WSR 99-19-162

PROPOSED RULES

DEPARTMENT OF

LABOR AND INDUSTRIES

[ Filed September 22, 1999, 10:52 a.m. ]

Original Notice.

Preproposal statement of inquiry was filed as WSR 99-07-100.

Title of Rule: Chapter 296-17 WAC, Manual of rules, classifications, rates, and rating system for workers' compensation insurance.

Purpose: Amend risk classification premium base rates, and experience rating and retrospective rating tables to reflect updated loss experience and provide a 0% general rate increase effective January 1, 2000. This proposal also amends two general rules and creates a new rule to allow members of a limited liability company to elect optional workers' compensation coverage. This proposal specifically amends WAC 296-17-855, 296-17-875, 296-17-880, 296-17-885, 296-17-890, 296-17-895, 296-17-89502, and 296-17-920. This proposal also specifically amends WAC 296-17-31007, 296-17-31018, and creates a new section WAC 296-17-75306.

Statutory Authority for Adoption: RCW 51.16.035 Base rates, 51.32.073 Supplemental pension, and 51.04.020(1) General authority.

Statute Being Implemented: RCW 51.16.035 and 51.32.073.

Summary: Proposals to the following rules establish premium rates for workers' compensation insurance classifications for calendar year 2000 and modifications to the related experience rating and retrospective rating plans: WAC 296-17-855 Experience modification, 296-17-875 Table I, primary losses for selected claim values, 296-17-880 Table II, "B" and "W" values, 296-17-885 Table III, expected loss rates and D ratios, 296-17-890 Table IV, maximum experience modifications, 296-17-895 Base rate table by class of industry, 296-17-89502 Industrial insurance rates for nonhourly rated classifications, and 296-17-920 Assessment for supplemental pension fund.

Proposals to the following rules allow members of a limited liability company to elect optional workers' compensation coverage: WAC 296-17-31007 Owner coverage and 296-17-31018 Exception classifications.

Creation of the following rule establishes a new classification 7100-00 for members of a limited liability company: WAC 296-17-75306.

Reasons Supporting Proposal: Insurance base rates and experience rating tables are being modified to reflect changes in loss data associated with the classification and rating plan from the previous 1999 rating period. Washington law provides that rates should be adjusted annually to reflect the hazards of each industry and in accordance with the rating plan. Similarly the rating plan is revised to recognize changes within industry groups. A 0% general increase in premium rates is also proposed, reflecting low medical inflation, reduction of long-term disability claims, and continued success in investments for the workers' compensation which helps finance the state fund.

Name of Agency Personnel Responsible for Drafting: Ken Woehl/Bill Vasek, Tumwater, Washington, 902-4748/902-5015; Implementation: Kathy Kimbel/Ken Woehl, Tumwater, Washington, 902-4739/902-4748; and Enforcement: Doug Mathers, Tumwater, Washington, 902-4750.

Name of Proponent: Department of Labor and Industries, governmental.

Rule is not necessitated by federal law, federal or state court decision.

Explanation of Rule, its Purpose, and Anticipated Effects: The purpose of the proposal is to establish 2000 premium rates and experience rating parameters for calendar year 2000. Washington law (RCW 51.16.035 and 51.32.073) requires labor and industries to adjust rates to ensure solvency of the accident, medical aid and supplemental pension funds. RCW 51.16.035 also provides that premium rates charged to industry vary by degree of hazard. Labor and industries is proposing a 0% general rate increase to workers' compensation insurance premium rates beginning January 1, 2000. However, labor and industries is proposing to adjust each industry risk classification rate to reflect more current loss experience. In addition, due to recent legislation this proposal also allows members of a limited liability company to be exempted from mandatory workers' compensation coverage.

Proposal Changes the Following Existing Rules: Overall premium levels will remain the same. Rates for each industry classification will reflect updated loss experience. Industries with improved loss experience will see reductions in their premium rates. Industries with worsening loss experience will see increases in their premium rates. This proposal also amends two general rules and creates a new rule to allow members of a limited liability company to elect optional workers' compensation coverage.

A small business economic impact statement has been prepared under chapter 19.85 RCW.

Small Business Economic Impact Statement

Although the department was not required to prepare a small business impact statement for this proposed rule change because RCW 19.85.025(2) exempts rules covered by RCW 34.05.310(f), the department has voluntarily done so.

A copy of the statement may be obtained by writing to Department of Labor and Industries, P.O. Box 4100, Olympia, WA 98504-4100.

RCW 34.05.328 does not apply to this rule adoption. RCW 34.05.328 (5)(b)(vi) provides an exemption for rules that set rates or fees pursuant to legislative standards. RCW 51.16.035 requires labor and industries to set premium rates according to legislative standards. Although the department was not required to prepare analysis under RCW 34.05.328, it has voluntarily completed this analysis.

Hearing Location: On November 3, 1999, at 10:00 a.m., Conference Room #4, Spokane Labor and Industries Office, 901 North Monroe, Suite 100, Spokane, WA 99201-2149; and on November 5, 1999, at 10:00 a.m., First Floor Auditorium, Tumwater Labor and Industries Office, 7273 Linderson Way S.W., Tumwater, WA 98504-4851.

Assistance for Persons with Disabilities: Contact Classification Services, (360) 902-4776, by November 3, 1999, TDD (360) 902-4776.

Submit Written Comments to: Department of Labor and Industries, Douglas Connell, Assistant Director for Insurance Services, P.O. Box 4100, Olympia, WA 98501, or fax (360) 902-4729, by November 5, 1999.

Date of Intended Adoption: November 29, 1999.

September 22, 1999

Gary Moore

Director

OTS-3378.3


AMENDATORY SECTION(Amending WSR 98-18-042, filed 8/28/98, effective 10/1/98)

WAC 296-17-31007
Owner coverage.

(1) As a business owner, can I buy workers' compensation insurance to cover myself?

Yes((, as a business owner or corporate officer)). If you are a sole proprietor, partner, corporate officer, or member of a limited liability company you may not be required to have industrial insurance coverage as provided in RCW 51.12.020. In these instances, you can still obtain workers' compensation coverage from us. We refer to this coverage as optional coverage since as the owner/((corporate)) officer, you are not required to have this insurance. Because owner insurance coverage is optional, you must meet certain conditions and requirements which are detailed on the application for owner/((corporate)) officer optional coverage. These requirements include:


Completing an application for optional owner/((corporate)) officer coverage;
Reporting owner/((corporate)) officer hours in the classification assigned to your business that is applicable to the work being performed by the owner/officer;
Submitting a supplemental report which lists the name of each covered owner/((corporate)) officer; and
Reporting four hundred eighty hours or actual hours worked each quarter for each covered owner/((corporate)) officer and in the applicable workers' compensation classification code.

(2) When will my owner/((corporate)) officer coverage become effective?

Your coverage will become effective immediately after the filing date we receive your application unless you indicate a future date. We will not make coverage effective on the same date or a date prior to our receipt of your completed application for owner/((corporate)) officer coverage.

(3) Where can I obtain an application for owner/((corporate)) officer coverage?

To obtain a copy of this application, contact your local labor and industries office. We are listed in the government pages of your local directory or you can call our underwriting section at (360) 902-4817.

[Statutory Authority: RCW 51.16.035.  98-18-042, 296-17-31007, filed 8/28/98, effective 10/1/98.]


AMENDATORY SECTION(Amending WSR 98-18-042, filed 8/28/98, effective 10/1/98)

WAC 296-17-31018
Exception classifications.

(1) What are exception classifications?

In WAC 296-17-31012 we discussed our classification policy. We described the process used to classify risk and stated that we assign the basic classification or basic classifications that best describe the nature of your company's business. While this policy is modeled after the policy used by private insurance carriers and is geared to administrative ease for you, we recognize that there are some duties or operations where your employees do not share the same general workplace hazards that your other employees are exposed to. To provide for those operations that are outside the scope of a basic classification, we have created three types of exception classifications listed below:

Standard exception classifications,
Special exception classifications, and
General exclusion classifications.
(2) What are the standard exception classifications?

Standard exception classifications cover those employments that are administrative in nature and common to many industries. Employees covered by a standard exception classification cannot be exposed to any operative hazard of the business. If the language of the basic classification assigned to your business does not include these employments, you may be able to report them separately. The standard exception classifications are:

Classification 4904 (WAC 296-17-653) "clerical office employment." This classification includes clerical, administrative, and drafting employees.
Sales personnel classifications 6301 (WAC 296-17-696), 6302 (WAC 296-17-697), and 6303 (WAC 296-17-698) includes outside sales personnel and messengers.
Classification 7101 (WAC 296-17-754) applies to corporate officers who have elected optional coverage. A corporate officer as used in these rules is a person who is an officer in the corporation, such as the president, who also serves on the corporation's board of directors and owns stock in the corporation.
Classification 7100 (WAC 296-17-75306) applies to members of a limited liability company who have elected optional coverage.
Clerical office employees are defined as employees whose duties are limited to: Answering telephones; handling correspondence; creating or maintaining financial, employment, personnel, or payroll records; composing informational material on a computer; creating or maintaining computer software; and technical drafting. Their work must be performed in a clerical office which is restricted to:

A work area which is physically separated by walls, partitions, or other physical barriers, from all other work areas of the employer, and
Where only clerical office work as described in this rule is performed.
A clerical office does not include any work area where inventory is located, where products are displayed for sale, or area where the customer brings products for payment. Clerical office employees can perform cashiering and telephone sales work if they do not provide any retail or wholesale customer service that involves handling, showing, demonstrating, or delivering any product sold by the employer. Clerical office employees can make bank deposits, pick up and deliver mail at the post office, or purchase office supplies, if their primary work duties are clerical office duties as defined in this rule.

Sales personnel are defined as employees whose duties are limited to: Soliciting new customers by telephone or in person; servicing existing customer accounts; showing, selling, or explaining products or services; completing correspondence; placing orders; performing public relations duties; and estimating. Although some of sales person's duties may be performed in a clerical office, most of their work is conducted away from the employer's physical business location or in showrooms. We refer to work that takes place away from the employer's premises as "outside sales." Sales personnel whose duties include customer service activities such as, but not limited to, the delivery of product, stocking shelves, handling inventory, or otherwise merchandising products sold to retail or wholesale customers are excluded from all standard exception classifications. Sales personnel with duties such as delivery and stocking of shelves are to be reported in the basic classification applicable to the business unless the basic classification assigned to the business requires another treatment.

