PERMANENT RULES
LABOR AND INDUSTRIES
Effective Date of Rule: January 1, 2008.
Purpose: This rule making will amend the tables of classification base premium rates, experience rating plan rates, calculations, and factors, and retrospective rating plan size groupings for the workers' compensation insurance program for calendar year 2008. New classification base rates were calculated based on updated loss and payroll experience resulting in a proposed overall average 3.2% increase in premium rates. The experience rating calculations that were deferred last year for employers who had lower rates under the pre-2007 rating plan have now been fully implemented.
Citation of Existing Rules Affected by this Order: Proposal establishes premium rates for workers' compensation insurance classifications for calendar year 2008 and modifications to the related experience rating and retrospective rating plans:
Amending WAC 296-17-855 Experience modification, 296-17-87305 Initial recalculation of experience factor, 296-17-875 Table I Primary losses for selected claim values, 296-17-880 Table II Primary and excess credibility values, 296-17-885 Table III Expected loss rates and primary ratios, 296-17-890 Table IV Maximum experience modifications, 296-17-895 Base rate table by class of industry, 296-17-89502 Industrial insurance rates for nonhourly rated classifications, 296-17-89504 Horse racing industry industrial insurance, medical aid and supplemental pension by class, 296-17-90492 Table I Retrospective Rating Plans A, A1, A2, A3 and B, Standard premium size ranges and 296-17-920 Assessment for supplemental pension fund; repealing WAC 296-17-891 Table IV-A and 296-17-86505 2007 Alternative claim free experience modification calculation; and new section WAC 296-17-89505 2007 Rate holiday dividend.
Statutory Authority for Adoption: RCW 51.16.035 Base rates, 51.32.073 Supplemental pension, 51.08.010 Retrospective rating, and 51.04.020(1) General authority.
Adopted under notice filed as WSR 07-19-133 on September 19, 2007.
Changes Other than Editing from Proposed to Adopted Version: The rate for the newly established classification 4801 for geoduck divers was established at $3.33 per hour. The accident fund portion of the rate is $1.4067, the medical aid portion of the rate is $1.8451 and the supplemental pension portion is $0.0782 for a base rate of $3.33.
Number of Sections Adopted in Order to Comply with Federal Statute: New 0, Amended 0, Repealed 0; Federal Rules or Standards: New 0, Amended 0, Repealed 0; or Recently Enacted State Statutes: New 0, Amended 0, Repealed 0.
Number of Sections Adopted at Request of a Nongovernmental Entity: New 0, Amended 0, Repealed 0.
Number of Sections Adopted on the Agency's Own Initiative: New 1, Amended 11, Repealed 2.
Number of Sections Adopted in Order to Clarify, Streamline, or Reform Agency Procedures: New 0, Amended 0, Repealed 0.
Number of Sections Adopted Using Negotiated Rule Making: New 0, Amended 0, Repealed 0; Pilot Rule Making: New 0, Amended 0, Repealed 0; or Other Alternative Rule Making: New 1, Amended 11, Repealed 2.
Date Adopted: November 30, 2007.
Judy Schurke
Director
OTS-1024.5
AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06,
effective 1/1/07)
WAC 296-17-855
Experience modification.
(((1))) The
basis of the experience modification shall be a comparison of
the actual losses charged to an employer during the experience
period with the expected losses for an average employer
reporting the same exposures in each classification. The
comparison shall contain actuarial refinements designed to
weigh the extent to which the actual experience is credible,
due consideration being given to the volume of the employer's
experience. Except for those employers who qualify for an
adjusted experience modification as specified in WAC 296-17-860 or 296-17-865, the experience modification factor
shall be calculated from the formula:
EXPERIENCE MODIFICATION FACTOR | = |
(Credible Actual Primary Loss + Credible Actual Excess Loss)/Expected Loss |
Where | ||
Credible Actual Primary Loss | = | Actual Primary Loss x Primary Credibility |
+ | Expected Primary Loss x (100% -Primary Credibility) | |
Credible Actual Excess Loss | = | Actual Excess Loss x Excess Credibility |
+ | Expected Excess Loss x (100% -Excess Credibility) |
For each claim, the actual primary loss is the first
dollar portion of the claim costs, which has been shown in
actuarial studies, to have the greater credibility in
predicting future experience. These amounts are summed over
all claims. For each claim in excess of $((19,560)) 20,112
the actual primary loss shall be determined from the formula:
ACTUAL PRIMARY LOSS | = | (( |
x total loss |
(Total loss + (( |
For each claim, the excess actual loss is the remaining portion of the claim costs, which have been shown in actuarial studies to have less credibility in predicting future experience. The excess actual loss for each claim shall be determined by subtracting the primary loss from the total loss. These amounts are summed over all claims.
For any claim without disability benefits (time loss,
partial permanent disability, total permanent disability or
death) either actually paid or estimated to be paid, the total
actual losses for calculating the primary loss and excess loss
shall first be reduced by the lesser of $((1,510)) 1,640 or
the total cost of the claim. Here are some examples for these
claims:
Total Loss | Total Loss (after deduction) | Primary Loss | Excess Loss |
200 | - | - | - |
2,000 | (( |
(( |
- |
20,000 | (( |
(( |
- |
200,000 | (( |
(( |
(( |
2,000,000 | (( |
(( |
(( |
Note: | The deduction, $(( |
For each employer, the primary credibility and the excess credibility determines the percentage weight given to the corresponding actual primary losses and the actual excess losses, included in the calculation of the experience modification, based on the volume of expected losses. Primary credibility and excess credibility values are set forth in Table II.
An employer's expected losses shall be determined by summing the expected loss for each of the three years of the experience period, which are calculated by multiplying the reported exposure in each classification during the year by the corresponding classification expected loss rate and rounding the result to the nearest cent. Classification expected loss rates by year are set forth in Table III.
Expected losses in each classification shall be multiplied by the classification "Primary-Ratio" to obtain "expected primary losses" which shall be rounded to the nearest cent. Expected excess losses shall then be calculated by subtracting expected primary losses from expected total losses rounded to the nearest cent. Primary-Ratios are also set forth in Table III.
(((2) Alternative experience modification calculation. The following experience modification factor calculation
provides results similar to the experience rating calculation
used in 2006. The experience modification factor shall be
calculated in the manner identified in subsection (1) of this
section with the following exceptions:
(a) The Expected Loss Rate and Primary Ratio Table IIIA shall be used instead of Table III.
(b) No medical only deduction (of $1,510) shall be applied to claims without disability benefits during the three year experience period for purposes of calculating the primary and excess losses.
(c) The Primary and Excess Credibility Table IIA shall be used instead of Table II.
(3) Experience modification calculation for 2007. For calendar year 2007, if the calculated experience modification factor using the manner identified in subsection (1) of this section is greater than the experience modification factor calculated using subsection (2) of this section then the experience modification factor shall be the lower of the two calculations.))
[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). 06-24-054, § 296-17-855, filed 12/1/06, effective 1/1/07. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.32.073. 05-23-162, § 296-17-855, filed 11/22/05, effective 1/1/06; 04-24-025, § 296-17-855, filed 11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, § 296-17-855, filed 12/1/03, effective 1/1/04. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, § 296-17-855, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, § 296-17-855, filed 11/20/01, effective 1/1/02; 00-23-101, § 296-17-855, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.16.035, 51.04.020. 00-14-052, § 296-17-855, filed 7/1/00, effective 7/1/00. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, § 296-17-855, filed 11/29/99, effective 12/31/99; 98-24-094, § 296-17-855, filed 12/1/98, effective 1/1/99; 97-24-062, § 296-17-855, filed 12/1/97, effective 1/1/98; 96-24-063, § 296-17-855, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, § 296-17-855, filed 11/20/95, effective 1/1/96; 94-24-007, § 296-17-855, filed 11/28/94, effective 1/1/95; 93-24-114, § 296-17-855, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 93-12-093, § 296-17-855, filed 5/31/93, effective 7/1/93; 92-24-063, § 296-17-855, filed 11/30/92, effective 1/1/93; 91-24-053, § 296-17-855, filed 11/27/91, effective 1/1/92; 90-24-042, § 296-17-855, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), § 296-17-855, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), § 296-17-855, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), § 296-17-855, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), § 296-17-855, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), § 296-17-855, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), § 296-17-855, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), § 296-17-855, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), § 296-17-855, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), § 296-17-855, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), § 296-17-855, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), § 296-17-855, filed 11/30/79, effective 1/1/80; Order 77-27, § 296-17-855, filed 11/30/77, effective 1/1/78; Order 74-40, § 296-17-855, filed 11/27/74, effective 1/1/75; Order 73-22, § 296-17-855, filed 11/9/73, effective 1/1/74.]
