On page 4, after line 10, insert the following:
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(8) The special purpose credit program established under this section expires June 30, 2029, unless the covenant homeownership program study under RCW 43.181.030 determines that the special purpose credit program continues to be necessary to reduce racial disparities in homeownership in the state by providing down payment and closing cost assistance to an economically disadvantaged person who meets the criteria under subsection (4) of this section and the legislature extends the expiration."