Messengers are defined as employees whose duties are delivering interoffice mail, making deposits, and similar duties that are exclusively for the administration of the employer's business. Classification 6303 "messengers" does not include delivering mail or packages to the employer's customer or as a service to the public. If a messenger is engaged in delivering mail or packages as a service to the public they are to be assigned to the basic classification of the business or classification 1101 as applicable.

Corporate officers duties in classification 7101 must be limited to: Clerical duties; outside sales duties as described above; administrative duties such as hiring staff, attending meetings, negotiating contracts, and performing public relations work. To qualify for this classification, a corporate officer must:

Be a shareholder in the corporation,
Be elected as a corporate officer and empowered in accordance with the articles of incorporation or bylaws of the corporation,
Serve on the corporation's board of directors,
Not have any exposure to any operative hazard of the business, and
Not directly supervise employees who have any exposure to any operative hazard of the business.

Members of a limited liability company (LLC) duties in classification 7100 must be limited to: Clerical duties; outside sales duties as described above; administrative duties such as hiring staff, attending meetings, negotiating contracts, and performing public relations work. This includes only those members who have duties and authority similar to the exemption criteria of corporate officers in RCW 51.12.020.

Classification 6303 may apply to a corporate officer or member of a limited liability company whose duties are limited to outside sales activities as described in the sales personnel section of this rule. Under no circumstance is classification 4904 to be assigned to any corporate officer or member of a limited liability company. You cannot divide the work hours of an employee between a standard exception classification and a basic classification unless it is permitted by another rule. If an employee works part of their time in a standard exception classification and part of their time in your basic classification, then all exposure (hours) must be reported in the highest rated basic classification applicable to the work being performed.

(3) What are the special exception classifications?

Special exception classifications represent operations found within an employer's business that are allowed to be reported separately when certain conditions are met. Assuming the conditions have been met, the following classifications may be used even if your basic classification includes the phrases "all operations" or "all employees."

Security guards - classification 6601 (WAC 296-17-723) will apply if the security guard:

Is an employee of an employer engaged in logging or construction,
Is for the purpose of guarding the employer's logging or construction sites,
Is employed at the site only during the hours the employer is not conducting any other operations at the site,
Has no other duties during their work shift as a security guard.
If all of the above conditions are not met, the security guard is to be reported in the basic classification applicable to the construction or logging operation being conducted.

Janitors - classification 6602 (WAC 296-17-724) will apply if:

The janitorial/cleaning activities being performed are limited to the employer's clerical office,
The clerical office meets the criteria described earlier in this rule, and
The employer's office employment is assigned to be reported in classification 4904.
Log truck drivers - classification 5003 (WAC 296-17-66001) will apply if the log truck driver has no other duties during their work shift that are subject to the logging classification 5001 (WAC 296-17-659).

(4) What are the general exclusion classifications?

General exclusion classifications represent operations that are so exceptional or unusual that they are excluded from the scope of all basic classifications. If you have these operations, we will assign a separate classification to cover them. You must keep accurate records of the work hours your employees work in these classifications. If you do not keep accurate time records for each employee performing work covered by a general exclusion classification, we will assign the work hours in question to the highest rated classification applicable to those hours. The general exclusion classifications are:

Aircraft operations: All operations of the flying crew.
Racing operations: All operations of the drivers and pit crews.
Diving operations: All operations of diving personnel and ship tenders who assist in diving operations.
New construction or alterations of the business premises.
Musicians and entertainers.
A division of work time is permitted between a standard exception classification and flight crew operations, racing operations, or diving operations. If you fail to keep original time records that clearly show the time spent in the office or in sales work, we will assign all work hours in question to the highest rated classification applicable to the work hours in question.

Example: Assume a corporate officer performs duties which are described in classification 7101. Occasionally, the officer flies a plane to attend a meeting. You would report the flying exposure (hours) of the corporate officer in classification 6803. The remainder of the corporate officer's time would continue to be reported in classification 7101.

[Statutory Authority: RCW 51.16.035.  98-18-042, 296-17-31018, filed 8/28/98, effective 10/1/98.]


NEW SECTION
WAC 296-17-75306
Classification 7100.

7100-00 Exempt limited liability company members, N.O.C. Applies to members of a limited liability company exempt from mandatory coverage under RCW 51.12.020(13) who have elected optional coverage, and perform only administrative, clerical and outside sale duties. Any LLC member electing optional coverage who performs duties directly related to the operational activities of the company must be reported in the basic classification applicable to the work being performed.

Special note: Under no circumstances is classification 4904 to be assigned to any member of a limited liability company. Any member of a limited liability company who has elected optional coverage and is engaged exclusively in outside sales is to be reported separately in classification 6303.

[]


AMENDATORY SECTION(Amending WSR 98-24-094, filed 12/1/98, effective 1/1/99)

WAC 296-17-855
Experience modification.

The basis of the experience modification shall be a comparison of the actual losses charged to an employer during the experience period with the losses which would be expected for an average employer reporting the same exposures in each classification.  The comparison shall contain actuarial refinements designed to mitigate the effects of losses which may be considered catastrophic or of doubtful statistical significance, due consideration being given to the volume of the employer's experience.  Except for those employers who qualify for an adjusted experience modification as specified in WAC 296-17-860 or 296-17-865, the experience modification shall be calculated from the formula:


MODIFICATION

=
Ap+ WAe+ (1-W) Ee+ B
E+ B

The components Ap, WAe, and (1-W) Ee are values which shall be charged against an employer's experience record.  The component, E, shall be the expected value of these charges for an average employer reporting the same exposures in each classification.  The meaning and function of each symbol in the formula is specified below.

"Ap" signifies "primary actual losses." For each claim the primary actual loss is defined as that portion of the claim which is considered completely rateable for all employers and which is to enter the experience modification calculation at its full value.  For each claim in excess of $10,072 the primary actual loss shall be determined from the formula:

PRIMARY LOSS = ((25,180)) 26,260
x total loss
Total loss+ ((15,108)) 15,756

Primary actual losses for selected claim values are shown in Table I.  For each claim less than (($10,072)) $10,504 the full value of the claim shall be considered a primary loss.

"Ae" signifies "excess actual losses." For each claim the excess actual loss is defined as that portion of the claim which is not considered completely rateable for all employers.  The excess actual loss for each claim shall be determined by subtracting the primary loss from the total loss.

"W" signifies "W value." For each employer, the W value determines the portion of the actual excess losses which shall be included in the calculation of his experience modification, due consideration being given to the volume of his experience.  This amount is represented by the symbol "WAe" in the experience modification formula.  W values are set forth in Table II.

"E" signifies "expected losses." An employer's expected losses shall be determined by multiplying his reported exposure in each classification during the experience period by the classification expected loss rate.  Expected loss rates are set forth in Table III.

"Ee" signifies "expected excess losses." Expected losses in each classification shall be multiplied by the classification "D-Ratio" to obtain "expected primary losses." Expected excess losses shall then be calculated by subtracting expected primary losses from expected total losses.  Each employer shall have a statistical charge included in the calculation of his experience modification, said charge to be actuarially equivalent to the amount forgiven an average employer because of the exclusion of a portion of his excess actual losses.  This charge is represented by "(1-W) Ee" in the experience modification formula.  D-Ratios are set forth in Table III.

"B" signifies "B value" or "ballast." In order to limit the effect of a single severe accident on the modification of a small employer, a stabilizing element (B value) shall be added to both actual and expected losses.  B values are set forth in Table II.

[Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073.  98-24-094, 296-17-855, filed 12/1/98, effective 1/1/99;  97-24-062, 296-17-855, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-855, filed 11/29/96, effective 1/1/97.  Statutory Authority: RCW 51.04.020.  95-23-080, 296-17-855, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-855, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-855, filed 12/1/93, effective 1/1/94.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  93-12-093, 296-17-855, filed 5/31/93, effective 7/1/93; 92-24-063, 296-17-855, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-855, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-855, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-855, filed 12/1/89, effective 1/1/90.  Statutory Authority: RCW 51.16.035 and 51.04.020.  88-24-012 (Order 88-30), 296-17-855, filed 12/1/88, effective 1/1/89.  Statutory Authority: RCW 51.16.035.  87-24-060 (Order 87-26), 296-17-855, filed 12/1/87, effective 1/1/88.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  86-24-042 (Order 86-41), 296-17-855, filed 11/26/86.  Statutory Authority: RCW 51.16.035.  85-24-032 (Order 85-33), 296-17-855, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-855, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-855, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-855, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-855, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-855, filed 11/13/80, effective 1/1/81.  Statutory Authority: RCW 51.04.030 and 51.16.035.  79-12-086 (Order 79-18), 296-17-855, filed 11/30/79, effective 1/1/80; Order 77-27, 296-17-855, filed 11/30/77, effective 1/1/78; Order 74-40, 296-17-855, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-855, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 98-24-094, filed 12/1/98, effective 1/1/99)

WAC 296-17-875
Table I.