(1) Acquiring entity retains all rating experience associated with the firm (business), or portion thereof, being acquired. The selling entity shall revert to an experience factor of unity (1.0000) until such time as it may requalify for experience rating or unless another treatment is specified in these rules.
(2) If the acquiring entity already has an experience factor, it shall be assigned a weighted average of its existing experience factor and the acquired experience factor. Weights will be based on expected losses. In the event the acquiring entity does not have an existing experience factor, it shall be assigned an experience factor developed from the past experience of the firm (business) or portion thereof being acquired.
(3) If the past experience of the firm (business) cannot be segregated between the operations remaining with the selling entity and the operations being taken over by the acquiring entity, then the entire experience of the firm (business) shall remain with the selling entity. In the event that the past experience can be segregated, the following shall apply:
(a) Separate experience factors shall be calculated for each portion of the firm (business) being sold using the experience rating procedures in WAC 296-17-855 through 296-17-870.
(b) Both experience factors shall be increased or decreased in the same proportion, if necessary, so that their weighted average is the same as the selling entity's experience factor prior to the sale or change.
(c) The selling entity shall be assigned the experience factor for the experience it is retaining.
(d) The experience factor developed in (a) and (b) of this subsection shall be used in accordance with subsection (2) of this section.
[Statutory Authority: RCW 51.04.020(1) and 51.16.035. 90-20-092, § 296-17-87305, filed 10/1/90, effective 11/1/90; 89-24-051 (Order 89-22), § 296-17-87305, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035. 83-24-017 (Order 83-36), § 296-17-87305, filed 11/30/83, effective 1/1/84. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), § 296-17-87305, filed 11/30/79, effective 1/1/80.]
CLAIM VALUE | PRIMARY LOSS |
|
(( |
||
5,000 | 5,000 | |
10,000 | 10,000 | |
15,000 | 15,000 | |
20,112 | 20,112 | |
29,834 | 25,000 | |
44,627 | 30,000 | |
69,102 | 35,000 | |
100,000 | 38,627 | |
200,000 | 43,690 | |
222,141* | 44,268 | |
300,000 | 45,686 | |
400,000 | 46,754 | |
502,800** | 47,434 | |
1,000,000 | 47,434 |
[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010,
and 51.04.020(1). 06-24-054, § 296-17-875, filed 12/1/06,
effective 1/1/07. Statutory Authority: RCW 51.04.020,
51.16.035, and 51.32.073. 05-23-162, § 296-17-875, filed
11/22/05, effective 1/1/06; 04-24-025, § 296-17-875, filed
11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, §
296-17-875, filed 12/1/03, effective 1/1/04. Statutory
Authority: RCW 51.16.035, 51.32.073, 51.18.010, and
51.04.020(1). 02-24-029, § 296-17-875, filed 11/27/02,
effective 1/1/03. Statutory Authority: RCW 51.04.020,
51.16.035, 51.32.073, 51.18.010. 01-23-061, § 296-17-875,
filed 11/20/01, effective 1/1/02; 00-23-101, § 296-17-875,
filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, § 296-17-875,
filed 11/29/99, effective 12/31/99; 98-24-094, § 296-17-875,
filed 12/1/98, effective 1/1/99; 97-24-062, § 296-17-875,
filed 12/1/97, effective 1/1/98; 96-24-063, § 296-17-875,
filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, § 296-17-875, filed 11/20/95, effective
1/1/96; 94-24-007, § 296-17-875, filed 11/28/94, effective
1/1/95; 93-24-114, § 296-17-875, filed 12/1/93, effective
1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035.
92-24-063, § 296-17-875, filed 11/30/92, effective 1/1/93;
91-24-053, § 296-17-875, filed 11/27/91, effective 1/1/92;
90-24-042, § 296-17-875, filed 11/30/90, effective 1/1/91;
89-24-051 (Order 89-22), § 296-17-875, filed 12/1/89,
effective 1/1/90. Statutory Authority: RCW 51.16.035 and
51.04.020. 88-24-012 (Order 88-30), § 296-17-875, filed
12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), § 296-17-875, filed
12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), §
296-17-875, filed 11/26/86. Statutory Authority: RCW 51.16.035. 86-12-041 (Order 86-18), § 296-17-875, filed
5/30/86, effective 7/1/86; 85-24-032 (Order 85-33), §
296-17-875, filed 11/27/85, effective 1/1/86; 84-24-016 (Order
84-23), § 296-17-875, filed 11/28/84, effective 1/1/85;
83-24-017 (Order 83-36), § 296-17-875, filed 11/30/83,
effective 1/1/84; 82-24-047 (Order 82-38), § 296-17-875, filed
11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), §
296-17-875, filed 11/30/81, effective 1/1/82; 80-17-016 (Order
80-23), § 296-17-875, filed 11/13/80, effective 1/1/81.
Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086
(Order 79-18), § 296-17-875, filed 11/30/79, effective 1/1/80.
Statutory Authority: RCW 51.04.020(1) and 51.16.035.
78-12-043 (Order 78-23), § 296-17-875, filed 11/27/78,
effective 1/1/79; Order 77-27, § 296-17-875, filed 11/30/77,
effective 1/1/78; Order 76-36, § 296-17-875, filed 11/30/76;
Order 75-38, § 296-17-875, filed 11/24/75, effective 1/1/76;
Order 74-40, § 296-17-875, filed 11/27/74, effective 1/1/75;
Order 73-22, § 296-17-875, filed 11/9/73, effective 1/1/74.] PRIMARY AND EXCESS CREDIBILITY VALUES ((
[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010,
and 51.04.020(1). 06-24-054, § 296-17-880, filed 12/1/06,
effective 1/1/07. Statutory Authority: RCW 51.04.020,
51.16.035, and 51.32.073. 05-23-162, § 296-17-880, filed
11/22/05, effective 1/1/06; 04-24-025, § 296-17-880, filed
11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, §
296-17-880, filed 12/1/03, effective 1/1/04. Statutory
Authority: RCW 51.16.035, 51.32.073, 51.18.010, and
51.04.020(1). 02-24-029, § 296-17-880, filed 11/27/02,
effective 1/1/03. Statutory Authority: RCW 51.04.020,
51.16.035, 51.32.073, 51.18.010. 01-23-061, § 296-17-880,
filed 11/20/01, effective 1/1/02; 00-23-101, § 296-17-880,
filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, § 296-17-880,
filed 11/29/99, effective 12/31/99; 98-24-094, § 296-17-880,
filed 12/1/98, effective 1/1/99; 97-24-062, § 296-17-880,
filed 12/1/97, effective 1/1/98; 96-24-063, § 296-17-880,
filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, § 296-17-880, filed 11/20/95, effective
1/1/96; 94-24-007, § 296-17-880, filed 11/28/94, effective
1/1/95; 93-24-114, § 296-17-880, filed 12/1/93, effective
1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035.
92-24-063, § 296-17-880, filed 11/30/92, effective 1/1/93;
91-24-053, § 296-17-880, filed 11/27/91, effective 1/1/92;
90-24-042, § 296-17-880, filed 11/30/90, effective 1/1/91;
89-24-051 (Order 89-22), § 296-17-880, filed 12/1/89,
effective 1/1/90. Statutory Authority: RCW 51.16.035 and
51.04.020. 88-24-012 (Order 88-30), § 296-17-880, filed
12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), § 296-17-880, filed
12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), §
296-17-880, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), § 296-17-880, filed
11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), §
296-17-880, filed 11/28/84, effective 1/1/85; 83-24-017 (Order
83-36), § 296-17-880, filed 11/30/83, effective 1/1/84;
82-24-047 (Order 82-38), § 296-17-880, filed 11/29/82,
effective 1/1/83; 81-24-042 (Order 81-30), § 296-17-880, filed
11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), §
296-17-880, filed 11/13/80, effective 1/1/81. Statutory
Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order
79-18), § 296-17-880, filed 11/30/79, effective 1/1/80.
Statutory Authority: RCW 51.04.020(1) and 51.16.035.
78-12-043 (Order 78-23), § 296-17-880, filed 11/27/78,
effective 1/1/79; Order 77-27, § 296-17-880, filed 11/30/77,
effective 1/1/78; Order 76-36, § 296-17-880, filed 11/30/76;
Order 75-38, § 296-17-880, filed 11/24/75, effective 1/1/76;
Order 74-40, § 296-17-880, filed 11/27/74, effective 1/1/75;
Order 73-22, § 296-17-880, filed 11/9/73, effective 1/1/74.]
