Revised Code of Washington
2024 Archive

Chapter 63.14 RCW
RETAIL INSTALLMENT SALES OF GOODS AND SERVICES
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PDF of Complete Chapter
Sections
63.14.010Definitions.
63.14.020Retail installment contracts—Number of documents—Promissory notes—Date—Signatures—Completion—Type size.
63.14.030Retail installment contracts—Delivery to buyer of copy—Acknowledgment of delivery.
63.14.040Retail installment contracts—Contents.
63.14.043Retail installment contracts—Purchase of motor vehicle—Secondary products.
63.14.050Retail installment contracts—Multiple documents permissible where original applies to purchases from time to time.
63.14.060Retail installment contracts—Mail orders based on catalog or other printed solicitation.
63.14.070Retail installment contracts—Seller not to obtain buyer's signature when essential blank spaces not filled—Exceptions.
63.14.080Retail installment contracts—Prepayment in full of unpaid time balance—Refund of unearned service charge—"Rule of seventy-eighths."
63.14.090Retail installment contracts, retail charge agreements, and lender credit card agreements—Delinquency or collection charges—Attorney's fees, court costs—Other provisions not inconsistent with chapter are permissible.
63.14.100Receipt for cash payment—Retail installment contracts, statement of payment schedule and total amount unpaid.
63.14.110Consolidation of subsequent purchases with previous contract.
63.14.120Retail charge agreements and lender credit card agreements—Information to be furnished by seller.
63.14.123Restrictions on electronically printed credit and debit card receipts.
63.14.125Lender credit card agreements—Security interests prohibited.
63.14.127Retail installment contracts—Dog or cat as security interest.
63.14.130Retail installment contracts, retail charge agreements, and lender credit card agreements—Service charge agreed to by contract—Other fees and charges prohibited.
63.14.136Retail installment transaction—Unconscionable—Judicial action.
63.14.140Retail installment contracts, retail charge agreements, and lender credit card agreements—Insurance.
63.14.145Retail installment contracts and charge agreements—Sale, transfer, or assignment.
63.14.150Retail installment contracts, retail charge agreements, and lender credit card agreements—Agreements by buyer not to assert claim or defense or to submit to suit in another county invalid.
63.14.151Retail installment contracts, retail charge agreements, and lender credit card agreements—Compliance with disclosure requirements of federal consumer protection act deemed compliance with chapter 63.14 RCW.
63.14.152Declaratory judgment action to establish if service charge is excessive.
63.14.154Cancellation of transaction by buyer—Procedure.
63.14.156Extension or deferment of payments—Agreement, charges.
63.14.158Refinancing agreements—Costs—Contents.
63.14.159New payment schedule—When authorized.
63.14.160Conduct or agreement of buyer does not waive remedies.
63.14.165Financial institution credit card agreement not subject to chapter 63.14 RCW, but subject to chapter 19.52 RCW.
63.14.167Lender credit card agreements and financial institution credit card agreements—Credit to account for returned goods or forgiveness of a debit for services—Statement of credit to card issuer—Notice to cardholder.
63.14.170Violations—Penalties.
63.14.175Violations—Remedies.
63.14.180Noncomplying person barred from recovery of service charge, etc.—Remedy of buyer—Extent of recovery.
63.14.190Restraint of violations.
63.14.200Assurance of discontinuance of unlawful practices.
63.14.210Violation of order or injunction—Penalty.
63.14.220Retail installment transaction for purchase of a dog or cat—Prohibition.
63.14.903Application, saving—1981 c 77.
63.14.910Saving—1963 c 236.
63.14.920Effective date—1963 c 236.
63.14.921Effective date—Saving—1967 c 234.
63.14.922Effective date—1993 sp.s. c 5.
63.14.924Application—1995 c 249.
63.14.925Savings—1995 c 249.
63.14.926Effective date—1995 c 249.
NOTES:
Consumer leases: Chapter 63.10 RCW.
Interest—Usury: Chapter 19.52 RCW.