BILL REQ. #: H-3872.1
| State of Washington | 60th Legislature | 2008 Regular Session |
Read first time 01/16/08. Referred to Committee on Insurance, Financial Services & Consumer Protection.
AN ACT Relating to prohibiting the use of personal credit histories and credit scores; adding a new section to chapter 48.18 RCW; and repealing RCW 48.18.545 and 48.19.035.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:
NEW SECTION. Sec. 1 A new section is added to chapter 48.18 RCW
to read as follows:
The use of a person's credit history or credit score as a factor in
underwriting, renewal, cancellation, and premium decisions by insurers
for personal insurance is prohibited in this state.
NEW SECTION. Sec. 2 The following acts or parts of acts are each
repealed:
(1) RCW 48.18.545 (Underwriting restrictions that apply to personal
insurance -- Credit history or insurance score -- Rules) and 2002 c 360 s
1; and
(2) RCW 48.19.035 (Making of rates -- Definitions -- Personal
insurance -- Use of credit history or insurance scores -- Rules) and 2004
c 86 s 1 & 2002 c 360 s 2.