*
Average death value
**
Maximum claim value
AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06,
effective 1/1/07)
WAC 296-17-880
Table II.
Effective January 1, ((2007)) 2008
Maximum Claim Value = $ ((489,000)) 502,800
Average Death Value = $ ((191,760)) 222,141
((
Expected LossesPrimary
CredibilityExcess
Credibility1-7,12712%7%7,128-7,60713%7%7,608-8,09414%7%8,095-8,58615%7%8,587-9,08316%7%9,084-9,58817%7%9,589-10,09818%7%10,099-10,61519%7%10,616-11,13920%7%11,140-11,67021%7%11,671-12,20922%7%12,210-12,75523%7%12,756-13,31024%7%13,311-13,87425%7%13,875-14,44626%7%14,447-15,02727%7%15,028-15,61928%7%15,620-16,22129%7%16,222-16,83430%7%16,835-17,45931%7%17,460-18,09632%7%18,097-18,74633%7%18,747-19,41034%7%19,411-20,08835%7%20,089-20,78336%7%20,784-21,49537%7%21,496-22,22638%7%22,227-22,97639%7%22,977-23,74840%7%23,749-24,54341%7%24,544-25,36542%7%25,366-26,21543%7%26,216-27,09744%7%27,098-28,01545%7%28,016-28,97346%7%28,974-29,97847%7%29,979-31,03648%7%31,037-32,15849%7%32,159-33,35750%7%33,358-34,65051%7%34,651-36,06652%7%36,067-37,64653%7%37,647-37,80754%7%37,808-39,46654%8%39,467-41,68755%8%41,688-63,09256%8%63,093-69,54057%8%69,541-99,32857%9%99,329-102,30657%10%102,307-129,29958%10%129,300-141,52058%11%141,521-159,45759%11%159,458-180,73259%12%180,733-189,79960%12%189,800-219,94660%13%219,947-220,33161%13%220,332-251,05361%14%251,054-259,16061%15%259,161-281,96862%15%281,969-298,37362%16%298,374-313,07763%16%313,078-337,58763%17%337,588-344,38164%17%344,382-375,88264%18%375,883-376,80064%19%376,801-407,58465%19%407,585-416,01365%20%416,014-439,48766%20%439,488-455,22766%21%455,228-471,59367%21%471,594-494,44167%22%494,442-503,90468%22%503,905-533,65468%23%533,655-536,42269%23%536,423-569,15069%24%569,151-572,86769%25%572,868-602,08970%25%602,090-612,08170%26%612,082-635,24171%26%635,242-651,29571%27%651,296-668,60972%27%668,610-690,50872%28%690,509-702,19473%28%702,195-729,72273%29%729,723-735,99874%29%735,999-768,93574%30%768,936-770,02575%30%770,026-804,27675%31%804,277-808,14875%32%808,149-838,75376%32%838,754-847,36276%33%847,363-873,45877%33%873,459-886,57677%34%886,577-908,39478%34%908,395-925,78978%35%925,790-943,56379%35%943,564-965,00279%36%965,003-978,96780%36%978,968-1,004,21680%37%1,004,217-1,014,60981%37%1,014,610-1,043,42981%38%1,043,430-1,050,49182%38%1,050,492-1,082,64382%39%1,082,644-1,086,61783%39%1,086,618-1,121,85783%40%1,121,858-1,122,98784%40%1,122,988-1,159,60484%41%1,159,605-1,161,06984%42%1,161,070-1,196,47185%42%1,196,472-1,200,28385%43%1,200,284-1,233,59286%43%1,233,593-1,239,49786%44%1,239,498-1,270,96787%44%1,270,968-1,278,71187%45%1,278,712-1,308,60188%45%1,308,602-1,317,92388%46%1,317,924-1,346,49589%46%1,346,496-1,357,13789%47%1,357,138-1,384,65290%47%1,384,653-1,396,35190%48%1,396,352-1,423,07691%48%1,423,077-1,435,56491%49%1,435,565-1,461,76892%49%1,461,769-1,474,77892%50%1,474,779-1,500,73293%50%1,500,733-1,513,99193%51%1,513,992-1,539,97194%51%1,539,972-1,553,20494%52%1,553,205-1,579,48795%52%1,579,488-1,592,41895%53%1,592,419-1,619,28396%53%1,619,284-1,631,63296%54%1,631,633-1,659,36297%54%1,659,363-1,670,84597%55%1,670,846-1,699,72998%55%1,699,730-1,710,05898%56%1,710,059-1,740,38599%56%1,740,386-1,749,27299%57%1,749,273-1,781,334100%57%1,781,335-1,822,578100%58%1,822,579-1,864,121100%59%1,864,122-1,905,967100%60%1,905,968-1,948,118100%61%1,948,119-1,990,579100%62%1,990,580-2,033,351100%63%2,033,352-2,076,439100%64%2,076,440-2,119,847100%65%2,119,848-2,163,579100%66%2,163,580-2,207,637100%67%2,207,638-2,252,024100%68%2,252,025-2,296,746100%69%2,296,747-2,341,805100%70%2,341,806-2,387,206100%71%2,387,207-2,432,953100%72%2,432,954-2,479,048100%73%2,479,049-2,525,498100%74%2,525,499-2,572,305100%75%2,572,306-2,619,473100%76%2,619,474-2,667,008100%77%2,667,009-2,714,913100%78%2,714,914-2,763,192100%79%2,763,193-2,811,850100%80%2,811,851-2,860,892100%81%2,860,893-2,910,321100%82%2,910,322-2,960,143100%83%2,960,144-3,010,362100%84%3,010,363-3,060,983100%85%3,060,984-99,999,999100%86%))Expected Losses
Primary
Credibility
Excess
Credibility
1
-
7,329
12%
7%
7,330
-
7,822
13%
7%
7,823
-
8,323
14%
7%
8,324
-
8,829
15%
7%
8,830
-
9,340
16%
7%
9,341
-
9,859
17%
7%
9,860
-
10,384
18%
7%
10,385
-
10,915
19%
7%
10,916
-
11,454
20%
7%
11,455
-
12,000
21%
7%
12,001
-
12,555
22%
7%
12,556
-
13,116
23%
7%
13,117
-
13,687
24%
7%
13,688
-
14,267
25%
7%
14,268
-
14,855
26%
7%
14,856
-
15,452
27%
7%
15,453
-
16,061
28%
7%
16,062
-
16,680
29%
7%
16,681
-
17,310
30%
7%
17,311
-
17,953
31%
7%
17,954
-
18,608
32%
7%
18,609
-
19,277
33%
7%
19,278
-
19,959
34%
7%
19,960
-
20,657
35%
7%
20,658
-
21,371
36%
7%
21,372
-
22,103
37%
7%
22,104
-
22,855
38%
7%
22,856
-
23,626
39%
7%
23,627
-
24,420
40%
7%
24,421
-
25,238
41%
7%
25,239
-
26,083
42%
7%
26,084
-
26,957
43%
7%
26,958
-
27,864
44%
7%
27,865
-
28,808
45%
7%
28,809
-
29,793
46%
7%
29,794
-
30,826
47%
7%
30,827
-
31,914
48%
7%
31,915
-
33,068
49%
7%
33,069
-
34,301
50%
7%
34,302
-
35,631
51%
7%
35,632
-
37,087
52%
7%
37,088
-
38,711
53%
7%
38,712
-
38,877
54%
7%
38,878
-
40,583
54%
8%
40,584
-
42,867
55%
8%
42,868
-
64,878
56%
8%
64,879
-
71,508
57%
8%
71,509
-
102,139
57%
9%
102,140
-
105,201
57%
10%
105,202
-
132,958
58%
10%
132,959
-
145,525
58%
11%
145,526
-
163,970
59%
11%
163,971
-
185,847
59%
12%
185,848
-
195,170
60%
12%
195,171
-
226,171
60%
13%
226,172
-
226,566
61%
13%
226,567
-
258,158
61%
14%
258,159
-
266,494
61%
15%
266,495
-
289,948
62%
15%
289,949
-
306,817
62%
16%
306,818
-
321,937
63%
16%
321,938
-
347,141
63%
17%
347,142
-
354,127
64%
17%
354,128
-
