Federal law generally prohibits group health plans from rating individuals based on health status. Employers may, however, provide their employees rewards for participating in wellness programs designed to promote health or prevent disease, or for meeting certain health targets. Wellness programs that require employees to meet health standards are subject to additional requirements, including:
Wellness programs that require participation only are not subject to additional requirements.
State law prohibits insurers, producers, or title insurance agents from offering rewards as an inducement for purchasing insurance. Wellness programs that meet federal requirements are exempt from this prohibition.
Subject to appropriation not to exceed $100,000, the Department of Health (DOH) must convene a task force to develop a parks prescription health and wellness pilot program that can be implemented in the Puget Sound, eastern Washington, and southwest Washington regions. Task force members must include:
The task force must advise DOH on developing:
DOH must report the findings and recommendations of the task force to the Governor and Legislature by December 1, 2021.