((Primary Losses for Selected Claim Values

CLAIM VALUE PRIMARY LOSS
10,072 10,072
11,720 11,000
13,755 12,000
16,125 13,000
18,919 14,000
26,332 16,000
37,875 18,000
58,332 20,000
104,521 22,000
168,469* 23,108
251,800** 23,755))

* Average death value
** Maximum claim value))

Primary Losses for Selected Claim Values

CLAIM VALUE PRIMARY LOSS
10,504 10,504
11,358 11,000
13,259 12,000
15,447 13,000
17,992 14,000
24,571 16,000
34,335 18,000
50,339 20,000
81,369 22,000
180,015* 24,147
262,600** 24,774

* Average death value
** Maximum claim value

[Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073.  98-24-094, 296-17-875, filed 12/1/98, effective 1/1/99;  97-24-062, 296-17-875, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-875, filed 11/29/96, effective 1/1/97.  Statutory Authority: RCW 51.04.020.  95-23-080, 296-17-875, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-875, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-875, filed 12/1/93, effective 1/1/94.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  92-24-063, 296-17-875, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-875, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-875, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-875, filed 12/1/89, effective 1/1/90.  Statutory Authority: RCW 51.16.035 and 51.04.020.  88-24-012 (Order 88-30), 296-17-875, filed 12/1/88, effective 1/1/89.  Statutory Authority: RCW 51.16.035.  87-24-060 (Order 87-26), 296-17-875, filed 12/1/87, effective 1/1/88.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  86-24-042 (Order 86-41), 296-17-875, filed 11/26/86.  Statutory Authority: RCW 51.16.035.  86-12-041 (Order 86-18), 296-17-875, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), 296-17-875, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-875, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-875, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-875, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-875, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-875, filed 11/13/80, effective 1/1/81.  Statutory Authority: RCW 51.04.030 and 51.16.035.  79-12-086 (Order 79-18), 296-17-875, filed 11/30/79, effective 1/1/80.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  78-12-043 (Order 78-23), 296-17-875, filed 11/27/78, effective 1/1/79; Order 77-27, 296-17-875, filed 11/30/77, effective 1/1/78; Order 76-36, 296-17-875, filed 11/30/76; Order 75-38, 296-17-875, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-875, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-875, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 98-24-094, filed 12/1/98, effective 1/1/99)

WAC 296-17-880
Table II.


(("B" and "W" Values


Maximum Claim Value= $251,800

Average Death Value= $168,469

Expected Losses B W
5,455 & Under 47,510 0.00
5,456 - 10,992 47,035 0.01
10,993 - 16,612 46,560 0.02
16,613 - 22,317 46,085 0.03
22,318 - 28,109 45,610 0.04
28,110 - 33,990 45,135 0.05
33,991 - 39,963 44,659 0.06
39,964 - 46,030 44,184 0.07
46,031 - 52,194 43,709 0.08
52,195 - 58,456 43,234 0.09
58,457 - 64,820 42,759 0.10
64,821 - 71,288 42,284 0.11
71,289 - 77,864 41,809 0.12
77,865 - 84,549 41,334 0.13
84,550 - 91,347 40,859 0.14
91,348 - 98,261 40,384 0.15
98,262 - 105,294 39,908 0.16
105,295 - 112,450 39,433 0.17
112,451 - 119,732 38,958 0.18
119,733 - 127,143 38,483 0.19
127,144 - 134,688 38,008 0.20
134,689 - 142,371 37,533 0.21
142,372 - 150,194 37,058 0.22
150,195 - 158,163 36,583 0.23
158,164 - 166,282 36,108 0.24
166,283 - 174,555 35,633 0.25
174,556 - 182,988 35,157 0.26
182,989 - 191,585 34,682 0.27
191,586 - 200,350 34,207 0.28
200,351 - 209,291 33,732 0.29
209,292 - 218,411 33,257 0.30
218,412 - 227,717 32,782 0.31
227,718 - 237,216 32,307 0.32
237,217 - 246,912 31,832 0.33
246,913 - 256,814 31,357 0.34
256,815 - 266,927 30,882 0.35
266,928 - 277,260 30,406 0.36
277,261 - 287,819 29,931 0.37
287,820 - 298,613 29,456 0.38
298,614 - 309,649 28,981 0.39
309,650 - 320,937 28,506 0.40
320,938 - 332,485 28,031 0.41
332,486 - 344,304 27,556 0.42
344,305 - 356,402 27,081 0.43
356,403 - 368,791 26,606 0.44
368,792 - 381,482 26,131 0.45
381,483 - 394,486 25,655 0.46
394,487 - 407,815 25,180 0.47
407,816 - 421,483 24,705 0.48
421,484 - 435,502 24,230 0.49
435,503 - 449,888 23,755 0.50
449,889 - 464,654 23,280 0.51
464,655 - 479,818 22,805 0.52
479,819 - 495,395 22,330 0.53
495,396 - 511,404 21,855 0.54
511,405 - 527,863 21,380 0.55
527,864 - 544,793 20,904 0.56
544,794 - 562,213 20,429 0.57
562,214 - 580,147 19,954 0.58
580,148 - 598,618 19,479 0.59
598,619 - 617,652 19,004 0.60
617,653 - 637,274 18,529 0.61
637,275 - 657,514 18,054 0.62
657,515 - 678,403 17,579 0.63
678,404 - 699,972 17,104 0.64
699,973 - 722,255 16,629 0.65
722,256 - 745,291 16,153 0.66
745,292 - 769,119 15,678 0.67
769,120 - 793,780 15,203 0.68
793,781 - 819,321 14,728 0.69
819,322 - 845,790 14,253 0.70
845,791 - 873,241 13,778 0.71
873,242 - 901,728 13,303 0.72
901,729 - 931,315 12,828 0.73
931,316 - 962,065 12,353 0.74
962,066 - 994,052 11,878 0.75
994,053 - 1,027,351 11,402 0.76
1,027,352 - 1,062,047 10,927 0.77
1,062,048 - 1,098,231 10,452 0.78
1,098,232 - 1,136,003 9,977 0.79
1,136,004 - 1,175,469 9,502 0.80
1,175,470 - 1,216,749 9,027 0.81
1,216,750 - 1,259,972 8,552 0.82
1,259,973 - 1,305,280 8,077 0.83
1,305,281 - 1,352,830 7,602 0.84
1,352,831 - 1,402,794 7,126 0.85
1,402,795 - 1,455,363 6,651 0.86
1,455,364 - 1,510,748 6,176 0.87
1,510,749 - 1,569,183 5,701 0.88
1,569,184 - 1,630,930 5,226 0.89
1,630,931 - 1,696,282 4,751 0.90
1,696,283 - 1,765,565 4,276 0.91
1,765,566 - 1,839,149 3,801 0.92
1,839,150 - 1,917,449 3,326 0.93
1,917,450 - 2,000,938 2,851 0.94
2,000,939 - 2,090,152 2,375 0.95
2,090,153 - 2,185,705 1,900 0.96
2,185,706 - 2,288,300 1,425 0.97
2,288,301 - 2,398,750 950 0.98
2,398,751 - 2,517,999 475 0.99
2,518,000 & Over 0 1.00))

"B" and "W" Values


Maximum Claim Value= $262,600

Average Death Value= $180,015

Expected Losses B W
5,689 & Under 49,548 0.00
5,690 - 11,463 49,053 0.01
11,464 - 17,324 48,557 0.02
17,325 - 23,274 48,062 0.03
23,275 - 29,314 47,566 0.04
29,315 - 35,448 47,071 0.05
35,449 - 41,677 46,575 0.06
41,678 - 48,005 46,080 0.07
48,006 - 54,433 45,584 0.08
54,434 - 60,964 45,089 0.09
60,965 - 67,601 44,593 0.10
67,602 - 74,346 44,098 0.11
74,347 - 81,203 43,602 0.12
81.204 - 88,175 43,107 0.13
88,176 - 95,265 42,611 0.14
95,266 - 102,475 42,116 0.15
102,476 - 109,810 41,620 0.16
109,811 - 117,273 41,125 0.17
117,274 - 124,867 40,629 0.18
124,868 - 132,597 40,134 0.19
132,598 - 140,465 39,638 0.20
140,466 - 148,477 39,143 0.21
148,478 - 156,636 38,647 0.22
156,637 - 164,947 38,152 0.23
164,948 - 173,414 37,656 0.24
173,415 - 182,042 37,161 0.25
182,043 - 190,837 36,666 0.26
190,838 - 199,802 36,170 0.27
199,803 - 208,944 35,675 0.28
208,945 - 218,268 35,179 0.29
218,269 - 227,779 34,684 0.30
227,780 - 237,485 34,188 0.31
237,486 - 247,390 33,693 0.32
247,391 - 257,503 33,197 0.33
257,504 - 267,829 32,702 0.34
267,830 - 278,376 32,206 0.35
278,377 - 289,152 31,711 0.36
289,153 - 300,164 31,215 0.37
300,165 - 311,420 30,720 0.38
311,421 - 322,930 30,224 0.39
322,931 - 334,702 29,729 0.40
334,703 - 346,746 29,233 0.41
346,747 - 359,071 28,738 0.42
359,072 - 371,689 28,242 0.43
371,690 - 384.609 27,747 0.44
384,610 - 397,844 27,251 0.45
397,845 - 411,406 26,756 0.46
411,407 - 425,307 26,260 0.47
425,308 - 439,561 25,765 0.48
439,562 - 454,182 25,269 0.49
454,183 - 469,184 24,774 0.50
469,185 - 484,584 24,279 0.51
484,585 - 500,398 23,783 0.52
500,399 - 516,644 23,288 0.53
516,645 - 533,339 22,792 0.54
533,340 - 550,504 22,297 0.55
550,505 - 568,160 21,801 0.56
568,161 - 586,327 21,306 0.57
586,328 - 605,030 20,810 0.58
605,031 - 624,294 20,315 0.59
624,295 - 644,143 19,819 0.60
644,144 - 664,608 19,324 0.61
664,609 - 685,716 18,828 0.62
685,717 - 707,500 18,333 0.63
707,501 - 729,994 17,837 0.64
729,995 - 753,234 17,342 0.65
753,235 - 777,258 16,846 0.66
777,259 - 802,107 16,351 0.67
802,108 - 827,826 15,855 0.68
827,827 - 854,463 15,360 0.69
854,464 - 882,067 14,864 0.70
882,068 - 910,695 14,369 0.71
910,696 - 940,405 13,873 0.72
940,406 - 971,260 13,378 0.73
971,261 - 1,003,330 12,882 0.74
1,003,331 - 1,036,688 12,387 0.75
1,036,689 - 1,071,416 11,892 0.76
1,071,417 - 1,107,600 11,396 0.77
1,107,601 - 1,145,336 10,901 0.78
1,145,337 - 1,184,727 10,405 0.79
1,184,728 - 1,225,886 9,910 0.80
1,225,887 - 1,268,937 9,414 0.81
1,268,938 - 1,314,014 8,919 0.82
1,314,015 - 1,361,265 8,423 0.83
1,361,266 - 1,410,855 7,928 0.84
1,410,856 - 1,462,962 7,432 0.85
1,462,963 - 1,517,786 6,937 0.86
1,517,787 - 1,575,546 6,441 0.87
1,575,547 - 1,636,487 5,946 0.88
1,636,488 - 1,700,883 5,450 0.89
1,700,884 - 1,769,037 4,955 0.90
1,769,038 - 1,841,292 4,459 0.91
1,841,293 - 1,918,032 3,964 0.92
1,918,033 - 1,999,691 3,468 0.93
1,999,692 - 2,086,761 2,973 0.94
2,086,762 - 2,179,801 2,477 0.95
2,179,802 - 2,279,452 1,982 0.96
2,279,453 - 2,386,448 1,486 0.97
2,386,449 - 2,501,636 991 0.98
2,501,637 - 2,625,999 495 0.99
2,626,000 & Over 0 1.00

[Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073.  98-24-094, 296-17-880, filed 12/1/98, effective 1/1/99; 97-24-062, 296-17-880, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-880, filed 11/29/96, effective 1/1/97.  Statutory Authority: RCW 51.04.020.  95-23-080, 296-17-880, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-880, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-880, filed 12/1/93, effective 1/1/94.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  92-24-063, 296-17-880, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-880, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-880, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-880, filed 12/1/89, effective 1/1/90.  Statutory Authority: RCW 51.16.035 and 51.04.020.  88-24-012 (Order 88-30), 296-17-880, filed 12/1/88, effective 1/1/89.  Statutory Authority: RCW 51.16.035.  87-24-060 (Order 87-26), 296-17-880, filed 12/1/87, effective 1/1/88.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  86-24-042 (Order 86-41), 296-17-880, filed 11/26/86.  Statutory Authority: RCW 51.16.035.  85-24-032 (Order 85-33), 296-17-880, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-880, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-880, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-880, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-880, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-880, filed 11/13/80, effective 1/1/81.  Statutory Authority: RCW 51.04.030 and 51.16.035.  79-12-086 (Order 79-18), 296-17-880, filed 11/30/79, effective 1/1/80.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  78-12-043 (Order 78-23), 296-17-880, filed 11/27/78, effective 1/1/79; Order 77-27, 296-17-880, filed 11/30/77, effective 1/1/78; Order 76-36, 296-17-880, filed 11/30/76; Order 75-38, 296-17-880, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-880, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-880, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 98-24-094, filed 12/1/98, effective 1/1/99)

WAC 296-17-885
Table III.



