.3952
.3442
.2993
.2597
.2250
.1946
.1680
.1450
.1250
.1077
52
.5868
.5107
.4437
.3846
.3328
.2872
.2474
.2126
.1824
.1562
.1337
.1143
.0978
53
.5809
.5029
.4343
.3741
.3213
.2752
.2351
.2003
.1704
.1447
.1228
.1041
.0883
54
.5752
.4953
.4251
.3636
.3099
.2633
.2230
.1884
.1588
.1336
.1123
.0944
.0792
55
.5697
.4879
.4160
.3533
.2987
.2516
.2112
.1768
.1476
.1230
.1024
.0852
.0708
56
.5641
.4804
.4068
.3427
.2873
.2397
.1993
.1651
.1364
.1124
.0925
.0761
.0626
57
.5589
.4730
.3977
.3323
.2760
.2281
.1876
.1537
.1255
.1023
.0832
.0676
.0549
58
.5541
.4662
.3892
.3224
.2653
.2170
.1765
.1430
.1154
.0928
.0746
.0598
.0479
59
.5495
.4596
.3807
.3126
.2547
.2060
.1656
.1324
.1055
.0837
.0663
.0524
.0414
60
.5450
.4529
.3722
.3027
.2439
.1949
.1546
.1219
.0957
.0748
.0583
.0453
.0352
61
.5408
.4466
.3639
.2930
.2333
.1840
.1439
.1117
.0862
.0663
.0507
.0388
.0297
62
.5368
.4403
.3557
.2833
.2227
.1731
.1332
.1016
.0770
.0580
.0436
.0327
.0245
63
.5329
.4341
.3474
.2733
.2118
.1619
.1223
.0915
.0678
.0500
.0367
.0269
.0198
64
.5294
.4282
.3392
.2634
.2009
.1508
.1115
.0815
.0590
.0424
.0303
.0217
.0156
65
.5262
.4226
.3312
.2535
.1900
.1396
.1008
.0717
.0505
.0352
.0245
.0171
.0120
66
.5234
.4173
.3234
.2438
.1790
.1284
.0902
.0623
.0424
.0287
.0193
.0131
.0090
67
.5208
.4121
.3153
.2333
.1672
.1164
.0790
.0524
.0343
.0222
.0144
.0094
.0063
68
.5186
.4072
.3073
.2226
.1550
.1041
.0677
.0428
.0266
.0164
.0102
.0064
.0043
69
.5170
.4032
.3000
.2125
.1433
.0923
.0571
.0341
.0200
.0116
.0069
.0043
.0029
70
.5157
.3992
.2922
.2009
.1295
.0785
.0450
.0248
.0133
.0072
.0041
.0025
.0018
71
.5150
.3964
.2855
.1899
.1160
.0651
.0339
.0167
.0081
.0041
.0023
.0015
.0011
72
.5146
.3941
.2782
.1761
.0979
.0476
.0205
.0082
.0033
.0016
.0009
.0007
.0005
73
.5146
.3933
.2735
.1632
.0786
.0296
.0089
.0025
.0008
.0004
.0002
.0001
.0000
74
.5146
.3932
.2722
.1566
.0661
.0187
.0036
.0006
.0001
.0000
.0000
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 1
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0433
.0891
.1372
.1866
.2886
.3933
.4998
.6077
2
.0000
.0420
.0869
.1343
.1831
.2841
.3880
.4938
.6011
3
.0000
.0403
.0842
.1306
.1788
.2786
.3814
.4863
.5928
4
.0000
.0387
.0815
.1270
.1745
.2730
.3748
.4788
.5845
5
.0000
.0371
.0788
.1235
.1703
.2676
.3683
.4714
.5762
6
.0000
.0355
.0762
.1201
.1661
.2621
.3618
.4640
.5680
7
.0000
.0339
.0736
.1167
.1619
.2567
.3553
.4566
.5598
8
.0000
.0324
.0710
.1133
.1578
.2513
.3489
.4493
.5516
9
.0000
.0309
.0686
.1100
.1538
.2461
.3426
.4420
.5436
10
.0000
.0295
.0661
.1067
.1498
.2408
.3363
.4348
.5355
11
.0000
.0281
.0638
.1035
.1459
.2357
.3301
.4277
.5275
12
.0000
.0268
.0614
.1003
.1420
.2305
.3239
.4205
.5194
13
.0000
.0254
.0591
.0972
.1381
.2254
.3177
.4133
.5113
14
.0000
.0241
.0569
.0941
.1342
.2203
.3115
.4061
.5032
15
.0000
.0229
.0547
.0911
.1305
.2152
.3053
.3989
.4951
16
.0000
.0217
.0525
.0881
.1267
.2102
.2991
.3918
.4870
17
.0000
.0205
.0504
.0851
.1230
.2052
.2930
.3845
.4789
18
.0000
.0194
.0483
.0822
.1193
.2002
.2868
.3774
.4707
19
.0000
.0183
.0462
.0793
.1157
.1952
.2807
.3701
.4625
20
.0000
.0172
.0442
.0764
.1121
.1903
.2746
.3629
.4544
21
.0000
.0162
.0423
.0736
.1085
.1854
.2684
.3557
.4462
22
.0000
.0152
.0403
.0708
.1049
.1804
.2622
.3484
.4379
23
.0000
.0143
.0384
.0681
.1014
.1755
.2560
.3411
.4296
24
.0000
.0134
.0366
.0654
.0979
.1705
.2498
.3337
.4213
25
.0000
.0125
.0348
.0627
.0944
.1655
.2435
.3263
.4128
26
.0000
.0116
.0330
.0601
.0910
.1606
.2373
.3190
.4045
27
.0000
.0108
.0312
.0575
.0876
.1557
.2310
.3116
.3961
28
.0000
.0100
.0295
.0549
.0842
.1508
.2248
.3041
.3876
29
.0000
.0092
.0279
.0524
.0808
.1459
.2185
.2967
.3791
30
.0000
.0085
.0263
.0498
.0774
.1409
.2122
.2892
.3705
31
.0000
.0078
.0247
.0474
.0741
.1360
.2059
.2816
.3619
32
.0000
.0071
.0231
.0449
.0707
.1310
.1995
.2740
.3532
33
.0000
.0065
.0216
.0425
.0675
.1261
.1931
.2664
.3445
34
.0000
.0059
.0202
.0401
.0642
.1212
.1868
.2587
.3358
35
.0000
.0054
.0187
.0378
.0609
.1162
.1803
.2510
.3269
36
.0000
.0048
.0174
.0355
.0578
.1114
.1740
.2433
.3181
37
.0000
.0043
.0160
.0332
.0546
.1064
.1675
.2355
.3092
38
.0000
.0038
.0147
.0310
.0514
.1015
.1610
.2277
.3002
39
.0000
.0034
.0135
.0289
.0484
.0967
.1546
.2199
.2913
40
.0000
.0030
.0123
.0268
.0453
.0919
.1482
.2122
.2824
41
.0000
.0026
.0112
.0248
.0424
.0872
.1419
.2044
.2734
42
.0000
.0023
.0101
.0228
.0395
.0824
.1355
.1966
.2644
43
.0000
.0020
.0091
.0209
.0367
.0778
.1292
.1889
.2555
44
.0000
.0017
.0081
.0191
.0340
.0733
.1231
.1814
.2468
45
.0000
.0014
.0071
.0171
.0310
.0684
.1164
.1731
.2372
46
.0000
.0011
.0061
.0153
.0282
.0635
.1097
.1649
.2277
47
.0000
.0009
.0053
.0135
.0255
.0589
.1033
.1569
.2183
48
.0000
.0007
.0045
.0119
.0229
.0543
.0968
.1488
.2089
49
.0000
.0006
.0038
.0104
.0204
.0498
.0905
.1408
.1995
50
.0000
.0004
.0031
.0090
.0181
.0456
.0843
.1330
.1903
51
.0000
.0003
.0026
.0077
.0159
.0415
.0783
.1253
.1812
52
.0000
.0002
.0021
.0065
.0138
.0374
.0723
.1175
.1718
53
.0000
.0002
.0016
.0054
.0119
.0335
.0664
.1097
.1625
54
.0000
.0001
.0013
.0044
.0101
.0297
.0606
.1021
.1532
55
.0000
.0001
.0010
.0036
.0085
.0263
.0551
.0947
.1442
56
.0000
.0001
.0007
.0028
.0070
.0228
.0496
.0871
.1349
57
.0000
.0000
.0005
.0022
.0057
.0197
.0443
.0798
.1259
58
.0000
.0000
.0004
.0017
.0046
.0169
.0395
.0730
.1173
59
.0000
.0000
.0003
.0013
.0037
.0143
.0349
.0663
.1089
60
.0000
.0000
.0002
.0009
.0028
.0119
.0304
.0597
.1004
61
.0000
.0000
.0001
.0007
.0021
.0098
.0262
.0534
.0921
62
.0000
.0000
.0001
.0004
.0015
.0078
.0222
.0471
.0838
63
.0000
.0000
.0000
.0003
.0011
.0060
.0184
.0409
.0755
64
.0000
.0000
.0000
.0002
.0007
.0045
.0148
.0350
.0674
65
.0000
.0000
.0000
.0001
.0004
.0032
.0116
.0294
.0593
66
.0000
.0000
.0000
.0000
.0002
.0021
.0088
.0241
.0516
67
.0000
.0000
.0000
.0000
.0001
.0013
.0062
.0189
.0434
68
.0000
.0000
.0000
.0000
.0000
.0007
.0040
.0140
.0354
69
.0000
.0000
.0000
.0000
.0000
.0003
.0024
.0100
.0282
70
.0000
.0000
.0000
.0000
.0000
.0001
.0011
.0060
.0204
71
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0136
72
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0064
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0017
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 1
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7110
.6574
.6093
.5659
.5264
.4904
.4574
.4288
.4116
.3972
.3850
.3747
.3658
37
$120
.7044
.6493
.6000
.5556
.5154
.4787
.4451
.4221
.4054
.3914
.3795
.3694
.3610
38
$120
.6977
.6412
.5908
.5453
.5042
.4668
.4353
.4157
.3993
.3856
.3741
.3645
.3569
39
$120
.6911
.6332
.5815
.5351
.4932
.4551
.4287
.4095
.3934
.3800
.3690
.3602
.3534
40
$120
.6845
.6252
.5723
.5249
.4821
.4453
.4223
.4034
.3876
.3747
.3645
.3564
.3501
 
