Unemployment Insurance Benefits. The Employment Security Department (ESD) administers Washington State's unemployment insurance program. An unemployed individual is eligible to receive unemployment insurance benefits (UI benefits) if the individual:
A claimant must be unemployed for a one-week waiting period before being eligible for UI benefits. The current maximum weekly benefit amount is $1,019.
Overpayments. When an individual is paid UI benefits that the person was not entitled to, ESD must issue an overpayment assessment explaining the reasons for and the amount of the overpayment. ESD must impose interest of 1 percent per month on the outstanding balance if the individual fails to repay the overpayment and fails to arrange a repayment plan.
Disqualification from Unemployment Insurance Benefits During Strike or Lockout. An individual is disqualified from UI benefits when the individual's unemployment is:
The disqualification does not apply if:
The disqualification ends when the strike or lockout is terminated.
Unemployment Insurance Benefits: Contribution-Paying Employers or Reimbursable Employers. Most employers are contribution-paying employers, referred to as taxable employers. For this category, benefits are financed through employer contributions, referred to as payroll taxes. An employer's contributions are determined by multiple factors, including an experience rating based on the benefits paid to its employees. By default, benefits are proportionally charged to base-year employers according to the amount of wages paid to the person by each employer in the person's base year compared to the wages paid by all employers. In some specific instances, benefits are charged only to the separating employer, and in other instances, benefits are not charged to any employer. If benefits are not charged to any employer, those costs are socialized and shared evenly by all employers participating in the UI system.
State and local governments, federally-recognized tribes, and some nonprofit organizations qualify as reimbursable employers. For this category, the employer reimburses ESD for benefits actually paid to separated employees, instead of paying payroll taxes.
Strikes. The time period for which individuals are disqualified from UI benefits based on a strike is modified, effectively allowing striking workers to receive benefits in some instances. The disqualification ends at the earlier of:
The individual is subject to the one-week waiting period before receiving benefits. A striking worker may not receive weekly benefits for more than four calendar weeks. If the striking worker subsequently receives retroactive wages for any week for which the worker received benefits, ESD must issue an overpayment assessment for recovery of those benefits.
For contribution-paying employers, benefits paid to striking workers are charged only to the experience rating of the separating employer.
Lockouts. The disqualification based on a lockout of employees in a multi-employer bargaining unit is removed, thereby allowing those individuals to qualify for UI benefits. For contribution-paying employers, the benefits paid to a locked out individual are charged to all base year employers, unless an exception applies for the particular claim.