HOUSE BILL ANALYSIS

                  HB 2900

Title:  An act relating to accident prevention for older drivers.

Brief Description:  Extending incentives for older drivers taking accident prevention classes.

Sponsors:  Representatives Schoesler, Buck and Rockefeller.

HOUSE COMMITTEE ON FINANCIAL INSTITUTIONS & INSURANCE

Meeting Date: February 3, 2000.

Bill Analysis Prepared by: Charlie Gavigan (786-7340).

Background:   Automobile insurance premiums must provide appropriate reductions in premiums for insured persons who are at least 55 years old and who successfully complete a vehicle accident prevention course.   The vehicle accident prevention course must meet criteria established by the Department of Licensing. The criteria must include a requirement that the course be a minimum of 8 hours.  An 8-hour self-instructional course is available in areas where a classroom course is not available.

The reduced premium for successfully completing the vehicle accident reduction course applies for 2 years; in order to maintain the discount, a person must successfully complete the course every 2 years.

Summary of Bill:  The reduced premium for successfully completing the vehicle accident reduction course applies for 5 years; in order to maintain the discount, a person must successfully complete the course every 5 years.

Appropriation:  None.

Fiscal Note: Not requested.

Effective Date: Ninety days after the session in which the bill passes.