$160
.6798
.6209
.5684
.5213
.4788
.4403
.4052
.3754
.3553
.3385
.3244
.3124
.3023
41
$120
.6779
.6172
.5631
.5147
.4710
.4387
.4160
.3974
.3820
.3699
.3604
.3530
.3472
 
$160
.6733
.6130
.5593
.5112
.4678
.4286
.3929
.3679
.3484
.3320
.3183
.3067
.2970
42
$120
.6713
.6091
.5538
.5044
.4599
.4321
.4098
.3914
.3768
.3655
.3567
.3498
.3444
 
$160
.6667
.6050
.5500
.5009
.4567
.4168
.3835
.3606
.3416
.3256
.3123
.3012
.2922
43
$120
.6648
.6012
.5446
.4941
.4529
.4258
.4036
.3859
.3721
.3615
.3533
.3469
.3419
 
$160
.6603
.5971
.5409
.4907
.4457
.4051
.3761
.3536
.3350
.3195
.3066
.2962
.2880
44
$120
.6585
.5934
.5356
.4840
.4465
.4195
.3978
.3808
.3678
.3578
.3501
.3442
.3398
 
$160
.6540
.5893
.5319
.4807
.4348
.3958
.3690
.3469
.3286
.3135
.3014
.2919
.2843
45
$120
.6516
.5848
.5257
.4730
.4394
.4127
.3916
.3756
.3633
.3539
.3468
.3415
.3376
 
$160
.6471
.5808
.5221
.4698
.4230
.3876
.3613
.3396
.3218
.3075
.2962
.2874
.2804
46
$120
.6447
.5764
.5159
.4656
.4324
.4061
.3859
.3707
.3591
.3504
.3439
.3392
.3358
 
$160
.6403
.5724
.5124
.4590
.4116
.3797
.3537
.3325
.3154
.3020
.2915
.2833
.2769
47
$120
.6380
.5681
.5062
.4586
.4256
.4000
.3806
.3661
.3552
.3472
.3413
.3371
.3341
 
$160
.6337
.5642
.5028
.4482
.4037
.3721
.3464
.3257
.3095
.2969
.2871
.2796
.2738
 
$250
.6271
.5583
.4976
.4436
.3955
.3524
.3139
.2847
.2609
.2410
.2245
.2107
.1991
48
$120
.6314
.5597
.4965
.4517
.4190
.3941
.3755
.3617
.3515
.3442
.3390
.3353
.3327
 
$160
.6270
.5559
.4931
.4374
.3959
.3645
.3392
.3193
.3040
.2922
.2831
.2762
.2710
 
$250
.6206
.5502
.4880
.4329
.3838
.3401
.3035
.2755
.2523
.2331
.2172
.2039
.1931
 
$275
.6193
.5490
.4870
.4320
.3830
.3394
.3005
.2696
.2448
.2241
.2069
.1925
.1805
49
$120
.6248
.5515
.4868
.4448
.4126
.3885
.3707
.3576
.3482
.3416
.3370
.3337
.3316
 
$160
.6205
.5477
.4834
.4268
.3881
.3570
.3324
.3134
.2988
.2877
.2793
.2731
.2685
 
$250
.6141
.5420
.4784
.4221
.3722
.3278
.2940
.2667
.2441
.2254
.2101
.1976
.1876
 
$275
.6128
.5409
.4774
.4213
.3714
.3271
.2892
.2600
.2359
.2159
.1993
.1855
.1742
50
$120
.6185
.5434
.4799
.4383
.4067
.3833
.3662
.3539
.3453
.3393
.3352
.3324
.3306
 
$160
.6143
.5397
.4740
.4193
.3806
.3499
.3260
.3078
.2940
.2837
.2760
.2704
.2664
 
$250
.6079
.5341
.4691
.4116
.3608
.3178
.2851
.2582
.2362
.2181
.2035
.1919
.1827
 
$275
.6066
.5330
.4681
.4108
.3600
.3151
.2796
.2510
.2275
.2081
.1921
.1790
.1685
51
$120
.6123
.5355
.4734
.4320
.4010
.3782
.3619
.3505
.3426
.3372
.3337
.3313
.3298
 
$160
.6081
.5318
.4646
.4118
.3732
.3430
.3200
.3026
.2896
.2800
.2730
.2681
.2645
 