Expected Loss Rates and D-Ratios

for Indicated Fiscal Year

Expected Loss Rates in Dollars Per Worker Hour



((Class 1995 1996 1997 D-Ratio
0101 1.2089 1.0530 0.9338 0.407
0102 1.0608 0.9347 0.8389 0.445
0103 1.4254 1.2595 1.1338 0.455
0104 0.8625 0.7561 0.6753 0.429
0105 1.0865 0.9724 0.8868 0.495
0106 1.2089 1.0530 0.9338 0.407
0107 1.0068 0.8875 0.7972 0.450
0108 0.8625 0.7561 0.6753 0.429
0109 1.4947 1.2960 1.1443 0.393
0112 0.5877 0.5213 0.4711 0.467
0201 2.3324 2.0138 1.7697 0.378
0202 2.3324 2.0138 1.7697 0.378
0210 0.7859 0.6901 0.6175 0.436
0212 0.8038 0.7008 0.6224 0.410
0214 0.9807 0.8678 0.7827 0.462
0217 1.0608 0.9347 0.8389 0.445
0219 0.9766 0.8538 0.7602 0.417
0301 0.5601 0.5059 0.4658 0.524
0302 1.6414 1.4199 1.2501 0.386
0303 1.5420 1.3419 1.1892 0.406
0306 0.8814 0.7750 0.6947 0.441
0307 0.6661 0.5941 0.5405 0.488
0308 0.4887 0.4472 0.4172 0.570
0403 1.3030 1.1525 1.0390 0.455
0502 1.2426 1.0885 0.9714 0.429
0504 1.2224 1.0652 0.9450 0.404
0506 3.7331 3.2321 2.8478 0.385
0507 2.8413 2.4918 2.2255 0.427
0508 2.7879 2.3853 2.0757 0.347
0509 1.5341 1.3334 1.1797 0.397
0510 1.2508 1.1054 0.9955 0.455
0511 1.0283 0.9191 0.8379 0.496
0512 1.2064 1.0711 0.9695 0.473
0513 0.6226 0.5557 0.5058 0.492
0514 1.1527 1.0310 0.9407 0.494
0515 2.6517 2.3092 2.0474 0.407
0516 1.2508 1.1054 0.9955 0.455
0517 1.4465 1.2903 1.1733 0.484
0518 1.4947 1.2960 1.1443 0.393
0519 1.6199 1.4271 1.2810 0.442
0520 1.3963 1.2176 1.0814 0.414
0521 1.1763 1.0246 0.9085 0.404
0601 0.5051 0.4545 0.4170 0.517
0602 0.3786 0.3436 0.3181 0.548
0603 0.7746 0.6768 0.6024 0.419
0604 0.9704 0.8666 0.7892 0.486
0606 0.2679 0.2468 0.2319 0.591
0607 0.3157 0.2849 0.2624 0.526
0608 0.2478 0.2233 0.2053 0.516
0701 1.7727 1.5135 1.3147 0.347
0803 0.3138 0.2854 0.2647 0.551
0804 0.5877 0.5213 0.4711 0.467
0901 1.4947 1.2960 1.1443 0.393
1002 0.6871 0.6211 0.5725 0.529
1003 0.6868 0.6166 0.5647 0.506
1004 0.4392 0.3905 0.3541 0.474
1005 5.6608 4.8673 4.2552 0.360
1007 0.2938 0.2635 0.2411 0.507
1101 0.4676 0.4262 0.3962 0.557
1102 1.1068 0.9764 0.8773 0.448
1103 0.5663 0.5092 0.4668 0.513
1104 0.3758 0.3447 0.3223 0.572
1105 0.6398 0.5775 0.5316 0.524
1106 0.2669 0.2427 0.2253 0.542
1108 0.3907 0.3550 0.3290 0.545
1109 0.6978 0.6339 0.5874 0.542
1301 0.3686 0.3332 0.3069 0.526
1303 0.1464 0.1335 0.1243 0.560
1304 0.0201 0.0183 0.0169 0.537
1305 0.3569 0.3198 0.2921 0.494
1401 0.4877 0.4379 0.4008 0.502
1404 0.4636 0.4207 0.3892 0.544
1405 0.3406 0.3048 0.2785 0.493
1501 0.3493 0.3176 0.2945 0.550
1507 0.3247 0.2967 0.2765 0.567
1701 0.6155 0.5479 0.4969 0.476
1702 1.4931 1.2934 1.1406 0.387
1703 0.2939 0.2612 0.2368 0.475
1704 0.6155 0.5479 0.4969 0.476
1801 0.7675 0.6685 0.5931 0.403
1802 0.7431 0.6619 0.6006 0.478
2002 0.5152 0.4700 0.4375 0.557
2004 0.5361 0.4957 0.4671 0.603
2007 0.4108 0.3681 0.3362 0.497
2008 0.2336 0.2107 0.1938 0.520
2009 0.2832 0.2584 0.2405 0.556
2101 0.5281 0.4743 0.4341 0.504
2102 0.3754 0.3430 0.3196 0.560
2104 0.2239 0.2066 0.1943 0.591
2105 0.5125 0.4650 0.4301 0.544
2106 0.2895 0.2613 0.2407 0.519
2201 0.2071 0.1865 0.1713 0.514
2202 0.4547 0.4171 0.3903 0.579
2203 0.2830 0.2613 0.2461 0.598
2204 0.1912 0.1721 0.1581 0.514
2401 0.3339 0.3045 0.2832 0.551
2903 0.5565 0.5086 0.4741 0.563
2904 0.6371 0.5722 0.5241 0.502
2905 0.4151 0.3845 0.3632 0.610
2906 0.2937 0.2661 0.2461 0.539
2907 0.4443 0.4033 0.3733 0.540
2908 0.7846 0.7067 0.6491 0.517
2909 0.3562 0.3250 0.3026 0.558
3101 0.6247 0.5498 0.4930 0.437
3102 0.2117 0.1918 0.1772 0.534
3103 0.6829 0.5996 0.5365 0.428
3104 0.4464 0.3976 0.3610 0.483
3105 0.6629 0.6062 0.5654 0.569
3303 0.2178 0.1988 0.1850 0.558
3304 0.4629 0.4232 0.3944 0.561
3309 0.3257 0.2990 0.2798 0.576
3401 0.3333 0.2997 0.2749 0.511
3402 0.3595 0.3277 0.3047 0.557
3403 0.1729 0.1537 0.1394 0.471
3404 0.3567 0.3267 0.3054 0.573
3405 0.1988 0.1809 0.1681 0.555
3406 0.2062 0.1886 0.1759 0.565
3407 0.3156 0.2877 0.2675 0.559
3408 0.0992 0.0903 0.0837 0.546
3409 0.0892 0.0825 0.0777 0.601
3410 0.1791 0.1654 0.1558 0.593
3411 0.3333 0.2997 0.2749 0.511
3412 0.3445 0.3109 0.2861 0.525
3413 0.4197 0.3816 0.3539 0.549
3414 0.4156 0.3749 0.3449 0.521
3415 0.4580 0.4135 0.3806 0.524
3501 0.7601 0.6742 0.6092 0.462
3503 0.2389 0.2218 0.2098 0.605
3506 0.8275 0.7308 0.6582 0.461
3509 0.3241 0.3010 0.2849 0.618
3510 0.3492 0.3188 0.2968 0.560
3511 0.5104 0.4641 0.4303 0.545
3512 0.3150 0.2908 0.2738 0.593
3513 0.3592 0.3278 0.3053 0.559
3602 0.1017 0.0941 0.0888 0.602
3603 0.4142 0.3779 0.3516 0.557
3604 1.0359 0.9497 0.8881 0.577
3605 0.3951 0.3588 0.3322 0.544
3701 0.2117 0.1918 0.1772 0.534
3702 0.3451 0.3174 0.2978 0.588
3707 0.4870 0.4338 0.3933 0.461
3708 0.3769 0.3402 0.3132 0.521
3801 0.1469 0.1351 0.1267 0.582
3802 0.1469 0.1351 0.1267 0.582
3808 0.3202 0.2884 0.2649 0.517
3901 0.1394 0.1294 0.1224 0.608
3902 0.3279 0.2994 0.2789 0.559
3903 1.0106 0.9121 0.8397 0.516
3905 0.1394 0.1294 0.1224 0.608
3906 0.3719 0.3379 0.3130 0.543
3909 0.1502 0.1387 0.1307 0.596
4002 0.7544 0.6842 0.6323 0.545
4101 0.2046 0.1876 0.1754 0.575
4103 0.2240 0.2110 0.2024 0.664
4107 0.1169 0.1068 0.0997 0.564
4108 0.1386 0.1247 0.1146 0.514
4109 0.1931 0.1767 0.1648 0.565
4201 0.3613 0.3273 0.3023 0.544
4301 0.6441 0.5814 0.5353 0.518
4302 0.4644 0.4201 0.3876 0.535
4304 0.5873 0.5327 0.4928 0.538
4305 0.7517 0.6782 0.6240 0.526
4401 0.3685 0.3283 0.2981 0.472
4402 0.5869 0.5345 0.4966 0.552
4404 0.3389 0.3042 0.2784 0.500
4501 0.1227 0.1118 0.1040 0.552
4502 0.0379 0.0344 0.0319 0.543
4504 0.0812 0.0758 0.0722 0.632
4601 0.5336 0.4824 0.4447 0.525
4802 0.1896 0.1717 0.1586 0.531
4803 0.1700 0.1564 0.1470 0.586
4804 0.4453 0.4075 0.3803 0.565
4805 0.2532 0.2294 0.2120 0.532
4806 0.0477 0.0431 0.0397 0.523
4808 0.3828 0.3425 0.3124 0.493
4809 0.2186 0.2022 0.1907 0.604
4810 0.1190 0.1085 0.1009 0.548
4811 0.1909 0.1760 0.1656 0.591
4812 0.2751 0.2502 0.2321 0.549
4813 0.1545 0.1393 0.1282 0.514
4900 0.3833 0.3397 0.3070 0.464
4901 0.0466 0.0421 0.0390 0.536
4902 0.0630 0.0577 0.0539 0.571
4903 0.0515 0.0470 0.0438 0.563
4904 0.0238 0.0219 0.0206 0.583
4905 0.2525 0.2331 0.2194 0.592
4906 0.0681 0.0622 0.0581 0.569
4907 0.0525 0.0476 0.0441 0.537
4908 0.1045 0.0986 0.0952 0.656
4909 0.0464 0.0433 0.0412 0.612
4910 0.3248 0.2956 0.2746 0.550
5001 3.9466 3.4100 2.9976 0.380
5002 0.4206 0.3829 0.3555 0.555
5003 1.2397 1.0758 0.9504 0.393
5004 1.0961 0.9780 0.8894 0.481
5005 0.8641 0.7536 0.6689 0.409
5006 1.2281 1.0758 0.9595 0.426
5101 0.6779 0.6288 0.5945 0.613
5103 0.6406 0.5904 0.5549 0.589
5106 0.6406 0.5904 0.5549 0.589
5108 0.4938 0.4505 0.4195 0.559
5109 0.5713 0.5075 0.4598 0.471
5201 0.2645 0.2399 0.2220 0.544
5204 0.7193 0.6418 0.5841 0.485
5206 0.3833 0.3397 0.3070 0.464
5207 0.1368 0.1283 0.1228 0.646
5208 0.7123 0.6414 0.5893 0.517
5209 0.6010 0.5434 0.5011 0.530
5301 0.0270 0.0247 0.0232 0.575
5305 0.0420 0.0393 0.0375 0.642
5306 0.0386 0.0354 0.0330 0.565
5307 0.2856 0.2601 0.2416 0.556
6103 0.0627 0.0583 0.0554 0.620
6104 0.2255 0.2089 0.1975 0.610
6105 0.1610 0.1459 0.1349 0.536
6107 0.0943 0.0873 0.0824 0.599
6108 0.3669 0.3389 0.3192 0.596
6109 0.0582 0.0527 0.0486 0.527
6110 0.3305 0.3002 0.2781 0.543
6201 0.2556 0.2291 0.2095 0.503
6202 0.5204 0.4667 0.4269 0.497
6203 0.0657 0.0618 0.0593 0.656
6204 0.1319 0.1221 0.1154 0.606
6205 0.1817 0.1676 0.1577 0.594
6206 0.1575 0.1455 0.1371 0.597
6207 1.1722 1.0818 1.0180 0.585
6208 0.2372 0.2165 0.2018 0.549
6209 0.2095 0.1930 0.1814 0.587
6301 0.1180 0.1038 0.0932 0.440
6302 0.1411 0.1274 0.1173 0.519
6303 0.0401 0.0534 0.0493 0.524
6304 0.1739 0.1620 0.1679 0.622
6305 0.0647 0.0598 0.0583 0.595
6306 0.1355 0.1931 0.1813 0.587
6308 0.0460 0.0421 0.0393 0.568
6309 0.1141 0.1048 0.1137 0.579
6402 0.2154 0.1992 0.1948 0.604
6403 0.1400 0.1280 0.1367 0.559
6404 0.1526 0.1411 0.1395 0.597
6405 0.3415 0.4355 0.3991 0.507
6406 0.0579 0.0542 0.0553 0.641
6407 0.1242 0.1745 0.1629 0.565
6408 0.2664 0.2461 0.2317 0.600
6409 0.4197 0.3816 0.3539 0.549
6410 0.1482 0.1342 0.1242 0.533
6501 0.0913 0.0853 0.0812 0.639
6502 0.0236 0.0214 0.0199 0.549
6503 0.0577 0.0516 0.0472 0.499
6504 0.3230 0.2998 0.2837 0.608
6505 0.0863 0.0787 0.0733 0.549
6506 0.0692 0.0629 0.0618 0.547
6508 0.2871 0.2610 0.2420 0.541
6509 0.2274 0.2079 0.1939 0.560
6510 0.2871 0.2610 0.2420 0.541
6511 0.2871 0.2610 0.2420 0.541
6601 0.1553 0.1429 0.1342 0.582
6602 0.3700 0.3385 0.3157 0.565
6603 0.2822 0.2565 0.2378 0.545
6604 0.0537 0.0483 0.0443 0.503
6605 0.2652 0.2526 0.2449 0.693
6607 0.1312 0.1215 0.1145 0.602
6608 0.2675 0.2382 0.2161 0.480
6620 1.2146 1.1144 1.0427 0.582
6704 0.0983 0.0902 0.0844 0.576
6705 0.6228 0.5814 0.5536 0.630
6706 0.3268 0.3004 0.2819 0.577
6707 1.3699 1.2678 1.1966 0.602
6708 5.5217 4.9151 4.4626 0.459
6709 0.1644 0.1543 0.1476 0.646
6801 0.2210 0.2018 0.1880 0.567
6802 0.3454 0.3198 0.3023 0.604
6803 0.6935 0.5942 0.5184 0.353
6804 0.1761 0.1623 0.1526 0.595
6809 4.0833 3.7922 3.5938 0.608
6901 0.0402 0.0392 0.0390 0.741
6902 0.6820 0.5929 0.5247 0.401
6903 3.9732 3.3781 2.9254 0.327
6904 0.1904 0.1765 0.1666 0.615
6905 0.2352 0.2167 0.2036 0.594
6906 0.1102 0.1059 0.1038 0.688
6907 0.9003 0.8184 0.7584 0.548
6908 0.4165 0.3788 0.3515 0.550
6909 0.0880 0.0812 0.0763 0.594
7002 0.0000 0.0000 0.0000 0.500
7101 0.0255 0.0230 0.0209 0.490
7102 3.2856 3.0428 2.8758 0.590
7103 0.2707 0.2437 0.2237 0.515
7104 0.0214 0.0198 0.0187 0.603
7105 0.0208 0.0193 0.0184 0.625
7106 0.1272 0.1164 0.1088 0.569
7107 0.2158 0.1991 0.1874 0.594
7108 0.1756 0.1648 0.1577 0.648
7109 0.1353 0.1255 0.1186 0.607
7110 0.2618 0.2337 0.2127 0.488
7111 0.3417 0.3117 0.2899 0.555
7112 0.4854 0.4440 0.4141 0.567
7113 0.4865 0.4435 0.4127 0.559
7114 0.6096 0.5749 0.5526 0.664
7115 0.4298 0.3973 0.3748 0.604
7116 0.4121 0.3746 0.3472 0.543
7117 0.8708 0.8079 0.7634 0.611
7118 1.3687 1.2527 1.1704 0.571
7119 1.5742 1.4433 1.3492 0.579
7120 4.1969 3.7761 3.4668 0.509
7121 4.2770 3.8504 3.5356 0.513
7201 0.8348 0.7550 0.6959 0.536
7202 0.0366 0.0327 0.0298 0.485
7203 0.1063 0.0976 0.0915 0.571
7204 0.0000 0.0000 0.0000 0.500
7301 0.4684 0.4190 0.3821 0.494
7302 0.5614 0.5123 0.4768 0.556
7307 0.4842 0.4451 0.4174 0.580
7308 0.1944 0.1821 0.1740 0.639
7309 0.1644 0.1543 0.1476 0.646))

