On page 1, line 6, after "law" strike "or" and insert ","

     On page 1, line 7, after "law" insert ", or who are not a financial institution"

     On page 1, line 14, after "law" insert "or who are not a financial institution"

     On page 2, line 24, after "(3)" insert ""Financial institution" means a bank holding company registered under federal law, or a bank, trust company, mutual savings bank, savings bank, savings and loan association or credit union organized under state or federal law, or any affiliate, subsidiary, officer, or employee of a financial institution.
     (4)"

     On page 3, after line 3, insert the following:
     "(4) This chapter does not apply to any financial institution."