$250
.6018
.5263
.4598
.4012
.3494
.3086
.2764
.2500
.2286
.2112
.1975
.1867
.1782
 
$275
.6005
.5252
.4589
.4003
.3487
.3043
.2703
.2423
.2194
.2006
.1853
.1730
.1633
52
$120
.6060
.5274
.4669
.4257
.3953
.3733
.3579
.3473
.3401
.3354
.3323
.3303
.3291
 
$160
.6019
.5238
.4550
.4042
.3659
.3363
.3141
.2975
.2853
.2765
.2703
.2659
.2629
 
$250
.5957
.5184
.4503
.3904
.3385
.2995
.2677
.2418
.2210
.2046
.1917
.1818
.1740
 
$275
.5944
.5173
.4494
.3896
.3371
.2946
.2611
.2336
.2112
.1931
.1787
.1674
.1585
 
$380
.5908
.5141
.4466
.3872
.3350
.2891
.2490
.2154
.1883
.1659
.1473
.1319
.1193
53
$120
.5999
.5194
.4605
.4196
.3897
.3686
.3541
.3443
.3379
.3338
.3312
.3296
.3286
 
$160
.5958
.5158
.4455
.3967
.3587
.3299
.3084
.2927
.2814
.2734
.2679
.2641
.2615
 
$250
.5897
.5105
.4408
.3797
.3293
.2905
.2591
.2338
.2139
.1984
.1864
.1772
.1702
 
$275
.5884
.5094
.4399
.3789
.3257
.2851
.2520
.2251
.2034
.1862
.1727
.1622
.1541
 
$380
.5848
.5063
.4372
.3766
.3234
.2770
.2369
.2050
.1786
.1569
.1391
.1244
.1126
54
$120
.5940
.5115
.4542
.4136
.3844
.3642
.3506
.3417
.3360
.3324
.3302
.3289
.3282
 
$160
.5899
.5080
.4383
.3894
.3518
.3237
.3030
.2882
.2778
.2706
.2657
.2625
.2603
 
$250
.5838
.5027
.4315
.3690
.3203
.2818
.2507
.2262
.2072
.1926
.1815
.1731
.1668
 
$275
.5826
.5017
.4306
.3683
.3163
.2759
.2432
.2168
.1959
.1797
.1671
.1574
.1501
 
$380
.5791
.4986
.4279
.3660
.3120
.2650
.2263
.1950
.1693
.1483
.1312
.1174
.1064
55
$120
.5883
.5038
.4482
.4079
.3794
.3601
.3474
.3393
.3343
.3312
.3295
.3284
.3278
 
$160
.5843
.5004
.4314
.3824
.3452
.3178
.2980
.2841
.2746
.2682
.2639
.2611
.2594
 
$250
.5782
.4952
.4223
.3593
.3116
.2732
.2428
.2191
.2010
.1873
.1770
.1694
.1639
 
$275
.5770
.4942
.4214
.3578
.3072
.2670
.2346
.2090
.1890
.1736
.1619
.1531
.1465
 
$380
.5735
.4912
.4189
.3557
.3008
.2536
.2161
.1854
.1604
.1401
.1239
.1110
.1009
 
$500
.5715
.4895
.4174
.3544
.2997
.2525
.2119
.1775
.1496
.1266
.1078
.0924
.0799
56
$120
.5826
.4973
.4421
.4021
.3744
.3561
.3443
.3371
.3328
.3303
.3288
.3280
.3276
 
$160
.5786
.4927
.4243
.3753
.3386
.3119
.2931
.2802
.2716
.2659
.2623
.2600
.2586
 
$250
.5726
.4876
.4129
.3505
.3027
.2646
.2348
.2121
.1949
.1821
.1728
.1660
.1612
 
$275
.5714
.4866
.4121
.3474
.2979
.2579
.2261
.2013
.1822
.1678
.1571
.1491
.1433
 
$380
.5679
.4836
.4095
.3450
.2892
.2430
.2059
.1758
.1515
.1321
.1168
.1049
.0956
 
$500
.5660
.4819
.4081
.3438
.2882
.2405
.1999
.1666
.1394
.1172
.0992
.0848
.0732
 
$550
.5655
.4815
.4078
.3435
.2880
.2403
.1997
.1655
.1373
.1145
.0959
.0809
.0688
57
$120
.5771
.4917
.4362
.3966
.3697
.3524
.3416
.3352
.3315
.3295
.3283
.3277
.3274
 
$160
.5732
.4852
.4174
.3684
.3322
.3064
.2886
.2767
.2689
.2640
.2609
.2591
.2580
 
$250
.5673
.4801
.4037
.3420
.2940
.2563
.2273
.2054
.1892
.1775
.1690
.1631
.1589
 
$275
.5661
.4791
.4029
.3386
.2888
.2490
.2179
.1940
.1759
.1625
.1527
.1456
.1405
 
$380
.5626
.4762
.4004
.3345
.2779
.2327
.1961
.1665
.1430
.1246
.1103
.0993
.0910
 
$500
.5607
.4746
.3990
.3334
.2769
.2288
.1886
.1561
.1297
.1083
.0912
.0777
.0670
 
$550
.5602
.4742
.3987
.3331
.2767
.2286
.1880
.1543
.1272
.1052
.0876
.0735
.0623
58
$120
.5722
.4867
.4309
.3916
.3656
.3492
.3394
.3337
.3305
.3289
.3280
.3275
.3273
 
$160
.5683
.4782
.4112
.3622
.3265
.3015
.2847
.2737
.2667
.2625
.2599
.2584
.2575
 
$250
.5624
.4732
.3950
.3340
.2860
.2487
.2205
.1995
.1843
.1734
.1659
.1606
.1571
 
$275
.5612
.4723
.3942
.3303
.2804
.2409
.2104
.1874
.1703
.1578
.1489
.1426
.1382
 
$380
.5578
.4694
.3918
.3246
.2682
.2232
.1868
.1579
.1353
.1178
.1045
.0944
.0870
 
$500
.5559
.4677
.3904
.3235
.2662
.2177
.1783
.1463
.1206
.1002
.0840
.0714
.0617
 
$550
.5554
.4674
.3901
.3232
.2660
.2175
.1769
.1443
.1179
.0968
.0800
.0668
.0566
59
$120
.5674
.4816
.4256
.3868
.3617
.3463
.3373
.3324
.3297
.3284
.3277
.3274
.3272
 
$160
.5636
.4713
.4050
.3560
.3209
.2968
.2810
.2710
.2648
.2612
.2591
.2579
.2572
 
$250
.5577
.4665
.3868
.3261
.2781
.2413
.2138
.1938
.1797
.1698
.1630
.1585
.1556
 
$275
.5566
.4655
.3856
.3221
.2720
.2329
.2032
.1811
.1650
.1535
.1455
.1400
.1363
 
$380
.5532
.4627
.3833
.3147
.2587
.2137
.1778
.1496
.1279
.1114
.0991
.0900
.0834
 
$500
.5512
.4610
.3819
.3136
.2555
.2071
.1682
.1368
.1119
.0924
.0772
.0656
.0568
 
$550
.5508
.4607
.3816
.3134
.2553
.2065
.1665
.1344
.1089
.0887
.0729
.0607
.0514
60
$120
.5628
.4766
.4203
.3820
.3579
.3435
.3355
.3312
.3291
.3280
.3275
.3273
.3272
 