Class 1996 1997 1998 D-Ratio
0101 1.1939 1.1467 0.9438 0.408
0103 1.5073 1.4525 1.2134 0.443
0104 0.8558 0.8231 0.6820 0.423
0105 1.0556 1.0246 0.8809 0.506
0106 1.1939 1.1467 0.9438 0.408
0107 0.9855 0.9500 0.7957 0.450
0108 0.8558 0.8231 0.6820 0.423
0112 0.5559 0.5373 0.4537 0.465
0201 2.3887 2.2871 1.8550 0.373
0202 2.3887 2.2871 1.8550 0.373
0210 0.8052 0.7756 0.6483 0.447
0212 0.7489 0.7197 0.5932 0.410
0214 0.9580 0.9248 0.7798 0.467
0217 0.9966 0.9621 0.8101 0.461
0219 0.9043 0.8716 0.7283 0.442
0301 0.5087 0.4954 0.4311 0.533
0302 1.6845 1.6105 1.3022 0.371
0303 1.6352 1.5683 1.2844 0.398
0306 0.8583 0.8259 0.6871 0.435
0307 0.6389 0.6189 0.5289 0.495
0308 0.4671 0.4563 0.4023 0.566
0403 1.3011 1.2588 1.0637 0.462
0502 1.2196 1.1728 0.9719 0.425
0504 1.2033 1.1569 0.9522 0.402
0506 3.5412 3.3986 2.7796 0.389
0507 2.7558 2.6539 2.2051 0.426
0508 2.5763 2.4610 1.9760 0.351
0509 1.5473 1.4834 1.2109 0.389
0510 1.2436 1.2000 1.0069 0.451
0511 1.1017 1.0649 0.9024 0.477
0512 1.1159 1.0777 0.9087 0.464
0513 0.6194 0.5992 0.5103 0.490
0514 1.0931 1.0603 0.9082 0.495
0515 2.8938 2.7752 2.2699 0.394
0516 1.2436 1.2000 1.0069 0.451
0517 1.4134 1.3687 1.1641 0.480
0518 1.3861 1.3306 1.0937 0.407
0519 1.5467 1.4937 1.2555 0.452
0520 1.3443 1.2905 1.0632 0.414
0521 1.0583 1.0176 0.8392 0.409
0601 0.4792 0.4653 0.4019 0.522
0602 0.3884 0.3782 0.3312 0.556
0603 0.7383 0.7097 0.5875 0.423
0604 0.9155 0.8881 0.7591 0.488
0606 0.2857 0.2797 0.2490 0.585
0607 0.3179 0.3085 0.2656 0.509
0608 0.2370 0.2306 0.1995 0.519
0701 1.6925 1.6123 1.2870 0.347
0803 0.3311 0.3227 0.2828 0.553
0901 1.3861 1.3306 1.0937 0.407
1002 0.7360 0.7151 0.6168 0.513
1003 0.7275 0.7070 0.6090 0.506
1004 0.4302 0.4160 0.3520 0.467
1005 5.3289 5.0987 4.1192 0.363
1007 0.2921 0.2832 0.2428 0.505
1101 0.4690 0.4578 0.4022 0.556
1102 1.0844 1.0456 0.8743 0.442
1103 0.6474 0.6271 0.5336 0.481
1104 0.3599 0.3529 0.3156 0.595
1105 0.7016 0.6806 0.5821 0.490
1106 0.2817 0.2752 0.2410 0.539
1108 0.4023 0.3927 0.3448 0.554
1109 0.7378 0.7190 0.6256 0.529
1301 0.3955 0.3849 0.3349 0.535
1303 0.1462 0.1426 0.1255 0.562
1304 0.0200 0.0195 0.0170 0.533
1305 0.3291 0.3200 0.2756 0.503
1401 0.4823 0.4692 0.4058 0.515
1404 0.4292 0.4177 0.3635 0.535
1405 0.3231 0.3142 0.2715 0.512
1501 0.3614 0.3519 0.3071 0.544
1507 0.3683 0.3588 0.3135 0.547
1701 0.6051 0.5872 0.5042 0.504
1702 1.4905 1.4290 1.1665 0.388
1703 0.3453 0.3297 0.2621 0.318
1704 0.6051 0.5872 0.5042 0.504
1801 0.6960 0.6701 0.5543 0.413
1802 0.6108 0.5932 0.5106 0.508
2002 0.5359 0.5235 0.4607 0.557
2004 0.5662 0.5548 0.4956 0.596
2005 0.2808 0.2749 0.2435 0.568
2007 0.3961 0.3844 0.3297 0.498
2008 0.2345 0.2280 0.1973 0.518
2009 0.2808 0.2749 0.2435 0.568
2101 0.5838 0.5661 0.4825 0.481
2102 0.3754 0.3666 0.3223 0.554
2104 0.2307 0.2263 0.2022 0.589
2105 0.5375 0.5234 0.4574 0.547
2106 0.2889 0.2816 0.2453 0.529
2201 0.2091 0.2034 0.1761 0.520
2202 0.4541 0.4435 0.3916 0.570
2203 0.2977 0.2921 0.2620 0.604
2204 0.2091 0.2034 0.1761 0.520
2401 0.3217 0.3152 0.2805 0.583
2903 0.5305 0.5191 0.4608 0.579
2904 0.6295 0.6120 0.5271 0.504
2905 0.4022 0.3950 0.3561 0.619
2906 0.2930 0.2855 0.2496 0.547
2907 0.4327 0.4220 0.3693 0.544
2908 0.8003 0.7776 0.6709 0.514
2909 0.3354 0.3275 0.2880 0.555
3101 0.6005 0.5798 0.4867 0.449
3102 0.1970 0.1924 0.1697 0.565
3103 0.6360 0.6135 0.5107 0.423
3104 0.4637 0.4486 0.3800 0.473
3105 0.6444 0.6306 0.5618 0.592
3303 0.2307 0.2254 0.1985 0.559
3304 0.4602 0.4497 0.3957 0.555
3309 0.3272 0.3200 0.2833 0.570
3401 0.3449 0.3348 0.2875 0.502
3402 0.3492 0.3406 0.2988 0.553
3403 0.1657 0.1606 0.1367 0.478
3404 0.3659 0.3575 0.3156 0.567
3405 0.2018 0.1972 0.1746 0.576
3406 0.2045 0.1997 0.1757 0.556
3407 0.3332 0.3249 0.2855 0.563
3408 0.1031 0.1008 0.0891 0.572
3409 0.0914 0.0897 0.0805 0.606
3410 0.1808 0.1773 0.1580 0.582
3411 0.3449 0.3348 0.2875 0.502
3412 0.3695 0.3586 0.3077 0.501
3413 0.4159 0.4056 0.3555 0.552
3414 0.4155 0.4042 0.3501 0.523
3415 0.4924 0.4787 0.4131 0.513
3501 0.7484 0.7243 0.6132 0.466
3503 0.2360 0.2322 0.2095 0.609
3506 0.8404 0.8091 0.6771 0.454
3509 0.3243 0.3185 0.2872 0.620
3510 0.3273 0.3200 0.2831 0.571
3511 0.5048 0.4917 0.4277 0.530
3512 0.3206 0.3148 0.2831 0.609
3513 0.3679 0.3588 0.3136 0.539
3602 0.0966 0.0949 0.0853 0.609
3603 0.4154 0.4056 0.3565 0.554
3604 0.9761 0.9536 0.8408 0.564
3605 0.3937 0.3836 0.3352 0.545
3701 0.1970 0.1924 0.1697 0.565
3702 0.3398 0.3326 0.2959 0.588
3708 0.4023 0.3911 0.3370 0.508
3802 0.1240 0.1221 0.1108 0.628
3808 0.3326 0.3232 0.2790 0.513
3901 0.1368 0.1345 0.1213 0.609
3902 0.3080 0.3011 0.2654 0.561
3903 1.0013 0.9759 0.8466 0.516
3905 0.1368 0.1345 0.1213 0.609
3906 0.3495 0.3411 0.2999 0.556
3909 0.1498 0.1471 0.1319 0.601
4002 0.7897 0.7681 0.6696 0.548
4101 0.2092 0.2046 0.1810 0.574
4103 0.2325 0.2294 0.2103 0.659
4107 0.1134 0.1108 0.0976 0.560
4108 0.1358 0.1321 0.1143 0.516
4109 0.1949 0.1905 0.1680 0.563
4201 0.3979 0.3861 0.3339 0.530
4301 0.6281 0.6127 0.5344 0.533
4302 0.4574 0.4448 0.3861 0.532
4304 0.5898 0.5753 0.5029 0.542
4305 0.7930 0.7701 0.6665 0.527
4401 0.3548 0.3444 0.2935 0.474
4402 0.5804 0.5661 0.4957 0.546
4404 0.3185 0.3095 0.2660 0.496
4501 0.1260 0.1231 0.1089 0.567
4502 0.0383 0.0374 0.0328 0.548
4504 0.0807 0.0794 0.0719 0.623
4601 0.5307 0.5166 0.4478 0.520
4802 0.1816 0.1770 0.1539 0.527
4803 0.1700 0.1667 0.1485 0.584
4804 0.4457 0.4358 0.3852 0.567
4805 0.2406 0.2350 0.2062 0.547
4806 0.0454 0.0442 0.0386 0.527
4808 0.3688 0.3581 0.3076 0.500
4809 0.2292 0.2245 0.2004 0.590
4810 0.1170 0.1144 0.1005 0.542
4811 0.1931 0.1893 0.1688 0.587
4812 0.2737 0.2672 0.2348 0.557
4813 0.1417 0.1382 0.1203 0.527
4900 0.3581 0.3467 0.2946 0.479
4901 0.0514 0.0500 0.0433 0.524
4902 0.0654 0.0639 0.0564 0.571
4903 0.0542 0.0529 0.0466 0.564
4904 0.0237 0.0232 0.0206 0.580
4905 0.2640 0.2592 0.2317 0.588
4906 0.0683 0.0668 0.0591 0.575
4907 0.0494 0.0481 0.0420 0.536
4908 0.1087 0.1081 0.1003 0.662
4909 0.0471 0.0466 0.0423 0.614
4910 0.3214 0.3137 0.2750 0.546
5001 3.9217 3.7561 3.0558 0.383
5002 0.4225 0.4118 0.3609 0.553
5003 1.2004 1.1526 0.9479 0.407
5004 1.0217 0.9900 0.8407 0.471
5005 0.7502 0.7217 0.5987 0.426
5006 1.2771 1.2277 1.0139 0.415
5101 0.7103 0.6964 0.6238 0.604
5103 0.6357 0.6236 0.5576 0.594
5106 0.6357 0.6236 0.5576 0.594
5108 0.5471 0.5353 0.4749 0.578
5109 0.5455 0.5284 0.4505 0.487
5201 0.2641 0.2570 0.2235 0.532
5204 0.6886 0.6681 0.5724 0.496
5206 0.3581 0.3467 0.2946 0.479
5207 0.1363 0.1344 0.1224 0.637
5208 0.6472 0.6300 0.5478 0.531
5209 0.5947 0.5785 0.5018 0.527
5301 0.0269 0.0262 0.0234 0.583
5305 0.0440 0.0433 0.0395 0.645
5306 0.0390 0.0382 0.0339 0.581
5307 0.3023 0.2945 0.2574 0.548
6103 0.0631 0.0622 0.0562 0.619
6104 0.2404 0.2359 0.2116 0.604
6105 0.1609 0.1568 0.1367 0.535
6107 0.0934 0.0916 0.0818 0.583
6108 0.3407 0.3349 0.3016 0.610
6109 0.0579 0.0565 0.0496 0.553
6110 0.3303 0.3223 0.2822 0.545
6201 0.2625 0.2543 0.2168 0.487
6202 0.5379 0.5227 0.4475 0.486
6203 0.0671 0.0664 0.0611 0.657
6204 0.1304 0.1279 0.1146 0.597
6205 0.1840 0.1802 0.1601 0.581
6206 0.1618 0.1588 0.1423 0.604
6207 1.1898 1.1689 1.0440 0.580
6208 0.2305 0.2258 0.1989 0.543
6209 0.2066 0.2027 0.1809 0.584
6301 0.1144 0.1104 0.0923 0.440
6302 0.1388 0.1354 0.1177 0.524
6303 0.0584 0.0569 0.0496 0.533
6304 0.1783 0.1918 0.0615 0.638
6305 0.0673 0.0684 0.1766 0.605
6306 0.2022 0.1981 0.1766 0.590
6308 0.0447 0.0438 0.1135 0.578
6309 0.1130 0.1278 0.1992 0.575
6402 0.2177 0.2216 0.1284 0.613
6403 0.1288 0.1441 0.1388 0.581
6404 0.1499 0.1545 0.3948 0.604
6405 0.4670 0.4545 0.3948 0.528
6406 0.0575 0.0604 0.1663 0.621
6407 0.1915 0.1875 0.1663 0.575
6408 0.2601 0.2549 0.2282 0.603
6409 0.4159 0.4056 0.3555 0.552
6410 0.1641 0.1597 0.1383 0.515
6501 0.0948 0.0934 0.0851 0.652
6502 0.0232 0.0226 0.0199 0.553
6503 0.0578 0.0562 0.0484 0.516
6504 0.3187 0.3141 0.2847 0.621
6505 0.0843 0.0825 0.0730 0.557
6506 0.0691 0.0715 0.2024 0.558
6508 0.2377 0.2324 0.2046 0.554
6509 0.2345 0.2294 0.2024 0.558
6510 0.2727 0.2653 0.2289 0.505
6511 0.2832 0.2768 0.2431 0.546
6601 0.1519 0.1491 0.1334 0.594
6602 0.3542 0.3462 0.3054 0.562
6603 0.2953 0.2883 0.2529 0.549
6604 0.0524 0.0511 0.0443 0.509
6605 0.2578 0.2556 0.2380 0.688
6607 0.1427 0.1398 0.1247 0.586
6608 0.3068 0.2964 0.2502 0.464
6620 1.6084 1.5726 1.4009 0.597
6704 0.0979 0.0960 0.0856 0.591
6705 0.6298 0.6207 0.5653 0.637
6706 0.3234 0.3173 0.2828 0.579
6707 1.3625 1.3380 1.2018 0.603
6708 5.8152 5.6516 4.7942 0.448
6709 0.1660 0.1637 0.1495 0.642
6801 0.2373 0.2317 0.2047 0.577
6802 0.3478 0.3415 0.3066 0.603
6803 0.6579 0.6298 0.5092 0.363
6804 0.1812 0.1775 0.1587 0.597
6809 4.3146 4.2483 3.8343 0.607
6901 0.0447 0.0453 0.0440 0.756
6902 0.6917 0.6640 0.5445 0.399
6903 4.5443 4.3263 3.4170 0.311
6904 0.2089 0.2046 0.1838 0.620
6905 0.2474 0.2419 0.2151 0.591
6906 0.1124 0.1130 0.1072 0.689
6907 0.8930 0.8704 0.7620 0.551
6908 0.4197 0.4100 0.3626 0.576
6909 0.0864 0.0847 0.0756 0.595
7100 0.0252 0.0245 0.0210 0.488
7101 0.0252 0.0245 0.0210 0.488
7102 3.3121 3.2662 2.9421 0.590
7103 0.2809 0.2729 0.2359 0.519
7104 0.0211 0.0208 0.0186 0.597
7105 0.0208 0.0205 0.0186 0.636
7106 0.1295 0.1268 0.1125 0.576
7107 0.2177 0.2137 0.1918 0.603
7108 0.1858 0.1831 0.1667 0.632
7109 0.1289 0.1268 0.1146 0.616
7110 0.2860 0.2772 0.2367 0.489
7111 0.3433 0.3352 0.2947 0.556
7112 0.4935 0.4824 0.4267 0.573
7113 0.4771 0.4662 0.4123 0.572
7114 0.5884 0.5814 0.5353 0.665
7115 0.4282 0.4201 0.3774 0.610
7116 0.4116 0.4020 0.3532 0.552
7117 0.8533 0.8384 0.7568 0.622
7118 1.1243 1.0992 0.9749 0.580
7119 1.5635 1.5281 1.3547 0.582
7120 4.2819 4.1663 3.6016 0.512
7121 4.2481 4.1311 3.5690 0.513
7201 0.8874 0.8617 0.7461 0.530
7202 0.0335 0.0325 0.0278 0.490
7203 0.1041 0.1021 0.0908 0.571
7204 0.0000 0.0000 0.0000 0.500
7301 0.4611 0.4466 0.3794 0.474
7302 0.5830 0.5687 0.4971 0.540
7307 0.4690 0.4592 0.4067 0.569
7308 0.2079 0.2050 0.1866 0.629
7309 0.1660 0.1637 0.1495 0.642

