Revised Code of Washington
2023 Archive

Chapter 31.45 RCW
CHECK CASHERS AND SELLERS
PDF of Chapter Digest
PDF of Complete Chapter
Sections
31.45.010Definitions.
31.45.020Application of chapter.
31.45.022Privacy or confidentiality of any information or material—Federal or other state's laws.
31.45.030License required—Small loan endorsement—Application—Fee—Bond—Deposit in lieu of bond—Director's duties.
31.45.040Application for license or small loan endorsement—Financial responsibility—Director's investigation.
31.45.043Multistate licensing system—Director's discretion.
31.45.045Reports—Nationwide licensing system.
31.45.050Investigation or examination fee and annual assessment fee required—Amounts determined by rule—Failure to pay—Notice requirements of licensee.
31.45.060Licensee—Schedule of fee and charges—Recordkeeping.
31.45.070Licensee—Permissible transactions—Restrictions.
31.45.073Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated check or draft as security.
31.45.077Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees.
31.45.079Making small loans—Agent for a licensee or exempt entity—Federal preemption.
31.45.080Trust funds—Deposit requirements—Rules.
31.45.082Delinquent small loan—Restrictions on collection by licensee or third party—Definitions.
31.45.084Small loan installment plan—Terms—Restrictions.
31.45.085Loan application—Required statement—Rules.
31.45.086Small loans—Right of rescission.
31.45.088Small loans—Disclosure requirements—Advertising—Making loan.
31.45.090Report requirements—Disclosure of information—Rules.
31.45.093Information system—Access—Required information—Fees—Rules.
31.45.100Examination or investigation—Director's authority—Costs.
31.45.103Subpoena authority—Application—Contents—Notice—Fees.
31.45.105Violations of chapter—Enforceability of transaction.
31.45.110Violations or unsound financial practices—Statement of charges—Hearing—Sanctions—Director's authority—Statute of limitations.
31.45.120Violations or unsound practices—Temporary cease and desist order—Director's authority.
31.45.130Temporary cease and desist order—Licensee's application for injunction.
31.45.140Violation of temporary cease and desist order—Director's application for injunction.
31.45.150Licensee's failure to perform obligations—Director's duty.
31.45.160Director's possession of property and business—Appointment of receiver.
31.45.180Violation—Misdemeanor.
31.45.190Violation—Consumer protection act—Remedies.
31.45.200Director—Broad administrative discretion.
31.45.210Military borrowers—Licensee's duty—Definition.
31.45.900Effective date, implementation—1991 c 355.
31.45.901Effective date—2009 c 510.