$160
.5590
.4648
.3988
.3498
.3153
.2922
.2775
.2684
.2631
.2600
.2584
.2574
.2570
 
$250
.5532
.4597
.3795
.3181
.2702
.2339
.2073
.1884
.1753
.1664
.1605
.1567
.1542
 
$275
.5520
.4588
.3771
.3139
.2637
.2250
.1961
.1750
.1600
.1496
.1424
.1377
.1346
 
$380
.5487
.4560
.3747
.3049
.2491
.2042
.1688
.1415
.1208
.1054
.0941
.0860
.0802
 
$500
.5467
.4544
.3734
.3037
.2447
.1967
.1581
.1274
.1034
.0848
.0708
.0602
.0523
 
$550
.5463
.4540
.3731
.3035
.2445
.1954
.1561
.1247
.1000
.0808
.0661
.0549
.0466
 
$800
.5455
.4534
.3726
.3030
.2441
.1951
.1548
.1221
.0959
.0753
.0592
.0468
.0372
61
$120
.5585
.4717
.4151
.3774
.3542
.3410
.3339
.3303
.3285
.3277
.3274
.3272
.3272
 
$160
.5546
.4595
.3928
.3438
.3100
.2880
.2743
.2662
.2616
.2591
.2578
.2571
.2568
 
$250
.5489
.4533
.3724
.3104
.2625
.2268
.2012
.1834
.1713
.1634
.1583
.1551
.1532
 
$275
.5478
.4523
.3698
.3058
.2555
.2173
.1893
.1693
.1554
.1460
.1398
.1357
.1332
 
$380
.5444
.4496
.3664
.2959
.2397
.1949
.1601
.1337
.1141
.0998
.0896
.0824
.0774
 
$500
.5425
.4480
.3651
.2940
.2344
.1865
.1483
.1183
.0953
.0778
.0648
.0553
.0484
 
$550
.5421
.4476
.3648
.2937
.2339
.1850
.1460
.1154
.0916
.0735
.0598
.0497
.0423
 
$800
.5413
.4470
.3643
.2933
.2336
.1842
.1441
.1119
.0867
.0671
.0521
.0407
.0322
62
$120
.5543
.4668
.4100
.3729
.3508
.3386
.3324
.3294
.3281
.3275
.3273
.3272
.3271
 
$160
.5505
.4542
.3867
.3378
.3048
.2839
.2713
.2642
.2604
.2584
.2574
.2569
.2567
 
$250
.5448
.4469
.3653
.3026
.2548
.2198
.1952
.1786
.1677
.1607
.1564
.1539
.1524
 
$275
.5437
.4460
.3626
.2977
.2474
.2097
.1827
.1638
.1511
.1427
.1374
.1341
.1320
 
$380
.5404
.4433
.3581
.2870
.2303
.1857
.1516
.1261
.1077
.0946
.0854
.0792
.0750
 
$500
.5385
.4417
.3568
.2842
.2243
.1763
.1385
.1094
.0874
.0712
.0593
.0508
.0449
 
$550
.5381
.4414
.3566
.2840
.2232
.1746
.1360
.1062
.0834
.0665
.0540
.0450
.0386
 
$800
.5373
.4407
.3560
.2835
.2229
.1733
.1333
.1020
.0778
.0593
.0455
.0352
.0277
 
$1,000
.5371
.4406
.3559
.2834
.2228
.1732
.1333
.1017
.0771
.0583
.0440
.0334
.0256
63
$120
.5504
.4619
.4047
.3683
.3474
.3365
.3312
.3288
.3278
.3274
.3272
.3272
.3271
 
$160
.5466
.4489
.3805
.3317
.2996
.2799
.2686
.2625
.2593
.2578
.2571
.2567
.2566
 
$250
.5409
.4407
.3581
.2947
.2470
.2128
.1894
.1740
.1643
.1583
.1548
.1528
.1517
 
$275
.5398
.4398
.3552
.2895
.2391
.2021
.1761
.1585
.1470
.1398
.1353
.1327
.1311
 
$380
.5365
.4371
.3497
.2779
.2207
.1763
.1430
.1187
.1015
.0896
.0816
.0764
.0730
 
$500
.5346
.4355
.3485
.2742
.2139
.1659
.1287
.1006
.0798
.0648
.0542
.0468
.0418
 
$550
.5342
.4352
.3482
.2740
.2127
.1639
.1259
.0970
.0755
.0597
.0485
.0406
.0352
 
$800
.5334
.4346
.3477
.2736
.2120
.1621
.1226
.0921
.0690
.0517
.0391
.0300
.0236
 
$1,000
.5332
.4344
.3476
.2735
.2119
.1620
.1224
.0915
.0680
.0504
.0374
.0280
.0212
64
$120
.5467
.4569
.3995
.3639
.3443
.3345
.3301
.3282
.3275
.3273
.3272
.3271
.3271
 
$160
.5430
.4437
.3743
.3257
.2946
.2762
.2661
.2609
.2585
.2573
.2568
.2566
.2565
 
$250
.5374
.4347
.3510
.2868
.2392
.2059
.1838
.1698
.1613
.1563
.1535
.1520
.1512
 
$275
.5362
.4338
.3479
.2813
.2309
.1946
.1698
.1536
.1434
.1372
.1336
.1316
.1305
 
$380
.5330
.4311
.3415
.2688
.2111
.1670
.1346
.1116
.0957
.0852
.0783
.0740
.0713
 
$500
.5311
.4296
.3403
.2646
.2036
.1556
.1190
.0920
.0726
.0589
.0496
.0433
.0392
 
$550
.5307
.4293
.3400
.2641
.2022
.1534
.1160
.0881
.0679
.0535
.0436
.0368
.0323
 
$800
.5299
.4286
.3395
.2637
.2011
.1509
.1120
.0825
.0606
.0447
.0333
.0254
.0200
 
$1,000
.5297
.4285
.3394
.2636
.2010
.1508
.1116
.0817
.0594
.0431
.0314
.0231
.0174
65
$120
.5434
.4520
.3943
.3596
.3414
.3328
.3292
.3278
.3274
.3272
.3271
.3271
.3271
 
$160
.5397
.4386
.3681
.3197
.2897
.2727
.2639
.2597
.2578
.2570
.2567
.2566
.2565
 
$250
.5341
.4290
.3439
.2789
.2316
.1993
.1785
.1659
.1586
.1546
.1525
.1514
.1509
 
$275
.5330
.4281
.3407
.2731
.2227
.1873
.1639
.1491
.1402
.1351
.1322
.1307
.1300
 
$380
.5297
.4254
.3338
.2598
.2016
.1579
.1265
.1048
.0904
.0812
.0755
.0720
.0700
 
$500
.5279
.4240
.3323
.2551
.1933
.1453
.1096
.0838
.0657
.0535
.0455
.0403
.0371
 
$550
.5275
.4236
.3320
.2542
.1917
.1429
.1062
.0795
.0607
.0478
.0392
.0336
.0300
 
$800
.5267
.4230
.3315
.2538
.1901
.1399
.1016
.0731
.0526
.0381
.0282
.0215
.0170
 
$1,000
.5265
.4228
.3314
.2537
.1901
.1396
.1009
.0721
.0511
.0362
.0259
.0189
.0142
66
$120
.5405
.4471
.3891
.3555
.3387
.3314
.3285
.3276
.3273
.3272
.3271
.3271
.3271
 