Expected Loss Rates in Dollars Per Sq. Ft.

of Wallboard Installed


((Class 1995 1996 1997 D-Ratio
0522 0.0185 0.0161 0.0143 0.407
0523 0.0120 0.0104 0.0093 0.414
0524 0.0115 0.0101 0.0090 0.441
0525 0.0081 0.0070 0.0063 0.420
0526 0.0071 0.0063 0.0055 0.406
0527 0.0005 0.0004 0.0004 0.364
0528 0.0018 0.0016 0.0014 0.416
0529 0.0012 0.0011 0.0010 0.410
0530 0.0166 0.0144 0.0128 0.403
0531 0.0108 0.0094 0.0083 0.414
0532 0.0009 0.0008 0.0006 0.403
0533 0.0028 0.0025 0.0022 0.401
0534 0.0018 0.0016 0.0014 0.416
7900 0.0127 0.0110 0.0099 0.408
7901 0.0078 0.0068 0.0061 0.415))

Class 1996 1997 1998 D-Ratio
0522 0.0177 0.0170 0.0140 0.408
0523 0.0117 0.0113 0.0093 0.413
0524 0.0128 0.0122 0.0102 0.445
0525 0.0080 0.0077 0.0064 0.426
0526 0.0074 0.0071 0.0058 0.402
0527 0.0005 0.0005 0.0004 0.373
0528 0.0018 0.0018 0.0015 0.413
0529 0.0012 0.0011 0.0010 0.408
0530 0.0179 0.0172 0.0141 0.396
0531 0.0103 0.0099 0.0081 0.408
0532 0.0009 0.0009 0.0006 0.410
0533 0.0028 0.0027 0.0022 0.398
0534 0.0018 0.0018 0.0015 0.413
7900 0.0140 0.0133 0.0109 0.394
7901 0.0075 0.0071 0.0058 0.414

[Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073.  98-24-094, 296-17-885, filed 12/1/98, effective 1/1/99;  97-24-062, 296-17-885, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-885, filed 11/29/96, effective 1/1/97.  Statutory Authority: RCW 51.16.035.  96-12-039, 296-17-885, filed 5/31/96, effective 7/1/96.  Statutory Authority: RCW 51.04.020.  95-23-080, 296-17-885, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-885, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-885, filed 12/1/93, effective 1/1/94.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  92-24-063, 296-17-885, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-885, filed 11/27/91, effective 1/1/92; 91-12-014, 296-17-885, filed 5/31/91, effective 7/1/91; 90-24-042, 296-17-885, filed 11/30/90, effective 1/1/91; 90-13-018, 296-17-885, filed 6/8/90, effective 7/9/90; 89-24-051 (Order 89-22), 296-17-885, filed 12/1/89, effective 1/1/90.  Statutory Authority: RCW 51.04.020(1).  89-16-001 (Order 89-07), 296-17-885, filed 7/20/89, effective 8/20/89.  Statutory Authority: RCW 51.16.035 and 51.04.020.  88-24-012 (Order 88-30), 296-17-885, filed 12/1/88, effective 1/1/89.  Statutory Authority: RCW 51.16.035.  88-12-065 (Order 88-05), 296-17-885, filed 5/31/88; 88-12-050 (Order 88-06), 296-17-885, filed 5/31/88, effective 7/1/88; 88-06-047 (Order 87-33), 296-17-885, filed 3/1/88; 87-24-060 (Order 87-26), 296-17-885, filed 12/1/87, effective 1/1/88; 87-12-032 (Order 87-12), 296-17-885, filed 5/29/87, effective 7/1/87.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  86-24-042 (Order 86-41), 296-17-885, filed 11/26/86.  Statutory Authority: RCW 51.16.035.  86-12-041 (Order 86-18), 296-17-885, filed 5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), 296-17-885, filed 11/27/85, effective 1/1/86; 85-06-026 (Order 85-7), 296-17-885, filed 2/28/85, effective 4/1/85; 84-24-016 (Order 84-23), 296-17-885, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-885, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-885, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-885, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-885, filed 11/13/80, effective 1/1/81.  Statutory Authority: RCW 51.04.030 and 51.16.035.  79-12-086 (Order 79-18), 296-17-885, filed 11/30/79, effective 1/1/80.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  78-12-043 (Order 78-23), 296-17-885, filed 11/27/78, effective 1/1/79, effective 1/1/80.  Order 77-27, 296-17-885, filed 11/30/77, effective 1/1/78; Emergency Order 77-25, 296-17-885, filed 12/1/77; Order 77-10, 296-17-885, filed 5/31/77; Order 76-36, 296-17-885, filed 11/30/76; Order 76-18, 296-17-885, filed 5/28/76, effective 7/1/76; Order 75-38, 296-17-885, filed 11/24/75, effective 1/1/76; Order 74-40, 296-17-885, filed 11/27/74, effective 1/1/75; Order 73-22, 296-17-885, filed 11/9/73, effective 1/1/74.]