386,519
64%
18%
386,520
-
387,463
64%
19%
387,464
-
419,119
65%
19%
419,120
-
427,786
65%
20%
427,787
-
451,925
66%
20%
451,926
-
468,110
66%
21%
468,111
-
484,939
67%
21%
484,940
-
508,434
67%
22%
508,435
-
518,165
68%
22%
518,166
-
548,756
68%
23%
548,757
-
551,603
69%
23%
551,604
-
585,257
69%
24%
585,258
-
589,079
69%
25%
589,080
-
619,128
70%
25%
619,129
-
629,403
70%
26%
629,404
-
653,218
71%
26%
653,219
-
669,727
71%
27%
669,728
-
687,531
72%
27%
687,532
-
710,049
72%
28%
710,050
-
722,066
73%
28%
722,067
-
750,373
73%
29%
750,374
-
756,827
74%
29%
756,828
-
790,696
74%
30%
790,697
-
791,817
75%
30%
791,818
-
827,037
75%
31%
827,038
-
831,019
75%
32%
831,020
-
862,490
76%
32%
862,491
-
871,342
76%
33%
871,343
-
898,177
77%
33%
898,178
-
911,666
77%
34%
911,667
-
934,102
78%
34%
934,103
-
951,989
78%
35%
951,990
-
970,266
79%
35%
970,267
-
992,312
79%
36%
992,313
-
1,006,672
80%
36%
1,006,673
-
1,032,635
80%
37%
1,032,636
-
1,043,322
81%
37%
1,043,323
-
1,072,958
81%
38%
1,072,959
-
1,080,220
82%
38%
1,080,221
-
1,113,282
82%
39%
1,113,283
-
1,117,368
83%
39%
1,117,369
-
1,153,606
83%
40%
1,153,607
-
1,154,768
84%
40%
1,154,769
-
1,192,421
84%
41%
1,192,422
-
1,193,927
84%
42%
1,193,928
-
1,230,331
85%
42%
1,230,332
-
1,234,251
85%
43%
1,234,252
-
1,268,503
86%
43%
1,268,504
-
1,274,575
86%
44%
1,274,576
-
1,306,935
87%
44%
1,306,936
-
1,314,899
87%
45%
1,314,900
-
1,345,634
88%
45%
1,345,635
-
1,355,220
88%
46%
1,355,221
-
1,384,601
89%
46%
1,384,602
-
1,395,544
89%
47%
1,395,545
-
1,423,838
90%
47%
1,423,839
-
1,435,868
90%
48%
1,435,869
-
1,463,349
91%
48%
1,463,350
-
1,476,190
91%
49%
1,476,191
-
1,503,136
92%
49%
1,503,137
-
1,516,514
92%
50%
1,516,515
-
1,543,203
93%
50%
1,543,204
-
1,556,837
93%
51%
1,556,838
-
1,583,552
94%
51%
1,583,553
-
1,597,160
94%
52%
1,597,161
-
1,624,187
95%
52%
1,624,188
-
1,637,483
95%
53%
1,637,484
-
1,665,109
96%
53%
1,665,110
-
1,677,807
96%
54%
1,677,808
-
1,706,322
97%
54%
1,706,323
-
1,718,130
97%
55%
1,718,131
-
1,747,831
98%
55%
1,747,832
-
1,758,453
98%
56%
1,758,454
-
1,789,638
99%
56%
1,789,639
-
1,798,776
99%
57%
1,798,777
-
1,831,746
100%
57%
1,831,747
-
1,874,157
100%
58%
1,874,158
-
1,916,876
100%
59%
1,916,877
-
1,959,906
100%
60%
1,959,907
-
2,003,250
100%
61%
2,003,251
-
2,046,912
100%
62%
2,046,913
-
2,090,895
100%
63%
2,090,896
-
2,135,202
100%
64%
2,135,203
-
2,179,839
100%
65%
2,179,840
-
2,224,808
100%
66%
2,224,809
-
2,270,113
100%
67%
2,270,114
-
2,315,756
100%
68%
2,315,757
-
2,361,744
100%
69%
2,361,745
-
2,408,078
100%
70%
2,408,079
-
2,454,764
100%
71%
2,454,765
-
2,501,806
100%
72%
2,501,807
-
2,549,205
100%
73%
2,549,206
-
2,596,970
100%
74%
2,596,971
-
2,645,101
100%
75%
2,645,102
-
2,693,604
100%
76%
2,693,605
-
2,742,484
100%
77%
2,742,485
-
2,791,745
100%
78%
2,791,746
-
2,841,390
100%
79%
2,841,391
-
2,891,425
100%
80%
2,891,426
-
2,941,855
100%
81%
2,941,856
-
2,992,683
100%
82%
2,992,684
-
3,043,915
100%
83%
3,043,916
-
3,095,555
100%
84%
3,095,556
-
3,147,609
100%
85%
3,147,610
Over
100%
86%
TABLE IIA
PRIMARY AND EXCESS CREDIBILITY VALUES
Effective January 1, 2007, to December 31, 2007
Maximum Claim Value = $ 489,000
Average Death Value = $ 191,760
Expected LossesPrimary
CredibilityExcess
Credibility1-900.10%0.00%91-1790.20%0.00%180-2690.30%0.00%270-3600.40%0.00%361-4500.50%0.00%451-5400.60%0.00%541-6310.70%0.00%632-7220.80%0.00%723-8130.90%0.00%814-9501.00%0.00%951-1,1331.20%0.00%1,134-1,3171.40%0.00%1,318-1,5021.60%0.00%1,503-1,6871.80%0.00%1,688-1,8732.00%0.00%1,874-2,0602.20%0.00%2,061-2,2482.40%0.00%2,249-2,4372.60%0.00%2,438-2,6262.80%0.00%2,627-2,8163.00%0.00%2,817-3,0073.20%0.00%3,008-3,1983.40%0.00%3,199-3,3913.60%0.00%3,392-3,5843.80%0.00%3,585-3,7784.00%0.00%3,779-3,9734.20%0.00%3,974-4,1684.40%0.00%4,169-4,3654.60%0.00%4,366-4,5624.80%0.00%4,563-4,7605.00%0.00%4,761-4,9595.20%0.00%4,960-5,1595.40%0.00%5,160-5,3605.60%0.00%5,361-5,5615.80%0.00%5,562-5,7636.00%0.00%5,764-5,9666.20%0.00%5,967-6,1706.40%0.00%6,171-6,3756.60%0.00%6,376-6,5816.80%0.00%6,582-6,7887.00%0.00%6,789-6,9957.20%0.00%6,996-7,2047.40%0.00%7,205-7,4137.60%0.00%7,414-7,6247.80%0.00%7,625-7,8358.00%0.00%7,836-8,0478.20%0.00%8,048-8,2608.40%0.00%8,261-8,4748.60%0.00%8,475-8,6898.80%0.00%8,690-8,9059.00%0.00%8,906-9,1229.20%0.00%9,123-9,3409.40%0.00%9,341-9,5599.60%0.00%9,560-9,7789.80%0.00%9,779-9,99910.00%0.00%10,000-10,22110.20%0.00%10,222-10,44410.40%0.00%10,445-10,61310.60%0.00%10,614-10,78310.80%0.10%10,784-11,00611.00%0.10%11,007-11,23111.20%0.10%11,232-11,45611.40%0.10%11,457-11,68311.60%0.10%11,684-11,91011.80%0.10%11,911-12,13912.00%0.10%12,140-12,36812.20%0.10%12,369-12,59912.40%0.10%12,600-12,83112.60%0.10%12,832-13,06412.80%0.10%13,065-13,29713.00%0.10%13,298-13,53213.20%0.10%13,533-13,76813.40%0.10%13,769-14,00513.60%0.10%14,006-14,24413.80%0.10%14,245-14,48314.00%0.10%14,484-14,72314.20%0.10%14,724-14,96514.40%0.10%14,966-15,20814.60%0.10%15,209-15,45114.80%0.10%15,452-15,69615.00%0.10%15,697-15,94215.20%0.20%15,943-16,18915.40%0.20%16,190-16,43815.60%0.20%16,439-16,68715.80%0.20%16,688-16,93816.00%0.20%16,939-17,19116.20%0.20%17,192-17,44416.40%0.20%17,445-17,69816.60%0.20%17,699-17,95416.80%0.20%17,955-18,21117.00%0.20%18,212-18,46917.20%0.20%18,470-18,72817.40%0.20%18,729-18,98917.60%0.20%18,990-19,25117.80%0.20%19,252-19,51418.00%0.20%19,515-19,77918.20%0.20%19,780-20,04418.40%0.20%20,045-20,31118.60%0.20%20,312-20,58018.80%0.20%20,581-20,84919.00%0.20%20,850-21,12019.20%0.20%21,121-21,28419.40%0.20%21,285-21,44819.60%0.40%21,449-21,72019.80%0.40%21,721-21,99420.00%0.