$160
.5368
.4336
.3620
.3138
.2850
.2696
.2620
.2587
.2573
.2568
.2566
.2565
.2565
 
$250
.5312
.4236
.3370
.2710
.2240
.1928
.1736
.1625
.1564
.1533
.1517
.1510
.1507
 
$275
.5301
.4227
.3337
.2649
.2146
.1802
.1582
.1450
.1374
.1333
.1312
.1301
.1296
 
$380
.5269
.4201
.3264
.2509
.1921
.1488
.1186
.0985
.0856
.0778
.0731
.0705
.0691
 
$500
.5251
.4187
.3244
.2456
.1830
.1352
.1003
.0759
.0595
.0487
.0420
.0379
.0354
 
$550
.5246
.4183
.3242
.2447
.1813
.1325
.0967
.0714
.0541
.0427
.0354
.0309
.0281
 
$800
.5239
.4177
.3237
.2440
.1792
.1290
.0913
.0641
.0451
.0321
.0236
.0181
.0146
 
$1,000
.5237
.4176
.3236
.2439
.1791
.1285
.0905
.0628
.0433
.0300
.0211
.0153
.0116
67
$120
.5378
.4419
.3835
.3511
.3360
.3301
.3280
.3274
.3272
.3271
.3271
.3271
.3271
 
$160
.5341
.4283
.3554
.3076
.2802
.2665
.2603
.2579
.2569
.2566
.2565
.2565
.2565
 
$250
.5286
.4183
.3296
.2626
.2159
.1862
.1687
.1592
.1544
.1522
.1511
.1507
.1505
 
$275
.5275
.4174
.3261
.2561
.2059
.1728
.1525
.1410
.1349
.1318
.1304
.1297
.1294
 
$380
.5243
.4148
.3186
.2412
.1819
.1392
.1104
.0921
.0810
.0746
.0711
.0693
.0683
 
$500
.5224
.4134
.3163
.2355
.1719
.1243
.0906
.0679
.0533
.0442
.0389
.0358
.0341
 
$550
.5220
.4131
.3160
.2345
.1700
.1214
.0866
.0629
.0475
.0378
.0320
.0286
.0267
 
$800
.5212
.4125
.3156
.2335
.1675
.1172
.0805
.0548
.0375
.0264
.0194
.0152
.0127
 
$1,000
.5211
.4123
.3154
.2334
.1673
.1166
.0794
.0533
.0355
.0239
.0166
.0121
.0094
68
$120
.5356
.4366
.3779
.3469
.3337
.3290
.3276
.3272
.3272
.3271
.3271
.3271
.3271
 
$160
.5319
.4230
.3486
.3012
.2756
.2638
.2590
.2573
.2567
.2565
.2565
.2565
.2565
 
$250
.5264
.4134
.3221
.2539
.2078
.1797
.1642
.1565
.1529
.1514
.1508
.1505
.1505
 
$275
.5253
.4125
.3186
.2471
.1971
.1655
.1472
.1376
.1329
.1307
.1298
.1294
.1293
 
$380
.5221
.4100
.3110
.2314
.1714
.1296
.1025
.0862
.0770
.0721
.0696
.0684
.0679
 
$500
.5203
.4085
.3083
.2253
.1606
.1133
.0810
.0603
.0477
.0404
.0364
.0343
.0332
 
$550
.5199
.4082
.3080
.2242
.1585
.1101
.0767
.0549
.0415
.0336
.0292
.0268
.0256
 
$800
.5191
.4076
.3076
.2228
.1556
.1052
.0697
.0458
.0306
.0213
.0159
.0129
.0112
 
$1,000
.5189
.4075
.3075
.2228
.1552
.1044
.0684
.0440
.0283
.0186
.0129
.0096
.0078
69
$120
.5339
.4315
.3725
.3431
.3318
.3283
.3274
.3272
.3271
.3271
.3271
.3271
.3271
 
$160
.5302
.4181
.3421
.2952
.2715
.2615
.2580
.2569
.2566
.2565
.2565
.2565
.2565
 
$250
.5248
.4092
.3150
.2456
.2000
.1738
.1604
.1543
.1518
.1509
.1506
.1505
.1504
 
$275
.5237
.4084
.3115
.2385
.1887
.1588
.1426
.1348
.1314
.1300
.1295
.1293
.1292
 
$380
.5205
.4059
.3039
.2221
.1614
.1205
.0953
.0812
.0738
.0702
.0686
.0679
.0676
 
$500
.5187
.4045
.3011
.2156
.1496
.1028
.0722
.0536
.0430
.0374
.0346
.0333
.0327
 
$550
.5183
.4042
.3008
.2144
.1474
.0993
.0675
.0478
.0365
.0304
.0272
.0257
.0250
 
$800
.5175
.4036
.3003
.2128
.1440
.0938
.0596
.0378
.0247
.0173
.0134
.0113
.0103
 
$1,000
.5173
.4034
.3002
.2126
.1435
.0928
.0580
.0357
.0221
.0144
.0101
.0079
.0068
70
$120
.5326
.4257
.3661
.3390
.3299
.3277
.3272
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5289
.4127
.3344
.2884
.2672
.2595
.2572
.2566
.2565
.2565
.2565
.2565
.2565
 
$250
.5235
.4053
.3070
.2358
.1912
.1675
.1567
.1525
.1510
.1506
.1505
.1504
.1504
 
$275
.5224
.4044
.3035
.2283
.1791
.1514
.1380
.1323
.1302
.1295
.1293
.1292
.1292
 
$380
.5192
.4019
.2961
.2112
.1496
.1101
.0876
.0762
.0709
.0688
.0679
.0676
.0675
 
$500
.5174
.4005
.2934
.2044
.1368
.0907
.0624
.0467
.0386
.0349
.0333
.0326
.0324
 
$550
.5170
.4002
.2929
.2030
.1343
.0869
.0573
.0404
.0317
.0276
.0257
.0249
.0246
 
$800
.5162
.3996
.2925
.2013
.1305
.0805
.0483
.0293
.0190
.0138
.0113
.0102
.0098
 
$1,000
.5160
.3995
.2924
.2010
.1298
.0793
.0464
.0268
.0160
.0105
.0078
.0066
.0061
71
$120
.5318
.4200
.3600
.3354
.3286
.3273
.3272
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5282
.4077
.3269
.2819
.2636
.2580
.2568
.2565
.2565
.2565
.2565
.2565
.2565
 
$250
.5227
.4024
.2994
.2262
.1828
.1621
.1540
.1513
.1506
.1505
.1504
.1504
.1504
 
$275
.5216
.4015
.2961
.2184
.1698
.1450
.1344
.1307
.1296
.1293
.1292
.1292
.1292
 
$380
.5185
.3991
.2891
.2007
.1382
.1005
.0810
.0724
.0691
.0680
.0676
.0675
.0675
 
$500
.5166
.3977
.2866
.1937
.1243
.0793
.0538
.0411
.0355
.0334
.0326
.0323
.0323
 
$550
.5162
.3974
.2862
.1923
.1216
.0750
.0481
.0344
.0283
.0258
.0249
.0246
.0245
 
$800
.5155
.3968
.2857
.1904
.1173
.0678
.0381
.0222
.0147
.0115
.0102
.0097
.0096
 