AMENDATORY SECTION(Amending WSR 98-24-094, filed 12/1/98, effective 1/1/99)

WAC 296-17-890
Table IV.



Maximum experience modifications

for firms with no compensable accidents:



((Expected

Loss Range

Maximum

Experience

Modification


2,383 & Lower

0.90
2,384 - 2,550 0.89
2,551 - 2,730 0.88
2,731 - 2,925 0.87
2,926 - 3,137 0.86
3,138 - 3,367 0.85
3,368 - 3,617 0.84
3,618 - 3,888 0.83
3,889 - 4,184 0.82
4,185 - 4,506 0.81
4,507 - 4,858 0.80
4,859 - 5,241 0.79
5,242 - 5,661 0.78
5,662 - 6,121 0.77
6,122 - 6,625 0.76
6,626 - 7,177 0.75
7,178 - 7,784 0.74
7,785 - 8,452 0.73
8,453 - 9,188 0.72
9,189 - 10,000 0.71
10,001 - 10,896 0.70
10,897 - 11,888 0.69
11,889 - 12,986 0.68
12,987 - 14,205 0.67
14,206 - 15,559 0.66
15,560 - 17,067 0.65
17,068 - 18,747 0.64
18,748 - 20,623 0.63
20,624 - 22,723 0.62
22,724 - 25,075 0.61
25,076 & Higher 0.60))

Expected

Loss Range

Maximum

Experience

Modification


2,485 & Lower

0.90
2,486 - 2,659 0.89
2,660 - 2,847 0.88
2,848 - 3,051 0.87
3,052 - 3,272 0.86
3,273 - 3,511 0.85
3,512 - 3,772 0.84
3,773 - 4,055 0.83
4,056 - 4,363 0.82
4,364 - 4,699 0.81
4,700 - 5,066 0.80
5,067 - 5,466 0.79
5,467 - 5,904 0.78
5,905 - 6,383 0.77
6,384 - 6,909 0.76
6,910 - 7,485 0.75
7,486 - 8,118 0.74
8,119 - 8,815 0.73
8,816 - 9,582 0.72
9,583 - 10,429 0.71
10,430 - 11,364 0.70
11,365 - 12,398 0.69
12,399 - 13,543 0.68
13,544 - 14,814 0.67
14,815 - 16,227 0.66
16,228 - 17,799 0.65
17,800 - 19,551 0.64
19,552 - 21,508 0.63
21,509 - 23,697 0.62
23,698 - 26,151 0.61
26,152 & Higher 0.60

[Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073.  98-24-094, 296-17-890, filed 12/1/98, effective 1/1/99;  97-24-062, 296-17-890, filed 12/1/97, effective 1/1/98; 96-24-063, 296-17-890, filed 11/29/96, effective 1/1/97.  Statutory Authority: RCW 51.04.020.  95-23-080, 296-17-890, filed 11/20/95, effective 1/1/96; 94-24-007, 296-17-890, filed 11/28/94, effective 1/1/95; 93-24-114, 296-17-890, filed 12/1/93, effective 1/1/94.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  92-24-063, 296-17-890, filed 11/30/92, effective 1/1/93; 91-24-053, 296-17-890, filed 11/27/91, effective 1/1/92; 90-24-042, 296-17-890, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), 296-17-890, filed 12/1/89, effective 1/1/90.  Statutory Authority: RCW 51.16.035 and 51.04.020.  88-24-012 (Order 88-30), 296-17-890, filed 12/1/88, effective 1/1/89.  Statutory Authority: RCW 51.16.035.  87-24-060 (Order 87-26), 296-17-890, filed 12/1/87, effective 1/1/88.  Statutory Authority: RCW 51.04.020(1) and 51.16.035.  86-24-042 (Order 86-41), 296-17-890, filed 11/26/86.  Statutory Authority: RCW 51.16.035.  85-24-032 (Order 85-33), 296-17-890, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), 296-17-890, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), 296-17-890, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), 296-17-890, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), 296-17-890, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), 296-17-890, filed 11/13/80, effective 1/1/81.  Statutory Authority: RCW 51.04.030 and 51.16.035.  79-12-086 (Order 79-18), 296-17-890, filed 11/30/79, effective 1/1/80.]


AMENDATORY SECTION(Amending WSR 98-24-094, filed 12/1/98, effective 1/1/99)

WAC 296-17-895
Industrial insurance accident fund base rates and medical aid base rates by class of industry.

Industrial insurance accident fund and medical aid fund base rates by class of industry shall be as set forth below.



((Base Rates Effective

January 1, 1999


Class


Accident

Fund


Medical Aid

Fund

0101 1.5203 0.4584
0103 1.7561 0.5816
0104 1.0744 0.3380
0105 1.2392 0.5152
0107 1.2724 0.3893
0108 1.0744 0.3380
0112 0.7012 0.2552
0201 3.0120 0.8173
0202 3.0120 0.8173
0210 0.9815 0.3077
0212 0.9933 0.3155
0214 1.2178 0.3955
0217 1.2946 0.4373
0219 1.1908 0.3957
0301 0.6081 0.2879
0302 2.1719 0.5481
0303 1.9927 0.5514
0306 1.1049 0.3435
0307 0.7890 0.2955
0308 0.5297 0.2582
0403 1.4958 0.5961
0502 1.5896 0.4618
0504 1.4679 0.5049
0506 4.6762 1.4043
0507 3.4005 1.1975
0508 3.6793 0.9062
0509 1.8957 0.5981
0510 1.5063 0.5304
0511 1.2412 0.4448
0512 1.4816 0.4997
0513 0.7619 0.2629
0514 1.3096 0.5473
0516 1.5063 0.5304
0517 1.6510 0.6797
0518 1.9184 0.5365
0519 1.8909 0.7171
0521 1.4291 0.4755
0601 0.5971 0.2294
0602 0.4516 0.1728
0603 0.9792 0.2926
0604 1.0582 0.4854
0606 0.2767 0.1511
0607 0.3588 0.1526
0608 0.2626 0.1306
0701 2.4974 0.4790
0803 0.3504 0.1577
0901 1.9184 0.5365
1002 0.7639 0.3433
1003 0.7629 0.3390
1004 0.5042 0.2030
1005 7.1860 2.0386
1007 0.3495 0.1312
1101 0.5047 0.2462
1102 1.3476 0.4593
1103 0.6578 0.2642
1104 0.3701 0.2211
1105 0.7115 0.3190
1106 0.2557 0.1589
1108 0.4199 0.2054
1109 0.7200 0.3846
1301 0.4049 0.1876
1303 0.1613 0.0752
1304 0.0207 0.0111
1305 0.3775 0.1867
1401 0.5209 0.2533
1404 0.5319 0.2240
1405 0.3558 0.1799
1501 0.3975 0.1713
1507 0.3663 0.1628
1701 0.7029 0.2878
1702 1.8741 0.5600
1703 0.3520 0.1272
1704 0.7029 0.2878
1801 0.9120 0.3213
1802 0.8596 0.3418
2002 0.5378 0.2826
2004 0.5669 0.2970
2007 0.4514 0.2051
2008 0.2520 0.1205
2009 0.2807 0.1638
2101 0.5813 0.2643
2102 0.3815 0.2122
2104 0.2157 0.1358
2105 0.5967 0.2422
2106 0.2938 0.1605
2201 0.2248 0.1060
2202 0.4890 0.2433
2203 0.2899 0.1616
2204 0.2129 0.1004
2401 0.3235 0.1977
2903 0.5774 0.3081
2904 0.6584 0.3437
2905 0.4303 0.2356
2906 0.3282 0.1463
2907 0.4717 0.2366
2908 0.8793 0.3852
2909 0.3658 0.1987
3101 0.7236 0.2792
3102 0.2230 0.1134
3103 0.7667 0.3178
3104 0.5417 0.1904
3105 0.7318 0.3418
3303 0.2251 0.1205
3304 0.4615 0.2676
3309 0.3293 0.1871
3402 0.3921 0.1869
3403 0.1892 0.0852
3404 0.3737 0.1962
3405 0.2161 0.1032
3406 0.2115 0.1155
3407 0.3543 0.1584
3408 0.1022 0.0549
3409 0.0896 0.0521
3410 0.1656 0.1127
3411 0.3697 0.1651
3412 0.3910 0.1668
3413 0.4638 0.2137
3414 0.4553 0.2106
3415 0.5064 0.2301
3501 0.8562 0.3604
3503 0.2067 0.1602
3506 1.0930 0.2933
3509 0.3364 0.1845
3510 0.3685 0.1893
3511 0.5354 0.2768
3512 0.3007 0.1925
3513 0.3685 0.2005
3602 0.0981 0.0618
3603 0.4283 0.2295
3604 1.1141 0.5536
3605 0.4356 0.2013
3701 0.2230 0.1134
3702 0.3745 0.1836
3707 0.4379 0.2981
3708 0.3985 0.1997
3802 0.1497 0.0839
3808 0.3566 0.1584
3901 0.1246 0.0908
3902 0.3378 0.1828
3903 0.9803 0.5866
3905 0.1246 0.0908
3906 0.3952 0.1983
3909 0.1436 0.0917
4002 0.9166 0.3348
4101 0.2160 0.1118
4103 0.2227 0.1364
4107 0.1189 0.0660
4108 0.1468 0.0728
4109 0.1999