40%21,995-22,26920.20%0.40%22,270-22,54620.40%0.40%22,547-22,82320.60%0.40%22,824-23,10220.80%0.40%23,103-23,38321.00%0.40%23,384-23,66621.20%0.40%23,667-23,94921.40%0.40%23,950-24,23421.60%0.40%24,235-24,52121.80%0.40%24,522-24,80922.00%0.40%24,810-25,09822.20%0.40%25,099-25,38922.40%0.40%25,390-25,68122.60%0.50%25,682-25,97522.80%0.50%25,976-26,27023.00%0.50%26,271-26,56723.20%0.50%26,568-26,86623.40%0.50%26,867-27,16623.60%0.50%27,167-27,46823.80%0.50%27,469-27,77124.00%0.50%27,772-28,07624.20%0.50%28,077-28,38324.40%0.50%28,384-28,69124.60%0.50%28,692-29,00024.80%0.50%29,001-29,31225.00%0.50%29,313-29,62525.20%0.50%29,626-29,94025.40%0.50%29,941-30,25625.60%0.50%30,257-30,57425.80%0.50%30,575-30,89426.00%0.50%30,895-31,21626.20%0.50%31,217-31,53926.40%0.50%31,540-31,86426.60%0.50%31,865-32,02626.80%0.50%32,027-32,18827.00%0.80%32,189-32,51527.20%0.80%32,516-32,84427.40%0.80%32,845-33,17527.60%0.80%33,176-33,50727.80%0.80%33,508-33,84228.00%0.80%33,843-34,17828.20%0.80%34,179-34,51628.40%0.90%34,517-34,85728.60%0.90%34,858-35,19928.80%0.90%35,200-35,54229.00%0.90%35,543-35,88829.20%0.90%35,889-36,23629.40%0.90%36,237-36,58629.60%0.90%36,587-36,93829.80%0.90%36,939-37,29130.00%0.90%37,292-37,64730.20%0.90%37,648-38,00530.40%0.90%38,006-38,36530.60%0.90%38,366-38,72730.80%0.90%38,728-39,09131.00%0.90%39,092-39,45731.20%0.90%39,458-39,82631.40%0.90%39,827-40,19631.60%0.90%40,197-40,56931.80%1.00%40,570-40,94432.00%1.00%40,945-41,32132.20%1.00%41,322-41,70032.40%1.00%41,701-42,08232.60%1.00%42,083-42,46632.80%1.00%42,467-42,85233.00%1.00%42,853-43,01633.20%1.00%43,017-43,18133.40%1.30%43,182-43,57033.60%1.30%43,571-43,96233.80%1.40%43,963-44,35634.00%1.40%44,357-44,75234.20%1.40%44,753-45,15134.40%1.40%45,152-45,55234.60%1.40%45,553-45,95634.80%1.40%45,957-46,36235.00%1.40%46,363-46,77035.20%1.40%46,771-47,18135.40%1.40%47,182-47,59535.60%1.40%47,596-48,01135.80%1.40%48,012-48,43036.00%1.40%48,431-48,85236.20%1.40%48,853-49,27636.40%1.50%49,277-49,70236.60%1.50%49,703-50,13236.80%1.50%50,133-50,56437.00%1.50%50,565-50,99937.20%1.50%51,000-51,43737.40%1.50%51,438-51,87737.60%1.50%51,878-52,32137.80%1.50%52,322-52,76738.00%1.50%52,768-53,21638.20%1.50%53,217-53,66838.40%1.50%53,669-54,12338.60%1.50%54,124-54,29638.80%1.60%54,297-54,46939.00%1.90%54,470-54,92939.20%2.00%54,930-55,39139.40%2.00%55,392-55,85639.60%2.00%55,857-56,32439.80%2.00%56,325-56,79640.00%2.00%56,797-57,27140.20%2.00%57,272-57,74940.40%2.00%57,750-58,23040.60%2.00%58,231-58,71440.80%2.00%58,715-59,20241.00%2.00%59,203-59,69341.20%2.10%59,694-60,18741.40%2.10%60,188-60,68541.60%2.10%60,686-61,18641.80%2.10%61,187-61,69042.00%2.10%61,691-62,19842.20%2.10%62,199-62,71042.40%2.10%62,711-63,22642.60%2.10%63,227-63,74442.80%2.10%63,745-64,26643.00%2.10%64,267-64,79243.20%2.20%64,793-65,32243.40%2.20%65,323-65,50843.60%2.20%65,509-65,69443.80%2.60%65,695-66,23044.00%2.60%66,231-66,77044.20%2.60%66,771-67,31344.40%2.70%67,314-67,86044.60%2.70%67,861-68,41144.80%2.70%68,412-68,96645.00%2.70%68,967-69,52645.20%2.70%69,527-70,08945.40%2.70%70,090-70,65645.60%2.70%70,657-71,22845.80%2.70%71,229-71,80446.00%2.80%71,805-72,38446.20%2.80%72,385-72,96946.40%2.80%72,970-73,55846.60%2.80%73,559-74,15146.80%2.80%74,152-74,74847.00%2.80%74,749-75,35147.20%2.80%75,352-75,95847.40%2.80%75,959-76,56947.60%2.90%76,570-77,18647.80%2.90%77,187-77,39148.00%2.90%77,392-77,59848.20%3.40%77,599-78,22248.40%3.40%78,223-78,85148.60%3.40%78,852-79,48448.80%3.40%79,485-80,12349.00%3.40%80,124-80,76749.20%3.40%80,768-81,41649.40%3.50%81,417-82,07049.60%3.50%82,071-82,72949.80%3.50%82,730-83,39450.00%3.50%83,395-84,06350.20%3.50%84,064-84,73850.40%3.50%84,739-85,41950.60%3.50%85,420-86,10650.80%3.60%86,107-86,79851.00%3.60%86,799-87,49551.20%3.60%87,496-88,19851.40%3.60%88,199-88,90751.60%3.60%88,908-89,13851.80%3.60%89,139-89,37252.00%4.20%89,373-90,09152.20%4.20%90,092-90,81652.40%4.20%90,817-91,54852.60%4.20%91,549-92,28552.80%4.20%92,286-93,02953.00%4.20%93,030-93,77953.20%4.30%93,780-94,53653.40%4.30%94,537-95,29953.60%4.30%95,300-96,06953.80%4.30%96,070-96,84554.00%4.30%96,846-97,62954.20%4.30%97,630-98,41954.40%4.30%98,420-99,21654.60%4.40%99,217-100,02054.80%4.40%100,021-100,83255.00%4.40%100,833-101,09555.20%4.40%101,096-101,36255.40%5.00%101,363-102,18655.60%5.00%102,187-103,01855.80%5.00%103,019-103,85856.00%5.00%103,859-104,70556.20%5.10%104,706-105,56056.40%5.10%105,561-106,42256.60%5.10%106,423-107,29356.80%5.10%107,294-108,17257.00%5.10%108,173-109,05957.20%5.10%109,060-109,95457.40%5.20%109,955-110,85857.60%5.20%110,859-111,77157.80%5.20%111,772-112,69258.00%5.20%112,693-112,99558.20%5.20%112,996-113,30258.40%5.80%113,303-114,23958.60%5.90%114,240-115,18658.80%5.90%115,187-116,14259.00%5.90%116,143-117,10759.20%5.90%117,108-118,08259.40%5.90%118,083-119,06659.60%6.00%119,067-120,06159.80%6.00%120,062-121,06560.00%6.00%121,066-122,07960.20%6.00%122,080-123,10460.40%6.00%123,105-124,13960.60%6.10%124,140-125,18560.80%6.10%125,186-125,53761.00%6.10%125,538-125,89461.20%6.70%125,895-126,96061.40%6.70%126,961-128,03861.60%6.80%128,039-129,12661.80%6.80%129,127-130,22662.00%6.80%130,227-131,33862.20%6.80%131,339-132,46262.40%6.90%132,463-133,59862.60%6.90%133,599-134,74662.80%6.90%134,747-135,90763.00%6.90%135,908-137,08063.20%6.90%137,081-137,48563.40%7.00%137,486-137,89763.60%7.60%137,898-139,09663.80%7.70%139,097-140,30864.00%7.70%140,309-141,53364.20%7.70%141,534-142,77364.40%7.70%142,774-144,02664.60%7.70%144,027-145,29464.80%7.80%145,295-146,57665.00%7.80%146,577-147,87365.20%7.80%147,874-149,