$1,000
.5153
.3966
.2856
.1901
.1165
.0663
.0358
.0194
.0115
.0080
.0066
.0061
.0059
72
$120
.5315
.4127
.3519
.3315
.3276
.3272
.3271
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5278
.4042
.3168
.2737
.2598
.2569
.2565
.2565
.2565
.2565
.2565
.2565
.2565
 
$250
.5224
.4000
.2899
.2133
.1722
.1562
.1516
.1506
.1504
.1504
.1504
.1504
.1504
 
$275
.5213
.3992
.2870
.2051
.1579
.1377
.1312
.1296
.1293
.1292
.1292
.1292
.1292
 
$380
.5181
.3968
.2812
.1870
.1229
.0885
.0740
.0692
.0678
.0675
.0675
.0675
.0675
 
$500
.5163
.3954
.2792
.1800
.1076
.0645
.0439
.0358
.0332
.0324
.0323
.0322
.0322
 
$550
.5159
.3951
.2789
.1787
.1046
.0597
.0375
.0286
.0256
.0247
.0245
.0245
.0245
 
$800
.5151
.3945
.2785
.1767
.0997
.0511
.0259
.0150
.0111
.0099
.0096
.0095
.0095
 
$1,000
.5149
.3943
.2784
.1763
.0987
.0493
.0232
.0118
.0076
.0063
.0059
.0058
.0058
73
$120
.5314
.4062
.3435
.3286
.3272
.3271
.3271
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5278
.4034
.3059
.2659
.2574
.2565
.2565
.2565
.2565
.2565
.2565
.2565
.2565
 
$250
.5223
.3992
.2811
.1995
.1622
.1522
.1506
.1504
.1504
.1504
.1504
.1504
.1504
 
$275
.5212
.3984
.2789
.1910
.1461
.1322
.1296
.1292
.1292
.1292
.1292
.1292
.1292
 
$380
.5180
.3959
.2754
.1731
.1068
.0777
.0693
.0677
.0675
.0675
.0675
.0675
.0675
 
$500
.5162
.3946
.2744
.1667
.0897
.0502
.0363
.0329
.0323
.0322
.0322
.0322
.0322
 
$550
.5158
.3943
.2742
.1656
.0865
.0446
.0292
.0253
.0246
.0245
.0245
.0245
.0245
 
$800
.5151
.3937
.2738
.1638
.0809
.0345
.0160
.0108
.0097
.0095
.0095
.0095
.0095
 
$1,000
.5149
.3935
.2737
.1635
.0797
.0321
.0128
.0072
.0060
.0058
.0058
.0058
.0058
74
$120
.5314
.4061
.3382
.3276
.3271
.3271
.3271
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5278
.4033
.2987
.2616
.2567
.2565
.2565
.2565
.2565
.2565
.2565
.2565
.2565
 
$250
.5223
.3991
.2765
.1905
.1568
.1509
.1504
.1504
.1504
.1504
.1504
.1504
.1504
 
$275
.5212
.3983
.2757
.1817
.1393
.1302
.1293
.1292
.1292
.1292
.1292
.1292
.1292
 
$380
.5180
.3959
.2740
.1647
.0964
.0723
.0679
.0675
.0675
.0675
.0675
.0675
.0675
 
$500
.5162
.3945
.2731
.1594
.0782
.0423
.0335
.0323
.0322
.0322
.0322
.0322
.0322
 
$550
.5158
.3942
.2729
.1585
.0747
.0361
.0261
.0246
.0245
.0245
.0245
.0245
.0245
 
$800
.5151
.3936
.2725
.1572
.0688
.0247
.0119
.0097
.0095
.0095
.0095
.0095
.0095
 
$1,000
.5149
.3934
.2724
.1569
.0675
.0220
.0084
.0061
.0058
.0058
.0058
.0058
.0058
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 1
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0050
.0179
.0367
.0597
.1150
.1797
.2513
.3285
37
$120
.0045
.0165
.0343
.0564
.1099
.1730
.2432
.3193
38
$120
.0040
.0152
.0320
.0531
.1049
.1663
.2351
.3100
39
$120
.0035
.0139
.0298
.0499
.0999
.1597
.2271
.3008
40
$120
.0031
.0127
.0277
.0468
.0949
.1531
.2191
.2916
 
$160
.0031
.0126
.0275
.0465
.0943
.1520
.2176
.2896
41
$120
.0027
.0115
.0256
.0438
.0900
.1465
.2111
.2824
 
$160
.0027
.0115
.0254
.0435
.0894
.1455
.2097
.2805
42
$120
.0024
.0104
.0235
.0408
.0851
.1399
.2031
.2731
 
$160
.0023
.0103
.0234
.0405
.0845
.1390
.2017
.2712
43
$120
.0020
.0094
.0216
.0379
.0803
.1334
.1951
.2639
 
$160
.0020
.0093
.0214
.0376
.0798
.1325
.1938
.2621
44
$120
.0018
.0084
.0197
.0351
.0757
.1271
.1873
.2548
 
$160
.0017
.0083
.0196
.0348
.0752
.1262
.1860
.2531
45
$120
.0014
.0073
.0177
.0320
.0706
.1202
.1788
.2450
 
$160
.0014
.0073
.0176
.0318
.0701
.1193
.1775
.2433
46
$120
.0012
.0063
.0158
.0291
.0656
.1133
.1703
.2351
 
$160
.0012
.0063
.0157
.0289
.0652
.1125
.1691
.2335
47
$120
.0009
.0054
.0140
.0263
.0608
.1066
.1620
.2283
 
$160
.0009
.0054
.0139
.0261
.0604
.1059
.1609
.2239
 
$250
.0009
.0054
.0137
.0258
.0598
.1048
.1592
.2216
48
$120
.0008
.0046
.0123
.0236
.0561
.1000
.1537
.2214
 
$160
.0007
.0046
.0122
.0234
.0557
.0993
.1526
.2143
 
$250
.0007
.0045
.0121
.0232
.0551
.0983
.1510
.2120
 
$275
.0007
.0045
.0121
.0232
.0550
.0981
.1507
.2116
49
$120
.0006
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.0107
.0210
.0514
.0934
.1459
.2147
 
$160
.0006
.0039
.0106
.0209
.0511
.0928
.1444
.2046
 
$250
.0006
.0038
.0105
.0207
.0506
.0918
.1429
.2025
 
$275
.0006
.0038
.0105
.0206
.0505
.0916
.1426
.2021
50
$120
.0005
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.0093
.0187
.0471
.0871
.1398
.2081
 
$160
.0004
.0032
.0092
.0185
.0467
.0865
.1364
.1954
 
$250
.0004
.0032
.0091
.0183
.0463
.0856
.1350
.1932
 
$275
.0004
.0032
.0091
.0183
.0462
.0854
.1347
.1928
51
$120
.0003
.0027
.0079
.0164
.0428
.0809
.1338
.2016
 
$160
.0003
.0026
.0079
.0163
.0425
.0803
.1285
.1882
 
$250
.0003
.0026
.0078
.0161
.0421
.0795
.1272
.1839
 
$275
.0003
.0026
.0078
.0161
.0420
.0793
.1269
.1835
52
$120
.0002
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.0067
.0143
.0386
.0747
.1277
.1950
 
$160
.0002
.0021
.0067
.0142
.0383
.0741
.1205
.1809
 
$250
.0002
.0021
.0066
.0140
.0379
.0734
.1193
.1744
 
$275
.0002
.0021
.0066
.0140
.0379
.0732
.1190
.1740
 
$380
.0002
.0021
.0065
.0139
.0376
.0728
.1183
.1730
53
$120
.0002
.0017
.0056
.0123
.0346
.0695
.1216
.1886
 
$160
.0002
.0017
.0055
.0122
.0343
.0681
.1131
.1736
 
$250
.0002
.0017
.0055
.0121
.0340
.0674
.1114
.1649
 
$275
.0002
.0017
.0055
.0120
.0339
.0672
.1111
.1646
 
$380
.0002
.0016
.0054
.0120
.0337
.0668
.1105
.1636
54
$120
.0001
.0013
.0046
.0104
.0307
.0646
.1157
.1824
 
$160
.0001
.0013
.0045
.0104
.0305
.0622
.1067
.1665
 
$250
.0001
.0013
.0045
.0103
.0302
.0615
.1036
.1555
 
$275
.0001
.0013
.0045
.0102
.0301
.0614
.1034
.1552
 
$380
.0001
.0013
.0045
.0102
.0299
.0610
.1028
.1543
55
$120
.0001
.0010
.0037
.0088
.0271
.0599
.1099
.1764
 
$160
.0001
.0010
.0037
.0087
.0269
.0565
.1005
.1595
 
$250
.0001
.0010
.0036
.0086
.0266
.0559
.0961
.1464
 
$275
.0001
.0010
.0036
.0086
.0266
.0558
.0959
.1461
 
$380
.0001
.0010
.0036
.0086
.0264
.0555
.0953
.1452
 
$500
.0001
.0010
.0036
.0085
.0263
.0553
.0950
.1447
56
$120
.0001
.0007
.0029
.0072
.0236
.0552
.1041
.1703
 
$160
.0001
.0007
.0029
.0072
.0234
.0509
.0942
.1525
 
$250
.0001
.0007
.0029
.0071
.0232
.0503
.0885
.1375
 
$275
.0001
.0007
.0029
.0071
.0231
.0502
.0883
.1367
 
$380
.0001
.0007
.0028
.0070
.0230
.0499
.0877
.1359
 
$500
.0001
.0007
.0028
.0070
.0229
.0497
.0874
.1354
 
$550
.0001
.0007
.0028
.0070
.0229
.0497
.0874
.1353
57
$120
.0000
.0005
.0023
.0059
.0205
.0506
.0985
.1644
 
$160
.0000
.0005
.0022
.0058
.0202
.0462
.0881
.1456
 
$250
.0000
.0005
.0022
.0058
.0200
.0450
.0810
.1296
 
$275
.0000
.0005
.0022
.0058
.0199
.0449
.0809
.1278
 
$380
.0000
.0005
.0022
.0057
.0198
.0446
.0804
.1267
 
$500
.0000
.0005
.0022
.0057
.0197
.0444
.0801
.1263
 
$550
.0000
.0005
.0022
.0057
.0197
.0444
.0800
.1262
58
$120
.0000
.0004
.0017
.0048
.0180
.0466
.0935
.1590
 
$160
.0000
.0004
.0017
.0047
.0174
.0420
.0825
.1394
 
$250
.0000
.0004
.0017
.0047
.0172
.0401
.0741
.1222
 
$275
.0000
.0004
.0017
.0047
.0171
.0400
.0740
.1202
 
$380
.0000
.0004
.0017
.0046
.0170
.0398
.0735
.1181
 
$500
.0000
.0004
.0017
.0046
.0170
.0396
.0733
.1177
 
$550
.0000
.0004
.0017
.0046
.0170
.0396
.0732
.1176
59
$120
.0000
.0003
.0013
.0038
.0157
.0426
.0884
.1537
 
$160
.0000
.0003
.0013
.0037
.0147
.0379
.0770
.1332
 
$250
.0000
.0003
.0013
.0037
.0146
.0354
.0680
.1150
 
$275
.0000
.0003
.0013
.0037
.0145
.0353
.0672
.1128
 
$380
.0000
.0003
.0013
.0037
.0144
.0351
.0668
.1096
 
$500
.0000
.0003
.0013
.0037
.0144
.0350
.0666
.1092
 
$550
.0000
.0003
.0013
.0037
.0144
.0350
.0665
.1091
60
$120
.0000
.0002
.0010
.0029
.0134
.0387
.0834
.1485
 
$160
.0000
.0002
.0009
.0029
.0123
.0339
.0716
.1270
 
$250
.0000
.0002
.0009
.0029
.0121
.0309
.0620
.1077
 
$275
.0000
.0002
.0009
.0029
.0121
.0308
.0610
.1053
 
$380
.0000
.0002
.0009
.0028
.0120
.0306
.0601
.1010
 
$500
.0000
.0002
.0009
.0028
.0120
.0305
.0599
.1007
 
$550
.0000
.0002
.0009
.0028
.0120
.0305
.0599
.1006
 
$800
.0000
.0002
.0009
.0028
.0119
.0304
.0598
.1005
61
$120
.0000
.0001
.0007
.0022
.0114
.0350
.0785
.1433
 
$160
.0000
.0001
.0007
.0022
.0102
.0301
.0663
.1209
 
$250
.0000
.0001
.0007
.0021
.0099
.0266
.0563
.1006
 
$275
.0000
.0001
.0007
.0021
.0099
.0265
.0551
.0980
 
$380
.0000
.0001
.0007
.0021
.0098
.0264
.0537
.0929
 
$500
.0000
.0001
.0007
.0021
.0098
.0263
.0535
.0924
 
$550
.0000
.0001
.0007
.0021
.0098
.0263
.0535
.0923
 
$800
.0000
.0001
.0007
.0021
.0098
.0262
.0534
.0922
62
$120
.0000
.0001
.0005
.0016
.0095
.0314
.0736
.1381
 
$160
.0000
.0001
.0004
.0016
.0083
.0264
.0610
.1148
 
$250
.0000
.0001
.0004
.0016
.0079
.0228
.0506
.0935
 
$275
.0000
.0001
.0004
.0016
.0079
.0225
.0494
.0907
 
$380
.0000
.0001
.0004
.0015
.0078
.0223
.0474
.0851
 
$500
.0000
.0001
.0004
.0015
.0078
.0223
.0473
.0841
 
$550
.0000
.0001
.0004
.0015
.0078
.0222
.0472
.0840
 
$800
.0000
.0001
.0004
.0015
.0078
.0222
.0472
.0839
 
$1,000
.0000
.0001
.0004
.0015
.0078
.0222
.0471
.0839
63
$120
.0000
.0000
.0003
.0011
.0077
.0278
.0687
.1329
 
$160
.0000
.0000
.0003
.0011
.0066
.0228
.0557
.1086
 
$250
.0000
.0000
.0003
.0011
.0061
.0192
.0449
.0863
 
$275
.0000
.0000
.0003
.0011
.0061
.0188
.0437
.0834
 
$380
.0000
.0000
.0003
.0011
.0060
.0185
.0412
.0772
 
$500
.0000
.0000
.0003
.0011
.0060
.0184
.0411
.0758
 
$550
.0000
.0000
.0003
.0011
.0060
.0184
.0410
.0757
 
$800
.0000
.0000
.0003
.0011
.0060
.0184
.0410
.0756
 
$1,000
.0000
.0000
.0003
.0011
.0060
.0184
.0410
.0756
64
$120
.0000
.0000
.0002
.0007
.0061
.0243
.0637
.1276
 