18565.40%7.80%149,186-150,51265.60%7.90%150,513-150,98865.80%7.90%150,989-151,47266.00%8.60%151,473-152,83166.20%8.60%152,832-154,20666.40%8.60%154,207-155,59766.60%8.70%155,598-157,00666.80%8.70%157,007-158,43267.00%8.70%158,433-159,87567.20%8.70%159,876-161,33567.40%8.80%161,336-162,81467.60%8.80%162,815-163,36367.80%8.80%163,364-163,92168.00%9.50%163,922-165,43968.20%9.50%165,440-166,97568.40%9.60%166,976-168,53168.60%9.60%168,532-170,10868.80%9.60%170,109-171,70469.00%9.70%171,705-173,32169.20%9.70%173,322-174,96069.40%9.70%174,961-176,62069.60%9.70%176,621-177,26269.80%9.80%177,263-177,91670.00%10.50%177,917-179,62470.20%10.50%179,625-181,35470.40%10.60%181,355-183,10870.60%10.60%183,109-184,88770.80%10.60%184,888-186,69071.00%10.60%186,691-188,51771.20%10.70%188,518-189,24571.40%10.70%189,246-189,98971.60%11.40%189,990-191,87371.80%11.50%191,874-193,78372.00%11.50%193,784-195,72272.20%11.50%195,723-197,68972.40%11.60%197,690-199,68472.60%11.60%199,685-201,70972.80%11.60%201,710-203,76373.00%11.70%203,764-204,61773.20%11.70%204,618-205,49073.40%12.50%205,491-207,61373.60%12.50%207,614-209,76973.80%12.50%209,770-211,95874.00%12.60%211,959-214,18274.20%12.60%214,183-216,44074.40%12.60%216,441-217,40974.60%12.70%217,410-218,40074.80%13.50%218,401-220,73975.00%13.50%220,740-223,11675.20%13.50%223,117-225,53275.40%13.60%225,533-227,98775.60%13.60%227,988-230,48375.80%13.60%230,484-231,59276.00%13.70%231,593-232,72776.20%14.50%232,728-235,31976.40%14.50%235,320-237,95676.60%14.50%237,957-240,63876.80%14.60%240,639-243,36777.00%14.60%243,368-244,61577.20%14.70%244,616-245,89577.40%15.50%245,896-248,73777.60%15.50%248,738-251,62977.80%15.60%251,630-254,57478.00%15.60%254,575-257,57478.20%15.60%257,575-258,99078.40%15.70%258,991-260,44478.60%16.50%260,445-263,57678.80%16.50%263,577-266,76779.00%16.60%266,768-270,01979.20%16.60%270,020-273,33679.40%16.70%273,337-274,95579.60%16.70%274,956-276,61979.80%17.50%276,620-280,09280.00%17.60%280,093-283,63580.20%17.60%283,636-287,25180.40%17.70%287,252-289,06480.60%17.70%289,065-290,93180.80%18.60%290,932-294,72981.00%18.60%294,730-298,60881.20%18.70%298,609-302,57181.40%18.70%302,572-304,61581.60%18.80%304,616-306,72181.80%19.60%306,722-310,89782.00%19.70%310,898-315,16782.20%19.70%315,168-319,53482.40%19.80%319,535-321,85782.60%19.80%321,858-324,25482.80%20.70%324,255-328,87283.00%20.70%328,873-333,60183.20%20.80%333,602-336,17183.40%20.80%336,172-338,82683.60%21.70%338,827-343,84283.80%21.80%343,843-348,98584.00%21.80%348,986-351,84684.20%21.90%351,847-354,80584.40%22.80%354,806-360,28084.60%22.80%360,281-365,89984.80%22.90%365,900-369,10285.00%22.90%369,103-372,42185.20%23.80%372,422-378,42785.40%23.90%378,428-384,59985.60%24.00%384,600-388,20985.80%24.00%388,210-391,95586.00%24.90%391,956-398,58186.20%25.00%398,582-402,52386.40%25.00%402,524-406,61986.60%26.00%406,620-413,75786.80%26.00%413,758-421,11687.00%26.10%421,117-425,61587.20%26.10%425,616-430,29987.40%27.10%430,300-438,26987.60%27.10%438,270-443,23487.80%27.20%443,235-448,41388.00%28.10%448,414-457,08288.20%28.20%457,083-462,59288.40%28.30%462,593-468,34888.60%29.20%468,349-474,22388.80%29.30%474,224-480,37089.00%30.20%480,371-490,40889.20%30.30%490,409-496,99689.40%30.40%496,997-503,90389.60%31.30%503,904-514,98089.80%31.40%514,981-522,40890.00%31.50%522,409-530,21490.20%32.50%530,215-538,23290.40%32.50%538,233-546,67490.60%33.50%546,675-555,36290.80%33.60%555,363-564,52791.00%34.60%564,528-573,97691.20%34.60%573,977-583,96791.40%35.60%583,968-594,28991.60%35.70%594,290-605,22791.80%36.70%605,228-616,55692.00%36.80%616,557-628,59292.20%37.80%628,593-641,08992.40%37.90%641,090-654,40492.60%38.90%654,405-668,26892.80%39.00%668,269-690,82993.00%40.00%690,830-713,39093.30%41.10%713,391-737,95393.60%42.10%737,954-763,12394.00%43.20%763,124-788,92494.20%44.30%788,925-815,38094.50%45.40%815,381-842,51794.80%46.40%842,518-870,36495.00%47.50%870,365-898,94995.30%48.60%898,950-928,30495.50%49.70%928,305-958,46095.70%50.70%958,461-989,45195.90%51.80%989,452-1,021,31596.10%52.90%1,021,316-1,054,09196.30%54.00%1,054,092-1,087,81896.50%55.00%1,087,819-1,122,54096.70%56.10%1,122,541-1,158,30296.90%57.20%1,158,303-1,195,15597.00%58.20%1,195,156-1,233,14897.20%59.30%1,233,149-1,272,33997.40%60.40%1,272,340-1,312,78597.50%61.40%1,312,786-1,354,54997.60%62.50%1,354,550-1,397,69997.80%63.60%1,397,700-1,442,30697.90%64.60%1,442,307-1,488,44698.00%65.70%1,488,447-1,536,20398.10%66.70%1,536,204-1,585,66498.30%67.80%1,585,665-1,636,92398.40%68.90%1,636,924-1,690,08398.50%69.90%1,690,084-1,745,25498.60%71.00%1,745,255-1,802,55298.70%72.00%1,802,553-1,862,10698.70%73.10%1,862,107-1,924,05598.80%74.10%1,924,056-1,988,54898.90%75.20%1,988,549-2,055,74799.00%76.20%2,055,748-2,125,82999.10%77.30%2,125,830-2,198,98799.10%78.30%2,198,988-2,275,42899.20%79.40%2,275,429-2,355,38499.30%80.40%2,355,385-2,439,10499.30%81.50%2,439,105-2,526,86599.40%82.50%2,526,866-2,618,96899.40%83.50%2,618,969-2,715,74999.50%84.60%2,715,750-2,817,57799.50%85.60%2,817,578-2,924,86099.60%86.60%2,924,861-3,038,05499.60%87.70%3,038,055-3,157,66699.70%88.70%3,157,667-3,284,26099.70%89.80%3,284,261-3,418,47399.80%90.80%3,418,474-3,561,01899.80%91.80%3,561,019-3,712,70299.80%92.80%3,712,703-3,874,43899.90%93.90%3,874,439-4,047,26699.90%94.90%4,047,267-4,232,37699.90%95.90%4,232,377-4,431,13299.90%96.90%4,431,133-4,645,107100.00%98.00%4,645,108-4,876,129100.00%99.00%4,876,130 & Over100.00%100.00%))
AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06,
effective 1/1/07)
WAC 296-17-890
Table IV.
for firms with no compensable accidents:
Effective ((1/1/2007)) 1/1/2008
(( |
||||
Expected Loss Range | Maximum Experience Modification | |||
1 | - | 6,636 | 0.90 | |
6,637 | - | 8,104 | 0.89 | |
8,105 | - | 8,977 | 0.88 | |
8,978 | - | 9,785 | 0.87 | |
9,786 | - | 10,637 | 0.86 | |
10,638 | - | 11,530 | 0.85 | |
11,531 | - | 12,316 | 0.84 | |
12,317 | - | 13,113 | 0.83 | |
13,114 | - | 13,944 | 0.82 | |
13,945 | - | 14,808 | 0.81 | |
14,809 | - | 15,706 | 0.80 | |
15,707 | - | 16,638 | 0.79 | |
16,639 | - | 17,606 | 0.78 | |
17,607 | - | 18,608 | 0.77 | |
18,609 | - | 19,646 | 0.76 | |
19,647 | - | 20,719 | 0.75 | |
20,720 | - | 21,828 | 0.74 | |
21,829 | - | 22,973 | 0.73 | |
22,974 | - | 24,156 | 0.72 | |
24,157 | - | 25,374 | 0.71 | |
25,375 | - | 26,631 | 0.70 | |
26,632 | - | 27,924 | 0.69 | |
27,925 | - | 29,254 | 0.68 | |
29,255 | - | 30,623 | 0.67 | |
30,624 | - | 32,027 | 0.66 | |
32,028 | - | 33,471 | 0.65 | |
33,472 | - | 35,721 | 0.64 | |
35,722 | - | 38,782 | 0.63 | |
38,783 | - | 42,319 | 0.62 | |
42,320 | - | 49,197 | 0.61 | |
49,198 | Over | 0.60 |
[Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). 06-24-054, § 296-17-890, filed 12/1/06, effective 1/1/07. Statutory Authority: RCW 51.04.020, 51.16.035, and 51.32.073. 05-23-162, § 296-17-890, filed 11/22/05, effective 1/1/06; 04-24-025, § 296-17-890, filed 11/23/04, effective 1/1/05. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, and 51.18.010. 03-24-066, § 296-17-890, filed 12/1/03, effective 1/1/04. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). 02-24-029, § 296-17-890, filed 11/27/02, effective 1/1/03. Statutory Authority: RCW 51.04.020, 51.16.035, 51.32.073, 51.18.010. 01-23-061, § 296-17-890, filed 11/20/01, effective 1/1/02; 00-23-101, § 296-17-890, filed 11/21/00, effective 1/1/01. Statutory Authority: RCW 51.04.020, 51.16.035 and 51.32.073. 99-24-055, § 296-17-890, filed 11/29/99, effective 12/31/99; 98-24-094, § 296-17-890, filed 12/1/98, effective 1/1/99; 97-24-062, § 296-17-890, filed 12/1/97, effective 1/1/98; 96-24-063, § 296-17-890, filed 11/29/96, effective 1/1/97. Statutory Authority: RCW 51.04.020. 95-23-080, § 296-17-890, filed 11/20/95, effective 1/1/96; 94-24-007, § 296-17-890, filed 11/28/94, effective 1/1/95; 93-24-114, § 296-17-890, filed 12/1/93, effective 1/1/94. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 92-24-063, § 296-17-890, filed 11/30/92, effective 1/1/93; 91-24-053, § 296-17-890, filed 11/27/91, effective 1/1/92; 90-24-042, § 296-17-890, filed 11/30/90, effective 1/1/91; 89-24-051 (Order 89-22), § 296-17-890, filed 12/1/89, effective 1/1/90. Statutory Authority: RCW 51.16.035 and 51.04.020. 88-24-012 (Order 88-30), § 296-17-890, filed 12/1/88, effective 1/1/89. Statutory Authority: RCW 51.16.035. 87-24-060 (Order 87-26), § 296-17-890, filed 12/1/87, effective 1/1/88. Statutory Authority: RCW 51.04.020(1) and 51.16.035. 86-24-042 (Order 86-41), § 296-17-890, filed 11/26/86. Statutory Authority: RCW 51.16.035. 85-24-032 (Order 85-33), § 296-17-890, filed 11/27/85, effective 1/1/86; 84-24-016 (Order 84-23), § 296-17-890, filed 11/28/84, effective 1/1/85; 83-24-017 (Order 83-36), § 296-17-890, filed 11/30/83, effective 1/1/84; 82-24-047 (Order 82-38), § 296-17-890, filed 11/29/82, effective 1/1/83; 81-24-042 (Order 81-30), § 296-17-890, filed 11/30/81, effective 1/1/82; 80-17-016 (Order 80-23), § 296-17-890, filed 11/13/80, effective 1/1/81. Statutory Authority: RCW 51.04.030 and 51.16.035. 79-12-086 (Order 79-18), § 296-17-890, filed 11/30/79, effective 1/1/80.]
The following section of the Washington Administrative Code is repealed:
WAC 296-17-86505 | 2007 Alternative claim-free experience modification calculation. |
OTS-1025.6
AMENDATORY SECTION(Amending WSR 06-24-054, filed 12/1/06,
effective 1/1/07)
WAC 296-17-885
Table III.
for Indicated Fiscal Year
Expected Loss Rates in Dollars Per Worker Hour
Effective January 1, ((2007)) 2008
(( |
Ratio |
|||||||
Class | 2004 | 2005 | 2006 | Primary Ratio | ||||
0101 | 1.2923 | 1.0989 | 0.9405 | 0.458 | ||||
0103 | 1.7197 | 1.4658 | 1.2548 | 0.470 | ||||
0104 | 0.9388 | 0.7998 | 0.6839 | 0.470 | ||||
0105 | 1.3161 | 1.1381 | 0.9769 | 0.537 | ||||
0107 | 1.2381 | 1.0485 | 0.8957 | 0.443 | ||||
0108 | 0.9388 | 0.7998 | 0.6839 | 0.470 | ||||
0112 | 0.7679 | 0.6562 | 0.5615 | 0.482 | ||||
0201 | 2.4471 | 2.0570 | 1.7471 | 0.421 | ||||
0202 | 3.1766 | 2.6829 | 2.3114 | 0.402 | ||||
0210 | 1.1827 | 1.0011 | 0.8537 | 0.444 | ||||
0212 | 1.3598 | 1.1538 | 0.9849 | 0.454 | ||||
0214 | 1.3333 | 1.1325 | 0.9601 | 0.477 | ||||
0217 | 1.1010 | 0.9403 | 0.8030 | 0.486 | ||||
0219 | 0.9948 | 0.8514 | 0.7346 | 0.465 | ||||
0301 | 0.6304 | 0.5471 | 0.4710 | 0.549 | ||||
0302 | 1.9304 | 1.6320 | 1.3858 | 0.448 | ||||
0303 | 1.8522 | 1.5599 | 1.3274 | 0.424 | ||||
0306 | 0.9924 | 0.8429 | 0.7153 | 0.476 | ||||
0307 | 0.9680 | 0.8263 | 0.7048 | 0.489 | ||||
0308 | 0.5505 | 0.4813 | 0.4157 | 0.573 | ||||
0403 | 1.7153 | 1.4862 | 1.2730 | 0.551 | ||||
0502 | 1.5269 | 1.2930 | 1.1003 | 0.452 | ||||
0504 | 1.6228 | 1.3843 | 1.1935 | 0.453 | ||||
0507 | 2.8623 | 2.4467 | 2.1105 | 0.463 | ||||
0508 | 2.0131 | 1.6878 | 1.4382 | 0.399 | ||||
0509 | 1.7184 | 1.4506 | 1.2404 | 0.426 | ||||
0510 | 1.5547 | 1.3367 | 1.1481 | 0.504 | ||||
0511 | 1.6595 | 1.4119 | 1.2023 | 0.476 | ||||
0512 | 1.5573 | 1.3180 | 1.1252 | 0.442 | ||||
0513 | 0.8054 | 0.6888 | 0.5876 | 0.497 | ||||
0514 | 1.8923 | 1.6142 | 1.3768 | 0.483 | ||||
0516 | 1.6543 | 1.4050 | 1.2041 | 0.448 | ||||
0517 | 1.8543 | 1.5812 | 1.3628 | 0.452 | ||||