$160
.0000
.0000
.0002
.0007
.0051
.0195
.0505
.1025
 
$250
.0000
.0000
.0002
.0007
.0045
.0158
.0395
.0792
 
$275
.0000
.0000
.0002
.0007
.0045
.0154
.0381
.0761
 
$380
.0000
.0000
.0002
.0007
.0045
.0149
.0355
.0695
 
$500
.0000
.0000
.0002
.0007
.0045
.0149
.0351
.0676
 
$550
.0000
.0000
.0002
.0007
.0045
.0149
.0351
.0675
 
$800
.0000
.0000
.0002
.0007
.0045
.0148
.0351
.0674
 
$1,000
.0000
.0000
.0002
.0007
.0045
.0148
.0350
.0674
65
$120
.0000
.0000
.0001
.0005
.0047
.0210
.0588
.1224
 
$160
.0000
.0000
.0001
.0004
.0038
.0163
.0454
.0963
 
$250
.0000
.0000
.0001
.0004
.0032
.0127
.0342
.0721
 
$275
.0000
.0000
.0001
.0004
.0032
.0123
.0328
.0689
 
$380
.0000
.0000
.0001
.0004
.0032
.0117
.0301
.0620
 
$500
.0000
.0000
.0001
.0004
.0032
.0117
.0295
.0598
 
$550
.0000
.0000
.0001
.0004
.0032
.0117
.0295
.0595
 
$800
.0000
.0000
.0001
.0004
.0032
.0116
.0294
.0594
 
$1,000
.0000
.0000
.0001
.0004
.0032
.0116
.0294
.0594
66
$120
.0000
.0000
.0000
.0003
.0035
.0178
.0539
.1173
 
$160
.0000
.0000
.0000
.0002
.0027
.0133
.0404
.0901
 
$250
.0000
.0000
.0000
.0002
.0022
.0099
.0292
.0651
 
$275
.0000
.0000
.0000
.0002
.0022
.0096
.0278
.0618
 
$380
.0000
.0000
.0000
.0002
.0021
.0089
.0250
.0546
 
$500
.0000
.0000
.0000
.0002
.0021
.0088
.0242
.0522
 
$550
.0000
.0000
.0000
.0002
.0021
.0088
.0242
.0518
 
$800
.0000
.0000
.0000
.0002
.0021
.0088
.0241
.0516
 
$1,000
.0000
.0000
.0000
.0002
.0021
.0088
.0241
.0516
67
$120
.0000
.0000
.0000
.0001
.0024
.0146
.0487
.1117
 
$160
.0000
.0000
.0000
.0001
.0018
.0104
.0351
.0835
 
$250
.0000
.0000
.0000
.0001
.0014
.0073
.0240
.0577
 
$275
.0000
.0000
.0000
.0001
.0013
.0070
.0226
.0543
 
$380
.0000
.0000
.0000
.0001
.0013
.0063
.0198
.0468
 
$500
.0000
.0000
.0000
.0001
.0013
.0062
.0190
.0442
 
$550
.0000
.0000
.0000
.0001
.0013
.0062
.0189
.0438
 
$800
.0000
.0000
.0000
.0001
.0013
.0062
.0189
.0435
 
$1,000
.0000
.0000
.0000
.0001
.0013
.0062
.0189
.0434
68
$120
.0000
.0000
.0000
.0001
.0016
.0116
.0434
.1060
 
$160
.0000
.0000
.0000
.0001
.0011
.0077
.0298
.0767
 
$250
.0000
.0000
.0000
.0000
.0008
.0050
.0191
.0503
 
$275
.0000
.0000
.0000
.0000
.0007
.0048
.0178
.0468
 
$380
.0000
.0000
.0000
.0000
.0007
.0042
.0151
.0391
 
$500
.0000
.0000
.0000
.0000
.0007
.0040
.0142
.0364
 
$550
.0000
.0000
.0000
.0000
.0007
.0040
.0141
.0359
 
$800
.0000
.0000
.0000
.0000
.0007
.0040
.0140
.0355
 
$1,000
.0000
.0000
.0000
.0000
.0007
.0040
.0140
.0355
69
$120
.0000
.0000
.0000
.0000
.0009
.0089
.0383
.1006
 
$160
.0000
.0000
.0000
.0000
.0006
.0055
.0249
.0702
 
$250
.0000
.0000
.0000
.0000
.0004
.0033
.0147
.0432
 
$275
.0000
.0000
.0000
.0000
.0004
.0030
.0135
.0397
 
$380
.0000
.0000
.0000
.0000
.0003
.0026
.0110
.0321
 
$500
.0000
.0000
.0000
.0000
.0003
.0024
.0102
.0293
 
$550
.0000
.0000
.0000
.0000
.0003
.0024
.0101
.0288
 
$800
.0000
.0000
.0000
.0000
.0003
.0024
.0100
.0283
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0024
.0100
.0282
70
$120
.0000
.0000
.0000
.0000
.0004
.0061
.0325
.0943
 
$160
.0000
.0000
.0000
.0000
.0002
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.0195
.0625
 
$250
.0000
.0000
.0000
.0000
.0001
.0017
.0102
.0351
 
$275
.0000
.0000
.0000
.0000
.0001
.0016
.0091
.0317
 
$380
.0000
.0000
.0000
.0000
.0001
.0012
.0070
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$500
.0000
.0000
.0000
.0000
.0001
.0012
.0063
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$550
.0000
.0000
.0000
.0000
.0001
.0011
.0062
.0210
 
$800
.0000
.0000
.0000
.0000
.0001
.0011
.0060
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$1,000
.0000
.0000
.0000
.0000
.0001
.0011
.0060
.0204
71
$120
.0000
.0000
.0000
.0000
.0002
.0039
.0268
.0882
 
$160
.0000
.0000
.0000
.0000
.0001
.0019
.0145
.0550
 
$250
.0000
.0000
.0000
.0000
.0000
.0008
.0064
.0276
 
$275
.0000
.0000
.0000
.0000
.0000
.0007
.0056
.0243
 
$380
.0000
.0000
.0000
.0000
.0000
.0005
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.0173
 
$500
.0000
.0000
.0000
.0000
.0000
.0004
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$550
.0000
.0000
.0000
.0000
.0000
.0004
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.0143
 
$800
.0000
.0000
.0000
.0000
.0000
.0004
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.0137
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0136
72
$120
.0000
.0000
.0000
.0000
.0000
.0017
.0195
.0801
 
$160
.0000
.0000
.0000
.0000
.0000
.0006
.0086
.0449
 
$250
.0000
.0000
.0000
.0000
.0000
.0002
.0027
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$275
.0000
.0000
.0000
.0000
.0000
.0001
.0022
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$380
.0000
.0000
.0000
.0000
.0000
.0001
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$500
.0000
.0000
.0000
.0000
.0000
.0001
.0010
.0074
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0010
.0070
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0065
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0064
73
$120
.0000
.0000
.0000
.0000
.0000
.0004
.0120
.0717
 
$160
.0000
.0000
.0000
.0000
.0000
.0001
.0037
.0341
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0093
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0071
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0033
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0022
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0020
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0018
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0017
74
$120
.0000
.0000
.0000
.0000
.0000
.0001
.0076
.0664
 
$160
.0000
.0000
.0000
.0000
.0000
.0000
.0015
.0268
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0047
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0032
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0010
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0006
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0005
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-910, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-910, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-910, filed 10/19/10, effective 11/19/10.]