0518 | 1.5719 | 1.3289 | 1.1346 | 0.436 | ||||
0519 | 2.2276 | 1.8804 | 1.6129 | 0.413 | ||||
0521 | 0.5845 | 0.4999 | 0.4293 | 0.477 | ||||
0601 | 0.6563 | 0.5607 | 0.4794 | 0.487 | ||||
0602 | 0.8052 | 0.6874 | 0.5826 | 0.507 | ||||
0603 | 1.0259 | 0.8643 | 0.7365 | 0.425 | ||||
0604 | 1.0123 | 0.8754 | 0.7570 | 0.518 | ||||
0606 | 0.5511 | 0.4790 | 0.4114 | 0.563 | ||||
0607 | 0.5412 | 0.4684 | 0.4011 | 0.548 | ||||
0608 | 0.3801 | 0.3264 | 0.2804 | 0.497 | ||||
0701 | 2.0548 | 1.7035 | 1.4377 | 0.369 | ||||
0803 | 0.4721 | 0.4102 | 0.3513 | 0.568 | ||||
0901 | 1.5719 | 1.3289 | 1.1346 | 0.436 | ||||
1002 | 1.0127 | 0.8718 | 0.7516 | 0.500 | ||||
1003 | 0.8071 | 0.6939 | 0.5987 | 0.494 | ||||
1004 | 0.5289 | 0.4545 | 0.3874 | 0.523 | ||||
1005 | 8.5188 | 7.2538 | 6.1992 | 0.461 | ||||
1007 | 0.3743 | 0.3200 | 0.2734 | 0.491 | ||||
1101 | 0.7394 | 0.6407 | 0.5501 | 0.545 | ||||
1102 | 1.3609 | 1.1635 | 0.9948 | 0.488 | ||||
1103 | 1.2423 | 1.0646 | 0.9225 | 0.459 | ||||
1104 | 0.5531 | 0.4824 | 0.4180 | 0.554 | ||||
1105 | 0.9232 | 0.7904 | 0.6803 | 0.479 | ||||
1106 | 0.3564 | 0.3107 | 0.2714 | 0.531 | ||||
1108 | 0.6580 | 0.5696 | 0.4893 | 0.542 | ||||
1109 | 1.5467 | 1.3391 | 1.1559 | 0.527 | ||||
1301 | 0.6416 | 0.5577 | 0.4698 | 0.608 | ||||
1303 | 0.2280 | 0.1989 | 0.1700 | 0.590 | ||||
1304 | 0.0295 | 0.0257 | 0.0220 | 0.561 | ||||
1305 | 0.4363 | 0.3802 | 0.3262 | 0.578 | ||||
1401 | 0.5078 | 0.4363 | 0.3821 | 0.446 | ||||
1404 | 0.7932 | 0.6908 | 0.5952 | 0.562 | ||||
1405 | 0.6071 | 0.5313 | 0.4534 | 0.608 | ||||
1407 | 0.5851 | 0.5096 | 0.4415 | 0.547 | ||||
1501 | 0.6072 | 0.5247 | 0.4492 | 0.541 | ||||
1507 | 0.5757 | 0.4971 | 0.4255 | 0.536 | ||||
1701 | 0.9505 | 0.8141 | 0.7003 | 0.478 | ||||
1702 | 2.1811 | 1.8244 | 1.5571 | 0.381 | ||||
1703 | 0.8628 | 0.7253 | 0.6121 | 0.436 | ||||
1704 | 0.9505 | 0.8141 | 0.7003 | 0.478 | ||||
1801 | 0.5417 | 0.4624 | 0.4009 | 0.445 | ||||
1802 | 0.7357 | 0.6339 | 0.5418 | 0.526 | ||||
2002 | 0.7436 | 0.6465 | 0.5583 | 0.545 | ||||
2004 | 0.9824 | 0.8551 | 0.7366 | 0.559 | ||||
2007 | 0.4940 | 0.4277 | 0.3687 | 0.532 | ||||
2008 | 0.3333 | 0.2868 | 0.2481 | 0.491 | ||||
2009 | 0.4135 | 0.3614 | 0.3134 | 0.564 | ||||
2101 | 0.6906 | 0.5975 | 0.5175 | 0.512 | ||||
2102 | 0.5456 | 0.4770 | 0.4120 | 0.577 | ||||
2104 | 0.3683 | 0.3237 | 0.2826 | 0.575 | ||||
2105 | 0.5846 | 0.5108 | 0.4372 | 0.597 | ||||
2106 | 0.4360 | 0.3804 | 0.3290 | 0.560 | ||||
2201 | 0.2522 | 0.2189 | 0.1895 | 0.532 | ||||
2202 | 0.7379 | 0.6394 | 0.5490 | 0.546 | ||||
2203 | 0.4840 | 0.4235 | 0.3657 | 0.581 | ||||
2204 | 0.2522 | 0.2189 | 0.1895 | 0.532 | ||||
2401 | 0.5006 | 0.4343 | 0.3710 | 0.563 | ||||
2903 | 0.6529 | 0.5685 | 0.4919 | 0.551 | ||||
2904 | 0.7452 | 0.6447 | 0.5582 | 0.519 | ||||
2905 | 0.5723 | 0.5017 | 0.4340 | 0.584 | ||||
2906 | 0.3317 | 0.2882 | 0.2484 | 0.554 | ||||
2907 | 0.5351 | 0.4686 | 0.4038 | 0.589 | ||||
2908 | 1.0651 | 0.9131 | 0.7844 | 0.488 | ||||
2909 | 0.3994 | 0.3482 | 0.3013 | 0.559 | ||||
3101 | 0.9234 | 0.7891 | 0.6765 | 0.479 | ||||
3102 | 0.2803 | 0.2432 | 0.2094 | 0.552 | ||||
3103 | 0.5816 | 0.5023 | 0.4336 | 0.513 | ||||
3104 | 0.6198 | 0.5321 | 0.4568 | 0.500 | ||||
3105 | 0.7612 | 0.6597 | 0.5681 | 0.540 | ||||
3303 | 0.4512 | 0.3934 | 0.3378 | 0.578 | ||||
3304 | 0.4808 | 0.4230 | 0.3663 | 0.601 | ||||
3309 | 0.4422 | 0.3826 | 0.3304 | 0.528 | ||||
3402 | 0.5400 | 0.4666 | 0.4014 | 0.528 | ||||
3403 | 0.2100 | 0.1810 | 0.1564 | 0.512 | ||||
3404 | 0.4972 | 0.4326 | 0.3729 | 0.556 | ||||
3405 | 0.3132 | 0.2718 | 0.2340 | 0.550 | ||||
3406 | 0.2058 | 0.1808 | 0.1566 | 0.593 | ||||
3407 | 0.7313 | 0.6286 | 0.5396 | 0.504 | ||||
3408 | 0.1848 | 0.1622 | 0.1385 | 0.620 | ||||
3409 | 0.1752 | 0.1554 | 0.1335 | 0.662 | ||||
3410 | 0.2987 | 0.2618 | 0.2267 | 0.581 | ||||
3411 | 0.4869 | 0.4196 | 0.3598 | 0.524 | ||||
3412 | 0.5888 | 0.5021 | 0.4292 | 0.476 | ||||
3414 | 0.5828 | 0.5036 | 0.4315 | 0.539 | ||||
3415 | 0.8492 | 0.7238 | 0.6268 | 0.441 | ||||
3501 | 1.0940 | 0.9459 | 0.8153 | 0.521 | ||||
3503 | 0.3183 | 0.2808 | 0.2459 | 0.584 | ||||
3506 | 1.0789 | 0.9140 | 0.7759 | 0.464 | ||||
3509 | 0.4235 | 0.3735 | 0.3223 | 0.624 | ||||
3510 | 0.3716 | 0.3246 | 0.2796 | 0.581 | ||||
3511 | 0.7285 | 0.6298 | 0.5438 | 0.519 | ||||
3512 | 0.3498 | 0.3061 | 0.2655 | 0.574 | ||||
3513 | 0.4850 | 0.4173 | 0.3672 | 0.441 | ||||
3602 | 0.1335 | 0.1166 | 0.1005 | 0.579 | ||||
3603 | 0.4816 | 0.4182 | 0.3616 | 0.539 | ||||
3604 | 0.8426 | 0.7275 | 0.6357 | 0.486 | ||||
3605 | 0.5400 | 0.4673 | 0.3999 | 0.547 | ||||
3701 | 0.2803 | 0.2432 | 0.2094 | 0.552 | ||||
3702 | 0.4588 | 0.3996 | 0.3432 | 0.573 | ||||
3708 | 0.6421 | 0.5541 | 0.4751 | 0.532 | ||||
3802 | 0.2061 | 0.1805 | 0.1551 | 0.598 | ||||
3808 | 0.4392 | 0.3769 | 0.3232 | 0.501 | ||||
3901 | 0.1772 | 0.1568 | 0.1364 | 0.621 | ||||
3902 | 0.4975 | 0.4336 | 0.3758 | 0.551 | ||||
3903 | 1.1476 | 1.0011 | 0.8751 | 0.533 | ||||
3905 | 0.1629 | 0.1435 | 0.1251 | 0.593 | ||||
3906 | 0.4927 | 0.4302 | 0.3726 | 0.562 | ||||
3909 | 0.2688 | 0.2368 | 0.2052 | 0.612 | ||||
4002 | 1.4196 | 1.2198 | 1.0360 | 0.531 | ||||
4101 | 0.3223 | 0.2786 | 0.2397 | 0.530 | ||||
4103 | 0.4580 | 0.4042 | 0.3501 | 0.616 | ||||
4107 | 0.1717 | 0.1489 | 0.1287 | 0.533 | ||||
4108 | 0.1565 | 0.1361 | 0.1179 | 0.545 | ||||
4109 | 0.2158 | 0.1868 | 0.1615 | 0.526 | ||||
4201 | 0.7187 | 0.6169 | 0.5218 | 0.537 | ||||
4301 | 0.6780 | 0.5939 | 0.5139 | 0.581 | ||||
4302 | 0.6894 | 0.5996 | 0.5151 | 0.564 | ||||
4304 | 1.0468 | 0.9092 |